Home > Western Bank > Income and Expense
Western Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 1,455 |
| Total interest expense | $411,000 | 2,826 |
| Net interest income | $8,204,000 | 1,374 |
| Provision for loan and lease losses | $302,000 | 1,092 |
| Total noninterest income | $768,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $405,000 | 1,455 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $363,000 | 2,797 |
| Total noninterest expense | $6,417,000 | 1,529 |
| Salaries and employee benefits | $3,016,000 | 1,751 |
| Premises and equipment expense | $629,000 | 1,833 |
| Additional noninterest expense | $2,772,000 | 1,158 |
| Pre-tax net operating income | $2,253,000 | 1,728 |
| Securities gains (losses) | $108,000 | 814 |
| Applicable income taxes | $10,000 | 4,061 |
| Income before extraordinary items | $2,351,000 | 1,417 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,351,000 | 1,417 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,351,000 | 1,418 |
| Net charge-offs | $46,000 | 2,379 |
| Cash dividends | $1,999,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,243,000 | 1,437 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 1,474 |
| Total interest expense | $208,000 | 2,818 |
| Net interest income | $4,021,000 | 1,403 |
| Provision for loan and lease losses | $28,000 | 2,655 |
| Total noninterest income | $366,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $210,000 | 1,382 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $156,000 | 2,967 |
| Total noninterest expense | $3,118,000 | 1,556 |
| Salaries and employee benefits | $1,511,000 | 1,762 |
| Premises and equipment expense | $314,000 | 1,851 |
| Additional noninterest expense | $1,293,000 | 1,215 |
| Pre-tax net operating income | $1,241,000 | 1,556 |
| Securities gains (losses) | $106,000 | 569 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,347,000 | 1,249 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,347,000 | 1,249 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,347,000 | 1,250 |
| Net charge-offs | $47,000 | 1,607 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,241,000 | 1,286 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,485,000 | 1,374 |
| Total interest expense | $720,000 | 3,251 |
| Net interest income | $17,765,000 | 1,257 |
| Provision for loan and lease losses | $1,162,000 | 765 |
| Total noninterest income | $1,491,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $858,000 | 1,488 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $633,000 | 2,964 |
| Total noninterest expense | $13,530,000 | 1,418 |
| Salaries and employee benefits | $7,523,000 | 1,398 |
| Premises and equipment expense | $1,282,000 | 1,807 |
| Additional noninterest expense | $4,725,000 | 1,362 |
| Pre-tax net operating income | $4,564,000 | 1,651 |
| Securities gains (losses) | $485,000 | 404 |
| Applicable income taxes | $4,000 | 4,338 |
| Income before extraordinary items | $5,045,000 | 1,297 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,045,000 | 1,296 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,045,000 | 1,296 |
| Net charge-offs | $21,000 | 4,269 |
| Cash dividends | $5,999,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $-15,000 | 6,408 |
| Net operating income | $4,560,000 | 1,390 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,118,000 | 1,352 |
| Total interest expense | $513,000 | 3,399 |
| Net interest income | $13,605,000 | 1,237 |
| Provision for loan and lease losses | $659,000 | 928 |
| Total noninterest income | $1,139,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $652,000 | 1,482 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $487,000 | 2,944 |
| Total noninterest expense | $10,555,000 | 1,388 |
| Salaries and employee benefits | $6,083,000 | 1,309 |
| Premises and equipment expense | $957,000 | 1,822 |
| Additional noninterest expense | $3,515,000 | 1,378 |
| Pre-tax net operating income | $3,530,000 | 1,611 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $4,000 | 4,360 |
| Income before extraordinary items | $3,526,000 | 1,374 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,526,000 | 1,372 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,526,000 | 1,374 |
| Net charge-offs | $20,000 | 3,838 |
| Cash dividends | $4,999,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $-15,000 | 6,505 |
| Net operating income | $3,526,000 | 1,340 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,956,000 | 1,412 |
| Total interest expense | $296,000 | 3,762 |
| Net interest income | $8,660,000 | 1,286 |
| Provision for loan and lease losses | $531,000 | 795 |
| Total noninterest income | $727,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $430,000 | 1,474 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $297,000 | 3,063 |
| Total noninterest expense | $7,113,000 | 1,375 |
| Salaries and employee benefits | $4,119,000 | 1,293 |
| Premises and equipment expense | $641,000 | 1,838 |
| Additional noninterest expense | $2,353,000 | 1,368 |
| Pre-tax net operating income | $1,743,000 | 2,021 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $1,739,000 | 1,732 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,739,000 | 1,735 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,739,000 | 1,734 |
| Net charge-offs | $-34,000 | 6,049 |
| Cash dividends | $2,999,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $-15,000 | 6,589 |
| Net operating income | $1,739,000 | 1,696 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 1,448 |
| Total interest expense | $136,000 | 4,004 |
| Net interest income | $4,235,000 | 1,308 |
| Provision for loan and lease losses | $266,000 | 796 |
| Total noninterest income | $355,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $219,000 | 1,426 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $136,000 | 3,110 |
| Total noninterest expense | $3,544,000 | 1,382 |
| Salaries and employee benefits | $2,036,000 | 1,325 |
| Premises and equipment expense | $318,000 | 1,883 |
| Additional noninterest expense | $1,190,000 | 1,335 |
| Pre-tax net operating income | $780,000 | 2,132 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $776,000 | 1,857 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $776,000 | 1,861 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $776,000 | 1,860 |
| Net charge-offs | $-31,000 | 6,177 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $776,000 | 1,820 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,391,000 | 1,384 |
| Total interest expense | $577,000 | 4,150 |
| Net interest income | $17,814,000 | 1,238 |
| Provision for loan and lease losses | $1,748,000 | 694 |
| Total noninterest income | $1,535,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $968,000 | 1,404 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $567,000 | 3,193 |
| Total noninterest expense | $14,275,000 | 1,390 |
| Salaries and employee benefits | $7,983,000 | 1,332 |
| Premises and equipment expense | $1,266,000 | 1,830 |
| Additional noninterest expense | $5,026,000 | 1,334 |
| Pre-tax net operating income | $3,326,000 | 1,996 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $10,000 | 4,304 |
| Income before extraordinary items | $3,316,000 | 1,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,316,000 | 1,749 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,316,000 | 1,749 |
| Net charge-offs | $291,000 | 2,612 |
| Cash dividends | $2,400,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 805 |
