Home > Western Bank > Income and Expense
Western Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 4,547 |
| Total interest expense | $101,000 | 4,404 |
| Net interest income | $625,000 | 4,496 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $-111,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $35,000 | 3,627 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-146,000 | 5,346 |
| Total noninterest expense | $1,418,000 | 2,840 |
| Salaries and employee benefits | $300,000 | 4,424 |
| Premises and equipment expense | $80,000 | 3,909 |
| Additional noninterest expense | $1,038,000 | 1,478 |
| Pre-tax net operating income | $-904,000 | 5,338 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-243,000 | 5,327 |
| Income before extraordinary items | $-661,000 | 5,318 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-661,000 | 5,318 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-661,000 | 5,317 |
| Net charge-offs | $8,000 | 2,054 |
| Cash dividends | $150,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-661,000 | 5,321 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 4,399 |
| Total interest expense | $410,000 | 4,170 |
| Net interest income | $2,833,000 | 4,382 |
| Provision for loan and lease losses | $31,000 | 3,679 |
| Total noninterest income | $361,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $146,000 | 3,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,014 |
| Total noninterest expense | $2,400,000 | 4,339 |
| Salaries and employee benefits | $979,000 | 4,683 |
| Premises and equipment expense | $272,000 | 4,160 |
| Additional noninterest expense | $1,149,000 | 3,662 |
| Pre-tax net operating income | $763,000 | 4,304 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $206,000 | 2,660 |
| Income before extraordinary items | $557,000 | 4,466 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $557,000 | 4,465 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $557,000 | 4,465 |
| Net charge-offs | $-6,000 | 4,424 |
| Cash dividends | $195,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $557,000 | 4,477 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 4,433 |
| Total interest expense | $298,000 | 4,177 |
| Net interest income | $2,144,000 | 4,416 |
| Provision for loan and lease losses | $50,000 | 3,168 |
| Total noninterest income | $212,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $108,000 | 3,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 4,419 |
| Total noninterest expense | $1,754,000 | 4,392 |
| Salaries and employee benefits | $715,000 | 4,742 |
| Premises and equipment expense | $202,000 | 4,217 |
| Additional noninterest expense | $837,000 | 3,738 |
| Pre-tax net operating income | $552,000 | 4,426 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $159,000 | 2,707 |
| Income before extraordinary items | $393,000 | 4,612 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $393,000 | 4,610 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $393,000 | 4,611 |
| Net charge-offs | $-25,000 | 4,731 |
| Cash dividends | $110,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $393,000 | 4,615 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,505 |
| Total interest expense | $186,000 | 4,228 |
| Net interest income | $1,377,000 | 4,500 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $140,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $72,000 | 3,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 4,472 |
| Total noninterest expense | $1,149,000 | 4,462 |
| Salaries and employee benefits | $463,000 | 4,828 |
| Premises and equipment expense | $135,000 | 4,225 |
| Additional noninterest expense | $551,000 | 3,781 |
| Pre-tax net operating income | $338,000 | 4,517 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $113,000 | 2,640 |
| Income before extraordinary items | $225,000 | 4,722 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $225,000 | 4,721 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $225,000 | 4,721 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $60,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $225,000 | 4,728 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 4,600 |
| Total interest expense | $87,000 | 4,282 |
| Net interest income | $663,000 | 4,587 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $75,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $37,000 | 3,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,383 |
| Total noninterest expense | $579,000 | 4,492 |
| Salaries and employee benefits | $232,000 | 4,873 |
| Premises and equipment expense | $69,000 | 4,261 |
| Additional noninterest expense | $278,000 | 3,789 |
| Pre-tax net operating income | $144,000 | 4,648 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $33,000 | 2,965 |
| Income before extraordinary items | $111,000 | 4,739 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $111,000 | 4,738 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $111,000 | 4,739 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $30,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $111,000 | 4,739 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 4,636 |
| Total interest expense | $313,000 | 4,351 |
| Net interest income | $2,607,000 | 4,615 |
| Provision for loan and lease losses | $44,000 | 3,643 |
| Total noninterest income | $289,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $159,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 4,605 |
| Total noninterest expense | $2,435,000 | 4,458 |
| Salaries and employee benefits | $934,000 | 4,909 |
| Premises and equipment expense | $288,000 | 4,236 |
| Additional noninterest expense | $1,213,000 | 3,645 |
| Pre-tax net operating income | $417,000 | 4,849 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $139,000 | 3,141 |
| Income before extraordinary items | $278,000 | 4,890 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $278,000 | 4,890 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $278,000 | 4,890 |
| Net charge-offs | $22,000 | 3,387 |
| Cash dividends | $35,000 | 4,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $278,000 | 4,884 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 4,702 |
| Total interest expense | $225,000 | 4,429 |
| Net interest income | $1,915,000 | 4,681 |
| Provision for loan and lease losses | $36,000 | 3,464 |
| Total noninterest income | $203,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $121,000 | 3,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 4,784 |
| Total noninterest expense | $1,786,000 | 4,512 |
| Salaries and employee benefits | $652,000 | 5,036 |
| Premises and equipment expense | $218,000 | 4,248 |
| Additional noninterest expense | $916,000 | 3,652 |
| Pre-tax net operating income | $296,000 | 4,977 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $122,000 | 3,064 |
| Income before extraordinary items | $174,000 | 5,188 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $174,000 | 5,187 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $174,000 | 5,188 |
| Net charge-offs | $31,000 | 2,761 |
| Cash dividends | $35,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $174,000 | 5,172 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 4,732 |
| Total interest expense | $142,000 | 4,496 |
| Net interest income | $1,275,000 | 4,708 |
| Provision for loan and lease losses | $24,000 | 3,346 |
| Total noninterest income | $137,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $123,000 | 3,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 5,402 |
| Total noninterest expense | $1,191,000 | 4,544 |
| Salaries and employee benefits | $438,000 | 5,060 |
| Premises and equipment expense | $181,000 | 3,885 |
| Additional noninterest expense | $572,000 | 3,796 |
| Pre-tax net operating income | $197,000 | 4,982 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $86,000 | 3,016 |
| Income before extraordinary items | $111,000 | 5,219 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $111,000 | 5,218 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $111,000 | 5,219 |
| Net charge-offs | $30,000 | 2,343 |
| Cash dividends | $35,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $111,000 | 5,209 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 4,771 |
| Total interest expense | $70,000 | 4,528 |
| Net interest income | $639,000 | 4,745 |
| Provision for loan and lease losses | $12,000 | 3,102 |
| Total noninterest income | $66,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $62,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,580 |
| Total noninterest expense | $602,000 | 4,581 |
| Salaries and employee benefits | $222,000 | 5,093 |
| Premises and equipment expense | $73,000 | 4,297 |
| Additional noninterest expense | $307,000 | 3,661 |
| Pre-tax net operating income | $91,000 | 5,031 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $35,000 | 3,088 |
| Income before extraordinary items | $56,000 | 5,214 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $56,000 | 5,214 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $56,000 | 5,214 |
| Net charge-offs | $20,000 | 1,889 |
| Cash dividends | $15,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $56,000 | 5,206 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 4,763 |
