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Western Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 10,612 |
| Total interest expense | $1,101,000 | 8,680 |
| Net interest income | $685,000 | 11,930 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $131,000 | 10,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,318 |
| Total noninterest expense | $571,000 | 11,794 |
| Salaries and employee benefits | $287,000 | 11,793 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $175,000 | 12,089 |
| Pre-tax net operating income | $215,000 | 10,913 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $149,000 | 11,219 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $149,000 | 11,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $149,000 | 11,008 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 11,374 |
| Total interest expense | $1,073,000 | 10,078 |
| Net interest income | $696,000 | 12,331 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $518,000 | 12,537 |
| Salaries and employee benefits | $284,000 | 12,196 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $162,000 | 12,761 |
| Pre-tax net operating income | $270,000 | 10,424 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $58,000 | 11,037 |
| Income before extraordinary items | $212,000 | 10,438 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $212,000 | 10,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $28,000 | 8,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $212,000 | 10,083 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.