Home > Westcal National Bank > Income and Expense
Westcal National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 9,380 |
| Total interest expense | $740,000 | 10,359 |
| Net interest income | $1,665,000 | 8,591 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $166,000 | 9,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $1,535,000 | 7,712 |
| Salaries and employee benefits | $785,000 | 7,411 |
| Premises and equipment expense | $246,000 | 6,763 |
| Additional noninterest expense | $504,000 | 8,173 |
| Pre-tax net operating income | $244,000 | 10,667 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $151,000 | 11,190 |
| Extraordinary gains, net | $83,000 | 1,747 |
| Net income | $234,000 | 10,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,392 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $151,000 | 10,979 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 9,121 |
| Total interest expense | $1,152,000 | 9,785 |
| Net interest income | $1,773,000 | 8,427 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $255,000 | 8,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,370 |
| Total noninterest expense | $1,680,000 | 7,313 |
| Salaries and employee benefits | $833,000 | 7,041 |
| Premises and equipment expense | $327,000 | 5,633 |
| Additional noninterest expense | $520,000 | 8,271 |
| Pre-tax net operating income | $283,000 | 10,301 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $209,000 | 10,487 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $209,000 | 10,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $187,880 | 10,435 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.