| Total interest expense | $251,000 | 4,706 |
| Net interest income | $2,661,000 | 4,715 |
| Provision for loan and lease losses | $36,000 | 3,812 |
| Total noninterest income | $307,000 | 4,655 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $254,000 | 3,240 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $53,000 | 5,292 |
| Total noninterest expense | $2,436,000 | 4,591 |
| Salaries and employee benefits | $974,000 | 5,036 |
| Premises and equipment expense | $289,000 | 4,369 |
| Additional noninterest expense | $1,173,000 | 3,872 |
| Pre-tax net operating income | $496,000 | 4,828 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $173,000 | 3,017 |
| Income before extraordinary items | $323,000 | 5,069 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $323,000 | 5,068 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $323,000 | 5,068 |
| Net charge-offs | $224,000 | 1,821 |
| Cash dividends | $102,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $323,000 | 5,031 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 4,794 |
| Total interest expense | $187,000 | 4,750 |
| Net interest income | $2,008,000 | 4,750 |
| Provision for loan and lease losses | $27,000 | 3,707 |
| Total noninterest income | $237,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $195,000 | 3,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $42,000 | 5,341 |
| Total noninterest expense | $1,831,000 | 4,615 |
| Salaries and employee benefits | $737,000 | 5,033 |
| Premises and equipment expense | $219,000 | 4,373 |
| Additional noninterest expense | $875,000 | 3,910 |
| Pre-tax net operating income | $387,000 | 4,865 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $136,000 | 3,052 |
| Income before extraordinary items | $251,000 | 5,119 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $251,000 | 5,119 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $251,000 | 5,119 |
| Net charge-offs | $59,000 | 2,477 |
| Cash dividends | $102,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $251,000 | 5,068 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 4,819 |
| Total interest expense | $121,000 | 4,836 |
| Net interest income | $1,359,000 | 4,762 |
| Provision for loan and lease losses | $18,000 | 3,587 |
| Total noninterest income | $160,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $130,000 | 3,196 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 5,355 |
| Total noninterest expense | $1,224,000 | 4,648 |
| Salaries and employee benefits | $496,000 | 5,087 |
| Premises and equipment expense | $144,000 | 4,427 |
| Additional noninterest expense | $584,000 | 3,932 |
| Pre-tax net operating income | $277,000 | 4,834 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $106,000 | 2,957 |
| Income before extraordinary items | $171,000 | 5,129 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $171,000 | 5,130 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $171,000 | 5,130 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $87,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $171,000 | 5,069 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 4,819 |
| Total interest expense | $59,000 | 4,913 |
| Net interest income | $697,000 | 4,750 |
| Provision for loan and lease losses | $9,000 | 3,314 |
| Total noninterest income | $90,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $69,000 | 3,084 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $21,000 | 5,191 |
| Total noninterest expense | $609,000 | 4,681 |
| Salaries and employee benefits | $246,000 | 5,142 |
| Premises and equipment expense | $73,000 | 4,430 |
| Additional noninterest expense | $290,000 | 3,958 |
| Pre-tax net operating income | $169,000 | 4,624 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $65,000 | 2,798 |
| Income before extraordinary items | $104,000 | 4,971 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $104,000 | 4,971 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $104,000 | 4,971 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $87,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $104,000 | 4,915 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 4,813 |
| Total interest expense | $238,000 | 4,945 |
| Net interest income | $2,846,000 | 4,740 |
| Provision for loan and lease losses | $24,000 | 3,983 |
| Total noninterest income | $407,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $306,000 | 2,989 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $101,000 | 5,082 |
| Total noninterest expense | $2,514,000 | 4,690 |
| Salaries and employee benefits | $1,049,000 | 5,088 |
| Premises and equipment expense | $305,000 | 4,449 |
| Additional noninterest expense | $1,160,000 | 3,998 |
| Pre-tax net operating income | $715,000 | 4,547 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $247,000 | 2,797 |
| Income before extraordinary items | $468,000 | 4,876 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $468,000 | 4,879 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $468,000 | 4,879 |
| Net charge-offs | $40,000 | 3,404 |
| Cash dividends | $365,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $468,000 | 4,830 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 4,848 |
| Total interest expense | $179,000 | 5,017 |
| Net interest income | $2,147,000 | 4,785 |
| Provision for loan and lease losses | $18,000 | 3,850 |
| Total noninterest income | $309,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $239,000 | 2,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,170 |
| Total noninterest expense | $1,952,000 | 4,658 |
| Salaries and employee benefits | $775,000 | 5,143 |
| Premises and equipment expense | $226,000 | 4,504 |
| Additional noninterest expense | $951,000 | 3,811 |
| Pre-tax net operating income | $486,000 | 4,771 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $215,000 | 2,764 |
| Income before extraordinary items | $271,000 | 5,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 5,207 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $271,000 | 5,209 |
| Net charge-offs | $6,000 | 3,786 |
| Cash dividends | $290,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $271,000 | 5,158 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 4,877 |
| Total interest expense | $118,000 | 5,082 |
| Net interest income | $1,442,000 | 4,795 |
| Provision for loan and lease losses | $12,000 | 3,698 |
| Total noninterest income | $213,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $165,000 | 2,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,203 |
| Total noninterest expense | $1,296,000 | 4,710 |
| Salaries and employee benefits | $519,000 | 5,184 |
| Premises and equipment expense | $144,000 | 4,633 |
| Additional noninterest expense | $633,000 | 3,845 |
| Pre-tax net operating income | $347,000 | 4,660 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $146,000 | 2,740 |
| Income before extraordinary items | $201,000 | 5,118 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $201,000 | 5,120 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $201,000 | 5,122 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $226,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $201,000 | 5,071 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $786,000 | 4,894 |
| Total interest expense | $58,000 | 5,165 |
| Net interest income | $728,000 | 4,804 |
| Provision for loan and lease losses | $6,000 | 3,402 |
| Total noninterest income | $102,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $80,000 | 2,869 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 5,318 |
| Total noninterest expense | $635,000 | 4,781 |
| Salaries and employee benefits | $255,000 | 5,255 |
| Premises and equipment expense | $68,000 | 4,761 |
| Additional noninterest expense | $312,000 | 3,874 |
| Pre-tax net operating income | $189,000 | 4,520 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $74,000 | 2,702 |
| Income before extraordinary items | $115,000 | 4,964 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $115,000 | 4,966 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $115,000 | 4,968 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $55,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $115,000 | 4,910 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 4,921 |
| Total interest expense | $236,000 | 5,298 |
| Net interest income | $3,012,000 | 4,806 |
| Provision for loan and lease losses | $36,000 | 3,976 |
| Total noninterest income | $401,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $310,000 | 3,151 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $91,000 | 5,313 |
| Total noninterest expense | $2,730,000 | 4,706 |
| Salaries and employee benefits | $1,160,000 | 5,117 |
| Premises and equipment expense | $272,000 | 4,849 |
| Additional noninterest expense | $1,298,000 | 3,878 |
| Pre-tax net operating income | $647,000 | 4,746 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $227,000 | 2,851 |
| Income before extraordinary items | $420,000 | 5,110 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $420,000 | 5,109 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $420,000 | 5,110 |
| Net charge-offs | $6,000 | 4,705 |
| Cash dividends | $552,000 | 2,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $420,000 | 5,058 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 4,978 |
| Total interest expense | $182,000 | 5,335 |
| Net interest income | $2,244,000 | 4,866 |
| Provision for loan and lease losses | $36,000 | 3,636 |
| Total noninterest income | $294,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $228,000 | 3,210 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $66,000 | 5,422 |
| Total noninterest expense | $2,013,000 | 4,769 |
| Salaries and employee benefits | $826,000 | 5,228 |
| Premises and equipment expense | $202,000 | 4,914 |
| Additional noninterest expense | $985,000 | 3,872 |
| Pre-tax net operating income | $489,000 | 4,823 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $178,000 | 2,897 |
| Income before extraordinary items | $311,000 | 5,197 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $311,000 | 5,197 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $311,000 | 5,199 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $157,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $311,000 | 5,146 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 5,002 |
| Total interest expense | $122,000 | 5,383 |
| Net interest income | $1,491,000 | 4,886 |
| Provision for loan and lease losses | $24,000 | 3,561 |
| Total noninterest income | $189,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $154,000 | 3,173 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $35,000 | 5,619 |
| Total noninterest expense | $1,339,000 | 4,807 |
| Salaries and employee benefits | $556,000 | 5,253 |
| Premises and equipment expense | $130,000 | 5,029 |
| Additional noninterest expense | $653,000 | 3,906 |
| Pre-tax net operating income | $317,000 | 4,835 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $123,000 | 2,854 |
| Income before extraordinary items | $194,000 | 5,249 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $194,000 | 5,251 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $194,000 | 5,252 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $104,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $194,000 | 5,201 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 5,057 |
| Total interest expense | $64,000 | 5,386 |
| Net interest income | $741,000 | 4,932 |
| Provision for loan and lease losses | $12,000 | 3,289 |
| Total noninterest income | $92,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $76,000 | 3,174 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $675,000 | 4,830 |
| Salaries and employee benefits | $276,000 | 5,329 |
| Premises and equipment expense | $64,000 | 5,110 |
| Additional noninterest expense | $335,000 | 3,857 |
| Pre-tax net operating income | $146,000 | 4,892 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $57,000 | 2,862 |
| Income before extraordinary items | $89,000 | 5,273 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 5,274 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $89,000 | 5,274 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $53,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $89,000 | 5,228 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 4,989 |
| Total interest expense | $326,000 | 5,256 |
| Net interest income | $3,097,000 | 4,862 |
| Provision for loan and lease losses | $44,000 | 4,374 |
| Total noninterest income | $357,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $281,000 | 3,465 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $76,000 | 5,596 |
| Total noninterest expense | $2,720,000 | 4,834 |
| Salaries and employee benefits | $1,162,000 | 5,317 |
| Premises and equipment expense | $272,000 | 5,036 |
| Additional noninterest expense | $1,286,000 | 4,039 |
| Pre-tax net operating income | $690,000 | 4,612 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $296,000 | 2,651 |
| Income before extraordinary items | $394,000 | 5,166 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $394,000 | 5,169 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $394,000 | 5,169 |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $207,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $394,000 | 5,108 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 5,034 |
| Total interest expense | $256,000 | 5,278 |
| Net interest income | $2,308,000 | 4,913 |
| Provision for loan and lease losses | $32,000 | 4,259 |
| Total noninterest income | $255,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $207,000 | 3,518 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $48,000 | 5,794 |
| Total noninterest expense | $2,068,000 | 4,821 |
| Salaries and employee benefits | $854,000 | 5,371 |
| Premises and equipment expense | $207,000 | 5,058 |
| Additional noninterest expense | $1,007,000 | 3,923 |
| Pre-tax net operating income | $463,000 | 4,860 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $193,000 | 2,821 |
| Income before extraordinary items | $270,000 | 5,380 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $270,000 | 5,381 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $270,000 | 5,382 |
| Net charge-offs | $87,000 | 3,392 |
| Cash dividends | $146,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $270,000 | 5,294 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 5,039 |
| Total interest expense | $179,000 | 5,255 |
| Net interest income | $1,535,000 | 4,923 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $173,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $139,000 | 3,484 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $34,000 | 5,788 |
| Total noninterest expense | $1,373,000 | 4,853 |
| Salaries and employee benefits | $572,000 | 5,393 |
| Premises and equipment expense | $135,000 | 5,107 |
| Additional noninterest expense | $666,000 | 3,957 |
| Pre-tax net operating income | $315,000 | 4,804 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $127,000 | 2,831 |
| Income before extraordinary items | $188,000 | 5,340 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $188,000 | 5,343 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $188,000 | 5,343 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $101,000 | 2,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $188,000 | 5,218 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 5,067 |
| Total interest expense | $90,000 | 5,334 |
| Net interest income | $771,000 | 4,944 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $85,000 | 5,086 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $70,000 | 3,467 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $700,000 | 4,856 |
| Salaries and employee benefits | $291,000 | 5,399 |
| Premises and equipment expense | $68,000 | 5,115 |
| Additional noninterest expense | $341,000 | 3,914 |
| Pre-tax net operating income | $148,000 | 4,874 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $57,000 | 2,902 |
| Income before extraordinary items | $91,000 | 5,350 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $91,000 | 5,352 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $91,000 | 5,352 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $62,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $91,000 | 5,247 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 5,113 |
| Total interest expense | $453,000 | 5,304 |
| Net interest income | $3,154,000 | 4,990 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $223,000 | 5,569 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $300,000 | 3,485 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-77,000 | 6,711 |
| Total noninterest expense | $2,866,000 | 4,858 |
| Salaries and employee benefits | $1,232,000 | 5,341 |
| Premises and equipment expense | $320,000 | 4,823 |
| Additional noninterest expense | $1,314,000 | 4,122 |
| Pre-tax net operating income | $511,000 | 4,894 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $170,000 | 3,125 |
| Income before extraordinary items | $341,000 | 5,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $341,000 | 5,358 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $341,000 | 5,359 |
| Net charge-offs | $-46,000 | 6,840 |
| Cash dividends | $164,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $341,000 | 5,159 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 5,195 |
| Total interest expense | $358,000 | 5,323 |
| Net interest income | $2,351,000 | 5,082 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $194,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $224,000 | 3,530 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-30,000 | 6,796 |
| Total noninterest expense | $2,241,000 | 4,788 |
| Salaries and employee benefits | $929,000 | 5,354 |
| Premises and equipment expense | $243,000 | 4,857 |
| Additional noninterest expense | $1,069,000 | 3,937 |
| Pre-tax net operating income | $304,000 | 5,289 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $40,000 | 3,887 |
| Income before extraordinary items | $264,000 | 5,473 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $264,000 | 5,472 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $264,000 | 5,472 |
| Net charge-offs | $-51,000 | 6,931 |
| Cash dividends | $140,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $264,000 | 5,276 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 5,243 |
| Total interest expense | $250,000 | 5,336 |
| Net interest income | $1,546,000 | 5,137 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $198,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $151,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 5,512 |
| Total noninterest expense | $1,535,000 | 4,750 |
| Salaries and employee benefits | $609,000 | 5,435 |
| Premises and equipment expense | $163,000 | 4,861 |
| Additional noninterest expense | $763,000 | 3,775 |
| Pre-tax net operating income | $209,000 | 5,257 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-17,000 | 6,863 |
| Income before extraordinary items | $226,000 | 5,182 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $226,000 | 5,182 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $226,000 | 5,182 |
| Net charge-offs | $-58,000 | 7,008 |
| Cash dividends | $77,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $226,000 | 4,989 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 5,297 |
| Total interest expense | $129,000 | 5,389 |
| Net interest income | $765,000 | 5,189 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $32,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $73,000 | 3,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-41,000 | 7,073 |
| Total noninterest expense | $737,000 | 4,871 |
| Salaries and employee benefits | $290,000 | 5,571 |
| Premises and equipment expense | $82,000 | 4,875 |
| Additional noninterest expense | $365,000 | 3,872 |
| Pre-tax net operating income | $60,000 | 5,821 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $21,000 | 3,648 |
| Income before extraordinary items | $39,000 | 6,105 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $39,000 | 6,104 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $39,000 | 6,105 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $37,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $39,000 | 5,972 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 5,265 |
| Total interest expense | $601,000 | 5,518 |
| Net interest income | $3,190,000 | 5,118 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $459,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $330,000 | 3,410 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $129,000 | 5,031 |
| Total noninterest expense | $2,993,000 | 4,888 |
| Salaries and employee benefits | $1,151,000 | 5,604 |
| Premises and equipment expense | $316,000 | 5,118 |
| Additional noninterest expense | $1,526,000 | 3,812 |
| Pre-tax net operating income | $656,000 | 4,382 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $228,000 | 2,778 |
| Income before extraordinary items | $428,000 | 4,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $428,000 | 4,861 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $428,000 | 4,860 |
| Net charge-offs | $136,000 | 4,697 |
| Cash dividends | $201,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $428,000 | 4,720 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 5,339 |
| Total interest expense | $464,000 | 5,578 |
| Net interest income | $2,351,000 | 5,200 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $347,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $249,000 | 3,405 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $98,000 | 5,116 |
| Total noninterest expense | $2,250,000 | 4,886 |
| Salaries and employee benefits | $872,000 | 5,594 |
| Premises and equipment expense | $235,000 | 5,185 |
| Additional noninterest expense | $1,143,000 | 3,820 |
| Pre-tax net operating income | $448,000 | 4,622 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $146,000 | 2,935 |
| Income before extraordinary items | $302,000 | 5,038 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $302,000 | 5,039 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $302,000 | 5,039 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $139,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $302,000 | 4,929 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 5,387 |
| Total interest expense | $316,000 | 5,644 |
| Net interest income | $1,572,000 | 5,225 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $223,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $164,000 | 3,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,287 |
| Total noninterest expense | $1,516,000 | 4,918 |
| Salaries and employee benefits | $595,000 | 5,585 |
| Premises and equipment expense | $160,000 | 5,181 |
| Additional noninterest expense | $761,000 | 3,880 |
| Pre-tax net operating income | $279,000 | 4,713 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $94,000 | 2,904 |
| Income before extraordinary items | $185,000 | 5,129 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 5,128 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $185,000 | 5,129 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $95,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $185,000 | 5,038 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 5,398 |
| Total interest expense | $163,000 | 5,679 |
| Net interest income | $788,000 | 5,215 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $110,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $76,000 | 3,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,221 |
| Total noninterest expense | $792,000 | 4,818 |
| Salaries and employee benefits | $321,000 | 5,455 |
| Premises and equipment expense | $80,000 | 5,222 |
| Additional noninterest expense | $391,000 | 3,791 |
| Pre-tax net operating income | $106,000 | 5,071 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $13,000 | 3,664 |
| Income before extraordinary items | $93,000 | 5,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $93,000 | 5,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $93,000 | 5,114 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $45,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $93,000 | 5,051 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 5,387 |
| Total interest expense | $700,000 | 5,971 |
| Net interest income | $3,319,000 | 5,091 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $786,000 | 3,692 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $380,000 | 3,159 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $406,000 | 3,484 |
| Total noninterest expense | $3,469,000 | 4,619 |
| Salaries and employee benefits | $1,601,000 | 4,883 |
| Premises and equipment expense | $309,000 | 5,333 |
| Additional noninterest expense | $1,559,000 | 3,902 |
| Pre-tax net operating income | $576,000 | 4,195 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $214,000 | 2,662 |
| Income before extraordinary items | $362,000 | 4,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $362,000 | 4,741 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $362,000 | 4,741 |
| Net charge-offs | $-103,000 | 7,600 |
| Cash dividends | $176,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $362,000 | 4,591 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 5,489 |
| Total interest expense | $533,000 | 6,083 |
| Net interest income | $2,481,000 | 5,160 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $379,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $300,000 | 3,154 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $79,000 | 5,511 |
| Total noninterest expense | $2,301,000 | 4,978 |
| Salaries and employee benefits | $923,000 | 5,636 |
| Premises and equipment expense | $244,000 | 5,294 |
| Additional noninterest expense | $1,134,000 | 3,961 |
| Pre-tax net operating income | $499,000 | 4,213 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $201,000 | 2,554 |
| Income before extraordinary items | $298,000 | 4,887 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $298,000 | 4,890 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $298,000 | 4,890 |
| Net charge-offs | $-133,000 | 7,712 |
| Cash dividends | $132,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $298,000 | 4,696 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 5,526 |
| Total interest expense | $367,000 | 6,120 |
| Net interest income | $1,649,000 | 5,174 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $265,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $213,000 | 3,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $52,000 | 5,544 |
| Total noninterest expense | $1,542,000 | 4,981 |
| Salaries and employee benefits | $613,000 | 5,676 |
| Premises and equipment expense | $160,000 | 5,372 |
| Additional noninterest expense | $769,000 | 3,897 |
| Pre-tax net operating income | $312,000 | 4,345 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $129,000 | 2,556 |
| Income before extraordinary items | $183,000 | 5,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $183,000 | 5,005 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $183,000 | 5,004 |
| Net charge-offs | $-114,000 | 7,755 |
| Cash dividends | $69,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $183,000 | 4,853 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 5,626 |
| Total interest expense | $194,000 | 6,147 |
| Net interest income | $802,000 | 5,291 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $121,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $106,000 | 3,042 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $765,000 | 5,056 |
| Salaries and employee benefits | $303,000 | 5,794 |
