Home > Westcoast Savings and Loan Association > Income and Expense
Westcoast Savings and Loan Association, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,679,000 | 3,497 |
| Total interest expense | $6,664,000 | 2,520 |
| Net interest income | $3,015,000 | 5,145 |
| Provision for loan and lease losses | $71,000 | 5,956 |
| Total noninterest income | $201,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $201,000 | 4,793 |
| Total noninterest expense | $1,874,000 | 5,911 |
| Salaries and employee benefits | $1,186,000 | 5,277 |
| Premises and equipment expense | $424,000 | 4,319 |
| Additional noninterest expense | $264,000 | 8,226 |
| Pre-tax net operating income | $1,271,000 | 4,565 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $54,000 | 7,184 |
| Income before extraordinary items | $1,217,000 | 3,823 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,217,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $25,000 | 6,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,217,000 | 3,805 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 4,117 |
| Total interest expense | $4,951,000 | 2,948 |
| Net interest income | $2,632,000 | 5,624 |
| Provision for loan and lease losses | $82,000 | 5,624 |
| Total noninterest income | $137,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $1,769,000 | 6,139 |
| Salaries and employee benefits | $1,089,000 | 5,543 |
| Premises and equipment expense | $403,000 | 4,509 |
| Additional noninterest expense | $277,000 | 8,325 |
| Pre-tax net operating income | $918,000 | 5,561 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $83,000 | 7,162 |
| Income before extraordinary items | $835,000 | 4,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $835,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $835,000 | 4,926 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,022,000 | 4,384 |
| Total interest expense | $5,121,000 | 2,926 |
| Net interest income | $1,901,000 | 6,853 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $130,000 | 8,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $130,000 | 6,008 |
| Total noninterest expense | $1,577,000 | 6,483 |
| Salaries and employee benefits | $948,000 | 5,991 |
| Premises and equipment expense | $374,000 | 4,668 |
| Additional noninterest expense | $255,000 | 8,558 |
| Pre-tax net operating income | $454,000 | 7,610 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $1,000 | 9,299 |
| Income before extraordinary items | $464,000 | 6,821 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $464,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $453,000 | 6,784 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 4,571 |
| Total interest expense | $4,970,000 | 2,996 |
| Net interest income | $1,893,000 | 7,141 |
| Provision for loan and lease losses | $-120,000 | 10,788 |
| Total noninterest income | $297,000 | 6,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $297,000 | 3,953 |
| Total noninterest expense | $1,558,000 | 6,637 |
| Salaries and employee benefits | $874,000 | 6,414 |
| Premises and equipment expense | $338,000 | 5,033 |
| Additional noninterest expense | $346,000 | 7,839 |
| Pre-tax net operating income | $752,000 | 6,767 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $56,000 | 9,157 |
| Income before extraordinary items | $720,000 | 5,818 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $720,000 | 5,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 10,776 |
| Cash dividends | $275,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $697,680 | 5,876 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 4,873 |
| Total interest expense | $4,651,000 | 3,212 |
| Net interest income | $1,830,000 | 7,495 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $152,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $152,000 | 5,934 |
| Total noninterest expense | $2,664,000 | 4,762 |
| Salaries and employee benefits | $833,000 | 6,814 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $1,504,000 | 3,110 |
| Pre-tax net operating income | $-692,000 | 11,288 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-691,000 | 11,314 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-691,000 | 11,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-692,000 | 11,290 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,453,000 | 4,297 |
| Total interest expense | $5,384,000 | 2,840 |
| Net interest income | $2,069,000 | 7,151 |
| Provision for loan and lease losses | $683,000 | 1,242 |
| Total noninterest income | $157,000 | 9,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $157,000 | 5,854 |
| Total noninterest expense | $1,715,000 | 6,698 |
| Salaries and employee benefits | $852,000 | 6,807 |
| Premises and equipment expense | $307,000 | 5,528 |
| Additional noninterest expense | $556,000 | 6,806 |
| Pre-tax net operating income | $-172,000 | 11,653 |
| Securities gains (losses) | $265,000 | 562 |
| Applicable income taxes | $23,000 | 10,706 |
| Income before extraordinary items | $70,000 | 11,174 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $70,000 | 11,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,074 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-128,750 | 11,606 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,075,000 | 4,805 |
| Total interest expense | $3,646,000 | 3,342 |
| Net interest income | $2,429,000 | 6,609 |
| Provision for loan and lease losses | $298,000 | 2,307 |
| Total noninterest income | $194,000 | 8,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $194,000 | 5,373 |
| Total noninterest expense | $1,650,000 | 7,135 |
| Salaries and employee benefits | $827,000 | 7,060 |
| Premises and equipment expense | $333,000 | 5,261 |
| Additional noninterest expense | $490,000 | 7,947 |
| Pre-tax net operating income | $675,000 | 7,555 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $32,000 | 10,876 |
| Income before extraordinary items | $643,000 | 6,263 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $643,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,022 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $643,000 | 6,328 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 5,659 |
| Total interest expense | $2,839,000 | 4,316 |
| Net interest income | $2,278,000 | 6,972 |
| Provision for loan and lease losses | $112,000 | 5,474 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $234,000 | 5,192 |
| Total noninterest expense | $2,316,000 | 5,630 |
| Salaries and employee benefits | $782,000 | 7,432 |
| Premises and equipment expense | $312,000 | 5,663 |
| Additional noninterest expense | $1,222,000 | 4,128 |
| Pre-tax net operating income | $84,000 | 11,972 |
| Securities gains (losses) | $67,000 | 3,024 |
| Applicable income taxes | $-250,000 | 13,063 |
| Income before extraordinary items | $401,000 | 8,425 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $401,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $334,000 | 8,843 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 7,272 |
| Total interest expense | $2,300,000 | 6,405 |
| Net interest income | $1,881,000 | 8,102 |
| Provision for loan and lease losses | $552,000 | 2,786 |
| Total noninterest income | $202,000 | 9,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $202,000 | 5,639 |
| Total noninterest expense | $1,630,000 | 7,469 |
| Salaries and employee benefits | $600,000 | 8,805 |
| Premises and equipment expense | $326,000 | 5,645 |
| Additional noninterest expense | $704,000 | 6,719 |
| Pre-tax net operating income | $-99,000 | 12,941 |
| Securities gains (losses) | $247,000 | 1,739 |
| Applicable income taxes | $48,000 | 11,313 |
| Income before extraordinary items | $100,000 | 11,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $100,000 | 12,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 2,262 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 13,823 |
| Net operating income | $-67,960 | 12,850 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.