Home > Westbound Bank > Income and Expense
Westbound Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 2,578 |
| Total interest expense | $449,000 | 1,854 |
| Net interest income | $1,948,000 | 2,710 |
| Provision for loan and lease losses | $2,000 | 3,432 |
| Total noninterest income | $461,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $63,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 1,717 |
| Total noninterest expense | $2,230,000 | 2,110 |
| Salaries and employee benefits | $1,283,000 | 2,091 |
| Premises and equipment expense | $233,000 | 2,208 |
| Additional noninterest expense | $714,000 | 2,000 |
| Pre-tax net operating income | $177,000 | 4,454 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $25,000 | 3,125 |
| Income before extraordinary items | $152,000 | 4,463 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $152,000 | 4,461 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $152,000 | 4,463 |
| Net charge-offs | $-28,000 | 5,075 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 340 |
| Net operating income | $152,000 | 4,472 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,028,000 | 2,640 |
| Total interest expense | $1,526,000 | 1,890 |
| Net interest income | $7,502,000 | 2,754 |
| Provision for loan and lease losses | $460,000 | 1,525 |
| Total noninterest income | $2,544,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $319,000 | 2,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,225,000 | 1,433 |
| Total noninterest expense | $6,654,000 | 2,590 |
| Salaries and employee benefits | $3,964,000 | 2,487 |
| Premises and equipment expense | $819,000 | 2,423 |
| Additional noninterest expense | $1,871,000 | 2,773 |
| Pre-tax net operating income | $2,932,000 | 2,512 |
| Securities gains (losses) | $-33,000 | 5,243 |
| Applicable income taxes | $1,313,000 | 1,650 |
| Income before extraordinary items | $1,586,000 | 3,042 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,586,000 | 3,040 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,586,000 | 3,042 |
| Net charge-offs | $272,000 | 1,568 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $-257,000 | 5,634 |
| Net operating income | $1,607,120 | 2,999 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,570,000 | 2,711 |
| Total interest expense | $1,075,000 | 1,971 |
| Net interest income | $5,495,000 | 2,822 |
| Provision for loan and lease losses | $288,000 | 1,667 |
| Total noninterest income | $1,685,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $252,000 | 2,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,433,000 | 1,599 |
| Total noninterest expense | $4,756,000 | 2,688 |
| Salaries and employee benefits | $2,840,000 | 2,575 |
| Premises and equipment expense | $615,000 | 2,427 |
| Additional noninterest expense | $1,301,000 | 2,931 |
| Pre-tax net operating income | $2,136,000 | 2,623 |
| Securities gains (losses) | $-33,000 | 5,540 |
| Applicable income taxes | $656,000 | 1,839 |
| Income before extraordinary items | $1,447,000 | 2,914 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,447,000 | 2,913 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,447,000 | 2,914 |
| Net charge-offs | $-27,000 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-255,000 | 5,701 |
| Net operating income | $1,469,770 | 2,873 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 2,779 |
| Total interest expense | $668,000 | 2,028 |
| Net interest income | $3,522,000 | 2,888 |
| Provision for loan and lease losses | $127,000 | 1,991 |
| Total noninterest income | $1,066,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $175,000 | 2,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $891,000 | 1,657 |
| Total noninterest expense | $3,009,000 | 2,794 |
| Salaries and employee benefits | $1,787,000 | 2,701 |
| Premises and equipment expense | $406,000 | 2,452 |
| Additional noninterest expense | $816,000 | 3,067 |
| Pre-tax net operating income | $1,452,000 | 2,543 |
| Securities gains (losses) | $-7,000 | 5,446 |
| Applicable income taxes | $561,000 | 1,593 |
| Income before extraordinary items | $884,000 | 3,012 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $884,000 | 3,011 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $884,000 | 3,012 |
| Net charge-offs | $-29,000 | 5,126 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $-260,000 | 5,757 |
| Net operating income | $888,480 | 2,982 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 2,867 |
| Total interest expense | $318,000 | 2,077 |
| Net interest income | $1,678,000 | 2,988 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $572,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $90,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 1,557 |
| Total noninterest expense | $1,413,000 | 2,946 |
| Salaries and employee benefits | $834,000 | 2,862 |
| Premises and equipment expense | $206,000 | 2,465 |
| Additional noninterest expense | $373,000 | 3,251 |
| Pre-tax net operating income | $837,000 | 2,221 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $383,000 | 1,281 |
| Income before extraordinary items | $454,000 | 2,915 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $454,000 | 2,915 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $454,000 | 2,915 |
| Net charge-offs | $-21,000 | 5,266 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $-265,000 | 5,841 |
| Net operating income | $454,000 | 2,895 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 3,104 |
| Total interest expense | $988,000 | 2,435 |
| Net interest income | $6,105,000 | 3,161 |
| Provision for loan and lease losses | $47,000 | 3,707 |
