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Westborough Savings Bank, Total Unused Commitments

2007-06-30Rank
Total unused commitments$34,176,0002,422
Loan commitments-revolving, open-end lines secured by 1-4's$15,303,0001,137
Credit card lines$01,868
Commercial real estate, construction & land development$5,033,0003,162
Commitments secured by real estate$5,033,0003,114
Commitments not secured by real estate$0963
Securities underwriting$07
Other unused commitments$13,840,0002,240
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,911
Securities lent$053
All other off-balance sheet liabilities$0513
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2007-03-31Rank
Total unused commitments$34,858,0002,384
Loan commitments-revolving, open-end lines secured by 1-4's$15,431,0001,140
Credit card lines$01,881
Commercial real estate, construction & land development$6,022,0002,853
Commitments secured by real estate$6,022,0002,812
Commitments not secured by real estate$0923
Securities underwriting$06
Other unused commitments$13,405,0002,324
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,921
Securities lent$056
All other off-balance sheet liabilities$0487
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-12-31Rank
Total unused commitments$26,392,0002,820
Loan commitments-revolving, open-end lines secured by 1-4's$15,093,0001,140
Credit card lines$01,896
Commercial real estate, construction & land development$4,024,0003,303
Commitments secured by real estate$4,024,0003,265
Commitments not secured by real estate$0874
Securities underwriting$07
Other unused commitments$7,275,0003,387
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,894
Securities lent$049
All other off-balance sheet liabilities$0481
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-09-30Rank
Total unused commitments$28,057,0002,740
Loan commitments-revolving, open-end lines secured by 1-4's$16,358,0001,081
Credit card lines$01,917
Commercial real estate, construction & land development$3,897,0003,413
Commitments secured by real estate$3,897,0003,366
Commitments not secured by real estate$0840
Securities underwriting$07
Other unused commitments$7,802,0003,204
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,898
Securities lent$045
All other off-balance sheet liabilities$0461
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-06-30Rank
Total unused commitments$29,274,0002,650
Loan commitments-revolving, open-end lines secured by 1-4's$17,430,0001,016
Credit card lines$01,932
Commercial real estate, construction & land development$6,978,0002,633
Commitments secured by real estate$6,978,0002,596
Commitments not secured by real estate$0846
Securities underwriting$07
Other unused commitments$4,866,0004,217
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,889
Securities lent$047
All other off-balance sheet liabilities$0442
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$011
2006-03-31Rank
Total unused commitments$29,264,0002,623
Loan commitments-revolving, open-end lines secured by 1-4's$17,121,0001,008
Credit card lines$01,970
Commercial real estate, construction & land development$7,886,0002,423
Commitments secured by real estate$7,886,0002,390
Commitments not secured by real estate$0816
Securities underwriting$07
Other unused commitments$4,257,0004,523
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,884
Securities lent$045
All other off-balance sheet liabilities$0430
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2005-12-31Rank
Total unused commitments$29,370,0002,563
Loan commitments-revolving, open-end lines secured by 1-4's$16,826,000994
Credit card lines$01,992
Commercial real estate, construction & land development$6,662,0002,608
Commitments secured by real estate$6,662,0002,580
Commitments not secured by real estate$0803
Securities underwriting$07
Other unused commitments$5,882,0003,759
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,871
Securities lent$045
All other off-balance sheet liabilities$0302
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-09-30Rank
Total unused commitments$20,372,0003,242
Loan commitments-revolving, open-end lines secured by 1-4's$05,868
Credit card lines$02,022
Commercial real estate, construction & land development$7,209,0002,493
Commitments secured by real estate$7,209,0002,453
Commitments not secured by real estate$0800
Securities underwriting$07
Other unused commitments$13,163,0002,182
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,835
Securities lent$047
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$049
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$10,046,0004,634
Loan commitments-revolving, open-end lines secured by 1-4's$05,835
Credit card lines$02,052
Commercial real estate, construction & land development$1,980,0004,032
Commitments secured by real estate$1,980,0003,991
Commitments not secured by real estate$0763
Securities underwriting$07
Other unused commitments$8,066,0003,035
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,808
Securities lent$044
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$17,478,0003,428
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$02,078
Commercial real estate, construction & land development$2,691,0003,566
Commitments secured by real estate$2,691,0003,525
Commitments not secured by real estate$0778
Securities underwriting$07
Other unused commitments$14,787,0001,954
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,827
Securities lent$045
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$044
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$22,493,0002,798
Loan commitments-revolving, open-end lines secured by 1-4's$05,846
Credit card lines$02,092
Commercial real estate, construction & land development$1,189,0004,420
Commitments secured by real estate$1,189,0004,382
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$21,304,0001,368
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,796
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$24,061,0002,656
Loan commitments-revolving, open-end lines secured by 1-4's$05,849
Credit card lines$02,153
Commercial real estate, construction & land development$2,383,0003,633
Commitments secured by real estate$2,383,0003,595
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$21,678,0001,307
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,797
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$27,339,0002,418
