Home > Western Alliance Bank > Net charge- offs to loans
Western Alliance Bank, Net charge- offs to loans
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1716% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1762% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0319% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5264% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0003% | 4,179 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3763% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0689% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0689% | 2,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1964% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0420% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5851% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 4,208 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1521% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0824% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0824% | 2,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1560% | 217 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4803% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 4,245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1531% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1252% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1252% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0963% | 175 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2965% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 4,268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0847% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2750% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2750% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 1,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 684 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 4,271 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2139% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2262% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2262% | 1,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0005% | 4,585 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 498 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0646% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 4,298 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1653% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3406% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3406% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0007% | 4,616 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 459 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 4,280 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1379% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6255% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6255% | 825 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0010% | 4,644 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0000% | 4,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0007% | 4,391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1618% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3640% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3640% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0019% | 4,672 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0122% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 3,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,359 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1105% | 4,368 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1105% | 4,373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0006% | 4,690 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,357 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 3,444 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0698% | 4,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0698% | 4,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0007% | 4,727 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 3,935 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 3,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0247% | 3,283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0000% | 3,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0136% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0235% | 3,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0235% | 3,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0006% | 991 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,009 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0000% | 3,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 3,265 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 3,715 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0322% | 3,875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0322% | 3,845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0004% | 971 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 3,905 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1011% | 3,442 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0386% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0386% | 2,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0006% | 1,036 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 3,967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 3,185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0522% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0494% | 3,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0494% | 3,898 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0004% | 1,031 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0007% | 3,232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0407% | 3,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0407% | 3,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0003% | 1,005 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0988% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 3,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0006% | 971 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 3,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2071% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1705% | 4,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1705% | 4,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0011% | 1,042 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0452% | 3,534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1999% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2300% | 4,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2300% | 4,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0017% | 1,028 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 4,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,816 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 3,517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0951% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3154% | 4,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3154% | 4,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0010% | 1,014 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0571% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0684% | 4,786 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1098% | 4,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,851 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0840% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1894% | 4,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1894% | 4,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0011% | 999 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0555% | 3,643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0828% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7385% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7385% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0028% | 1,076 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 4,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 4,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0470% | 3,669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1561% | 4,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1561% | 4,733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0034% | 1,064 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0071% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 4,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1438% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1438% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1661% | 4,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1661% | 4,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0037% | 1,038 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,634 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,476 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 4,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4192% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1535% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1099% | 4,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1099% | 4,550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0040% | 1,038 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.0738% | 4,578 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 4,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 1,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4157% | 3,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2986% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4761% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4781% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1743% | 1,150 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0351% | 4,806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0996% | 4,666 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 4,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5356% | 4,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1424% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2918% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6872% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6908% | 992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2375% | 1,149 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.1521% | 4,784 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2596% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3051% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2384% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1937% | 4,931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1950% | 4,897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3826% | 1,126 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0822% | 5,227 |
| Percentage Net Loans Charged-off:Construction & development | -0.3128% | 4,929 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1346% | 5,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4620% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2734% | 5,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3018% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2413% | 4,986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2431% | 4,943 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0970% | 1,105 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 4,941 |
| Percentage Net Loans Charged-off:Construction & development | -0.0568% | 4,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3899% | 5,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2614% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6095% | 5,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1382% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1215% | 3,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1227% | 2,929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0684% | 1,203 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 4,980 |
| Percentage Net Loans Charged-off:Construction & development | -0.0574% | 4,737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5047% | 5,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3725% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8337% | 5,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1289% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1827% | 2,577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1846% | 2,422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0831% | 1,189 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 3,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,810 |
| Percentage Net Loans Charged-off:Construction & development | -0.0584% | 4,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7320% | 5,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6780% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3209% | 5,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0653% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0925% | 4,973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0935% | 4,913 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0636% | 1,173 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0530% | 5,310 |
| Percentage Net Loans Charged-off:Construction & development | -0.0726% | 4,927 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 5,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1911% | 5,578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0723% | 4,094 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2448% | 5,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2601% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3986% | 5,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4031% | 5,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0381% | 1,132 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 3,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 5,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 4,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0367% | 5,222 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,513 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2449% | 5,671 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2100% | 4,278 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2632% | 5,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2705% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1311% | 3,070 |
| Percentage Net Loans Charged-off: Credit card loans | -7.6466% | 1,161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2668% | 2,369 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0135% | 5,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0380% | 1,190 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 2,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0406% | 5,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0489% | 4,799 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 5,219 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,559 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2169% | 5,708 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2655% | 4,329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1915% | 5,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3583% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1151% | 5,250 |
| Percentage Net Loans Charged-off: Credit card loans | -9.6096% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0586% | 2,996 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0183% | 5,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0418% | 1,177 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0330% | 5,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,790 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 5,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2509% | 5,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1937% | 4,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2804% | 5,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4066% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1267% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | -10.5263% | 1,162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3299% | 1,758 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0280% | 5,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0493% | 1,170 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2023% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 5,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.0334% | 4,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2955% | 5,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2000% | 4,362 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3445% | 5,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7789% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1917% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | -8.4656% | 1,159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3630% | 1,487 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0573% | 5,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0694% | 1,154 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0561% | 5,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1366% | 5,802 |
| Percentage Net Loans Charged-off:Construction & development | -0.1969% | 5,183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1042% | 5,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4368% | 6,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2175% | 4,457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5446% | 6,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 2,418 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5077% | 5,843 |
| Percentage Net Loans Charged-off: Credit card loans | 13.5318% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9362% | 5,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0832% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0472% | 1,253 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0842% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1673% | 5,909 |
| Percentage Net Loans Charged-off:Construction & development | -0.2719% | 5,314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1182% | 5,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5723% | 6,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2929% | 4,515 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7086% | 6,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0648% | 4,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1689% | 2,570 |
| Percentage Net Loans Charged-off: Credit card loans | 15.8747% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3491% | 5,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1271% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0475% | 1,235 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0879% | 5,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1814% | 5,995 |
