Home > Western Reserve Bank of Ohio > Assets and Liabilities
Western Reserve Bank of Ohio, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 41 | 4,778 |
Assets and Liabilities | ||
Total Assets: | $62,666,000 | 6,455 |
Cash and due from depository institutions | $1,985,000 | 4,778 |
Interest-bearing balances | $0 | 7,034 |
Securities | $25,178,000 | 4,949 |
Federal funds sold & reverse repurchase agreements | $1,132,000 | 5,190 |
Net loans & leases | $32,362,000 | 6,703 |
Loan loss allowance | $802,000 | 4,332 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $916,000 | 6,417 |
Other real estate owned | $2,000 | 4,778 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,090,000 | 6,339 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $62,666,000 | 6,455 |
Total liabilities | $58,012,000 | 6,330 |
Total deposits | $57,803,000 | 6,114 |
Interest-bearing deposits | $50,794,000 | 6,001 |
Deposits held in domestic offices | $57,803,000 | 6,108 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $209,000 | 8,823 |
Total equity capital | $4,654,000 | 7,483 |
Total bank equity capital | $4,654,000 | 7,483 |
Perpetual preferred stock | $0 | 310 |
Common stock | $800,000 | 4,461 |
Surplus | $1,700,000 | 6,154 |
Undivided profits | $2,154,000 | 6,927 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $285,000 | 5,785 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $189,000 | 8,718 |
Earning assets | $58,672,000 | 6,312 |
Long-term assets (5+ years) | $21,881,000 | 2,365 |
Average Assets, year-to-date | $60,706,000 | 6,475 |
Average Assets, quarterly | $62,089,500 | 6,453 |
Volatile liabilities | $2,075,000 | 9,578 |
Insider loans | $798,000 | 4,310 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $10,963,000 | 2,936 |
Tier 1 (core) risk-based capital | $5,405,000 | 6,856 |
Tier 2 risk-based capital | $435,160 | 5,867 |
Total risk weighted assets | $34,445,560 | 6,584 |
Total unused commitments | $10,963,000 | 2,947 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 33 | 5,994 |
Assets and Liabilities | ||
Total Assets: | $60,330,000 | 6,812 |
Cash and due from depository institutions | $1,588,000 | 5,994 |
Interest-bearing balances | $0 | 7,655 |
Securities | $27,165,000 | 4,872 |
Federal funds sold & reverse repurchase agreements | $360,000 | 9,517 |
Net loans & leases | $29,540,000 | 7,069 |
Loan loss allowance | $902,000 | 4,052 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $935,000 | 6,399 |
Other real estate owned | $2,000 | 5,994 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $740,000 | 7,529 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $60,330,000 | 6,812 |
Total liabilities | $55,399,000 | 6,747 |
Total deposits | $55,143,000 | 6,567 |
Interest-bearing deposits | $49,816,000 | 6,353 |
Deposits held in domestic offices | $55,143,000 | 6,560 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $256,000 | 8,229 |
Total equity capital | $4,931,000 | 7,356 |
Total bank equity capital | $4,931,000 | 7,356 |
Perpetual preferred stock | $0 | 343 |
Common stock | $800,000 | 4,638 |
Surplus | $1,700,000 | 6,170 |
Undivided profits | $2,431,000 | 6,887 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $468,000 | 5,082 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $175,000 | 8,785 |
Earning assets | $57,065,000 | 6,662 |
Long-term assets (5+ years) | $24,459,000 | 2,260 |
Average Assets, year-to-date | $59,259,800 | 6,747 |
Average Assets, quarterly | $60,119,000 | 6,773 |
Volatile liabilities | $2,789,000 | 8,657 |
Insider loans | $876,000 | 4,086 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $13,495,000 | 2,495 |
Tier 1 (core) risk-based capital | $4,829,000 | 7,378 |
Tier 2 risk-based capital | $395,000 | 6,342 |
Total risk weighted assets | $31,092,700 | 7,107 |
Total unused commitments | $13,495,000 | 2,515 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 33 | 6,105 |
Assets and Liabilities | ||
Total Assets: | $57,690,000 | 7,131 |
Cash and due from depository institutions | $1,769,000 | 6,105 |
Interest-bearing balances | $0 | 8,059 |
Securities | $25,335,000 | 5,111 |
Federal funds sold & reverse repurchase agreements | $1,180,000 | 8,263 |
Net loans & leases | $27,436,000 | 7,469 |
Loan loss allowance | $875,000 | 4,165 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,054,000 | 5,995 |
Other real estate owned | $2,000 | 6,105 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $914,000 | 6,773 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $57,690,000 | 7,131 |
Total liabilities | $53,325,000 | 7,057 |
Total deposits | $53,091,000 | 6,893 |
Interest-bearing deposits | $48,005,000 | 6,699 |
Deposits held in domestic offices | $53,091,000 | 6,886 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $234,000 | 9,319 |
Total equity capital | $4,365,000 | 7,811 |
Total bank equity capital | $4,365,000 | 7,811 |
Perpetual preferred stock | $0 | 346 |
Common stock | $800,000 | 4,868 |
Surplus | $1,700,000 | 6,084 |
Undivided profits | $1,865,000 | 7,655 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,119,000 | 3,400 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $184,000 | 9,075 |
Earning assets | $53,951,000 | 7,004 |
Long-term assets (5+ years) | $17,251,000 | 2,904 |
Average Assets, year-to-date | $57,524,800 | 6,987 |
Average Assets, quarterly | $56,989,500 | 7,127 |
Volatile liabilities | $2,887,000 | 8,707 |
Insider loans | $171,000 | 4,351 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $10,257,000 | 2,912 |
Tier 1 (core) risk-based capital | $4,365,000 | 7,752 |
Tier 2 risk-based capital | $369,260 | 6,638 |
Total risk weighted assets | $29,035,160 | 7,501 |
Total unused commitments | $10,257,000 | 2,926 |
Derivatives | $0 | 651 |