Home > Western Security Bank > Assets and Liabilities
Western Security Bank, Assets and Liabilities
2000-12-31 | Rank | |
# of Employees: | 296 | 535 |
Assets and Liabilities | ||
Total Assets: | $927,154,000 | 576 |
Cash and due from depository institutions | $19,600,000 | 535 |
Interest-bearing balances | $2,201,000 | 1,587 |
Securities | $209,042,000 | 570 |
Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
Net loans & leases | $626,172,000 | 550 |
Loan loss allowance | $6,856,000 | 627 |
Trading account assets | $0 | 175 |
Bank premises and fixed assets | $24,134,000 | 320 |
Other real estate owned | $1,300,000 | 535 |
Goodwill and other intangibles | $17,273,000 | 297 |
All other assets | $29,633,000 | 443 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $927,154,000 | 576 |
Total liabilities | $834,375,000 | 577 |
Total deposits | $612,551,000 | 636 |
Interest-bearing deposits | $566,021,000 | 590 |
Deposits held in domestic offices | $612,551,000 | 631 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $9,032,000 | 1,164 |
Trading liabilities | $0 | 77 |
Other borrowed funds | $198,572,000 | 308 |
Subordinated debt | $0 | 239 |
All other liabilities | $14,220,000 | 504 |
Total equity capital | $92,779,000 | 533 |
Total bank equity capital | $92,779,000 | 533 |
Perpetual preferred stock | $0 | 178 |
Common stock | $22,000 | 8,632 |
Surplus | $72,210,000 | 346 |
Undivided profits | $20,547,000 | 1,337 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,021,000 | 654 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
Income earned, not collected on loans | $4,662,000 | 548 |
Earning assets | $837,415,000 | 579 |
Long-term assets (5+ years) | $0 | 8,706 |
Average Assets, year-to-date | $958,769,000 | 535 |
Average Assets, quarterly | $929,149,500 | 568 |
Volatile liabilities | $300,345,000 | 456 |
Insider loans | $344,000 | 6,254 |
FHLB advances | $198,404,000 | 90 |
Loans and leases held for sale | $0 | 1,442 |
Unused loan commitments | $51,835,000 | 1,143 |
Tier 1 (core) risk-based capital | $73,925,000 | 621 |
Tier 2 risk-based capital | $6,902,000 | 612 |
Total risk weighted assets | $593,712,000 | 601 |
Total unused commitments | $51,835,000 | 1,145 |
Derivatives | $0 | 481 |
1999-12-31 | Rank | |
# of Employees: | 343 | 503 |
Assets and Liabilities | ||
Total Assets: | $997,107,000 | 547 |
Cash and due from depository institutions | $24,142,000 | 503 |
Interest-bearing balances | $3,915,000 | 1,020 |
Securities | $272,729,000 | 474 |
Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
Net loans & leases | $620,751,000 | 551 |
Loan loss allowance | $5,161,000 | 794 |
Trading account assets | $0 | 165 |
Bank premises and fixed assets | $26,305,000 | 304 |
Other real estate owned | $1,293,000 | 503 |
Goodwill and other intangibles | $18,691,000 | 269 |
All other assets | $33,196,000 | 435 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $997,107,000 | 547 |
Total liabilities | $910,772,000 | 544 |
Total deposits | $664,847,000 | 578 |
Interest-bearing deposits | $621,663,000 | 550 |
Deposits held in domestic offices | $664,847,000 | 573 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $7,732,000 | 1,374 |
Trading liabilities | $0 | 65 |
Other borrowed funds | $227,078,000 | 298 |
Subordinated debt | $0 | 242 |
All other liabilities | $11,115,000 | 572 |
Total equity capital | $86,335,000 | 559 |
Total bank equity capital | $86,335,000 | 559 |
Perpetual preferred stock | $0 | 193 |
Common stock | $22,000 | 8,938 |
Surplus | $72,173,000 | 351 |
Undivided profits | $14,140,000 | 1,787 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,953,000 | 806 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
Income earned, not collected on loans | $4,445,000 | 507 |
Earning assets | $897,395,000 | 549 |
Long-term assets (5+ years) | $0 | 8,976 |
Average Assets, year-to-date | $995,747,200 | 529 |
Average Assets, quarterly | $1,004,887,000 | 536 |
Volatile liabilities | $333,169,000 | 431 |
Insider loans | $1,537,000 | 2,760 |
FHLB advances | $226,769,000 | 82 |
Loans and leases held for sale | $0 | 1,487 |
Unused loan commitments | $57,778,000 | 1,083 |
Tier 1 (core) risk-based capital | $69,142,000 | 657 |
Tier 2 risk-based capital | $5,194,000 | 754 |
Total risk weighted assets | $614,732,000 | 582 |
Total unused commitments | $57,778,000 | 1,086 |
Derivatives | $0 | 488 |
1998-12-31 | Rank | |
# of Employees: | 377 | 466 |
Assets and Liabilities | ||
Total Assets: | $968,098,000 | 552 |
Cash and due from depository institutions | $39,142,000 | 466 |
Interest-bearing balances | $14,851,000 | 384 |
Securities | $207,919,000 | 598 |
Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
Net loans & leases | $640,152,000 | 520 |
Loan loss allowance | $4,745,000 | 841 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $28,384,000 | 266 |
Other real estate owned | $1,545,000 | 466 |
Goodwill and other intangibles | $20,501,000 | 256 |
All other assets | $30,455,000 | 416 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $968,098,000 | 552 |
Total liabilities | $879,327,000 | 547 |
Total deposits | $658,537,000 | 575 |
Interest-bearing deposits | $616,852,000 | 540 |
Deposits held in domestic offices | $658,537,000 | 571 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $7,211,000 | 1,187 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $201,869,000 | 271 |
Subordinated debt | $0 | 255 |
All other liabilities | $11,710,000 | 577 |
Total equity capital | $88,771,000 | 547 |
Total bank equity capital | $88,771,000 | 547 |
Perpetual preferred stock | $0 | 199 |
Common stock | $22,000 | 9,148 |
Surplus | $72,142,000 | 335 |
Undivided profits | $16,607,000 | 1,605 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,072,000 | 665 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
Income earned, not collected on loans | $4,783,000 | 455 |
Earning assets | $862,922,000 | 563 |
Long-term assets (5+ years) | $0 | 9,173 |
Average Assets, year-to-date | $1,005,288,600 | 511 |
Average Assets, quarterly | $981,331,500 | 540 |
Volatile liabilities | $294,742,000 | 412 |
Insider loans | $2,729,000 | 1,580 |
FHLB advances | $201,342,000 | 73 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $54,417,000 | 1,071 |
Tier 1 (core) risk-based capital | $66,737,000 | 651 |
Tier 2 risk-based capital | $4,784,000 | 762 |
Total risk weighted assets | $613,256,000 | 554 |
Total unused commitments | $54,417,000 | 1,074 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 367 | 487 |
Assets and Liabilities | ||
Total Assets: | $1,030,050,000 | 510 |
Cash and due from depository institutions | $29,638,000 | 487 |
Interest-bearing balances | $7,267,000 | 609 |
Securities | $243,457,000 | 523 |
Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
Net loans & leases | $673,095,000 | 496 |
Loan loss allowance | $4,877,000 | 843 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $30,192,000 | 246 |
Other real estate owned | $2,077,000 | 487 |
Goodwill and other intangibles | $21,355,000 | 245 |
All other assets | $30,236,000 | 395 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $1,030,050,000 | 510 |
Total liabilities | $928,523,000 | 522 |
Total deposits | $654,007,000 | 604 |
Interest-bearing deposits | $616,864,000 | 542 |
Deposits held in domestic offices | $654,007,000 | 597 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $7,670,000 | 1,207 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $254,471,000 | 228 |
Subordinated debt | $0 | 260 |
All other liabilities | $12,375,000 | 543 |
Total equity capital | $101,527,000 | 488 |
Total bank equity capital | $101,527,000 | 488 |
Perpetual preferred stock | $0 | 223 |
Common stock | $22,000 | 9,541 |
Surplus | $72,066,000 | 320 |
Undivided profits | $29,439,000 | 901 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,579,000 | 796 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $5,373,000 | 438 |
Earning assets | $923,819,000 | 525 |
Long-term assets (5+ years) | $0 | 9,550 |
Average Assets, year-to-date | $892,075,200 | 549 |
Average Assets, quarterly | $1,014,035,000 | 507 |
Volatile liabilities | $340,828,000 | 382 |
Insider loans | $791,000 | 4,164 |
FHLB advances | $253,518,000 | 63 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $67,162,000 | 864 |
Tier 1 (core) risk-based capital | $78,017,000 | 567 |
Tier 2 risk-based capital | $4,877,000 | 723 |
Total risk weighted assets | $630,694,000 | 531 |
Total unused commitments | $67,162,000 | 868 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 197 | 949 |
Assets and Liabilities | ||
Total Assets: | $548,256,000 | 894 |
Cash and due from depository institutions | $20,901,000 | 949 |
Interest-bearing balances | $12,609,000 | 299 |
Securities | $130,230,000 | 943 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $366,523,000 | 853 |
Loan loss allowance | $2,001,000 | 1,896 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $14,411,000 | 533 |
Other real estate owned | $0 | 949 |
Goodwill and other intangibles | $144,000 | 2,308 |
All other assets | $16,047,000 | 642 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $548,256,000 | 894 |
