Home > Western National Bank > Income and Expense
Western National Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 722 |
| Total interest expense | $513,000 | 1,477 |
| Net interest income | $8,159,000 | 672 |
| Provision for loan and lease losses | $-1,284,000 | 6,680 |
| Total noninterest income | $898,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $369,000 | 885 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $529,000 | 1,360 |
| Total noninterest expense | $5,287,000 | 960 |
| Salaries and employee benefits | $2,953,000 | 936 |
| Premises and equipment expense | $1,018,000 | 623 |
| Additional noninterest expense | $1,316,000 | 1,219 |
| Pre-tax net operating income | $5,054,000 | 431 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $5,054,000 | 342 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,054,000 | 342 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,054,000 | 342 |
| Net charge-offs | $-12,000 | 5,829 |
| Cash dividends | $20,722,000 | 75 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $5,054,000 | 336 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $42,118,000 | 582 |
| Total interest expense | $2,475,000 | 1,376 |
| Net interest income | $39,643,000 | 541 |
| Provision for loan and lease losses | $-7,790,000 | 6,786 |
| Total noninterest income | $4,360,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,596,000 | 870 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,764,000 | 1,202 |
| Total noninterest expense | $21,940,000 | 926 |
| Salaries and employee benefits | $11,860,000 | 908 |
| Premises and equipment expense | $3,842,000 | 638 |
| Additional noninterest expense | $6,238,000 | 1,084 |
| Pre-tax net operating income | $29,853,000 | 310 |
| Securities gains (losses) | $-23,974,000 | 6,810 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,879,000 | 1,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,846,000 | 1,061 |
| Minority interest net income | $33,000 | 63 |
| Net income of bank and minority interests. | $5,879,000 | 1,055 |
| Net charge-offs | $-5,925,000 | 6,810 |
| Cash dividends | $11,949,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $29,853,000 | 264 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $33,139,000 | 562 |
| Total interest expense | $1,918,000 | 1,367 |
| Net interest income | $31,221,000 | 506 |
| Provision for loan and lease losses | $-6,016,000 | 6,865 |
| Total noninterest income | $3,289,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,190,000 | 880 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,099,000 | 1,231 |
| Total noninterest expense | $16,551,000 | 925 |
| Salaries and employee benefits | $8,944,000 | 901 |
| Premises and equipment expense | $2,905,000 | 644 |
| Additional noninterest expense | $4,702,000 | 1,073 |
| Pre-tax net operating income | $23,975,000 | 306 |
| Securities gains (losses) | $-23,974,000 | 6,889 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,000 | 6,339 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-5,000 | 6,352 |
| Minority interest net income | $6,000 | 77 |
| Net income of bank and minority interests. | $1,000 | 6,340 |
| Net charge-offs | $-4,905,000 | 6,889 |
| Cash dividends | $11,493,000 | 222 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $23,975,000 | 256 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $22,767,000 | 543 |
| Total interest expense | $1,317,000 | 1,361 |
| Net interest income | $21,450,000 | 498 |
| Provision for loan and lease losses | $-2,082,000 | 6,893 |
| Total noninterest income | $2,293,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $776,000 | 872 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,517,000 | 1,196 |
| Total noninterest expense | $10,912,000 | 927 |
| Salaries and employee benefits | $5,863,000 | 921 |
| Premises and equipment expense | $1,918,000 | 648 |
| Additional noninterest expense | $3,131,000 | 1,079 |
| Pre-tax net operating income | $14,913,000 | 319 |
| Securities gains (losses) | $68,000 | 1,334 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $14,981,000 | 260 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $14,975,000 | 261 |
| Minority interest net income | $6,000 | 71 |
| Net income of bank and minority interests. | $14,981,000 | 261 |
| Net charge-offs | $-1,393,000 | 6,928 |
| Cash dividends | $10,530,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $14,913,000 | 257 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $11,344,000 | 552 |
| Total interest expense | $661,000 | 1,402 |
| Net interest income | $10,683,000 | 503 |
| Provision for loan and lease losses | $-269,000 | 6,922 |
| Total noninterest income | $1,389,000 | 1,083 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $380,000 | 874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,009,000 | 989 |
| Total noninterest expense | $5,678,000 | 908 |
| Salaries and employee benefits | $3,155,000 | 870 |
| Premises and equipment expense | $908,000 | 696 |
| Additional noninterest expense | $1,615,000 | 1,043 |
| Pre-tax net operating income | $6,663,000 | 350 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $6,663,000 | 280 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,663,000 | 281 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,663,000 | 281 |
| Net charge-offs | $-58,000 | 6,743 |
| Cash dividends | $4,782,000 | 157 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $6,663,000 | 269 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $46,121,000 | 569 |
| Total interest expense | $3,214,000 | 1,389 |
| Net interest income | $42,907,000 | 510 |
| Provision for loan and lease losses | $3,007,000 | 770 |
| Total noninterest income | $15,335,000 | 496 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,572,000 | 901 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $13,763,000 | 398 |
| Total noninterest expense | $22,254,000 | 911 |
| Salaries and employee benefits | $12,890,000 | 816 |
| Premises and equipment expense | $3,630,000 | 666 |
| Additional noninterest expense | $5,734,000 | 1,197 |
| Pre-tax net operating income | $32,981,000 | 289 |
| Securities gains (losses) | $2,448,000 | 217 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $35,429,000 | 232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $29,357,000 | 261 |
| Minority interest net income | $6,072,000 | 13 |
| Net income of bank and minority interests. | $35,429,000 | 232 |
| Net charge-offs | $3,006,000 | 843 |
| Cash dividends | $13,753,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $32,981,000 | 236 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $34,717,000 | 572 |
| Total interest expense | $2,484,000 | 1,409 |
| Net interest income | $32,233,000 | 513 |
| Provision for loan and lease losses | $3,390,000 | 567 |
| Total noninterest income | $14,067,000 | 436 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,186,000 | 905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,881,000 | 326 |
| Total noninterest expense | $16,611,000 | 911 |
| Salaries and employee benefits | $9,403,000 | 837 |
| Premises and equipment expense | $2,723,000 | 674 |
| Additional noninterest expense | $4,485,000 | 1,151 |
| Pre-tax net operating income | $26,299,000 | 275 |