| Net operating income | $3,316,000 | 1,713 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,434,000 | 1,427 |
| Total interest expense | $453,000 | 4,149 |
| Net interest income | $12,981,000 | 1,270 |
| Provision for loan and lease losses | $1,030,000 | 858 |
| Total noninterest income | $1,145,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $754,000 | 1,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $391,000 | 3,363 |
| Total noninterest expense | $10,786,000 | 1,379 |
| Salaries and employee benefits | $6,193,000 | 1,291 |
| Premises and equipment expense | $967,000 | 1,818 |
| Additional noninterest expense | $3,626,000 | 1,384 |
| Pre-tax net operating income | $2,310,000 | 2,195 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $2,300,000 | 1,901 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,300,000 | 1,908 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,300,000 | 1,906 |
| Net charge-offs | $59,000 | 3,728 |
| Cash dividends | $2,400,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 737 |
| Net operating income | $2,300,000 | 1,848 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,850,000 | 1,439 |
| Total interest expense | $314,000 | 4,135 |
| Net interest income | $8,536,000 | 1,267 |
| Provision for loan and lease losses | $618,000 | 971 |
| Total noninterest income | $698,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $521,000 | 1,281 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $177,000 | 3,977 |
| Total noninterest expense | $6,954,000 | 1,417 |
| Salaries and employee benefits | $4,088,000 | 1,299 |
| Premises and equipment expense | $647,000 | 1,809 |
| Additional noninterest expense | $2,219,000 | 1,467 |
| Pre-tax net operating income | $1,662,000 | 2,017 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $10,000 | 4,196 |
| Income before extraordinary items | $1,652,000 | 1,768 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,652,000 | 1,773 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,652,000 | 1,774 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $2,400,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 662 |
| Net operating income | $1,652,000 | 1,711 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,261,000 | 1,497 |
| Total interest expense | $167,000 | 4,091 |
| Net interest income | $4,094,000 | 1,320 |
| Provision for loan and lease losses | $249,000 | 1,166 |
| Total noninterest income | $389,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $306,000 | 1,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 4,023 |
| Total noninterest expense | $3,357,000 | 1,478 |
| Salaries and employee benefits | $2,000,000 | 1,342 |
| Premises and equipment expense | $326,000 | 1,826 |
| Additional noninterest expense | $1,031,000 | 1,573 |
| Pre-tax net operating income | $877,000 | 1,913 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $877,000 | 1,654 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $877,000 | 1,656 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $877,000 | 1,656 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $800,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $877,000 | 1,606 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 4,974 |
| Total interest expense | $149,000 | 6,626 |
| Net interest income | $3,695,000 | 4,623 |
| Provision for loan and lease losses | $270,000 | 3,531 |
| Total noninterest income | $299,000 | 5,223 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $297,000 | 3,504 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,000 | 6,510 |
| Total noninterest expense | $3,148,000 | 4,626 |
| Salaries and employee benefits | $1,828,000 | 4,364 |
| Premises and equipment expense | $307,000 | 4,909 |
| Additional noninterest expense | $1,013,000 | 4,775 |
| Pre-tax net operating income | $576,000 | 4,756 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $576,000 | 4,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $576,000 | 4,748 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $576,000 | 4,749 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $576,000 | 4,569 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,439,000 | 1,502 |
| Total interest expense | $759,000 | 3,698 |
| Net interest income | $12,680,000 | 1,310 |
| Provision for loan and lease losses | $810,000 | 1,689 |
| Total noninterest income | $1,338,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,025,000 | 1,044 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 3,624 |
| Total noninterest expense | $8,323,000 | 1,731 |
| Salaries and employee benefits | $5,310,000 | 1,437 |
| Premises and equipment expense | $798,000 | 2,182 |
| Additional noninterest expense | $2,215,000 | 2,184 |
| Pre-tax net operating income | $4,885,000 | 1,102 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $4,880,000 | 943 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,880,000 | 943 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,880,000 | 943 |
| Net charge-offs | $241,000 | 3,078 |
| Cash dividends | $1,610,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,880,000 | 881 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,962,000 | 1,522 |
| Total interest expense | $516,000 | 3,746 |
| Net interest income | $8,446,000 | 1,313 |
| Provision for loan and lease losses | $540,000 | 1,722 |
| Total noninterest income | $990,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $686,000 | 1,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $304,000 | 3,050 |
| Total noninterest expense | $5,409,000 | 1,784 |
| Salaries and employee benefits | $3,441,000 | 1,476 |
| Premises and equipment expense | $552,000 | 2,096 |
| Additional noninterest expense | $1,416,000 | 2,281 |
| Pre-tax net operating income | $3,487,000 | 1,017 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $3,482,000 | 867 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,482,000 | 866 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,482,000 | 867 |
| Net charge-offs | $76,000 | 3,671 |
| Cash dividends | $993,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,482,000 | 804 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 1,537 |
| Total interest expense | $264,000 | 3,808 |
| Net interest income | $4,229,000 | 1,308 |
| Provision for loan and lease losses | $283,000 | 1,655 |
| Total noninterest income | $426,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $341,000 | 1,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,939 |
| Total noninterest expense | $2,702,000 | 1,787 |
| Salaries and employee benefits | $1,695,000 | 1,505 |
| Premises and equipment expense | $274,000 | 2,123 |
| Additional noninterest expense | $733,000 | 2,198 |
| Pre-tax net operating income | $1,670,000 | 1,053 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $1,665,000 | 900 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,665,000 | 901 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,665,000 | 901 |
| Net charge-offs | $-10,000 | 6,648 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,665,000 | 845 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,084,000 | 1,490 |
| Total interest expense | $1,645,000 | 3,199 |
| Net interest income | $17,439,000 | 1,275 |
| Provision for loan and lease losses | $1,675,000 | 1,762 |
| Total noninterest income | $1,415,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,208,000 | 1,220 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $207,000 | 4,422 |
| Total noninterest expense | $11,019,000 | 1,757 |
| Salaries and employee benefits | $6,999,000 | 1,405 |
| Premises and equipment expense | $435,000 | 4,376 |
| Additional noninterest expense | $3,585,000 | 1,880 |
| Pre-tax net operating income | $6,160,000 | 976 |
| Securities gains (losses) | $74,000 | 2,291 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $6,229,000 | 791 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,229,000 | 788 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,229,000 | 791 |
| Net charge-offs | $3,078,000 | 1,175 |
| Cash dividends | $5,277,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $6,155,000 | 781 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,419,000 | 1,502 |
| Total interest expense | $1,334,000 | 3,136 |
| Net interest income | $13,085,000 | 1,276 |
| Provision for loan and lease losses | $1,675,000 | 1,405 |
| Total noninterest income | $1,312,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $885,000 | 1,249 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $427,000 | 2,932 |
| Total noninterest expense | $8,269,000 | 1,752 |
| Salaries and employee benefits | $5,209,000 | 1,422 |
| Premises and equipment expense | $395,000 | 3,945 |
| Additional noninterest expense | $2,665,000 | 1,907 |
| Pre-tax net operating income | $4,453,000 | 1,042 |
| Securities gains (losses) | $75,000 | 2,024 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $4,523,000 | 850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,523,000 | 848 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,523,000 | 850 |
| Net charge-offs | $3,167,000 | 905 |
| Cash dividends | $4,702,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,448,000 | 822 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,692,000 | 1,499 |
| Total interest expense | $930,000 | 3,138 |
| Net interest income | $8,762,000 | 1,274 |
| Provision for loan and lease losses | $1,325,000 | 1,249 |
| Total noninterest income | $789,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $554,000 | 1,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 3,239 |
| Total noninterest expense | $5,627,000 | 1,738 |
| Salaries and employee benefits | $3,471,000 | 1,434 |
| Premises and equipment expense | $374,000 | 3,098 |
| Additional noninterest expense | $1,782,000 | 1,914 |
| Pre-tax net operating income | $2,599,000 | 1,149 |
| Securities gains (losses) | $75,000 | 1,328 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $2,669,000 | 926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,669,000 | 925 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,669,000 | 926 |
| Net charge-offs | $1,110,000 | 1,386 |
| Cash dividends | $3,555,000 | 263 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,594,000 | 921 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 1,474 |
| Total interest expense | $493,000 | 3,077 |
| Net interest income | $4,480,000 | 1,244 |
| Provision for loan and lease losses | $975,000 | 877 |
| Total noninterest income | $173,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $236,000 | 1,515 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-63,000 | 7,319 |
| Total noninterest expense | $2,774,000 | 1,773 |
| Salaries and employee benefits | $1,703,000 | 1,482 |
| Premises and equipment expense | $324,000 | 1,990 |
| Additional noninterest expense | $747,000 | 2,227 |
| Pre-tax net operating income | $904,000 | 1,583 |
| Securities gains (losses) | $-2,000 | 7,028 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $897,000 | 1,346 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $897,000 | 1,346 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $897,000 | 1,346 |
| Net charge-offs | $760,000 | 1,022 |
| Cash dividends | $255,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $898,980 | 1,305 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,034,000 | 1,541 |
| Total interest expense | $2,420,000 | 3,071 |
| Net interest income | $17,614,000 | 1,277 |
| Provision for loan and lease losses | $1,800,000 | 2,218 |
| Total noninterest income | $1,210,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $978,000 | 1,530 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $232,000 | 4,365 |
| Total noninterest expense | $11,671,000 | 1,688 |
| Salaries and employee benefits | $7,070,000 | 1,394 |
| Premises and equipment expense | $1,624,000 | 1,574 |
| Additional noninterest expense | $2,977,000 | 2,305 |
| Pre-tax net operating income | $5,353,000 | 971 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $5,348,000 | 822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,348,000 | 822 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,348,000 | 823 |
| Net charge-offs | $967,000 | 2,732 |
| Cash dividends | $2,833,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,348,000 | 791 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,923,000 | 1,580 |
| Total interest expense | $1,874,000 | 3,112 |
| Net interest income | $13,049,000 | 1,304 |
| Provision for loan and lease losses | $1,500,000 | 1,969 |
| Total noninterest income | $1,144,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $731,000 | 1,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $413,000 | 3,059 |
| Total noninterest expense | $8,898,000 | 1,656 |
| Salaries and employee benefits | $5,152,000 | 1,439 |
| Premises and equipment expense | $1,084,000 | 1,788 |
| Additional noninterest expense | $2,662,000 | 1,943 |
| Pre-tax net operating income | $3,795,000 | 1,073 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $3,790,000 | 919 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,790,000 | 921 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,790,000 | 921 |
| Net charge-offs | $739,000 | 2,573 |
| Cash dividends | $1,434,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,790,000 | 874 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,923,000 | 1,602 |
| Total interest expense | $1,268,000 | 3,174 |
| Net interest income | $8,655,000 | 1,311 |
| Provision for loan and lease losses | $1,050,000 | 1,881 |
| Total noninterest income | $734,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $483,000 | 1,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $251,000 | 3,122 |
| Total noninterest expense | $6,046,000 | 1,637 |
| Salaries and employee benefits | $3,414,000 | 1,452 |
| Premises and equipment expense | $670,000 | 1,941 |
| Additional noninterest expense | $1,962,000 | 1,795 |
| Pre-tax net operating income | $2,293,000 | 1,156 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $2,288,000 | 986 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,288,000 | 987 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,288,000 | 987 |
| Net charge-offs | $477,000 | 2,507 |
| Cash dividends | $977,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,288,000 | 943 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 1,651 |
| Total interest expense | $650,000 | 3,227 |
| Net interest income | $4,238,000 | 1,355 |
| Provision for loan and lease losses | $525,000 | 1,766 |
| Total noninterest income | $404,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $234,000 | 1,636 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $170,000 | 2,637 |
| Total noninterest expense | $3,026,000 | 1,657 |
| Salaries and employee benefits | $1,719,000 | 1,455 |
| Premises and equipment expense | $359,000 | 1,881 |
| Additional noninterest expense | $948,000 | 1,825 |
| Pre-tax net operating income | $1,091,000 | 1,199 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,091,000 | 1,001 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,091,000 | 1,004 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,091,000 | 1,005 |
| Net charge-offs | $289,000 | 2,070 |
| Cash dividends | $520,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,091,000 | 975 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,247,000 | 1,689 |
| Total interest expense | $3,352,000 | 3,152 |
| Net interest income | $16,895,000 | 1,316 |
| Provision for loan and lease losses | $2,425,000 | 2,231 |
| Total noninterest income | $1,264,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,029,000 | 1,639 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $235,000 | 4,377 |
| Total noninterest expense | $11,474,000 | 1,776 |
| Salaries and employee benefits | $6,288,000 | 1,580 |
| Premises and equipment expense | $1,501,000 | 1,812 |
| Additional noninterest expense | $3,685,000 | 1,987 |
| Pre-tax net operating income | $4,260,000 | 987 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $4,255,000 | 807 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,255,000 | 806 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,255,000 | 807 |
| Net charge-offs | $972,000 | 2,889 |
| Cash dividends | $1,700,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,255,000 | 800 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,161,000 | 1,713 |
| Total interest expense | $2,591,000 | 3,213 |
| Net interest income | $12,570,000 | 1,330 |
| Provision for loan and lease losses | $1,300,000 | 2,405 |
| Total noninterest income | $901,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $787,000 | 1,612 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $114,000 | 5,209 |
| Total noninterest expense | $8,644,000 | 1,752 |
| Salaries and employee benefits | $4,821,000 | 1,565 |
| Premises and equipment expense | $1,143,000 | 1,786 |
| Additional noninterest expense | $2,680,000 | 1,973 |
| Pre-tax net operating income | $3,527,000 | 948 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $3,522,000 | 772 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,522,000 | 770 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,522,000 | 773 |
| Net charge-offs | $757,000 | 2,550 |
| Cash dividends | $1,200,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,522,000 | 762 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,098,000 | 1,753 |
| Total interest expense | $1,762,000 | 3,291 |
| Net interest income | $8,336,000 | 1,336 |
| Provision for loan and lease losses | $700,000 | 2,488 |
| Total noninterest income | $765,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $516,000 | 1,600 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $249,000 | 3,309 |
| Total noninterest expense | $6,004,000 | 1,712 |
| Salaries and employee benefits | $3,244,000 | 1,580 |
| Premises and equipment expense | $801,000 | 1,742 |
| Additional noninterest expense | $1,959,000 | 1,839 |
| Pre-tax net operating income | $2,397,000 | 956 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $2,392,000 | 779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,392,000 | 775 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,392,000 | 779 |
| Net charge-offs | $372,000 | 2,687 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,392,000 | 747 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 1,804 |
| Total interest expense | $923,000 | 3,271 |
| Net interest income | $4,042,000 | 1,361 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $353,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $253,000 | 1,597 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $100,000 | 3,652 |
| Total noninterest expense | $2,981,000 | 1,674 |
| Salaries and employee benefits | $1,666,000 | 1,563 |
| Premises and equipment expense | $442,000 | 1,613 |
| Additional noninterest expense | $873,000 | 1,847 |
| Pre-tax net operating income | $1,114,000 | 1,150 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $1,109,000 | 961 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,109,000 | 962 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,109,000 | 963 |
| Net charge-offs | $333,000 | 1,686 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,109,000 | 903 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,643,000 | 1,783 |
| Total interest expense | $5,488,000 | 2,731 |
| Net interest income | $16,155,000 | 1,378 |
| Provision for loan and lease losses | $1,800,000 | 1,925 |
| Total noninterest income | $2,254,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,072,000 | 1,659 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,182,000 | 1,900 |
| Total noninterest expense | $11,822,000 | 1,652 |
| Salaries and employee benefits | $6,831,000 | 1,516 |
| Premises and equipment expense | $1,675,000 | 1,647 |
| Additional noninterest expense | $3,316,000 | 1,850 |
| Pre-tax net operating income | $4,787,000 | 1,140 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $4,782,000 | 847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,782,000 | 847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,484,000 | 1,572 |
| Cash dividends | $4,332,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,782,000 | 915 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,368,000 | 1,809 |
| Total interest expense | $4,332,000 | 2,701 |
| Net interest income | $12,036,000 | 1,406 |
| Provision for loan and lease losses | $1,500,000 | 1,422 |
| Total noninterest income | $1,503,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $811,000 | 1,647 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $692,000 | 2,334 |
| Total noninterest expense | $8,768,000 | 1,660 |
| Salaries and employee benefits | $5,129,000 | 1,537 |
| Premises and equipment expense | $1,256,000 | 1,660 |
| Additional noninterest expense | $2,383,000 | 1,856 |
| Pre-tax net operating income | $3,271,000 | 1,495 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $3,266,000 | 1,122 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,266,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,203,000 | 1,154 |
| Cash dividends | $3,168,000 | 685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,266,000 | 1,206 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,946,000 | 1,825 |
| Total interest expense | $3,084,000 | 2,644 |
| Net interest income | $7,862,000 | 1,425 |
| Provision for loan and lease losses | $1,000,000 | 1,220 |
| Total noninterest income | $755,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $540,000 | 1,635 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $215,000 | 3,625 |
| Total noninterest expense | $5,967,000 | 1,623 |
| Salaries and employee benefits | $3,474,000 | 1,522 |
| Premises and equipment expense | $845,000 | 1,647 |
| Additional noninterest expense | $1,648,000 | 1,771 |
| Pre-tax net operating income | $1,650,000 | 2,019 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $1,645,000 | 1,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,645,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,395 |
| Cash dividends | $2,004,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,645,000 | 1,622 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 1,830 |
| Total interest expense | $1,703,000 | 2,575 |
| Net interest income | $3,899,000 | 1,421 |
| Provision for loan and lease losses | $400,000 | 1,144 |
| Total noninterest income | $372,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $262,000 | 1,655 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $110,000 | 3,594 |
| Total noninterest expense | $2,983,000 | 1,630 |
| Salaries and employee benefits | $1,775,000 | 1,503 |
| Premises and equipment expense | $447,000 | 1,565 |
| Additional noninterest expense | $761,000 | 1,850 |
| Pre-tax net operating income | $888,000 | 1,987 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $883,000 | 1,683 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $883,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 8,442 |
| Cash dividends | $340,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $883,000 | 1,621 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,178,000 | 1,763 |
| Total interest expense | $8,155,000 | 2,281 |
| Net interest income | $16,023,000 | 1,400 |
| Provision for loan and lease losses | $250,000 | 3,497 |
| Total noninterest income | $1,925,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,081,000 | 1,657 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $844,000 | 2,484 |
| Total noninterest expense | $11,767,000 | 1,562 |
| Salaries and employee benefits | $6,909,000 | 1,460 |
| Premises and equipment expense | $1,761,000 | 1,517 |
| Additional noninterest expense | $3,097,000 | 1,787 |
| Pre-tax net operating income | $5,931,000 | 1,409 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 5,740 |
| Income before extraordinary items | $5,925,000 | 1,092 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,925,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,015,000 | 1,011 |
| Cash dividends | $4,633,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,925,000 | 1,073 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,257,000 | 1,761 |
| Total interest expense | $6,175,000 | 2,268 |
| Net interest income | $12,082,000 | 1,398 |
| Provision for loan and lease losses | $250,000 | 2,604 |
| Total noninterest income | $1,566,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $819,000 | 1,614 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $747,000 | 2,214 |
| Total noninterest expense | $9,017,000 | 1,511 |
| Salaries and employee benefits | $5,545,000 | 1,361 |
| Premises and equipment expense | $1,343,000 | 1,485 |
| Additional noninterest expense | $2,129,000 | 1,892 |
| Pre-tax net operating income | $4,381,000 | 1,542 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $4,376,000 | 1,182 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,376,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,054 |
| Cash dividends | $4,033,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,376,000 | 1,164 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,233,000 | 1,773 |
| Total interest expense | $4,054,000 | 2,297 |
| Net interest income | $8,179,000 | 1,396 |
| Provision for loan and lease losses | $250,000 | 1,793 |
| Total noninterest income | $1,124,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $541,000 | 1,632 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $583,000 | 2,022 |
| Total noninterest expense | $6,120,000 | 1,503 |
| Salaries and employee benefits | $3,711,000 | 1,376 |
| Premises and equipment expense | $905,000 | 1,476 |
| Additional noninterest expense | $1,504,000 | 1,805 |
| Pre-tax net operating income | $2,933,000 | 1,578 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $2,928,000 | 1,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,928,000 | 1,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,657 |
| Cash dividends | $2,676,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,928,000 | 1,201 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 1,769 |
| Total interest expense | $2,001,000 | 2,317 |
| Net interest income | $4,096,000 | 1,387 |
| Provision for loan and lease losses | $125,000 | 1,705 |
| Total noninterest income | $755,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $267,000 | 1,610 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $488,000 | 1,384 |
| Total noninterest expense | $3,071,000 | 1,491 |
| Salaries and employee benefits | $1,907,000 | 1,346 |
| Premises and equipment expense | $486,000 | 1,383 |
| Additional noninterest expense | $678,000 | 1,950 |
| Pre-tax net operating income | $1,655,000 | 1,409 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $1,650,000 | 1,070 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,650,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $1,119,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,650,000 | 1,053 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,226,000 | 1,602 |
| Total interest expense | $7,798,000 | 2,090 |
| Net interest income | $17,428,000 | 1,310 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,739,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,187,000 | 1,507 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $552,000 | 3,172 |
| Total noninterest expense | $11,749,000 | 1,518 |
| Salaries and employee benefits | $6,825,000 | 1,445 |
| Premises and equipment expense | $1,913,000 | 1,350 |
| Additional noninterest expense | $3,011,000 | 1,756 |
| Pre-tax net operating income | $7,418,000 | 1,327 |
| Securities gains (losses) | $-5,000 | 7,083 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $7,408,000 | 1,012 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,408,000 | 1,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 1,036 |
| Cash dividends | $4,636,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,413,000 | 997 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,952,000 | 1,570 |
| Total interest expense | $5,771,000 | 2,063 |
| Net interest income | $13,181,000 | 1,313 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,310,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $908,000 | 1,493 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $402,000 | 3,211 |
| Total noninterest expense | $9,021,000 | 1,488 |
| Salaries and employee benefits | $5,349,000 | 1,385 |
| Premises and equipment expense | $1,478,000 | 1,323 |
| Additional noninterest expense | $2,194,000 | 1,775 |
| Pre-tax net operating income | $5,470,000 | 1,397 |
| Securities gains (losses) | $-5,000 | 7,392 |
| Applicable income taxes | $4,000 | 6,438 |
| Income before extraordinary items | $5,461,000 | 1,061 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,461,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 719 |
| Cash dividends | $4,136,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,466,000 | 1,047 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,398,000 | 1,568 |
| Total interest expense | $3,776,000 | 1,994 |
| Net interest income | $8,622,000 | 1,340 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $893,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $622,000 | 1,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $271,000 | 3,193 |
| Total noninterest expense | $6,149,000 | 1,464 |
| Salaries and employee benefits | $3,628,000 | 1,367 |
| Premises and equipment expense | $1,027,000 | 1,261 |
| Additional noninterest expense | $1,494,000 | 1,766 |
| Pre-tax net operating income | $3,366,000 | 1,502 |
| Securities gains (losses) | $-5,000 | 7,694 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $3,360,000 | 1,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,360,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,832 |
| Cash dividends | $2,739,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,365,000 | 1,131 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,071,000 | 1,563 |
| Total interest expense | $1,843,000 | 1,963 |
| Net interest income | $4,228,000 | 1,360 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $438,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $308,000 | 1,396 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,236 |
| Total noninterest expense | $3,211,000 | 1,407 |
| Salaries and employee benefits | $1,872,000 | 1,330 |
| Premises and equipment expense | $567,000 | 1,125 |
| Additional noninterest expense | $772,000 | 1,693 |
| Pre-tax net operating income | $1,455,000 | 1,664 |
| Securities gains (losses) | $-5,000 | 8,100 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $1,449,000 | 1,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,449,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $1,092,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,454,000 | 1,249 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,382,000 | 1,378 |
| Total interest expense | $5,958,000 | 1,894 |
| Net interest income | $18,424,000 | 1,163 |
| Provision for loan and lease losses | $250,000 | 3,152 |
| Total noninterest income | $1,792,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,201,000 | 1,458 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $591,000 | 3,082 |
| Total noninterest expense | $11,833,000 | 1,453 |
| Salaries and employee benefits | $6,817,000 | 1,362 |
| Premises and equipment expense | $1,761,000 | 1,394 |
| Additional noninterest expense | $3,255,000 | 1,565 |
| Pre-tax net operating income | $8,133,000 | 1,185 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $8,133,000 | 885 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,133,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,034 |
| Cash dividends | $4,925,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,130,000 | 871 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,027,000 | 1,353 |
| Total interest expense | $4,166,000 | 1,918 |
| Net interest income | $13,861,000 | 1,152 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,444,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $917,000 | 1,409 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $527,000 | 2,777 |
| Total noninterest expense | $9,029,000 | 1,416 |
| Salaries and employee benefits | $5,308,000 | 1,308 |
| Premises and equipment expense | $1,302,000 | 1,402 |
| Additional noninterest expense | $2,419,000 | 1,550 |
| Pre-tax net operating income | $6,051,000 | 1,183 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $6,049,000 | 886 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,049,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,946 |
| Cash dividends | $4,325,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,049,000 | 873 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,807,000 | 1,332 |
| Total interest expense | $2,603,000 | 1,915 |
| Net interest income | $9,204,000 | 1,148 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $989,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $616,000 | 1,378 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $373,000 | 2,658 |
| Total noninterest expense | $6,134,000 | 1,384 |
| Salaries and employee benefits | $3,560,000 | 1,287 |
| Premises and equipment expense | $859,000 | 1,407 |
| Additional noninterest expense | $1,715,000 | 1,456 |
| Pre-tax net operating income | $3,909,000 | 1,193 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,909,000 | 892 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,909,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $2,909,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,909,000 | 872 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,708,000 | 1,345 |
| Total interest expense | $1,180,000 | 1,997 |
| Net interest income | $4,528,000 | 1,159 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $494,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $319,000 | 1,287 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $175,000 | 2,703 |
| Total noninterest expense | $2,981,000 | 1,420 |
| Salaries and employee benefits | $1,855,000 | 1,238 |
| Premises and equipment expense | $417,000 | 1,449 |
| Additional noninterest expense | $709,000 | 1,740 |
| Pre-tax net operating income | $1,966,000 | 1,168 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,966,000 | 884 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,966,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,966,000 | 861 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,117,000 | 1,347 |
| Total interest expense | $2,968,000 | 2,656 |
| Net interest income | $18,149,000 | 1,101 |
| Provision for loan and lease losses | $225,000 | 3,491 |
| Total noninterest income | $2,316,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,490,000 | 1,195 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $826,000 | 2,447 |
| Total noninterest expense | $11,588,000 | 1,408 |
| Salaries and employee benefits | $6,811,000 | 1,288 |
| Premises and equipment expense | $1,777,000 | 1,291 |
| Additional noninterest expense | $3,000,000 | 1,628 |
| Pre-tax net operating income | $8,652,000 | 1,007 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $8,654,000 | 763 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,654,000 | 764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,969 |
| Cash dividends | $4,644,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,652,000 | 731 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,531,000 | 1,353 |
| Total interest expense | $2,057,000 | 2,775 |
| Net interest income | $13,474,000 | 1,096 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $1,655,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,139,000 | 1,172 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $516,000 | 2,744 |
| Total noninterest expense | $8,473,000 | 1,434 |
| Salaries and employee benefits | $5,045,000 | 1,306 |
| Premises and equipment expense | $1,216,000 | 1,419 |
| Additional noninterest expense | $2,212,000 | 1,632 |
| Pre-tax net operating income | $6,431,000 | 1,023 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $6,433,000 | 780 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,433,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,529 |
| Cash dividends | $3,379,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,431,000 | 746 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,231,000 | 1,356 |
| Total interest expense | $1,291,000 | 2,909 |
| Net interest income | $8,940,000 | 1,091 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $1,267,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $780,000 | 1,135 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $487,000 | 2,228 |
| Total noninterest expense | $5,570,000 | 1,452 |
| Salaries and employee benefits | $3,272,000 | 1,334 |
| Premises and equipment expense | $800,000 | 1,441 |
| Additional noninterest expense | $1,498,000 | 1,610 |
| Pre-tax net operating income | $4,487,000 | 968 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $4,489,000 | 743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,489,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $2,112,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,487,000 | 702 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 1,392 |
| Total interest expense | $631,000 | 3,004 |
| Net interest income | $4,365,000 | 1,123 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $593,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $391,000 | 1,095 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $202,000 | 2,464 |
| Total noninterest expense | $2,669,000 | 1,520 |
| Salaries and employee benefits | $1,637,000 | 1,358 |
| Premises and equipment expense | $409,000 | 1,434 |
| Additional noninterest expense | $623,000 | 1,894 |
