Home > Western Bank of Cheyenne > Income and Expense
Western Bank of Cheyenne, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 5,497 |
| Total interest expense | $1,646,000 | 5,633 |
| Net interest income | $2,463,000 | 5,271 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $121,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 6,058 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $1,385,000 | 6,396 |
| Salaries and employee benefits | $816,000 | 6,244 |
| Premises and equipment expense | $208,000 | 5,982 |
| Additional noninterest expense | $361,000 | 6,654 |
| Pre-tax net operating income | $1,199,000 | 3,947 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $408,000 | 2,783 |
| Income before extraordinary items | $791,000 | 4,373 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $791,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,530 |
| Cash dividends | $192,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $791,000 | 4,362 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 5,539 |
| Total interest expense | $1,072,000 | 5,703 |
| Net interest income | $1,653,000 | 5,271 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $50,000 | 6,089 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $947,000 | 6,393 |
| Salaries and employee benefits | $553,000 | 6,252 |
| Premises and equipment expense | $140,000 | 5,987 |
| Additional noninterest expense | $254,000 | 6,556 |
| Pre-tax net operating income | $786,000 | 4,053 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $268,000 | 2,881 |
| Income before extraordinary items | $518,000 | 4,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $518,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $192,000 | 3,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $518,000 | 4,466 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 5,586 |
| Total interest expense | $523,000 | 5,744 |
| Net interest income | $816,000 | 5,322 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $464,000 | 6,468 |
| Salaries and employee benefits | $280,000 | 6,259 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $110,000 | 6,904 |
| Pre-tax net operating income | $391,000 | 4,042 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $133,000 | 2,900 |
| Income before extraordinary items | $258,000 | 4,487 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $258,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,225 |
| Cash dividends | $192,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $258,000 | 4,476 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 5,482 |
| Total interest expense | $1,826,000 | 5,650 |
| Net interest income | $3,307,000 | 5,232 |
| Provision for loan and lease losses | $67,000 | 5,219 |
| Total noninterest income | $281,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $123,000 | 5,855 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $158,000 | 5,525 |
| Total noninterest expense | $1,926,000 | 6,260 |
| Salaries and employee benefits | $1,064,000 | 6,256 |
| Premises and equipment expense | $307,000 | 5,689 |
| Additional noninterest expense | $555,000 | 6,280 |
| Pre-tax net operating income | $1,595,000 | 4,163 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $581,000 | 2,931 |
| Income before extraordinary items | $1,014,000 | 4,679 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,014,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $137,000 | 5,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,014,000 | 4,675 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 5,546 |
| Total interest expense | $1,301,000 | 5,711 |
| Net interest income | $2,459,000 | 5,309 |
| Provision for loan and lease losses | $59,000 | 4,911 |
| Total noninterest income | $242,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $94,000 | 5,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $148,000 | 5,156 |
| Total noninterest expense | $1,463,000 | 6,219 |
| Salaries and employee benefits | $799,000 | 6,240 |
| Premises and equipment expense | $228,000 | 5,738 |
| Additional noninterest expense | $436,000 | 6,156 |
| Pre-tax net operating income | $1,179,000 | 4,341 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $438,000 | 3,048 |
| Income before extraordinary items | $741,000 | 4,882 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $741,000 | 4,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $137,000 | 4,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $741,000 | 4,869 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 5,642 |
| Total interest expense | $814,000 | 5,766 |
| Net interest income | $1,587,000 | 5,425 |
| Provision for loan and lease losses | $29,000 | 5,242 |
| Total noninterest income | $161,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,149 |
| Total noninterest expense | $986,000 | 6,208 |
| Salaries and employee benefits | $528,000 | 6,290 |
| Premises and equipment expense | $157,000 | 5,662 |
| Additional noninterest expense | $301,000 | 6,080 |
| Pre-tax net operating income | $733,000 | 4,521 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $274,000 | 3,166 |
| Income before extraordinary items | $459,000 | 5,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $459,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $459,000 | 5,073 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 5,689 |
| Total interest expense | $373,000 | 5,872 |
| Net interest income | $790,000 | 5,434 |
| Provision for loan and lease losses | $27,000 | 4,199 |
| Total noninterest income | $74,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,314 |
| Total noninterest expense | $489,000 | 6,242 |
| Salaries and employee benefits | $266,000 | 6,271 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $147,000 | 6,114 |
| Pre-tax net operating income | $348,000 | 4,601 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $142,000 | 3,118 |
| Income before extraordinary items | $206,000 | 5,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $206,000 | 5,293 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 5,782 |
| Total interest expense | $1,117,000 | 6,006 |
| Net interest income | $2,945,000 | 5,572 |
| Provision for loan and lease losses | $79,000 | 5,150 |
| Total noninterest income | $317,000 | 6,224 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $116,000 | 6,056 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $1,827,000 | 6,377 |
| Salaries and employee benefits | $988,000 | 6,383 |
| Premises and equipment expense | $292,000 | 5,802 |
| Additional noninterest expense | $547,000 | 6,311 |
| Pre-tax net operating income | $1,356,000 | 4,631 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $459,000 | 3,505 |
| Income before extraordinary items | $897,000 | 5,094 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $897,000 | 5,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $124,000 | 5,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $897,000 | 5,054 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 5,841 |
| Total interest expense | $785,000 | 6,060 |
| Net interest income | $2,178,000 | 5,619 |
| Provision for loan and lease losses | $56,000 | 5,041 |
| Total noninterest income | $243,000 | 6,198 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 6,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $157,000 | 5,109 |
| Total noninterest expense | $1,361,000 | 6,368 |
| Salaries and employee benefits | $742,000 | 6,373 |
| Premises and equipment expense | $221,000 | 5,787 |
| Additional noninterest expense | $398,000 | 6,371 |
| Pre-tax net operating income | $1,004,000 | 4,761 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $360,000 | 3,488 |
| Income before extraordinary items | $644,000 | 5,282 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $644,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $644,000 | 5,251 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 5,916 |
| Total interest expense | $483,000 | 6,125 |
| Net interest income | $1,400,000 | 5,719 |
| Provision for loan and lease losses | $26,000 | 5,434 |
| Total noninterest income | $147,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $55,000 | 6,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $92,000 | 5,342 |
| Total noninterest expense | $892,000 | 6,421 |
| Salaries and employee benefits | $491,000 | 6,404 |
| Premises and equipment expense | $141,000 | 5,896 |
| Additional noninterest expense | $260,000 | 6,402 |
| Pre-tax net operating income | $629,000 | 4,893 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $222,000 | 3,612 |
| Income before extraordinary items | $407,000 | 5,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $407,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $407,000 | 5,368 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 6,032 |
| Total interest expense | $224,000 | 6,246 |
| Net interest income | $681,000 | 5,812 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $450,000 | 6,428 |
| Salaries and employee benefits | $253,000 | 6,347 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $125,000 | 6,554 |
| Pre-tax net operating income | $292,000 | 5,061 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $102,000 | 3,730 |
| Income before extraordinary items | $190,000 | 5,547 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $190,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $190,000 | 5,513 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 6,113 |
| Total interest expense | $807,000 | 6,235 |
| Net interest income | $2,528,000 | 5,968 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $309,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $120,000 | 6,172 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $189,000 | 5,223 |
| Total noninterest expense | $1,833,000 | 6,310 |
| Salaries and employee benefits | $998,000 | 6,278 |
| Premises and equipment expense | $274,000 | 5,947 |
| Additional noninterest expense | $561,000 | 6,209 |
| Pre-tax net operating income | $1,004,000 | 5,225 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $307,000 | 4,140 |
| Income before extraordinary items | $697,000 | 5,596 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $697,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $391,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $697,000 | 5,527 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 6,125 |
| Total interest expense | $594,000 | 6,282 |
| Net interest income | $1,892,000 | 5,982 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $230,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $91,000 | 6,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $139,000 | 5,282 |
| Total noninterest expense | $1,373,000 | 6,273 |
| Salaries and employee benefits | $757,000 | 6,216 |
| Premises and equipment expense | $198,000 | 6,006 |
| Additional noninterest expense | $418,000 | 6,183 |
| Pre-tax net operating income | $749,000 | 5,356 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $255,000 | 4,045 |
| Income before extraordinary items | $494,000 | 5,839 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $494,000 | 5,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $192,000 | 4,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $494,000 | 5,770 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 6,211 |
| Total interest expense | $391,000 | 6,346 |
| Net interest income | $1,229,000 | 6,087 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $147,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 5,394 |
| Total noninterest expense | $904,000 | 6,344 |
| Salaries and employee benefits | $505,000 | 6,261 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $268,000 | 6,317 |
| Pre-tax net operating income | $472,000 | 5,456 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $161,000 | 4,136 |
| Income before extraordinary items | $311,000 | 5,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $192,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $311,000 | 5,866 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,349 |
| Total interest expense | $192,000 | 6,442 |
| Net interest income | $591,000 | 6,202 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $445,000 | 6,444 |
| Salaries and employee benefits | $250,000 | 6,338 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $132,000 | 6,385 |
| Pre-tax net operating income | $215,000 | 5,652 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $73,000 | 4,279 |
| Income before extraordinary items | $142,000 | 6,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $192,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $142,000 | 6,021 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 6,120 |
