Home > Western Community Bank > Income and Expense
Western Community Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 5,950 |
| Total interest expense | $1,437,000 | 7,415 |
| Net interest income | $3,394,000 | 5,080 |
| Provision for loan and lease losses | $2,105,000 | 781 |
| Total noninterest income | $2,122,000 | 1,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $958,000 | 1,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,164,000 | 1,851 |
| Total noninterest expense | $4,904,000 | 2,901 |
| Salaries and employee benefits | $1,643,000 | 3,937 |
| Premises and equipment expense | $685,000 | 2,943 |
| Additional noninterest expense | $2,576,000 | 2,167 |
| Pre-tax net operating income | $-1,493,000 | 13,033 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-145,000 | 12,999 |
| Income before extraordinary items | $-1,348,000 | 13,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,348,000 | 13,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,086,000 | 709 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 774 |
| Net operating income | $-1,348,000 | 13,007 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,170,000 | 5,366 |
| Total interest expense | $2,175,000 | 6,678 |
| Net interest income | $3,995,000 | 4,449 |
| Provision for loan and lease losses | $3,534,000 | 753 |
| Total noninterest income | $1,551,000 | 2,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,029,000 | 1,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 3,098 |
| Total noninterest expense | $5,682,000 | 2,545 |
| Salaries and employee benefits | $1,939,000 | 3,294 |
| Premises and equipment expense | $755,000 | 2,753 |
| Additional noninterest expense | $2,988,000 | 2,004 |
| Pre-tax net operating income | $-3,670,000 | 13,747 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-1,200,000 | 13,843 |
| Income before extraordinary items | $-2,470,000 | 13,723 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,470,000 | 13,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,175,000 | 915 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 636 |
| Net operating income | $-2,470,000 | 13,671 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.