| Pre-tax net operating income | $2,214,000 | 973 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $2,216,000 | 752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,216,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,214,000 | 703 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,034,000 | 1,434 |
| Total interest expense | $2,544,000 | 3,293 |
| Net interest income | $17,490,000 | 1,106 |
| Provision for loan and lease losses | $900,000 | 1,310 |
| Total noninterest income | $2,666,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,588,000 | 1,088 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,078,000 | 2,279 |
| Total noninterest expense | $11,267,000 | 1,432 |
| Salaries and employee benefits | $6,588,000 | 1,300 |
| Premises and equipment expense | $1,701,000 | 1,342 |
| Additional noninterest expense | $2,978,000 | 1,640 |
| Pre-tax net operating income | $7,989,000 | 1,049 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $7,990,000 | 813 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,990,000 | 815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $5,448,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,989,000 | 765 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,082,000 | 1,449 |
| Total interest expense | $1,932,000 | 3,366 |
| Net interest income | $13,150,000 | 1,117 |
| Provision for loan and lease losses | $675,000 | 1,261 |
| Total noninterest income | $1,821,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,177,000 | 1,105 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $644,000 | 2,706 |
| Total noninterest expense | $8,431,000 | 1,441 |
| Salaries and employee benefits | $4,931,000 | 1,326 |
| Premises and equipment expense | $1,257,000 | 1,371 |
| Additional noninterest expense | $2,243,000 | 1,627 |
| Pre-tax net operating income | $5,865,000 | 1,106 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $5,866,000 | 861 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,866,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,803 |
| Cash dividends | $4,166,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,865,000 | 800 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,218,000 | 1,437 |
| Total interest expense | $1,342,000 | 3,355 |
| Net interest income | $8,876,000 | 1,100 |
| Provision for loan and lease losses | $450,000 | 1,255 |
| Total noninterest income | $1,104,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $758,000 | 1,124 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $346,000 | 3,033 |
| Total noninterest expense | $5,668,000 | 1,419 |
| Salaries and employee benefits | $3,283,000 | 1,327 |
| Premises and equipment expense | $855,000 | 1,337 |
| Additional noninterest expense | $1,530,000 | 1,588 |
| Pre-tax net operating income | $3,862,000 | 1,112 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $3,863,000 | 881 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,863,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,293 |
| Cash dividends | $2,884,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,862,000 | 806 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 1,483 |
| Total interest expense | $701,000 | 3,313 |
| Net interest income | $4,312,000 | 1,140 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $505,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $359,000 | 1,156 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $146,000 | 3,263 |
| Total noninterest expense | $2,875,000 | 1,398 |
| Salaries and employee benefits | $1,664,000 | 1,305 |
| Premises and equipment expense | $436,000 | 1,322 |
| Additional noninterest expense | $775,000 | 1,525 |
| Pre-tax net operating income | $1,717,000 | 1,252 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,717,000 | 975 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,717,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,373 |
| Cash dividends | $1,502,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,717,000 | 902 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,528,000 | 1,504 |
| Total interest expense | $3,593,000 | 3,014 |
| Net interest income | $16,935,000 | 1,147 |
| Provision for loan and lease losses | $1,000,000 | 1,347 |
| Total noninterest income | $1,813,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,268,000 | 1,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $545,000 | 3,133 |
| Total noninterest expense | $10,248,000 | 1,502 |
| Salaries and employee benefits | $6,166,000 | 1,324 |
| Premises and equipment expense | $1,528,000 | 1,445 |
| Additional noninterest expense | $2,554,000 | 1,822 |
| Pre-tax net operating income | $7,500,000 | 1,122 |
| Securities gains (losses) | $-6,000 | 8,842 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $7,494,000 | 844 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,494,000 | 843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,242 |
| Cash dividends | $4,493,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,500,000 | 812 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,504,000 | 1,658 |
| Total interest expense | $5,907,000 | 2,710 |
| Net interest income | $14,597,000 | 1,217 |
| Provision for loan and lease losses | $734,000 | 1,605 |
| Total noninterest income | $1,750,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,071,000 | 1,390 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $679,000 | 2,620 |
| Total noninterest expense | $9,195,000 | 1,594 |
| Salaries and employee benefits | $5,377,000 | 1,397 |
| Premises and equipment expense | $1,237,000 | 1,750 |
| Additional noninterest expense | $2,581,000 | 1,776 |
| Pre-tax net operating income | $6,418,000 | 1,165 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $553,000 | 3,133 |
| Income before extraordinary items | $5,865,000 | 939 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,865,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 2,200 |
| Cash dividends | $4,158,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,865,000 | 898 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,545,000 | 1,773 |
| Total interest expense | $6,234,000 | 2,684 |
| Net interest income | $13,311,000 | 1,319 |
| Provision for loan and lease losses | $420,000 | 2,181 |
| Total noninterest income | $1,697,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,235,000 | 1,099 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $462,000 | 3,078 |
| Total noninterest expense | $8,582,000 | 1,629 |
| Salaries and employee benefits | $5,100,000 | 1,388 |
| Premises and equipment expense | $1,102,000 | 1,886 |
| Additional noninterest expense | $2,380,000 | 1,853 |
| Pre-tax net operating income | $6,006,000 | 1,236 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $609,000 | 3,073 |
| Income before extraordinary items | $5,397,000 | 996 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,397,000 | 996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 9,732 |
| Cash dividends | $2,938,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,397,000 | 989 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,696,000 | 2,079 |
| Total interest expense | $4,287,000 | 3,384 |
| Net interest income | $11,409,000 | 1,529 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $1,564,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,178,000 | 1,130 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $386,000 | 3,515 |
| Total noninterest expense | $7,372,000 | 1,875 |
| Salaries and employee benefits | $4,340,000 | 1,595 |
| Premises and equipment expense | $1,105,000 | 1,850 |
