Home > Western Commercial Bank > Income and Expense
Western Commercial Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 5,096 |
| Total interest expense | $1,159,000 | 4,335 |
| Net interest income | $2,339,000 | 5,327 |
| Provision for loan and lease losses | $10,294,000 | 485 |
| Total noninterest income | $171,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $127,000 | 4,789 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $44,000 | 6,128 |
| Total noninterest expense | $4,974,000 | 2,853 |
| Salaries and employee benefits | $1,366,000 | 4,527 |
| Premises and equipment expense | $539,000 | 3,275 |
| Additional noninterest expense | $3,069,000 | 1,731 |
| Pre-tax net operating income | $-12,758,000 | 7,603 |
| Securities gains (losses) | $20,000 | 2,883 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-12,739,000 | 7,616 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-12,739,000 | 7,615 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-12,739,000 | 7,616 |
| Net charge-offs | $8,385,000 | 524 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 552 |
| Net operating income | $-12,759,000 | 7,615 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 4,991 |
| Total interest expense | $794,000 | 4,374 |
| Net interest income | $1,670,000 | 5,150 |
| Provision for loan and lease losses | $3,574,000 | 833 |
| Total noninterest income | $118,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $80,000 | 4,881 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 5,906 |
| Total noninterest expense | $3,103,000 | 3,029 |
| Salaries and employee benefits | $952,000 | 4,435 |
| Premises and equipment expense | $386,000 | 3,143 |
| Additional noninterest expense | $1,765,000 | 1,959 |
| Pre-tax net operating income | $-4,889,000 | 7,547 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-4,890,000 | 7,576 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,890,000 | 7,576 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,890,000 | 7,576 |
| Net charge-offs | $2,028,000 | 1,111 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 479 |
| Net operating income | $-4,890,000 | 7,571 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 5,103 |
| Total interest expense | $428,000 | 4,313 |
| Net interest income | $782,000 | 5,358 |
| Provision for loan and lease losses | $3,574,000 | 491 |
| Total noninterest income | $48,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $1,407,000 | 3,317 |
| Salaries and employee benefits | $494,000 | 4,389 |
| Premises and equipment expense | $195,000 | 3,188 |
| Additional noninterest expense | $718,000 | 2,335 |
| Pre-tax net operating income | $-4,151,000 | 7,741 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-4,151,000 | 7,764 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,151,000 | 7,764 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,151,000 | 7,765 |
| Net charge-offs | $1,568,000 | 765 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 410 |
| Net operating income | $-4,151,000 | 7,754 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 4,527 |
| Total interest expense | $2,781,000 | 3,621 |
| Net interest income | $3,398,000 | 5,031 |
| Provision for loan and lease losses | $2,531,000 | 2,168 |
| Total noninterest income | $270,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $213,000 | 4,526 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $57,000 | 6,241 |
| Total noninterest expense | $4,460,000 | 4,036 |
| Salaries and employee benefits | $1,607,000 | 4,993 |
| Premises and equipment expense | $655,000 | 3,638 |
| Additional noninterest expense | $2,198,000 | 3,078 |
| Pre-tax net operating income | $-3,323,000 | 6,950 |
| Securities gains (losses) | $63,000 | 2,474 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-3,261,000 | 7,043 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,261,000 | 7,041 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,261,000 | 7,041 |
| Net charge-offs | $2,183,000 | 1,932 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 709 |
| Net operating income | $-3,324,000 | 7,049 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 4,430 |
| Total interest expense | $2,256,000 | 3,536 |
| Net interest income | $2,631,000 | 4,977 |
| Provision for loan and lease losses | $485,000 | 3,845 |
| Total noninterest income | $487,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $177,000 | 4,354 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $310,000 | 3,571 |
| Total noninterest expense | $3,131,000 | 4,239 |
| Salaries and employee benefits | $1,201,000 | 5,039 |
| Premises and equipment expense | $481,000 | 3,726 |
| Additional noninterest expense | $1,449,000 | 3,370 |
| Pre-tax net operating income | $-498,000 | 6,334 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-499,000 | 6,429 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-499,000 | 6,430 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-499,000 | 6,429 |
| Net charge-offs | $536,000 | 2,938 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 642 |
| Net operating income | $-499,000 | 6,423 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 4,385 |
| Total interest expense | $1,572,000 | 3,557 |
| Net interest income | $1,788,000 | 4,896 |
| Provision for loan and lease losses | $285,000 | 3,817 |
| Total noninterest income | $149,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $132,000 | 4,122 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $1,886,000 | 4,546 |
| Salaries and employee benefits | $780,000 | 5,180 |
| Premises and equipment expense | $284,000 | 4,090 |
| Additional noninterest expense | $822,000 | 3,798 |
