Home > Western Industrial National Bank > Assets and Liabilities
Western Industrial National Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $44,787,000 | 8,259 |
| Cash and due from depository institutions | $5,277,000 | 5,698 |
| Interest-bearing balances | $3,055,000 | 1,823 |
| Securities | $526,000 | 13,023 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $36,188,000 | 6,147 |
| Loan loss allowance | $875,000 | 4,164 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,102,000 | 5,770 |
| Other real estate owned | $446,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $248,000 | 11,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,787,000 | 8,259 |
| Total liabilities | $36,375,000 | 8,794 |
| Total deposits | $36,280,000 | 8,632 |
| Interest-bearing deposits | $22,922,000 | 10,016 |
| Deposits held in domestic offices | $36,280,000 | 8,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $95,000 | 11,690 |
| Total equity capital | $8,412,000 | 4,790 |
| Total bank equity capital | $8,412,000 | 4,790 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,871,000 | 2,309 |
| Surplus | $2,333,000 | 4,964 |
| Undivided profits | $4,208,000 | 4,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 7,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $218,000 | 7,704 |
| Earning assets | $40,769,000 | 8,273 |
| Long-term assets (5+ years) | $1,711,000 | 9,052 |
| Average Assets, year-to-date | $48,835,400 | 7,717 |
| Average Assets, quarterly | $46,830,500 | 7,994 |
| Volatile liabilities | $5,389,000 | 6,245 |
| Insider loans | $3,672,000 | 1,130 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $435,000 | 10,747 |
| Tier 1 (core) risk-based capital | $8,412,000 | 4,692 |
| Tier 2 risk-based capital | $507,630 | 5,203 |
| Total risk weighted assets | $40,242,730 | 5,860 |
| Total unused commitments | $435,000 | 10,760 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 37 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $49,832,000 | 7,871 |
| Cash and due from depository institutions | $6,877,000 | 5,527 |
| Interest-bearing balances | $2,362,000 | 2,451 |
| Securities | $526,000 | 13,601 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,244 |
| Net loans & leases | $35,989,000 | 6,203 |
| Loan loss allowance | $614,000 | 5,545 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,189,000 | 5,538 |
| Other real estate owned | $0 | 5,527 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $251,000 | 12,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,832,000 | 7,871 |
| Total liabilities | $42,353,000 | 8,237 |
| Total deposits | $42,223,000 | 8,087 |
| Interest-bearing deposits | $26,452,000 | 9,657 |
| Deposits held in domestic offices | $42,223,000 | 8,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $130,000 | 11,612 |
| Total equity capital | $7,479,000 | 5,085 |
| Total bank equity capital | $7,479,000 | 5,085 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,871,000 | 2,394 |
| Surplus | $2,333,000 | 4,895 |
| Undivided profits | $3,275,000 | 5,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 7,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $220,000 | 8,194 |
| Earning assets | $43,877,000 | 8,048 |
| Long-term assets (5+ years) | $1,984,000 | 8,974 |
| Average Assets, year-to-date | $49,942,000 | 7,704 |
| Average Assets, quarterly | $50,553,000 | 7,733 |
| Volatile liabilities | $5,884,000 | 5,958 |
| Insider loans | $79,000 | 6,290 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,366,000 | 8,369 |
| Tier 1 (core) risk-based capital | $7,479,000 | 5,017 |
| Tier 2 risk-based capital | $508,050 | 5,136 |
| Total risk weighted assets | $40,538,350 | 5,871 |
| Total unused commitments | $1,366,000 | 8,397 |
| Derivatives | $0 | 651 |