| Securities gains (losses) | $1,114,000 | 362 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $27,413,000 | 220 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $21,482,000 | 266 |
| Minority interest net income | $5,931,000 | 11 |
| Net income of bank and minority interests. | $27,413,000 | 220 |
| Net charge-offs | $3,037,000 | 670 |
| Cash dividends | $12,675,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $26,299,000 | 222 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $22,293,000 | 594 |
| Total interest expense | $1,732,000 | 1,399 |
| Net interest income | $20,561,000 | 544 |
| Provision for loan and lease losses | $3,431,000 | 408 |
| Total noninterest income | $13,030,000 | 342 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $785,000 | 896 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,245,000 | 261 |
| Total noninterest expense | $10,752,000 | 936 |
| Salaries and employee benefits | $5,913,000 | 878 |
| Premises and equipment expense | $1,832,000 | 668 |
| Additional noninterest expense | $3,007,000 | 1,145 |
| Pre-tax net operating income | $19,408,000 | 249 |
| Securities gains (losses) | $1,114,000 | 253 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $20,522,000 | 206 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $14,704,000 | 256 |
| Minority interest net income | $5,818,000 | 10 |
| Net income of bank and minority interests. | $20,522,000 | 206 |
| Net charge-offs | $3,049,000 | 510 |
| Cash dividends | $9,616,000 | 158 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $19,408,000 | 206 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,901,000 | 618 |
| Total interest expense | $910,000 | 1,385 |
| Net interest income | $9,991,000 | 553 |
| Provision for loan and lease losses | $-42,000 | 7,166 |
| Total noninterest income | $814,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $385,000 | 903 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $429,000 | 1,674 |
| Total noninterest expense | $5,301,000 | 939 |
| Salaries and employee benefits | $2,888,000 | 898 |
| Premises and equipment expense | $915,000 | 659 |
| Additional noninterest expense | $1,498,000 | 1,138 |
| Pre-tax net operating income | $5,546,000 | 392 |
| Securities gains (losses) | $19,000 | 1,613 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $5,565,000 | 316 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,372,000 | 324 |
| Minority interest net income | $193,000 | 29 |
| Net income of bank and minority interests. | $5,565,000 | 317 |
| Net charge-offs | $-32,000 | 6,989 |
| Cash dividends | $4,671,000 | 139 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $5,546,000 | 298 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $43,776,000 | 624 |
| Total interest expense | $4,802,000 | 1,269 |
| Net interest income | $38,974,000 | 562 |
| Provision for loan and lease losses | $-488,000 | 7,311 |
| Total noninterest income | $4,644,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,729,000 | 851 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,915,000 | 1,064 |
| Total noninterest expense | $21,105,000 | 935 |
| Salaries and employee benefits | $11,616,000 | 848 |
| Premises and equipment expense | $3,038,000 | 820 |
| Additional noninterest expense | $6,451,000 | 1,087 |
| Pre-tax net operating income | $23,001,000 | 334 |
| Securities gains (losses) | $936,000 | 470 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $23,937,000 | 269 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $23,239,000 | 274 |
| Minority interest net income | $698,000 | 37 |
| Net income of bank and minority interests. | $23,937,000 | 270 |
| Net charge-offs | $-747,000 | 7,340 |
| Cash dividends | $13,346,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $23,001,000 | 266 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $32,527,000 | 646 |
| Total interest expense | $3,751,000 | 1,266 |
| Net interest income | $28,776,000 | 567 |
| Provision for loan and lease losses | $-373,000 | 7,387 |
| Total noninterest income | $3,494,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,299,000 | 856 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,195,000 | 1,055 |
| Total noninterest expense | $15,646,000 | 948 |
| Salaries and employee benefits | $8,243,000 | 897 |
| Premises and equipment expense | $2,288,000 | 831 |
| Additional noninterest expense | $5,115,000 | 1,032 |
| Pre-tax net operating income | $16,997,000 | 340 |
| Securities gains (losses) | $720,000 | 474 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $17,717,000 | 267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,156,000 | 272 |
| Minority interest net income | $561,000 | 37 |
| Net income of bank and minority interests. | $17,717,000 | 268 |
| Net charge-offs | $-732,000 | 7,417 |
| Cash dividends | $11,638,000 | 139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $16,997,000 | 270 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $21,379,000 | 665 |
| Total interest expense | $2,545,000 | 1,292 |
| Net interest income | $18,834,000 | 582 |
| Provision for loan and lease losses | $-98,000 | 7,425 |
| Total noninterest income | $3,182,000 | 876 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $866,000 | 846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,316,000 | 755 |
| Total noninterest expense | $10,302,000 | 967 |
| Salaries and employee benefits | $5,420,000 | 915 |
| Premises and equipment expense | $1,541,000 | 828 |
| Additional noninterest expense | $3,341,000 | 1,064 |
| Pre-tax net operating income | $11,812,000 | 320 |
| Securities gains (losses) | $212,000 | 701 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $12,024,000 | 259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,690,000 | 287 |
| Minority interest net income | $1,334,000 | 22 |
| Net income of bank and minority interests. | $12,024,000 | 259 |
| Net charge-offs | $-151,000 | 7,414 |
| Cash dividends | $7,793,000 | 123 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $11,812,000 | 259 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,460,000 | 694 |
| Total interest expense | $1,297,000 | 1,313 |
| Net interest income | $9,163,000 | 595 |
| Provision for loan and lease losses | $-146,000 | 7,508 |
| Total noninterest income | $2,100,000 | 705 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $459,000 | 776 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,641,000 | 586 |
| Total noninterest expense | $5,244,000 | 959 |
| Salaries and employee benefits | $2,769,000 | 907 |
| Premises and equipment expense | $771,000 | 854 |
| Additional noninterest expense | $1,704,000 | 1,042 |
| Pre-tax net operating income | $6,165,000 | 302 |
| Securities gains (losses) | $15,000 | 1,187 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $6,180,000 | 253 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,896,000 | 301 |
| Minority interest net income | $1,284,000 | 16 |
| Net income of bank and minority interests. | $6,180,000 | 253 |
| Net charge-offs | $-37,000 | 7,318 |
| Cash dividends | $3,162,000 | 134 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $6,165,000 | 251 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $41,176,000 | 732 |
| Total interest expense | $6,041,000 | 1,375 |
| Net interest income | $35,135,000 | 616 |
