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Western Bank, Net charge- offs to loans

1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1107%5,382
Percentage Net Loans Charged-off: Total real estate loans0.0051%979
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0143%846
Percentage Net Loans Charged-off: Home equity loans-0.0911%1,327
All other 1-4 family - Percent of loans charged-off, net0.0339%607
Percentage Net Loans Charged-off: Commercial and industrial0.1845%537
Percentage Net Loans Charged-off: Loans to individuals0.6726%605
Percentage Net Loans Charged-off: Credit card loans0.8237%868
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0957%1,246
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0123%8,395
Percentage Net Loans Charged-off: Total real estate loans0.0341%809
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0854%463
Percentage Net Loans Charged-off: Home equity loans0.1324%198
All other 1-4 family - Percent of loans charged-off, net0.0748%482
Percentage Net Loans Charged-off: Commercial and industrial-0.1308%1,144
Percentage Net Loans Charged-off: Loans to individuals0.1138%1,157
Percentage Net Loans Charged-off: Credit card loans0.4235%900
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1960%201
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0649%7,912
Percentage Net Loans Charged-off: Total real estate loans-0.1806%1,504
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate-0.4856%1,475
Percentage Net Loans Charged-off: Multi-family residential-0.5899%1,416
Percentage Net Loans Charged-off: 1-4 family residential0.0246%861
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0298%782
Percentage Net Loans Charged-off: Commercial and industrial0.4062%604
Percentage Net Loans Charged-off: Loans to individuals0.3152%957
Percentage Net Loans Charged-off: Credit card loans0.4339%923
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1054%1,184
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1281%8,371
Percentage Net Loans Charged-off: Total real estate loans0.0013%1,319
Percentage Net Loans Charged-off:Construction & development-0.0531%1,426
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0127%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0148%969
Percentage Net Loans Charged-off: Commercial and industrial0.1832%982
Percentage Net Loans Charged-off: Loans to individuals0.5035%964
Percentage Net Loans Charged-off: Credit card loans0.9732%890
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0808%1,198
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA