Home > Western Nebraska National Bank > Income and Expense
Western Nebraska National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,736,000 | 1,946 |
| Total interest expense | $9,231,000 | 1,631 |
| Net interest income | $7,505,000 | 2,354 |
| Provision for loan and lease losses | $346,000 | 2,381 |
| Total noninterest income | $1,303,000 | 2,530 |
| Gross Fiduciary activities income | $3,000 | 1,324 |
| Service charges on deposit accounts | $518,000 | 2,545 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $782,000 | 2,189 |
| Total noninterest expense | $6,403,000 | 2,126 |
| Salaries and employee benefits | $3,405,000 | 2,065 |
| Premises and equipment expense | $771,000 | 2,632 |
| Additional noninterest expense | $2,227,000 | 1,960 |
| Pre-tax net operating income | $2,059,000 | 3,267 |
| Securities gains (losses) | $41,000 | 1,057 |
| Applicable income taxes | $794,000 | 2,662 |
| Income before extraordinary items | $1,306,000 | 3,632 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,306,000 | 3,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,365 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,004,000 | 433 |
| Net operating income | $1,279,760 | 3,641 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,802,000 | 2,071 |
| Total interest expense | $8,763,000 | 1,752 |
| Net interest income | $7,039,000 | 2,410 |
| Provision for loan and lease losses | $525,000 | 1,654 |
| Total noninterest income | $1,155,000 | 2,771 |
| Gross Fiduciary activities income | $2,000 | 1,363 |
| Service charges on deposit accounts | $491,000 | 2,595 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $662,000 | 2,484 |
| Total noninterest expense | $6,009,000 | 2,175 |
| Salaries and employee benefits | $3,047,000 | 2,223 |
| Premises and equipment expense | $892,000 | 2,173 |
| Additional noninterest expense | $2,070,000 | 2,058 |
| Pre-tax net operating income | $1,660,000 | 3,876 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $657,000 | 3,176 |
| Income before extraordinary items | $1,003,000 | 4,515 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,003,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,185 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,003,000 | 376 |
| Net operating income | $1,003,000 | 4,408 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,462,000 | 2,257 |
| Total interest expense | $7,808,000 | 1,975 |
| Net interest income | $6,654,000 | 2,614 |
| Provision for loan and lease losses | $550,000 | 1,649 |
| Total noninterest income | $1,029,000 | 2,977 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $598,000 | 2,200 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $430,000 | 3,138 |
| Total noninterest expense | $5,577,000 | 2,320 |
| Salaries and employee benefits | $2,835,000 | 2,342 |
| Premises and equipment expense | $732,000 | 2,631 |
| Additional noninterest expense | $2,010,000 | 2,080 |
| Pre-tax net operating income | $1,556,000 | 4,350 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $633,000 | 3,517 |
| Income before extraordinary items | $947,000 | 4,886 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $947,000 | 4,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,790 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $931,640 | 4,878 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,227,000 | 2,718 |
| Total interest expense | $6,278,000 | 2,459 |
| Net interest income | $5,949,000 | 2,977 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $821,000 | 3,631 |
| Gross Fiduciary activities income | $1,000 | 1,500 |
| Service charges on deposit accounts | $460,000 | 2,925 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $360,000 | 3,623 |
| Total noninterest expense | $5,054,000 | 2,709 |
| Salaries and employee benefits | $2,624,000 | 2,540 |
| Premises and equipment expense | $693,000 | 2,832 |
| Additional noninterest expense | $1,737,000 | 2,778 |
| Pre-tax net operating income | $1,476,000 | 4,390 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $594,000 | 3,619 |
| Income before extraordinary items | $886,000 | 4,933 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $886,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,170 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $883,440 | 4,886 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,445,000 | 3,177 |
| Total interest expense | $5,633,000 | 2,726 |
| Net interest income | $4,812,000 | 3,661 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $739,000 | 3,921 |
| Gross Fiduciary activities income | $1,000 | 1,568 |
| Service charges on deposit accounts | $397,000 | 3,392 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $341,000 | 3,678 |
| Total noninterest expense | $4,406,000 | 3,045 |
| Salaries and employee benefits | $2,279,000 | 2,924 |
| Premises and equipment expense | $461,000 | 4,038 |
| Additional noninterest expense | $1,666,000 | 2,791 |
| Pre-tax net operating income | $1,085,000 | 5,651 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $435,000 | 4,647 |
| Income before extraordinary items | $651,000 | 6,306 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $651,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,073 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $650,360 | 6,291 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,755,000 | 5,048 |
| Total interest expense | $2,352,000 | 4,889 |
| Net interest income | $3,403,000 | 5,066 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $529,000 | 5,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,440 |
| Total noninterest expense | $2,757,000 | 4,750 |
| Salaries and employee benefits | $1,322,000 | 4,808 |
| Premises and equipment expense | $367,000 | 4,912 |
| Additional noninterest expense | $1,068,000 | 4,458 |
| Pre-tax net operating income | $1,115,000 | 5,516 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $408,000 | 4,699 |
| Income before extraordinary items | $703,000 | 5,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $703,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $705,560 | 5,938 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 5,242 |
| Total interest expense | $2,553,000 | 4,727 |
| Net interest income | $3,054,000 | 5,573 |
| Provision for loan and lease losses | $132,000 | 4,966 |
| Total noninterest income | $501,000 | 5,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,921 |
| Total noninterest expense | $2,441,000 | 5,381 |
| Salaries and employee benefits | $1,086,000 | 5,712 |
| Premises and equipment expense | $347,000 | 5,271 |
| Additional noninterest expense | $1,008,000 | 4,890 |
| Pre-tax net operating income | $982,000 | 5,960 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $322,000 | 5,812 |
| Income before extraordinary items | $666,000 | 6,315 |
| Extraordinary gains, net | $20,000 | 2,703 |
| Net income | $686,000 | 6,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $661,980 | 6,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,992,000 | 5,497 |
| Total interest expense | $2,910,000 | 5,290 |
| Net interest income | $3,082,000 | 5,602 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $535,000 | 5,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,566 |
| Total noninterest expense | $2,279,000 | 5,737 |
| Salaries and employee benefits | $1,001,000 | 6,023 |
| Premises and equipment expense | $323,000 | 5,681 |
| Additional noninterest expense | $955,000 | 5,247 |
| Pre-tax net operating income | $1,228,000 | 4,831 |
| Securities gains (losses) | $323,000 | 1,468 |
| Applicable income taxes | $530,000 | 3,801 |
| Income before extraordinary items | $1,021,000 | 4,408 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,021,000 | 4,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 5,361 |
| Cash dividends | $510,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $807,820 | 5,021 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.