Home > Westerly Savings Bank > Assets and Liabilities
Westerly Savings Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $74,853,000 | 5,860 |
| Cash and due from depository institutions | $6,599,000 | 7,017 |
| Interest-bearing balances | $6,057,000 | 937 |
| Securities | $3,000 | 8,667 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $65,038,000 | 4,862 |
| Loan loss allowance | $349,000 | 6,943 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,844,000 | 4,558 |
| Other real estate owned | $0 | 7,017 |
| Goodwill and other intangibles | $140,000 | 2,737 |
| All other assets | $1,229,000 | 6,211 |
| Life insurance assets | $34,000 | 331 |
| Total liabilities and capital | $74,853,000 | 5,860 |
| Total liabilities | $69,813,000 | 5,693 |
| Total deposits | $56,275,000 | 6,076 |
| Interest-bearing deposits | $52,443,000 | 5,743 |
| Deposits held in domestic offices | $56,275,000 | 6,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $13,219,000 | 2,273 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $319,000 | 6,303 |
| Total equity capital | $5,040,000 | 7,210 |
| Total bank equity capital | $5,040,000 | 7,210 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $5,040,000 | 4,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $289,000 | 7,245 |
| Earning assets | $71,098,000 | 5,745 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $76,186,250 | 5,671 |
| Average Assets, quarterly | $76,175,000 | 5,743 |
| Volatile liabilities | $30,011,000 | 3,395 |
| Insider loans | $587,000 | 5,157 |
| FHLB advances | $13,219,000 | 2,138 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,350,000 | 4,384 |
| Tier 1 (core) risk-based capital | $5,040,000 | 7,176 |
| Tier 2 risk-based capital | $349,000 | 6,694 |
| Total risk weighted assets | $46,969,000 | 5,949 |
| Total unused commitments | $11,350,000 | 4,386 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 20 | 6,229 |
| Assets and Liabilities | ||
| Total Assets: | $77,497,000 | 5,672 |
| Cash and due from depository institutions | $7,453,000 | 6,229 |
| Interest-bearing balances | $6,738,000 | 799 |
| Securities | $3,000 | 8,689 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $66,701,000 | 4,694 |
| Loan loss allowance | $343,000 | 6,965 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,959,000 | 4,386 |
| Other real estate owned | $0 | 6,229 |
| Goodwill and other intangibles | $143,000 | 2,715 |
| All other assets | $1,238,000 | 6,049 |
| Life insurance assets | $34,000 | 329 |
| Total liabilities and capital | $77,497,000 | 5,672 |
| Total liabilities | $72,430,000 | 5,508 |
| Total deposits | $58,149,000 | 5,938 |
| Interest-bearing deposits | $53,812,000 | 5,635 |
| Deposits held in domestic offices | $58,149,000 | 5,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,043,000 | 2,174 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $238,000 | 6,699 |
| Total equity capital | $5,067,000 | 7,169 |
| Total bank equity capital | $5,067,000 | 7,169 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $5,067,000 | 4,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $291,000 | 7,033 |
| Earning assets | $73,442,000 | 5,574 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $76,630,670 | 5,642 |
| Average Assets, quarterly | $76,314,000 | 5,691 |
| Volatile liabilities | $31,508,000 | 3,165 |
| Insider loans | $588,000 | 5,108 |
| FHLB advances | $14,043,000 | 2,061 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,541,000 | 4,328 |
| Tier 1 (core) risk-based capital | $5,067,000 | 7,117 |
| Tier 2 risk-based capital | $343,000 | 6,727 |
| Total risk weighted assets | $48,747,000 | 5,784 |
| Total unused commitments | $11,541,000 | 4,328 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 19 | 6,417 |
| Assets and Liabilities | ||
| Total Assets: | $75,131,000 | 5,778 |
| Cash and due from depository institutions | $7,120,000 | 6,417 |
| Interest-bearing balances | $6,380,000 | 875 |
| Securities | $4,000 | 8,761 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,999 |
| Net loans & leases | $64,559,000 | 4,780 |
| Loan loss allowance | $337,000 | 7,039 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,892,000 | 4,472 |
| Other real estate owned | $0 | 6,417 |
| Goodwill and other intangibles | $176,000 | 2,635 |
| All other assets | $1,180,000 | 6,175 |
| Life insurance assets | $49,000 | 323 |
| Total liabilities and capital | $75,131,000 | 5,778 |
| Total liabilities | $70,102,000 | 5,632 |
| Total deposits | $56,390,000 | 6,072 |
| Interest-bearing deposits | $52,319,000 | 5,754 |
| Deposits held in domestic offices | $56,390,000 | 6,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,464,000 | 2,160 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $248,000 | 6,467 |
| Total equity capital | $5,029,000 | 7,192 |
| Total bank equity capital | $5,029,000 | 7,192 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $5,029,000 | 4,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $264,000 | 7,211 |
