Home > Western Security Bank > Income and Expense
Western Security Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 5,671 |
| Total interest expense | $1,630,000 | 7,326 |
| Net interest income | $3,753,000 | 4,569 |
| Provision for loan and lease losses | $964,000 | 973 |
| Total noninterest income | $1,043,000 | 3,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $498,000 | 2,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 2,714 |
| Total noninterest expense | $3,259,000 | 3,997 |
| Salaries and employee benefits | $1,652,000 | 3,931 |
| Premises and equipment expense | $782,000 | 2,535 |
| Additional noninterest expense | $825,000 | 5,122 |
| Pre-tax net operating income | $573,000 | 8,032 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $207,000 | 7,304 |
| Income before extraordinary items | $369,000 | 8,324 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $369,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $879,000 | 954 |
| Cash dividends | $467,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $367,080 | 8,319 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 5,178 |
| Total interest expense | $1,412,000 | 7,172 |
| Net interest income | $4,167,000 | 4,224 |
| Provision for loan and lease losses | $726,000 | 1,173 |
| Total noninterest income | $952,000 | 3,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $548,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,385 |
| Total noninterest expense | $3,262,000 | 4,104 |
| Salaries and employee benefits | $1,725,000 | 3,778 |
| Premises and equipment expense | $762,000 | 2,637 |
| Additional noninterest expense | $775,000 | 5,854 |
| Pre-tax net operating income | $1,131,000 | 5,458 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $366,000 | 5,087 |
| Income before extraordinary items | $765,000 | 5,528 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $765,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 1,322 |
| Cash dividends | $539,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $765,000 | 5,601 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 5,455 |
| Total interest expense | $1,398,000 | 7,551 |
| Net interest income | $3,958,000 | 4,450 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $773,000 | 4,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $566,000 | 2,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,557 |
| Total noninterest expense | $3,250,000 | 4,196 |
| Salaries and employee benefits | $1,746,000 | 3,725 |
| Premises and equipment expense | $739,000 | 2,736 |
| Additional noninterest expense | $765,000 | 6,140 |
| Pre-tax net operating income | $1,361,000 | 4,698 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $471,000 | 4,396 |
| Income before extraordinary items | $890,000 | 5,141 |
| Extraordinary gains, net | $22,000 | 2,659 |
| Net income | $912,000 | 5,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $890,000 | 4,920 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,535,000 | 5,870 |
| Total interest expense | $1,830,000 | 7,537 |
| Net interest income | $3,705,000 | 4,774 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $836,000 | 3,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $616,000 | 2,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $3,291,000 | 4,164 |
| Salaries and employee benefits | $1,839,000 | 3,479 |
| Premises and equipment expense | $731,000 | 2,822 |
| Additional noninterest expense | $721,000 | 6,614 |
| Pre-tax net operating income | $1,160,000 | 5,055 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $400,000 | 4,798 |
| Income before extraordinary items | $760,000 | 5,578 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $760,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 5,168 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $760,000 | 5,238 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.