Home > Western Community Bank > Assets and Liabilities
Western Community Bank, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 38 | 4,777 |
Assets and Liabilities | ||
Total Assets: | $42,815,000 | 7,883 |
Cash and due from depository institutions | $2,648,000 | 4,777 |
Interest-bearing balances | $0 | 6,640 |
Securities | $5,681,000 | 9,496 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $32,023,000 | 6,703 |
Loan loss allowance | $151,000 | 9,845 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,648,000 | 4,369 |
Other real estate owned | $234,000 | 4,777 |
Goodwill and other intangibles | $95,000 | 2,536 |
All other assets | $486,000 | 8,893 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $42,815,000 | 7,883 |
Total liabilities | $39,823,000 | 7,723 |
Total deposits | $38,389,000 | 7,683 |
Interest-bearing deposits | $30,693,000 | 7,948 |
Deposits held in domestic offices | $38,389,000 | 7,677 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,070,000 | 2,712 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $364,000 | 7,153 |
Total equity capital | $2,992,000 | 9,272 |
Total bank equity capital | $2,992,000 | 9,272 |
Perpetual preferred stock | $0 | 250 |
Common stock | $180,000 | 7,894 |
Surplus | $1,742,000 | 6,020 |
Undivided profits | $1,070,000 | 8,727 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $213,000 | 6,522 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $244,000 | 7,749 |
Earning assets | $37,704,000 | 8,034 |
Long-term assets (5+ years) | $3,096,000 | 6,958 |
Average Assets, year-to-date | $39,124,600 | 8,100 |
Average Assets, quarterly | $42,115,000 | 7,915 |
Volatile liabilities | $5,189,000 | 6,988 |
Insider loans | $311,000 | 6,747 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $1,386,000 | 651 |
Unused loan commitments | $1,875,000 | 7,598 |
Tier 1 (core) risk-based capital | $2,897,000 | 9,307 |
Tier 2 risk-based capital | $151,000 | 9,449 |
Total risk weighted assets | $30,208,100 | 7,086 |
Total unused commitments | $1,875,000 | 7,612 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 35 | 5,283 |
Assets and Liabilities | ||
Total Assets: | $36,623,000 | 8,761 |
Cash and due from depository institutions | $1,619,000 | 5,283 |
Interest-bearing balances | $0 | 6,853 |
Securities | $6,337,000 | 9,637 |
Federal funds sold & reverse repurchase agreements | $1,315,000 | 6,705 |
Net loans & leases | $25,826,000 | 7,581 |
Loan loss allowance | $147,000 | 10,271 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $983,000 | 6,107 |
Other real estate owned | $0 | 5,283 |
Goodwill and other intangibles | $109,000 | 2,322 |
All other assets | $434,000 | 9,639 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $36,623,000 | 8,761 |
Total liabilities | $34,117,000 | 8,590 |
Total deposits | $33,798,000 | 8,454 |
Interest-bearing deposits | $26,913,000 | 8,743 |
Deposits held in domestic offices | $33,798,000 | 8,450 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $319,000 | 8,054 |
Total equity capital | $2,506,000 | 10,075 |
Total bank equity capital | $2,506,000 | 10,075 |
Perpetual preferred stock | $0 | 288 |
Common stock | $180,000 | 8,292 |
Surplus | $1,547,000 | 6,435 |
Undivided profits | $779,000 | 9,724 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $37,000 | 9,642 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $212,000 | 8,555 |
Earning assets | $33,478,000 | 8,740 |
Long-term assets (5+ years) | $1,884,000 | 8,017 |
Average Assets, year-to-date | $35,515,800 | 8,703 |
Average Assets, quarterly | $36,826,000 | 8,685 |
Volatile liabilities | $2,739,000 | 8,820 |
Insider loans | $167,000 | 8,334 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $1,116,000 | 8,777 |
Tier 1 (core) risk-based capital | $2,397,000 | 10,132 |
Tier 2 risk-based capital | $147,000 | 9,820 |
Total risk weighted assets | $24,184,200 | 8,060 |
Total unused commitments | $1,116,000 | 8,788 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 33 | 5,756 |
Assets and Liabilities | ||
Total Assets: | $33,119,000 | 9,378 |
Cash and due from depository institutions | $2,768,000 | 5,756 |
Interest-bearing balances | $1,089,000 | 2,304 |
Securities | $5,044,000 | 10,838 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $24,009,000 | 7,984 |
Loan loss allowance | $118,000 | 11,268 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $848,000 | 6,690 |
Other real estate owned | $58,000 | 5,756 |
Goodwill and other intangibles | $124,000 | 2,163 |
All other assets | $268,000 | 11,413 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $33,119,000 | 9,378 |
Total liabilities | $30,744,000 | 9,246 |
Total deposits | $29,901,000 | 9,183 |
Interest-bearing deposits | $24,196,000 | 9,380 |
Deposits held in domestic offices | $29,901,000 | 9,178 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $685,000 | 3,711 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $158,000 | 9,841 |