| Earning assets | $71,143,000 | 5,678 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $76,197,500 | 5,707 |
| Average Assets, quarterly | $76,197,500 | 5,707 |
| Volatile liabilities | $29,570,000 | 3,219 |
| Insider loans | $591,000 | 5,115 |
| FHLB advances | $13,464,000 | 2,051 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $14,164,000 | 3,846 |
| Tier 1 (core) risk-based capital | $5,029,000 | 7,157 |
| Tier 2 risk-based capital | $337,000 | 6,788 |
| Total risk weighted assets | $45,934,000 | 5,920 |
| Total unused commitments | $14,164,000 | 3,847 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 18 | 6,566 |
| Assets and Liabilities | ||
| Total Assets: | $77,264,000 | 5,694 |
| Cash and due from depository institutions | $9,168,000 | 6,566 |
| Interest-bearing balances | $8,420,000 | 674 |
| Securities | $4,000 | 8,806 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 3,994 |
| Net loans & leases | $62,920,000 | 4,857 |
| Loan loss allowance | $331,000 | 7,092 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,864,000 | 4,473 |
| Other real estate owned | $0 | 6,566 |
| Goodwill and other intangibles | $182,000 | 2,614 |
| All other assets | $1,176,000 | 6,166 |
| Life insurance assets | $48,000 | 325 |
| Total liabilities and capital | $77,264,000 | 5,694 |
| Total liabilities | $72,344,000 | 5,544 |
| Total deposits | $58,187,000 | 5,976 |
| Interest-bearing deposits | $53,790,000 | 5,655 |
| Deposits held in domestic offices | $58,187,000 | 5,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,922,000 | 2,150 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $235,000 | 6,532 |
| Total equity capital | $4,920,000 | 7,279 |
| Total bank equity capital | $4,920,000 | 7,279 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $4,920,000 | 4,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 6,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $255,000 | 7,299 |
| Earning assets | $73,294,000 | 5,592 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $71,377,000 | 5,817 |
| Average Assets, quarterly | $74,290,000 | 5,780 |
| Volatile liabilities | $32,781,000 | 2,968 |
| Insider loans | $3,000 | 8,019 |
| FHLB advances | $13,922,000 | 2,036 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,186,000 | 3,723 |
| Tier 1 (core) risk-based capital | $4,920,000 | 7,210 |
| Tier 2 risk-based capital | $331,000 | 6,849 |
| Total risk weighted assets | $45,885,000 | 5,922 |
| Total unused commitments | $14,186,000 | 3,724 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 19 | 6,418 |
| Assets and Liabilities | ||
| Total Assets: | $71,316,000 | 5,923 |
| Cash and due from depository institutions | $7,195,000 | 6,418 |
| Interest-bearing balances | $6,327,000 | 914 |
| Securities | $4,000 | 8,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $61,073,000 | 4,919 |
| Loan loss allowance | $325,000 | 7,152 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,886,000 | 4,397 |
| Other real estate owned | $0 | 6,418 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,158,000 | 6,222 |
| Life insurance assets | $14,000 | 323 |
| Total liabilities and capital | $71,314,000 | 5,923 |
| Total liabilities | $66,564,000 | 5,761 |
| Total deposits | $54,056,000 | 6,184 |
| Interest-bearing deposits | $49,831,000 | 5,883 |
| Deposits held in domestic offices | $54,056,000 | 6,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,329,000 | 2,296 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $179,000 | 7,307 |
| Total equity capital | $4,750,000 | 7,392 |
| Total bank equity capital | $4,750,000 | 7,392 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $4,750,000 | 4,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $253,000 | 7,454 |
| Earning assets | $67,404,000 | 5,803 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $69,905,250 | 5,903 |
| Average Assets, quarterly | $69,737,500 | 5,948 |
| Volatile liabilities | $26,859,000 | 3,340 |
| Insider loans | $3,000 | 8,043 |
| FHLB advances | $12,329,000 | 2,167 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,522,000 | 3,646 |
| Tier 1 (core) risk-based capital | $4,750,000 | 7,304 |
| Tier 2 risk-based capital | $325,000 | 6,901 |
| Total risk weighted assets | $43,378,000 | 6,085 |
| Total unused commitments | $14,522,000 | 3,648 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 19 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $68,159,000 | 6,050 |
| Cash and due from depository institutions | $8,795,000 | 6,481 |
| Interest-bearing balances | $8,021,000 | 771 |
| Securities | $4,000 | 8,917 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $56,301,000 | 5,102 |
| Loan loss allowance | $319,000 | 7,210 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,905,000 | 4,348 |
| Other real estate owned | $0 | 6,481 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,154,000 | 6,194 |
| Life insurance assets | $14,000 | 316 |
| Total liabilities and capital | $68,159,000 | 6,050 |