| Pre-tax net operating income | $-234,000 | 6,340 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-235,000 | 6,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-235,000 | 6,439 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-235,000 | 6,439 |
| Net charge-offs | $306,000 | 2,900 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 597 |
| Net operating income | $-235,000 | 6,427 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 4,400 |
| Total interest expense | $829,000 | 3,531 |
| Net interest income | $863,000 | 5,001 |
| Provision for loan and lease losses | $35,000 | 5,303 |
| Total noninterest income | $79,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $66,000 | 4,093 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $883,000 | 4,668 |
| Salaries and employee benefits | $446,000 | 4,826 |
| Premises and equipment expense | $135,000 | 4,292 |
| Additional noninterest expense | $302,000 | 4,389 |
| Pre-tax net operating income | $24,000 | 5,964 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $24,000 | 6,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $24,000 | 6,091 |
| Net charge-offs | $331,000 | 1,689 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 500 |
| Net operating income | $24,000 | 5,927 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 4,422 |
| Total interest expense | $3,580,000 | 3,788 |
| Net interest income | $3,579,000 | 4,915 |
| Provision for loan and lease losses | $1,452,000 | 2,205 |
| Total noninterest income | $416,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $210,000 | 4,703 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $206,000 | 4,777 |
| Total noninterest expense | $3,625,000 | 4,525 |
| Salaries and employee benefits | $1,749,000 | 4,886 |
| Premises and equipment expense | $567,000 | 4,117 |
| Additional noninterest expense | $1,309,000 | 4,000 |
| Pre-tax net operating income | $-1,082,000 | 7,047 |
| Securities gains (losses) | $213,000 | 693 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-870,000 | 6,930 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-870,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 2,421 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 536 |
| Net operating income | $-1,083,000 | 7,153 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 4,510 |
| Total interest expense | $2,635,000 | 3,945 |
| Net interest income | $2,689,000 | 4,942 |
| Provision for loan and lease losses | $720,000 | 2,223 |
| Total noninterest income | $312,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $156,000 | 4,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $156,000 | 4,877 |
| Total noninterest expense | $2,726,000 | 4,504 |
| Salaries and employee benefits | $1,345,000 | 4,816 |
| Premises and equipment expense | $428,000 | 4,089 |
| Additional noninterest expense | $953,000 | 4,007 |
| Pre-tax net operating income | $-445,000 | 7,224 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-445,000 | 7,147 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-445,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,923 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $461,000 | 396 |
| Net operating income | $-445,000 | 7,284 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,558,000 | 4,570 |
| Total interest expense | $1,712,000 | 4,144 |
| Net interest income | $1,846,000 | 4,865 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $236,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $95,000 | 4,924 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $141,000 | 4,410 |
| Total noninterest expense | $1,738,000 | 4,672 |
| Salaries and employee benefits | $849,000 | 5,036 |
| Premises and equipment expense | $274,000 | 4,247 |
| Additional noninterest expense | $615,000 | 4,110 |
| Pre-tax net operating income | $94,000 | 6,433 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $94,000 | 6,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $94,000 | 6,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,032 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 580 |
| Net operating income | $94,000 | 6,328 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 4,793 |
| Total interest expense | $808,000 | 4,482 |
| Net interest income | $898,000 | 4,955 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $99,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $887,000 | 4,617 |
| Salaries and employee benefits | $448,000 | 4,908 |
| Premises and equipment expense | $146,000 | 4,066 |
| Additional noninterest expense | $293,000 | 4,192 |
| Pre-tax net operating income | $40,000 | 6,726 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $40,000 | 6,726 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $40,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 477 |
| Net operating income | $40,000 | 6,625 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 5,735 |
| Total interest expense | $2,282,000 | 5,516 |
| Net interest income | $2,697,000 | 5,769 |
| Provision for loan and lease losses | $473,000 | 2,425 |
| Total noninterest income | $93,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $36,000 | 6,943 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $57,000 | 6,952 |
| Total noninterest expense | $2,903,000 | 5,109 |
| Salaries and employee benefits | $1,464,000 | 5,382 |
| Premises and equipment expense | $443,000 | 4,721 |
| Additional noninterest expense | $996,000 | 4,679 |
| Pre-tax net operating income | $-586,000 | 7,858 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-587,000 | 7,938 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-587,000 | 7,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 771 |
