Home > Western Reserve Bank > Assets and Liabilities
Western Reserve Bank, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 35 | 3,807 |
| Assets and Liabilities | ||
| Total Assets: | $184,362,000 | 3,311 |
| Cash and due from depository institutions | $23,066,000 | 3,807 |
| Interest-bearing balances | $19,135,000 | 1,971 |
| Securities | $16,712,000 | 4,863 |
| Federal funds sold & reverse repurchase agreements | $326,000 | 2,893 |
| Net loans & leases | $136,879,000 | 2,779 |
| Loan loss allowance | $2,898,000 | 2,394 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $764,000 | 5,392 |
| Other real estate owned | $1,082,000 | 3,807 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $5,533,000 | 2,825 |
| Life insurance assets | $2,612,000 | 2,170 |
| Total liabilities and capital | $184,362,000 | 3,311 |
| Total liabilities | $165,933,000 | 3,267 |
| Total deposits | $163,796,000 | 3,162 |
| Interest-bearing deposits | $136,090,000 | 3,118 |
| Deposits held in domestic offices | $163,796,000 | 3,161 |
| % insured | 91.71% | 2,984 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $1,500,000 | 3,469 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $637,000 | 4,239 |
| Total equity capital | $18,429,000 | 3,524 |
| Total bank equity capital | $18,429,000 | 3,521 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,362 |
| Surplus | $11,110,000 | 2,397 |
| Undivided profits | $4,819,000 | 4,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,285,000 | 1,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $246,000 | 635 |
| Income earned, not collected on loans | $542,000 | 4,536 |
| Earning assets | $173,052,000 | 3,241 |
| Long-term assets (5+ years) | $18,046,000 | 5,176 |
| Average Assets, year-to-date | $189,141,750 | 3,217 |
| Average Assets, quarterly | $187,137,500 | 3,260 |
| Volatile liabilities | $2,313,000 | 5,515 |
| Insider loans | $3,438,000 | 1,761 |
| FHLB advances | $1,500,000 | 3,340 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $33,969,000 | 1,779 |
| Tier 1 (core) risk-based capital | $17,972,000 | 3,402 |
| Tier 2 risk-based capital | $1,789,000 | 2,653 |
| Total risk weighted assets | $142,022,000 | 2,832 |
| Total unused commitments | $33,969,000 | 1,779 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 36 | 3,750 |
| Assets and Liabilities | ||
| Total Assets: | $189,913,000 | 3,234 |
| Cash and due from depository institutions | $24,138,000 | 3,750 |
| Interest-bearing balances | $19,626,000 | 1,928 |
| Securities | $17,220,000 | 4,844 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 3,139 |
| Net loans & leases | $140,820,000 | 2,710 |
| Loan loss allowance | $2,839,000 | 2,460 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $808,000 | 5,363 |
| Other real estate owned | $1,112,000 | 3,750 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $5,585,000 | 2,792 |
| Life insurance assets | $2,586,000 | 2,150 |
| Total liabilities and capital | $189,913,000 | 3,234 |
| Total liabilities | $171,449,000 | 3,198 |
| Total deposits | $169,325,000 | 3,077 |
| Interest-bearing deposits | $141,480,000 | 3,034 |
| Deposits held in domestic offices | $169,325,000 | 3,076 |
| % insured | 91.21% | 3,302 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $1,500,000 | 3,531 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $624,000 | 4,094 |
| Total equity capital | $18,464,000 | 3,473 |
| Total bank equity capital | $18,464,000 | 3,471 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,500,000 | 1,388 |
| Surplus | $11,110,000 | 2,402 |
| Undivided profits | $4,854,000 | 4,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,016,000 | 2,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $276,000 | 613 |
| Income earned, not collected on loans | $470,000 | 4,783 |
| Earning assets | $177,896,000 | 3,177 |
| Long-term assets (5+ years) | $18,167,000 | 5,183 |
| Average Assets, year-to-date | $190,735,000 | 3,206 |
| Average Assets, quarterly | $190,020,500 | 3,233 |
| Volatile liabilities | $3,377,000 | 5,101 |
| Insider loans | $2,639,000 | 2,176 |
| FHLB advances | $1,500,000 | 3,406 |
| Loans and leases held for sale | $356,000 | 1,783 |
| Unused loan commitments | $34,925,000 | 1,715 |
| Tier 1 (core) risk-based capital | $18,048,000 | 3,368 |
| Tier 2 risk-based capital | $1,847,000 | 2,592 |
| Total risk weighted assets | $146,747,000 | 2,779 |
| Total unused commitments | $34,925,000 | 1,715 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 35 | 3,835 |
| Assets and Liabilities | ||
| Total Assets: | $190,128,000 | 3,255 |
| Cash and due from depository institutions | $21,338,000 | 3,835 |
| Interest-bearing balances | $17,802,000 | 2,301 |
| Securities | $16,833,000 | 4,917 |
| Federal funds sold & reverse repurchase agreements | $209,000 | 3,376 |
| Net loans & leases | $144,245,000 | 2,660 |
| Loan loss allowance | $3,055,000 | 2,344 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $852,000 | 5,346 |
| Other real estate owned | $991,000 | 3,835 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $5,660,000 | 2,778 |
| Life insurance assets | $2,561,000 | 2,140 |
| Total liabilities and capital | $190,128,000 | 3,255 |
| Total liabilities | $171,814,000 | 3,222 |
| Total deposits | $169,741,000 | 3,101 |
| Interest-bearing deposits | $144,720,000 | 3,028 |
| Deposits held in domestic offices | $169,741,000 | 3,100 |
| % insured | 91.32% | 3,258 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $1,500,000 | 3,552 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $573,000 | 4,209 |
| Total equity capital | $18,314,000 | 3,475 |
| Total bank equity capital | $18,314,000 | 3,473 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,500,000 | 1,408 |
| Surplus | $11,110,000 | 2,416 |
| Undivided profits | $4,704,000 | 4,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,396,000 | 2,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,097 |
| Income earned, not collected on loans | $537,000 | 4,434 |
| Earning assets | $179,089,000 | 3,188 |
| Long-term assets (5+ years) | $17,580,000 | 5,241 |
| Average Assets, year-to-date | $191,146,000 | 3,219 |
| Average Assets, quarterly | $191,146,000 | 3,219 |
| Volatile liabilities | $4,325,000 | 4,724 |
| Insider loans | $2,626,000 | 2,211 |
| FHLB advances | $1,500,000 | 3,432 |
| Loans and leases held for sale | $100,000 | 2,089 |
| Unused loan commitments | $35,978,000 | 1,676 |
| Tier 1 (core) risk-based capital | $17,986,000 | 3,359 |
| Tier 2 risk-based capital | $1,880,000 | 2,572 |
| Total risk weighted assets | $149,248,000 | 2,738 |
| Total unused commitments | $35,978,000 | 1,676 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 35 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $192,164,000 | 3,199 |
| Cash and due from depository institutions | $27,449,000 | 3,851 |
| Interest-bearing balances | $23,101,000 | 1,637 |
| Securities | $15,813,000 | 5,006 |
| Federal funds sold & reverse repurchase agreements | $243,000 | 3,222 |
| Net loans & leases | $141,123,000 | 2,745 |
| Loan loss allowance | $3,010,000 | 2,363 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $866,000 | 5,342 |
| Other real estate owned | $1,049,000 | 3,851 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $5,621,000 | 2,849 |
| Life insurance assets | $2,535,000 | 2,114 |
| Total liabilities and capital | $192,164,000 | 3,199 |
| Total liabilities | $174,002,000 | 3,157 |
| Total deposits | $171,811,000 | 3,033 |
| Interest-bearing deposits | $146,605,000 | 2,954 |
| Deposits held in domestic offices | $171,811,000 | 3,032 |
| % insured | 90.29% | 3,721 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $1,500,000 | 3,728 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $691,000 | 3,928 |
| Total equity capital | $18,162,000 | 3,471 |
| Total bank equity capital | $18,162,000 | 3,469 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,500,000 | 1,418 |
| Surplus | $11,110,000 | 2,429 |
| Undivided profits | $4,552,000 | 4,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,540,000 | 2,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,119 |
| Income earned, not collected on loans | $471,000 | 4,924 |
| Earning assets | $180,280,000 | 3,134 |
| Long-term assets (5+ years) | $17,518,000 | 4,651 |
| Average Assets, year-to-date | $191,189,000 | 3,171 |
| Average Assets, quarterly | $193,669,000 | 3,170 |
| Volatile liabilities | $4,017,000 | 4,971 |
| Insider loans | $2,630,000 | 2,228 |
| FHLB advances | $1,500,000 | 3,591 |
| Loans and leases held for sale | $516,000 | 1,400 |
| Unused loan commitments | $35,504,000 | 1,645 |
| Tier 1 (core) risk-based capital | $17,764,000 | 3,370 |
| Tier 2 risk-based capital | $1,833,000 | 2,625 |
| Total risk weighted assets | $145,448,000 | 2,816 |
| Total unused commitments | $35,504,000 | 1,646 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 36 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $195,174,000 | 3,168 |
| Cash and due from depository institutions | $20,194,000 | 3,794 |
| Interest-bearing balances | $16,232,000 | 2,232 |
| Securities | $15,553,000 | 5,011 |
| Federal funds sold & reverse repurchase agreements | $251,000 | 3,366 |
| Net loans & leases | $151,077,000 | 2,605 |
| Loan loss allowance | $3,143,000 | 2,281 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $885,000 | 5,356 |
| Other real estate owned | $1,072,000 | 3,794 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $6,142,000 | 2,704 |
| Life insurance assets | $2,509,000 | 2,092 |
| Total liabilities and capital | $195,174,000 | 3,168 |
| Total liabilities | $177,110,000 | 3,120 |
| Total deposits | $175,007,000 | 2,984 |
| Interest-bearing deposits | $151,944,000 | 2,875 |
| Deposits held in domestic offices | $175,007,000 | 2,983 |
| % insured | 90.26% | 3,863 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,500,000 | 3,850 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $603,000 | 4,412 |
| Total equity capital | $18,064,000 | 3,513 |
| Total bank equity capital | $18,064,000 | 3,513 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,500,000 | 1,446 |
| Surplus | $11,110,000 | 2,445 |
| Undivided profits | $4,454,000 | 4,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,544,000 | 2,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,083 |
| Income earned, not collected on loans | $521,000 | 4,778 |
| Earning assets | $183,113,000 | 3,091 |
| Long-term assets (5+ years) | $22,984,000 | 4,121 |
| Average Assets, year-to-date | $190,945,250 | 3,188 |
| Average Assets, quarterly | $192,934,500 | 3,182 |
| Volatile liabilities | $3,780,000 | 5,126 |
| Insider loans | $2,130,000 | 2,605 |
| FHLB advances | $1,500,000 | 3,696 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $37,055,000 | 1,600 |
| Tier 1 (core) risk-based capital | $17,688,000 | 3,401 |
| Tier 2 risk-based capital | $1,968,000 | 2,489 |
| Total risk weighted assets | $156,307,000 | 2,667 |
| Total unused commitments | $37,055,000 | 1,603 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 36 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $190,695,000 | 3,221 |
| Cash and due from depository institutions | $17,602,000 | 3,829 |
| Interest-bearing balances | $14,604,000 | 2,250 |
| Securities | $11,809,000 | 5,564 |
| Federal funds sold & reverse repurchase agreements | $345,000 | 3,380 |
| Net loans & leases | $152,504,000 | 2,594 |