| Total liabilities | $63,475,000 | 5,926 |
| Total deposits | $52,544,000 | 6,290 |
| Interest-bearing deposits | $49,085,000 | 5,957 |
| Deposits held in domestic offices | $52,544,000 | 6,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,838,000 | 2,448 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $93,000 | 8,098 |
| Total equity capital | $4,684,000 | 7,362 |
| Total bank equity capital | $4,684,000 | 7,362 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $4,684,000 | 4,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $250,000 | 7,354 |
| Earning assets | $64,326,000 | 5,945 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $69,435,000 | 5,961 |
| Average Assets, quarterly | $69,070,000 | 6,007 |
| Volatile liabilities | $23,477,000 | 3,577 |
| Insider loans | $3,000 | 8,134 |
| FHLB advances | $10,838,000 | 2,322 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,907,000 | 3,594 |
| Tier 1 (core) risk-based capital | $4,684,000 | 7,311 |
| Tier 2 risk-based capital | $319,000 | 6,947 |
| Total risk weighted assets | $40,730,000 | 6,240 |
| Total unused commitments | $14,907,000 | 3,595 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 20 | 6,352 |
| Assets and Liabilities | ||
| Total Assets: | $69,981,000 | 5,990 |
| Cash and due from depository institutions | $10,367,000 | 6,352 |
| Interest-bearing balances | $9,566,000 | 770 |
| Securities | $5,000 | 8,952 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,587 |
| Net loans & leases | $55,512,000 | 5,091 |
| Loan loss allowance | $313,000 | 7,248 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,928,000 | 4,294 |
| Other real estate owned | $0 | 6,352 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,169,000 | 6,037 |
| Life insurance assets | $14,000 | 316 |
| Total liabilities and capital | $69,981,000 | 5,990 |
| Total liabilities | $65,338,000 | 5,837 |
| Total deposits | $54,103,000 | 6,202 |
| Interest-bearing deposits | $51,175,000 | 5,863 |
| Deposits held in domestic offices | $54,103,000 | 6,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $11,057,000 | 2,269 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $178,000 | 7,251 |
| Total equity capital | $4,643,000 | 7,459 |
| Total bank equity capital | $4,643,000 | 7,459 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $4,643,000 | 4,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $258,000 | 7,240 |
| Earning assets | $66,083,000 | 5,887 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $70,073,000 | 5,952 |
| Average Assets, quarterly | $70,073,000 | 5,952 |
| Volatile liabilities | $26,229,000 | 3,205 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $11,057,000 | 2,149 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,221,000 | 3,769 |
| Tier 1 (core) risk-based capital | $4,538,000 | 7,380 |
| Tier 2 risk-based capital | $313,000 | 6,972 |
| Total risk weighted assets | $40,929,000 | 6,197 |
| Total unused commitments | $13,221,000 | 3,774 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 21 | 6,226 |
| Assets and Liabilities | ||
| Total Assets: | $70,165,000 | 5,973 |
| Cash and due from depository institutions | $11,187,000 | 6,226 |
| Interest-bearing balances | $10,334,000 | 625 |
| Securities | $5,000 | 9,020 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,338 |
| Net loans & leases | $55,150,000 | 5,096 |
| Loan loss allowance | $307,000 | 7,320 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,956,000 | 4,250 |
| Other real estate owned | $0 | 6,226 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,167,000 | 6,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,166,000 | 5,973 |
| Total liabilities | $65,561,000 | 5,825 |
| Total deposits | $54,050,000 | 6,211 |
| Interest-bearing deposits | $50,921,000 | 5,862 |
| Deposits held in domestic offices | $54,050,000 | 6,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,274,000 | 2,287 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $237,000 | 6,639 |
| Total equity capital | $4,605,000 | 7,445 |
| Total bank equity capital | $4,605,000 | 7,445 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $4,605,000 | 4,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $241,000 | 7,488 |
| Earning assets | $66,189,000 | 5,858 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $69,228,400 | 5,885 |
| Average Assets, quarterly | $71,021,000 | 5,902 |
| Volatile liabilities | $26,124,000 | 3,244 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $11,274,000 | 2,155 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,754,000 | 3,336 |
| Tier 1 (core) risk-based capital | $4,482,000 | 7,407 |
| Tier 2 risk-based capital | $307,000 | 7,057 |
| Total risk weighted assets | $40,531,000 | 6,244 |
| Total unused commitments | $15,754,000 | 3,337 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 21 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $71,877,000 | 5,891 |
| Cash and due from depository institutions | $10,390,000 | 6,252 |
