Home > Westbridge Bank and Trust > Income and Expense
Westbridge Bank and Trust, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 5,126 |
| Total interest expense | $1,620,000 | 3,501 |
| Net interest income | $1,850,000 | 5,872 |
| Provision for loan and lease losses | $1,721,000 | 1,823 |
| Total noninterest income | $-480,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $20,000 | 6,646 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-500,000 | 7,580 |
| Total noninterest expense | $3,153,000 | 4,081 |
| Salaries and employee benefits | $756,000 | 6,060 |
| Premises and equipment expense | $421,000 | 3,961 |
| Additional noninterest expense | $1,976,000 | 2,511 |
| Pre-tax net operating income | $-3,504,000 | 7,259 |
| Securities gains (losses) | $45,000 | 2,483 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,459,000 | 7,323 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,459,000 | 7,322 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,459,000 | 7,323 |
| Net charge-offs | $1,230,000 | 1,967 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,504,000 | 7,313 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 5,096 |
| Total interest expense | $1,123,000 | 3,478 |
| Net interest income | $1,251,000 | 5,864 |
| Provision for loan and lease losses | $1,156,000 | 1,790 |
| Total noninterest income | $-25,000 | 7,576 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $26,000 | 6,310 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-51,000 | 7,456 |
| Total noninterest expense | $2,216,000 | 3,951 |
| Salaries and employee benefits | $569,000 | 5,854 |
| Premises and equipment expense | $282,000 | 3,980 |
| Additional noninterest expense | $1,365,000 | 2,434 |
| Pre-tax net operating income | $-2,146,000 | 7,300 |
| Securities gains (losses) | $45,000 | 1,953 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,101,000 | 7,348 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,101,000 | 7,348 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,101,000 | 7,348 |
| Net charge-offs | $1,103,000 | 1,620 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,146,000 | 7,352 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,089 |
| Total interest expense | $587,000 | 3,488 |
| Net interest income | $630,000 | 5,894 |
| Provision for loan and lease losses | $731,000 | 1,436 |
| Total noninterest income | $-39,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-51,000 | 7,677 |
| Total noninterest expense | $1,010,000 | 4,250 |
| Salaries and employee benefits | $301,000 | 5,813 |
| Premises and equipment expense | $149,000 | 3,904 |
| Additional noninterest expense | $560,000 | 2,883 |
| Pre-tax net operating income | $-1,150,000 | 7,457 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,150,000 | 7,505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,150,000 | 7,506 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,150,000 | 7,506 |
| Net charge-offs | $623,000 | 1,422 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,150,000 | 7,500 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 4,594 |
| Total interest expense | $3,438,000 | 3,087 |
| Net interest income | $2,610,000 | 5,729 |
| Provision for loan and lease losses | $1,746,000 | 2,669 |
| Total noninterest income | $-668,000 | 7,900 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $63,000 | 6,289 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-731,000 | 7,842 |
| Total noninterest expense | $5,052,000 | 3,658 |
| Salaries and employee benefits | $1,492,000 | 5,214 |
| Premises and equipment expense | $655,000 | 3,638 |
| Additional noninterest expense | $2,905,000 | 2,416 |
| Pre-tax net operating income | $-4,856,000 | 7,173 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-4,856,000 | 7,248 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,856,000 | 7,248 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,856,000 | 7,248 |
| Net charge-offs | $1,638,000 | 2,270 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,856,000 | 7,270 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 4,543 |
| Total interest expense | $2,766,000 | 3,044 |
| Net interest income | $1,945,000 | 5,772 |
| Provision for loan and lease losses | $1,294,000 | 2,422 |
| Total noninterest income | $-586,000 | 8,017 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $50,000 | 6,270 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-636,000 | 7,973 |
| Total noninterest expense | $3,755,000 | 3,683 |
| Salaries and employee benefits | $1,122,000 | 5,246 |
| Premises and equipment expense | $479,000 | 3,742 |
| Additional noninterest expense | $2,154,000 | 2,402 |
| Pre-tax net operating income | $-3,690,000 | 7,377 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,690,000 | 7,450 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,690,000 | 7,450 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,690,000 | 7,450 |
| Net charge-offs | $1,165,000 | 2,037 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,690,000 | 7,461 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 4,570 |
| Total interest expense | $1,936,000 | 3,046 |
| Net interest income | $1,217,000 | 5,932 |
| Provision for loan and lease losses | $1,094,000 | 1,966 |
| Total noninterest income | $-401,000 | 8,098 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $33,000 | 6,301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-434,000 | 8,071 |
| Total noninterest expense | $2,676,000 | 3,529 |
| Salaries and employee benefits | $773,000 | 5,201 |
| Premises and equipment expense | $323,000 | 3,720 |
| Additional noninterest expense | $1,580,000 | 2,227 |
| Pre-tax net operating income | $-2,954,000 | 7,562 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,954,000 | 7,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,954,000 | 7,631 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,954,000 | 7,631 |
| Net charge-offs | $778,000 | 1,870 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,954,000 | 7,643 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 4,572 |
| Total interest expense | $1,044,000 | 2,954 |
| Net interest income | $554,000 | 6,164 |
| Provision for loan and lease losses | $484,000 | 1,802 |
| Total noninterest income | $-284,000 | 8,186 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-302,000 | 8,176 |
| Total noninterest expense | $1,264,000 | 3,621 |
| Salaries and employee benefits | $408,000 | 5,082 |
| Premises and equipment expense | $153,000 | 3,916 |
| Additional noninterest expense | $703,000 | 2,224 |
| Pre-tax net operating income | $-1,478,000 | 7,746 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,478,000 | 7,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,478,000 | 7,828 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,478,000 | 7,828 |
| Net charge-offs | $152,000 | 2,401 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,478,000 | 7,815 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,988,000 | 4,136 |
| Total interest expense | $4,735,000 | 3,111 |
| Net interest income | $3,253,000 | 5,184 |
| Provision for loan and lease losses | $3,705,000 | 1,213 |
| Total noninterest income | $130,000 | 7,028 |
| Gross Fiduciary activities income | $15,000 | 1,152 |
| Service charges on deposit accounts | $44,000 | 6,730 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $71,000 | 6,362 |
| Total noninterest expense | $4,339,000 | 3,991 |
| Salaries and employee benefits | $1,876,000 | 4,667 |
| Premises and equipment expense | $639,000 | 3,737 |
| Additional noninterest expense | $1,824,000 | 3,109 |
| Pre-tax net operating income | $-4,661,000 | 7,781 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,661,000 | 7,874 |
| Income before extraordinary items | $-3,000,000 | 7,612 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,000,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,392,000 | 919 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $3,045,000 | 267 |
| Net operating income | $-3,000,000 | 7,682 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,212,000 | 4,108 |
| Total interest expense | $3,589,000 | 3,188 |
| Net interest income | $2,623,000 | 5,022 |
| Provision for loan and lease losses | $3,706,000 | 797 |
| Total noninterest income | $111,000 | 7,005 |
| Gross Fiduciary activities income | $15,000 | 1,088 |
| Service charges on deposit accounts | $31,000 | 6,807 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 6,256 |
| Total noninterest expense | $3,108,000 | 4,113 |
| Salaries and employee benefits | $1,412,000 | 4,673 |
| Premises and equipment expense | $474,000 | 3,784 |
| Additional noninterest expense | $1,222,000 | 3,342 |
| Pre-tax net operating income | $-4,080,000 | 8,089 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,658,000 | 8,151 |
| Income before extraordinary items | $-2,422,000 | 7,943 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,422,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,232,000 | 617 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $3,045,000 | 187 |
| Net operating income | $-2,422,000 | 8,009 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 4,163 |
| Total interest expense | $2,320,000 | 3,371 |
| Net interest income | $1,804,000 | 4,935 |
| Provision for loan and lease losses | $115,000 | 4,076 |
| Total noninterest income | $87,000 | 6,842 |
| Gross Fiduciary activities income | $15,000 | 1,057 |
| Service charges on deposit accounts | $19,000 | 6,886 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $53,000 | 6,048 |
| Total noninterest expense | $2,099,000 | 4,097 |
| Salaries and employee benefits | $1,115,000 | 4,169 |
| Premises and equipment expense | $313,000 | 3,842 |
| Additional noninterest expense | $671,000 | 3,830 |
| Pre-tax net operating income | $-323,000 | 7,455 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-112,000 | 7,878 |
| Income before extraordinary items | $-211,000 | 7,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-211,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,338 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,685,000 | 167 |
| Net operating income | $-211,000 | 7,402 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 4,249 |
| Total interest expense | $1,116,000 | 3,631 |
| Net interest income | $936,000 | 4,844 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $50,000 | 6,671 |
| Gross Fiduciary activities income | $15,000 | 976 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $1,020,000 | 4,177 |
| Salaries and employee benefits | $583,000 | 4,059 |
| Premises and equipment expense | $156,000 | 3,860 |
| Additional noninterest expense | $281,000 | 4,319 |
| Pre-tax net operating income | $-34,000 | 7,346 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-7,000 | 7,817 |
| Income before extraordinary items | $-27,000 | 7,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-27,000 | 7,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 774 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $403,000 | 139 |
| Net operating income | $-27,000 | 7,352 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,675,000 | 4,478 |
| Total interest expense | $4,179,000 | 3,908 |
| Net interest income | $3,496,000 | 5,034 |
| Provision for loan and lease losses | $1,546,000 | 1,030 |
| Total noninterest income | $872,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $30,000 | 7,022 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $842,000 | 2,491 |
| Total noninterest expense | $4,194,000 | 3,973 |
| Salaries and employee benefits | $2,491,000 | 3,728 |
| Premises and equipment expense | $330,000 | 5,550 |
| Additional noninterest expense | $1,373,000 | 3,679 |
| Pre-tax net operating income | $-1,372,000 | 8,159 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-524,000 | 8,318 |
| Income before extraordinary items | $-848,000 | 8,057 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-848,000 | 8,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-848,000 | 8,049 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,686,000 | 4,532 |
| Total interest expense | $3,043,000 | 3,974 |
| Net interest income | $2,643,000 | 5,022 |
| Provision for loan and lease losses | $406,000 | 1,830 |
| Total noninterest income | $842,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $818,000 | 2,096 |
| Total noninterest expense | $3,048,000 | 4,054 |
| Salaries and employee benefits | $1,872,000 | 3,719 |
| Premises and equipment expense | $189,000 | 6,213 |
| Additional noninterest expense | $987,000 | 3,742 |
| Pre-tax net operating income | $31,000 | 7,560 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $28,000 | 5,296 |
| Income before extraordinary items | $3,000 | 7,668 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,000 | 7,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,000 | 7,645 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 4,726 |
| Total interest expense | $1,910,000 | 4,144 |
| Net interest income | $1,635,000 | 5,306 |
| Provision for loan and lease losses | $320,000 | 1,462 |
| Total noninterest income | $736,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $16,000 | 7,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $720,000 | 1,739 |
| Total noninterest expense | $2,078,000 | 4,017 |
| Salaries and employee benefits | $1,319,000 | 3,594 |
| Premises and equipment expense | $131,000 | 6,155 |
| Additional noninterest expense | $628,000 | 3,886 |
| Pre-tax net operating income | $-27,000 | 7,847 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-1,000 | 8,062 |
| Income before extraordinary items | $-26,000 | 7,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-26,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-26,000 | 7,851 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 4,866 |
| Total interest expense | $942,000 | 4,155 |
| Net interest income | $749,000 | 5,594 |
| Provision for loan and lease losses | $84,000 | 2,309 |
| Total noninterest income | $436,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $428,000 | 1,535 |
| Total noninterest expense | $1,032,000 | 4,044 |
| Salaries and employee benefits | $686,000 | 3,518 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $283,000 | 4,134 |
| Pre-tax net operating income | $69,000 | 7,058 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $21,000 | 4,889 |
| Income before extraordinary items | $48,000 | 7,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $48,000 | 7,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $48,000 | 7,175 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 6,146 |
| Total interest expense | $1,820,000 | 5,661 |
| Net interest income | $2,147,000 | 6,397 |
| Provision for loan and lease losses | $707,000 | 1,401 |
| Total noninterest income | $751,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $18,000 | 7,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $733,000 | 2,710 |
| Total noninterest expense | $3,701,000 | 4,208 |
| Salaries and employee benefits | $2,340,000 | 3,798 |
| Premises and equipment expense | $215,000 | 6,577 |
| Additional noninterest expense | $1,146,000 | 4,082 |
| Pre-tax net operating income | $-1,510,000 | 8,530 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-588,000 | 8,593 |
| Income before extraordinary items | $-922,000 | 8,439 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-922,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $12,548,000 | 171 |
| Net operating income | $-922,000 | 8,429 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 6,672 |
| Total interest expense | $911,000 | 6,537 |
| Net interest income | $1,478,000 | 6,655 |
| Provision for loan and lease losses | $586,000 | 1,235 |
| Total noninterest income | $435,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $10,000 | 7,439 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 3,107 |
| Total noninterest expense | $2,411,000 | 4,653 |
| Salaries and employee benefits | $1,502,000 | 4,228 |
| Premises and equipment expense | $152,000 | 6,728 |
| Additional noninterest expense | $757,000 | 4,458 |
| Pre-tax net operating income | $-1,084,000 | 8,602 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-422,000 | 8,681 |
| Income before extraordinary items | $-662,000 | 8,525 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-662,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $12,500,000 | 130 |
| Net operating income | $-662,000 | 8,519 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 7,432 |
| Total interest expense | $293,000 | 7,735 |
| Net interest income | $812,000 | 7,159 |
| Provision for loan and lease losses | $476,000 | 1,026 |
| Total noninterest income | $212,000 | 5,502 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $211,000 | 3,645 |
| Total noninterest expense | $1,708,000 | 4,482 |
| Salaries and employee benefits | $1,035,000 | 4,168 |
| Premises and equipment expense | $95,000 | 6,871 |
| Additional noninterest expense | $578,000 | 4,024 |
| Pre-tax net operating income | $-1,160,000 | 8,711 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-458,000 | 8,746 |
| Income before extraordinary items | $-702,000 | 8,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-702,000 | 8,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $12,500,000 | 78 |
| Net operating income | $-702,000 | 8,638 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,674 |
| Total interest expense | $16,000 | 8,686 |
| Net interest income | $465,000 | 6,863 |
| Provision for loan and lease losses | $93,000 | 2,093 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $1,046,000 | 3,881 |
| Salaries and employee benefits | $694,000 | 3,367 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $307,000 | 3,826 |
| Pre-tax net operating income | $-674,000 | 8,724 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-250,000 | 8,744 |
| Income before extraordinary items | $-424,000 | 8,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-424,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $12,500,000 | 33 |
| Net operating income | $-424,000 | 8,679 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.