| Loan loss allowance | $3,961,000 | 1,898 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $932,000 | 5,340 |
| Other real estate owned | $1,072,000 | 3,829 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $6,431,000 | 2,633 |
| Life insurance assets | $2,484,000 | 2,080 |
| Total liabilities and capital | $190,695,000 | 3,221 |
| Total liabilities | $173,051,000 | 3,184 |
| Total deposits | $171,058,000 | 3,059 |
| Interest-bearing deposits | $148,254,000 | 2,988 |
| Deposits held in domestic offices | $171,058,000 | 3,057 |
| % insured | 91.63% | 3,425 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,500,000 | 3,915 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $493,000 | 4,640 |
| Total equity capital | $17,644,000 | 3,545 |
| Total bank equity capital | $17,644,000 | 3,545 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,500,000 | 1,468 |
| Surplus | $11,110,000 | 2,457 |
| Undivided profits | $4,034,000 | 4,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,093,000 | 1,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $501,000 | 4,885 |
| Earning assets | $179,262,000 | 3,148 |
| Long-term assets (5+ years) | $17,124,000 | 4,606 |
| Average Assets, year-to-date | $189,535,670 | 3,231 |
| Average Assets, quarterly | $188,640,500 | 3,247 |
| Volatile liabilities | $4,615,000 | 4,849 |
| Insider loans | $1,909,000 | 2,827 |
| FHLB advances | $1,500,000 | 3,762 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $35,587,000 | 1,657 |
| Tier 1 (core) risk-based capital | $17,106,000 | 3,464 |
| Tier 2 risk-based capital | $1,983,000 | 2,485 |
| Total risk weighted assets | $156,907,000 | 2,676 |
| Total unused commitments | $35,587,000 | 1,659 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 33 | 4,083 |
| Assets and Liabilities | ||
| Total Assets: | $186,586,000 | 3,304 |
| Cash and due from depository institutions | $13,609,000 | 4,083 |
| Interest-bearing balances | $10,823,000 | 2,819 |
| Securities | $12,334,000 | 5,477 |
| Federal funds sold & reverse repurchase agreements | $305,000 | 3,800 |
| Net loans & leases | $151,700,000 | 2,631 |
| Loan loss allowance | $4,507,000 | 1,713 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $991,000 | 5,288 |
| Other real estate owned | $1,072,000 | 4,083 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $6,575,000 | 2,624 |
| Life insurance assets | $2,459,000 | 2,095 |
| Total liabilities and capital | $186,586,000 | 3,304 |
| Total liabilities | $169,292,000 | 3,260 |
| Total deposits | $166,248,000 | 3,158 |
| Interest-bearing deposits | $145,251,000 | 3,083 |
| Deposits held in domestic offices | $166,248,000 | 3,155 |
| % insured | 91.49% | 3,574 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $2,500,000 | 3,634 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $544,000 | 4,345 |
| Total equity capital | $17,294,000 | 3,547 |
| Total bank equity capital | $17,294,000 | 3,547 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,500,000 | 1,490 |
| Surplus | $11,110,000 | 2,468 |
| Undivided profits | $3,684,000 | 4,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $7,172,000 | 1,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $514,000 | 4,789 |
| Earning assets | $175,162,000 | 3,235 |
| Long-term assets (5+ years) | $17,637,000 | 4,499 |
| Average Assets, year-to-date | $188,956,000 | 3,257 |
| Average Assets, quarterly | $188,956,000 | 3,257 |
| Volatile liabilities | $5,374,000 | 4,634 |
| Insider loans | $1,859,000 | 2,926 |
| FHLB advances | $2,500,000 | 3,484 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $37,345,000 | 1,600 |
| Tier 1 (core) risk-based capital | $16,407,000 | 3,584 |
| Tier 2 risk-based capital | $1,978,000 | 2,514 |
| Total risk weighted assets | $155,649,000 | 2,728 |
| Total unused commitments | $37,345,000 | 1,601 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 34 | 4,034 |
| Assets and Liabilities | ||
| Total Assets: | $191,326,000 | 3,252 |
| Cash and due from depository institutions | $14,266,000 | 4,034 |
| Interest-bearing balances | $11,923,000 | 2,469 |
| Securities | $12,993,000 | 5,302 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 3,790 |
| Net loans & leases | $155,197,000 | 2,621 |
| Loan loss allowance | $4,544,000 | 1,702 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,030,000 | 5,295 |
| Other real estate owned | $991,000 | 4,034 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $6,619,000 | 2,647 |
| Life insurance assets | $2,434,000 | 2,087 |
| Total liabilities and capital | $191,326,000 | 3,252 |
| Total liabilities | $174,403,000 | 3,198 |
| Total deposits | $171,971,000 | 3,062 |
| Interest-bearing deposits | $148,702,000 | 3,014 |
| Deposits held in domestic offices | $171,971,000 | 3,059 |
| % insured | 91.05% | 3,639 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,900,000 | 4,091 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $532,000 | 4,462 |
| Total equity capital | $16,923,000 | 3,603 |
| Total bank equity capital | $16,923,000 | 3,603 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,500,000 | 1,508 |
| Surplus | $11,110,000 | 2,469 |
| Undivided profits | $3,313,000 | 4,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $7,578,000 | 1,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,142 |
| Income earned, not collected on loans | $469,000 | 5,183 |
| Earning assets | $180,343,000 | 3,152 |
| Long-term assets (5+ years) | $18,046,000 | 4,424 |
| Average Assets, year-to-date | $201,320,600 | 3,085 |
| Average Assets, quarterly | $196,677,500 | 3,163 |
| Volatile liabilities | $40,802,000 | 2,984 |
| Insider loans | $1,908,000 | 2,933 |
| FHLB advances | $1,900,000 | 3,931 |
| Loans and leases held for sale | $236,000 | 1,701 |
| Unused loan commitments | $34,214,000 | 1,715 |
| Tier 1 (core) risk-based capital | $16,029,000 | 3,650 |
| Tier 2 risk-based capital | $2,031,000 | 2,482 |
| Total risk weighted assets | $159,578,000 | 2,696 |
| Total unused commitments | $34,214,000 | 1,716 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 35 | 4,015 |
| Assets and Liabilities | ||
| Total Assets: | $202,029,000 | 3,147 |
| Cash and due from depository institutions | $22,123,000 | 4,015 |
| Interest-bearing balances | $19,441,000 | 1,762 |
| Securities | $12,741,000 | 5,274 |
| Federal funds sold & reverse repurchase agreements | $293,000 | 3,914 |
| Net loans & leases | $158,570,000 | 2,624 |
| Loan loss allowance | $3,919,000 | 1,950 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,072,000 | 5,319 |
| Other real estate owned | $1,020,000 | 4,015 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $6,210,000 | 2,819 |
| Life insurance assets | $2,409,000 | 2,095 |
| Total liabilities and capital | $202,029,000 | 3,147 |
| Total liabilities | $183,927,000 | 3,110 |
| Total deposits | $181,374,000 | 2,944 |
| Interest-bearing deposits | $160,420,000 | 2,863 |
| Deposits held in domestic offices | $181,374,000 | 2,941 |
| % insured | 89.23% | 3,810 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,900,000 | 4,216 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $653,000 | 4,421 |
| Total equity capital | $18,102,000 | 3,508 |
| Total bank equity capital | $18,102,000 | 3,508 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,500,000 | 1,530 |
| Surplus | $11,110,000 | 2,456 |
| Undivided profits | $4,492,000 | 4,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $6,183,000 | 2,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $521,000 | 5,100 |
| Earning assets | $191,045,000 | 3,047 |
| Long-term assets (5+ years) | $18,921,000 | 4,289 |
| Average Assets, year-to-date | $203,819,250 | 3,095 |
| Average Assets, quarterly | $204,963,000 | 3,097 |
| Volatile liabilities | $49,149,000 | 2,640 |
| Insider loans | $1,893,000 | 2,981 |
| FHLB advances | $1,900,000 | 4,062 |
| Loans and leases held for sale | $145,000 | 1,833 |
| Unused loan commitments | $34,447,000 | 1,732 |
| Tier 1 (core) risk-based capital | $17,702,000 | 3,390 |
| Tier 2 risk-based capital | $2,062,000 | 2,513 |
| Total risk weighted assets | $163,144,000 | 2,704 |
| Total unused commitments | $34,447,000 | 1,734 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 35 | 4,061 |
| Assets and Liabilities | ||
| Total Assets: | $207,897,000 | 3,088 |
| Cash and due from depository institutions | $27,711,000 | 4,061 |
| Interest-bearing balances | $24,760,000 | 1,336 |
| Securities | $9,614,000 | 5,793 |
| Federal funds sold & reverse repurchase agreements | $139,000 | 4,254 |
| Net loans & leases | $162,309,000 | 2,611 |
| Loan loss allowance | $3,058,000 | 2,367 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,012,000 | 5,446 |
| Other real estate owned | $1,020,000 | 4,061 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $6,092,000 | 2,901 |
| Life insurance assets | $2,384,000 | 2,110 |
| Total liabilities and capital | $207,897,000 | 3,088 |
| Total liabilities | $189,352,000 | 3,048 |
| Total deposits | $185,742,000 | 2,915 |
| Interest-bearing deposits | $164,235,000 | 2,841 |
| Deposits held in domestic offices | $185,742,000 | 2,912 |
| % insured | 89.13% | 3,922 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $3,034,000 | 3,902 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $576,000 | 4,565 |
| Total equity capital | $18,545,000 | 3,417 |
| Total bank equity capital | $18,545,000 | 3,417 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $11,110,000 | 2,462 |
| Undivided profits | $4,935,000 | 4,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,234,000 | 2,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $484,000 | 5,280 |
| Earning assets | $196,822,000 | 2,987 |
| Long-term assets (5+ years) | $17,767,000 | 4,380 |
| Average Assets, year-to-date | $204,416,000 | 3,105 |
| Average Assets, quarterly | $205,768,500 | 3,105 |
| Volatile liabilities | $51,939,000 | 2,538 |
| Insider loans | $1,926,000 | 3,036 |
| FHLB advances | $1,900,000 | 4,203 |
| Loans and leases held for sale | $1,069,000 | 1,009 |
| Unused loan commitments | $37,412,000 | 1,633 |
| Tier 1 (core) risk-based capital | $18,234,000 | 3,307 |
| Tier 2 risk-based capital | $2,107,000 | 2,476 |
| Total risk weighted assets | $167,618,000 | 2,663 |
| Total unused commitments | $37,412,000 | 1,636 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 35 | 4,091 |
| Assets and Liabilities | ||
| Total Assets: | $203,640,000 | 3,189 |
| Cash and due from depository institutions | $20,977,000 | 4,091 |
| Interest-bearing balances | $18,077,000 | 1,757 |
| Securities | $9,722,000 | 5,851 |
| Federal funds sold & reverse repurchase agreements | $257,000 | 4,347 |
| Net loans & leases | $164,716,000 | 2,633 |
| Loan loss allowance | $2,322,000 | 2,934 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,004,000 | 5,541 |
| Other real estate owned | $1,068,000 | 4,091 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,896,000 | 3,036 |
| Life insurance assets | $2,359,000 | 2,128 |
| Total liabilities and capital | $203,640,000 | 3,189 |
| Total liabilities | $184,980,000 | 3,163 |
| Total deposits | $181,477,000 | 3,002 |
| Interest-bearing deposits | $160,882,000 | 2,933 |
| Deposits held in domestic offices | $181,477,000 | 3,001 |
| % insured | 90.86% | 3,373 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $2,900,000 | 4,118 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $603,000 | 4,459 |
| Total equity capital | $18,660,000 | 3,403 |