| Interest-bearing balances | $9,655,000 | 795 |
| Securities | $6,000 | 9,064 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,169 |
| Net loans & leases | $54,556,000 | 5,133 |
| Loan loss allowance | $303,000 | 7,393 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,981,000 | 4,212 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,144,000 | 6,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,877,000 | 5,891 |
| Total liabilities | $67,349,000 | 5,735 |
| Total deposits | $55,387,000 | 6,120 |
| Interest-bearing deposits | $51,098,000 | 5,850 |
| Deposits held in domestic offices | $55,387,000 | 6,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,489,000 | 2,191 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $473,000 | 5,185 |
| Total equity capital | $4,528,000 | 7,517 |
| Total bank equity capital | $4,528,000 | 7,517 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $4,528,000 | 4,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $235,000 | 7,686 |
| Earning assets | $68,017,000 | 5,777 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $68,994,250 | 5,931 |
| Average Assets, quarterly | $70,671,500 | 5,926 |
| Volatile liabilities | $26,805,000 | 3,135 |
| Insider loans | $5,000 | 8,239 |
| FHLB advances | $11,489,000 | 2,063 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,937,000 | 3,549 |
| Tier 1 (core) risk-based capital | $4,528,000 | 7,410 |
| Tier 2 risk-based capital | $303,000 | 7,101 |
| Total risk weighted assets | $40,366,000 | 6,261 |
| Total unused commitments | $13,937,000 | 3,554 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 20 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $69,466,000 | 5,997 |
| Cash and due from depository institutions | $8,219,000 | 6,386 |
| Interest-bearing balances | $7,655,000 | 1,058 |
| Securities | $6,000 | 9,092 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,309 |
| Net loans & leases | $55,475,000 | 5,038 |
| Loan loss allowance | $294,000 | 7,464 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,990,000 | 4,159 |
| Other real estate owned | $0 | 6,386 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,176,000 | 6,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,466,000 | 5,997 |
| Total liabilities | $65,033,000 | 5,832 |
| Total deposits | $52,979,000 | 6,277 |
| Interest-bearing deposits | $52,979,000 | 5,732 |
| Deposits held in domestic offices | $52,979,000 | 6,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,700,000 | 2,141 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $354,000 | 6,076 |
| Total equity capital | $4,433,000 | 7,589 |
| Total bank equity capital | $4,433,000 | 7,589 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $4,433,000 | 4,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 5,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $249,000 | 7,508 |
| Earning assets | $65,736,000 | 5,870 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $68,033,330 | 5,986 |
| Average Assets, quarterly | $68,397,000 | 6,001 |
| Volatile liabilities | $24,877,000 | 3,283 |
| Insider loans | $8,000 | 8,248 |
| FHLB advances | $11,700,000 | 2,007 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,724,000 | 2,944 |
| Tier 1 (core) risk-based capital | $4,433,000 | 7,440 |
| Tier 2 risk-based capital | $294,000 | 7,179 |
| Total risk weighted assets | $40,267,000 | 6,252 |
| Total unused commitments | $18,724,000 | 2,954 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $67,328,000 | 6,056 |
| Cash and due from depository institutions | $8,023,000 | 6,250 |
| Interest-bearing balances | $7,524,000 | 1,102 |
| Securities | $7,000 | 9,147 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,263 |
| Net loans & leases | $54,140,000 | 5,081 |
| Loan loss allowance | $286,000 | 7,518 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,961,000 | 4,168 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,197,000 | 5,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,328,000 | 6,056 |
| Total liabilities | $62,975,000 | 5,894 |
| Total deposits | $50,831,000 | 6,368 |
| Interest-bearing deposits | $48,202,000 | 6,045 |
| Deposits held in domestic offices | $50,831,000 | 6,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,909,000 | 2,079 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $235,000 | 7,090 |
| Total equity capital | $4,353,000 | 7,607 |
| Total bank equity capital | $4,353,000 | 7,607 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $4,353,000 | 4,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 6,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $270,000 | 7,359 |
| Earning assets | $63,671,000 | 5,929 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $67,317,000 | 6,018 |
| Average Assets, quarterly | $67,317,000 | 6,018 |
| Volatile liabilities | $23,792,000 | 3,330 |
| Insider loans | $12,000 | 8,226 |
| FHLB advances | $11,909,000 | 1,958 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,854,000 | 3,981 |