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$02,201
Commercial real estate, construction & land development$2,934,0003,388
Commitments secured by real estate$2,934,0003,347
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$24,405,0001,198
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,791
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$23,447,0002,635
Loan commitments-revolving, open-end lines secured by 1-4's$05,828
Credit card lines$02,253
Commercial real estate, construction & land development$2,462,0003,457
Commitments secured by real estate$2,462,0003,414
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$20,985,0001,353
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,771
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$22,318,0002,647
Loan commitments-revolving, open-end lines secured by 1-4's$11,533,000968
Credit card lines$02,174
Commercial real estate, construction & land development$4,184,0002,740
Commitments secured by real estate$4,184,0002,698
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$6,601,0003,124
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$24,684,0002,466
Loan commitments-revolving, open-end lines secured by 1-4's$11,351,000977
Credit card lines$02,194
Commercial real estate, construction & land development$4,450,0002,643
Commitments secured by real estate$4,450,0002,599
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$8,883,0002,528
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,774
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$23,128,0002,559
Loan commitments-revolving, open-end lines secured by 1-4's$11,435,000928
Credit card lines$02,230
Commercial real estate, construction & land development$4,822,0002,449
Commitments secured by real estate$4,822,0002,413
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$6,871,0003,012
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,767
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$30,661,0002,010
Loan commitments-revolving, open-end lines secured by 1-4's$11,470,000880
Credit card lines$02,280
Commercial real estate, construction & land development$3,618,0002,724
Commitments secured by real estate$3,618,0002,677
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$15,573,0001,617
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,761
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$25,091,0002,258
Loan commitments-revolving, open-end lines secured by 1-4's$10,178,000919
Credit card lines$02,321
Commercial real estate, construction & land development$5,196,0002,207
Commitments secured by real estate$5,196,0002,174
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$9,717,0002,282
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,731
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$16,416,0002,875
Loan commitments-revolving, open-end lines secured by 1-4's$9,292,000883
Credit card lines$02,495
Commercial real estate, construction & land development$2,523,0003,008
Commitments secured by real estate$2,104,0003,164
Commitments not secured by real estate$419,000506
Securities underwriting$08
Other unused commitments$4,601,0003,642
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,724
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$10,247,0003,688
Loan commitments-revolving, open-end lines secured by 1-4's$5,546,0001,171
Credit card lines$03,061
Commercial real estate, construction & land development$1,534,0003,524
Commitments secured by real estate$1,534,0003,452
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$3,167,0004,342
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$7,440,0004,471
Loan commitments-revolving, open-end lines secured by 1-4's$5,444,0001,179
Credit card lines$03,256
Commercial real estate, construction & land development$834,0004,307
Commitments secured by real estate$834,0004,239
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$1,162,0006,426
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$11,495,0003,319
Loan commitments-revolving, open-end lines secured by 1-4's$5,243,0001,140
Credit card lines$03,409
Commercial real estate, construction & land development$1,713,0003,157
Commitments secured by real estate$1,713,0003,085
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$4,539,0003,536
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$11,987,0003,053
Loan commitments-revolving, open-end lines secured by 1-4's$6,426,000966
Credit card lines$03,666
Commercial real estate, construction & land development$3,606,0002,000
Commitments secured by real estate$3,606,0001,922
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$1,955,0005,269
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$6,242,0004,539
Loan commitments-revolving, open-end lines secured by 1-4's$4,274,0001,274
Credit card lines$03,827
Commercial real estate, construction & land development$1,195,0003,510
Commitments secured by real estate$1,195,0003,419
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$773,0007,148
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$6,092,0004,472
Loan commitments-revolving, open-end lines secured by 1-4's$3,749,0001,361
Credit card lines$03,957
Commercial real estate, construction & land development$875,0003,874
Commitments secured by real estate$875,0003,785
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$1,468,0005,873
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$5,741,0004,521
Loan commitments-revolving, open-end lines secured by 1-4's$3,739,0001,364
Credit card lines$03,957
Commercial real estate, construction & land development$1,058,0003,563
Commitments secured by real estate$1,058,0003,484
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$944,0006,860
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$5,769,0004,514
Loan commitments-revolving, open-end lines secured by 1-4's$2,848,0001,549
Credit card lines$03,952
Commercial real estate, construction & land development$683,0004,142
Commitments secured by real estate$683,0004,027
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$2,238,0004,686
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$5,729,0004,257
Loan commitments-revolving, open-end lines secured by 1-4's$3,847,0001,273
Credit card lines$03,970
Commercial real estate, construction & land development$390,0004,691
Commitments secured by real estate$390,0004,517
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$1,492,0005,431
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109