Home > Western Security Bank > Income and Expense
Western Security Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $69,214,000 | 551 |
| Total interest expense | $40,352,000 | 496 |
| Net interest income | $28,862,000 | 627 |
| Provision for loan and lease losses | $2,600,000 | 510 |
| Total noninterest income | $12,017,000 | 514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,017,000 | 383 |
| Total noninterest expense | $24,927,000 | 643 |
| Salaries and employee benefits | $12,122,000 | 595 |
| Premises and equipment expense | $5,230,000 | 439 |
| Additional noninterest expense | $7,575,000 | 703 |
| Pre-tax net operating income | $13,352,000 | 610 |
| Securities gains (losses) | $-133,000 | 9,490 |
| Applicable income taxes | $4,966,000 | 553 |
| Income before extraordinary items | $8,253,000 | 670 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,253,000 | 670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $905,000 | 808 |
| Cash dividends | $4,940,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,338,120 | 661 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $68,701,000 | 542 |
| Total interest expense | $38,132,000 | 469 |
| Net interest income | $30,569,000 | 624 |
| Provision for loan and lease losses | $1,670,000 | 649 |
| Total noninterest income | $9,160,000 | 652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $9,160,000 | 467 |
| Total noninterest expense | $27,717,000 | 578 |
| Salaries and employee benefits | $13,494,000 | 540 |
| Premises and equipment expense | $5,594,000 | 413 |
| Additional noninterest expense | $8,629,000 | 669 |
| Pre-tax net operating income | $10,342,000 | 797 |
| Securities gains (losses) | $1,744,000 | 155 |
| Applicable income taxes | $4,550,000 | 639 |
| Income before extraordinary items | $7,536,000 | 770 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,536,000 | 770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,251,000 | 615 |
| Cash dividends | $7,000,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,419,840 | 864 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $71,971,000 | 522 |
| Total interest expense | $41,622,000 | 453 |
| Net interest income | $30,349,000 | 592 |
| Provision for loan and lease losses | $930,000 | 1,033 |
| Total noninterest income | $8,865,000 | 646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $8,865,000 | 468 |
| Total noninterest expense | $28,560,000 | 548 |
| Salaries and employee benefits | $13,695,000 | 537 |
| Premises and equipment expense | $6,074,000 | 377 |
| Additional noninterest expense | $8,791,000 | 642 |
| Pre-tax net operating income | $9,724,000 | 805 |
| Securities gains (losses) | $2,436,000 | 210 |
| Applicable income taxes | $4,823,000 | 598 |
| Income before extraordinary items | $7,337,000 | 759 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,337,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,065,000 | 718 |
| Cash dividends | $20,000,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,777,960 | 906 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $65,707,000 | 560 |
| Total interest expense | $37,391,000 | 497 |
| Net interest income | $28,316,000 | 637 |
| Provision for loan and lease losses | $778,000 | 1,218 |
| Total noninterest income | $8,061,000 | 659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $8,061,000 | 470 |
| Total noninterest expense | $25,129,000 | 604 |
| Salaries and employee benefits | $12,306,000 | 556 |
| Premises and equipment expense | $4,602,000 | 472 |
| Additional noninterest expense | $8,221,000 | 676 |
| Pre-tax net operating income | $10,470,000 | 786 |
| Securities gains (losses) | $771,000 | 327 |
| Applicable income taxes | $3,873,000 | 743 |
| Income before extraordinary items | $7,368,000 | 765 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,368,000 | 767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,914 |
| Cash dividends | $19,000,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,859,140 | 799 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $40,973,000 | 857 |
| Total interest expense | $23,848,000 | 733 |
| Net interest income | $17,125,000 | 1,054 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $4,010,000 | 1,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,010,000 | 732 |
| Total noninterest expense | $16,925,000 | 904 |
| Salaries and employee benefits | $7,495,000 | 913 |
| Premises and equipment expense | $2,783,000 | 783 |
| Additional noninterest expense | $6,647,000 | 920 |
| Pre-tax net operating income | $4,168,000 | 1,726 |
| Securities gains (losses) | $613,000 | 367 |
| Applicable income taxes | $1,683,000 | 1,438 |
| Income before extraordinary items | $3,098,000 | 1,611 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,098,000 | 1,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,699,550 | 1,791 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $39,144,000 | 928 |
| Total interest expense | $23,290,000 | 771 |
| Net interest income | $15,854,000 | 1,158 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,209,000 | 1,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,209,000 | 857 |
| Total noninterest expense | $14,070,000 | 1,066 |
| Salaries and employee benefits | $7,744,000 | 887 |
| Premises and equipment expense | $2,479,000 | 881 |
| Additional noninterest expense | $3,847,000 | 1,376 |
| Pre-tax net operating income | $4,993,000 | 1,507 |
| Securities gains (losses) | $1,081,000 | 214 |
| Applicable income taxes | $2,291,000 | 1,118 |
| Income before extraordinary items | $3,783,000 | 1,368 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,783,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $1,198,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,091,160 | 1,629 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $33,504,000 | 949 |
| Total interest expense | $17,534,000 | 797 |
| Net interest income | $15,970,000 | 1,147 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,500,000 | 1,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,500,000 | 990 |
| Total noninterest expense | $13,059,000 | 1,151 |
| Salaries and employee benefits | $7,858,000 | 872 |
| Premises and equipment expense | $1,957,000 | 1,088 |
| Additional noninterest expense | $3,244,000 | 1,694 |
| Pre-tax net operating income | $5,411,000 | 1,366 |
| Securities gains (losses) | $760,000 | 200 |
| Applicable income taxes | $2,392,000 | 1,043 |
| Income before extraordinary items | $3,779,000 | 1,326 |
| Extraordinary gains, net | $-3,000 | 12,490 |
| Net income | $3,776,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $998,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $22,121,000 | 58 |
| Net operating income | $3,292,600 | 1,514 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,516,000 | 1,073 |
| Total interest expense | $15,337,000 | 922 |
| Net interest income | $14,179,000 | 1,269 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $2,969,000 | 1,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,969,000 | 966 |
| Total noninterest expense | $10,998,000 | 1,394 |
| Salaries and employee benefits | $6,024,000 | 1,121 |
| Premises and equipment expense | $1,911,000 | 1,110 |
| Additional noninterest expense | $3,063,000 | 1,881 |
| Pre-tax net operating income | $6,150,000 | 1,133 |
| Securities gains (losses) | $1,361,000 | 424 |
| Applicable income taxes | $2,557,000 | 983 |
| Income before extraordinary items | $4,954,000 | 1,043 |
| Extraordinary gains, net | $796,000 | 281 |
| Net income | $5,750,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,055,740 | 1,165 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,158,000 | 1,177 |
| Total interest expense | $18,776,000 | 961 |
| Net interest income | $12,382,000 | 1,486 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $2,737,000 | 1,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,737,000 | 1,021 |
| Total noninterest expense | $10,462,000 | 1,469 |
| Salaries and employee benefits | $5,293,000 | 1,276 |
| Premises and equipment expense | $1,962,000 | 1,137 |
| Additional noninterest expense | $3,207,000 | 1,893 |
| Pre-tax net operating income | $4,657,000 | 1,371 |
| Securities gains (losses) | $3,128,000 | 296 |
| Applicable income taxes | $2,931,000 | 799 |
| Income before extraordinary items | $4,854,000 | 981 |
| Extraordinary gains, net | $-621,000 | 13,837 |
| Net income | $4,233,000 | 1,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 5,695 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,852,080 | 1,504 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.