| Tier 1 (core) risk-based capital | $4,353,000 | 7,462 |
| Tier 2 risk-based capital | $286,000 | 7,234 |
| Total risk weighted assets | $38,333,000 | 6,325 |
| Total unused commitments | $10,854,000 | 3,994 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 20 | 6,395 |
| Assets and Liabilities | ||
| Total Assets: | $67,306,000 | 6,026 |
| Cash and due from depository institutions | $8,867,000 | 6,395 |
| Interest-bearing balances | $8,349,000 | 940 |
| Securities | $1,308,000 | 8,833 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,408 |
| Net loans & leases | $53,209,000 | 5,135 |
| Loan loss allowance | $278,000 | 7,581 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,974,000 | 4,135 |
| Other real estate owned | $0 | 6,395 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,448,000 | 5,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,306,000 | 6,026 |
| Total liabilities | $63,052,000 | 5,869 |
| Total deposits | $50,686,000 | 6,341 |
| Interest-bearing deposits | $48,224,000 | 5,983 |
| Deposits held in domestic offices | $50,686,000 | 6,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,169,000 | 2,062 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $197,000 | 7,570 |
| Total equity capital | $4,254,000 | 7,658 |
| Total bank equity capital | $4,254,000 | 7,658 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $4,254,000 | 5,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $249,000 | 7,686 |
| Earning assets | $63,366,000 | 5,913 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $66,119,600 | 5,921 |
| Average Assets, quarterly | $65,947,000 | 6,057 |
| Volatile liabilities | $23,500,000 | 3,350 |
| Insider loans | $16,000 | 8,226 |
| FHLB advances | $12,169,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,197,000 | 4,511 |
| Tier 1 (core) risk-based capital | $4,254,000 | 7,516 |
| Tier 2 risk-based capital | $278,000 | 7,316 |
| Total risk weighted assets | $38,141,000 | 6,353 |
| Total unused commitments | $8,197,000 | 4,514 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 19 | 6,594 |
| Assets and Liabilities | ||
| Total Assets: | $66,710,000 | 5,962 |
| Cash and due from depository institutions | $12,214,000 | 6,594 |
| Interest-bearing balances | $11,761,000 | 587 |
| Securities | $11,000 | 9,421 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $51,145,000 | 5,197 |
| Loan loss allowance | $243,000 | 7,851 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,058,000 | 3,964 |
| Other real estate owned | $0 | 6,594 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,282,000 | 5,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,709,000 | 5,962 |
| Total liabilities | $62,712,000 | 5,814 |
| Total deposits | $51,947,000 | 6,180 |
| Interest-bearing deposits | $50,388,000 | 5,761 |
| Deposits held in domestic offices | $51,947,000 | 6,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,688,000 | 2,058 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $77,000 | 9,139 |
| Total equity capital | $3,997,000 | 7,807 |
| Total bank equity capital | $3,997,000 | 7,807 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $3,997,000 | 5,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $259,000 | 7,899 |
| Earning assets | $62,917,000 | 5,867 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $62,858,600 | 5,997 |
| Average Assets, quarterly | $65,746,500 | 5,972 |
| Volatile liabilities | $21,020,000 | 3,540 |
| Insider loans | $36,000 | 8,228 |
| FHLB advances | $10,688,000 | 1,916 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,271,000 | 4,991 |
| Tier 1 (core) risk-based capital | $3,997,000 | 7,698 |
| Tier 2 risk-based capital | $243,000 | 7,613 |
| Total risk weighted assets | $36,570,000 | 6,447 |
| Total unused commitments | $6,271,000 | 4,998 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $57,650,000 | 6,377 |
| Cash and due from depository institutions | $424,000 | 7,222 |
| Interest-bearing balances | $96,000 | 4,884 |
| Securities | $14,000 | 9,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $54,542,000 | 4,889 |
| Loan loss allowance | $236,000 | 7,946 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,417,000 | 5,021 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,253,000 | 5,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,650,000 | 6,377 |
| Total liabilities | $53,874,000 | 6,208 |
| Total deposits | $43,661,000 | 6,678 |
| Interest-bearing deposits | $42,313,000 | 6,239 |
| Deposits held in domestic offices | $43,661,000 | 6,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,006,000 | 2,023 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $207,000 | 8,231 |
| Total equity capital | $3,776,000 | 8,008 |
| Total bank equity capital | $3,776,000 | 8,008 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $3,776,000 | 5,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $324,000 | 6,655 |