| Provision for loan and lease losses | $494,000 | 4,151 |
| Total noninterest income | $5,869,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,198,000 | 679 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,671,000 | 920 |
| Total noninterest expense | $21,244,000 | 940 |
| Salaries and employee benefits | $10,539,000 | 931 |
| Premises and equipment expense | $3,285,000 | 781 |
| Additional noninterest expense | $7,420,000 | 995 |
| Pre-tax net operating income | $19,266,000 | 310 |
| Securities gains (losses) | $422,000 | 1,015 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $19,688,000 | 255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,391,000 | 271 |
| Minority interest net income | $1,297,000 | 25 |
| Net income of bank and minority interests. | $19,688,000 | 256 |
| Net charge-offs | $921,000 | 2,805 |
| Cash dividends | $8,958,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $19,266,000 | 246 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,750,000 | 744 |
| Total interest expense | $4,629,000 | 1,398 |
| Net interest income | $26,121,000 | 616 |
| Provision for loan and lease losses | $525,000 | 3,464 |
| Total noninterest income | $4,947,000 | 857 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,627,000 | 708 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,320,000 | 768 |
| Total noninterest expense | $15,645,000 | 940 |
| Salaries and employee benefits | $7,491,000 | 966 |
| Premises and equipment expense | $2,559,000 | 752 |
| Additional noninterest expense | $5,595,000 | 957 |
| Pre-tax net operating income | $14,898,000 | 302 |
| Securities gains (losses) | $308,000 | 1,063 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $15,206,000 | 246 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $13,585,000 | 271 |
| Minority interest net income | $1,621,000 | 20 |
| Net income of bank and minority interests. | $15,206,000 | 248 |
| Net charge-offs | $1,050,000 | 2,136 |
| Cash dividends | $6,939,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $14,898,000 | 241 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,313,000 | 758 |
| Total interest expense | $3,083,000 | 1,459 |
| Net interest income | $17,230,000 | 624 |
| Provision for loan and lease losses | $649,000 | 2,476 |
| Total noninterest income | $3,569,000 | 789 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,023,000 | 755 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,546,000 | 670 |
| Total noninterest expense | $10,611,000 | 938 |
| Salaries and employee benefits | $4,987,000 | 968 |
| Premises and equipment expense | $1,820,000 | 726 |
| Additional noninterest expense | $3,804,000 | 936 |
| Pre-tax net operating income | $9,539,000 | 305 |
| Securities gains (losses) | $20,000 | 2,363 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $9,559,000 | 244 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,285,000 | 277 |
| Minority interest net income | $1,274,000 | 19 |
| Net income of bank and minority interests. | $9,559,000 | 244 |
| Net charge-offs | $829,000 | 1,905 |
| Cash dividends | $4,794,000 | 149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $9,539,000 | 238 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,155,000 | 773 |
| Total interest expense | $1,554,000 | 1,522 |
| Net interest income | $8,601,000 | 635 |
| Provision for loan and lease losses | $390,000 | 2,104 |
| Total noninterest income | $2,241,000 | 652 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $519,000 | 747 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,722,000 | 538 |
| Total noninterest expense | $5,151,000 | 967 |
| Salaries and employee benefits | $2,466,000 | 997 |
| Premises and equipment expense | $810,000 | 834 |
| Additional noninterest expense | $1,875,000 | 952 |
| Pre-tax net operating income | $5,301,000 | 263 |
| Securities gains (losses) | $-5,000 | 7,442 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $5,296,000 | 218 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,388,000 | 257 |
| Minority interest net income | $908,000 | 18 |
| Net income of bank and minority interests. | $5,296,000 | 220 |
| Net charge-offs | $280,000 | 2,099 |
| Cash dividends | $846,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $5,301,000 | 215 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $47,180,000 | 700 |
| Total interest expense | $7,282,000 | 1,626 |
| Net interest income | $39,898,000 | 545 |
| Provision for loan and lease losses | $20,504,000 | 487 |
| Total noninterest income | $6,454,000 | 894 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,277,000 | 739 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,177,000 | 822 |
| Total noninterest expense | $23,010,000 | 922 |
| Salaries and employee benefits | $12,495,000 | 781 |
| Premises and equipment expense | $3,369,000 | 798 |
| Additional noninterest expense | $7,146,000 | 1,090 |
| Pre-tax net operating income | $2,838,000 | 1,412 |
| Securities gains (losses) | $5,403,000 | 114 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $8,241,000 | 397 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,282,000 | 543 |
| Minority interest net income | $1,959,000 | 20 |
| Net income of bank and minority interests. | $8,241,000 | 397 |
| Net charge-offs | $17,358,000 | 454 |
| Cash dividends | $9,294,000 | 196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,838,000 | 1,180 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $36,511,000 | 691 |
| Total interest expense | $5,357,000 | 1,728 |
| Net interest income | $31,154,000 | 525 |
| Provision for loan and lease losses | $8,472,000 | 713 |
| Total noninterest income | $5,573,000 | 801 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,706,000 | 733 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,867,000 | 711 |
| Total noninterest expense | $18,758,000 | 834 |
| Salaries and employee benefits | $10,088,000 | 735 |
| Premises and equipment expense | $2,756,000 | 743 |
| Additional noninterest expense | $5,914,000 | 955 |
| Pre-tax net operating income | $9,497,000 | 349 |
| Securities gains (losses) | $381,000 | 841 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $9,878,000 | 261 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $8,660,000 | 298 |
| Minority interest net income | $1,218,000 | 29 |
| Net income of bank and minority interests. | $9,878,000 | 261 |
| Net charge-offs | $4,410,000 | 905 |
| Cash dividends | $7,987,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,497,000 | 263 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,266,000 | 711 |
| Total interest expense | $3,542,000 | 1,825 |
| Net interest income | $20,724,000 | 524 |
| Provision for loan and lease losses | $5,897,000 | 666 |
| Total noninterest income | $3,692,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,080,000 | 768 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,612,000 | 708 |
| Total noninterest expense | $12,681,000 | 842 |
| Salaries and employee benefits | $6,929,000 | 721 |
| Premises and equipment expense | $1,824,000 | 769 |
| Additional noninterest expense | $3,928,000 | 977 |
| Pre-tax net operating income | $5,838,000 | 384 |
