Home > WEST UNIVERSITY BANK > Assets and Liabilities
WEST UNIVERSITY BANK, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 41 | 4,284 |
Assets and Liabilities | ||
Total Assets: | $67,536,000 | 5,869 |
Cash and due from depository institutions | $5,529,000 | 4,284 |
Interest-bearing balances | $503,000 | 3,109 |
Securities | $10,381,000 | 7,292 |
Federal funds sold & reverse repurchase agreements | $15,350,000 | 859 |
Net loans & leases | $34,182,000 | 6,398 |
Loan loss allowance | $437,000 | 6,226 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,642,000 | 4,436 |
Other real estate owned | $0 | 4,284 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $452,000 | 8,734 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $67,536,000 | 5,869 |
Total liabilities | $63,470,000 | 5,668 |
Total deposits | $62,253,000 | 5,512 |
Interest-bearing deposits | $47,373,000 | 5,978 |
Deposits held in domestic offices | $62,253,000 | 5,506 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $1,217,000 | 3,035 |
Total equity capital | $4,066,000 | 7,986 |
Total bank equity capital | $4,066,000 | 7,986 |
Perpetual preferred stock | $0 | 223 |
Common stock | $709,000 | 4,139 |
Surplus | $1,272,000 | 6,753 |
Undivided profits | $2,085,000 | 7,035 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 10,017 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $209,000 | 8,127 |
Earning assets | $60,416,000 | 5,970 |
Long-term assets (5+ years) | $8,042,000 | 4,863 |
Average Assets, year-to-date | $64,846,800 | 5,843 |
Average Assets, quarterly | $66,609,000 | 5,859 |
Volatile liabilities | $4,381,000 | 7,497 |
Insider loans | $1,269,000 | 2,989 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $4,457,000 | 5,482 |
Tier 1 (core) risk-based capital | $4,067,000 | 7,868 |
Tier 2 risk-based capital | $418,810 | 5,834 |
Total risk weighted assets | $33,486,410 | 6,587 |
Total unused commitments | $4,457,000 | 5,486 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 43 | 4,297 |
Assets and Liabilities | ||
Total Assets: | $63,547,000 | 6,287 |
Cash and due from depository institutions | $3,433,000 | 4,297 |
Interest-bearing balances | $898,000 | 2,483 |
Securities | $9,873,000 | 7,999 |
Federal funds sold & reverse repurchase agreements | $6,540,000 | 1,999 |
Net loans & leases | $36,393,000 | 6,227 |
Loan loss allowance | $327,000 | 7,550 |
Trading account assets | $4,897,000 | 118 |
Bank premises and fixed assets | $1,860,000 | 4,002 |
Other real estate owned | $0 | 4,297 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $551,000 | 8,512 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $63,547,000 | 6,287 |
Total liabilities | $59,284,000 | 6,122 |
Total deposits | $59,031,000 | 5,917 |
Interest-bearing deposits | $44,975,000 | 6,402 |
Deposits held in domestic offices | $59,031,000 | 5,910 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $253,000 | 8,505 |
Total equity capital | $4,263,000 | 7,931 |
Total bank equity capital | $4,263,000 | 7,931 |
Perpetual preferred stock | $0 | 250 |
Common stock | $709,000 | 4,411 |
Surplus | $1,272,000 | 6,953 |
Undivided profits | $2,282,000 | 6,880 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $99,000 | 8,123 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $240,000 | 7,806 |
Earning assets | $58,601,000 | 6,252 |
Long-term assets (5+ years) | $6,966,000 | 5,074 |
Average Assets, year-to-date | $60,615,200 | 6,316 |
Average Assets, quarterly | $61,946,000 | 6,329 |
Volatile liabilities | $4,367,000 | 7,502 |
Insider loans | $1,318,000 | 2,943 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $4,234,000 | 5,537 |
Tier 1 (core) risk-based capital | $4,305,000 | 7,786 |
Tier 2 risk-based capital | $327,000 | 6,901 |
Total risk weighted assets | $32,233,300 | 6,835 |
