Home > Western Financial Bank > Net charge- offs to loans
Western Financial Bank, Net charge- offs to loans
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4573% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2740% | 8,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6852% | 6,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1958% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | -10.0817% | 6,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3839% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 3,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5056% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2349% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2794% | 8,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7306% | 6,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2644% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | -6.1007% | 6,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3814% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2770% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2500% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2012% | 6,286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3884% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | -8.6491% | 6,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5607% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1656% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2891% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3841% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 7,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0305% | 6,230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | -9.3186% | 6,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2017% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4330% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9206% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0466% | 6,418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | -6.9110% | 6,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2541% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4192% | 2,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9877% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9081% | 165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0493% | 6,370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | -6.1024% | 6,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2365% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6232% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9717% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9519% | 177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0480% | 8,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0389% | 6,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1125% | 8,637 |
| Percentage Net Loans Charged-off: Home equity loans | -8.5517% | 6,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1155% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9395% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0172% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1442% | 168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0249% | 6,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | -6.4322% | 6,011 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2472% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2347% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4409% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0610% | 6,503 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1282% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | -9.8096% | 6,106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3990% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5431% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0264% | 1,840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3890% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0630% | 6,489 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1973% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | -10.5040% | 6,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4930% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4887% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0344% | 1,739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3145% | 157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1347% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0745% | 6,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5281% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | -6.8125% | 6,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7340% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4076% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0172% | 1,565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3283% | 176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 8,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1052% | 6,368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1108% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4516% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4319% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0364% | 1,249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4742% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 8,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 6,522 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 8,298 |
| Percentage Net Loans Charged-off: Home equity loans | -3.3903% | 6,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1063% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 8,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6277% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0801% | 1,943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0762% | 251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 2,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 6,600 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | -9.6982% | 6,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4057% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6078% | 2,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3309% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3998% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2492% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7374% | 1,432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2358% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 10.0132% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9809% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7423% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3391% | 929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9254% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5539% | 1,416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6055% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1676% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5311% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4952% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2817% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9544% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4876% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 0.0205% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0468% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6755% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2012% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3606% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0818% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3217% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9636% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5530% | 41 |
| Percentage Net Loans Charged-off:Construction & development | -1.0915% | 1,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6510% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5266% | 44 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7065% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2283% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3428% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2837% | 1,266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7714% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2392% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4437% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1242% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9871% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8234% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4598% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9329% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2126% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2285% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9553% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6330% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5109% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6949% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4196% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4568% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0587% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1008% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3184% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1478% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5658% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4534% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6163% | 1,313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5458% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1783% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1722% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9210% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.2797% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2292% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8255% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8829% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2294% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3818% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |