Home > Western Bank > Income and Expense
Western Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 5,002 |
| Total interest expense | $1,060,000 | 5,495 |
| Net interest income | $3,714,000 | 4,713 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $777,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $618,000 | 2,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $159,000 | 5,573 |
| Total noninterest expense | $2,774,000 | 4,929 |
| Salaries and employee benefits | $1,222,000 | 5,639 |
| Premises and equipment expense | $364,000 | 5,073 |
| Additional noninterest expense | $1,188,000 | 3,776 |
| Pre-tax net operating income | $1,707,000 | 3,913 |
| Securities gains (losses) | $34,000 | 2,019 |
| Applicable income taxes | $505,000 | 3,332 |
| Income before extraordinary items | $1,236,000 | 4,132 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,236,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,211,860 | 4,116 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 5,037 |
| Total interest expense | $795,000 | 5,463 |
| Net interest income | $2,729,000 | 4,772 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $577,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $463,000 | 2,657 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 5,670 |
| Total noninterest expense | $2,091,000 | 4,867 |
| Salaries and employee benefits | $919,000 | 5,596 |
| Premises and equipment expense | $259,000 | 5,236 |
| Additional noninterest expense | $913,000 | 3,674 |
| Pre-tax net operating income | $1,210,000 | 4,136 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $339,000 | 3,569 |
| Income before extraordinary items | $889,000 | 4,310 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $889,000 | 4,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $876,040 | 4,278 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 5,060 |
| Total interest expense | $531,000 | 5,479 |
| Net interest income | $1,805,000 | 4,802 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $366,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $291,000 | 2,777 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 5,718 |
| Total noninterest expense | $1,385,000 | 4,923 |
| Salaries and employee benefits | $614,000 | 5,622 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $595,000 | 3,769 |
| Pre-tax net operating income | $786,000 | 4,153 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $199,000 | 3,794 |
| Income before extraordinary items | $587,000 | 4,317 |
| Extraordinary gains, net | $4,000 | 17 |
| Net income | $591,000 | 4,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $587,000 | 4,227 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 5,189 |
| Total interest expense | $271,000 | 5,475 |
| Net interest income | $855,000 | 4,981 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $175,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $137,000 | 2,859 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $687,000 | 4,977 |
| Salaries and employee benefits | $305,000 | 5,690 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $289,000 | 3,853 |
| Pre-tax net operating income | $343,000 | 4,492 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $131,000 | 3,339 |
| Income before extraordinary items | $212,000 | 5,184 |
| Extraordinary gains, net | $8,000 | 14 |
| Net income | $220,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $212,000 | 5,064 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 5,242 |
| Total interest expense | $1,172,000 | 5,645 |
| Net interest income | $3,328,000 | 4,963 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $721,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $592,000 | 2,718 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $129,000 | 6,102 |
| Total noninterest expense | $2,857,000 | 4,765 |
| Salaries and employee benefits | $1,242,000 | 5,513 |
| Premises and equipment expense | $335,000 | 5,317 |
| Additional noninterest expense | $1,280,000 | 3,537 |
| Pre-tax net operating income | $1,192,000 | 4,699 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $387,000 | 3,854 |
| Income before extraordinary items | $805,000 | 5,225 |
| Extraordinary gains, net | $-13,000 | 9,146 |
| Net income | $792,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,760 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $805,000 | 5,060 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 5,310 |
| Total interest expense | $883,000 | 5,778 |
| Net interest income | $2,479,000 | 4,996 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $535,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $434,000 | 2,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,060 |
| Total noninterest expense | $2,182,000 | 4,689 |
| Salaries and employee benefits | $943,000 | 5,448 |
| Premises and equipment expense | $259,000 | 5,208 |
| Additional noninterest expense | $980,000 | 3,453 |
| Pre-tax net operating income | $832,000 | 5,019 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $253,000 | 4,260 |
| Income before extraordinary items | $579,000 | 5,490 |
| Extraordinary gains, net | $-13,000 | 9,214 |
| Net income | $566,000 | 5,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,698 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $579,000 | 5,291 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 5,338 |
| Total interest expense | $602,000 | 5,830 |