| Earning assets | $54,652,000 | 6,263 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $57,754,000 | 6,181 |
| Average Assets, quarterly | $59,107,500 | 6,235 |
| Volatile liabilities | $16,634,000 | 4,173 |
| Insider loans | $47,000 | 8,348 |
| FHLB advances | $10,006,000 | 474 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,524,000 | 5,171 |
| Tier 1 (core) risk-based capital | $3,776,000 | 7,935 |
| Tier 2 risk-based capital | $236,000 | 7,678 |
| Total risk weighted assets | $35,204,000 | 6,494 |
| Total unused commitments | $5,524,000 | 5,175 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $55,566,000 | 6,532 |
| Cash and due from depository institutions | $2,090,000 | 7,472 |
| Interest-bearing balances | $533,000 | 3,074 |
| Securities | $19,000 | 10,127 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,067 |
| Net loans & leases | $50,131,000 | 5,076 |
| Loan loss allowance | $218,000 | 8,242 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,514,000 | 4,831 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $912,000 | 6,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,566,000 | 6,532 |
| Total liabilities | $52,120,000 | 6,359 |
| Total deposits | $42,707,000 | 6,839 |
| Interest-bearing deposits | $41,787,000 | 6,357 |
| Deposits held in domestic offices | $42,707,000 | 6,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,270,000 | 2,107 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $143,000 | 8,837 |
| Total equity capital | $3,446,000 | 8,293 |
| Total bank equity capital | $3,446,000 | 8,293 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $3,446,000 | 5,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 8,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $255,000 | 7,032 |
| Earning assets | $51,583,000 | 6,451 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $54,159,200 | 6,453 |
| Average Assets, quarterly | $55,828,000 | 6,460 |
| Volatile liabilities | $15,854,000 | 4,080 |
| Insider loans | $61,000 | 8,419 |
| FHLB advances | $9,270,000 | 491 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,163,000 | 5,908 |
| Tier 1 (core) risk-based capital | $3,446,000 | 8,325 |
| Tier 2 risk-based capital | $218,000 | 7,960 |
| Total risk weighted assets | $31,913,000 | 6,791 |
| Total unused commitments | $4,163,000 | 5,916 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $51,275,000 | 6,888 |
| Cash and due from depository institutions | $2,291,000 | 8,043 |
| Interest-bearing balances | $1,796,000 | 2,257 |
| Securities | $25,000 | 10,361 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 5,088 |
| Net loans & leases | $44,153,000 | 5,357 |
| Loan loss allowance | $219,000 | 8,304 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,266,000 | 5,279 |
| Other real estate owned | $115,000 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $725,000 | 7,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,275,000 | 6,888 |
| Total liabilities | $48,146,000 | 6,685 |
| Total deposits | $43,902,000 | 6,827 |
| Interest-bearing deposits | $42,806,000 | 6,302 |
| Deposits held in domestic offices | $43,902,000 | 6,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,139,000 | 2,500 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $105,000 | 9,677 |
| Total equity capital | $3,129,000 | 8,700 |
| Total bank equity capital | $3,129,000 | 8,700 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $3,129,000 | 5,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 7,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $250,000 | 7,231 |
| Earning assets | $48,674,000 | 6,736 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $47,514,200 | 6,941 |
| Average Assets, quarterly | $50,205,500 | 6,882 |
| Volatile liabilities | $11,646,000 | 4,542 |
| Insider loans | $73,000 | 8,379 |
| FHLB advances | $4,139,000 | 564 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,773,000 | 5,460 |
| Tier 1 (core) risk-based capital | $3,129,000 | 8,611 |
| Tier 2 risk-based capital | $219,000 | 7,964 |
| Total risk weighted assets | $28,704,000 | 7,070 |
| Total unused commitments | $4,773,000 | 5,467 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $44,684,000 | 7,488 |
| Cash and due from depository institutions | $944,000 | 8,601 |
| Interest-bearing balances | $681,000 | 2,853 |
| Securities | $32,000 | 10,832 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $39,621,000 | 5,835 |
| Loan loss allowance | $213,000 | 8,630 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,244,000 | 5,311 |
| Other real estate owned | $140,000 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $703,000 | 7,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,684,000 | 7,488 |
| Total liabilities | $41,878,000 | 7,296 |
| Total deposits | $40,099,000 | 7,270 |
| Interest-bearing deposits | $39,244,000 | 6,758 |
| Deposits held in domestic offices | $40,099,000 | 7,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,524,000 | 3,137 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $255,000 | 8,302 |
