Home > Western Bank > Income and Expense
Western Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,155,000 | 1,303 |
| Total interest expense | $9,008,000 | 1,441 |
| Net interest income | $15,147,000 | 1,206 |
| Provision for loan and lease losses | $183,000 | 3,178 |
| Total noninterest income | $3,435,000 | 1,226 |
| Gross Fiduciary activities income | $413,000 | 806 |
| Service charges on deposit accounts | $2,256,000 | 607 |
| Trading account gains and fees | $-1,934,000 | 4,950 |
| Additional Noninterest Income | $2,700,000 | 945 |
| Total noninterest expense | $13,677,000 | 1,096 |
| Salaries and employee benefits | $7,794,000 | 883 |
| Premises and equipment expense | $1,632,000 | 1,279 |
| Additional noninterest expense | $4,251,000 | 1,346 |
| Pre-tax net operating income | $4,722,000 | 1,543 |
| Securities gains (losses) | $-1,104,000 | 12,415 |
| Applicable income taxes | $1,348,000 | 1,707 |
| Income before extraordinary items | $2,270,000 | 2,153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,270,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 1,201 |
| Cash dividends | $2,475,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,976,560 | 1,650 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,191,000 | 1,374 |
| Total interest expense | $8,643,000 | 1,550 |
| Net interest income | $14,548,000 | 1,245 |
| Provision for loan and lease losses | $909,000 | 1,388 |
| Total noninterest income | $5,602,000 | 903 |
| Gross Fiduciary activities income | $351,000 | 884 |
| Service charges on deposit accounts | $2,282,000 | 591 |
| Trading account gains and fees | $788,000 | 151 |
| Additional Noninterest Income | $2,181,000 | 1,182 |
| Total noninterest expense | $13,284,000 | 1,177 |
| Salaries and employee benefits | $7,768,000 | 877 |
| Premises and equipment expense | $1,499,000 | 1,426 |
| Additional noninterest expense | $4,017,000 | 1,518 |
| Pre-tax net operating income | $5,957,000 | 1,167 |
| Securities gains (losses) | $306,000 | 1,281 |
| Applicable income taxes | $2,087,000 | 1,162 |
| Income before extraordinary items | $4,176,000 | 1,228 |
| Extraordinary gains, net | $-16,000 | 12,403 |
| Net income | $4,160,000 | 1,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,560 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,970,980 | 1,192 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,756,000 | 1,585 |
| Total interest expense | $9,692,000 | 1,763 |
| Net interest income | $13,064,000 | 1,419 |
| Provision for loan and lease losses | $895,000 | 1,986 |
| Total noninterest income | $4,671,000 | 1,036 |
| Gross Fiduciary activities income | $288,000 | 976 |
| Service charges on deposit accounts | $2,054,000 | 666 |
| Trading account gains and fees | $476,000 | 173 |
| Additional Noninterest Income | $1,853,000 | 1,308 |
| Total noninterest expense | $11,404,000 | 1,374 |
| Salaries and employee benefits | $6,937,000 | 986 |
| Premises and equipment expense | $1,276,000 | 1,665 |
| Additional noninterest expense | $3,191,000 | 1,903 |
| Pre-tax net operating income | $5,436,000 | 1,187 |
| Securities gains (losses) | $1,613,000 | 469 |
| Applicable income taxes | $2,597,000 | 890 |
| Income before extraordinary items | $4,452,000 | 1,061 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,452,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $645,000 | 2,083 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,419,680 | 1,258 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.