| Premises and equipment expense | $79,000 | 5,473 |
| Additional noninterest expense | $383,000 | 3,912 |
| Pre-tax net operating income | $128,000 | 4,739 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $49,000 | 2,807 |
| Income before extraordinary items | $79,000 | 5,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 5,281 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $79,000 | 5,281 |
| Net charge-offs | $-111,000 | 7,857 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $79,000 | 5,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 5,623 |
| Total interest expense | $1,064,000 | 5,901 |
| Net interest income | $3,085,000 | 5,307 |
| Provision for loan and lease losses | $24,000 | 7,137 |
| Total noninterest income | $458,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $390,000 | 3,379 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $68,000 | 6,067 |
| Total noninterest expense | $2,871,000 | 5,310 |
| Salaries and employee benefits | $1,174,000 | 5,899 |
| Premises and equipment expense | $326,000 | 5,463 |
| Additional noninterest expense | $1,371,000 | 4,333 |
| Pre-tax net operating income | $648,000 | 3,665 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $232,000 | 2,256 |
| Income before extraordinary items | $416,000 | 4,119 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $416,000 | 4,117 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $416,000 | 4,117 |
| Net charge-offs | $276,000 | 4,604 |
| Cash dividends | $208,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $416,000 | 4,050 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 5,685 |
| Total interest expense | $843,000 | 5,938 |
| Net interest income | $2,271,000 | 5,383 |
| Provision for loan and lease losses | $18,000 | 6,974 |
| Total noninterest income | $341,000 | 4,961 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $290,000 | 3,399 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $51,000 | 6,196 |
| Total noninterest expense | $2,090,000 | 5,393 |
| Salaries and employee benefits | $866,000 | 5,954 |
| Premises and equipment expense | $240,000 | 5,553 |
| Additional noninterest expense | $984,000 | 4,443 |
| Pre-tax net operating income | $504,000 | 3,884 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $195,000 | 2,346 |
| Income before extraordinary items | $309,000 | 4,396 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $309,000 | 4,393 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $309,000 | 4,396 |
| Net charge-offs | $57,000 | 5,575 |
| Cash dividends | $157,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $309,000 | 4,331 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 5,696 |
| Total interest expense | $583,000 | 5,972 |
| Net interest income | $1,522,000 | 5,376 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $229,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $196,000 | 3,358 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $33,000 | 6,307 |
| Total noninterest expense | $1,365,000 | 5,500 |
| Salaries and employee benefits | $571,000 | 6,050 |
| Premises and equipment expense | $159,000 | 5,612 |
| Additional noninterest expense | $635,000 | 4,556 |
| Pre-tax net operating income | $374,000 | 3,795 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $145,000 | 2,300 |
| Income before extraordinary items | $229,000 | 4,371 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 4,369 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $229,000 | 4,369 |
| Net charge-offs | $-6,000 | 7,819 |
| Cash dividends | $115,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $229,000 | 4,261 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 5,768 |
| Total interest expense | $309,000 | 5,946 |
| Net interest income | $734,000 | 5,449 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $114,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $101,000 | 3,239 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $664,000 | 5,529 |
| Salaries and employee benefits | $278,000 | 6,150 |
| Premises and equipment expense | $81,000 | 5,625 |
| Additional noninterest expense | $305,000 | 4,356 |
| Pre-tax net operating income | $178,000 | 4,233 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $69,000 | 2,563 |
| Income before extraordinary items | $109,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 4,831 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $109,000 | 4,830 |
| Net charge-offs | $-5,000 | 7,701 |
| Cash dividends | $47,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $109,000 | 4,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,311,000 | 5,843 |
| Total interest expense | $1,402,000 | 6,113 |
| Net interest income | $2,909,000 | 5,490 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $596,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $428,000 | 3,323 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $168,000 | 5,130 |
| Total noninterest expense | $2,796,000 | 5,338 |
| Salaries and employee benefits | $1,182,000 | 6,032 |
| Premises and equipment expense | $322,000 | 5,626 |
| Additional noninterest expense | $1,292,000 | 4,034 |
| Pre-tax net operating income | $709,000 | 4,367 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $233,000 | 2,672 |
| Income before extraordinary items | $476,000 | 4,537 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $476,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 4,070 |
| Cash dividends | $216,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $476,000 | 4,690 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 5,918 |
| Total interest expense | $1,069,000 | 6,192 |
| Net interest income | $2,148,000 | 5,583 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $388,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $317,000 | 3,378 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 6,119 |
| Total noninterest expense | $2,105,000 | 5,312 |
| Salaries and employee benefits | $904,000 | 5,973 |
| Premises and equipment expense | $243,000 | 5,639 |
| Additional noninterest expense | $958,000 | 3,989 |
| Pre-tax net operating income | $431,000 | 5,165 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $165,000 | 3,121 |
| Income before extraordinary items | $266,000 | 5,368 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $266,000 | 5,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,172 |
| Cash dividends | $127,000 | 4,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $266,000 | 5,538 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 5,990 |
| Total interest expense | $736,000 | 6,256 |
| Net interest income | $1,408,000 | 5,650 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $256,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $215,000 | 3,340 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $41,000 | 6,390 |
| Total noninterest expense | $1,406,000 | 5,335 |
| Salaries and employee benefits | $610,000 | 5,999 |
| Premises and equipment expense | $164,000 | 5,656 |
| Additional noninterest expense | $632,000 | 4,017 |
| Pre-tax net operating income | $258,000 | 5,457 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $98,000 | 3,474 |
| Income before extraordinary items | $160,000 | 5,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 5,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,621 |
| Cash dividends | $89,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $160,000 | 5,842 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 6,021 |
| Total interest expense | $370,000 | 6,399 |
| Net interest income | $726,000 | 5,579 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $120,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $710,000 | 5,320 |
| Salaries and employee benefits | $310,000 | 5,997 |
| Premises and equipment expense | $82,000 | 5,672 |
| Additional noninterest expense | $318,000 | 3,944 |
| Pre-tax net operating income | $136,000 | 5,590 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $51,000 | 3,537 |
| Income before extraordinary items | $85,000 | 6,042 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $85,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,517 |
| Cash dividends | $46,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $85,000 | 5,952 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 5,772 |
| Total interest expense | $1,540,000 | 6,380 |
| Net interest income | $3,355,000 | 5,181 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $678,000 | 4,374 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $371,000 | 3,670 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $307,000 | 4,198 |
| Total noninterest expense | $2,895,000 | 5,118 |
| Salaries and employee benefits | $1,220,000 | 5,938 |
| Premises and equipment expense | $359,000 | 5,337 |
| Additional noninterest expense | $1,316,000 | 3,811 |
| Pre-tax net operating income | $1,138,000 | 4,473 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $413,000 | 2,984 |
| Income before extraordinary items | $725,000 | 4,985 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $725,000 | 4,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,188 |
| Cash dividends | $412,000 | 3,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $725,000 | 4,967 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 5,765 |