| Net interest income | $1,644,000 | 5,005 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $352,000 | 4,572 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $279,000 | 2,810 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $73,000 | 5,914 |
| Total noninterest expense | $1,460,000 | 4,677 |
| Salaries and employee benefits | $642,000 | 5,404 |
| Premises and equipment expense | $182,000 | 5,012 |
| Additional noninterest expense | $636,000 | 3,535 |
| Pre-tax net operating income | $536,000 | 5,138 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $166,000 | 4,313 |
| Income before extraordinary items | $370,000 | 5,604 |
| Extraordinary gains, net | $-13,000 | 9,252 |
| Net income | $357,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,704 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $370,000 | 5,392 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 5,490 |
| Total interest expense | $304,000 | 5,901 |
| Net interest income | $783,000 | 5,164 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $172,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $136,000 | 2,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $663,000 | 4,994 |
| Salaries and employee benefits | $328,000 | 5,324 |
| Premises and equipment expense | $91,000 | 5,012 |
| Additional noninterest expense | $244,000 | 4,298 |
| Pre-tax net operating income | $292,000 | 4,853 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $95,000 | 4,029 |
| Income before extraordinary items | $197,000 | 5,372 |
| Extraordinary gains, net | $-13,000 | 9,298 |
| Net income | $184,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $197,000 | 5,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 5,165 |
| Total interest expense | $1,393,000 | 5,943 |
| Net interest income | $3,620,000 | 4,663 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $641,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $486,000 | 3,050 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 5,526 |
| Total noninterest expense | $2,904,000 | 4,568 |
| Salaries and employee benefits | $1,236,000 | 5,385 |
| Premises and equipment expense | $354,000 | 5,061 |
| Additional noninterest expense | $1,314,000 | 3,338 |
| Pre-tax net operating income | $1,357,000 | 4,367 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $403,000 | 3,872 |
| Income before extraordinary items | $956,000 | 4,716 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $956,000 | 4,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,753 |
| Cash dividends | $900,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $954,600 | 4,598 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 5,591 |
| Total interest expense | $2,138,000 | 5,897 |
| Net interest income | $2,890,000 | 5,201 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $597,000 | 4,589 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $459,000 | 3,045 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $138,000 | 5,698 |
| Total noninterest expense | $2,777,000 | 4,602 |
| Salaries and employee benefits | $1,053,000 | 5,808 |
| Premises and equipment expense | $352,000 | 5,011 |
| Additional noninterest expense | $1,372,000 | 3,109 |
| Pre-tax net operating income | $710,000 | 5,779 |
| Securities gains (losses) | $67,000 | 2,086 |
| Applicable income taxes | $200,000 | 5,035 |
| Income before extraordinary items | $577,000 | 5,731 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $577,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $527,420 | 5,829 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 5,806 |
| Total interest expense | $2,026,000 | 6,230 |
| Net interest income | $2,880,000 | 5,304 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $572,000 | 4,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $437,000 | 3,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,731 |
| Total noninterest expense | $2,701,000 | 4,593 |
| Salaries and employee benefits | $965,000 | 6,065 |
| Premises and equipment expense | $345,000 | 4,979 |
| Additional noninterest expense | $1,391,000 | 3,006 |
| Pre-tax net operating income | $691,000 | 6,259 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $188,000 | 5,509 |
| Income before extraordinary items | $503,000 | 6,299 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $503,000 | 6,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 9,545 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $503,000 | 6,319 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 5,866 |
| Total interest expense | $1,818,000 | 6,318 |
| Net interest income | $2,773,000 | 5,460 |
| Provision for loan and lease losses | $331,000 | 2,462 |
| Total noninterest income | $577,000 | 4,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,180 |
| Total noninterest expense | $2,399,000 | 5,024 |
| Salaries and employee benefits | $1,013,000 | 5,834 |
| Premises and equipment expense | $336,000 | 5,113 |
| Additional noninterest expense | $1,050,000 | 3,861 |
| Pre-tax net operating income | $620,000 | 6,644 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $169,000 | 6,053 |
| Income before extraordinary items | $451,000 | 6,696 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $451,000 | 6,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,917 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $451,000 | 6,673 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 6,106 |
| Total interest expense | $1,910,000 | 6,332 |
| Net interest income | $2,529,000 | 5,813 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $313,000 | 6,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,303 |
| Total noninterest expense | $1,889,000 | 5,815 |
| Salaries and employee benefits | $806,000 | 6,662 |
| Premises and equipment expense | $232,000 | 6,228 |
| Additional noninterest expense | $851,000 | 4,468 |
| Pre-tax net operating income | $593,000 | 6,955 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $211,000 | 6,064 |
| Income before extraordinary items | $385,000 | 7,303 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $385,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,635 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $383,050 | 7,240 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 6,991 |
| Total interest expense | $1,573,000 | 7,171 |
| Net interest income | $2,092,000 | 6,727 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $372,000 | 5,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $1,923,000 | 5,802 |
| Salaries and employee benefits | $753,000 | 7,007 |
| Premises and equipment expense | $253,000 | 6,016 |
| Additional noninterest expense | $917,000 | 4,238 |
| Pre-tax net operating income | $361,000 | 8,666 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $140,000 | 7,754 |
| Income before extraordinary items | $221,000 | 8,977 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $221,000 | 8,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $221,000 | 8,948 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 8,340 |
| Total interest expense | $1,147,000 | 8,535 |
| Net interest income | $1,606,000 | 8,017 |
| Provision for loan and lease losses | $170,000 | 3,812 |
| Total noninterest income | $316,000 | 6,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,486 |
| Total noninterest expense | $1,554,000 | 6,963 |
| Salaries and employee benefits | $648,000 | 7,856 |
| Premises and equipment expense | $235,000 | 6,465 |
| Additional noninterest expense | $671,000 | 5,915 |
| Pre-tax net operating income | $198,000 | 9,799 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $35,000 | 9,947 |
| Income before extraordinary items | $163,000 | 9,665 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $163,000 | 9,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,232 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $163,000 | 9,612 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 11,553 |
| Total interest expense | $332,000 | 11,509 |
| Net interest income | $443,000 | 11,515 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $87,000 | 10,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $527,000 | 10,904 |
| Salaries and employee benefits | $190,000 | 11,544 |
| Premises and equipment expense | $76,000 | 10,320 |
| Additional noninterest expense | $261,000 | 9,713 |
| Pre-tax net operating income | $-78,000 | 11,585 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-26,000 | 11,576 |
| Income before extraordinary items | $-52,000 | 11,563 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-52,000 | 11,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-52,000 | 11,546 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 9,140 |
| Total interest expense | $844,000 | 9,376 |
| Net interest income | $1,521,000 | 8,827 |
| Provision for loan and lease losses | $376,000 | 1,905 |
| Total noninterest income | $264,000 | 7,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,266,000 | 8,370 |
| Salaries and employee benefits | $532,000 | 9,112 |
| Premises and equipment expense | $213,000 | 7,166 |
| Additional noninterest expense | $521,000 | 7,661 |
| Pre-tax net operating income | $143,000 | 11,324 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $57,000 | 10,297 |
| Income before extraordinary items | $86,000 | 11,515 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $86,000 | 11,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $86,000 | 11,561 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 9,461 |
| Total interest expense | $838,000 | 9,845 |
| Net interest income | $1,516,000 | 9,054 |
| Provision for loan and lease losses | $158,000 | 4,517 |
| Total noninterest income | $200,000 | 9,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $1,156,000 | 9,081 |
| Salaries and employee benefits | $487,000 | 9,796 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $483,000 | 8,399 |
| Pre-tax net operating income | $400,000 | 9,417 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $170,000 | 8,203 |
| Income before extraordinary items | $245,000 | 10,104 |
| Extraordinary gains, net | $26,000 | 2,568 |
| Net income | $271,000 | 9,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $235,400 | 9,973 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 9,735 |
| Total interest expense | $1,117,000 | 9,917 |
| Net interest income | $1,478,000 | 9,344 |
| Provision for loan and lease losses | $153,000 | 6,027 |
| Total noninterest income | $192,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $1,262,000 | 8,798 |
| Salaries and employee benefits | $423,000 | 10,602 |
| Premises and equipment expense | $204,000 | 7,741 |
| Additional noninterest expense | $635,000 | 7,217 |
| Pre-tax net operating income | $255,000 | 10,555 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $61,000 | 10,966 |
| Income before extraordinary items | $197,000 | 10,636 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $197,000 | 10,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $55,000 | 7,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $194,720 | 10,336 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.