Home > Western Bank > Income and Expense
Western Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 7,975 |
| Total interest expense | $1,544,000 | 6,768 |
| Net interest income | $1,491,000 | 8,915 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $103,000 | 10,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $858,000 | 9,958 |
| Salaries and employee benefits | $433,000 | 9,977 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $315,000 | 9,778 |
| Pre-tax net operating income | $644,000 | 7,752 |
| Securities gains (losses) | $-88,000 | 11,444 |
| Applicable income taxes | $188,000 | 7,551 |
| Income before extraordinary items | $368,000 | 8,479 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $368,000 | 8,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,218 |
| Cash dividends | $78,000 | 7,375 |
| Sale, conversion, retirement of capital stock, net | $1,889,000 | 314 |
| Net operating income | $426,080 | 7,980 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 11,994 |
| Total interest expense | $621,000 | 11,019 |
| Net interest income | $525,000 | 12,478 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $49,000 | 12,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $414,000 | 12,578 |
| Salaries and employee benefits | $140,000 | 13,040 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $215,000 | 11,536 |
| Pre-tax net operating income | $110,000 | 11,793 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $23,000 | 11,542 |
| Income before extraordinary items | $87,000 | 11,931 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $87,000 | 11,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $87,000 | 11,750 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 13,184 |
| Total interest expense | $431,000 | 13,061 |
| Net interest income | $475,000 | 13,158 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $29,000 | 13,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $365,000 | 13,332 |
| Salaries and employee benefits | $140,000 | 13,618 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $178,000 | 12,547 |
| Pre-tax net operating income | $64,000 | 12,322 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $11,000 | 12,338 |
| Income before extraordinary items | $53,000 | 12,533 |
| Extraordinary gains, net | $11,000 | 1,325 |
| Net income | $64,000 | 12,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $53,000 | 12,268 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.