| Total noninterest income | $2,007,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $333,000 | 2,776 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,674,000 | 1,756 |
| Total noninterest expense | $6,255,000 | 2,773 |
| Salaries and employee benefits | $4,010,000 | 2,496 |
| Premises and equipment expense | $771,000 | 2,563 |
| Additional noninterest expense | $1,474,000 | 3,383 |
| Pre-tax net operating income | $1,810,000 | 3,222 |
| Securities gains (losses) | $-6,000 | 5,603 |
| Applicable income taxes | $495,000 | 2,265 |
| Income before extraordinary items | $1,309,000 | 3,494 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,309,000 | 3,492 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,309,000 | 3,493 |
| Net charge-offs | $-25,000 | 5,173 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $-110,000 | 5,837 |
| Net operating income | $1,313,380 | 3,440 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 3,178 |
| Total interest expense | $692,000 | 2,551 |
| Net interest income | $4,438,000 | 3,239 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,038,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $241,000 | 2,849 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $797,000 | 2,322 |
| Total noninterest expense | $4,652,000 | 2,783 |
| Salaries and employee benefits | $2,943,000 | 2,521 |
| Premises and equipment expense | $584,000 | 2,556 |
| Additional noninterest expense | $1,125,000 | 3,361 |
| Pre-tax net operating income | $824,000 | 3,990 |
| Securities gains (losses) | $-6,000 | 5,771 |
| Applicable income taxes | $192,000 | 2,835 |
| Income before extraordinary items | $626,000 | 4,193 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $626,000 | 4,192 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $626,000 | 4,193 |
| Net charge-offs | $-13,000 | 4,991 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 621 |
| Net operating income | $630,620 | 4,111 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 3,315 |
| Total interest expense | $425,000 | 2,716 |
| Net interest income | $2,800,000 | 3,359 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $707,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $156,000 | 2,882 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $551,000 | 2,261 |
| Total noninterest expense | $3,102,000 | 2,786 |
| Salaries and employee benefits | $1,997,000 | 2,508 |
| Premises and equipment expense | $367,000 | 2,675 |
| Additional noninterest expense | $738,000 | 3,417 |
| Pre-tax net operating income | $405,000 | 4,428 |
| Securities gains (losses) | $-6,000 | 5,867 |
| Applicable income taxes | $79,000 | 3,140 |
| Income before extraordinary items | $320,000 | 4,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $320,000 | 4,561 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $320,000 | 4,562 |
| Net charge-offs | $12,000 | 3,019 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 617 |
| Net operating income | $324,800 | 4,480 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 3,412 |
| Total interest expense | $208,000 | 2,771 |
| Net interest income | $1,332,000 | 3,472 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $511,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $79,000 | 2,849 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $432,000 | 1,660 |
| Total noninterest expense | $1,589,000 | 2,750 |
| Salaries and employee benefits | $1,038,000 | 2,448 |
| Premises and equipment expense | $179,000 | 2,750 |
| Additional noninterest expense | $372,000 | 3,397 |
| Pre-tax net operating income | $254,000 | 4,117 |
| Securities gains (losses) | $-8,000 | 5,967 |
| Applicable income taxes | $61,000 | 2,833 |
| Income before extraordinary items | $185,000 | 4,351 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $185,000 | 4,348 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $185,000 | 4,350 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 584 |
| Net operating income | $191,000 | 4,250 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 3,418 |
| Total interest expense | $759,000 | 2,917 |
| Net interest income | $5,296,000 | 3,456 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,498,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $226,000 | 3,523 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,272,000 | 1,388 |
| Total noninterest expense | $6,525,000 | 2,690 |
| Salaries and employee benefits | $4,119,000 | 2,434 |
| Premises and equipment expense | $533,000 | 3,355 |
| Additional noninterest expense | $1,873,000 | 2,927 |
| Pre-tax net operating income | $1,269,000 | 3,764 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $349,000 | 2,533 |
| Income before extraordinary items | $920,000 | 4,047 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $920,000 | 4,047 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $920,000 | 4,048 |
| Net charge-offs | $-75,000 | 5,663 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $-2,582,000 | 6,161 |
| Net operating income | $920,000 | 3,998 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 3,516 |
| Total interest expense | $552,000 | 3,004 |
| Net interest income | $3,876,000 | 3,545 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,113,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $134,000 | 3,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,979,000 | 1,284 |
| Total noninterest expense | $4,780,000 | 2,755 |
| Salaries and employee benefits | $3,089,000 | 2,430 |
| Premises and equipment expense | $401,000 | 3,386 |
| Additional noninterest expense | $1,290,000 | 3,119 |
| Pre-tax net operating income | $1,209,000 | 3,442 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $297,000 | 2,496 |
| Income before extraordinary items | $912,000 | 3,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $912,000 | 3,657 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $912,000 | 3,658 |
| Net charge-offs | $-75,000 | 5,733 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $-1,781,000 | 6,251 |
| Net operating income | $912,000 | 3,609 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 3,586 |
| Total interest expense | $345,000 | 3,159 |
| Net interest income | $2,537,000 | 3,595 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,513,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $73,000 | 4,223 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,440,000 | 1,213 |
| Total noninterest expense | $3,155,000 | 2,791 |
| Salaries and employee benefits | $2,066,000 | 2,440 |
| Premises and equipment expense | $248,000 | 3,566 |
| Additional noninterest expense | $841,000 | 3,199 |
| Pre-tax net operating income | $895,000 | 3,270 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $170,000 | 2,617 |
| Income before extraordinary items | $725,000 | 3,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $725,000 | 3,345 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $725,000 | 3,346 |
| Net charge-offs | $-91,000 | 5,905 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 644 |
| Net operating income | $725,000 | 3,285 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 3,698 |
| Total interest expense | $167,000 | 3,257 |
| Net interest income | $1,208,000 | 3,712 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $567,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $532,000 | 1,442 |
| Total noninterest expense | $1,569,000 | 2,809 |
| Salaries and employee benefits | $1,035,000 | 2,447 |
| Premises and equipment expense | $115,000 | 3,752 |
| Additional noninterest expense | $419,000 | 3,202 |
| Pre-tax net operating income | $206,000 | 4,397 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $53,000 | 2,942 |
| Income before extraordinary items | $153,000 | 4,663 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $153,000 | 4,665 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $153,000 | 4,667 |
| Net charge-offs | $-92,000 | 6,109 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 605 |
| Net operating income | $153,000 | 4,591 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 4,064 |
| Total interest expense | $711,000 | 3,278 |
| Net interest income | $4,072,000 | 4,149 |
| Provision for loan and lease losses | $-248,000 | 6,152 |
| Total noninterest income | $2,389,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $162,000 | 4,258 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,227,000 | 1,351 |
| Total noninterest expense | $5,469,000 | 3,119 |
| Salaries and employee benefits | $3,706,000 | 2,659 |
| Premises and equipment expense | $416,000 | 4,003 |
| Additional noninterest expense | $1,347,000 | 3,793 |
| Pre-tax net operating income | $1,240,000 | 3,795 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-1,170,000 | 6,431 |
| Income before extraordinary items | $2,410,000 | 2,372 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,410,000 | 2,372 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,410,000 | 2,372 |
| Net charge-offs | $-619,000 | 6,407 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 692 |
| Net operating income | $2,410,000 | 2,328 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 4,138 |
| Total interest expense | $536,000 | 3,317 |
| Net interest income | $3,004,000 | 4,232 |
| Provision for loan and lease losses | $-248,000 | 6,296 |
| Total noninterest income | $2,209,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $121,000 | 4,316 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,088,000 | 1,172 |
| Total noninterest expense | $4,222,000 | 3,064 |
| Salaries and employee benefits | $2,928,000 | 2,554 |
| Premises and equipment expense | $306,000 | 4,095 |
| Additional noninterest expense | $988,000 | 3,868 |
| Pre-tax net operating income | $1,239,000 | 3,371 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-900,000 | 6,538 |
| Income before extraordinary items | $2,139,000 | 2,110 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,139,000 | 2,108 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,139,000 | 2,108 |
| Net charge-offs | $-592,000 | 6,494 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 680 |
| Net operating income | $2,139,000 | 2,069 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 4,267 |
| Total interest expense | $359,000 | 3,341 |
| Net interest income | $1,881,000 | 4,375 |
| Provision for loan and lease losses | $-248,000 | 6,431 |
| Total noninterest income | $1,301,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $82,000 | 4,281 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,219,000 | 1,271 |
| Total noninterest expense | $2,756,000 | 3,122 |
| Salaries and employee benefits | $1,882,000 | 2,644 |
| Premises and equipment expense | $205,000 | 4,125 |
| Additional noninterest expense | $669,000 | 3,852 |
| Pre-tax net operating income | $674,000 | 3,664 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-600,000 | 6,611 |
| Income before extraordinary items | $1,274,000 | 2,242 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,274,000 | 2,245 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,274,000 | 2,244 |
| Net charge-offs | $-304,000 | 6,510 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 698 |
| Net operating income | $1,274,000 | 2,189 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 4,286 |
| Total interest expense | $185,000 | 3,343 |
| Net interest income | $937,000 | 4,403 |
| Provision for loan and lease losses | $-198,000 | 6,565 |