| Securities gains (losses) | $187,000 | 1,054 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $6,025,000 | 296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,188,000 | 339 |
| Minority interest net income | $837,000 | 29 |
| Net income of bank and minority interests. | $6,025,000 | 295 |
| Net charge-offs | $4,107,000 | 672 |
| Cash dividends | $6,239,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $5,838,000 | 290 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,111,000 | 715 |
| Total interest expense | $1,772,000 | 1,874 |
| Net interest income | $10,339,000 | 519 |
| Provision for loan and lease losses | $950,000 | 1,229 |
| Total noninterest income | $1,676,000 | 845 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $511,000 | 795 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,165,000 | 748 |
| Total noninterest expense | $6,245,000 | 815 |
| Salaries and employee benefits | $3,574,000 | 701 |
| Premises and equipment expense | $878,000 | 806 |
| Additional noninterest expense | $1,793,000 | 935 |
| Pre-tax net operating income | $4,820,000 | 259 |
| Securities gains (losses) | $-3,000 | 7,758 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $4,817,000 | 218 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,510,000 | 233 |
| Minority interest net income | $307,000 | 32 |
| Net income of bank and minority interests. | $4,817,000 | 219 |
| Net charge-offs | $94,000 | 2,929 |
| Cash dividends | $3,850,000 | 118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,820,000 | 203 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $48,326,000 | 768 |
| Total interest expense | $10,787,000 | 1,507 |
| Net interest income | $37,539,000 | 584 |
| Provision for loan and lease losses | $1,935,000 | 1,836 |
| Total noninterest income | $4,060,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,097,000 | 839 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,963,000 | 1,316 |
| Total noninterest expense | $21,587,000 | 921 |
| Salaries and employee benefits | $13,189,000 | 759 |
| Premises and equipment expense | $3,250,000 | 846 |
| Additional noninterest expense | $5,148,000 | 1,233 |
| Pre-tax net operating income | $18,077,000 | 320 |
| Securities gains (losses) | $341,000 | 503 |
| Applicable income taxes | $-3,000 | 6,737 |
| Income before extraordinary items | $18,421,000 | 215 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,421,000 | 215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $8,417,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $18,080,000 | 236 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $35,985,000 | 795 |
| Total interest expense | $8,810,000 | 1,448 |
| Net interest income | $27,175,000 | 612 |
| Provision for loan and lease losses | $1,001,000 | 1,818 |
| Total noninterest income | $2,991,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,541,000 | 857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,450,000 | 1,397 |
| Total noninterest expense | $16,260,000 | 913 |
| Salaries and employee benefits | $10,022,000 | 764 |
| Premises and equipment expense | $2,412,000 | 859 |
| Additional noninterest expense | $3,826,000 | 1,198 |
| Pre-tax net operating income | $12,905,000 | 403 |
| Securities gains (losses) | $25,000 | 1,874 |
| Applicable income taxes | $-3,000 | 7,260 |
| Income before extraordinary items | $12,933,000 | 290 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $12,933,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,217 |
| Cash dividends | $8,013,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $12,908,000 | 303 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $23,999,000 | 807 |
| Total interest expense | $6,250,000 | 1,410 |
| Net interest income | $17,749,000 | 619 |
| Provision for loan and lease losses | $697,000 | 1,539 |
| Total noninterest income | $1,946,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,002,000 | 871 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $944,000 | 1,458 |
| Total noninterest expense | $10,863,000 | 906 |
| Salaries and employee benefits | $6,762,000 | 755 |
| Premises and equipment expense | $1,577,000 | 878 |
| Additional noninterest expense | $2,524,000 | 1,178 |
| Pre-tax net operating income | $8,135,000 | 451 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $-3,000 | 7,567 |
| Income before extraordinary items | $8,163,000 | 341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,163,000 | 340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,143 |
| Cash dividends | $6,321,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $8,138,000 | 337 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,340,000 | 812 |
| Total interest expense | $3,647,000 | 1,283 |
| Net interest income | $8,693,000 | 631 |
| Provision for loan and lease losses | $219,000 | 1,736 |
| Total noninterest income | $894,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $494,000 | 875 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $400,000 | 1,631 |
| Total noninterest expense | $5,609,000 | 858 |
| Salaries and employee benefits | $3,591,000 | 707 |
| Premises and equipment expense | $743,000 | 932 |
| Additional noninterest expense | $1,275,000 | 1,131 |
| Pre-tax net operating income | $3,759,000 | 523 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $3,759,000 | 396 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,759,000 | 397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,121 |
| Cash dividends | $3,696,000 | 240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,759,000 | 382 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $52,250,000 | 804 |
| Total interest expense | $18,217,000 | 1,075 |
| Net interest income | $34,033,000 | 661 |
| Provision for loan and lease losses | $661,000 | 1,916 |
| Total noninterest income | $4,066,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,052,000 | 870 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,014,000 | 1,363 |
| Total noninterest expense | $19,284,000 | 971 |
| Salaries and employee benefits | $12,475,000 | 785 |
| Premises and equipment expense | $2,645,000 | 984 |
| Additional noninterest expense | $4,164,000 | 1,349 |
| Pre-tax net operating income | $18,154,000 | 497 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-13,000 | 7,812 |
| Income before extraordinary items | $18,167,000 | 384 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,167,000 | 381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,378 |
| Cash dividends | $13,421,000 | 326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $18,167,000 | 379 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $39,018,000 | 806 |
| Total interest expense | $13,905,000 | 1,055 |
| Net interest income | $25,113,000 | 672 |
| Provision for loan and lease losses | $412,000 | 1,815 |
| Total noninterest income | $3,024,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,539,000 | 855 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,485,000 | 1,385 |
| Total noninterest expense | $14,360,000 | 968 |
| Salaries and employee benefits | $9,332,000 | 789 |
| Premises and equipment expense | $1,979,000 | 980 |
| Additional noninterest expense | $3,049,000 | 1,338 |
| Pre-tax net operating income | $13,365,000 | 547 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-13,000 | 8,049 |