| Total equity capital | $2,806,000 | 9,225 |
| Total bank equity capital | $2,806,000 | 9,225 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $2,806,000 | 6,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 7,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $245,000 | 7,563 |
| Earning assets | $42,334,000 | 7,361 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $42,948,400 | 7,468 |
| Average Assets, quarterly | $44,315,500 | 7,466 |
| Volatile liabilities | $7,819,000 | 5,784 |
| Insider loans | $82,000 | 8,644 |
| FHLB advances | $1,524,000 | 671 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,242,000 | 5,608 |
| Tier 1 (core) risk-based capital | $2,806,000 | 9,141 |
| Tier 2 risk-based capital | $213,000 | 8,208 |
| Total risk weighted assets | $25,636,000 | 7,578 |
| Total unused commitments | $4,242,000 | 5,615 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $41,576,000 | 8,017 |
| Cash and due from depository institutions | $1,016,000 | 9,546 |
| Interest-bearing balances | $756,000 | 2,662 |
| Securities | $83,000 | 11,359 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 4,818 |
| Net loans & leases | $37,524,000 | 6,107 |
| Loan loss allowance | $180,000 | 9,440 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $210,000 | 9,803 |
| Other real estate owned | $0 | 9,546 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $693,000 | 7,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,576,000 | 8,017 |
| Total liabilities | $39,101,000 | 7,805 |
| Total deposits | $35,340,000 | 8,032 |
| Interest-bearing deposits | $34,922,000 | 7,440 |
| Deposits held in domestic offices | $35,340,000 | 8,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,677,000 | 2,141 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $84,000 | 10,836 |
| Total equity capital | $2,475,000 | 9,823 |
| Total bank equity capital | $2,475,000 | 9,823 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $2,475,000 | 6,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 7,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $233,000 | 7,916 |
| Earning assets | $40,413,000 | 7,751 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $39,694,000 | 8,048 |
| Average Assets, quarterly | $40,565,500 | 8,054 |
| Volatile liabilities | $8,598,000 | 5,353 |
| Insider loans | $119,000 | 8,562 |
| FHLB advances | $3,677,000 | 617 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $792,000 | 9,202 |
| Tier 1 (core) risk-based capital | $2,475,000 | 9,780 |
| Tier 2 risk-based capital | $180,000 | 8,964 |
| Total risk weighted assets | $22,827,000 | 8,153 |
| Total unused commitments | $792,000 | 9,213 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $39,103,000 | 8,475 |
| Cash and due from depository institutions | $1,520,000 | 10,247 |
| Interest-bearing balances | $1,312,000 | 2,228 |
| Securities | $272,000 | 11,807 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 6,273 |
| Net loans & leases | $34,777,000 | 6,394 |
| Loan loss allowance | $195,000 | 9,560 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $245,000 | 9,926 |
| Other real estate owned | $82,000 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $657,000 | 8,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,103,000 | 8,475 |
| Total liabilities | $36,799,000 | 8,259 |
| Total deposits | $34,370,000 | 8,375 |
| Interest-bearing deposits | $33,817,000 | 7,763 |
| Deposits held in domestic offices | $34,370,000 | 8,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,179,000 | 2,301 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $250,000 | 8,983 |
| Total equity capital | $2,304,000 | 10,328 |
| Total bank equity capital | $2,304,000 | 10,328 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $2,304,000 | 7,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 7,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $230,000 | 8,259 |
| Earning assets | $37,911,000 | 8,214 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $36,433,200 | 8,595 |
| Average Assets, quarterly | $38,678,000 | 8,462 |
| Volatile liabilities | $6,490,000 | 6,040 |
| Insider loans | $338,000 | 6,722 |
| FHLB advances | $2,179,000 | 644 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,013,000 | 7,418 |
| Tier 1 (core) risk-based capital | $2,304,000 | 10,269 |
| Tier 2 risk-based capital | $195,000 | 8,951 |
| Total risk weighted assets | $21,588,000 | 8,509 |
| Total unused commitments | $2,013,000 | 7,434 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 9 | 11,076 |
| Assets and Liabilities | ||
| Total Assets: | $33,953,000 | 9,274 |
| Cash and due from depository institutions | $455,000 | 11,076 |
| Interest-bearing balances | $288,000 | 4,106 |
| Securities | $1,352,000 | 12,239 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,936 |
| Net loans & leases | $30,461,000 | 6,965 |
| Loan loss allowance | $180,000 | 10,191 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $258,000 | 10,203 |
