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Western Reserve Bank of Ohio, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$4,408,0006,244
Total interest expense$1,769,0006,150
Net interest income$2,639,0006,193
Provision for loan and lease losses$31,0007,056
Total noninterest income$400,0006,153
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0006,044
Trading account gains and feesNANA
Additional Noninterest Income$209,0005,118
Total noninterest expense$2,019,0006,153
Salaries and employee benefits$826,0007,066
Premises and equipment expense$237,0006,745
Additional noninterest expense$956,0004,901
Pre-tax net operating income$989,0006,009
Securities gains (losses)$-89,00011,454
Applicable income taxes$228,0006,882
Income before extraordinary items$672,0006,080
Extraordinary gains, net$0249
Net income$672,0006,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,218
Cash dividends$96,0007,030
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$738,7505,750
1993-12-31 (YTD Data)Rank
Total interest income$4,572,0006,228
Total interest expense$1,987,0005,864
Net interest income$2,585,0006,391
Provision for loan and lease losses$346,0002,738
Total noninterest income$432,0006,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$199,0005,987
Trading account gains and feesNANA
Additional Noninterest Income$233,0005,208
Total noninterest expense$2,068,0006,158
Salaries and employee benefits$832,0007,127
Premises and equipment expense$296,0005,922
Additional noninterest expense$940,0005,192
Pre-tax net operating income$603,0007,928
Securities gains (losses)$150,0001,977
Applicable income taxes$217,0007,313
Income before extraordinary items$536,0007,262
Extraordinary gains, net$03,149
Net income$536,0007,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0002,368
Cash dividends$72,0007,482
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$429,5007,876
1992-12-31 (YTD Data)Rank
Total interest income$4,954,0006,439
Total interest expense$2,447,0006,093
Net interest income$2,507,0006,583
Provision for loan and lease losses$926,0001,929
Total noninterest income$400,0006,546
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$200,0005,992
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,673
Total noninterest expense$2,100,0006,141
Salaries and employee benefits$791,0007,313
Premises and equipment expense$379,0005,003
Additional noninterest expense$930,0005,374
Pre-tax net operating income$-119,00012,977
Securities gains (losses)$103,0002,957
Applicable income taxes$-50,00013,503
Income before extraordinary items$34,00012,688
Extraordinary gains, net$76,000852
Net income$110,00011,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$651,0002,076
Cash dividends$48,0007,787
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-31,92012,779

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.