| Income before extraordinary items | $13,378,000 | 427 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $13,378,000 | 425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,206 |
| Cash dividends | $13,053,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $13,378,000 | 418 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $25,852,000 | 816 |
| Total interest expense | $9,333,000 | 1,055 |
| Net interest income | $16,519,000 | 691 |
| Provision for loan and lease losses | $254,000 | 1,768 |
| Total noninterest income | $2,017,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,040,000 | 853 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $977,000 | 1,425 |
| Total noninterest expense | $9,317,000 | 1,014 |
| Salaries and employee benefits | $6,054,000 | 835 |
| Premises and equipment expense | $1,279,000 | 1,023 |
| Additional noninterest expense | $1,984,000 | 1,371 |
| Pre-tax net operating income | $8,965,000 | 566 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-13,000 | 8,168 |
| Income before extraordinary items | $8,978,000 | 458 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,978,000 | 457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,963 |
| Cash dividends | $9,313,000 | 273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $8,978,000 | 446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 819 |
| Total interest expense | $4,693,000 | 1,046 |
| Net interest income | $8,039,000 | 699 |
| Provision for loan and lease losses | $61,000 | 2,735 |
| Total noninterest income | $1,000,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $506,000 | 845 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $494,000 | 1,370 |
| Total noninterest expense | $4,810,000 | 976 |
| Salaries and employee benefits | $3,233,000 | 782 |
| Premises and equipment expense | $627,000 | 1,063 |
| Additional noninterest expense | $950,000 | 1,410 |
| Pre-tax net operating income | $4,168,000 | 602 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $4,168,000 | 475 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,168,000 | 474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $4,577,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,168,000 | 465 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $43,070,000 | 906 |
| Total interest expense | $14,017,000 | 1,199 |
| Net interest income | $29,053,000 | 760 |
| Provision for loan and lease losses | $434,000 | 2,138 |
| Total noninterest income | $4,580,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,436,000 | 728 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,144,000 | 1,290 |
| Total noninterest expense | $16,620,000 | 1,078 |
| Salaries and employee benefits | $10,410,000 | 928 |
| Premises and equipment expense | $2,309,000 | 1,106 |
| Additional noninterest expense | $3,901,000 | 1,362 |
| Pre-tax net operating income | $16,579,000 | 630 |
| Securities gains (losses) | $-426,000 | 8,498 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $16,153,000 | 498 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $16,153,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,437 |
| Cash dividends | $9,617,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $16,579,000 | 479 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $31,049,000 | 946 |
| Total interest expense | $9,785,000 | 1,259 |
| Net interest income | $21,264,000 | 801 |
| Provision for loan and lease losses | $227,000 | 2,590 |
| Total noninterest income | $3,297,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,911,000 | 698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,386,000 | 1,442 |
| Total noninterest expense | $12,122,000 | 1,128 |
| Salaries and employee benefits | $7,448,000 | 982 |
| Premises and equipment expense | $1,740,000 | 1,101 |
| Additional noninterest expense | $2,934,000 | 1,358 |
| Pre-tax net operating income | $12,212,000 | 663 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $12,212,000 | 515 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $12,212,000 | 515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,015 |
| Cash dividends | $9,241,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $12,212,000 | 501 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $20,027,000 | 950 |
| Total interest expense | $6,235,000 | 1,256 |
| Net interest income | $13,792,000 | 824 |
| Provision for loan and lease losses | $115,000 | 3,144 |
| Total noninterest income | $2,205,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,262,000 | 690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $943,000 | 1,418 |
| Total noninterest expense | $7,840,000 | 1,161 |
| Salaries and employee benefits | $4,923,000 | 999 |
| Premises and equipment expense | $1,158,000 | 1,102 |
| Additional noninterest expense | $1,759,000 | 1,512 |
| Pre-tax net operating income | $8,042,000 | 671 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $8,042,000 | 514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,042,000 | 513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,460 |
| Cash dividends | $5,592,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $8,042,000 | 503 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,562,000 | 974 |
| Total interest expense | $2,986,000 | 1,252 |
| Net interest income | $6,576,000 | 859 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,105,000 | 1,189 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $612,000 | 681 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $493,000 | 1,351 |
| Total noninterest expense | $3,813,000 | 1,200 |
| Salaries and employee benefits | $2,410,000 | 1,017 |
| Premises and equipment expense | $590,000 | 1,084 |
| Additional noninterest expense | $813,000 | 1,602 |
| Pre-tax net operating income | $3,868,000 | 686 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $3,868,000 | 530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,868,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,471 |
| Cash dividends | $3,268,000 | 292 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,868,000 | 519 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $32,000,000 | 1,033 |
| Total interest expense | $8,978,000 | 1,267 |
| Net interest income | $23,022,000 | 929 |
| Provision for loan and lease losses | $117,000 | 4,613 |
| Total noninterest income | $4,282,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,654,000 | 649 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,628,000 | 1,567 |
| Total noninterest expense | $14,619,000 | 1,189 |
| Salaries and employee benefits | $9,380,000 | 977 |
| Premises and equipment expense | $1,943,000 | 1,264 |
| Additional noninterest expense | $3,296,000 | 1,548 |
| Pre-tax net operating income | $12,568,000 | 790 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $12,559,000 | 593 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,559,000 | 594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,408 |
| Cash dividends | $12,559,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,559,000 | 582 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $23,066,000 | 1,041 |
| Total interest expense | $6,290,000 | 1,275 |
| Net interest income | $16,776,000 | 947 |
| Provision for loan and lease losses | $155,000 | 3,419 |