| Total noninterest income | $882,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $825,000 | 983 |
| Total noninterest expense | $1,412,000 | 3,099 |
| Salaries and employee benefits | $954,000 | 2,627 |
| Premises and equipment expense | $103,000 | 4,146 |
| Additional noninterest expense | $355,000 | 3,686 |
| Pre-tax net operating income | $605,000 | 2,554 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-250,000 | 6,679 |
| Income before extraordinary items | $855,000 | 1,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $855,000 | 1,714 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $855,000 | 1,713 |
| Net charge-offs | $-208,000 | 6,590 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 657 |
| Net operating income | $855,000 | 1,681 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 3,874 |
| Total interest expense | $790,000 | 3,471 |
| Net interest income | $4,604,000 | 3,911 |
| Provision for loan and lease losses | $-752,000 | 6,635 |
| Total noninterest income | $1,566,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $154,000 | 4,543 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,412,000 | 1,929 |
| Total noninterest expense | $5,437,000 | 3,204 |
| Salaries and employee benefits | $3,460,000 | 2,827 |
| Premises and equipment expense | $433,000 | 4,042 |
| Additional noninterest expense | $1,544,000 | 3,586 |
| Pre-tax net operating income | $1,485,000 | 3,430 |
| Securities gains (losses) | $-367,000 | 6,685 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,118,000 | 3,682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,118,000 | 3,685 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,118,000 | 3,686 |
| Net charge-offs | $-516,000 | 6,741 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 805 |
| Net operating income | $1,485,000 | 3,126 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 3,899 |
| Total interest expense | $599,000 | 3,539 |
| Net interest income | $3,468,000 | 3,914 |
| Provision for loan and lease losses | $-417,000 | 6,712 |
| Total noninterest income | $1,088,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $118,000 | 4,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $970,000 | 2,085 |
| Total noninterest expense | $4,077,000 | 3,214 |
| Salaries and employee benefits | $2,596,000 | 2,836 |
| Premises and equipment expense | $324,000 | 4,094 |
| Additional noninterest expense | $1,157,000 | 3,586 |
| Pre-tax net operating income | $896,000 | 3,870 |
| Securities gains (losses) | $8,000 | 2,578 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $904,000 | 3,602 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $904,000 | 3,604 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $904,000 | 3,606 |
| Net charge-offs | $-356,000 | 6,794 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 757 |
| Net operating income | $896,000 | 3,546 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 3,958 |
| Total interest expense | $400,000 | 3,587 |
| Net interest income | $2,259,000 | 3,982 |
| Provision for loan and lease losses | $-417,000 | 6,801 |
| Total noninterest income | $874,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $80,000 | 4,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $794,000 | 1,866 |
| Total noninterest expense | $2,813,000 | 3,139 |
| Salaries and employee benefits | $1,813,000 | 2,744 |
| Premises and equipment expense | $216,000 | 4,120 |
| Additional noninterest expense | $784,000 | 3,549 |
| Pre-tax net operating income | $737,000 | 3,484 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $745,000 | 3,202 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $745,000 | 3,204 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $745,000 | 3,205 |
| Net charge-offs | $-246,000 | 6,827 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 730 |
| Net operating income | $737,000 | 3,129 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,071 |
| Total interest expense | $199,000 | 3,684 |
| Net interest income | $1,091,000 | 4,086 |
| Provision for loan and lease losses | $-227,000 | 6,902 |
| Total noninterest income | $726,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $42,000 | 4,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $684,000 | 1,271 |
| Total noninterest expense | $1,476,000 | 3,045 |
| Salaries and employee benefits | $942,000 | 2,656 |
| Premises and equipment expense | $112,000 | 4,062 |
| Additional noninterest expense | $422,000 | 3,382 |
| Pre-tax net operating income | $568,000 | 2,649 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $573,000 | 2,330 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $573,000 | 2,332 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $573,000 | 2,332 |
| Net charge-offs | $-226,000 | 6,925 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $568,000 | 2,255 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 4,167 |
| Total interest expense | $1,045,000 | 3,515 |
| Net interest income | $4,251,000 | 4,252 |
| Provision for loan and lease losses | $-408,000 | 6,979 |
| Total noninterest income | $2,517,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $223,000 | 4,055 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,294,000 | 1,417 |
| Total noninterest expense | $5,770,000 | 3,120 |
| Salaries and employee benefits | $3,586,000 | 2,723 |
| Premises and equipment expense | $457,000 | 4,028 |
| Additional noninterest expense | $1,727,000 | 3,445 |
| Pre-tax net operating income | $1,406,000 | 3,440 |
| Securities gains (losses) | $16,000 | 3,242 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,422,000 | 3,224 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,422,000 | 3,224 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,422,000 | 3,224 |
| Net charge-offs | $805,000 | 2,050 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 827 |
| Net operating income | $1,406,000 | 3,105 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 4,218 |
| Total interest expense | $814,000 | 3,544 |
| Net interest income | $3,200,000 | 4,309 |
| Provision for loan and lease losses | $-408,000 | 7,106 |
| Total noninterest income | $1,997,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $181,000 | 3,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,816,000 | 1,358 |
| Total noninterest expense | $4,445,000 | 3,079 |
| Salaries and employee benefits | $2,689,000 | 2,739 |
| Premises and equipment expense | $342,000 | 4,091 |
| Additional noninterest expense | $1,414,000 | 3,262 |
| Pre-tax net operating income | $1,160,000 | 3,379 |
| Securities gains (losses) | $25,000 | 2,786 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,185,000 | 3,106 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,185,000 | 3,105 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,185,000 | 3,104 |
| Net charge-offs | $675,000 | 1,855 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 786 |
| Net operating income | $1,160,000 | 2,996 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 4,208 |
| Total interest expense | $562,000 | 3,553 |
| Net interest income | $2,147,000 | 4,301 |
| Provision for loan and lease losses | $-408,000 | 7,184 |
| Total noninterest income | $1,030,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $120,000 | 3,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $910,000 | 1,608 |
| Total noninterest expense | $3,136,000 | 2,952 |
| Salaries and employee benefits | $1,761,000 | 2,787 |
| Premises and equipment expense | $230,000 | 4,078 |
| Additional noninterest expense | $1,145,000 | 2,798 |
| Pre-tax net operating income | $449,000 | 4,272 |
| Securities gains (losses) | $17,000 | 2,561 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $466,000 | 4,107 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $466,000 | 4,111 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $466,000 | 4,111 |
| Net charge-offs | $620,000 | 1,570 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 743 |
| Net operating income | $449,000 | 3,985 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 4,237 |
| Total interest expense | $293,000 | 3,563 |
| Net interest income | $1,069,000 | 4,334 |
| Provision for loan and lease losses | $167,000 | 2,198 |
| Total noninterest income | $460,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $397,000 | 1,763 |
| Total noninterest expense | $1,567,000 | 2,940 |
| Salaries and employee benefits | $853,000 | 2,878 |
| Premises and equipment expense | $120,000 | 3,990 |
| Additional noninterest expense | $594,000 | 2,683 |
| Pre-tax net operating income | $-205,000 | 6,851 |
| Securities gains (losses) | $16,000 | 1,662 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-189,000 | 6,895 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-189,000 | 6,896 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-189,000 | 6,896 |
| Net charge-offs | $754,000 | 824 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $-205,000 | 6,868 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 4,031 |
| Total interest expense | $1,404,000 | 3,604 |
| Net interest income | $4,647,000 | 4,111 |
| Provision for loan and lease losses | $1,649,000 | 1,779 |
| Total noninterest income | $2,043,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $226,000 | 4,159 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,817,000 | 1,459 |
| Total noninterest expense | $6,460,000 | 2,877 |
| Salaries and employee benefits | $3,576,000 | 2,697 |
| Premises and equipment expense | $460,000 | 4,256 |
| Additional noninterest expense | $2,424,000 | 2,643 |
| Pre-tax net operating income | $-1,419,000 | 6,690 |
| Securities gains (losses) | $19,000 | 3,110 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,400,000 | 6,738 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,400,000 | 6,738 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,400,000 | 6,738 |
| Net charge-offs | $964,000 | 2,403 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 700 |
| Net operating income | $-1,419,000 | 6,711 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 4,004 |
| Total interest expense | $1,086,000 | 3,638 |
| Net interest income | $3,562,000 | 4,055 |
| Provision for loan and lease losses | $1,419,000 | 1,561 |
| Total noninterest income | $1,488,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $160,000 | 4,277 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,328,000 | 1,458 |
| Total noninterest expense | $4,979,000 | 2,782 |
| Salaries and employee benefits | $2,727,000 | 2,643 |
| Premises and equipment expense | $347,000 | 4,275 |
| Additional noninterest expense | $1,905,000 | 2,570 |
| Pre-tax net operating income | $-1,348,000 | 6,888 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,336,000 | 6,944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,336,000 | 6,945 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,336,000 | 6,945 |
| Net charge-offs | $866,000 | 2,053 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 655 |
| Net operating income | $-1,348,000 | 6,919 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 4,092 |
| Total interest expense | $754,000 | 3,639 |
| Net interest income | $2,295,000 | 4,188 |
| Provision for loan and lease losses | $1,374,000 | 1,214 |
| Total noninterest income | $669,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $106,000 | 4,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $563,000 | 1,938 |
| Total noninterest expense | $3,320,000 | 2,818 |
| Salaries and employee benefits | $1,809,000 | 2,678 |
| Premises and equipment expense | $236,000 | 4,260 |
| Additional noninterest expense | $1,275,000 | 2,595 |
| Pre-tax net operating income | $-1,730,000 | 7,136 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,721,000 | 7,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,721,000 | 7,177 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,721,000 | 7,177 |
| Net charge-offs | $803,000 | 1,666 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 587 |
| Net operating income | $-1,730,000 | 7,166 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 3,977 |
| Total interest expense | $400,000 | 3,607 |
| Net interest income | $1,211,000 | 4,024 |
| Provision for loan and lease losses | $574,000 | 1,325 |
| Total noninterest income | $1,086,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $56,000 | 4,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,030,000 | 811 |
| Total noninterest expense | $1,838,000 | 2,591 |
| Salaries and employee benefits | $1,031,000 | 2,369 |
| Premises and equipment expense | $122,000 | 4,237 |
| Additional noninterest expense | $685,000 | 2,418 |
| Pre-tax net operating income | $-115,000 | 6,706 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-106,000 | 6,733 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-106,000 | 6,732 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-106,000 | 6,733 |
| Net charge-offs | $827,000 | 968 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 535 |
| Net operating income | $-115,000 | 6,739 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 3,814 |
| Total interest expense | $2,187,000 | 3,321 |
| Net interest income | $5,094,000 | 3,910 |
| Provision for loan and lease losses | $895,000 | 3,239 |
| Total noninterest income | $1,862,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $265,000 | 3,883 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,597,000 | 1,631 |
| Total noninterest expense | $6,265,000 | 3,004 |
| Salaries and employee benefits | $3,094,000 | 3,025 |
| Premises and equipment expense | $630,000 | 3,587 |
| Additional noninterest expense | $2,541,000 | 2,648 |
| Pre-tax net operating income | $-204,000 | 6,032 |
| Securities gains (losses) | $-17,000 | 7,070 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-221,000 | 6,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-221,000 | 6,191 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-221,000 | 6,192 |
| Net charge-offs | $561,000 | 3,499 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 940 |
| Net operating income | $-204,000 | 6,106 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 3,786 |
| Total interest expense | $1,711,000 | 3,340 |
| Net interest income | $3,943,000 | 3,876 |
| Provision for loan and lease losses | $565,000 | 3,336 |
| Total noninterest income | $1,452,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $203,000 | 3,917 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,249,000 | 1,547 |
| Total noninterest expense | $4,519,000 | 3,103 |
| Salaries and employee benefits | $2,405,000 | 2,959 |
| Premises and equipment expense | $478,000 | 3,607 |
| Additional noninterest expense | $1,636,000 | 2,973 |
| Pre-tax net operating income | $311,000 | 4,818 |
| Securities gains (losses) | $-17,000 | 7,250 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $294,000 | 4,904 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $294,000 | 4,906 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $294,000 | 4,907 |
| Net charge-offs | $566,000 | 2,907 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,045 |
| Net operating income | $311,000 | 4,622 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 3,669 |
| Total interest expense | $1,170,000 | 3,371 |
| Net interest income | $2,804,000 | 3,702 |
| Provision for loan and lease losses | $290,000 | 3,699 |
| Total noninterest income | $760,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $149,000 | 3,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $611,000 | 1,838 |
| Total noninterest expense | $3,074,000 | 3,049 |
| Salaries and employee benefits | $1,667,000 | 2,861 |
| Premises and equipment expense | $328,000 | 3,567 |
| Additional noninterest expense | $1,079,000 | 2,999 |
| Pre-tax net operating income | $200,000 | 4,941 |
| Securities gains (losses) | $-17,000 | 7,356 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $183,000 | 5,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $183,000 | 5,005 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $183,000 | 5,004 |
| Net charge-offs | $243,000 | 3,316 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,035 |
| Net operating income | $200,000 | 4,754 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 3,733 |
| Total interest expense | $601,000 | 3,425 |
| Net interest income | $1,382,000 | 3,777 |
| Provision for loan and lease losses | $195,000 | 3,039 |
| Total noninterest income | $156,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $77,000 | 3,649 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $1,508,000 | 3,133 |
| Salaries and employee benefits | $849,000 | 2,857 |
| Premises and equipment expense | $173,000 | 3,490 |
| Additional noninterest expense | $486,000 | 3,264 |
| Pre-tax net operating income | $-165,000 | 6,785 |
| Securities gains (losses) | $-17,000 | 7,543 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-182,000 | 6,908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-182,000 | 6,909 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-182,000 | 6,908 |
