Home > Western National Bank > Income and Expense

Western National Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$4,427,0006,465
Total interest expense$1,859,0006,715
Net interest income$2,568,0006,082
Provision for loan and lease losses$232,0003,103
Total noninterest income$386,0006,064
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$286,0004,373
Trading account gains and feesNANA
Additional Noninterest Income$100,0007,130
Total noninterest expense$1,905,0006,148
Salaries and employee benefits$933,0006,297
Premises and equipment expense$298,0005,628
Additional noninterest expense$674,0005,891
Pre-tax net operating income$817,0006,444
Securities gains (losses)$-2,0009,485
Applicable income taxes$266,0006,233
Income before extraordinary items$549,0006,563
Extraordinary gains, net$053
Net income$549,0006,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,702
Cash dividends$190,0005,589
Sale, conversion, retirement of capital stock, net$0953
Net operating income$550,3406,493
1995-12-31 (YTD Data)Rank
Total interest income$4,321,0006,658
Total interest expense$1,772,0006,964
Net interest income$2,549,0006,224
Provision for loan and lease losses$261,0002,485
Total noninterest income$494,0005,234
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$322,0004,043
Trading account gains and feesNANA
Additional Noninterest Income$172,0005,579
Total noninterest expense$1,951,0006,106
Salaries and employee benefits$985,0006,141
Premises and equipment expense$273,0006,020
Additional noninterest expense$693,0005,905
Pre-tax net operating income$831,0006,717
Securities gains (losses)$03,831
Applicable income taxes$210,0007,262
Income before extraordinary items$621,0006,487
Extraordinary gains, net$065
Net income$621,0006,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,650
Cash dividends$160,0005,934
Sale, conversion, retirement of capital stock, net$0809
Net operating income$621,0006,476
1994-12-31 (YTD Data)Rank
Total interest income$4,289,0006,370
Total interest expense$1,409,0007,182
Net interest income$2,880,0005,781
Provision for loan and lease losses$394,0001,851
Total noninterest income$571,0004,829
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$430,0003,163
Trading account gains and feesNANA
Additional Noninterest Income$141,0006,387
Total noninterest expense$2,160,0005,843
Salaries and employee benefits$912,0006,554
Premises and equipment expense$283,0005,959
Additional noninterest expense$965,0004,857
Pre-tax net operating income$897,0006,417
Securities gains (losses)$03,600
Applicable income taxes$270,0006,252
Income before extraordinary items$627,0006,352
Extraordinary gains, net$0249
Net income$627,0006,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,109
Cash dividends$170,0005,823
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$627,0006,432
1993-12-31 (YTD Data)Rank
Total interest income$3,946,0006,931
Total interest expense$1,324,0007,799
Net interest income$2,622,0006,313
Provision for loan and lease losses$515,0002,048
Total noninterest income$612,0004,890
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$495,0002,825
Trading account gains and feesNANA
Additional Noninterest Income$117,0007,385
Total noninterest expense$1,925,0006,544
Salaries and employee benefits$847,0007,033
Premises and equipment expense$145,0009,044
Additional noninterest expense$933,0005,218
Pre-tax net operating income$794,0006,841
Securities gains (losses)$07,477
Applicable income taxes$270,0006,484
Income before extraordinary items$524,0007,356
Extraordinary gains, net$03,149
Net income$524,0007,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$612,0001,567
Cash dividends$145,0006,191
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$524,0007,107
1992-12-31 (YTD Data)Rank
Total interest income$4,169,0007,287
Total interest expense$1,606,0008,182
Net interest income$2,563,0006,473
Provision for loan and lease losses$219,0004,999
Total noninterest income$555,0005,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$452,0003,094
Trading account gains and feesNANA
Additional Noninterest Income$103,0007,958
Total noninterest expense$2,019,0006,329
Salaries and employee benefits$785,0007,356
Premises and equipment expense$143,0009,322
Additional noninterest expense$1,091,0004,720
Pre-tax net operating income$880,0006,200
Securities gains (losses)$08,369
Applicable income taxes$299,0005,935
Income before extraordinary items$581,0006,695
Extraordinary gains, net$01,422
Net income$581,0006,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0005,395
Cash dividends$170,0005,484
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$581,0006,345

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.