| Other real estate owned | $0 | 11,076 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $627,000 | 8,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,953,000 | 9,274 |
| Total liabilities | $32,022,000 | 9,078 |
| Total deposits | $30,775,000 | 9,068 |
| Interest-bearing deposits | $30,355,000 | 8,383 |
| Deposits held in domestic offices | $30,775,000 | 9,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,182,000 | 3,003 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $65,000 | 11,870 |
| Total equity capital | $1,931,000 | 11,029 |
| Total bank equity capital | $1,931,000 | 11,029 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $1,931,000 | 7,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 7,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $175,000 | 9,072 |
| Earning assets | $32,901,000 | 9,007 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $32,943,000 | 9,309 |
| Average Assets, quarterly | $33,736,000 | 9,277 |
| Volatile liabilities | $4,502,000 | 7,120 |
| Insider loans | $376,000 | 6,510 |
| FHLB advances | $1,182,000 | 851 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,368,000 | 8,452 |
| Tier 1 (core) risk-based capital | $1,931,000 | 11,117 |
| Tier 2 risk-based capital | $180,000 | 9,523 |
| Total risk weighted assets | $18,787,000 | 9,221 |
| Total unused commitments | $1,368,000 | 8,464 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $31,858,000 | 9,914 |
| Cash and due from depository institutions | $857,000 | 11,619 |
| Interest-bearing balances | $651,000 | 3,998 |
| Securities | $1,661,000 | 12,689 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $28,189,000 | 7,291 |
| Loan loss allowance | $158,000 | 11,027 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $239,000 | 10,810 |
| Other real estate owned | $343,000 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $569,000 | 8,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,858,000 | 9,914 |
| Total liabilities | $30,138,000 | 9,693 |
| Total deposits | $29,869,000 | 9,570 |
| Interest-bearing deposits | $29,686,000 | 8,858 |
| Deposits held in domestic offices | $29,869,000 | 9,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $185,000 | 4,083 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $84,000 | 11,953 |
| Total equity capital | $1,720,000 | 11,766 |
| Total bank equity capital | $1,720,000 | 11,766 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $1,720,000 | 8,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $134,000 | 9,951 |
| Earning assets | $30,501,000 | 9,684 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $31,161,600 | 9,868 |
| Average Assets, quarterly | $31,817,500 | 9,857 |
| Volatile liabilities | $2,168,000 | 9,462 |
| Insider loans | $401,000 | 6,395 |
| FHLB advances | $185,000 | 799 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,483,000 | 8,302 |
| Tier 1 (core) risk-based capital | $1,720,000 | 11,730 |
| Tier 2 risk-based capital | $158,000 | 10,260 |
| Total risk weighted assets | $17,365,000 | 9,794 |
| Total unused commitments | $1,483,000 | 8,327 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 9 | 12,085 |
| Assets and Liabilities | ||
| Total Assets: | $30,648,000 | 10,328 |
| Cash and due from depository institutions | $748,000 | 12,085 |
| Interest-bearing balances | $551,000 | 4,767 |
| Securities | $1,727,000 | 13,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $26,802,000 | 7,573 |
| Loan loss allowance | $129,000 | 11,981 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $262,000 | 10,929 |
| Other real estate owned | $434,000 | 12,085 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $675,000 | 8,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,648,000 | 10,328 |
| Total liabilities | $29,166,000 | 10,103 |
| Total deposits | $28,421,000 | 10,066 |
| Interest-bearing deposits | $28,278,000 | 9,333 |
| Deposits held in domestic offices | $28,421,000 | 10,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $630,000 | 2,948 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $115,000 | 11,971 |
| Total equity capital | $1,482,000 | 12,406 |
| Total bank equity capital | $1,482,000 | 12,406 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $1,482,000 | 8,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 8,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $148,000 | 10,092 |
| Earning assets | $29,080,000 | 10,089 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $30,787,800 | 10,159 |
| Average Assets, quarterly | $30,541,500 | 10,288 |
| Volatile liabilities | $1,985,000 | 10,039 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $630,000 | 769 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,721,000 | 7,736 |
| Tier 1 (core) risk-based capital | $1,482,000 | 12,374 |
| Tier 2 risk-based capital | $129,000 | 11,205 |
| Total risk weighted assets | $16,997,000 | 10,103 |
| Total unused commitments | $1,721,000 | 7,771 |
| Derivatives | $0 | 651 |