| Total interest expense | $1,158,000 | 6,401 |
| Net interest income | $2,571,000 | 5,124 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $554,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $270,000 | 3,724 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $284,000 | 3,838 |
| Total noninterest expense | $2,162,000 | 5,110 |
| Salaries and employee benefits | $909,000 | 5,933 |
| Premises and equipment expense | $270,000 | 5,315 |
| Additional noninterest expense | $983,000 | 3,761 |
| Pre-tax net operating income | $918,000 | 4,548 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $359,000 | 2,952 |
| Income before extraordinary items | $559,000 | 5,160 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $559,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,814 |
| Cash dividends | $282,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $559,000 | 5,146 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 5,831 |
| Total interest expense | $752,000 | 6,492 |
| Net interest income | $1,693,000 | 5,183 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $441,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $181,000 | 3,717 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $260,000 | 3,267 |
| Total noninterest expense | $1,435,000 | 5,156 |
| Salaries and employee benefits | $603,000 | 5,996 |
| Premises and equipment expense | $178,000 | 5,371 |
| Additional noninterest expense | $654,000 | 3,755 |
| Pre-tax net operating income | $669,000 | 4,424 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $259,000 | 2,916 |
| Income before extraordinary items | $410,000 | 5,010 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $410,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $282,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $410,000 | 5,005 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 5,831 |
| Total interest expense | $349,000 | 6,648 |
| Net interest income | $873,000 | 5,091 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $99,000 | 5,578 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $88,000 | 3,710 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $677,000 | 5,365 |
| Salaries and employee benefits | $288,000 | 6,174 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $302,000 | 3,952 |
| Pre-tax net operating income | $280,000 | 4,807 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $108,000 | 3,167 |
| Income before extraordinary items | $172,000 | 5,377 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $172,000 | 5,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $82,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $172,000 | 5,359 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 5,821 |
| Total interest expense | $1,144,000 | 6,672 |
| Net interest income | $3,377,000 | 5,165 |
| Provision for loan and lease losses | $132,000 | 4,240 |
| Total noninterest income | $541,000 | 4,964 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $382,000 | 3,623 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $159,000 | 5,512 |
| Total noninterest expense | $2,859,000 | 5,038 |
| Salaries and employee benefits | $1,202,000 | 5,912 |
| Premises and equipment expense | $343,000 | 5,384 |
| Additional noninterest expense | $1,314,000 | 3,674 |
| Pre-tax net operating income | $927,000 | 5,355 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $334,000 | 3,653 |
| Income before extraordinary items | $593,000 | 5,846 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $593,000 | 5,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,380 |
| Cash dividends | $297,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $593,000 | 5,838 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 5,894 |
| Total interest expense | $818,000 | 6,750 |
| Net interest income | $2,501,000 | 5,258 |
| Provision for loan and lease losses | $99,000 | 4,127 |
| Total noninterest income | $350,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $289,000 | 3,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,658 |
| Total noninterest expense | $2,171,000 | 4,987 |
| Salaries and employee benefits | $905,000 | 5,863 |
| Premises and equipment expense | $257,000 | 5,393 |
| Additional noninterest expense | $1,009,000 | 3,583 |
| Pre-tax net operating income | $581,000 | 5,931 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $193,000 | 4,173 |
| Income before extraordinary items | $388,000 | 6,291 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $388,000 | 6,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $166,000 | 4,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $388,000 | 6,295 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 5,926 |
| Total interest expense | $525,000 | 6,752 |
| Net interest income | $1,645,000 | 5,331 |
| Provision for loan and lease losses | $66,000 | 3,960 |
| Total noninterest income | $242,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $197,000 | 3,578 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 6,526 |
| Total noninterest expense | $1,479,000 | 4,928 |
| Salaries and employee benefits | $617,000 | 5,814 |
| Premises and equipment expense | $167,000 | 5,481 |
| Additional noninterest expense | $695,000 | 3,508 |
| Pre-tax net operating income | $342,000 | 6,199 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $100,000 | 4,512 |
| Income before extraordinary items | $242,000 | 6,427 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $242,000 | 6,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $102,000 | 4,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $242,000 | 6,435 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 5,959 |
| Total interest expense | $253,000 | 6,766 |
| Net interest income | $804,000 | 5,382 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $118,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $755,000 | 4,869 |
| Salaries and employee benefits | $317,000 | 5,770 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $318,000 | 3,725 |
| Pre-tax net operating income | $134,000 | 6,631 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $52,000 | 4,445 |
| Income before extraordinary items | $82,000 | 7,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $82,000 | 7,018 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 5,751 |
| Total interest expense | $824,000 | 6,710 |
| Net interest income | $3,278,000 | 5,209 |
| Provision for loan and lease losses | $121,000 | 4,451 |
| Total noninterest income | $505,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $370,000 | 3,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,901 |
| Total noninterest expense | $2,895,000 | 4,884 |
| Salaries and employee benefits | $1,246,000 | 5,666 |
| Premises and equipment expense | $484,000 | 4,281 |
| Additional noninterest expense | $1,165,000 | 3,938 |
| Pre-tax net operating income | $767,000 | 5,973 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $284,000 | 4,204 |
| Income before extraordinary items | $483,000 | 6,435 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $483,000 | 6,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,139 |
| Cash dividends | $241,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $483,000 | 6,406 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 5,823 |
| Total interest expense | $581,000 | 6,786 |
| Net interest income | $2,399,000 | 5,308 |
| Provision for loan and lease losses | $84,000 | 4,550 |
| Total noninterest income | $394,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $280,000 | 3,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,708 |
| Total noninterest expense | $2,199,000 | 4,817 |
| Salaries and employee benefits | $946,000 | 5,609 |
| Premises and equipment expense | $362,000 | 4,270 |
| Additional noninterest expense | $891,000 | 3,838 |
| Pre-tax net operating income | $510,000 | 6,357 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $184,000 | 4,533 |
| Income before extraordinary items | $326,000 | 6,787 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $326,000 | 6,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,835 |
| Cash dividends | $166,000 | 4,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $326,000 | 6,744 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 5,797 |
| Total interest expense | $368,000 | 6,790 |
| Net interest income | $1,595,000 | 5,302 |
| Provision for loan and lease losses | $56,000 | 4,409 |
| Total noninterest income | $256,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $185,000 | 3,688 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $71,000 | 5,855 |
| Total noninterest expense | $1,476,000 | 4,779 |
| Salaries and employee benefits | $623,000 | 5,631 |
| Premises and equipment expense | $231,000 | 4,365 |
| Additional noninterest expense | $622,000 | 3,687 |
| Pre-tax net operating income | $319,000 | 6,468 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $208,000 | 6,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $208,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,404 |
| Cash dividends | $109,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $208,000 | 6,829 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 5,894 |
| Total interest expense | $174,000 | 6,869 |