| Total bank equity capital | $18,660,000 | 3,403 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,500,000 | 1,588 |
| Surplus | $11,110,000 | 2,495 |
| Undivided profits | $5,050,000 | 4,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,490,000 | 2,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $512,000 | 5,185 |
| Earning assets | $192,772,000 | 3,098 |
| Long-term assets (5+ years) | $17,907,000 | 4,365 |
| Average Assets, year-to-date | $202,675,500 | 3,185 |
| Average Assets, quarterly | $202,675,500 | 3,185 |
| Volatile liabilities | $49,638,000 | 2,721 |
| Insider loans | $1,895,000 | 3,095 |
| FHLB advances | $2,900,000 | 3,978 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $35,985,000 | 1,741 |
| Tier 1 (core) risk-based capital | $18,376,000 | 3,311 |
| Tier 2 risk-based capital | $2,116,000 | 2,529 |
| Total risk weighted assets | $169,085,000 | 2,718 |
| Total unused commitments | $35,985,000 | 1,745 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 37 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $201,711,000 | 3,213 |
| Cash and due from depository institutions | $17,664,000 | 3,992 |
| Interest-bearing balances | $14,981,000 | 1,740 |
| Securities | $10,019,000 | 5,794 |
| Federal funds sold & reverse repurchase agreements | $515,000 | 3,961 |
| Net loans & leases | $165,551,000 | 2,671 |
| Loan loss allowance | $2,316,000 | 2,913 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $951,000 | 5,679 |
| Other real estate owned | $1,068,000 | 3,992 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,943,000 | 3,082 |
| Life insurance assets | $2,334,000 | 2,138 |
| Total liabilities and capital | $201,711,000 | 3,213 |
| Total liabilities | $186,372,000 | 3,148 |
| Total deposits | $178,321,000 | 3,036 |
| Interest-bearing deposits | $155,326,000 | 2,997 |
| Deposits held in domestic offices | $178,321,000 | 3,035 |
| % insured | 88.71% | 4,170 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $3,400,000 | 4,112 |
| Subordinated debt | $4,000,000 | 192 |
| All other liabilities | $651,000 | 4,328 |
| Total equity capital | $15,339,000 | 3,960 |
| Total bank equity capital | $15,339,000 | 3,960 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,500,000 | 1,617 |
| Surplus | $7,610,000 | 3,233 |
| Undivided profits | $5,229,000 | 4,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,698,000 | 2,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $492,000 | 5,441 |
| Earning assets | $191,066,000 | 3,127 |
| Long-term assets (5+ years) | $19,884,000 | 4,176 |
| Average Assets, year-to-date | $189,020,800 | 3,297 |
| Average Assets, quarterly | $195,137,000 | 3,289 |
| Volatile liabilities | $46,443,000 | 2,898 |
| Insider loans | $1,896,000 | 3,157 |
| FHLB advances | $3,400,000 | 3,979 |
| Loans and leases held for sale | $690,000 | 1,146 |
| Unused loan commitments | $40,810,000 | 1,579 |
| Tier 1 (core) risk-based capital | $15,106,000 | 3,858 |
| Tier 2 risk-based capital | $6,164,000 | 992 |
| Total risk weighted assets | $172,938,000 | 2,716 |
| Total unused commitments | $40,810,000 | 1,580 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 38 | 3,943 |
| Assets and Liabilities | ||
| Total Assets: | $188,563,000 | 3,398 |
| Cash and due from depository institutions | $12,348,000 | 3,943 |
| Interest-bearing balances | $9,770,000 | 2,071 |
| Securities | $11,001,000 | 5,656 |
| Federal funds sold & reverse repurchase agreements | $104,000 | 4,645 |
| Net loans & leases | $158,830,000 | 2,796 |
| Loan loss allowance | $2,250,000 | 2,882 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $961,000 | 5,704 |
| Other real estate owned | $701,000 | 3,943 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,618,000 | 3,266 |
| Life insurance assets | $2,308,000 | 2,140 |
| Total liabilities and capital | $188,563,000 | 3,398 |
| Total liabilities | $173,253,000 | 3,332 |
| Total deposits | $166,997,000 | 3,187 |
| Interest-bearing deposits | $146,049,000 | 3,143 |
| Deposits held in domestic offices | $166,997,000 | 3,186 |
| % insured | 88.71% | 4,380 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $3,400,000 | 4,232 |
| Subordinated debt | $2,000,000 | 228 |
| All other liabilities | $856,000 | 4,128 |
| Total equity capital | $15,310,000 | 4,065 |
| Total bank equity capital | $15,310,000 | 4,065 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,500,000 | 1,643 |
| Surplus | $7,610,000 | 3,231 |
| Undivided profits | $5,200,000 | 4,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,020,000 | 3,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $512,000 | 5,540 |
| Earning assets | $179,705,000 | 3,290 |
| Long-term assets (5+ years) | $17,443,000 | 4,404 |
| Average Assets, year-to-date | $185,848,250 | 3,371 |
| Average Assets, quarterly | $190,520,500 | 3,344 |
| Volatile liabilities | $35,559,000 | 3,569 |
| Insider loans | $3,697,000 | 2,010 |
| FHLB advances | $3,400,000 | 4,092 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $43,031,000 | 1,602 |
| Tier 1 (core) risk-based capital | $14,987,000 | 3,960 |
| Tier 2 risk-based capital | $4,096,000 | 1,456 |
| Total risk weighted assets | $167,520,000 | 2,815 |
| Total unused commitments | $43,031,000 | 1,603 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 39 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $192,478,000 | 3,341 |
| Cash and due from depository institutions | $20,934,000 | 3,923 |
| Interest-bearing balances | $18,568,000 | 1,143 |
| Securities | $11,131,000 | 5,622 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 4,933 |
| Net loans & leases | $154,495,000 | 2,890 |
| Loan loss allowance | $2,089,000 | 2,968 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $982,000 | 5,745 |
| Other real estate owned | $290,000 | 3,923 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,546,000 | 3,318 |
| Life insurance assets | $2,283,000 | 2,165 |
| Total liabilities and capital | $192,478,000 | 3,341 |
| Total liabilities | $177,474,000 | 3,291 |
| Total deposits | $173,306,000 | 3,104 |
| Interest-bearing deposits | $150,561,000 | 3,075 |
| Deposits held in domestic offices | $173,306,000 | 3,102 |
| % insured | 77.10% | 4,535 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $3,400,000 | 4,312 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $768,000 | 4,375 |
| Total equity capital | $15,004,000 | 4,091 |
| Total bank equity capital | $15,004,000 | 4,091 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,500,000 | 1,667 |
| Surplus | $7,610,000 | 3,244 |
| Undivided profits | $4,894,000 | 4,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,514,000 | 2,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $478,000 | 5,656 |
| Earning assets | $184,294,000 | 3,235 |
| Long-term assets (5+ years) | $16,586,000 | 4,469 |
| Average Assets, year-to-date | $184,943,330 | 3,409 |
| Average Assets, quarterly | $187,943,000 | 3,384 |
| Volatile liabilities | $37,321,000 | 3,446 |
| Insider loans | $3,039,000 | 2,373 |
| FHLB advances | $3,400,000 | 4,160 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,083,000 | 1,814 |
| Tier 1 (core) risk-based capital | $14,829,000 | 4,015 |
| Tier 2 risk-based capital | $2,043,000 | 2,591 |
| Total risk weighted assets | $163,393,000 | 2,890 |
| Total unused commitments | $39,083,000 | 1,816 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 38 | 4,019 |
| Assets and Liabilities | ||
| Total Assets: | $183,408,000 | 3,478 |
| Cash and due from depository institutions | $18,297,000 | 4,019 |
| Interest-bearing balances | $15,464,000 | 1,167 |
| Securities | $10,059,000 | 5,865 |
| Federal funds sold & reverse repurchase agreements | $180,000 | 5,223 |
| Net loans & leases | $149,121,000 | 2,977 |
| Loan loss allowance | $1,824,000 | 3,178 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,016,000 | 5,729 |
| Other real estate owned | $290,000 | 4,019 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,445,000 | 3,362 |
| Life insurance assets | $2,258,000 | 2,177 |
| Total liabilities and capital | $183,408,000 | 3,478 |
| Total liabilities | $168,258,000 | 3,423 |
| Total deposits | $164,291,000 | 3,237 |
| Interest-bearing deposits | $144,923,000 | 3,172 |
| Deposits held in domestic offices | $164,291,000 | 3,235 |
| % insured | 74.44% | 5,237 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $3,400,000 | 4,365 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $567,000 | 4,959 |
| Total equity capital | $15,150,000 | 4,127 |
| Total bank equity capital | $15,150,000 | 4,127 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,679 |
| Surplus | $7,610,000 | 3,224 |
| Undivided profits | $5,040,000 | 4,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,242,000 | 3,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $507,000 | 5,511 |
| Earning assets | $174,824,000 | 3,370 |
| Long-term assets (5+ years) | $15,119,000 | 4,624 |
| Average Assets, year-to-date | $181,176,000 | 3,489 |
| Average Assets, quarterly | $181,176,000 | 3,489 |
| Volatile liabilities | $30,486,000 | 3,951 |
| Insider loans | $3,231,000 | 2,291 |
| FHLB advances | $3,400,000 | 4,220 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $38,994,000 | 1,889 |
| Tier 1 (core) risk-based capital | $14,925,000 | 4,028 |
| Tier 2 risk-based capital | $1,824,000 | 2,821 |
| Total risk weighted assets | $157,788,000 | 2,990 |
| Total unused commitments | $38,994,000 | 1,890 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 37 | 4,134 |
| Assets and Liabilities | ||
| Total Assets: | $178,944,000 | 3,520 |
| Cash and due from depository institutions | $21,211,000 | 4,134 |
| Interest-bearing balances | $18,884,000 | 620 |
| Securities | $10,214,000 | 5,865 |
| Federal funds sold & reverse repurchase agreements | $91,000 | 5,109 |
| Net loans & leases | $141,882,000 | 3,136 |
| Loan loss allowance | $1,743,000 | 3,221 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,006,000 | 5,795 |
| Other real estate owned | $290,000 | 4,134 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $4,250,000 | 3,486 |
| Life insurance assets | $2,232,000 | 2,192 |
| Total liabilities and capital | $178,944,000 | 3,520 |
| Total liabilities | $163,896,000 | 3,470 |
| Total deposits | $156,816,000 | 3,308 |
| Interest-bearing deposits | $139,776,000 | 3,195 |
| Deposits held in domestic offices | $156,816,000 | 3,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $6,500,000 | 3,796 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $580,000 | 4,975 |
| Total equity capital | $15,048,000 | 4,120 |
| Total bank equity capital | $15,048,000 | 4,120 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,682 |
| Surplus | $7,610,000 | 3,211 |
| Undivided profits | $4,938,000 | 4,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,657,000 | 3,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $491,000 | 5,816 |
| Earning assets | $171,071,000 | 3,404 |
| Long-term assets (5+ years) | $17,553,000 | 4,288 |
| Average Assets, year-to-date | $166,542,200 | 3,605 |
| Average Assets, quarterly | $172,686,500 | 3,593 |
| Volatile liabilities | $33,601,000 | 3,639 |
| Insider loans | $2,977,000 | 2,454 |
| FHLB advances | $6,500,000 | 3,666 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $38,406,000 | 1,955 |
| Tier 1 (core) risk-based capital | $14,874,000 | 4,042 |
| Tier 2 risk-based capital | $1,743,000 | 2,893 |
| Total risk weighted assets | $150,841,000 | 3,107 |
