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Western Community Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$3,331,0007,576
Total interest expense$1,223,0008,312
Net interest income$2,108,0006,942
Provision for loan and lease losses$80,0005,594
Total noninterest income$686,0004,170
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$419,0003,216
Trading account gains and feesNANA
Additional Noninterest Income$267,0004,364
Total noninterest expense$2,134,0005,670
Salaries and employee benefits$1,162,0005,348
Premises and equipment expense$308,0005,488
Additional noninterest expense$664,0005,947
Pre-tax net operating income$580,0007,529
Securities gains (losses)$04,148
Applicable income taxes$148,0007,899
Income before extraordinary items$432,0007,365
Extraordinary gains, net$053
Net income$432,0007,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,457
Cash dividends$141,0006,149
Sale, conversion, retirement of capital stock, net$0953
Net operating income$432,0007,313
1995-12-31 (YTD Data)Rank
Total interest income$2,932,0008,312
Total interest expense$1,081,0008,959
Net interest income$1,851,0007,643
Provision for loan and lease losses$60,0005,704
Total noninterest income$435,0005,670
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$326,0004,001
Trading account gains and feesNANA
Additional Noninterest Income$109,0006,966
Total noninterest expense$1,838,0006,372
Salaries and employee benefits$992,0006,104
Premises and equipment expense$306,0005,546
Additional noninterest expense$540,0006,944
Pre-tax net operating income$388,0009,144
Securities gains (losses)$03,831
Applicable income taxes$125,0008,715
Income before extraordinary items$263,0009,295
Extraordinary gains, net$065
Net income$263,0009,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,954
Cash dividends$132,0006,311
Sale, conversion, retirement of capital stock, net$0809
Net operating income$263,0009,271
1994-12-31 (YTD Data)Rank
Total interest income$2,224,0009,387
Total interest expense$634,00010,431
Net interest income$1,590,0008,608
Provision for loan and lease losses$30,0007,083
Total noninterest income$385,0006,284
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$230,0005,352
Trading account gains and feesNANA
Additional Noninterest Income$155,0006,118
Total noninterest expense$1,589,0007,334
Salaries and employee benefits$832,0007,035
Premises and equipment expense$272,0006,144
Additional noninterest expense$485,0008,002
Pre-tax net operating income$356,0009,685
Securities gains (losses)$03,600
Applicable income taxes$70,00010,019
Income before extraordinary items$286,0009,293
Extraordinary gains, net$0249
Net income$286,0009,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,702
Cash dividends$33,0008,313
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$286,0009,354
1993-12-31 (YTD Data)Rank
Total interest income$1,485,00011,272
Total interest expense$401,00012,219
Net interest income$1,084,00010,473
Provision for loan and lease losses$32,0008,327
Total noninterest income$267,0008,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0007,042
Trading account gains and feesNANA
Additional Noninterest Income$115,0007,444
Total noninterest expense$1,171,0009,005
Salaries and employee benefits$610,0008,721
Premises and equipment expense$190,0007,890
Additional noninterest expense$371,0009,592
Pre-tax net operating income$148,00011,491
Securities gains (losses)$07,477
Applicable income taxes$60,00010,703
Income before extraordinary items$88,00011,922
Extraordinary gains, net$-30,00012,558
Net income$58,00012,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$88,00011,741
1992-12-31 (YTD Data)Rank
Total interest income$1,153,00012,705
Total interest expense$390,00013,213
Net interest income$763,00012,059
Provision for loan and lease losses$4,00011,584
Total noninterest income$167,00010,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$100,0008,522
Trading account gains and feesNANA
Additional Noninterest Income$67,0009,442
Total noninterest expense$759,00011,212
Salaries and employee benefits$382,00011,066
Premises and equipment expense$121,0009,986
Additional noninterest expense$256,00011,456
Pre-tax net operating income$167,00011,356
Securities gains (losses)$08,369
Applicable income taxes$41,00011,507
Income before extraordinary items$126,00011,595
Extraordinary gains, net$01,422
Net income$126,00011,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,00010,608
Cash dividends$21,0008,450
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$126,00011,275

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.