Home > Western Bank > Income and Expense
Western Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $60,246,000 | 658 |
| Total interest expense | $19,640,000 | 898 |
| Net interest income | $40,606,000 | 531 |
| Provision for loan and lease losses | $1,150,000 | 850 |
| Total noninterest income | $10,618,000 | 584 |
| Gross Fiduciary activities income | $687,000 | 644 |
| Service charges on deposit accounts | $4,859,000 | 343 |
| Trading account gains and fees | $3,000 | 476 |
| Additional Noninterest Income | $5,069,000 | 655 |
| Total noninterest expense | $35,240,000 | 507 |
| Salaries and employee benefits | $17,388,000 | 450 |
| Premises and equipment expense | $5,544,000 | 444 |
| Additional noninterest expense | $12,308,000 | 588 |
| Pre-tax net operating income | $14,834,000 | 606 |
| Securities gains (losses) | $418,000 | 402 |
| Applicable income taxes | $6,075,000 | 535 |
| Income before extraordinary items | $9,177,000 | 637 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,177,000 | 637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,343 |
| Cash dividends | $3,339,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 10,442 |
| Net operating income | $8,909,480 | 654 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $50,737,000 | 691 |
| Total interest expense | $15,283,000 | 893 |
| Net interest income | $35,454,000 | 578 |
| Provision for loan and lease losses | $400,000 | 1,822 |
| Total noninterest income | $10,571,000 | 567 |
| Gross Fiduciary activities income | $619,000 | 672 |
| Service charges on deposit accounts | $4,631,000 | 341 |
| Trading account gains and fees | $6,000 | 402 |
| Additional Noninterest Income | $5,315,000 | 619 |
| Total noninterest expense | $30,942,000 | 574 |
| Salaries and employee benefits | $15,666,000 | 482 |
| Premises and equipment expense | $4,786,000 | 498 |
| Additional noninterest expense | $10,490,000 | 677 |
| Pre-tax net operating income | $14,683,000 | 585 |
| Securities gains (losses) | $47,000 | 1,192 |
| Applicable income taxes | $5,712,000 | 525 |
| Income before extraordinary items | $9,018,000 | 631 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,018,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $3,121,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 12,458 |
| Net operating income | $8,987,920 | 631 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $45,370,000 | 749 |
| Total interest expense | $14,241,000 | 960 |
| Net interest income | $31,129,000 | 644 |
| Provision for loan and lease losses | $225,000 | 3,650 |
| Total noninterest income | $9,381,000 | 636 |
| Gross Fiduciary activities income | $529,000 | 742 |
| Service charges on deposit accounts | $4,374,000 | 356 |
| Trading account gains and fees | $2,000 | 494 |
| Additional Noninterest Income | $4,476,000 | 737 |
| Total noninterest expense | $28,024,000 | 653 |
| Salaries and employee benefits | $13,868,000 | 537 |
| Premises and equipment expense | $4,388,000 | 555 |
| Additional noninterest expense | $9,768,000 | 777 |
| Pre-tax net operating income | $12,261,000 | 589 |
| Securities gains (losses) | $1,578,000 | 376 |
| Applicable income taxes | $5,226,000 | 516 |
| Income before extraordinary items | $8,613,000 | 613 |
| Extraordinary gains, net | $294,000 | 738 |
| Net income | $8,907,000 | 610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,880 |
| Cash dividends | $2,224,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 13,170 |
| Net operating income | $7,603,080 | 642 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $44,535,000 | 859 |
| Total interest expense | $17,090,000 | 1,057 |
| Net interest income | $27,445,000 | 730 |
| Provision for loan and lease losses | $887,000 | 1,999 |
| Total noninterest income | $8,075,000 | 690 |
| Gross Fiduciary activities income | $469,000 | 785 |
| Service charges on deposit accounts | $4,053,000 | 371 |
| Trading account gains and fees | $-372,000 | 5,302 |
| Additional Noninterest Income | $3,925,000 | 792 |
| Total noninterest expense | $24,794,000 | 712 |
| Salaries and employee benefits | $12,081,000 | 608 |
| Premises and equipment expense | $3,917,000 | 637 |
| Additional noninterest expense | $8,796,000 | 861 |
| Pre-tax net operating income | $9,839,000 | 648 |
| Securities gains (losses) | $1,661,000 | 459 |
| Applicable income taxes | $4,212,000 | 559 |
| Income before extraordinary items | $7,288,000 | 650 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,288,000 | 644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 2,926 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $7,058,000 | 125 |
| Net operating income | $6,224,960 | 697 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.