| Total unused commitments | $38,406,000 | 1,956 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 37 | 4,180 |
| Assets and Liabilities | ||
| Total Assets: | $166,429,000 | 3,675 |
| Cash and due from depository institutions | $6,290,000 | 4,180 |
| Interest-bearing balances | $2,836,000 | 1,974 |
| Securities | $10,842,000 | 5,723 |
| Federal funds sold & reverse repurchase agreements | $4,318,000 | 2,517 |
| Net loans & leases | $139,203,000 | 3,170 |
| Loan loss allowance | $1,639,000 | 3,171 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,098,000 | 5,673 |
| Other real estate owned | $371,000 | 4,180 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,307,000 | 3,488 |
| Life insurance assets | $2,206,000 | 2,203 |
| Total liabilities and capital | $166,429,000 | 3,675 |
| Total liabilities | $152,449,000 | 3,607 |
| Total deposits | $142,987,000 | 3,501 |
| Interest-bearing deposits | $127,274,000 | 3,393 |
| Deposits held in domestic offices | $142,987,000 | 3,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,000,000 | 3,372 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $462,000 | 5,626 |
| Total equity capital | $13,980,000 | 4,361 |
| Total bank equity capital | $13,980,000 | 4,361 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,500,000 | 1,695 |
| Surplus | $6,810,000 | 3,440 |
| Undivided profits | $4,670,000 | 4,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,647,000 | 3,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 996 |
| Income earned, not collected on loans | $558,000 | 5,590 |
| Earning assets | $157,199,000 | 3,601 |
| Long-term assets (5+ years) | $17,216,000 | 4,256 |
| Average Assets, year-to-date | $163,441,750 | 3,669 |
| Average Assets, quarterly | $166,049,000 | 3,653 |
| Volatile liabilities | $27,836,000 | 3,994 |
| Insider loans | $2,845,000 | 2,544 |
| FHLB advances | $9,000,000 | 3,242 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $44,554,000 | 1,855 |
| Tier 1 (core) risk-based capital | $14,006,000 | 4,281 |
| Tier 2 risk-based capital | $1,639,000 | 2,962 |
| Total risk weighted assets | $148,180,000 | 3,138 |
| Total unused commitments | $44,554,000 | 1,856 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 36 | 4,306 |
| Assets and Liabilities | ||
| Total Assets: | $165,669,000 | 3,686 |
| Cash and due from depository institutions | $7,656,000 | 4,306 |
| Interest-bearing balances | $3,798,000 | 1,531 |
| Securities | $10,986,000 | 5,757 |
| Federal funds sold & reverse repurchase agreements | $7,405,000 | 1,627 |
| Net loans & leases | $133,658,000 | 3,246 |
| Loan loss allowance | $1,420,000 | 3,464 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,137,000 | 5,664 |
| Other real estate owned | $371,000 | 4,306 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,456,000 | 3,333 |
| Life insurance assets | $2,181,000 | 2,225 |
| Total liabilities and capital | $165,669,000 | 3,686 |
| Total liabilities | $152,244,000 | 3,606 |
| Total deposits | $145,254,000 | 3,457 |
| Interest-bearing deposits | $125,752,000 | 3,409 |
| Deposits held in domestic offices | $145,254,000 | 3,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,500,000 | 3,689 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $490,000 | 5,489 |
| Total equity capital | $13,425,000 | 4,524 |
| Total bank equity capital | $13,425,000 | 4,524 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,500,000 | 1,697 |
| Surplus | $6,410,000 | 3,557 |
| Undivided profits | $4,515,000 | 4,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,676,000 | 2,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $595,000 | 5,365 |
| Earning assets | $155,847,000 | 3,608 |
| Long-term assets (5+ years) | $16,111,000 | 4,407 |
| Average Assets, year-to-date | $162,446,000 | 3,719 |
| Average Assets, quarterly | $164,027,000 | 3,716 |
| Volatile liabilities | $22,276,000 | 4,516 |
| Insider loans | $2,259,000 | 2,916 |
| FHLB advances | $6,500,000 | 3,553 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $39,956,000 | 2,082 |
| Tier 1 (core) risk-based capital | $13,486,000 | 4,422 |
| Tier 2 risk-based capital | $1,420,000 | 3,260 |
| Total risk weighted assets | $142,183,000 | 3,221 |
| Total unused commitments | $39,956,000 | 2,082 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 36 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $162,385,000 | 3,764 |
| Cash and due from depository institutions | $12,095,000 | 4,290 |
| Interest-bearing balances | $9,162,000 | 843 |
| Securities | $11,783,000 | 5,625 |
| Federal funds sold & reverse repurchase agreements | $3,677,000 | 3,865 |
| Net loans & leases | $130,107,000 | 3,273 |
| Loan loss allowance | $1,705,000 | 2,918 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,171,000 | 5,607 |
| Other real estate owned | $371,000 | 4,290 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,181,000 | 4,074 |
| Life insurance assets | $1,155,000 | 2,889 |
| Total liabilities and capital | $162,385,000 | 3,764 |
| Total liabilities | $150,127,000 | 3,656 |
| Total deposits | $139,630,000 | 3,585 |
| Interest-bearing deposits | $124,442,000 | 3,476 |
| Deposits held in domestic offices | $139,630,000 | 3,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,500,000 | 3,634 |
| Subordinated debt | $1,500,000 | 223 |
| All other liabilities | $3,497,000 | 1,603 |
| Total equity capital | $12,258,000 | 4,899 |
| Total bank equity capital | $12,258,000 | 4,899 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,693 |
| Surplus | $5,310,000 | 3,933 |
| Undivided profits | $4,448,000 | 4,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $742,000 | 4,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $698,000 | 4,880 |
| Earning assets | $154,729,000 | 3,652 |
| Long-term assets (5+ years) | $18,409,000 | 4,027 |
| Average Assets, year-to-date | $160,834,500 | 3,755 |
| Average Assets, quarterly | $160,834,500 | 3,755 |
| Volatile liabilities | $18,226,000 | 4,999 |
| Insider loans | $2,097,000 | 2,987 |
| FHLB advances | $5,500,000 | 3,512 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $45,487,000 | 1,909 |
| Tier 1 (core) risk-based capital | $12,106,000 | 4,776 |
| Tier 2 risk-based capital | $2,305,000 | 2,161 |
| Total risk weighted assets | $141,164,000 | 3,218 |
| Total unused commitments | $45,487,000 | 1,910 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 37 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $159,284,000 | 3,756 |
| Cash and due from depository institutions | $9,341,000 | 4,223 |
| Interest-bearing balances | $6,855,000 | 837 |
| Securities | $10,983,000 | 5,853 |
| Federal funds sold & reverse repurchase agreements | $14,477,000 | 901 |
| Net loans & leases | $120,022,000 | 3,454 |
| Loan loss allowance | $1,606,000 | 3,018 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,187,000 | 5,599 |
| Other real estate owned | $371,000 | 4,223 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,903,000 | 4,316 |
| Life insurance assets | $1,143,000 | 2,891 |
| Total liabilities and capital | $159,284,000 | 3,756 |
| Total liabilities | $147,442,000 | 3,653 |
| Total deposits | $141,973,000 | 3,496 |
| Interest-bearing deposits | $124,348,000 | 3,418 |
| Deposits held in domestic offices | $141,973,000 | 3,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,500,000 | 3,994 |
| Subordinated debt | $1,500,000 | 221 |
| All other liabilities | $469,000 | 5,795 |
| Total equity capital | $11,842,000 | 4,938 |
| Total bank equity capital | $11,842,000 | 4,938 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,684 |
| Surplus | $5,110,000 | 3,977 |
| Undivided profits | $4,232,000 | 5,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 3,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,073 |
| Income earned, not collected on loans | $631,000 | 5,430 |
| Earning assets | $152,337,000 | 3,647 |
| Long-term assets (5+ years) | $11,691,000 | 4,673 |
| Average Assets, year-to-date | $152,112,200 | 3,789 |
| Average Assets, quarterly | $158,634,000 | 3,747 |
| Volatile liabilities | $15,093,000 | 5,418 |
| Insider loans | $2,028,000 | 3,028 |
| FHLB advances | $3,500,000 | 3,851 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $37,604,000 | 2,214 |
| Tier 1 (core) risk-based capital | $11,783,000 | 4,831 |
| Tier 2 risk-based capital | $2,506,000 | 2,000 |
| Total risk weighted assets | $130,610,000 | 3,397 |
| Total unused commitments | $37,604,000 | 2,216 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 36 | 4,324 |
| Assets and Liabilities | ||
| Total Assets: | $157,984,000 | 3,759 |
| Cash and due from depository institutions | $5,286,000 | 4,324 |
| Interest-bearing balances | $1,912,000 | 1,841 |
| Securities | $10,160,000 | 6,044 |
| Federal funds sold & reverse repurchase agreements | $21,575,000 | 645 |
| Net loans & leases | $116,819,000 | 3,491 |
| Loan loss allowance | $1,695,000 | 2,872 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,224,000 | 5,550 |
| Other real estate owned | $0 | 4,324 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,920,000 | 4,366 |
| Life insurance assets | $1,129,000 | 2,858 |
| Total liabilities and capital | $157,984,000 | 3,759 |
| Total liabilities | $146,714,000 | 3,634 |
| Total deposits | $140,273,000 | 3,510 |
| Interest-bearing deposits | $124,825,000 | 3,386 |
| Deposits held in domestic offices | $140,273,000 | 3,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,500,000 | 3,911 |
| Subordinated debt | $1,500,000 | 217 |
| All other liabilities | $1,441,000 | 3,203 |
| Total equity capital | $11,270,000 | 5,087 |
| Total bank equity capital | $11,270,000 | 5,087 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $4,810,000 | 4,083 |
| Undivided profits | $3,960,000 | 5,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 3,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,089 |
| Income earned, not collected on loans | $684,000 | 5,416 |
| Earning assets | $150,466,000 | 3,658 |
| Long-term assets (5+ years) | $10,716,000 | 4,730 |
| Average Assets, year-to-date | $150,319,250 | 3,811 |
| Average Assets, quarterly | $155,327,000 | 3,770 |
| Volatile liabilities | $14,880,000 | 5,427 |
| Insider loans | $924,000 | 4,455 |
| FHLB advances | $3,500,000 | 3,745 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $34,900,000 | 2,340 |
| Tier 1 (core) risk-based capital | $11,304,000 | 4,980 |
| Tier 2 risk-based capital | $2,489,000 | 2,013 |
| Total risk weighted assets | $127,053,000 | 3,433 |
| Total unused commitments | $34,900,000 | 2,340 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 35 | 4,443 |
| Assets and Liabilities | ||
| Total Assets: | $152,670,000 | 3,837 |
| Cash and due from depository institutions | $5,370,000 | 4,443 |
| Interest-bearing balances | $1,934,000 | 1,867 |
| Securities | $10,129,000 | 6,074 |
| Federal funds sold & reverse repurchase agreements | $17,417,000 | 881 |
| Net loans & leases | $115,510,000 | 3,516 |
| Loan loss allowance | $1,663,000 | 2,904 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,260,000 | 5,514 |
| Other real estate owned | $0 | 4,443 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,984,000 | 4,270 |
| Life insurance assets | $1,117,000 | 2,880 |
| Total liabilities and capital | $152,670,000 | 3,837 |
| Total liabilities | $141,740,000 | 3,724 |
| Total deposits | $136,352,000 | 3,595 |
| Interest-bearing deposits | $121,019,000 | 3,464 |
| Deposits held in domestic offices | $136,352,000 | 3,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,500,000 | 3,827 |
| Subordinated debt | $1,500,000 | 230 |
| All other liabilities | $388,000 | 6,200 |
| Total equity capital | $10,930,000 | 5,111 |
| Total bank equity capital | $10,930,000 | 5,111 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $4,810,000 | 4,084 |
| Undivided profits | $3,620,000 | 5,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,123,000 | 2,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,086 |
| Income earned, not collected on loans | $648,000 | 5,365 |
| Earning assets | $144,990,000 | 3,741 |
| Long-term assets (5+ years) | $11,918,000 | 4,474 |
| Average Assets, year-to-date | $147,764,330 | 3,883 |
| Average Assets, quarterly | $149,606,000 | 3,871 |
| Volatile liabilities | $16,992,000 | 5,078 |
| Insider loans | $953,000 | 4,400 |
| FHLB advances | $3,500,000 | 3,676 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $32,358,000 | 2,519 |
| Tier 1 (core) risk-based capital | $11,089,000 | 5,025 |
| Tier 2 risk-based capital | $2,464,000 | 2,033 |
| Total risk weighted assets | $124,240,000 | 3,468 |
| Total unused commitments | $32,358,000 | 2,519 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 32 | 4,710 |
| Assets and Liabilities | ||
| Total Assets: | $146,542,000 | 3,957 |
| Cash and due from depository institutions | $3,716,000 | 4,710 |
| Interest-bearing balances | $1,870,000 | 2,010 |
| Securities | $10,825,000 | 5,960 |
| Federal funds sold & reverse repurchase agreements | $13,402,000 | 1,507 |
| Net loans & leases | $114,168,000 | 3,496 |
| Loan loss allowance | $1,626,000 | 2,959 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,300,000 | 5,462 |
| Other real estate owned | $265,000 | 4,710 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,866,000 | 4,285 |
| Life insurance assets | $1,104,000 | 2,894 |
| Total liabilities and capital | $146,542,000 | 3,957 |
| Total liabilities | $135,661,000 | 3,852 |
| Total deposits | $130,309,000 | 3,720 |
| Interest-bearing deposits | $115,330,000 | 3,573 |
| Deposits held in domestic offices | $130,309,000 | 3,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,500,000 | 3,753 |
| Subordinated debt | $1,500,000 | 232 |
| All other liabilities | $352,000 | 6,338 |
| Total equity capital | $10,881,000 | 5,134 |
| Total bank equity capital | $10,881,000 | 5,134 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $4,810,000 | 4,047 |
| Undivided profits | $3,571,000 | 5,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,726,000 | 1,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,093 |
| Income earned, not collected on loans | $645,000 | 5,262 |
| Earning assets | $140,265,000 | 3,843 |
| Long-term assets (5+ years) | $10,052,000 | 4,711 |
| Average Assets, year-to-date | $145,311,500 | 3,951 |
| Average Assets, quarterly | $145,311,500 | 3,951 |
| Volatile liabilities | $16,890,000 | 5,039 |
| Insider loans | $868,000 | 4,545 |
| FHLB advances | $3,500,000 | 3,605 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $34,862,000 | 2,383 |
| Tier 1 (core) risk-based capital | $10,878,000 | 5,051 |
| Tier 2 risk-based capital | $2,446,000 | 2,036 |
| Total risk weighted assets | $123,585,000 | 3,462 |
| Total unused commitments | $34,862,000 | 2,383 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 32 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $144,081,000 | 3,974 |
| Cash and due from depository institutions | $6,242,000 | 4,723 |
| Interest-bearing balances | $3,318,000 | 1,423 |
| Securities | $10,965,000 | 5,981 |
| Federal funds sold & reverse repurchase agreements | $14,055,000 | 1,142 |
| Net loans & leases | $108,561,000 | 3,627 |
| Loan loss allowance | $1,588,000 | 2,997 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,238,000 | 5,549 |
| Other real estate owned | $265,000 | 4,723 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,755,000 | 4,425 |
| Life insurance assets | $1,092,000 | 2,876 |
| Total liabilities and capital | $144,081,000 | 3,974 |
| Total liabilities | $133,403,000 | 3,872 |
| Total deposits | $127,985,000 | 3,748 |
| Interest-bearing deposits | $111,144,000 | 3,654 |
| Deposits held in domestic offices | $127,985,000 | 3,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,500,000 | 3,893 |
| Subordinated debt | $1,500,000 | 232 |
| All other liabilities | $418,000 | 5,930 |
| Total equity capital | $10,678,000 | 5,138 |
| Total bank equity capital | $10,678,000 | 5,138 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $4,810,000 | 4,002 |
| Undivided profits | $3,368,000 | 5,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,698,000 | 1,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,011 |
| Income earned, not collected on loans | $616,000 | 5,541 |
| Earning assets | $136,899,000 | 3,883 |
| Long-term assets (5+ years) | $9,893,000 | 4,688 |
| Average Assets, year-to-date | $135,358,600 | 4,016 |
| Average Assets, quarterly | $141,800,500 | 3,984 |
| Volatile liabilities | $18,707,000 | 4,865 |
| Insider loans | $870,000 | 4,524 |
| FHLB advances | $3,500,000 | 3,752 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $32,352,000 | 2,480 |
| Tier 1 (core) risk-based capital | $10,663,000 | 5,073 |
| Tier 2 risk-based capital | $2,678,000 | 1,869 |
| Total risk weighted assets | $118,102,000 | 3,531 |
| Total unused commitments | $32,352,000 | 2,481 |
| Derivatives | $430,000 | 910 |
| 2006-09-30 | Rank | |
| # of Employees: | 32 | 4,741 |
| Assets and Liabilities | ||
| Total Assets: | $139,520,000 | 4,021 |
| Cash and due from depository institutions | $5,233,000 | 4,741 |
| Interest-bearing balances | $2,608,000 | 1,541 |
| Securities | $5,021,000 | 7,338 |
| Federal funds sold & reverse repurchase agreements | $13,192,000 | 1,062 |
| Net loans & leases | $111,835,000 | 3,518 |
| Loan loss allowance | $1,505,000 | 3,119 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,191,000 | 5,626 |
| Other real estate owned | $265,000 | 4,741 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,783,000 | 4,440 |
| Life insurance assets | $1,081,000 | 2,861 |
| Total liabilities and capital | $139,520,000 | 4,021 |
| Total liabilities | $129,149,000 | 3,928 |
| Total deposits | $123,724,000 | 3,782 |
| Interest-bearing deposits | $109,583,000 | 3,665 |
| Deposits held in domestic offices | $123,724,000 | 3,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,500,000 | 4,086 |
| Subordinated debt | $1,500,000 | 237 |
| All other liabilities | $425,000 | 5,965 |
| Total equity capital | $10,371,000 | 5,206 |
| Total bank equity capital | $10,371,000 | 5,206 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $4,810,000 | 3,980 |
| Undivided profits | $3,061,000 | 5,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,617,000 | 1,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,029 |
| Income earned, not collected on loans | $594,000 | 5,692 |
| Earning assets | $132,656,000 | 3,939 |
| Long-term assets (5+ years) | $4,397,000 | 6,003 |
| Average Assets, year-to-date | $133,178,000 | 4,072 |
| Average Assets, quarterly | $137,640,500 | 4,034 |
| Volatile liabilities | $18,470,000 | 4,913 |
| Insider loans | $1,346,000 | 3,687 |
| FHLB advances | $3,500,000 | 3,922 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,231,000 | 2,601 |
| Tier 1 (core) risk-based capital | $10,360,000 | 5,157 |
| Tier 2 risk-based capital | $2,700,000 | 1,856 |
| Total risk weighted assets | $119,955,000 | 3,483 |
| Total unused commitments | $30,231,000 | 2,601 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 32 | 4,769 |
| Assets and Liabilities | ||
| Total Assets: | $135,761,000 | 4,082 |
| Cash and due from depository institutions | $3,624,000 | 4,769 |
| Interest-bearing balances | $1,061,000 | 2,375 |
| Securities | $4,032,000 | 7,590 |
| Federal funds sold & reverse repurchase agreements | $12,724,000 | 1,004 |
| Net loans & leases | $111,659,000 | 3,486 |
| Loan loss allowance | $1,604,000 | 2,940 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,228,000 | 5,549 |
| Other real estate owned | $265,000 | 4,769 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,229,000 | 4,900 |
| Life insurance assets | $571,000 | 3,266 |
| Total liabilities and capital | $135,761,000 | 4,082 |
| Total liabilities | $125,798,000 | 3,977 |
| Total deposits | $120,389,000 | 3,820 |
| Interest-bearing deposits | $105,104,000 | 3,732 |
| Deposits held in domestic offices | $120,389,000 | 3,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,500,000 | 4,130 |
| Subordinated debt | $1,500,000 | 235 |
| All other liabilities | $409,000 | 5,760 |
| Total equity capital | $9,963,000 | 5,211 |
| Total bank equity capital | $9,963,000 | 5,211 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $4,810,000 | 3,937 |
| Undivided profits | $2,653,000 | 5,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $865,000 | 2,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,021 |
| Income earned, not collected on loans | $472,000 | 6,034 |
| Earning assets | $129,476,000 | 3,966 |
| Long-term assets (5+ years) | $3,582,000 | 6,246 |
| Average Assets, year-to-date | $131,064,000 | 4,134 |
| Average Assets, quarterly | $132,724,500 | 4,120 |
| Volatile liabilities | $16,859,000 | 5,076 |
| Insider loans | $1,321,000 | 3,708 |
| FHLB advances | $3,500,000 | 3,949 |
| Loans and leases held for sale | $306,000 | 1,371 |
| Unused loan commitments | $37,060,000 | 2,269 |
| Tier 1 (core) risk-based capital | $10,010,000 | 5,190 |
| Tier 2 risk-based capital | $2,717,000 | 1,816 |
| Total risk weighted assets | $121,277,000 | 3,422 |
| Total unused commitments | $37,060,000 | 2,270 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 31 | 4,847 |
| Assets and Liabilities | ||
| Total Assets: | $129,688,000 | 4,189 |
| Cash and due from depository institutions | $3,621,000 | 4,847 |
| Interest-bearing balances | $1,043,000 | 2,509 |
| Securities | $7,298,000 | 6,898 |
| Federal funds sold & reverse repurchase agreements | $3,648,000 | 3,236 |
| Net loans & leases | $111,639,000 | 3,435 |
| Loan loss allowance | $1,606,000 | 2,900 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,268,000 | 5,446 |
| Other real estate owned | $0 | 4,847 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,214,000 | 4,817 |
| Life insurance assets | $565,000 | 3,234 |
| Total liabilities and capital | $129,688,000 | 4,189 |
| Total liabilities | $119,963,000 | 4,088 |
| Total deposits | $114,514,000 | 3,978 |
| Interest-bearing deposits | $100,569,000 | 3,852 |
| Deposits held in domestic offices | $114,514,000 | 3,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,500,000 | 4,023 |
| Subordinated debt | $1,500,000 | 226 |
| All other liabilities | $449,000 | 5,442 |
| Total equity capital | $9,725,000 | 5,260 |
| Total bank equity capital | $9,725,000 | 5,260 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $4,810,000 | 3,861 |
| Undivided profits | $2,415,000 | 6,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $961,000 | 2,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,013 |
| Income earned, not collected on loans | $474,000 | 5,861 |
| Earning assets | $123,628,000 | 4,083 |
| Long-term assets (5+ years) | $1,772,000 | 6,912 |
| Average Assets, year-to-date | $128,715,500 | 4,184 |
| Average Assets, quarterly | $128,715,500 | 4,184 |