| Total interest expense | $915,000 | 6,363 |
| Net interest income | $2,493,000 | 5,912 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $292,000 | 6,653 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $128,000 | 6,168 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $164,000 | 5,666 |
| Total noninterest expense | $1,815,000 | 6,328 |
| Salaries and employee benefits | $984,000 | 6,318 |
| Premises and equipment expense | $252,000 | 6,161 |
| Additional noninterest expense | $579,000 | 6,106 |
| Pre-tax net operating income | $965,000 | 5,264 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $293,000 | 4,318 |
| Income before extraordinary items | $672,000 | 5,704 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $672,000 | 5,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $220,000 | 4,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $672,000 | 5,526 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 6,122 |
| Total interest expense | $715,000 | 6,408 |
| Net interest income | $1,907,000 | 5,876 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $216,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $96,000 | 6,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 5,740 |
| Total noninterest expense | $1,344,000 | 6,334 |
| Salaries and employee benefits | $737,000 | 6,307 |
| Premises and equipment expense | $185,000 | 6,208 |
| Additional noninterest expense | $422,000 | 6,178 |
| Pre-tax net operating income | $774,000 | 5,229 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $262,000 | 4,187 |
| Income before extraordinary items | $512,000 | 5,798 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $512,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $220,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $512,000 | 5,625 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 6,147 |
| Total interest expense | $504,000 | 6,371 |
| Net interest income | $1,249,000 | 5,937 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $134,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $60,000 | 6,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $885,000 | 6,388 |
| Salaries and employee benefits | $482,000 | 6,392 |
| Premises and equipment expense | $122,000 | 6,222 |
| Additional noninterest expense | $281,000 | 6,173 |
| Pre-tax net operating income | $493,000 | 5,338 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $166,000 | 4,313 |
| Income before extraordinary items | $327,000 | 5,911 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $327,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $327,000 | 5,684 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 6,167 |
| Total interest expense | $265,000 | 6,314 |
| Net interest income | $615,000 | 5,990 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $63,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $445,000 | 6,371 |
| Salaries and employee benefits | $245,000 | 6,326 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $140,000 | 6,173 |
| Pre-tax net operating income | $228,000 | 5,517 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $76,000 | 4,452 |
| Income before extraordinary items | $152,000 | 5,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $152,000 | 5,805 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 6,325 |
| Total interest expense | $1,134,000 | 6,583 |
| Net interest income | $2,386,000 | 6,066 |
| Provision for loan and lease losses | $82,000 | 6,044 |
| Total noninterest income | $282,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $125,000 | 6,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 5,501 |
| Total noninterest expense | $1,743,000 | 6,367 |
| Salaries and employee benefits | $934,000 | 6,379 |
| Premises and equipment expense | $241,000 | 6,257 |
| Additional noninterest expense | $568,000 | 6,111 |
| Pre-tax net operating income | $843,000 | 5,633 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $292,000 | 4,492 |
| Income before extraordinary items | $551,000 | 6,177 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $551,000 | 6,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $551,000 | 6,023 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 6,619 |
| Total interest expense | $1,500,000 | 6,970 |
| Net interest income | $2,160,000 | 6,186 |
| Provision for loan and lease losses | $34,000 | 7,144 |
| Total noninterest income | $277,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $134,000 | 6,027 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $143,000 | 5,633 |
| Total noninterest expense | $1,498,000 | 6,804 |
| Salaries and employee benefits | $802,000 | 6,762 |
| Premises and equipment expense | $188,000 | 6,954 |
| Additional noninterest expense | $508,000 | 6,381 |
| Pre-tax net operating income | $905,000 | 5,176 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $319,000 | 4,146 |
| Income before extraordinary items | $586,000 | 5,690 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $586,000 | 5,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,204 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $586,000 | 5,554 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 7,100 |
| Total interest expense | $1,378,000 | 7,392 |
| Net interest income | $1,929,000 | 6,679 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $442,000 | 5,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 5,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,895 |
| Total noninterest expense | $1,288,000 | 7,279 |
| Salaries and employee benefits | $692,000 | 7,238 |
| Premises and equipment expense | $160,000 | 7,430 |
| Additional noninterest expense | $436,000 | 6,881 |
| Pre-tax net operating income | $1,033,000 | 5,175 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $363,000 | 4,198 |
| Income before extraordinary items | $670,000 | 5,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $670,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $247,000 | 4,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $670,000 | 5,539 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 7,507 |
| Total interest expense | $1,203,000 | 7,638 |