| Total noninterest income | $3,283,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,018,000 | 633 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,265,000 | 1,528 |
| Total noninterest expense | $10,387,000 | 1,239 |
| Salaries and employee benefits | $6,625,000 | 1,032 |
| Premises and equipment expense | $1,413,000 | 1,292 |
| Additional noninterest expense | $2,349,000 | 1,593 |
| Pre-tax net operating income | $9,517,000 | 779 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $9,000 | 6,562 |
| Income before extraordinary items | $9,508,000 | 591 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,508,000 | 591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,490 |
| Cash dividends | $8,463,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,508,000 | 575 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,811,000 | 1,049 |
| Total interest expense | $3,961,000 | 1,269 |
| Net interest income | $10,850,000 | 959 |
| Provision for loan and lease losses | $205,000 | 2,129 |
| Total noninterest income | $2,117,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,314,000 | 635 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $803,000 | 1,578 |
| Total noninterest expense | $6,746,000 | 1,256 |
| Salaries and employee benefits | $4,377,000 | 1,037 |
| Premises and equipment expense | $896,000 | 1,346 |
| Additional noninterest expense | $1,473,000 | 1,673 |
| Pre-tax net operating income | $6,016,000 | 797 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $6,016,000 | 604 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,016,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,449 |
| Cash dividends | $4,979,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,016,000 | 589 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,198,000 | 1,054 |
| Total interest expense | $1,867,000 | 1,272 |
| Net interest income | $5,331,000 | 973 |
| Provision for loan and lease losses | $190,000 | 1,173 |
| Total noninterest income | $1,000,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $626,000 | 646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $374,000 | 1,625 |
| Total noninterest expense | $3,373,000 | 1,256 |
| Salaries and employee benefits | $2,243,000 | 992 |
| Premises and equipment expense | $427,000 | 1,423 |
| Additional noninterest expense | $703,000 | 1,762 |
| Pre-tax net operating income | $2,768,000 | 851 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $2,768,000 | 649 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,768,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $2,768,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,768,000 | 629 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,217,000 | 1,173 |
| Total interest expense | $5,428,000 | 1,516 |
| Net interest income | $18,789,000 | 1,062 |
| Provision for loan and lease losses | $503,000 | 1,947 |
| Total noninterest income | $4,304,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,805,000 | 623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,499,000 | 1,639 |
| Total noninterest expense | $12,692,000 | 1,298 |
| Salaries and employee benefits | $8,067,000 | 1,071 |
| Premises and equipment expense | $1,698,000 | 1,367 |
| Additional noninterest expense | $2,927,000 | 1,664 |
| Pre-tax net operating income | $9,898,000 | 895 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $9,890,000 | 672 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,890,000 | 673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,396 |
| Cash dividends | $7,238,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,890,000 | 650 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,454,000 | 1,195 |
| Total interest expense | $3,800,000 | 1,591 |
| Net interest income | $13,654,000 | 1,080 |
| Provision for loan and lease losses | $291,000 | 2,322 |
| Total noninterest income | $3,190,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,141,000 | 620 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,049,000 | 1,716 |
| Total noninterest expense | $9,144,000 | 1,337 |
| Salaries and employee benefits | $5,632,000 | 1,147 |
| Premises and equipment expense | $1,270,000 | 1,362 |
| Additional noninterest expense | $2,242,000 | 1,610 |
| Pre-tax net operating income | $7,409,000 | 899 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $8,000 | 6,848 |
| Income before extraordinary items | $7,401,000 | 691 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,401,000 | 692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,564 |
| Cash dividends | $3,887,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,401,000 | 660 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,193,000 | 1,228 |
| Total interest expense | $2,418,000 | 1,642 |
| Net interest income | $8,775,000 | 1,123 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $2,178,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,428,000 | 609 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $750,000 | 1,630 |
| Total noninterest expense | $5,933,000 | 1,373 |
| Salaries and employee benefits | $3,628,000 | 1,199 |
| Premises and equipment expense | $837,000 | 1,376 |
| Additional noninterest expense | $1,468,000 | 1,639 |
| Pre-tax net operating income | $4,810,000 | 906 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $4,802,000 | 698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,802,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,165 |
| Cash dividends | $2,050,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,802,000 | 666 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 1,257 |
| Total interest expense | $1,157,000 | 1,748 |
| Net interest income | $4,357,000 | 1,126 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,221,000 | 1,075 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $745,000 | 576 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $476,000 | 1,338 |
| Total noninterest expense | $2,955,000 | 1,391 |
| Salaries and employee benefits | $1,855,000 | 1,185 |
| Premises and equipment expense | $404,000 | 1,455 |
| Additional noninterest expense | $696,000 | 1,705 |
| Pre-tax net operating income | $2,623,000 | 829 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $2,623,000 | 641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,623,000 | 640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 894 |
| Cash dividends | $1,034,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,623,000 | 598 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,893,000 | 1,362 |
| Total interest expense | $4,604,000 | 1,935 |
| Net interest income | $16,289,000 | 1,190 |
| Provision for loan and lease losses | $419,000 | 2,506 |
| Total noninterest income | $3,873,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,808,000 | 608 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,065,000 | 2,293 |
| Total noninterest expense | $11,349,000 | 1,420 |
| Salaries and employee benefits | $6,983,000 | 1,222 |
| Premises and equipment expense | $1,522,000 | 1,502 |
| Additional noninterest expense | $2,844,000 | 1,700 |
| Pre-tax net operating income | $8,394,000 | 996 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $32,000 | 6,563 |