| Net interest income | $773,000 | 5,440 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $104,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $90,000 | 3,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $735,000 | 4,819 |
| Salaries and employee benefits | $310,000 | 5,688 |
| Premises and equipment expense | $112,000 | 4,492 |
| Additional noninterest expense | $313,000 | 3,683 |
| Pre-tax net operating income | $112,000 | 7,058 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $38,000 | 5,097 |
| Income before extraordinary items | $74,000 | 7,345 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $74,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $43,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $74,000 | 7,311 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 5,479 |
| Total interest expense | $797,000 | 6,276 |
| Net interest income | $3,302,000 | 5,103 |
| Provision for loan and lease losses | $78,000 | 5,363 |
| Total noninterest income | $556,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $402,000 | 3,639 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $154,000 | 5,630 |
| Total noninterest expense | $2,845,000 | 4,845 |
| Salaries and employee benefits | $1,200,000 | 5,693 |
| Premises and equipment expense | $447,000 | 4,427 |
| Additional noninterest expense | $1,198,000 | 3,753 |
| Pre-tax net operating income | $935,000 | 5,406 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $301,000 | 4,164 |
| Income before extraordinary items | $642,000 | 5,807 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $642,000 | 5,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,620 |
| Cash dividends | $1,226,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $636,560 | 5,745 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 5,473 |
| Total interest expense | $600,000 | 6,253 |
| Net interest income | $2,477,000 | 5,089 |
| Provision for loan and lease losses | $59,000 | 5,197 |
| Total noninterest income | $446,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $304,000 | 3,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 5,231 |
| Total noninterest expense | $2,175,000 | 4,722 |
| Salaries and employee benefits | $977,000 | 5,397 |
| Premises and equipment expense | $345,000 | 4,326 |
| Additional noninterest expense | $853,000 | 3,885 |
| Pre-tax net operating income | $689,000 | 5,558 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $237,000 | 4,173 |
| Income before extraordinary items | $460,000 | 6,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $460,000 | 6,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,049 |
| Cash dividends | $226,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $454,720 | 5,958 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 5,483 |
| Total interest expense | $404,000 | 6,263 |
| Net interest income | $1,641,000 | 5,111 |
| Provision for loan and lease losses | $39,000 | 5,071 |
| Total noninterest income | $324,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $198,000 | 3,674 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $126,000 | 4,677 |
| Total noninterest expense | $1,432,000 | 4,799 |
| Salaries and employee benefits | $642,000 | 5,484 |
| Premises and equipment expense | $230,000 | 4,340 |
| Additional noninterest expense | $560,000 | 3,952 |
| Pre-tax net operating income | $494,000 | 5,336 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $174,000 | 4,006 |
| Income before extraordinary items | $328,000 | 5,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 5,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,149 |
| Cash dividends | $168,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $322,800 | 5,793 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 5,441 |
| Total interest expense | $203,000 | 6,313 |
| Net interest income | $839,000 | 5,038 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $189,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $724,000 | 4,807 |
| Salaries and employee benefits | $320,000 | 5,527 |
| Premises and equipment expense | $118,000 | 4,296 |
| Additional noninterest expense | $286,000 | 3,887 |
| Pre-tax net operating income | $284,000 | 4,940 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $109,000 | 3,644 |
| Income before extraordinary items | $183,000 | 5,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $183,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,934 |
| Cash dividends | $91,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $177,880 | 5,502 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 5,325 |
| Total interest expense | $1,128,000 | 5,773 |
| Net interest income | $3,267,000 | 5,029 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $683,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $412,000 | 3,579 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $271,000 | 4,697 |
| Total noninterest expense | $2,989,000 | 4,610 |
| Salaries and employee benefits | $1,327,000 | 5,277 |
| Premises and equipment expense | $479,000 | 4,200 |
| Additional noninterest expense | $1,183,000 | 3,771 |
| Pre-tax net operating income | $961,000 | 5,276 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $356,000 | 4,008 |
| Income before extraordinary items | $605,000 | 5,929 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $605,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,421 |
| Cash dividends | $302,000 | 4,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $605,000 | 5,754 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 5,357 |
| Total interest expense | $893,000 | 5,741 |
| Net interest income | $2,439,000 | 5,055 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $520,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $301,000 | 3,648 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $219,000 | 4,615 |
| Total noninterest expense | $2,189,000 | 4,671 |
| Salaries and employee benefits | $972,000 | 5,352 |
| Premises and equipment expense | $360,000 | 4,184 |
| Additional noninterest expense | $857,000 | 3,868 |
| Pre-tax net operating income | $770,000 | 5,250 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $282,000 | 4,030 |
| Income before extraordinary items | $488,000 | 5,919 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $488,000 | 5,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,937 |
| Cash dividends | $238,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $488,000 | 5,755 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 5,375 |
| Total interest expense | $621,000 | 5,726 |
| Net interest income | $1,606,000 | 5,098 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $367,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $202,000 | 3,600 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $165,000 | 4,388 |
| Total noninterest expense | $1,489,000 | 4,614 |
| Salaries and employee benefits | $673,000 | 5,221 |
| Premises and equipment expense | $226,000 | 4,361 |
| Additional noninterest expense | $590,000 | 3,747 |
| Pre-tax net operating income | $484,000 | 5,397 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $172,000 | 4,260 |
| Income before extraordinary items | $312,000 | 6,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $312,000 | 6,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 9,080 |
| Cash dividends | $145,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $312,000 | 5,811 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 5,402 |
| Total interest expense | $324,000 | 5,705 |
| Net interest income | $786,000 | 5,153 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $111,000 | 3,288 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $709,000 | 4,751 |
| Salaries and employee benefits | $303,000 | 5,597 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $311,000 | 3,559 |
| Pre-tax net operating income | $208,000 | 5,753 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $75,000 | 4,475 |
| Income before extraordinary items | $133,000 | 6,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $133,000 | 6,131 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 5,230 |
| Total interest expense | $1,759,000 | 5,218 |
| Net interest income | $3,164,000 | 5,128 |
| Provision for loan and lease losses | $2,286,000 | 669 |
| Total noninterest income | $556,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $458,000 | 3,193 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,488 |
| Total noninterest expense | $2,943,000 | 4,527 |
| Salaries and employee benefits | $1,328,000 | 5,125 |
| Premises and equipment expense | $408,000 | 4,575 |
| Additional noninterest expense | $1,207,000 | 3,595 |
| Pre-tax net operating income | $-1,509,000 | 9,212 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-667,000 | 9,272 |
| Income before extraordinary items | $-842,000 | 9,148 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-842,000 | 9,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,670,000 | 628 |
| Cash dividends | $44,000 | 6,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-842,000 | 9,110 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 4,906 |
| Total interest expense | $2,773,000 | 5,029 |
| Net interest income | $3,323,000 | 4,715 |
| Provision for loan and lease losses | $487,000 | 2,252 |