Total unused commitments | $4,234,000 | 5,548 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 46 | 4,150 |
Assets and Liabilities | ||
Total Assets: | $60,357,000 | 6,622 |
Cash and due from depository institutions | $4,992,000 | 4,150 |
Interest-bearing balances | $1,181,000 | 2,373 |
Securities | $7,903,000 | 9,034 |
Federal funds sold & reverse repurchase agreements | $1,451,000 | 6,456 |
Net loans & leases | $38,386,000 | 6,005 |
Loan loss allowance | $433,000 | 6,640 |
Trading account assets | $4,973,000 | 128 |
Bank premises and fixed assets | $2,075,000 | 3,584 |
Other real estate owned | $0 | 4,150 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $577,000 | 8,623 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $60,357,000 | 6,622 |
Total liabilities | $56,234,000 | 6,439 |
Total deposits | $55,820,000 | 6,257 |
Interest-bearing deposits | $42,024,000 | 6,816 |
Deposits held in domestic offices | $55,820,000 | 6,251 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $414,000 | 7,007 |
Total equity capital | $4,123,000 | 8,221 |
Total bank equity capital | $4,123,000 | 8,221 |
Perpetual preferred stock | $0 | 288 |
Common stock | $709,000 | 4,636 |
Surplus | $1,272,000 | 7,068 |
Undivided profits | $2,142,000 | 7,260 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,056 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $251,000 | 7,897 |
Earning assets | $53,894,000 | 6,732 |
Long-term assets (5+ years) | $9,383,000 | 4,197 |
Average Assets, year-to-date | $60,438,200 | 6,401 |
Average Assets, quarterly | $59,848,000 | 6,593 |
Volatile liabilities | $5,228,000 | 6,776 |
Insider loans | $980,000 | 3,779 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $2,163,000 | 7,222 |
Tier 1 (core) risk-based capital | $4,175,000 | 8,030 |
Tier 2 risk-based capital | $397,410 | 6,218 |
Total risk weighted assets | $31,757,010 | 6,940 |
Total unused commitments | $2,163,000 | 7,238 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 35 | 5,491 |
Assets and Liabilities | ||
Total Assets: | $60,957,000 | 6,573 |
Cash and due from depository institutions | $5,248,000 | 5,491 |
Interest-bearing balances | $2,470,000 | 1,353 |
Securities | $9,987,000 | 8,758 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $38,817,000 | 5,911 |
Loan loss allowance | $370,000 | 7,497 |
Trading account assets | $4,929,000 | 141 |
Bank premises and fixed assets | $1,299,000 | 5,158 |
Other real estate owned | $0 | 5,491 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $677,000 | 8,400 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $60,957,000 | 6,573 |
Total liabilities | $57,494,000 | 6,372 |
Total deposits | $56,047,000 | 6,258 |
Interest-bearing deposits | $43,055,000 | 6,761 |
Deposits held in domestic offices | $56,047,000 | 6,252 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,200,000 | 3,161 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $247,000 | 8,152 |
Total equity capital | $3,463,000 | 8,850 |
Total bank equity capital | $3,463,000 | 8,850 |
Perpetual preferred stock | $0 | 310 |
Common stock | $709,000 | 4,866 |
Surplus | $1,272,000 | 7,198 |
Undivided profits | $1,482,000 | 8,061 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $343,000 | 5,286 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $233,000 | 7,790 |
Earning assets | $56,203,000 | 6,533 |
Long-term assets (5+ years) | $8,570,000 | 4,517 |
Average Assets, year-to-date | $60,952,800 | 6,453 |
Average Assets, quarterly | $59,636,000 | 6,644 |
Volatile liabilities | $5,127,000 | 6,650 |
Insider loans | $845,000 | 4,155 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $3,970,000 | 5,562 |
Tier 1 (core) risk-based capital | $3,664,000 | 8,695 |
Tier 2 risk-based capital | $370,000 | 6,571 |
Total risk weighted assets | $33,446,800 | 6,723 |