| Additional noninterest expense | $1,927,000 | 2,269 |
| Pre-tax net operating income | $5,421,000 | 1,401 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $540,000 | 3,470 |
| Income before extraordinary items | $4,892,000 | 1,121 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,892,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,388 |
| Cash dividends | $3,841,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,882,100 | 1,104 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,004,000 | 2,172 |
| Total interest expense | $4,426,000 | 3,354 |
| Net interest income | $10,577,000 | 1,608 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,512,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,040,000 | 1,209 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $472,000 | 3,088 |
| Total noninterest expense | $6,745,000 | 1,939 |
| Salaries and employee benefits | $4,157,000 | 1,602 |
| Premises and equipment expense | $1,057,000 | 1,867 |
| Additional noninterest expense | $1,531,000 | 2,717 |
| Pre-tax net operating income | $5,044,000 | 1,463 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $502,000 | 3,824 |
| Income before extraordinary items | $4,542,000 | 1,181 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,542,000 | 1,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $5,751,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,542,000 | 1,145 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,888,000 | 2,357 |
| Total interest expense | $4,412,000 | 3,350 |
| Net interest income | $9,476,000 | 1,840 |
| Provision for loan and lease losses | $321,000 | 2,455 |
| Total noninterest income | $1,579,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,131,000 | 1,106 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $448,000 | 3,050 |
| Total noninterest expense | $6,199,000 | 2,086 |
| Salaries and employee benefits | $3,700,000 | 1,766 |
| Premises and equipment expense | $980,000 | 2,026 |
| Additional noninterest expense | $1,519,000 | 2,703 |
| Pre-tax net operating income | $4,535,000 | 1,693 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,162,000 | 2,147 |
| Income before extraordinary items | $3,373,000 | 1,605 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,373,000 | 1,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 10,497 |
| Cash dividends | $1,600,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,373,000 | 1,565 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,875,000 | 2,600 |
| Total interest expense | $4,092,000 | 3,632 |
| Net interest income | $8,783,000 | 2,040 |
| Provision for loan and lease losses | $284,000 | 2,698 |
| Total noninterest income | $1,758,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,096,000 | 1,218 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $662,000 | 2,400 |
| Total noninterest expense | $6,115,000 | 2,246 |
| Salaries and employee benefits | $3,553,000 | 1,860 |
| Premises and equipment expense | $894,000 | 2,231 |
| Additional noninterest expense | $1,668,000 | 2,853 |
| Pre-tax net operating income | $4,143,000 | 1,739 |
| Securities gains (losses) | $-42,000 | 10,978 |
| Applicable income taxes | $1,491,000 | 1,608 |
| Income before extraordinary items | $2,610,000 | 1,893 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,610,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,082 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,636,880 | 1,842 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,017,000 | 2,780 |
| Total interest expense | $4,118,000 | 3,589 |
| Net interest income | $7,900,000 | 2,279 |
| Provision for loan and lease losses | $243,000 | 2,627 |
| Total noninterest income | $1,542,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,033,000 | 1,312 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $509,000 | 2,846 |
| Total noninterest expense | $5,824,000 | 2,339 |
| Salaries and employee benefits | $3,269,000 | 2,029 |
| Premises and equipment expense | $850,000 | 2,348 |
| Additional noninterest expense | $1,706,000 | 2,742 |
| Pre-tax net operating income | $3,373,000 | 2,183 |
| Securities gains (losses) | $-28,000 | 10,792 |
| Applicable income taxes | $1,236,000 | 1,970 |
| Income before extraordinary items | $2,109,000 | 2,383 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,109,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,001 |
| Cash dividends | $351,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,126,920 | 2,345 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,075,000 | 3,013 |
| Total interest expense | $3,071,000 | 3,880 |
| Net interest income | $7,004,000 | 2,575 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $1,427,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $984,000 | 1,364 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $443,000 | 3,203 |
| Total noninterest expense | $5,654,000 | 2,482 |
| Salaries and employee benefits | $3,107,000 | 2,128 |
| Premises and equipment expense | $856,000 | 2,366 |
| Additional noninterest expense | $1,691,000 | 2,992 |
| Pre-tax net operating income | $2,732,000 | 2,598 |
| Securities gains (losses) | $-44,000 | 10,934 |
| Applicable income taxes | $935,000 | 2,381 |
| Income before extraordinary items | $1,753,000 | 2,757 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,753,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $354,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,781,600 | 2,736 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,956,000 | 3,435 |
| Total interest expense | $2,895,000 | 4,250 |
| Net interest income | $6,060,000 | 3,002 |
| Provision for loan and lease losses | $57,000 | 7,209 |
| Total noninterest income | $1,535,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $927,000 | 1,454 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $608,000 | 2,869 |
| Total noninterest expense | $5,131,000 | 2,785 |
| Salaries and employee benefits | $2,720,000 | 2,447 |
| Premises and equipment expense | $973,000 | 2,106 |
| Additional noninterest expense | $1,438,000 | 3,625 |
| Pre-tax net operating income | $2,407,000 | 2,810 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $827,000 | 2,683 |
| Income before extraordinary items | $1,581,000 | 3,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,581,000 | 3,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,773 |
| Cash dividends | $681,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,581,000 | 2,908 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,842,000 | 3,546 |
| Total interest expense | $3,724,000 | 4,326 |
| Net interest income | $6,118,000 | 2,984 |
| Provision for loan and lease losses | $129,000 | 6,532 |
| Total noninterest income | $1,224,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $853,000 | 1,593 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $371,000 | 3,882 |
| Total noninterest expense | $5,179,000 | 2,770 |
| Salaries and employee benefits | $2,394,000 | 2,710 |
| Premises and equipment expense | $835,000 | 2,468 |
| Additional noninterest expense | $1,950,000 | 2,857 |
| Pre-tax net operating income | $2,034,000 | 3,057 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $743,000 | 2,799 |
| Income before extraordinary items | $1,382,000 | 3,322 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,382,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 6,002 |
| Cash dividends | $375,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,322,200 | 3,223 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.