| Net charge-offs | $19,000 | 4,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 7,889 |
| Net operating income | $-165,000 | 6,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,171,000 | 3,759 |
| Total interest expense | $3,260,000 | 3,214 |
| Net interest income | $4,911,000 | 3,995 |
| Provision for loan and lease losses | $1,160,000 | 3,263 |
| Total noninterest income | $1,664,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $248,000 | 4,245 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,416,000 | 1,713 |
| Total noninterest expense | $6,191,000 | 3,104 |
| Salaries and employee benefits | $3,221,000 | 2,999 |
| Premises and equipment expense | $758,000 | 3,264 |
| Additional noninterest expense | $2,212,000 | 3,060 |
| Pre-tax net operating income | $-776,000 | 6,152 |
| Securities gains (losses) | $118,000 | 1,994 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-658,000 | 6,170 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-658,000 | 6,169 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-658,000 | 6,169 |
| Net charge-offs | $410,000 | 4,050 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 905 |
| Net operating income | $-776,000 | 6,253 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 3,774 |
| Total interest expense | $2,549,000 | 3,248 |
| Net interest income | $3,639,000 | 4,031 |
| Provision for loan and lease losses | $920,000 | 2,903 |
| Total noninterest income | $1,102,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $140,000 | 4,795 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $962,000 | 1,874 |
| Total noninterest expense | $4,504,000 | 3,174 |
| Salaries and employee benefits | $2,344,000 | 3,082 |
| Premises and equipment expense | $561,000 | 3,342 |
| Additional noninterest expense | $1,599,000 | 3,119 |
| Pre-tax net operating income | $-683,000 | 6,462 |
| Securities gains (losses) | $88,000 | 1,930 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-595,000 | 6,502 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-595,000 | 6,503 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-595,000 | 6,502 |
| Net charge-offs | $315,000 | 3,642 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 845 |
| Net operating income | $-683,000 | 6,559 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 3,842 |
| Total interest expense | $1,772,000 | 3,274 |
| Net interest income | $2,313,000 | 4,124 |
| Provision for loan and lease losses | $580,000 | 2,767 |
| Total noninterest income | $523,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $78,000 | 5,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $445,000 | 2,391 |
| Total noninterest expense | $2,743,000 | 3,463 |
| Salaries and employee benefits | $1,453,000 | 3,322 |
| Premises and equipment expense | $378,000 | 3,332 |
| Additional noninterest expense | $912,000 | 3,515 |
| Pre-tax net operating income | $-487,000 | 6,627 |
| Securities gains (losses) | $24,000 | 2,251 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-463,000 | 6,727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-463,000 | 6,728 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-463,000 | 6,728 |
| Net charge-offs | $311,000 | 2,887 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 843 |
| Net operating income | $-487,000 | 6,739 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 4,083 |
| Total interest expense | $890,000 | 3,348 |
| Net interest income | $1,018,000 | 4,522 |
| Provision for loan and lease losses | $457,000 | 1,862 |
| Total noninterest income | $172,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $137,000 | 3,115 |
| Total noninterest expense | $1,225,000 | 3,708 |
| Salaries and employee benefits | $676,000 | 3,577 |
| Premises and equipment expense | $190,000 | 3,369 |
| Additional noninterest expense | $359,000 | 3,882 |
| Pre-tax net operating income | $-492,000 | 7,315 |
| Securities gains (losses) | $21,000 | 1,659 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-471,000 | 7,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-471,000 | 7,421 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-471,000 | 7,421 |
| Net charge-offs | $50,000 | 3,538 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 672 |
| Net operating income | $-492,000 | 7,410 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 4,880 |
| Total interest expense | $2,824,000 | 4,419 |
| Net interest income | $3,277,000 | 5,166 |
| Provision for loan and lease losses | $677,000 | 3,298 |
| Total noninterest income | $498,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 5,996 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $405,000 | 3,561 |
| Total noninterest expense | $4,545,000 | 3,858 |
| Salaries and employee benefits | $2,605,000 | 3,654 |
| Premises and equipment expense | $696,000 | 3,533 |
| Additional noninterest expense | $1,244,000 | 4,172 |
| Pre-tax net operating income | $-1,447,000 | 7,200 |
| Securities gains (losses) | $66,000 | 1,418 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,381,000 | 7,168 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,381,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 4,747 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 946 |
| Net operating income | $-1,447,000 | 7,304 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 5,177 |
| Total interest expense | $2,038,000 | 4,651 |
| Net interest income | $2,212,000 | 5,507 |
| Provision for loan and lease losses | $563,000 | 2,558 |
| Total noninterest income | $335,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $60,000 | 6,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $275,000 | 3,832 |