| Total noninterest income | $492,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $440,000 | 3,156 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $52,000 | 7,628 |
| Total noninterest expense | $3,089,000 | 4,233 |
| Salaries and employee benefits | $1,297,000 | 5,039 |
| Premises and equipment expense | $483,000 | 4,002 |
| Additional noninterest expense | $1,309,000 | 3,233 |
| Pre-tax net operating income | $239,000 | 7,690 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $32,000 | 7,036 |
| Income before extraordinary items | $207,000 | 7,676 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $207,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,421 |
| Cash dividends | $172,000 | 5,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $207,000 | 7,561 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,636,000 | 4,274 |
| Total interest expense | $3,448,000 | 4,439 |
| Net interest income | $4,188,000 | 4,023 |
| Provision for loan and lease losses | $621,000 | 1,559 |
| Total noninterest income | $657,000 | 4,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,618 |
| Total noninterest expense | $3,082,000 | 4,138 |
| Salaries and employee benefits | $1,359,000 | 4,729 |
| Premises and equipment expense | $485,000 | 3,886 |
| Additional noninterest expense | $1,238,000 | 3,331 |
| Pre-tax net operating income | $1,142,000 | 4,869 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $482,000 | 3,570 |
| Income before extraordinary items | $660,000 | 5,577 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $660,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 1,113 |
| Cash dividends | $361,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $660,000 | 5,583 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,988,000 | 3,909 |
| Total interest expense | $3,468,000 | 4,086 |
| Net interest income | $4,520,000 | 3,770 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $727,000 | 3,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $550,000 | 2,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,219 |
| Total noninterest expense | $3,093,000 | 4,110 |
| Salaries and employee benefits | $1,354,000 | 4,711 |
| Premises and equipment expense | $454,000 | 4,092 |
| Additional noninterest expense | $1,285,000 | 3,243 |
| Pre-tax net operating income | $1,794,000 | 3,627 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $615,000 | 3,167 |
| Income before extraordinary items | $1,179,000 | 3,927 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,179,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,298 |
| Cash dividends | $589,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,179,000 | 3,899 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 3,978 |
| Total interest expense | $3,674,000 | 3,959 |
| Net interest income | $4,238,000 | 3,942 |
| Provision for loan and lease losses | $288,000 | 2,721 |
| Total noninterest income | $789,000 | 3,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,140 |
| Total noninterest expense | $3,015,000 | 4,098 |
| Salaries and employee benefits | $1,454,000 | 4,341 |
| Premises and equipment expense | $395,000 | 4,465 |
| Additional noninterest expense | $1,166,000 | 3,456 |
| Pre-tax net operating income | $1,724,000 | 3,763 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $587,000 | 3,459 |
| Income before extraordinary items | $1,137,000 | 4,091 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,137,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,560 |
| Cash dividends | $863,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,137,000 | 4,004 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 4,549 |
| Total interest expense | $3,175,000 | 4,478 |
| Net interest income | $3,728,000 | 4,495 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $832,000 | 3,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,627 |
| Total noninterest expense | $2,603,000 | 4,627 |
| Salaries and employee benefits | $1,214,000 | 5,044 |
| Premises and equipment expense | $372,000 | 4,691 |
| Additional noninterest expense | $1,017,000 | 3,842 |
| Pre-tax net operating income | $1,777,000 | 3,900 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $644,000 | 3,477 |
| Income before extraordinary items | $1,133,000 | 4,255 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,133,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,310 |
| Cash dividends | $601,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,133,000 | 4,193 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,310,000 | 5,000 |
| Total interest expense | $2,840,000 | 5,013 |
| Net interest income | $3,470,000 | 4,856 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $800,000 | 3,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $459,000 | 2,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,757 |
| Total noninterest expense | $2,370,000 | 5,225 |
| Salaries and employee benefits | $1,068,000 | 5,708 |
| Premises and equipment expense | $386,000 | 4,667 |
| Additional noninterest expense | $916,000 | 4,696 |
| Pre-tax net operating income | $1,720,000 | 3,873 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $570,000 | 3,735 |
| Income before extraordinary items | $1,150,000 | 4,013 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,150,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,674 |
| Cash dividends | $445,000 | 3,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,150,000 | 3,956 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,288,000 | 4,993 |
| Total interest expense | $2,779,000 | 5,083 |
| Net interest income | $3,509,000 | 4,866 |
| Provision for loan and lease losses | $165,000 | 3,441 |
| Total noninterest income | $661,000 | 4,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 3,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,944 |
| Total noninterest expense | $2,512,000 | 4,978 |
| Salaries and employee benefits | $1,131,000 | 5,478 |
| Premises and equipment expense | $381,000 | 4,729 |
| Additional noninterest expense | $1,000,000 | 4,348 |
| Pre-tax net operating income | $1,493,000 | 4,469 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $463,000 | 4,440 |
| Income before extraordinary items | $1,030,000 | 4,472 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,030,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,622 |
| Cash dividends | $653,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,030,000 | 4,471 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 5,582 |
| Total interest expense | $1,780,000 | 6,124 |
| Net interest income | $3,328,000 | 5,165 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $672,000 | 4,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,715 |
| Total noninterest expense | $2,297,000 | 5,550 |
| Salaries and employee benefits | $1,143,000 | 5,482 |
| Premises and equipment expense | $381,000 | 4,781 |
| Additional noninterest expense | $773,000 | 5,864 |
| Pre-tax net operating income | $1,463,000 | 4,504 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $510,000 | 3,997 |
| Income before extraordinary items | $953,000 | 4,692 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $953,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,814 |
| Cash dividends | $723,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $-286,000 | 12,537 |
| Net operating income | $953,000 | 4,742 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 6,181 |
| Total interest expense | $1,419,000 | 7,472 |
| Net interest income | $3,198,000 | 5,356 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $856,000 | 3,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,491 |
| Total noninterest expense | $2,436,000 | 5,386 |
| Salaries and employee benefits | $1,161,000 | 5,386 |
| Premises and equipment expense | $398,000 | 4,731 |
| Additional noninterest expense | $877,000 | 5,490 |
| Pre-tax net operating income | $1,508,000 | 4,305 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $595,000 | 3,628 |
| Income before extraordinary items | $950,000 | 4,883 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $950,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,245 |
| Cash dividends | $459,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $926,320 | 4,749 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 6,208 |
| Total interest expense | $1,993,000 | 7,123 |
| Net interest income | $3,182,000 | 5,436 |
| Provision for loan and lease losses | $159,000 | 5,935 |
| Total noninterest income | $588,000 | 5,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 5,505 |
| Total noninterest expense | $2,222,000 | 5,870 |
| Salaries and employee benefits | $993,000 | 6,069 |
| Premises and equipment expense | $363,000 | 5,201 |
| Additional noninterest expense | $866,000 | 5,697 |
| Pre-tax net operating income | $1,389,000 | 4,343 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $477,000 | 4,154 |
| Income before extraordinary items | $938,000 | 4,768 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $938,000 | 4,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 5,311 |
| Cash dividends | $433,000 | 3,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $920,840 | 4,523 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.