| Volatile liabilities | $16,777,000 | 4,955 |
| Insider loans | $1,044,000 | 4,109 |
| FHLB advances | $3,500,000 | 3,877 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $33,137,000 | 2,414 |
| Tier 1 (core) risk-based capital | $9,760,000 | 5,197 |
| Tier 2 risk-based capital | $2,646,000 | 1,829 |
| Total risk weighted assets | $115,552,000 | 3,478 |
| Total unused commitments | $33,137,000 | 2,416 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 32 | 4,740 |
| Assets and Liabilities | ||
| Total Assets: | $127,743,000 | 4,228 |
| Cash and due from depository institutions | $3,267,000 | 4,740 |
| Interest-bearing balances | $1,039,000 | 2,590 |
| Securities | $7,301,000 | 6,933 |
| Federal funds sold & reverse repurchase agreements | $4,076,000 | 2,822 |
| Net loans & leases | $109,648,000 | 3,456 |
| Loan loss allowance | $1,542,000 | 2,955 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,304,000 | 5,379 |
| Other real estate owned | $0 | 4,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,147,000 | 4,887 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $127,743,000 | 4,228 |
| Total liabilities | $118,347,000 | 4,126 |
| Total deposits | $112,963,000 | 3,995 |
| Interest-bearing deposits | $99,386,000 | 3,827 |
| Deposits held in domestic offices | $112,963,000 | 3,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,500,000 | 4,093 |
| Subordinated debt | $1,500,000 | 225 |
| All other liabilities | $384,000 | 5,722 |
| Total equity capital | $9,396,000 | 5,352 |
| Total bank equity capital | $9,396,000 | 5,352 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $4,810,000 | 3,815 |
| Undivided profits | $2,086,000 | 6,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,012,000 | 2,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,006 |
| Income earned, not collected on loans | $459,000 | 6,000 |
| Earning assets | $122,064,000 | 4,092 |
| Long-term assets (5+ years) | $1,705,000 | 6,965 |
| Average Assets, year-to-date | $122,114,400 | 4,215 |
| Average Assets, quarterly | $127,205,000 | 4,197 |
| Volatile liabilities | $18,916,000 | 4,597 |
| Insider loans | $908,000 | 4,381 |
| FHLB advances | $3,500,000 | 3,939 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $32,118,000 | 2,432 |
| Tier 1 (core) risk-based capital | $9,423,000 | 5,297 |
| Tier 2 risk-based capital | $2,902,000 | 1,658 |
| Total risk weighted assets | $111,986,000 | 3,527 |
| Total unused commitments | $32,118,000 | 2,432 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 33 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $126,667,000 | 4,188 |
| Cash and due from depository institutions | $3,717,000 | 4,624 |
| Interest-bearing balances | $1,021,000 | 2,679 |
| Securities | $2,030,000 | 8,200 |
| Federal funds sold & reverse repurchase agreements | $7,748,000 | 1,624 |
| Net loans & leases | $109,713,000 | 3,407 |
| Loan loss allowance | $1,553,000 | 2,923 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,329,000 | 5,305 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,130,000 | 4,883 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $126,667,000 | 4,188 |
| Total liabilities | $117,507,000 | 4,074 |
| Total deposits | $112,200,000 | 3,939 |
| Interest-bearing deposits | $98,714,000 | 3,791 |
| Deposits held in domestic offices | $112,200,000 | 3,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,500,000 | 4,172 |
| Subordinated debt | $1,500,000 | 217 |
| All other liabilities | $307,000 | 6,394 |
| Total equity capital | $9,160,000 | 5,430 |
| Total bank equity capital | $9,160,000 | 5,430 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $4,810,000 | 3,761 |
| Undivided profits | $1,850,000 | 6,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $881,000 | 2,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,037 |
| Income earned, not collected on loans | $433,000 | 6,188 |
| Earning assets | $120,512,000 | 4,077 |
| Long-term assets (5+ years) | $1,506,000 | 7,098 |
| Average Assets, year-to-date | $120,707,250 | 4,252 |
| Average Assets, quarterly | $125,504,500 | 4,188 |
| Volatile liabilities | $19,873,000 | 4,423 |
| Insider loans | $1,633,000 | 3,179 |
| FHLB advances | $3,500,000 | 4,003 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $31,685,000 | 2,430 |
| Tier 1 (core) risk-based capital | $9,170,000 | 5,341 |
| Tier 2 risk-based capital | $2,920,000 | 1,626 |
| Total risk weighted assets | $113,464,000 | 3,458 |
| Total unused commitments | $31,685,000 | 2,434 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $124,342,000 | 4,214 |
| Cash and due from depository institutions | $3,975,000 | 4,929 |
| Interest-bearing balances | $8,000 | 6,498 |
| Securities | $1,594,000 | 8,337 |
| Federal funds sold & reverse repurchase agreements | $4,469,000 | 2,289 |
| Net loans & leases | $110,917,000 | 3,316 |
| Loan loss allowance | $1,547,000 | 2,902 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,374,000 | 5,193 |
| Other real estate owned | $0 | 4,929 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,013,000 | 4,874 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $124,342,000 | 4,214 |
| Total liabilities | $115,400,000 | 4,097 |
| Total deposits | $109,155,000 | 3,962 |
| Interest-bearing deposits | $96,318,000 | 3,815 |
| Deposits held in domestic offices | $109,155,000 | 3,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,500,000 | 4,099 |
| Subordinated debt | $1,500,000 | 214 |
| All other liabilities | $1,245,000 | 2,784 |
| Total equity capital | $8,942,000 | 5,460 |
| Total bank equity capital | $8,942,000 | 5,460 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $4,810,000 | 3,712 |
| Undivided profits | $1,632,000 | 6,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 4,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,046 |
| Income earned, not collected on loans | $376,000 | 6,333 |
| Earning assets | $116,988,000 | 4,119 |
| Long-term assets (5+ years) | $1,789,000 | 7,032 |
| Average Assets, year-to-date | $118,720,670 | 4,292 |
| Average Assets, quarterly | $120,463,000 | 4,269 |
| Volatile liabilities | $20,976,000 | 4,162 |
| Insider loans | $1,912,000 | 2,860 |
| FHLB advances | $3,500,000 | 3,949 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $32,846,000 | 2,297 |
| Tier 1 (core) risk-based capital | $8,946,000 | 5,345 |
| Tier 2 risk-based capital | $2,927,000 | 1,603 |
| Total risk weighted assets | $114,009,000 | 3,382 |
| Total unused commitments | $32,846,000 | 2,298 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 30 | 4,927 |
| Assets and Liabilities | ||
| Total Assets: | $116,584,000 | 4,396 |
| Cash and due from depository institutions | $2,473,000 | 4,927 |
| Interest-bearing balances | $11,000 | 6,436 |
| Securities | $1,336,000 | 8,461 |
| Federal funds sold & reverse repurchase agreements | $2,798,000 | 3,463 |
| Net loans & leases | $106,157,000 | 3,388 |
| Loan loss allowance | $1,631,000 | 2,761 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,398,000 | 5,167 |
| Other real estate owned | $0 | 4,927 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,422,000 | 4,393 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $116,584,000 | 4,396 |
| Total liabilities | $108,362,000 | 4,291 |
| Total deposits | $104,040,000 | 4,119 |
| Interest-bearing deposits | $90,200,000 | 4,037 |
| Deposits held in domestic offices | $104,040,000 | 4,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,500,000 | 4,364 |
| Subordinated debt | $1,500,000 | 229 |
| All other liabilities | $322,000 | 5,875 |
| Total equity capital | $8,222,000 | 5,658 |
| Total bank equity capital | $8,222,000 | 5,658 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $4,410,000 | 3,887 |
| Undivided profits | $1,312,000 | 6,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $155,000 | 650 |
| Income earned, not collected on loans | $359,000 | 6,397 |
| Earning assets | $110,302,000 | 4,313 |
| Long-term assets (5+ years) | $1,876,000 | 7,060 |
| Average Assets, year-to-date | $115,910,000 | 4,381 |
| Average Assets, quarterly | $115,910,000 | 4,381 |
| Volatile liabilities | $19,856,000 | 4,198 |
| Insider loans | $1,910,000 | 2,836 |
| FHLB advances | $2,500,000 | 4,204 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $34,227,000 | 2,183 |
| Tier 1 (core) risk-based capital | $8,236,000 | 5,593 |
| Tier 2 risk-based capital | $2,884,000 | 1,593 |
| Total risk weighted assets | $110,437,000 | 3,428 |
| Total unused commitments | $34,227,000 | 2,188 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 32 | 4,713 |
| Assets and Liabilities | ||
| Total Assets: | $115,236,000 | 4,417 |
| Cash and due from depository institutions | $2,059,000 | 4,713 |
| Interest-bearing balances | $10,000 | 6,471 |
| Securities | $1,205,000 | 8,516 |
| Federal funds sold & reverse repurchase agreements | $4,877,000 | 2,276 |
| Net loans & leases | $103,381,000 | 3,433 |
| Loan loss allowance | $1,606,000 | 2,770 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,371,000 | 5,217 |
| Other real estate owned | $0 | 4,713 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,343,000 | 4,421 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $115,236,000 | 4,417 |
| Total liabilities | $107,484,000 | 4,283 |
| Total deposits | $103,176,000 | 4,114 |
| Interest-bearing deposits | $89,057,000 | 4,048 |
| Deposits held in domestic offices | $103,176,000 | 4,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,500,000 | 4,392 |
| Subordinated debt | $1,500,000 | 236 |
| All other liabilities | $308,000 | 5,918 |
| Total equity capital | $7,752,000 | 5,884 |
| Total bank equity capital | $7,752,000 | 5,884 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $4,110,000 | 3,993 |
| Undivided profits | $1,142,000 | 7,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,115,000 | 2,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 623 |
| Income earned, not collected on loans | $344,000 | 6,532 |
| Earning assets | $109,473,000 | 4,315 |
| Long-term assets (5+ years) | $1,404,000 | 7,310 |
| Average Assets, year-to-date | $112,320,200 | 4,361 |
| Average Assets, quarterly | $114,623,000 | 4,400 |
| Volatile liabilities | $18,599,000 | 4,308 |
| Insider loans | $1,918,000 | 2,820 |
| FHLB advances | $2,500,000 | 4,212 |
| Loans and leases held for sale | $251,000 | 1,383 |
| Unused loan commitments | $31,199,000 | 2,256 |
| Tier 1 (core) risk-based capital | $7,755,000 | 5,758 |
| Tier 2 risk-based capital | $2,837,000 | 1,601 |
| Total risk weighted assets | $105,621,000 | 3,519 |
| Total unused commitments | $31,199,000 | 2,256 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $114,010,000 | 4,395 |
| Cash and due from depository institutions | $1,919,000 | 4,945 |
| Interest-bearing balances | $15,000 | 6,414 |
| Securities | $1,537,000 | 8,494 |
| Federal funds sold & reverse repurchase agreements | $3,340,000 | 2,800 |
| Net loans & leases | $104,328,000 | 3,366 |
| Loan loss allowance | $1,783,000 | 2,543 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $874,000 | 6,122 |
| Other real estate owned | $0 | 4,945 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,012,000 | 4,823 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $114,010,000 | 4,395 |
| Total liabilities | $105,848,000 | 4,291 |
| Total deposits | $100,090,000 | 4,166 |
| Interest-bearing deposits | $86,997,000 | 4,080 |