| Net operating income | $-587,000 | 7,929 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 6,042 |
| Total interest expense | $1,494,000 | 5,875 |
| Net interest income | $1,837,000 | 6,061 |
| Provision for loan and lease losses | $403,000 | 1,855 |
| Total noninterest income | $41,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,155 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 7,528 |
| Total noninterest expense | $2,151,000 | 5,122 |
| Salaries and employee benefits | $1,096,000 | 5,362 |
| Premises and equipment expense | $323,000 | 4,796 |
| Additional noninterest expense | $732,000 | 4,671 |
| Pre-tax net operating income | $-676,000 | 8,173 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-677,000 | 8,217 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-677,000 | 8,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 688 |
| Net operating income | $-677,000 | 8,207 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 6,290 |
| Total interest expense | $879,000 | 6,163 |
| Net interest income | $1,128,000 | 6,304 |
| Provision for loan and lease losses | $293,000 | 1,599 |
| Total noninterest income | $25,000 | 8,136 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $1,418,000 | 5,192 |
| Salaries and employee benefits | $744,000 | 5,352 |
| Premises and equipment expense | $206,000 | 4,941 |
| Additional noninterest expense | $468,000 | 4,796 |
| Pre-tax net operating income | $-558,000 | 8,332 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-559,000 | 8,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-559,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 632 |
| Net operating income | $-559,000 | 8,352 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,717 |
| Total interest expense | $355,000 | 6,605 |
| Net interest income | $485,000 | 6,679 |
| Provision for loan and lease losses | $148,000 | 1,532 |
| Total noninterest income | $13,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $730,000 | 5,108 |
| Salaries and employee benefits | $420,000 | 5,002 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $210,000 | 5,109 |
| Pre-tax net operating income | $-380,000 | 8,462 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-380,000 | 8,486 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-380,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 462 |
| Net operating income | $-380,000 | 8,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 8,233 |
| Total interest expense | $249,000 | 8,357 |
| Net interest income | $820,000 | 8,069 |
| Provision for loan and lease losses | $398,000 | 2,287 |
| Total noninterest income | $30,000 | 8,345 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,770 |
| Total noninterest expense | $3,663,000 | 4,247 |
| Salaries and employee benefits | $1,259,000 | 5,755 |
| Premises and equipment expense | $336,000 | 5,433 |
| Additional noninterest expense | $2,068,000 | 2,498 |
| Pre-tax net operating income | $-3,211,000 | 8,639 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $-3,212,000 | 8,646 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,212,000 | 8,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $13,843,000 | 153 |
| Net operating income | $-3,212,000 | 8,637 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $551,000 | 8,494 |
| Total interest expense | $89,000 | 8,573 |
| Net interest income | $462,000 | 8,382 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $16,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,000 | 7,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $3,024,000 | 3,957 |
| Salaries and employee benefits | $923,000 | 5,797 |
| Premises and equipment expense | $239,000 | 5,613 |
| Additional noninterest expense | $1,862,000 | 2,099 |
| Pre-tax net operating income | $-2,746,000 | 8,718 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-2,747,000 | 8,721 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-2,747,000 | 8,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $13,787,000 | 116 |
| Net operating income | $-2,747,000 | 8,712 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $267,000 | 8,636 |
| Total interest expense | $27,000 | 8,673 |
| Net interest income | $240,000 | 8,554 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $9,000 | 8,567 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $2,353,000 | 3,514 |
| Salaries and employee benefits | $558,000 | 6,124 |
| Premises and equipment expense | $143,000 | 5,891 |
| Additional noninterest expense | $1,652,000 | 1,590 |
| Pre-tax net operating income | $-2,189,000 | 8,759 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-2,190,000 | 8,758 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,190,000 | 8,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $13,731,000 | 71 |
| Net operating income | $-2,190,000 | 8,748 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $91,000 | 8,724 |
| Total interest expense | $9,000 | 8,712 |
| Net interest income | $82,000 | 8,686 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $1,776,000 | 2,494 |
| Salaries and employee benefits | $230,000 | 6,652 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $1,525,000 | 871 |
| Pre-tax net operating income | $-1,723,000 | 8,772 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-1,723,000 | 8,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,723,000 | 8,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $13,731,000 | 29 |
| Net operating income | $-1,723,000 | 8,764 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.