Total unused commitments | $3,970,000 | 5,568 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 34 | 5,844 |
Assets and Liabilities | ||
Total Assets: | $61,644,000 | 6,700 |
Cash and due from depository institutions | $9,054,000 | 5,844 |
Interest-bearing balances | $4,948,000 | 1,235 |
Securities | $10,024,000 | 9,074 |
Federal funds sold & reverse repurchase agreements | $3,725,000 | 3,670 |
Net loans & leases | $32,201,000 | 6,675 |
Loan loss allowance | $298,000 | 8,712 |
Trading account assets | $4,737,000 | 172 |
Bank premises and fixed assets | $1,198,000 | 5,473 |
Other real estate owned | $233,000 | 5,844 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $472,000 | 9,595 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $61,644,000 | 6,700 |
Total liabilities | $57,991,000 | 6,517 |
Total deposits | $57,712,000 | 6,335 |
Interest-bearing deposits | $44,641,000 | 6,866 |
Deposits held in domestic offices | $57,712,000 | 6,328 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $279,000 | 7,880 |
Total equity capital | $3,653,000 | 8,840 |
Total bank equity capital | $3,653,000 | 8,840 |
Perpetual preferred stock | $0 | 343 |
Common stock | $709,000 | 5,078 |
Surplus | $1,272,000 | 7,266 |
Undivided profits | $1,672,000 | 8,088 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $335,000 | 6,051 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $172,000 | 8,855 |
Earning assets | $55,635,000 | 6,784 |
Long-term assets (5+ years) | $1,645,000 | 9,128 |
Average Assets, year-to-date | $60,104,000 | 6,679 |
Average Assets, quarterly | $60,639,500 | 6,728 |
Volatile liabilities | $3,544,000 | 7,798 |
Insider loans | $1,267,000 | 3,097 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,687,000 | 7,990 |
Tier 1 (core) risk-based capital | $3,653,000 | 8,766 |
Tier 2 risk-based capital | $298,000 | 7,617 |
Total risk weighted assets | $28,771,200 | 7,470 |
Total unused commitments | $1,687,000 | 8,015 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 34 | 5,937 |
Assets and Liabilities | ||
Total Assets: | $60,501,000 | 6,884 |
Cash and due from depository institutions | $10,039,000 | 5,937 |
Interest-bearing balances | $6,226,000 | 1,192 |
Securities | $9,119,000 | 9,523 |
Federal funds sold & reverse repurchase agreements | $6,850,000 | 2,426 |
Net loans & leases | $33,040,000 | 6,574 |
Loan loss allowance | $291,000 | 8,961 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $865,000 | 6,788 |
Other real estate owned | $138,000 | 5,937 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $450,000 | 10,169 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $60,501,000 | 6,884 |
Total liabilities | $57,417,000 | 6,669 |
Total deposits | $57,130,000 | 6,524 |
Interest-bearing deposits | $44,025,000 | 7,132 |
Deposits held in domestic offices | $57,130,000 | 6,514 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $287,000 | 8,441 |
Total equity capital | $3,084,000 | 9,593 |
Total bank equity capital | $3,084,000 | 9,593 |
Perpetual preferred stock | $0 | 346 |
Common stock | $709,000 | 5,333 |
Surplus | $1,272,000 | 7,229 |
Undivided profits | $1,103,000 | 9,311 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $553,000 | 5,329 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $196,000 | 8,759 |
Earning assets | $55,235,000 | 6,894 |
Long-term assets (5+ years) | $3,910,000 | 7,252 |
Average Assets, year-to-date | $57,329,600 | 7,010 |
Average Assets, quarterly | $58,868,000 | 6,970 |
Volatile liabilities | $3,333,000 | 8,162 |
Insider loans | $473,000 | 1,945 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $2,642,000 | 6,503 |
Tier 1 (core) risk-based capital | $3,084,000 | 9,528 |
Tier 2 risk-based capital | $291,000 | 7,756 |
Total risk weighted assets | $29,885,600 | 7,343 |
Total unused commitments | $2,642,000 | 6,530 |
Derivatives | $0 | 651 |