Total equity capital | $2,375,000 | 10,374 |
Total bank equity capital | $2,375,000 | 10,374 |
Perpetual preferred stock | $0 | 310 |
Common stock | $180,000 | 8,752 |
Surplus | $1,547,000 | 6,506 |
Undivided profits | $648,000 | 9,919 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $21,000 | 10,531 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $160,000 | 9,445 |
Earning assets | $30,142,000 | 9,353 |
Long-term assets (5+ years) | $2,498,000 | 7,813 |
Average Assets, year-to-date | $28,694,000 | 9,874 |
Average Assets, quarterly | $32,525,500 | 9,424 |
Volatile liabilities | $3,534,000 | 7,935 |
Insider loans | $8,000 | 11,059 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $845,000 | 9,490 |
Tier 1 (core) risk-based capital | $2,251,000 | 10,641 |
Tier 2 risk-based capital | $118,000 | 10,806 |
Total risk weighted assets | $22,192,800 | 8,558 |
Total unused commitments | $845,000 | 9,498 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 29 | 6,588 |
Assets and Liabilities | ||
Total Assets: | $23,919,000 | 11,032 |
Cash and due from depository institutions | $3,592,000 | 6,588 |
Interest-bearing balances | $2,465,000 | 2,114 |
Securities | $3,487,000 | 11,953 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $15,593,000 | 9,875 |
Loan loss allowance | $107,000 | 11,967 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $821,000 | 6,893 |
Other real estate owned | $59,000 | 6,588 |
Goodwill and other intangibles | $140,000 | 2,026 |
All other assets | $227,000 | 12,059 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $23,919,000 | 11,032 |
Total liabilities | $22,597,000 | 10,863 |
Total deposits | $22,122,000 | 10,820 |
Interest-bearing deposits | $17,816,000 | 10,997 |
Deposits held in domestic offices | $22,122,000 | 10,817 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $350,000 | 3,425 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $125,000 | 10,967 |
Total equity capital | $1,322,000 | 12,344 |
Total bank equity capital | $1,322,000 | 12,344 |
Perpetual preferred stock | $0 | 343 |
Common stock | $180,000 | 9,197 |
Surplus | $747,000 | 9,338 |
Undivided profits | $395,000 | 11,151 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $17,000 | 11,483 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $124,000 | 10,273 |
Earning assets | $21,545,000 | 11,049 |
Long-term assets (5+ years) | $1,563,000 | 9,220 |
Average Assets, year-to-date | $19,009,200 | 11,700 |
Average Assets, quarterly | $23,109,500 | 11,104 |
Volatile liabilities | $550,000 | 12,224 |
Insider loans | $96,000 | 9,815 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $774,000 | 9,782 |
Tier 1 (core) risk-based capital | $1,182,000 | 12,529 |
Tier 2 risk-based capital | $107,000 | 11,423 |
Total risk weighted assets | $15,541,000 | 10,257 |
Total unused commitments | $774,000 | 9,809 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 17 | 9,428 |
Assets and Liabilities | ||
Total Assets: | $16,063,000 | 12,670 |
Cash and due from depository institutions | $3,708,000 | 9,428 |
Interest-bearing balances | $2,955,000 | 2,125 |
Securities | $2,072,000 | 13,033 |
Federal funds sold & reverse repurchase agreements | $325,000 | 10,572 |
Net loans & leases | $9,006,000 | 12,009 |
Loan loss allowance | $76,000 | 12,999 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $573,000 | 8,406 |
Other real estate owned | $199,000 | 9,428 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $180,000 | 13,026 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $16,063,000 | 12,670 |
Total liabilities | $15,149,000 | 12,551 |
Total deposits | $15,075,000 | 12,474 |
Interest-bearing deposits | $12,028,000 | 12,627 |
Deposits held in domestic offices | $15,075,000 | 12,472 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $74,000 | 12,962 |
Total equity capital | $914,000 | 13,340 |
Total bank equity capital | $914,000 | 13,340 |
Perpetual preferred stock | $0 | 346 |
Common stock | $180,000 | 9,640 |
Surplus | $397,000 | 11,278 |
Undivided profits | $337,000 | 11,499 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 13,091 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $86,000 | 11,994 |
Earning assets | $14,358,000 | 12,673 |
Long-term assets (5+ years) | $1,073,000 | 10,150 |
Average Assets, year-to-date | $14,222,600 | 12,899 |
Average Assets, quarterly | $15,505,500 | 12,728 |
Volatile liabilities | $0 | 13,745 |
Insider loans | $50,000 | 7,164 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,353,000 | 8,396 |
Tier 1 (core) risk-based capital | $914,000 | 13,327 |
Tier 2 risk-based capital | $76,000 | 12,570 |
Total risk weighted assets | $9,845,600 | 12,134 |
Total unused commitments | $1,353,000 | 8,422 |
Derivatives | $0 | 651 |