| Total noninterest expense | $3,392,000 | 3,856 |
| Salaries and employee benefits | $1,932,000 | 3,716 |
| Premises and equipment expense | $518,000 | 3,560 |
| Additional noninterest expense | $942,000 | 4,059 |
| Pre-tax net operating income | $-1,408,000 | 7,707 |
| Securities gains (losses) | $50,000 | 1,422 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-1,359,000 | 7,657 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,359,000 | 7,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,724 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 837 |
| Net operating income | $-1,409,000 | 7,772 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 5,500 |
| Total interest expense | $1,264,000 | 4,976 |
| Net interest income | $1,314,000 | 5,844 |
| Provision for loan and lease losses | $331,000 | 2,397 |
| Total noninterest income | $215,000 | 5,294 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $179,000 | 3,983 |
| Total noninterest expense | $2,196,000 | 3,956 |
| Salaries and employee benefits | $1,243,000 | 3,859 |
| Premises and equipment expense | $337,000 | 3,638 |
| Additional noninterest expense | $616,000 | 4,104 |
| Pre-tax net operating income | $-998,000 | 7,912 |
| Securities gains (losses) | $50,000 | 1,445 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-948,000 | 7,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-948,000 | 7,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 749 |
| Net operating income | $-998,000 | 7,977 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,932 |
| Total interest expense | $578,000 | 5,397 |
| Net interest income | $560,000 | 6,258 |
| Provision for loan and lease losses | $250,000 | 1,575 |
| Total noninterest income | $72,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $1,081,000 | 4,015 |
| Salaries and employee benefits | $570,000 | 4,131 |
| Premises and equipment expense | $211,000 | 3,079 |
| Additional noninterest expense | $300,000 | 4,119 |
| Pre-tax net operating income | $-699,000 | 8,196 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-699,000 | 8,240 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-699,000 | 8,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 618 |
| Net operating income | $-699,000 | 8,227 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 6,908 |
| Total interest expense | $867,000 | 7,382 |
| Net interest income | $2,036,000 | 6,456 |
| Provision for loan and lease losses | $370,000 | 2,816 |
| Total noninterest income | $90,000 | 7,667 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $22,000 | 7,129 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $68,000 | 6,745 |
| Total noninterest expense | $3,513,000 | 4,503 |
| Salaries and employee benefits | $1,572,000 | 5,156 |
| Premises and equipment expense | $418,000 | 4,887 |
| Additional noninterest expense | $1,523,000 | 3,370 |
| Pre-tax net operating income | $-1,757,000 | 8,241 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,730,000 | 8,281 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,730,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $23,946,000 | 60 |
| Net operating income | $-1,757,000 | 8,274 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 7,247 |
| Total interest expense | $413,000 | 7,925 |
| Net interest income | $1,470,000 | 6,585 |
| Provision for loan and lease losses | $318,000 | 2,214 |
| Total noninterest income | $18,000 | 8,273 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,000 | 7,394 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,000 | 7,921 |
| Total noninterest expense | $2,514,000 | 4,643 |
| Salaries and employee benefits | $1,125,000 | 5,287 |
| Premises and equipment expense | $261,000 | 5,421 |
| Additional noninterest expense | $1,128,000 | 3,351 |
| Pre-tax net operating income | $-1,344,000 | 8,363 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,346,000 | 8,390 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,346,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $23,747,000 | 43 |
| Net operating income | $-1,344,000 | 8,383 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $979,000 | 7,674 |
| Total interest expense | $127,000 | 8,360 |
| Net interest income | $852,000 | 6,957 |
| Provision for loan and lease losses | $212,000 | 2,065 |
| Total noninterest income | $3,000 | 8,449 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,000 | 7,481 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $1,600,000 | 4,815 |
| Salaries and employee benefits | $718,000 | 5,478 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $718,000 | 3,492 |
| Pre-tax net operating income | $-957,000 | 8,449 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-959,000 | 8,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-959,000 | 8,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $23,547,000 | 31 |
| Net operating income | $-957,000 | 8,467 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,086 |
| Total interest expense | $16,000 | 8,557 |
| Net interest income | $348,000 | 7,403 |
| Provision for loan and lease losses | $59,000 | 2,928 |
| Total noninterest income | $2,000 | 8,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $791,000 | 4,830 |
| Salaries and employee benefits | $334,000 | 5,749 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $365,000 | 3,415 |
| Pre-tax net operating income | $-500,000 | 8,518 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-502,000 | 8,532 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-502,000 | 8,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $23,354,000 | 19 |
| Net operating income | $-500,000 | 8,526 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.