| Deposits held in domestic offices | $100,090,000 | 4,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,000,000 | 3,884 |
| Subordinated debt | $1,500,000 | 240 |
| All other liabilities | $258,000 | 6,571 |
| Total equity capital | $8,162,000 | 5,707 |
| Total bank equity capital | $8,162,000 | 5,707 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $4,110,000 | 3,955 |
| Undivided profits | $1,552,000 | 6,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,395,000 | 1,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 633 |
| Income earned, not collected on loans | $334,000 | 6,769 |
| Earning assets | $109,220,000 | 4,289 |
| Long-term assets (5+ years) | $2,159,000 | 7,102 |
| Average Assets, year-to-date | $111,591,250 | 4,390 |
| Average Assets, quarterly | $114,587,500 | 4,353 |
| Volatile liabilities | $23,606,000 | 3,683 |
| Insider loans | $1,925,000 | 2,749 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $1,948,000 | 616 |
| Unused loan commitments | $31,100,000 | 2,235 |
| Tier 1 (core) risk-based capital | $8,161,000 | 5,554 |
| Tier 2 risk-based capital | $2,831,000 | 1,576 |
| Total risk weighted assets | $105,996,000 | 3,470 |
| Total unused commitments | $31,100,000 | 2,242 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 24 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $115,165,000 | 4,368 |
| Cash and due from depository institutions | $2,543,000 | 5,785 |
| Interest-bearing balances | $21,000 | 6,275 |
| Securities | $1,601,000 | 8,553 |
| Federal funds sold & reverse repurchase agreements | $7,427,000 | 1,426 |
| Net loans & leases | $100,940,000 | 3,405 |
| Loan loss allowance | $1,597,000 | 2,779 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $768,000 | 6,380 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,886,000 | 4,964 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $115,165,000 | 4,368 |
| Total liabilities | $107,095,000 | 4,264 |
| Total deposits | $101,341,000 | 4,121 |
| Interest-bearing deposits | $89,779,000 | 3,956 |
| Deposits held in domestic offices | $101,341,000 | 4,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $1,500,000 | 252 |
| All other liabilities | $254,000 | 6,254 |
| Total equity capital | $8,070,000 | 5,626 |
| Total bank equity capital | $8,070,000 | 5,626 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $4,110,000 | 3,921 |
| Undivided profits | $1,460,000 | 6,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,405,000 | 1,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $179,000 | 647 |
| Income earned, not collected on loans | $299,000 | 6,909 |
| Earning assets | $109,989,000 | 4,238 |
| Long-term assets (5+ years) | $3,046,000 | 6,854 |
| Average Assets, year-to-date | $110,785,000 | 4,431 |
| Average Assets, quarterly | $114,037,500 | 4,378 |
| Volatile liabilities | $23,351,000 | 3,595 |
| Insider loans | $1,572,000 | 3,156 |
| FHLB advances | $4,000,000 | 3,653 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $33,319,000 | 2,122 |
| Tier 1 (core) risk-based capital | $8,072,000 | 5,546 |
| Tier 2 risk-based capital | $2,797,000 | 1,571 |
| Total risk weighted assets | $103,495,000 | 3,504 |
| Total unused commitments | $33,319,000 | 2,127 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 24 | 5,784 |
| Assets and Liabilities | ||
| Total Assets: | $112,910,000 | 4,418 |
| Cash and due from depository institutions | $5,124,000 | 5,784 |
| Interest-bearing balances | $2,523,000 | 2,049 |
| Securities | $1,689,000 | 8,545 |
| Federal funds sold & reverse repurchase agreements | $4,496,000 | 3,037 |
| Net loans & leases | $99,065,000 | 3,383 |
| Loan loss allowance | $1,566,000 | 2,819 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $662,000 | 6,661 |
| Other real estate owned | $0 | 5,784 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,874,000 | 4,811 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $112,910,000 | 4,418 |
| Total liabilities | $105,051,000 | 4,291 |
| Total deposits | $97,560,000 | 4,243 |
| Interest-bearing deposits | $87,560,000 | 4,059 |
| Deposits held in domestic offices | $97,560,000 | 4,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,700,000 | 3,216 |
| Subordinated debt | $1,500,000 | 249 |
| All other liabilities | $291,000 | 6,260 |
| Total equity capital | $7,859,000 | 5,795 |
| Total bank equity capital | $7,859,000 | 5,795 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $4,110,000 | 3,889 |
| Undivided profits | $1,249,000 | 7,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,116,000 | 2,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $180,000 | 688 |
| Income earned, not collected on loans | $324,000 | 6,611 |
| Earning assets | $107,773,000 | 4,309 |
| Long-term assets (5+ years) | $3,289,000 | 6,741 |
| Average Assets, year-to-date | $108,595,000 | 4,516 |
| Average Assets, quarterly | $108,595,000 | 4,516 |
| Volatile liabilities | $25,624,000 | 3,275 |
| Insider loans | $1,192,000 | 3,670 |
| FHLB advances | $5,700,000 | 3,085 |
| Loans and leases held for sale | $477,000 | 1,305 |
| Unused loan commitments | $29,967,000 | 2,218 |
| Tier 1 (core) risk-based capital | $7,847,000 | 5,592 |
| Tier 2 risk-based capital | $2,761,000 | 1,581 |
| Total risk weighted assets | $100,575,000 | 3,517 |
| Total unused commitments | $29,967,000 | 2,223 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 25 | 5,633 |
| Assets and Liabilities | ||
| Total Assets: | $104,280,000 | 4,671 |
| Cash and due from depository institutions | $2,186,000 | 5,633 |
| Interest-bearing balances | $13,000 | 6,536 |
| Securities | $1,734,000 | 8,608 |
| Federal funds sold & reverse repurchase agreements | $4,103,000 | 2,675 |
| Net loans & leases | $94,046,000 | 3,509 |
| Loan loss allowance | $1,502,000 | 2,887 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $675,000 | 6,659 |
| Other real estate owned | $0 | 5,633 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,536,000 | 5,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,280,000 | 4,671 |
| Total liabilities | $96,865,000 | 4,524 |
| Total deposits | $91,931,000 | 4,424 |
| Interest-bearing deposits | $82,220,000 | 4,242 |
| Deposits held in domestic offices | $91,931,000 | 4,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,200,000 | 3,925 |
| Subordinated debt | $1,500,000 | 254 |
| All other liabilities | $234,000 | 6,679 |
| Total equity capital | $7,415,000 | 5,918 |
| Total bank equity capital | $7,415,000 | 5,918 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $3,810,000 | 4,064 |
| Undivided profits | $1,105,000 | 7,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,126,000 | 2,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 630 |
| Income earned, not collected on loans | $271,000 | 7,229 |
| Earning assets | $99,896,000 | 4,499 |
| Long-term assets (5+ years) | $3,743,000 | 6,630 |
| Average Assets, year-to-date | $92,613,800 | 4,926 |
| Average Assets, quarterly | $101,980,000 | 4,700 |
| Volatile liabilities | $21,232,000 | 3,760 |
| Insider loans | $1,641,000 | 3,014 |
| FHLB advances | $3,200,000 | 3,772 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $31,012,000 | 2,103 |
| Tier 1 (core) risk-based capital | $7,402,000 | 5,740 |
| Tier 2 risk-based capital | $2,698,000 | 1,594 |
| Total risk weighted assets | $95,533,000 | 3,646 |
| Total unused commitments | $31,012,000 | 2,106 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 25 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $99,680,000 | 4,794 |
| Cash and due from depository institutions | $1,844,000 | 5,657 |
| Interest-bearing balances | $13,000 | 6,584 |
| Securities | $1,308,000 | 8,722 |
| Federal funds sold & reverse repurchase agreements | $4,157,000 | 2,978 |
| Net loans & leases | $90,136,000 | 3,616 |
| Loan loss allowance | $1,472,000 | 2,928 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $691,000 | 6,637 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,544,000 | 5,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,680,000 | 4,794 |
| Total liabilities | $92,602,000 | 4,659 |
| Total deposits | $87,702,000 | 4,568 |
| Interest-bearing deposits | $76,469,000 | 4,470 |
| Deposits held in domestic offices | $87,702,000 | 4,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,200,000 | 3,887 |
| Subordinated debt | $1,500,000 | 251 |
| All other liabilities | $200,000 | 7,333 |
| Total equity capital | $7,078,000 | 6,084 |
| Total bank equity capital | $7,078,000 | 6,084 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $3,810,000 | 4,007 |
| Undivided profits | $768,000 | 7,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $652,000 | 3,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $140,000 | 775 |
| Income earned, not collected on loans | $289,000 | 7,218 |
| Earning assets | $95,614,000 | 4,628 |
| Long-term assets (5+ years) | $2,365,000 | 7,154 |
| Average Assets, year-to-date | $89,697,250 | 5,053 |
| Average Assets, quarterly | $95,694,000 | 4,898 |
| Volatile liabilities | $18,613,000 | 4,051 |
| Insider loans | $1,430,000 | 3,265 |
| FHLB advances | $3,200,000 | 3,715 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $36,175,000 | 1,906 |
| Tier 1 (core) risk-based capital | $7,063,000 | 5,934 |
| Tier 2 risk-based capital | $2,666,000 | 1,609 |
| Total risk weighted assets | $92,977,000 | 3,701 |
| Total unused commitments | $36,175,000 | 1,909 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $91,708,000 | 5,060 |
| Cash and due from depository institutions | $2,469,000 | 5,823 |
| Interest-bearing balances | $14,000 | 6,583 |
| Securities | $1,396,000 | 8,712 |
| Federal funds sold & reverse repurchase agreements | $2,567,000 | 4,338 |
| Net loans & leases | $83,025,000 | 3,820 |
| Loan loss allowance | $1,199,000 | 3,400 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $724,000 | 6,552 |
| Other real estate owned | $0 | 5,823 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,527,000 | 5,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,708,000 | 5,060 |
| Total liabilities | $85,180,000 | 4,917 |
| Total deposits | $80,103,000 | 4,873 |
| Interest-bearing deposits | $69,431,000 | 4,805 |
| Deposits held in domestic offices | $80,103,000 | 4,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $198,000 | 3,075 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,200,000 | 3,835 |
| Subordinated debt | $1,500,000 | 225 |
| All other liabilities | $179,000 | 7,592 |
| Total equity capital | $6,528,000 | 6,381 |
| Total bank equity capital | $6,528,000 | 6,381 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $3,310,000 | 4,325 |
| Undivided profits | $718,000 | 7,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $140,000 | 828 |
| Income earned, not collected on loans | $266,000 | 7,351 |
| Earning assets | $87,002,000 | 4,928 |
| Long-term assets (5+ years) | $3,621,000 | 6,626 |
| Average Assets, year-to-date | $86,369,670 | 5,202 |
| Average Assets, quarterly | $88,407,000 | 5,149 |
| Volatile liabilities | $16,253,000 | 4,352 |
| Insider loans | $1,486,000 | 3,174 |
| FHLB advances | $3,200,000 | 3,657 |
| Loans and leases held for sale | $149,000 | 1,935 |
| Unused loan commitments | $30,838,000 | 2,071 |
| Tier 1 (core) risk-based capital | $6,507,000 | 6,171 |
| Tier 2 risk-based capital | $2,572,000 | 1,623 |
| Total risk weighted assets | $85,662,000 | 3,901 |
| Total unused commitments | $30,838,000 | 2,082 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 23 | 5,963 |
