Home > Westcal National Bank > Assets and Liabilities
Westcal National Bank, Assets and Liabilities
1993-12-31 | Rank | |
# of Employees: | 20 | 8,423 |
Assets and Liabilities | ||
Total Assets: | $32,143,000 | 9,852 |
Cash and due from depository institutions | $5,218,000 | 8,423 |
Interest-bearing balances | $99,000 | 6,563 |
Securities | $5,379,000 | 11,091 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $21,183,000 | 8,602 |
Loan loss allowance | $275,000 | 8,999 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $54,000 | 12,747 |
Other real estate owned | $0 | 8,423 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $309,000 | 11,191 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $32,143,000 | 9,852 |
Total liabilities | $27,269,000 | 10,126 |
Total deposits | $27,216,000 | 9,997 |
Interest-bearing deposits | $21,626,000 | 10,277 |
Deposits held in domestic offices | $27,216,000 | 9,991 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $53,000 | 12,668 |
Total equity capital | $4,874,000 | 7,413 |
Total bank equity capital | $4,874,000 | 7,413 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,500,000 | 2,712 |
Surplus | $2,600,000 | 4,546 |
Undivided profits | $774,000 | 10,119 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $24,000 | 11,237 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $77,000 | 11,693 |
Earning assets | $26,661,000 | 10,270 |
Long-term assets (5+ years) | $370,000 | 10,853 |
Average Assets, year-to-date | $35,884,000 | 9,202 |
Average Assets, quarterly | $33,883,000 | 9,570 |
Volatile liabilities | $4,056,000 | 7,272 |
Insider loans | $1,733,000 | 2,355 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $4,790,000 | 5,027 |
Tier 1 (core) risk-based capital | $4,854,000 | 7,352 |
Tier 2 risk-based capital | $275,000 | 7,955 |
Total risk weighted assets | $22,964,300 | 8,543 |
Total unused commitments | $4,790,000 | 5,049 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 22 | 8,155 |
Assets and Liabilities | ||
Total Assets: | $36,353,000 | 9,494 |
Cash and due from depository institutions | $5,229,000 | 8,155 |
Interest-bearing balances | $199,000 | 6,148 |
Securities | $4,157,000 | 12,047 |
Federal funds sold & reverse repurchase agreements | $2,250,000 | 6,039 |
Net loans & leases | $24,317,000 | 8,033 |
Loan loss allowance | $331,000 | 8,378 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $85,000 | 12,951 |
Other real estate owned | $0 | 8,155 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $315,000 | 11,574 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $36,353,000 | 9,494 |
Total liabilities | $31,740,000 | 9,673 |
Total deposits | $31,550,000 | 9,546 |
Interest-bearing deposits | $25,984,000 | 9,752 |
Deposits held in domestic offices | $31,550,000 | 9,541 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $190,000 | 10,248 |
Total equity capital | $4,613,000 | 7,502 |
Total bank equity capital | $4,613,000 | 7,502 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,500,000 | 2,815 |
Surplus | $2,600,000 | 4,481 |
Undivided profits | $513,000 | 10,992 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $401,000 | 6,337 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $132,000 | 10,555 |
Earning assets | $30,923,000 | 9,799 |
Long-term assets (5+ years) | $614,000 | 10,829 |
Average Assets, year-to-date | $39,071,200 | 8,940 |
Average Assets, quarterly | $37,202,500 | 9,304 |
Volatile liabilities | $6,986,000 | 5,305 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $4,889,000 | 4,680 |
Tier 1 (core) risk-based capital | $4,613,000 | 7,439 |
Tier 2 risk-based capital | $331,000 | 7,139 |
Total risk weighted assets | $28,841,800 | 7,532 |
Total unused commitments | $4,889,000 | 4,706 |
Derivatives | $0 | 651 |