Home > Western Industrial National Bank > Income and Expense
Western Industrial National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 6,798 |
| Total interest expense | $669,000 | 10,772 |
| Net interest income | $3,396,000 | 5,077 |
| Provision for loan and lease losses | $330,000 | 2,800 |
| Total noninterest income | $996,000 | 3,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $913,000 | 1,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,496 |
| Total noninterest expense | $2,380,000 | 5,502 |
| Salaries and employee benefits | $1,301,000 | 4,874 |
| Premises and equipment expense | $226,000 | 7,166 |
| Additional noninterest expense | $852,000 | 5,611 |
| Pre-tax net operating income | $1,683,000 | 3,912 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $694,000 | 3,142 |
| Income before extraordinary items | $989,000 | 4,749 |
| Extraordinary gains, net | $-56,000 | 12,757 |
| Net income | $933,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $989,000 | 4,501 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 7,189 |
| Total interest expense | $938,000 | 10,675 |
| Net interest income | $3,307,000 | 5,270 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $1,026,000 | 3,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $945,000 | 1,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $2,425,000 | 5,449 |
| Salaries and employee benefits | $1,367,000 | 4,607 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $823,000 | 5,931 |
| Pre-tax net operating income | $1,728,000 | 3,557 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $724,000 | 2,869 |
| Income before extraordinary items | $1,004,000 | 4,489 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,004,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 5,871 |
| Cash dividends | $2,000 | 8,882 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,087 |
| Net operating income | $1,004,000 | 4,167 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.