Total liabilities | $484,515,000 | 918 |
Total deposits | $347,759,000 | 1,124 |
Interest-bearing deposits | $342,885,000 | 986 |
Deposits held in domestic offices | $347,759,000 | 1,117 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $130,657,000 | 333 |
Subordinated debt | $0 | 298 |
All other liabilities | $6,099,000 | 860 |
Total equity capital | $63,741,000 | 742 |
Total bank equity capital | $63,741,000 | 742 |
Perpetual preferred stock | $0 | 250 |
Common stock | $22,000 | 10,007 |
Surplus | $23,035,000 | 817 |
Undivided profits | $40,684,000 | 628 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,401,000 | 2,052 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $2,354,000 | 938 |
Earning assets | $509,362,000 | 888 |
Long-term assets (5+ years) | $0 | 9,965 |
Average Assets, year-to-date | $558,357,000 | 858 |
Average Assets, quarterly | $549,566,000 | 888 |
Volatile liabilities | $149,381,000 | 683 |
Insider loans | $512,000 | 5,463 |
FHLB advances | $129,367,000 | 107 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $17,826,000 | 2,235 |
Tier 1 (core) risk-based capital | $63,318,000 | 709 |
Tier 2 risk-based capital | $1,931,000 | 1,641 |
Total risk weighted assets | $304,500,000 | 992 |
Total unused commitments | $17,826,000 | 2,251 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 201 | 964 |
Assets and Liabilities | ||
Total Assets: | $569,921,000 | 892 |
Cash and due from depository institutions | $10,202,000 | 964 |
Interest-bearing balances | $3,001,000 | 1,415 |
Securities | $183,025,000 | 724 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $348,042,000 | 891 |
Loan loss allowance | $2,010,000 | 1,923 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $11,826,000 | 626 |
Other real estate owned | $0 | 964 |
Goodwill and other intangibles | $146,000 | 2,188 |
All other assets | $16,680,000 | 656 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $569,921,000 | 892 |
Total liabilities | $509,265,000 | 907 |
Total deposits | $356,492,000 | 1,115 |
Interest-bearing deposits | $351,560,000 | 994 |
Deposits held in domestic offices | $356,492,000 | 1,105 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $146,673,000 | 312 |
Subordinated debt | $0 | 337 |
All other liabilities | $6,100,000 | 902 |
Total equity capital | $60,656,000 | 811 |
Total bank equity capital | $60,656,000 | 811 |
Perpetual preferred stock | $0 | 288 |
Common stock | $22,000 | 10,476 |
Surplus | $22,566,000 | 835 |
Undivided profits | $38,068,000 | 692 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $219,000 | 6,445 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $2,185,000 | 1,045 |
Earning assets | $534,068,000 | 876 |
Long-term assets (5+ years) | $0 | 10,367 |
Average Assets, year-to-date | $545,455,000 | 891 |
Average Assets, quarterly | $561,662,000 | 898 |
Volatile liabilities | $169,634,000 | 613 |
Insider loans | $660,000 | 4,852 |
FHLB advances | $145,266,000 | 97 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $21,390,000 | 1,911 |
Tier 1 (core) risk-based capital | $59,771,000 | 775 |
Tier 2 risk-based capital | $2,010,000 | 1,590 |
Total risk weighted assets | $289,440,000 | 1,028 |
Total unused commitments | $21,390,000 | 1,919 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 217 | 910 |
Assets and Liabilities | ||
Total Assets: | $523,475,000 | 915 |
Cash and due from depository institutions | $22,212,000 | 910 |
Interest-bearing balances | $15,109,000 | 259 |
Securities | $181,300,000 | 744 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $294,949,000 | 983 |
Loan loss allowance | $2,023,000 | 1,945 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $10,229,000 | 712 |
Other real estate owned | $0 | 910 |
Goodwill and other intangibles | $134,000 | 2,124 |
All other assets | $14,651,000 | 741 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $523,475,000 | 915 |
Total liabilities | $467,484,000 | 942 |
Total deposits | $347,310,000 | 1,108 |
Interest-bearing deposits | $343,538,000 | 981 |
Deposits held in domestic offices | $347,310,000 | 1,098 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $116,746,000 | 346 |
Subordinated debt | $0 | 372 |
All other liabilities | $3,428,000 | 1,179 |
Total equity capital | $55,991,000 | 804 |
Total bank equity capital | $55,991,000 | 804 |
Perpetual preferred stock | $0 | 310 |
Common stock | $22,000 | 11,050 |
Surplus | $22,099,000 | 798 |
Undivided profits | $33,870,000 | 675 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $583,000 | 3,885 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $1,659,000 | 1,163 |