| Income before extraordinary items | $8,369,000 | 776 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,369,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,768 |
| Cash dividends | $5,785,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,362,000 | 726 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,569,000 | 1,399 |
| Total interest expense | $3,451,000 | 2,020 |
| Net interest income | $12,118,000 | 1,205 |
| Provision for loan and lease losses | $344,000 | 2,289 |
| Total noninterest income | $2,783,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,978,000 | 663 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $805,000 | 2,363 |
| Total noninterest expense | $8,096,000 | 1,482 |
| Salaries and employee benefits | $4,899,000 | 1,336 |
| Premises and equipment expense | $1,125,000 | 1,524 |
| Additional noninterest expense | $2,072,000 | 1,746 |
| Pre-tax net operating income | $6,461,000 | 1,011 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $24,000 | 6,710 |
| Income before extraordinary items | $6,444,000 | 792 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,444,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,955 |
| Cash dividends | $4,004,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,437,000 | 741 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,337,000 | 1,420 |
| Total interest expense | $2,303,000 | 2,087 |
| Net interest income | $8,034,000 | 1,211 |
| Provision for loan and lease losses | $252,000 | 2,108 |
| Total noninterest income | $1,766,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,280,000 | 666 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $486,000 | 2,481 |
| Total noninterest expense | $5,258,000 | 1,531 |
| Salaries and employee benefits | $3,210,000 | 1,361 |
| Premises and equipment expense | $733,000 | 1,561 |
| Additional noninterest expense | $1,315,000 | 1,837 |
| Pre-tax net operating income | $4,290,000 | 1,011 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $4,290,000 | 789 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,290,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,460 |
| Cash dividends | $2,413,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,290,000 | 725 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 1,464 |
| Total interest expense | $1,152,000 | 2,123 |
| Net interest income | $3,908,000 | 1,247 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $866,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $637,000 | 653 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $229,000 | 2,483 |
| Total noninterest expense | $2,629,000 | 1,519 |
| Salaries and employee benefits | $1,636,000 | 1,327 |
| Premises and equipment expense | $362,000 | 1,594 |
| Additional noninterest expense | $631,000 | 1,866 |
| Pre-tax net operating income | $2,137,000 | 1,023 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $2,137,000 | 789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,137,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,659 |
| Cash dividends | $1,477,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,137,000 | 725 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,663,000 | 1,488 |
| Total interest expense | $5,049,000 | 2,222 |
| Net interest income | $15,614,000 | 1,233 |
| Provision for loan and lease losses | $-174,000 | 9,296 |
| Total noninterest income | $3,390,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,619,000 | 623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $771,000 | 2,557 |
| Total noninterest expense | $10,803,000 | 1,422 |
| Salaries and employee benefits | $6,609,000 | 1,219 |
| Premises and equipment expense | $1,472,000 | 1,506 |
| Additional noninterest expense | $2,722,000 | 1,720 |
| Pre-tax net operating income | $8,375,000 | 1,005 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $8,351,000 | 763 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,351,000 | 763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-680,000 | 9,343 |
| Cash dividends | $8,838,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,351,000 | 727 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,246,000 | 1,522 |
| Total interest expense | $7,676,000 | 2,095 |
| Net interest income | $14,570,000 | 1,220 |
| Provision for loan and lease losses | $411,000 | 2,567 |
| Total noninterest income | $3,298,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,530,000 | 599 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $768,000 | 2,446 |
| Total noninterest expense | $9,944,000 | 1,479 |
| Salaries and employee benefits | $5,641,000 | 1,312 |
| Premises and equipment expense | $1,194,000 | 1,803 |
| Additional noninterest expense | $3,109,000 | 1,498 |
| Pre-tax net operating income | $7,513,000 | 996 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $21,000 | 7,291 |
| Income before extraordinary items | $7,492,000 | 748 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,492,000 | 749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,575 |
| Cash dividends | $8,715,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,492,000 | 714 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,730,000 | 1,587 |
| Total interest expense | $7,706,000 | 2,207 |
| Net interest income | $14,024,000 | 1,247 |
| Provision for loan and lease losses | $1,663,000 | 701 |
| Total noninterest income | $2,421,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,855,000 | 735 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $566,000 | 2,729 |
| Total noninterest expense | $7,894,000 | 1,764 |
| Salaries and employee benefits | $4,390,000 | 1,623 |
| Premises and equipment expense | $968,000 | 2,129 |
| Additional noninterest expense | $2,536,000 | 1,752 |
| Pre-tax net operating income | $6,888,000 | 1,103 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $6,888,000 | 788 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,888,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,043,000 | 726 |
| Cash dividends | $4,067,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,888,000 | 789 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,091,000 | 1,906 |
| Total interest expense | $4,854,000 | 3,009 |
| Net interest income | $12,237,000 | 1,427 |
| Provision for loan and lease losses | $363,000 | 2,262 |
| Total noninterest income | $1,434,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,118,000 | 1,186 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $316,000 | 3,900 |
| Total noninterest expense | $6,534,000 | 2,083 |
| Salaries and employee benefits | $3,768,000 | 1,848 |
| Premises and equipment expense | $874,000 | 2,324 |
| Additional noninterest expense | $1,892,000 | 2,314 |
| Pre-tax net operating income | $6,774,000 | 1,139 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $6,774,000 | 840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,774,000 | 840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,198 |
| Cash dividends | $6,774,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,774,000 | 833 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,805,000 | 1,925 |
| Total interest expense | $4,986,000 | 3,007 |
| Net interest income | $11,819,000 | 1,419 |
| Provision for loan and lease losses | $1,183,000 | 846 |