| Net interest income | $1,681,000 | 7,223 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $401,000 | 5,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,120 |
| Total noninterest expense | $1,213,000 | 7,532 |
| Salaries and employee benefits | $646,000 | 7,504 |
| Premises and equipment expense | $144,000 | 7,771 |
| Additional noninterest expense | $423,000 | 7,095 |
| Pre-tax net operating income | $839,000 | 5,794 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $303,000 | 4,802 |
| Income before extraordinary items | $536,000 | 6,224 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $536,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $110,000 | 5,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $536,000 | 6,212 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 7,754 |
| Total interest expense | $1,227,000 | 7,839 |
| Net interest income | $1,581,000 | 7,506 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $425,000 | 5,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,778 |
| Total noninterest expense | $1,092,000 | 7,850 |
| Salaries and employee benefits | $564,000 | 7,961 |
| Premises and equipment expense | $135,000 | 7,968 |
| Additional noninterest expense | $393,000 | 7,272 |
| Pre-tax net operating income | $866,000 | 5,857 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $321,000 | 4,993 |
| Income before extraordinary items | $544,000 | 6,359 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $544,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $96,000 | 6,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $544,640 | 6,251 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 8,180 |
| Total interest expense | $1,098,000 | 8,414 |
| Net interest income | $1,561,000 | 7,852 |
| Provision for loan and lease losses | $97,000 | 5,252 |
| Total noninterest income | $281,000 | 6,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,075 |
| Total noninterest expense | $954,000 | 8,500 |
| Salaries and employee benefits | $453,000 | 8,933 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $378,000 | 7,549 |
| Pre-tax net operating income | $791,000 | 6,577 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $310,000 | 5,627 |
| Income before extraordinary items | $480,000 | 7,099 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $480,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $68,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $480,640 | 7,045 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 8,755 |
| Total interest expense | $1,003,000 | 8,995 |
| Net interest income | $1,446,000 | 8,398 |
| Provision for loan and lease losses | $19,000 | 8,051 |
| Total noninterest income | $240,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,678 |
| Total noninterest expense | $928,000 | 8,973 |
| Salaries and employee benefits | $437,000 | 9,346 |
| Premises and equipment expense | $160,000 | 7,826 |
| Additional noninterest expense | $331,000 | 8,563 |
| Pre-tax net operating income | $739,000 | 6,753 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $253,000 | 6,414 |
| Income before extraordinary items | $486,000 | 6,998 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $486,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $68,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $486,000 | 6,937 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,119,000 | 9,538 |
| Total interest expense | $793,000 | 9,971 |
| Net interest income | $1,326,000 | 8,997 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $178,000 | 8,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,460 |
| Total noninterest expense | $719,000 | 10,110 |
| Salaries and employee benefits | $373,000 | 10,144 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $280,000 | 9,487 |
| Pre-tax net operating income | $704,000 | 7,308 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $267,000 | 6,412 |
| Income before extraordinary items | $437,000 | 7,755 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $437,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $437,000 | 7,723 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 10,675 |
| Total interest expense | $538,000 | 10,917 |
| Net interest income | $997,000 | 10,399 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $185,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,032 |
| Total noninterest expense | $670,000 | 10,828 |
| Salaries and employee benefits | $319,000 | 11,029 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $277,000 | 10,219 |
| Pre-tax net operating income | $501,000 | 8,651 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $170,000 | 7,925 |
| Income before extraordinary items | $331,000 | 8,815 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $331,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $331,000 | 8,869 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 11,548 |
| Total interest expense | $498,000 | 11,692 |
| Net interest income | $861,000 | 11,311 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $238,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 6,134 |
| Total noninterest expense | $604,000 | 11,632 |
| Salaries and employee benefits | $300,000 | 11,646 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $243,000 | 11,164 |
| Pre-tax net operating income | $486,000 | 8,747 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $165,000 | 8,309 |
| Income before extraordinary items | $321,000 | 9,222 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $321,000 | 9,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $321,000 | 8,971 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 11,777 |
| Total interest expense | $641,000 | 12,109 |
| Net interest income | $939,000 | 11,344 |
| Provision for loan and lease losses | $67,000 | 8,339 |
| Total noninterest income | $103,000 | 11,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $564,000 | 12,283 |
| Salaries and employee benefits | $272,000 | 12,334 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $236,000 | 11,725 |
| Pre-tax net operating income | $411,000 | 9,139 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $261,000 | 9,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $261,000 | 9,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $261,000 | 9,399 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.