Home > Western Oregon Community Bank > Income and Expense
Western Oregon Community Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 10,670 |
| Total interest expense | $517,000 | 11,605 |
| Net interest income | $1,249,000 | 9,903 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $216,000 | 8,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,764 |
| Total noninterest expense | $1,054,000 | 9,508 |
| Salaries and employee benefits | $534,000 | 9,345 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $369,000 | 9,615 |
| Pre-tax net operating income | $381,000 | 9,569 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $123,000 | 9,238 |
| Income before extraordinary items | $258,000 | 9,954 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $258,000 | 10,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $258,000 | 9,692 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 11,403 |
| Total interest expense | $639,000 | 12,117 |
| Net interest income | $1,118,000 | 10,634 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $202,000 | 9,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $1,000,000 | 9,982 |
| Salaries and employee benefits | $500,000 | 9,787 |
| Premises and equipment expense | $174,000 | 8,469 |
| Additional noninterest expense | $326,000 | 10,488 |
| Pre-tax net operating income | $284,000 | 10,291 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $202,000 | 10,570 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $202,000 | 10,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $202,000 | 10,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.