| Assets and Liabilities | ||
| Total Assets: | $85,106,000 | 5,267 |
| Cash and due from depository institutions | $2,944,000 | 5,963 |
| Interest-bearing balances | $1,016,000 | 3,168 |
| Securities | $2,215,000 | 8,586 |
| Federal funds sold & reverse repurchase agreements | $2,311,000 | 5,010 |
| Net loans & leases | $75,882,000 | 4,044 |
| Loan loss allowance | $1,092,000 | 3,594 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $716,000 | 6,567 |
| Other real estate owned | $0 | 5,963 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,038,000 | 6,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,106,000 | 5,267 |
| Total liabilities | $78,686,000 | 5,158 |
| Total deposits | $73,677,000 | 5,134 |
| Interest-bearing deposits | $65,393,000 | 4,977 |
| Deposits held in domestic offices | $73,677,000 | 5,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $84,000 | 2,992 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,200,000 | 3,760 |
| Subordinated debt | $1,500,000 | 213 |
| All other liabilities | $225,000 | 7,187 |
| Total equity capital | $6,420,000 | 6,359 |
| Total bank equity capital | $6,420,000 | 6,359 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $3,310,000 | 4,288 |
| Undivided profits | $610,000 | 7,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 5,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $220,000 | 660 |
| Income earned, not collected on loans | $297,000 | 7,100 |
| Earning assets | $81,424,000 | 5,113 |
| Long-term assets (5+ years) | $3,232,000 | 6,744 |
| Average Assets, year-to-date | $83,700,500 | 5,288 |
| Average Assets, quarterly | $83,700,500 | 5,288 |
| Volatile liabilities | $12,653,000 | 5,010 |
| Insider loans | $1,546,000 | 3,026 |
| FHLB advances | $3,200,000 | 3,592 |
| Loans and leases held for sale | $80,000 | 1,911 |
| Unused loan commitments | $28,095,000 | 2,151 |
| Tier 1 (core) risk-based capital | $6,399,000 | 6,168 |
| Tier 2 risk-based capital | $2,452,000 | 1,655 |
| Total risk weighted assets | $75,999,000 | 4,199 |
| Total unused commitments | $28,095,000 | 2,158 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $82,295,000 | 5,349 |
| Cash and due from depository institutions | $1,762,000 | 6,103 |
| Interest-bearing balances | $15,000 | 6,474 |
| Securities | $2,865,000 | 8,468 |
| Federal funds sold & reverse repurchase agreements | $2,164,000 | 4,663 |
| Net loans & leases | $73,845,000 | 4,110 |
| Loan loss allowance | $1,042,000 | 3,688 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $734,000 | 6,518 |
| Other real estate owned | $0 | 6,103 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $925,000 | 6,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,295,000 | 5,349 |
| Total liabilities | $76,005,000 | 5,232 |
| Total deposits | $71,027,000 | 5,213 |
| Interest-bearing deposits | $62,005,000 | 5,113 |
| Deposits held in domestic offices | $71,027,000 | 5,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,000 | 3,171 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,200,000 | 3,819 |
| Subordinated debt | $1,500,000 | 209 |
| All other liabilities | $218,000 | 7,359 |
| Total equity capital | $6,290,000 | 6,402 |
| Total bank equity capital | $6,290,000 | 6,402 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $3,310,000 | 4,233 |
| Undivided profits | $480,000 | 8,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 4,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $220,000 | 607 |
| Income earned, not collected on loans | $288,000 | 7,346 |
| Earning assets | $78,889,000 | 5,169 |
| Long-term assets (5+ years) | $2,815,000 | 6,866 |
| Average Assets, year-to-date | $74,890,400 | 5,500 |
| Average Assets, quarterly | $81,826,500 | 5,320 |
| Volatile liabilities | $10,911,000 | 5,445 |
| Insider loans | $1,570,000 | 3,003 |
| FHLB advances | $3,200,000 | 3,611 |
| Loans and leases held for sale | $237,000 | 1,743 |
| Unused loan commitments | $25,010,000 | 2,257 |
| Tier 1 (core) risk-based capital | $6,262,000 | 6,190 |
| Tier 2 risk-based capital | $2,427,000 | 1,639 |
| Total risk weighted assets | $74,029,000 | 4,279 |
| Total unused commitments | $25,010,000 | 2,262 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $62,347,000 | 6,176 |
| Cash and due from depository institutions | $1,624,000 | 6,738 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $3,026,000 | 8,560 |
| Federal funds sold & reverse repurchase agreements | $519,000 | 6,420 |
| Net loans & leases | $55,712,000 | 4,918 |
| Loan loss allowance | $755,000 | 4,473 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $655,000 | 6,836 |
| Other real estate owned | $50,000 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $761,000 | 7,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,347,000 | 6,176 |
| Total liabilities | $56,645,000 | 6,125 |
| Total deposits | $53,228,000 | 6,095 |
| Interest-bearing deposits | $45,192,000 | 6,118 |
| Deposits held in domestic offices | $53,228,000 | 6,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $133,000 | 3,316 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,700,000 | 4,299 |
| Subordinated debt | $1,500,000 | 203 |
| All other liabilities | $84,000 | 9,067 |
| Total equity capital | $5,702,000 | 6,623 |
| Total bank equity capital | $5,702,000 | 6,623 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $3,310,000 | 4,144 |
| Undivided profits | $-108,000 | 8,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,180 |
| Income earned, not collected on loans | $219,000 | 8,233 |
| Earning assets | $59,257,000 | 6,053 |
| Long-term assets (5+ years) | $1,757,000 | 7,505 |
| Average Assets, year-to-date | $56,893,600 | 6,314 |
| Average Assets, quarterly | $61,624,500 | 6,189 |
| Volatile liabilities | $5,397,000 | 7,204 |
| Insider loans | $1,004,000 | 3,916 |
| FHLB advances | $1,700,000 | 4,063 |
| Loans and leases held for sale | $1,249,000 | 1,098 |
| Unused loan commitments | $25,181,000 | 2,125 |
| Tier 1 (core) risk-based capital | $5,664,000 | 6,477 |
| Tier 2 risk-based capital | $2,255,000 | 1,653 |
| Total risk weighted assets | $64,175,000 | 4,614 |
| Total unused commitments | $25,181,000 | 2,129 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $48,881,000 | 6,941 |
| Cash and due from depository institutions | $1,211,000 | 7,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $6,212,000 | 7,938 |
| Federal funds sold & reverse repurchase agreements | $2,169,000 | 4,043 |
| Net loans & leases | $38,262,000 | 6,066 |
| Loan loss allowance | $514,000 | 5,624 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $724,000 | 6,722 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $303,000 | 9,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,881,000 | 6,941 |
| Total liabilities | $43,794,000 | 6,908 |
| Total deposits | $43,527,000 | 6,686 |
| Interest-bearing deposits | $37,138,000 | 6,654 |
| Deposits held in domestic offices | $43,527,000 | 6,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $199,000 | 3,525 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $68,000 | 9,573 |
| Total equity capital | $5,087,000 | 7,009 |
| Total bank equity capital | $5,087,000 | 7,009 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $3,310,000 | 4,087 |
| Undivided profits | $-723,000 | 9,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 5,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $192,000 | 8,041 |
| Earning assets | $46,643,000 | 6,781 |
| Long-term assets (5+ years) | $696,000 | 8,171 |
| Average Assets, year-to-date | $41,271,800 | 7,317 |
| Average Assets, quarterly | $47,278,000 | 6,990 |
| Volatile liabilities | $4,069,000 | 7,869 |
| Insider loans | $1,452,000 | 3,004 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $200,000 | 1,190 |
| Unused loan commitments | $13,999,000 | 3,029 |
| Tier 1 (core) risk-based capital | $5,108,000 | 6,871 |
| Tier 2 risk-based capital | $514,000 | 5,313 |
| Total risk weighted assets | $44,707,400 | 5,703 |
| Total unused commitments | $13,999,000 | 3,030 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $31,543,000 | 8,399 |
| Cash and due from depository institutions | $1,272,000 | 8,108 |
| Interest-bearing balances | $8,000 | 6,455 |
| Securities | $6,067,000 | 8,316 |
| Federal funds sold & reverse repurchase agreements | $166,000 | 6,435 |
| Net loans & leases | $23,064,000 | 7,564 |
| Loan loss allowance | $307,000 | 7,312 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $759,000 | 6,765 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $215,000 | 9,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,543,000 | 8,399 |
| Total liabilities | $26,737,000 | 8,507 |
| Total deposits | $26,666,000 | 8,355 |
| Interest-bearing deposits | $22,964,000 | 8,293 |
| Deposits held in domestic offices | $26,666,000 | 8,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $71,000 | 9,748 |
| Total equity capital | $4,806,000 | 7,122 |
| Total bank equity capital | $4,806,000 | 7,122 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $3,310,000 | 4,080 |
| Undivided profits | $-1,004,000 | 9,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $113,000 | 8,979 |
| Earning assets | $29,305,000 | 8,312 |
| Long-term assets (5+ years) | $726,000 | 8,463 |
| Average Assets, year-to-date | $23,632,600 | 8,926 |
| Average Assets, quarterly | $29,987,500 | 8,484 |
| Volatile liabilities | $1,141,000 | 9,565 |
| Insider loans | $1,366,000 | 3,016 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,268,000 | 3,469 |
| Tier 1 (core) risk-based capital | $4,912,000 | 7,064 |
| Tier 2 risk-based capital | $307,000 | 6,965 |
| Total risk weighted assets | $28,506,900 | 7,138 |
| Total unused commitments | $11,268,000 | 3,475 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $12,255,000 | 10,115 |
| Cash and due from depository institutions | $7,458,000 | 8,518 |
| Interest-bearing balances | $7,010,000 | 890 |
| Securities | $174,000 | 10,290 |
| Federal funds sold & reverse repurchase agreements | $2,925,000 | 4,902 |
| Net loans & leases | $853,000 | 10,378 |
| Loan loss allowance | $12,000 | 10,331 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $817,000 | 6,526 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $28,000 | 10,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,255,000 | 10,115 |
| Total liabilities | $6,633,000 | 10,310 |
| Total deposits | $6,130,000 | 10,295 |
| Interest-bearing deposits | $5,231,000 | 10,235 |
| Deposits held in domestic offices | $6,130,000 | 10,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $503,000 | 5,739 |
| Total equity capital | $5,622,000 | 6,635 |
| Total bank equity capital | $5,622,000 | 6,635 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $3,310,000 | 3,943 |
| Undivided profits | $-188,000 | 9,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,000 | 10,293 |
| Earning assets | $10,962,000 | 10,099 |
| Long-term assets (5+ years) | $25,000 | 9,147 |
| Average Assets, year-to-date | $12,255,000 | 10,071 |
| Average Assets, quarterly | $12,255,000 | 10,093 |
| Volatile liabilities | $100,000 | 10,341 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $316,000 | 9,611 |
| Tier 1 (core) risk-based capital | $5,622,000 | 6,460 |
| Tier 2 risk-based capital | $12,000 | 10,299 |
| Total risk weighted assets | $3,861,800 | 10,309 |
| Total unused commitments | $316,000 | 9,613 |
| Derivatives | $0 | 527 |