| Total noninterest income | $2,769,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,049,000 | 1,195 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,720,000 | 1,288 |
| Total noninterest expense | $5,627,000 | 2,328 |
| Salaries and employee benefits | $3,024,000 | 2,239 |
| Premises and equipment expense | $846,000 | 2,305 |
| Additional noninterest expense | $1,757,000 | 2,367 |
| Pre-tax net operating income | $7,778,000 | 989 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,669,000 | 963 |
| Income before extraordinary items | $5,109,000 | 1,058 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,109,000 | 1,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,338 |
| Cash dividends | $4,720,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,109,000 | 1,018 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,725,000 | 2,076 |
| Total interest expense | $4,721,000 | 3,144 |
| Net interest income | $11,004,000 | 1,566 |
| Provision for loan and lease losses | $606,000 | 1,497 |
| Total noninterest income | $2,308,000 | 1,569 |
| Gross Fiduciary activities income | $161,000 | 951 |
| Service charges on deposit accounts | $1,140,000 | 1,098 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,007,000 | 1,728 |
| Total noninterest expense | $5,147,000 | 2,497 |
| Salaries and employee benefits | $2,843,000 | 2,326 |
| Premises and equipment expense | $761,000 | 2,540 |
| Additional noninterest expense | $1,543,000 | 2,665 |
| Pre-tax net operating income | $7,559,000 | 1,066 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,600,000 | 1,061 |
| Income before extraordinary items | $4,959,000 | 1,123 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,959,000 | 1,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 1,148 |
| Cash dividends | $1,800,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,959,000 | 1,091 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,973,000 | 2,387 |
| Total interest expense | $4,313,000 | 3,459 |
| Net interest income | $9,660,000 | 1,844 |
| Provision for loan and lease losses | $235,000 | 3,076 |
| Total noninterest income | $1,776,000 | 2,028 |
| Gross Fiduciary activities income | $299,000 | 862 |
| Service charges on deposit accounts | $1,169,000 | 1,129 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $308,000 | 4,008 |
| Total noninterest expense | $5,051,000 | 2,713 |
| Salaries and employee benefits | $2,905,000 | 2,287 |
| Premises and equipment expense | $769,000 | 2,550 |
| Additional noninterest expense | $1,377,000 | 3,354 |
| Pre-tax net operating income | $6,150,000 | 1,181 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,912,000 | 1,296 |
| Income before extraordinary items | $4,238,000 | 1,194 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,238,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,363 |
| Cash dividends | $1,930,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,238,000 | 1,173 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,772,000 | 2,424 |
| Total interest expense | $4,638,000 | 3,230 |
| Net interest income | $9,134,000 | 1,964 |
| Provision for loan and lease losses | $317,000 | 2,205 |
| Total noninterest income | $1,788,000 | 2,011 |
| Gross Fiduciary activities income | $296,000 | 909 |
| Service charges on deposit accounts | $1,153,000 | 1,153 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $339,000 | 3,698 |
| Total noninterest expense | $4,830,000 | 2,806 |
| Salaries and employee benefits | $2,412,000 | 2,766 |
| Premises and equipment expense | $829,000 | 2,410 |
| Additional noninterest expense | $1,589,000 | 2,947 |
| Pre-tax net operating income | $5,775,000 | 1,323 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,875,000 | 1,346 |
| Income before extraordinary items | $3,900,000 | 1,349 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,900,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,685 |
| Cash dividends | $452,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,900,000 | 1,325 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,709,000 | 2,595 |
| Total interest expense | $3,317,000 | 3,614 |
| Net interest income | $8,392,000 | 2,154 |
| Provision for loan and lease losses | $287,000 | 2,361 |
| Total noninterest income | $1,792,000 | 1,987 |
| Gross Fiduciary activities income | $236,000 | 980 |
| Service charges on deposit accounts | $1,218,000 | 1,091 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $338,000 | 3,804 |
| Total noninterest expense | $4,630,000 | 2,980 |
| Salaries and employee benefits | $2,151,000 | 3,077 |
| Premises and equipment expense | $762,000 | 2,637 |
| Additional noninterest expense | $1,717,000 | 2,943 |
| Pre-tax net operating income | $5,267,000 | 1,393 |
| Securities gains (losses) | $214,000 | 477 |
| Applicable income taxes | $1,985,000 | 1,212 |
| Income before extraordinary items | $3,496,000 | 1,421 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,496,000 | 1,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,315 |
| Cash dividends | $1,634,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,359,040 | 1,483 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,567,000 | 2,682 |
| Total interest expense | $3,017,000 | 4,095 |
| Net interest income | $8,550,000 | 2,107 |
| Provision for loan and lease losses | $223,000 | 3,676 |
| Total noninterest income | $1,778,000 | 2,139 |
| Gross Fiduciary activities income | $187,000 | 1,068 |
| Service charges on deposit accounts | $1,265,000 | 1,053 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $326,000 | 4,264 |
| Total noninterest expense | $4,730,000 | 2,992 |
| Salaries and employee benefits | $2,515,000 | 2,633 |
| Premises and equipment expense | $567,000 | 3,489 |
| Additional noninterest expense | $1,648,000 | 3,231 |
| Pre-tax net operating income | $5,375,000 | 1,297 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $1,851,000 | 1,296 |
| Income before extraordinary items | $3,582,000 | 1,423 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,582,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $1,660,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,543,720 | 1,349 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,134,000 | 2,685 |
| Total interest expense | $4,103,000 | 3,986 |
| Net interest income | $9,031,000 | 2,026 |
| Provision for loan and lease losses | $691,000 | 2,396 |
| Total noninterest income | $2,530,000 | 1,643 |
| Gross Fiduciary activities income | $128,000 | 1,195 |
| Service charges on deposit accounts | $1,491,000 | 879 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $911,000 | 2,135 |
| Total noninterest expense | $5,525,000 | 2,616 |
| Salaries and employee benefits | $2,501,000 | 2,599 |
| Premises and equipment expense | $466,000 | 4,222 |
| Additional noninterest expense | $2,558,000 | 2,279 |
| Pre-tax net operating income | $5,345,000 | 1,205 |
| Securities gains (losses) | $182,000 | 2,143 |
| Applicable income taxes | $1,854,000 | 1,197 |
| Income before extraordinary items | $3,673,000 | 1,269 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,673,000 | 1,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $884,000 | 1,688 |
| Cash dividends | $455,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,552,880 | 1,210 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.