Earning assets | $491,358,000 | 893 |
Long-term assets (5+ years) | $0 | 10,888 |
Average Assets, year-to-date | $493,372,000 | 952 |
Average Assets, quarterly | $521,804,000 | 908 |
Volatile liabilities | $137,059,000 | 674 |
Insider loans | $749,000 | 4,479 |
FHLB advances | $114,887,000 | 113 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $13,442,000 | 2,552 |
Tier 1 (core) risk-based capital | $56,749,000 | 781 |
Tier 2 risk-based capital | $2,023,000 | 1,559 |
Total risk weighted assets | $236,195,000 | 1,207 |
Total unused commitments | $13,442,000 | 2,562 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 223 | 939 |
Assets and Liabilities | ||
Total Assets: | $456,015,000 | 1,061 |
Cash and due from depository institutions | $35,093,000 | 939 |
Interest-bearing balances | $29,446,000 | 212 |
Securities | $137,643,000 | 1,000 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $259,766,000 | 1,088 |
Loan loss allowance | $2,047,000 | 2,034 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $8,753,000 | 822 |
Other real estate owned | $99,000 | 939 |
Goodwill and other intangibles | $140,000 | 2,026 |
All other assets | $14,521,000 | 726 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $456,015,000 | 1,061 |
Total liabilities | $423,654,000 | 1,053 |
Total deposits | $397,600,000 | 1,004 |
Interest-bearing deposits | $396,105,000 | 877 |
Deposits held in domestic offices | $397,600,000 | 993 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $22,583,000 | 729 |
Subordinated debt | $0 | 413 |
All other liabilities | $3,471,000 | 1,206 |
Total equity capital | $32,361,000 | 1,272 |
Total bank equity capital | $32,361,000 | 1,272 |
Perpetual preferred stock | $0 | 343 |
Common stock | $0 | 11,979 |
Surplus | $0 | 12,104 |
Undivided profits | $32,361,000 | 705 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $807,000 | 3,658 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $1,439,000 | 1,183 |
Earning assets | $426,855,000 | 1,037 |
Long-term assets (5+ years) | $0 | 11,403 |
Average Assets, year-to-date | $413,841,000 | 1,120 |
Average Assets, quarterly | $438,724,000 | 1,083 |
Volatile liabilities | $64,283,000 | 1,013 |
Insider loans | $599,000 | 5,178 |
FHLB advances | $19,667,000 | 311 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $23,785,000 | 1,675 |
Tier 1 (core) risk-based capital | $31,831,000 | 1,255 |
Tier 2 risk-based capital | $2,034,000 | 1,556 |
Total risk weighted assets | $202,749,000 | 1,379 |
Total unused commitments | $23,785,000 | 1,697 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 213 | 1,002 |
Assets and Liabilities | ||
Total Assets: | $394,049,000 | 1,238 |
Cash and due from depository institutions | $25,322,000 | 1,002 |
Interest-bearing balances | $19,270,000 | 411 |
Securities | $122,668,000 | 1,112 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $223,064,000 | 1,306 |
Loan loss allowance | $2,076,000 | 2,058 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $8,431,000 | 859 |
Other real estate owned | $315,000 | 1,002 |
Goodwill and other intangibles | $195,000 | 1,867 |
All other assets | $14,054,000 | 784 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $394,049,000 | 1,238 |
Total liabilities | $367,438,000 | 1,228 |
Total deposits | $357,518,000 | 1,157 |
Interest-bearing deposits | $354,524,000 | 1,043 |
Deposits held in domestic offices | $357,518,000 | 1,147 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $6,037,000 | 1,204 |
Subordinated debt | $0 | 482 |
All other liabilities | $3,883,000 | 1,126 |
Total equity capital | $26,611,000 | 1,464 |
Total bank equity capital | $26,611,000 | 1,464 |
Perpetual preferred stock | $0 | 346 |
Common stock | $0 | 12,472 |
Surplus | $0 | 12,588 |
Undivided profits | $26,611,000 | 804 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $772,000 | 4,386 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $1,497,000 | 1,283 |
Earning assets | $365,002,000 | 1,226 |
Long-term assets (5+ years) | $0 | 11,806 |
Average Assets, year-to-date | $396,049,600 | 1,222 |
Average Assets, quarterly | $395,905,000 | 1,230 |
Volatile liabilities | $26,377,000 | 1,894 |
Insider loans | $0 | 9,493 |
FHLB advances | $1,999,000 | 666 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $18,539,000 | 1,919 |
Tier 1 (core) risk-based capital | $26,439,000 | 1,438 |
Tier 2 risk-based capital | $2,054,000 | 1,555 |
Total risk weighted assets | $165,305,000 | 1,720 |
Total unused commitments | $18,539,000 | 1,935 |
Derivatives | $0 | 651 |