| Percentage Net Loans Charged-off:Construction & development | -0.3610% | 5,416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1070% | 5,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7110% | 6,172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1696% | 4,494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9679% | 6,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 4,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5721% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 27.3429% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3858% | 5,747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0874% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0489% | 1,215 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0552% | 5,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0552% | 5,716 |
| Percentage Net Loans Charged-off:Construction & development | -0.0807% | 5,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0423% | 5,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1799% | 6,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3256% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4041% | 6,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0805% | 5,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3715% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 20.9059% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4414% | 5,769 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0307% | 5,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0508% | 1,192 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0777% | 6,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1242% | 6,150 |
| Percentage Net Loans Charged-off:Construction & development | -0.3487% | 5,523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0903% | 5,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1347% | 6,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3644% | 4,716 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0401% | 5,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 4,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1137% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0796% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2774% | 2,353 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0192% | 5,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0533% | 1,301 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0890% | 6,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1273% | 6,199 |
| Percentage Net Loans Charged-off:Construction & development | -0.1937% | 5,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1174% | 6,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1855% | 6,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4336% | 4,767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0847% | 6,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0662% | 5,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3229% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7359% | 1,253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4799% | 1,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0507% | 1,289 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0581% | 5,942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0954% | 6,171 |
| Percentage Net Loans Charged-off:Construction & development | -0.2367% | 5,566 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0803% | 6,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0706% | 6,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2282% | 4,742 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 5,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4595% | 6,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5759% | 6,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0541% | 1,265 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 5,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0702% | 6,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.1650% | 5,597 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0484% | 6,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1697% | 6,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5004% | 4,833 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 6,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1593% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5345% | 6,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7487% | 6,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0560% | 1,237 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 3,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2070% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.1226% | 5,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1796% | 1,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0427% | 553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8693% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2067% | 1,044 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1372% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1025% | 5,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2098% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9071% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7539% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0164% | 1,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6079% | 1,409 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 2,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2638% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.1846% | 1,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3083% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0403% | 6,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1065% | 1,098 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2656% | 6,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1143% | 2,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3752% | 2,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3752% | 2,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0202% | 1,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2351% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3175% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.2805% | 1,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3641% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 6,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1794% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3866% | 6,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1610% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6767% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6767% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0367% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2949% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4842% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.5234% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5407% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 5,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4188% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6784% | 6,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9266% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9266% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0189% | 5,655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 4,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.1063% | 2,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0535% | 2,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5222% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1409% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1074% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2690% | 2,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9205% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9205% | 261 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0228% | 5,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0043% | 1,420 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1238% | 3,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.2552% | 6,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0574% | 2,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6206% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9556% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6404% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4272% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3268% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3268% | 180 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0238% | 5,943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0063% | 1,404 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 3,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.1355% | 6,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0672% | 2,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2847% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3544% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1810% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3698% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4735% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4735% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0246% | 5,943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 4,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 6,023 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0281% | 6,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5682% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0206% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0837% | 6,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6345% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6345% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0238% | 5,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6119% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7303% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | 1.3868% | 1,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5268% | 1,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7490% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4483% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1377% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5136% | 2,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9605% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9524% | 1,501 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0440% | 6,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0810% | 1,397 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6473% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7307% | 1,890 |
| Percentage Net Loans Charged-off:Construction & development | 2.0452% | 1,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3412% | 1,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2048% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7601% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7651% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6756% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2409% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2266% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0553% | 6,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1151% | 1,378 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6643% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6926% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 1.8156% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2563% | 1,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6522% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2627% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1202% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9268% | 1,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4893% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4657% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0624% | 6,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6319% | 72 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6949% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8481% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 2.9939% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0915% | 1,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6250% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3374% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0801% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4296% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1193% | 6,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1164% | 6,263 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0496% | 6,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9698% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8059% | 2,224 |
| Percentage Net Loans Charged-off:Construction & development | 1.7421% | 2,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4600% | 2,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6209% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8160% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4311% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0868% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5661% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1458% | 1,495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8264% | 136 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9297% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5545% | 2,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.3485% | 2,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4034% | 1,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4948% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2551% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6731% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0247% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1564% | 6,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5227% | 107 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6978% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5884% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.3376% | 2,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3454% | 1,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9266% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1893% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4548% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6225% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2478% | 6,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1548% | 74 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9171% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4966% | 2,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.5280% | 1,675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1363% | 1,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9318% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4010% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6113% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2840% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0680% | 6,502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.2137% | 41 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8782% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5774% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 4.7074% | 1,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1183% | 2,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2363% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8684% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8570% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1927% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0279% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0707% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 16.8363% | 69 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8179% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4130% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 3.2248% | 1,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1553% | 2,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8699% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9081% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2634% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3251% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.7791% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.3743% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 25.4251% | 49 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2479% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6183% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 3.3482% | 1,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0906% | 1,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7437% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8270% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5312% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9635% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.9156% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.4955% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4741% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8206% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.6777% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4441% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 9.5211% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0569% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 32.8551% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1203% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5404% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3979% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 1.3523% | 1,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 2,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0512% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6144% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3091% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4636% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4950% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 1.7234% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3878% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3606% | 3,765 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7801% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 5,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 3,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4375% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5706% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 2.0307% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4008% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 5,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0580% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |