Home > Western Family National Bank > Income and Expense
Western Family National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,761,000 | 6,028 |
| Total interest expense | $2,318,000 | 5,128 |
| Net interest income | $2,443,000 | 6,650 |
| Provision for loan and lease losses | $251,000 | 3,367 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 4,118 |
| Total noninterest expense | $2,557,000 | 5,172 |
| Salaries and employee benefits | $1,269,000 | 4,983 |
| Premises and equipment expense | $419,000 | 4,536 |
| Additional noninterest expense | $869,000 | 5,530 |
| Pre-tax net operating income | $150,000 | 11,471 |
| Securities gains (losses) | $-993,000 | 13,257 |
| Applicable income taxes | $-22,000 | 12,829 |
| Income before extraordinary items | $-821,000 | 12,970 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-821,000 | 12,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 1,278 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 774 |
| Net operating income | $142,210 | 11,094 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,211,000 | 4,707 |
| Total interest expense | $3,542,000 | 4,505 |
| Net interest income | $3,669,000 | 4,804 |
| Provision for loan and lease losses | $880,000 | 2,014 |
| Total noninterest income | $358,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 6,108 |
| Total noninterest expense | $1,966,000 | 6,470 |
| Salaries and employee benefits | $998,000 | 6,036 |
| Premises and equipment expense | $354,000 | 5,320 |
| Additional noninterest expense | $614,000 | 7,383 |
| Pre-tax net operating income | $1,181,000 | 4,977 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $493,000 | 4,049 |
| Income before extraordinary items | $688,000 | 5,998 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $688,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $787,000 | 1,834 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $688,000 | 5,660 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.