Home > West Texas State Bank > Income and Expense

West Texas State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,725,0002,131
Total interest expense$4,454,0002,159
Net interest income$12,271,0002,081
Provision for loan and lease losses$735,0001,012
Total noninterest income$996,0002,742
Gross Fiduciary activities income$0981
Service charges on deposit accounts$250,0002,434
Trading account gains and feesNANA
Additional Noninterest Income$746,0002,593
Total noninterest expense$5,690,0002,865
Salaries and employee benefits$3,247,0002,831
Premises and equipment expense$748,0002,402
Additional noninterest expense$746,0002,593
Pre-tax net operating income$6,842,0001,566
Securities gains (losses)$-485,0004,177
Applicable income taxes$03,369
Income before extraordinary items$6,357,0001,457
Extraordinary gains, net$054
Net income$6,357,0001,473
Minority interest net income$088
Net income of bank and minority interests.$6,357,0001,460
Net charge-offs$13,0002,350
Cash dividends$1,853,0001,604
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,842,0001,387
2023-09-30 (YTD Data)Rank
Total interest income$11,816,0002,169
Total interest expense$2,968,0002,179
Net interest income$8,848,0002,145
Provision for loan and lease losses$735,000806
Total noninterest income$748,0002,748
Gross Fiduciary activities income$0950
Service charges on deposit accounts$186,0002,460
Trading account gains and feesNANA
Additional Noninterest Income$562,0002,581
Total noninterest expense$4,109,0002,905
Salaries and employee benefits$2,388,0002,844
Premises and equipment expense$511,0002,527
Additional noninterest expense$562,0002,580
Pre-tax net operating income$4,752,0001,715
Securities gains (losses)$-485,0004,370
Applicable income taxes$03,407
Income before extraordinary items$4,267,0001,634
Extraordinary gains, net$052
Net income$4,267,0001,647
Minority interest net income$081
Net income of bank and minority interests.$4,267,0001,634
Net charge-offs$8,0002,199
Cash dividends$1,261,0001,502
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,752,0001,536
2023-06-30 (YTD Data)Rank
Total interest income$7,408,0002,241
Total interest expense$1,739,0002,173
Net interest income$5,669,0002,226
Provision for loan and lease losses$480,000797
Total noninterest income$491,0002,724
Gross Fiduciary activities income$0931
Service charges on deposit accounts$118,0002,498
Trading account gains and feesNANA
Additional Noninterest Income$373,0002,528
Total noninterest expense$2,675,0002,940
Salaries and employee benefits$1,582,0002,856
Premises and equipment expense$307,0002,678
Additional noninterest expense$373,0002,523
Pre-tax net operating income$3,005,0001,759
Securities gains (losses)$-485,0004,479
Applicable income taxes$03,436
Income before extraordinary items$2,520,0001,772
Extraordinary gains, net$051
Net income$2,520,0001,792
Minority interest net income$081
Net income of bank and minority interests.$2,520,0001,772
Net charge-offs$5,0002,026
Cash dividends$735,0001,645
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,005,0001,591
2023-03-31 (YTD Data)Rank
Total interest income$3,433,0002,340
Total interest expense$736,0002,184
Net interest income$2,697,0002,311
Provision for loan and lease losses$295,000705
Total noninterest income$236,0002,765
Gross Fiduciary activities income$0913
Service charges on deposit accounts$58,0002,531
Trading account gains and feesNANA
Additional Noninterest Income$178,0002,569
Total noninterest expense$1,257,0003,061
Salaries and employee benefits$764,0002,962
Premises and equipment expense$120,0003,059
Additional noninterest expense$178,0002,569
Pre-tax net operating income$1,381,0001,895
Securities gains (losses)$-436,0004,537
Applicable income taxes$03,388
Income before extraordinary items$945,0002,170
Extraordinary gains, net$04
Net income$945,0002,170
Minority interest net income$048
Net income of bank and minority interests.$945,0002,170
Net charge-offs$5,0001,579
Cash dividends$445,0001,324
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,381,0001,712
2022-12-31 (YTD Data)Rank
Total interest income$9,141,0002,660
Total interest expense$906,0002,552
Net interest income$8,235,0002,636
Provision for loan and lease losses$620,0001,084
Total noninterest income$788,0003,065
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$237,0002,553
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,960
Total noninterest expense$4,284,0003,262
Salaries and employee benefits$2,405,0003,249
Premises and equipment expense$510,0002,959
Additional noninterest expense$551,0002,960
Pre-tax net operating income$4,119,0002,268
Securities gains (losses)$-971,0004,453
Applicable income taxes$03,596
Income before extraordinary items$3,148,0002,396
Extraordinary gains, net$05
Net income$3,148,0002,394
Minority interest net income$063
Net income of bank and minority interests.$3,148,0002,395
Net charge-offs$37,0001,691
Cash dividends$1,268,0001,910
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,119,0002,098
2022-09-30 (YTD Data)Rank
Total interest income$6,245,0002,736
Total interest expense$445,0002,813
Net interest income$5,800,0002,714
Provision for loan and lease losses$410,0001,079
Total noninterest income$595,0003,103
Gross Fiduciary activities income$0968
Service charges on deposit accounts$177,0002,572
Trading account gains and feesNANA
Additional Noninterest Income$418,0002,975
Total noninterest expense$3,145,0003,279
Salaries and employee benefits$1,730,0003,296
Premises and equipment expense$400,0002,910
Additional noninterest expense$418,0002,975
Pre-tax net operating income$2,840,0002,350
Securities gains (losses)$-971,0004,560
Applicable income taxes$03,603
Income before extraordinary items$1,869,0002,673
Extraordinary gains, net$04
Net income$1,869,0002,671
Minority interest net income$057
Net income of bank and minority interests.$1,869,0002,672
Net charge-offs$35,0001,370
Cash dividends$1,215,0001,503
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,840,0002,177
2022-06-30 (YTD Data)Rank
Total interest income$3,827,0002,825
Total interest expense$197,0003,221
Net interest income$3,630,0002,767
Provision for loan and lease losses$275,000992
Total noninterest income$398,0003,083
Gross Fiduciary activities income$0925
Service charges on deposit accounts$118,0002,567
Trading account gains and feesNANA
Additional Noninterest Income$280,0002,993
Total noninterest expense$2,023,0003,325
Salaries and employee benefits$1,082,0003,372
Premises and equipment expense$262,0002,946
Additional noninterest expense$679,0003,235
Pre-tax net operating income$1,730,0002,385
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,730,0002,165
Extraordinary gains, net$04
Net income$1,730,0002,165
Minority interest net income$060
Net income of bank and minority interests.$1,730,0002,165
Net charge-offs$38,0001,077
Cash dividends$963,0001,394
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,730,0002,204
2022-03-31 (YTD Data)Rank
Total interest income$2,041,0002,683
Total interest expense$85,0003,390
Net interest income$1,956,0002,620
Provision for loan and lease losses$200,000654
Total noninterest income$209,0002,997
Gross Fiduciary activities income$0892
Service charges on deposit accounts$58,0002,560
Trading account gains and feesNANA
Additional Noninterest Income$151,0002,879
Total noninterest expense$947,0003,414
Salaries and employee benefits$503,0003,477
Premises and equipment expense$122,0003,051
Additional noninterest expense$322,0003,316
Pre-tax net operating income$1,018,0002,078
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,018,0001,899
Extraordinary gains, net$04
Net income$1,018,0001,898
Minority interest net income$050
Net income of bank and minority interests.$1,018,0001,899
Net charge-offs$4,0001,408
Cash dividends$600,0001,048
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,018,0001,917
2021-12-31 (YTD Data)Rank
Total interest income$5,011,0003,485
Total interest expense$358,0003,559
Net interest income$4,653,0003,446
Provision for loan and lease losses$551,000964
Total noninterest income$1,116,0002,851
Gross Fiduciary activities income$0994
Service charges on deposit accounts$201,0002,688
Trading account gains and feesNANA
Additional Noninterest Income$915,0002,697
Total noninterest expense$3,383,0003,590
Salaries and employee benefits$1,662,0003,755
Premises and equipment expense$439,0003,195
Additional noninterest expense$1,282,0003,338
Pre-tax net operating income$1,835,0003,252
Securities gains (losses)$-14,0004,398
Applicable income taxes$03,710
Income before extraordinary items$1,821,0003,142
Extraordinary gains, net$010
Net income$1,821,0003,142
Minority interest net income$074
Net income of bank and minority interests.$1,821,0003,142
Net charge-offs$29,0001,923
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,835,0003,110
2021-09-30 (YTD Data)Rank
Total interest income$3,542,0003,630
Total interest expense$280,0003,611
Net interest income$3,262,0003,602
Provision for loan and lease losses$470,000858
Total noninterest income$590,0003,272
Gross Fiduciary activities income$0957
Service charges on deposit accounts$145,0002,744
Trading account gains and feesNANA
Additional Noninterest Income$445,0003,168
Total noninterest expense$2,469,0003,660
Salaries and employee benefits$1,171,0003,865
Premises and equipment expense$335,0003,222
Additional noninterest expense$963,0003,356
Pre-tax net operating income$913,0003,795
Securities gains (losses)$-14,0004,590
Applicable income taxes$03,719
Income before extraordinary items$899,0003,725
Extraordinary gains, net$08
Net income$899,0003,725
Minority interest net income$069
Net income of bank and minority interests.$899,0003,725
Net charge-offs$29,0001,582
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$913,0003,683
2021-06-30 (YTD Data)Rank
Total interest income$2,272,0003,707
Total interest expense$194,0003,636
Net interest income$2,078,0003,690
Provision for loan and lease losses$270,000972
Total noninterest income$294,0003,541
Gross Fiduciary activities income$0951
Service charges on deposit accounts$88,0002,813
Trading account gains and feesNANA
Additional Noninterest Income$206,0003,487
Total noninterest expense$1,586,0003,721
Salaries and employee benefits$741,0003,948
Premises and equipment expense$221,0003,239
Additional noninterest expense$624,0003,393
Pre-tax net operating income$516,0003,935
Securities gains (losses)$-22,0004,724
Applicable income taxes$03,702
Income before extraordinary items$494,0003,892
Extraordinary gains, net$06
Net income$494,0003,892
Minority interest net income$067
Net income of bank and minority interests.$494,0003,892
Net charge-offs$-72,0004,484
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$516,0003,835
2021-03-31 (YTD Data)Rank
Total interest income$1,200,0003,631
Total interest expense$111,0003,567
Net interest income$1,089,0003,601
Provision for loan and lease losses$100,0001,234
Total noninterest income$144,0003,561
Gross Fiduciary activities income$0922
Service charges on deposit accounts$44,0002,815
Trading account gains and feesNANA
Additional Noninterest Income$100,0003,506
Total noninterest expense$782,0003,743
Salaries and employee benefits$367,0003,974
Premises and equipment expense$119,0003,134
Additional noninterest expense$296,0003,437
Pre-tax net operating income$351,0003,637
Securities gains (losses)$-22,0004,748
Applicable income taxes$03,613
Income before extraordinary items$329,0003,597
Extraordinary gains, net$03
Net income$329,0003,597
Minority interest net income$055
Net income of bank and minority interests.$329,0003,597
Net charge-offs$-11,0004,101
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$351,0003,494
2020-12-31 (YTD Data)Rank
Total interest income$351,0004,970
Total interest expense$42,0004,933
Net interest income$309,0004,967
Provision for loan and lease losses$04,319
Total noninterest income$56,0004,809
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$18,0004,642
Trading account gains and feesNANA
Additional Noninterest Income$38,0004,696
Total noninterest expense$242,0004,987
Salaries and employee benefits$118,0004,984
Premises and equipment expense$34,0004,940
Additional noninterest expense$90,0004,984
Pre-tax net operating income$123,0004,612
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$123,0004,637
Extraordinary gains, net$04
Net income$123,0004,637
Minority interest net income$072
Net income of bank and minority interests.$123,0004,637
Net charge-offs$-3,0004,049
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$3,000,000119
Net operating income$123,0004,596
2020-09-30 (YTD Data)Rank
Total interest income$3,749,0003,624
Total interest expense$444,0003,735
Net interest income$3,305,0003,572
Provision for loan and lease losses$350,0002,281
Total noninterest income$1,059,0002,453
Gross Fiduciary activities income$0981
Service charges on deposit accounts$159,0002,708
Trading account gains and feesNANA
Additional Noninterest Income$900,0002,258
Total noninterest expense$2,440,0003,691
Salaries and employee benefits$1,257,0003,807
Premises and equipment expense$410,0002,913
Additional noninterest expense$773,0003,657
Pre-tax net operating income$1,574,0002,893
Securities gains (losses)$327,000662
Applicable income taxes$03,696
Income before extraordinary items$1,901,0002,513
Extraordinary gains, net$04
Net income$1,901,0002,513
Minority interest net income$065
Net income of bank and minority interests.$1,901,0002,513
Net charge-offs$132,0001,492
Cash dividends$1,483,0001,363
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,574,0002,720
2020-06-30 (YTD Data)Rank
Total interest income$2,546,0003,634
Total interest expense$326,0003,722
Net interest income$2,220,0003,581
Provision for loan and lease losses$350,0001,891
Total noninterest income$900,0002,141
Gross Fiduciary activities income$0970
Service charges on deposit accounts$105,0002,762
Trading account gains and feesNANA
Additional Noninterest Income$795,0001,905
Total noninterest expense$1,646,0003,678
Salaries and employee benefits$839,0003,821
Premises and equipment expense$281,0002,865
Additional noninterest expense$526,0003,630
Pre-tax net operating income$1,124,0002,780
Securities gains (losses)$327,000503
Applicable income taxes$03,655
Income before extraordinary items$1,451,0002,281
Extraordinary gains, net$04
Net income$1,451,0002,279
Minority interest net income$065
Net income of bank and minority interests.$1,451,0002,281
Net charge-offs$137,0001,200
Cash dividends$1,283,0001,106
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,124,0002,600
2020-03-31 (YTD Data)Rank
Total interest income$1,314,0003,591
Total interest expense$199,0003,602
Net interest income$1,115,0003,564
Provision for loan and lease losses$03,711
Total noninterest income$166,0003,244
Gross Fiduciary activities income$0941
Service charges on deposit accounts$61,0002,814
Trading account gains and feesNANA
Additional Noninterest Income$105,0003,121
Total noninterest expense$873,0003,622
Salaries and employee benefits$442,0003,783
Premises and equipment expense$144,0002,840
Additional noninterest expense$287,0003,521
Pre-tax net operating income$408,0003,039
Securities gains (losses)$327,000264
Applicable income taxes$03,513
Income before extraordinary items$735,0002,097
Extraordinary gains, net$04
Net income$735,0002,096
Minority interest net income$056
Net income of bank and minority interests.$735,0002,097
Net charge-offs$9,0001,897
Cash dividends$1,283,000692
Sale, conversion, retirement of capital stock, net$0482
Net operating income$408,0002,878
2019-12-31 (YTD Data)Rank
Total interest income$5,262,0003,642
Total interest expense$776,0003,653
Net interest income$4,486,0003,603
Provision for loan and lease losses$03,973
Total noninterest income$773,0003,147
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$232,0002,976
Trading account gains and feesNANA
Additional Noninterest Income$541,0002,943
Total noninterest expense$3,273,0003,761
Salaries and employee benefits$1,746,0003,826
Premises and equipment expense$518,0003,037
Additional noninterest expense$1,009,0003,779
Pre-tax net operating income$1,986,0003,042
Securities gains (losses)$3,0002,172
Applicable income taxes$03,859
Income before extraordinary items$1,989,0002,912
Extraordinary gains, net$011
Net income$1,989,0002,912
Minority interest net income$076
Net income of bank and minority interests.$1,989,0002,913
Net charge-offs$170,0001,814
Cash dividends$1,361,0001,987
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,986,0002,868
2019-09-30 (YTD Data)Rank
Total interest income$3,917,0003,700
Total interest expense$568,0003,717
Net interest income$3,349,0003,659
Provision for loan and lease losses$03,836
Total noninterest income$610,0003,098
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$169,0003,057
Trading account gains and feesNANA
Additional Noninterest Income$441,0002,868
Total noninterest expense$2,449,0003,793
Salaries and employee benefits$1,293,0003,870
Premises and equipment expense$372,0003,135
Additional noninterest expense$784,0003,749
Pre-tax net operating income$1,510,0003,091
Securities gains (losses)$1,0002,065
Applicable income taxes$03,902
Income before extraordinary items$1,511,0002,947
Extraordinary gains, net$011
Net income$1,511,0002,948
Minority interest net income$072
Net income of bank and minority interests.$1,511,0002,948
Net charge-offs$135,0001,567
Cash dividends$1,236,0001,600
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,510,0002,916
2019-06-30 (YTD Data)Rank
Total interest income$2,597,0003,732
Total interest expense$380,0003,705
Net interest income$2,217,0003,688
Provision for loan and lease losses$03,685
Total noninterest income$445,0002,956
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$108,0003,107
Trading account gains and feesNANA
Additional Noninterest Income$337,0002,696
Total noninterest expense$1,663,0003,801
Salaries and employee benefits$879,0003,861
Premises and equipment expense$249,0003,134
Additional noninterest expense$535,0003,745
Pre-tax net operating income$999,0003,102
Securities gains (losses)$1,0001,602
Applicable income taxes$03,901
Income before extraordinary items$1,000,0002,950
Extraordinary gains, net$011
Net income$1,000,0002,949
Minority interest net income$069
Net income of bank and minority interests.$1,000,0002,949
Net charge-offs$125,0001,264
Cash dividends$618,0001,877
Sale, conversion, retirement of capital stock, net$0573
Net operating income$999,0002,927
2019-03-31 (YTD Data)Rank
Total interest income$1,289,0003,760
Total interest expense$186,0003,720
Net interest income$1,103,0003,729
Provision for loan and lease losses$03,406
Total noninterest income$183,0003,143
Gross Fiduciary activities income$0972
Service charges on deposit accounts$56,0003,061
Trading account gains and feesNANA
Additional Noninterest Income$127,0002,941
Total noninterest expense$811,0003,880
Salaries and employee benefits$419,0003,988
Premises and equipment expense$130,0003,116
Additional noninterest expense$262,0003,789
Pre-tax net operating income$475,0003,137
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$475,0002,958
Extraordinary gains, net$05
Net income$475,0002,956
Minority interest net income$052
Net income of bank and minority interests.$475,0002,957
Net charge-offs$-11,0004,688
Cash dividends$618,0001,155
Sale, conversion, retirement of capital stock, net$0529
Net operating income$475,0002,949
2018-12-31 (YTD Data)Rank
Total interest income$4,540,0003,922
Total interest expense$411,0004,164
Net interest income$4,129,0003,831
Provision for loan and lease losses$04,082
Total noninterest income$628,0003,505
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$252,0003,002
Trading account gains and feesNANA
Additional Noninterest Income$376,0003,426
Total noninterest expense$3,305,0003,843
Salaries and employee benefits$1,659,0004,005
Premises and equipment expense$609,0002,810
Additional noninterest expense$1,037,0003,838
Pre-tax net operating income$1,452,0003,575
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$1,452,0003,408
Extraordinary gains, net$06
Net income$1,452,0003,406
Minority interest net income$072
Net income of bank and minority interests.$1,452,0003,407
Net charge-offs$318,0001,283
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,452,0003,413
2018-09-30 (YTD Data)Rank
Total interest income$3,300,0004,000
Total interest expense$255,0004,355
Net interest income$3,045,0003,899
Provision for loan and lease losses$03,948
Total noninterest income$610,0003,149
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$190,0002,999
Trading account gains and feesNANA
Additional Noninterest Income$420,0002,971
Total noninterest expense$2,473,0003,866
Salaries and employee benefits$1,271,0003,993
Premises and equipment expense$494,0002,694
Additional noninterest expense$708,0004,014
Pre-tax net operating income$1,182,0003,526
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,182,0003,338
Extraordinary gains, net$05
Net income$1,182,0003,337
Minority interest net income$066
Net income of bank and minority interests.$1,182,0003,337
Net charge-offs$282,0001,033
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,182,0003,338
2018-06-30 (YTD Data)Rank
Total interest income$2,171,0004,028
Total interest expense$157,0004,417
Net interest income$2,014,0003,923
Provision for loan and lease losses$03,782
Total noninterest income$339,0003,425
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$130,0002,967
Trading account gains and feesNANA
Additional Noninterest Income$209,0003,337
Total noninterest expense$1,659,0003,884
Salaries and employee benefits$855,0004,008
Premises and equipment expense$269,0003,066
Additional noninterest expense$535,0003,838
Pre-tax net operating income$694,0003,697
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$694,0003,515
Extraordinary gains, net$06
Net income$694,0003,514
Minority interest net income$065
Net income of bank and minority interests.$694,0003,514
Net charge-offs$67,0001,566
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$694,0003,514
2018-03-31 (YTD Data)Rank
Total interest income$1,060,0004,080
Total interest expense$75,0004,454
Net interest income$985,0003,994
Provision for loan and lease losses$03,508
Total noninterest income$172,0003,379
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$68,0002,923
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,298
Total noninterest expense$829,0003,932
Salaries and employee benefits$430,0004,043
Premises and equipment expense$136,0003,077
Additional noninterest expense$263,0003,892
Pre-tax net operating income$328,0003,728
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$328,0003,545
Extraordinary gains, net$07
Net income$328,0003,544
Minority interest net income$052
Net income of bank and minority interests.$328,0003,545
Net charge-offs$-6,0004,537
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$328,0003,546
2017-12-31 (YTD Data)Rank
Total interest income$4,289,0004,029
Total interest expense$255,0004,601
Net interest income$4,034,0003,918
Provision for loan and lease losses$859,000999
Total noninterest income$635,0003,616
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$276,0002,989
Trading account gains and feesNANA
Additional Noninterest Income$359,0003,581
Total noninterest expense$3,354,0003,906
Salaries and employee benefits$1,635,0004,123
Premises and equipment expense$545,0003,100
Additional noninterest expense$1,174,0003,713
Pre-tax net operating income$456,0004,795
Securities gains (losses)$14,0001,468
Applicable income taxes$04,135
Income before extraordinary items$470,0004,553
Extraordinary gains, net$09
Net income$470,0004,553
Minority interest net income$076
Net income of bank and minority interests.$470,0004,553
Net charge-offs$2,945,000300
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$456,0004,561
2017-09-30 (YTD Data)Rank
Total interest income$3,228,0004,046
Total interest expense$186,0004,664
Net interest income$3,042,0003,945
Provision for loan and lease losses$725,000900
Total noninterest income$470,0003,656
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$210,0002,992
Trading account gains and feesNANA
Additional Noninterest Income$260,0003,664
Total noninterest expense$2,648,0003,818
Salaries and employee benefits$1,293,0004,054
Premises and equipment expense$431,0003,034
Additional noninterest expense$924,0003,633
Pre-tax net operating income$139,0005,289
Securities gains (losses)$11,0001,579
Applicable income taxes$04,172
Income before extraordinary items$150,0005,246
Extraordinary gains, net$09
Net income$150,0005,245
Minority interest net income$071
Net income of bank and minority interests.$150,0005,246
Net charge-offs$2,940,000231
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$139,0005,247
2017-06-30 (YTD Data)Rank
Total interest income$2,149,0004,057
Total interest expense$121,0004,695
Net interest income$2,028,0003,953
Provision for loan and lease losses$725,000636
Total noninterest income$327,0003,599
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$140,0002,997
Trading account gains and feesNANA
Additional Noninterest Income$187,0003,570
Total noninterest expense$1,745,0003,859
Salaries and employee benefits$875,0004,054
Premises and equipment expense$293,0003,003
Additional noninterest expense$577,0003,784
Pre-tax net operating income$-115,0005,640
Securities gains (losses)$11,0001,225
Applicable income taxes$04,189
Income before extraordinary items$-104,0005,636
Extraordinary gains, net$011
Net income$-104,0005,636
Minority interest net income$071
Net income of bank and minority interests.$-104,0005,636
Net charge-offs$1,766,000242
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-115,0005,638
2017-03-31 (YTD Data)Rank
Total interest income$1,065,0004,084
Total interest expense$60,0004,723
Net interest income$1,005,0003,992
Provision for loan and lease losses$03,537
Total noninterest income$170,0003,532
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$71,0002,966
Trading account gains and feesNANA
Additional Noninterest Income$99,0003,487
Total noninterest expense$875,0003,890
Salaries and employee benefits$434,0004,110
Premises and equipment expense$135,0003,196
Additional noninterest expense$306,0003,668
Pre-tax net operating income$300,0003,838
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$300,0003,604
Extraordinary gains, net$08
Net income$300,0003,603
Minority interest net income$055
Net income of bank and minority interests.$300,0003,604
Net charge-offs$-4,0004,579
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$300,0003,586
2016-12-31 (YTD Data)Rank
Total interest income$4,680,0003,928
Total interest expense$222,0004,856
Net interest income$4,458,0003,796
Provision for loan and lease losses$3,380,000354
Total noninterest income$632,0003,742
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$259,0003,205
Trading account gains and fees$0170
Additional Noninterest Income$373,0003,666
Total noninterest expense$3,332,0004,017
Salaries and employee benefits$1,658,0004,198
Premises and equipment expense$563,0003,140
Additional noninterest expense$1,111,0003,987
Pre-tax net operating income$-1,622,0005,865
Securities gains (losses)$58,0001,734
Applicable income taxes$04,278
Income before extraordinary items$-1,564,0005,866
Extraordinary gains, net$05
Net income$-1,564,0005,865
Minority interest net income$082
Net income of bank and minority interests.$-1,564,0005,865
Net charge-offs$667,000894
Cash dividends$1,595,0001,641
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,622,0005,864
2016-09-30 (YTD Data)Rank
Total interest income$3,542,0003,933
Total interest expense$164,0004,913
Net interest income$3,378,0003,802
Provision for loan and lease losses$2,080,000398
Total noninterest income$465,0003,795
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$198,0003,187
Trading account gains and fees$0169
Additional Noninterest Income$267,0003,732
Total noninterest expense$2,480,0004,044
Salaries and employee benefits$1,285,0004,134
Premises and equipment expense$417,0003,193
Additional noninterest expense$778,0004,134
Pre-tax net operating income$-717,0005,904
Securities gains (losses)$44,0001,850
Applicable income taxes$04,325
Income before extraordinary items$-673,0005,904
Extraordinary gains, net$05
Net income$-673,0005,904
Minority interest net income$071
Net income of bank and minority interests.$-673,0005,904
Net charge-offs$-11,0004,952
Cash dividends$1,595,0001,232
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-717,0005,904
2016-06-30 (YTD Data)Rank
Total interest income$2,369,0003,959
Total interest expense$111,0004,945
Net interest income$2,258,0003,817
Provision for loan and lease losses$2,080,000280
Total noninterest income$306,0003,813
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$132,0003,168
Trading account gains and fees$0157
Additional Noninterest Income$174,0003,789
Total noninterest expense$1,659,0004,069
Salaries and employee benefits$872,0004,126
Premises and equipment expense$285,0003,137
Additional noninterest expense$502,0004,226
Pre-tax net operating income$-1,175,0006,019
Securities gains (losses)$44,0001,516
Applicable income taxes$04,338
Income before extraordinary items$-1,131,0006,014
Extraordinary gains, net$016
Net income$-1,131,0006,013
Minority interest net income$071
Net income of bank and minority interests.$-1,131,0006,013
Net charge-offs$-10,0004,971
Cash dividends$1,595,000919
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-1,175,0006,012
2016-03-31 (YTD Data)Rank
Total interest income$1,239,0003,875
Total interest expense$56,0004,972
Net interest income$1,183,0003,731
Provision for loan and lease losses$640,000383
Total noninterest income$152,0003,804
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$64,0003,213
Trading account gains and fees$0142
Additional Noninterest Income$88,0003,732
Total noninterest expense$812,0004,146
Salaries and employee benefits$440,0004,160
Premises and equipment expense$138,0003,243
Additional noninterest expense$234,0004,372
Pre-tax net operating income$-117,0005,976
Securities gains (losses)$11,0001,476
Applicable income taxes$04,259
Income before extraordinary items$-106,0005,972
Extraordinary gains, net$012
Net income$-106,0005,971
Minority interest net income$062
Net income of bank and minority interests.$-106,0005,971
Net charge-offs$-8,0005,076
Cash dividends$1,595,000517
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-117,0005,967
2015-12-31 (YTD Data)Rank
Total interest income$4,889,0003,891
Total interest expense$208,0005,119
Net interest income$4,681,0003,740
Provision for loan and lease losses$120,0002,830
Total noninterest income$637,0003,801
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$273,0003,204
Trading account gains and fees$0159
Additional Noninterest Income$364,0003,713
Total noninterest expense$3,241,0004,159
Salaries and employee benefits$1,786,0004,138
Premises and equipment expense$454,0003,650
Additional noninterest expense$1,001,0004,298
Pre-tax net operating income$1,957,0003,051
Securities gains (losses)$117,0001,078
Applicable income taxes$04,402
Income before extraordinary items$2,074,0002,655
Extraordinary gains, net$023
Net income$2,074,0002,656
Minority interest net income$081
Net income of bank and minority interests.$2,074,0002,657
Net charge-offs$-428,0005,985
Cash dividends$1,400,0001,721
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,957,0002,724
2015-09-30 (YTD Data)Rank
Total interest income$3,675,0003,931
Total interest expense$155,0005,205
Net interest income$3,520,0003,768
Provision for loan and lease losses$120,0002,499
Total noninterest income$478,0003,825
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$205,0003,219
Trading account gains and fees$0153
Additional Noninterest Income$273,0003,751
Total noninterest expense$2,439,0004,176
Salaries and employee benefits$1,384,0004,099
Premises and equipment expense$333,0003,758
Additional noninterest expense$722,0004,390
Pre-tax net operating income$1,439,0003,157
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$1,439,0002,845
Extraordinary gains, net$021
Net income$1,439,0002,844
Minority interest net income$078
Net income of bank and minority interests.$1,439,0002,846
Net charge-offs$-431,0006,084
Cash dividends$1,400,0001,277
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,439,0002,788
2015-06-30 (YTD Data)Rank
Total interest income$2,425,0003,966
Total interest expense$102,0005,270
Net interest income$2,323,0003,806
Provision for loan and lease losses$120,0002,009
Total noninterest income$325,0003,796
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$136,0003,213
Trading account gains and fees$0157
Additional Noninterest Income$189,0003,716
Total noninterest expense$1,640,0004,206
Salaries and employee benefits$946,0004,072
Premises and equipment expense$221,0003,794
Additional noninterest expense$473,0004,453
Pre-tax net operating income$888,0003,285
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$888,0002,968
Extraordinary gains, net$022
Net income$888,0002,968
Minority interest net income$075
Net income of bank and minority interests.$888,0002,970
Net charge-offs$-426,0006,191
Cash dividends$1,400,000939
Sale, conversion, retirement of capital stock, net$0751
Net operating income$888,0002,910
2015-03-31 (YTD Data)Rank
Total interest income$1,236,0003,935
Total interest expense$52,0005,291
Net interest income$1,184,0003,775
Provision for loan and lease losses$60,0001,893
Total noninterest income$164,0003,752
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$68,0003,184
Trading account gains and fees$0152
Additional Noninterest Income$96,0003,657
Total noninterest expense$792,0004,315
Salaries and employee benefits$471,0004,107
Premises and equipment expense$103,0003,965
Additional noninterest expense$218,0004,636
Pre-tax net operating income$496,0003,032
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$496,0002,736
Extraordinary gains, net$013
Net income$496,0002,739
Minority interest net income$064
Net income of bank and minority interests.$496,0002,739
Net charge-offs$-79,0006,067
Cash dividends$1,400,000501
Sale, conversion, retirement of capital stock, net$0697
Net operating income$496,0002,659
2014-12-31 (YTD Data)Rank
Total interest income$5,494,0003,731
Total interest expense$221,0005,392
Net interest income$5,273,0003,528
Provision for loan and lease losses$450,0001,555
Total noninterest income$1,166,0002,878
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$285,0003,310
Trading account gains and fees$0180
Additional Noninterest Income$881,0002,510
Total noninterest expense$3,336,0004,253
Salaries and employee benefits$1,881,0004,114
Premises and equipment expense$429,0003,938
Additional noninterest expense$1,026,0004,397
Pre-tax net operating income$2,653,0002,474
Securities gains (losses)$41,0001,863
Applicable income taxes$04,531
Income before extraordinary items$2,694,0002,183
Extraordinary gains, net$017
Net income$2,694,0002,182
Minority interest net income$084
Net income of bank and minority interests.$2,694,0002,182
Net charge-offs$1,521,000642
Cash dividends$1,457,0001,602
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,653,0002,158
2014-09-30 (YTD Data)Rank
Total interest income$4,186,0003,724
Total interest expense$167,0005,449
Net interest income$4,019,0003,523
Provision for loan and lease losses$04,401
Total noninterest income$530,0003,734
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$212,0003,358
Trading account gains and fees$0174
Additional Noninterest Income$318,0003,552
Total noninterest expense$2,414,0004,342
Salaries and employee benefits$1,351,0004,232
Premises and equipment expense$332,0003,946
Additional noninterest expense$731,0004,526
Pre-tax net operating income$2,135,0002,410
Securities gains (losses)$10,0002,341
Applicable income taxes$04,583
Income before extraordinary items$2,145,0002,104
Extraordinary gains, net$015
Net income$2,145,0002,102
Minority interest net income$081
Net income of bank and minority interests.$2,145,0002,102
Net charge-offs$237,0001,823
Cash dividends$1,457,0001,178
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,135,0002,071
2014-06-30 (YTD Data)Rank
Total interest income$2,811,0003,710
Total interest expense$112,0005,489
Net interest income$2,699,0003,501
Provision for loan and lease losses$04,196
Total noninterest income$366,0003,652
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$139,0003,380
Trading account gains and fees$0172
Additional Noninterest Income$227,0003,438
Total noninterest expense$1,608,0004,381
Salaries and employee benefits$892,0004,281
Premises and equipment expense$222,0003,971
Additional noninterest expense$494,0004,510
Pre-tax net operating income$1,457,0002,327
Securities gains (losses)$10,0001,948
Applicable income taxes$04,568
Income before extraordinary items$1,467,0002,019
Extraordinary gains, net$020
Net income$1,467,0002,022
Minority interest net income$080
Net income of bank and minority interests.$1,467,0002,021
Net charge-offs$1,0004,238
Cash dividends$1,457,000859
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,457,0001,980
2014-03-31 (YTD Data)Rank
Total interest income$1,423,0003,696
Total interest expense$57,0005,542
Net interest income$1,366,0003,490
Provision for loan and lease losses$03,817
Total noninterest income$191,0003,528
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$67,0003,417
Trading account gains and fees$0147
Additional Noninterest Income$124,0003,255
Total noninterest expense$820,0004,380
Salaries and employee benefits$451,0004,298
Premises and equipment expense$119,0003,847
Additional noninterest expense$250,0004,510
Pre-tax net operating income$737,0002,238
Securities gains (losses)$9,0001,195
Applicable income taxes$04,445
Income before extraordinary items$746,0001,916
Extraordinary gains, net$016
Net income$746,0001,919
Minority interest net income$066
Net income of bank and minority interests.$746,0001,919
Net charge-offs$03,660
Cash dividends$1,457,000450
Sale, conversion, retirement of capital stock, net$0747
Net operating income$737,0001,893
2013-12-31 (YTD Data)Rank
Total interest income$5,555,0003,819
Total interest expense$267,0005,577
Net interest income$5,288,0003,570
Provision for loan and lease losses$05,091
Total noninterest income$603,0004,112
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$291,0003,415
Trading account gains and fees$0184
Additional Noninterest Income$312,0004,041
Total noninterest expense$3,185,0004,472
Salaries and employee benefits$1,802,0004,312
Premises and equipment expense$402,0004,203
Additional noninterest expense$981,0004,616
Pre-tax net operating income$2,706,0002,328
Securities gains (losses)$4,0002,846
Applicable income taxes$04,631
Income before extraordinary items$2,710,0002,054
Extraordinary gains, net$029
Net income$2,710,0002,059
Minority interest net income$090
Net income of bank and minority interests.$2,710,0002,059
Net charge-offs$-103,0006,529
Cash dividends$1,500,0001,473
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,706,0002,007
2013-09-30 (YTD Data)Rank
Total interest income$4,105,0003,880
Total interest expense$206,0005,636
Net interest income$3,899,0003,632
Provision for loan and lease losses$04,941
Total noninterest income$437,0004,239
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$222,0003,402
Trading account gains and fees$0180
Additional Noninterest Income$215,0004,219
Total noninterest expense$2,268,0004,602
Salaries and employee benefits$1,299,0004,423
Premises and equipment expense$289,0004,331
Additional noninterest expense$680,0004,818
Pre-tax net operating income$2,068,0002,358
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,068,0002,072
Extraordinary gains, net$025
Net income$2,068,0002,080
Minority interest net income$084
Net income of bank and minority interests.$2,068,0002,079
Net charge-offs$-204,0006,729
Cash dividends$1,500,0001,087
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,068,0002,002
2013-06-30 (YTD Data)Rank
Total interest income$2,639,0003,979
Total interest expense$142,0005,645
Net interest income$2,497,0003,718
Provision for loan and lease losses$04,788
Total noninterest income$277,0004,348
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$144,0003,411
Trading account gains and fees$0157
Additional Noninterest Income$133,0004,371
Total noninterest expense$1,513,0004,624
Salaries and employee benefits$876,0004,426
Premises and equipment expense$185,0004,447
Additional noninterest expense$452,0004,840
Pre-tax net operating income$1,261,0002,510
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,261,0002,215
Extraordinary gains, net$022
Net income$1,261,0002,224
Minority interest net income$082
Net income of bank and minority interests.$1,261,0002,222
Net charge-offs$-207,0006,810
Cash dividends$1,500,000781
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,261,0002,125
2013-03-31 (YTD Data)Rank
Total interest income$1,318,0004,020
Total interest expense$73,0005,694
Net interest income$1,245,0003,743
Provision for loan and lease losses$04,409
Total noninterest income$144,0004,264
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$71,0003,434
Trading account gains and fees$0148
Additional Noninterest Income$73,0004,232
Total noninterest expense$719,0004,790
Salaries and employee benefits$435,0004,485
Premises and equipment expense$87,0004,611
Additional noninterest expense$197,0005,173
Pre-tax net operating income$670,0002,354
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$670,0002,061
Extraordinary gains, net$010
Net income$670,0002,063
Minority interest net income$076
Net income of bank and minority interests.$670,0002,063
Net charge-offs$04,145
Cash dividends$1,500,000384
Sale, conversion, retirement of capital stock, net$0789
Net operating income$670,0001,985
2012-12-31 (YTD Data)Rank
Total interest income$5,842,0003,900
Total interest expense$438,0005,366
Net interest income$5,404,0003,616
Provision for loan and lease losses$350,0003,164
Total noninterest income$552,0004,323
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$320,0003,366
Trading account gains and fees$0166
Additional Noninterest Income$232,0004,400
Total noninterest expense$3,143,0004,635
Salaries and employee benefits$1,754,0004,458
Premises and equipment expense$363,0004,515
Additional noninterest expense$1,026,0004,746
Pre-tax net operating income$2,463,0002,430
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,463,0002,206
Extraordinary gains, net$029
Net income$2,463,0002,205
Minority interest net income$093
Net income of bank and minority interests.$2,463,0002,207
Net charge-offs$418,0002,888
Cash dividends$2,000,0001,202
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,463,0002,070
2012-09-30 (YTD Data)Rank
Total interest income$4,407,0003,952
Total interest expense$348,0005,391
Net interest income$4,059,0003,675
Provision for loan and lease losses$350,0002,768
Total noninterest income$414,0004,367
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$242,0003,393
Trading account gains and fees$0157
Additional Noninterest Income$172,0004,449
Total noninterest expense$2,377,0004,633
Salaries and employee benefits$1,340,0004,439
Premises and equipment expense$281,0004,511
Additional noninterest expense$756,0004,811
Pre-tax net operating income$1,746,0002,604
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,746,0002,362
Extraordinary gains, net$020
Net income$1,746,0002,363
Minority interest net income$086
Net income of bank and minority interests.$1,746,0002,363
Net charge-offs$410,0002,439
Cash dividends$2,000,000766
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,746,0002,235
2012-06-30 (YTD Data)Rank
Total interest income$2,928,0003,994
Total interest expense$243,0005,399
Net interest income$2,685,0003,705
Provision for loan and lease losses$200,0002,964
Total noninterest income$272,0004,397
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$155,0003,444
Trading account gains and fees$0153
Additional Noninterest Income$117,0004,436
Total noninterest expense$1,606,0004,635
Salaries and employee benefits$901,0004,444
Premises and equipment expense$185,0004,561
Additional noninterest expense$520,0004,763
Pre-tax net operating income$1,151,0002,594
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,151,0002,346
Extraordinary gains, net$019
Net income$1,151,0002,346
Minority interest net income$084
Net income of bank and minority interests.$1,151,0002,346
Net charge-offs$240,0002,542
Cash dividends$2,000,000523
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,151,0002,211
2012-03-31 (YTD Data)Rank
Total interest income$1,523,0003,935
Total interest expense$128,0005,398
Net interest income$1,395,0003,637
Provision for loan and lease losses$90,0002,992
Total noninterest income$141,0004,349
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$80,0003,381
Trading account gains and fees$0148
Additional Noninterest Income$61,0004,419
Total noninterest expense$813,0004,617
Salaries and employee benefits$459,0004,411
Premises and equipment expense$83,0004,844
Additional noninterest expense$271,0004,644
Pre-tax net operating income$633,0002,438
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$633,0002,162
Extraordinary gains, net$019
Net income$633,0002,163
Minority interest net income$078
Net income of bank and minority interests.$633,0002,164
Net charge-offs$59,0002,895
Cash dividends$2,000,000258
Sale, conversion, retirement of capital stock, net$0861
Net operating income$633,0002,059
2011-12-31 (YTD Data)Rank
Total interest income$5,755,0004,196
Total interest expense$668,0005,298
Net interest income$5,087,0003,863
Provision for loan and lease losses$150,0004,935
Total noninterest income$605,0004,053
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$386,0003,103
Trading account gains and fees$0146
Additional Noninterest Income$219,0004,346
Total noninterest expense$3,362,0004,588
Salaries and employee benefits$1,837,0004,387
Premises and equipment expense$329,0005,027
Additional noninterest expense$1,196,0004,454
Pre-tax net operating income$2,180,0002,352
Securities gains (losses)$24,0002,997
Applicable income taxes$04,719
Income before extraordinary items$2,204,0002,093
Extraordinary gains, net$029
Net income$2,204,0002,094
Minority interest net income$096
Net income of bank and minority interests.$2,204,0002,094
Net charge-offs$-9,0007,007
Cash dividends$1,114,0001,504
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,180,0002,027
2011-09-30 (YTD Data)Rank
Total interest income$4,303,0004,253
Total interest expense$521,0005,326
Net interest income$3,782,0003,899
Provision for loan and lease losses$06,393
Total noninterest income$465,0004,029
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$299,0003,048
Trading account gains and fees$0145
Additional Noninterest Income$166,0004,377
Total noninterest expense$2,459,0004,648
Salaries and employee benefits$1,331,0004,491
Premises and equipment expense$244,0005,099
Additional noninterest expense$884,0004,506
Pre-tax net operating income$1,788,0002,276
Securities gains (losses)$24,0002,728
Applicable income taxes$04,740
Income before extraordinary items$1,812,0001,993
Extraordinary gains, net$021
Net income$1,812,0001,993
Minority interest net income$087
Net income of bank and minority interests.$1,812,0001,993
Net charge-offs$-34,0007,196
Cash dividends$1,114,0001,064
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,788,0001,908
2011-06-30 (YTD Data)Rank
Total interest income$2,818,0004,340
Total interest expense$361,0005,354
Net interest income$2,457,0003,980
Provision for loan and lease losses$06,217
Total noninterest income$308,0004,060
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$198,0003,058
Trading account gains and fees$0153
Additional Noninterest Income$110,0004,409
Total noninterest expense$1,667,0004,659
Salaries and employee benefits$887,0004,530
Premises and equipment expense$163,0005,141
Additional noninterest expense$617,0004,457
Pre-tax net operating income$1,098,0002,384
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,098,0002,100
Extraordinary gains, net$015
Net income$1,098,0002,100
Minority interest net income$089
Net income of bank and minority interests.$1,098,0002,100
Net charge-offs$-51,0007,314
Cash dividends$1,114,000739
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,098,0002,031
2011-03-31 (YTD Data)Rank
Total interest income$1,404,0004,367
Total interest expense$187,0005,391
Net interest income$1,217,0004,012
Provision for loan and lease losses$05,840
Total noninterest income$165,0003,974
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$96,0003,056
Trading account gains and fees$0158
Additional Noninterest Income$69,0004,155
Total noninterest expense$852,0004,624
Salaries and employee benefits$437,0004,605
Premises and equipment expense$86,0005,068
Additional noninterest expense$329,0004,276
Pre-tax net operating income$530,0002,459
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$530,0002,146
Extraordinary gains, net$09
Net income$530,0002,145
Minority interest net income$086
Net income of bank and minority interests.$530,0002,146
Net charge-offs$-51,0007,360
Cash dividends$1,114,000346
Sale, conversion, retirement of capital stock, net$0925
Net operating income$530,0002,100
2010-12-31 (YTD Data)Rank
Total interest income$6,033,0004,313
Total interest expense$853,0005,587
Net interest income$5,180,0003,860
Provision for loan and lease losses$352,0004,630
Total noninterest income$639,0004,103
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$461,0002,794
Trading account gains and fees$0175
Additional Noninterest Income$178,0004,752
Total noninterest expense$3,353,0004,705
Salaries and employee benefits$1,814,0004,504
Premises and equipment expense$333,0005,194
Additional noninterest expense$1,206,0004,598
Pre-tax net operating income$2,114,0002,141
Securities gains (losses)$265,0001,368
Applicable income taxes$04,655
Income before extraordinary items$2,379,0001,730
Extraordinary gains, net$029
Net income$2,379,0001,731
Minority interest net income$0111
Net income of bank and minority interests.$2,379,0001,732
Net charge-offs$178,0004,877
Cash dividends$938,0001,567
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,114,0001,854
2010-09-30 (YTD Data)Rank
Total interest income$4,543,0004,389
Total interest expense$649,0005,711
Net interest income$3,894,0003,911
Provision for loan and lease losses$352,0004,101
Total noninterest income$489,0004,121
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$354,0002,805
Trading account gains and fees$0165
Additional Noninterest Income$135,0004,807
Total noninterest expense$2,512,0004,728
Salaries and employee benefits$1,350,0004,560
Premises and equipment expense$246,0005,272
Additional noninterest expense$916,0004,549
Pre-tax net operating income$1,519,0002,350
Securities gains (losses)$265,0001,168
Applicable income taxes$04,726
Income before extraordinary items$1,784,0001,846
Extraordinary gains, net$023
Net income$1,784,0001,847
Minority interest net income$0110
Net income of bank and minority interests.$1,784,0001,848
Net charge-offs$139,0004,576
Cash dividends$938,0001,101
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,519,0002,024
2010-06-30 (YTD Data)Rank
Total interest income$3,035,0004,416
Total interest expense$440,0005,761
Net interest income$2,595,0003,914
Provision for loan and lease losses$240,0003,941
Total noninterest income$333,0004,043
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$241,0002,777
Trading account gains and fees$0152
Additional Noninterest Income$92,0004,756
Total noninterest expense$1,636,0004,799
Salaries and employee benefits$902,0004,571
Premises and equipment expense$161,0005,352
Additional noninterest expense$573,0004,713
Pre-tax net operating income$1,052,0002,285
Securities gains (losses)$230,000861
Applicable income taxes$04,691
Income before extraordinary items$1,282,0001,696
Extraordinary gains, net$019
Net income$1,282,0001,695
Minority interest net income$0105
Net income of bank and minority interests.$1,282,0001,696
Net charge-offs$11,0005,773
Cash dividends$897,000812
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,052,0001,939
2010-03-31 (YTD Data)Rank
Total interest income$1,533,0004,433
Total interest expense$218,0005,905
Net interest income$1,315,0003,900
Provision for loan and lease losses$90,0004,075
Total noninterest income$170,0004,001
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$117,0002,833
Trading account gains and fees$0175
Additional Noninterest Income$53,0004,593
Total noninterest expense$801,0004,914
Salaries and employee benefits$459,0004,593
Premises and equipment expense$77,0005,536
Additional noninterest expense$265,0004,951
Pre-tax net operating income$594,0002,117
Securities gains (losses)$185,000548
Applicable income taxes$04,611
Income before extraordinary items$779,0001,416
Extraordinary gains, net$016
Net income$779,0001,418
Minority interest net income$091
Net income of bank and minority interests.$779,0001,418
Net charge-offs$24,0004,303
Cash dividends$897,000388
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$594,0001,763
2009-12-31 (YTD Data)Rank
Total interest income$5,961,0004,642
Total interest expense$1,086,0005,862
Net interest income$4,875,0004,016
Provision for loan and lease losses$525,0004,465
Total noninterest income$713,0004,027
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$534,0002,750
Trading account gains and fees$0211
Additional Noninterest Income$179,0004,824
Total noninterest expense$3,134,0005,049
Salaries and employee benefits$1,755,0004,732
Premises and equipment expense$303,0005,619
Additional noninterest expense$1,076,0005,033
Pre-tax net operating income$1,929,0001,966
Securities gains (losses)$96,0002,179
Applicable income taxes$04,388
Income before extraordinary items$2,025,0001,655
Extraordinary gains, net$034
Net income$2,025,0001,653
Minority interest net income$0115
Net income of bank and minority interests.$2,025,0001,654
Net charge-offs$53,0006,172
Cash dividends$898,0001,778
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,929,0001,696
2009-09-30 (YTD Data)Rank
Total interest income$4,428,0004,722
Total interest expense$865,0005,874
Net interest income$3,563,0004,077
Provision for loan and lease losses$240,0004,906
Total noninterest income$533,0004,110
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$395,0002,793
Trading account gains and fees$0212
Additional Noninterest Income$138,0004,916
Total noninterest expense$2,336,0005,073
Salaries and employee benefits$1,294,0004,812
Premises and equipment expense$222,0005,729
Additional noninterest expense$820,0004,998
Pre-tax net operating income$1,520,0002,039
Securities gains (losses)$96,0001,870
Applicable income taxes$04,592
Income before extraordinary items$1,616,0001,655
Extraordinary gains, net$027
Net income$1,616,0001,653
Minority interest net income$0118
Net income of bank and minority interests.$1,616,0001,655
Net charge-offs$9,0006,555
Cash dividends$898,0001,395
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,520,0001,712
2009-06-30 (YTD Data)Rank
Total interest income$2,923,0004,787
Total interest expense$632,0005,814
Net interest income$2,291,0004,164
Provision for loan and lease losses$120,0005,054
Total noninterest income$345,0004,159
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$243,0002,915
Trading account gains and fees$0193
Additional Noninterest Income$102,0004,760
Total noninterest expense$1,547,0005,153
Salaries and employee benefits$843,0004,938
Premises and equipment expense$145,0005,826
Additional noninterest expense$559,0004,939
Pre-tax net operating income$969,0002,170
Securities gains (losses)$96,0001,521
Applicable income taxes$04,657
Income before extraordinary items$1,065,0001,748
Extraordinary gains, net$021
Net income$1,065,0001,745
Minority interest net income$0112
Net income of bank and minority interests.$1,065,0001,747
Net charge-offs$8,0006,088
Cash dividends$898,0001,027
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$969,0001,836
2009-03-31 (YTD Data)Rank
Total interest income$1,482,0004,795
Total interest expense$334,0005,787
Net interest income$1,148,0004,143
Provision for loan and lease losses$60,0004,614
Total noninterest income$169,0004,146
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$117,0002,942
Trading account gains and fees$0171
Additional Noninterest Income$52,0004,774
Total noninterest expense$762,0005,129
Salaries and employee benefits$428,0004,937
Premises and equipment expense$65,0006,116
Additional noninterest expense$269,0004,742
Pre-tax net operating income$495,0002,398
Securities gains (losses)$5,0002,061
Applicable income taxes$04,835
Income before extraordinary items$500,0002,138
Extraordinary gains, net$015
Net income$500,0002,137
Minority interest net income$0102
Net income of bank and minority interests.$500,0002,139
Net charge-offs$2,0005,430
Cash dividends$898,000510
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$495,0002,017
2008-12-31 (YTD Data)Rank
Total interest income$6,159,0004,860
Total interest expense$1,846,0005,504
Net interest income$4,313,0004,339
Provision for loan and lease losses$110,0005,937
Total noninterest income$818,0003,832
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$488,0003,063
Trading account gains and fees$0154
Additional Noninterest Income$330,0003,929
Total noninterest expense$3,062,0005,049
Salaries and employee benefits$1,701,0004,968
Premises and equipment expense$311,0005,701
Additional noninterest expense$1,050,0004,680
Pre-tax net operating income$1,959,0002,493
Securities gains (losses)$240,000639
Applicable income taxes$04,979
Income before extraordinary items$2,199,0001,824
Extraordinary gains, net$039
Net income$2,199,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,238
Cash dividends$760,0002,729
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,959,0002,152
2008-09-30 (YTD Data)Rank
Total interest income$4,571,0004,966
Total interest expense$1,432,0005,550
Net interest income$3,139,0004,482
Provision for loan and lease losses$20,0006,492
Total noninterest income$662,0003,755
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$366,0003,090
Trading account gains and fees$0148
Additional Noninterest Income$296,0003,711
Total noninterest expense$2,200,0005,181
Salaries and employee benefits$1,263,0005,008
Premises and equipment expense$236,0005,701
Additional noninterest expense$701,0004,945
Pre-tax net operating income$1,581,0002,733
Securities gains (losses)$210,000600
Applicable income taxes$05,372
Income before extraordinary items$1,791,0001,964
Extraordinary gains, net$031
Net income$1,791,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,934
Cash dividends$640,0002,395
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,581,0002,332
2008-06-30 (YTD Data)Rank
Total interest income$3,001,0005,083
Total interest expense$978,0005,635
Net interest income$2,023,0004,587
Provision for loan and lease losses$06,671
Total noninterest income$496,0003,527
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$242,0003,088
Trading account gains and fees$0149
Additional Noninterest Income$254,0003,328
Total noninterest expense$1,430,0005,282
Salaries and employee benefits$807,0005,183
Premises and equipment expense$156,0005,757
Additional noninterest expense$467,0004,950
Pre-tax net operating income$1,089,0002,773
Securities gains (losses)$206,000604
Applicable income taxes$05,627
Income before extraordinary items$1,295,0002,043
Extraordinary gains, net$021
Net income$1,295,0002,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,779
Cash dividends$640,0001,969
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,089,0002,349
2008-03-31 (YTD Data)Rank
Total interest income$1,513,0005,150
Total interest expense$508,0005,716
Net interest income$1,005,0004,610
Provision for loan and lease losses$06,080
Total noninterest income$338,0002,886
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$121,0003,039
Trading account gains and fees$0158
Additional Noninterest Income$217,0002,456
Total noninterest expense$707,0005,335
Salaries and employee benefits$402,0005,214
Premises and equipment expense$144,0004,108
Additional noninterest expense$161,0005,988
Pre-tax net operating income$636,0002,589
Securities gains (losses)$72,000882
Applicable income taxes$05,622
Income before extraordinary items$708,0002,016
Extraordinary gains, net$015
Net income$708,0002,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$640,0001,108
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$636,0002,129
2007-12-31 (YTD Data)Rank
Total interest income$5,905,0005,289
Total interest expense$2,112,0005,710
Net interest income$3,793,0004,781
Provision for loan and lease losses$-125,0008,402
Total noninterest income$758,0004,120
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$508,0003,023
Trading account gains and fees$0178
Additional Noninterest Income$250,0004,598
Total noninterest expense$2,943,0005,058
Salaries and employee benefits$1,625,0005,055
Premises and equipment expense$574,0003,958
Additional noninterest expense$744,0005,565
Pre-tax net operating income$1,733,0003,617
Securities gains (losses)$-39,0007,954
Applicable income taxes$06,070
Income before extraordinary items$1,694,0003,178
Extraordinary gains, net$039
Net income$1,694,0003,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-222,0008,453
Cash dividends$469,0003,823
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,733,0003,116
2007-09-30 (YTD Data)Rank
Total interest income$4,405,0005,316
Total interest expense$1,552,0005,789
Net interest income$2,853,0004,797
Provision for loan and lease losses$06,528
Total noninterest income$591,0004,054
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$373,0003,054
Trading account gains and fees$0184
Additional Noninterest Income$218,0004,328
Total noninterest expense$2,174,0005,086
Salaries and employee benefits$1,191,0005,118
Premises and equipment expense$404,0004,137
Additional noninterest expense$579,0005,408
Pre-tax net operating income$1,270,0003,820
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,270,0003,343
Extraordinary gains, net$033
Net income$1,270,0003,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,0008,339
Cash dividends$350,0003,430
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,270,0003,328
2007-06-30 (YTD Data)Rank
Total interest income$2,865,0005,407
Total interest expense$972,0005,941
Net interest income$1,893,0004,834
Provision for loan and lease losses$06,209
Total noninterest income$426,0003,891
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$238,0003,124
Trading account gains and fees$0168
Additional Noninterest Income$188,0003,899
Total noninterest expense$1,445,0005,132
Salaries and employee benefits$782,0005,204
Premises and equipment expense$256,0004,316
Additional noninterest expense$407,0005,246
Pre-tax net operating income$874,0003,829
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$874,0003,321
Extraordinary gains, net$029
Net income$874,0003,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-95,0008,430
Cash dividends$350,0002,931
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$874,0003,302
2007-03-31 (YTD Data)Rank
Total interest income$1,392,0005,484
Total interest expense$453,0006,083
Net interest income$939,0004,870
Provision for loan and lease losses$05,779
Total noninterest income$278,0003,287
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$117,0003,122
Trading account gains and fees$0195
Additional Noninterest Income$161,0002,888
Total noninterest expense$737,0005,074
Salaries and employee benefits$371,0005,405
Premises and equipment expense$134,0004,191
Additional noninterest expense$232,0004,778
Pre-tax net operating income$480,0003,624
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$480,0003,123
Extraordinary gains, net$022
Net income$480,0003,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$350,0001,794
Sale, conversion, retirement of capital stock, net$0885
Net operating income$480,0003,098
2006-12-31 (YTD Data)Rank
Total interest income$4,984,0005,568
Total interest expense$1,655,0005,889
Net interest income$3,329,0005,212
Provision for loan and lease losses$06,850
Total noninterest income$601,0004,724
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$513,0002,998
Trading account gains and fees$0130
Additional Noninterest Income$88,0006,534
Total noninterest expense$2,832,0005,080
Salaries and employee benefits$1,516,0005,159
Premises and equipment expense$483,0004,370
Additional noninterest expense$833,0005,114
Pre-tax net operating income$1,098,0004,983
Securities gains (losses)$-72,0008,079
Applicable income taxes$06,600
Income before extraordinary items$1,026,0004,655
Extraordinary gains, net$051
Net income$1,026,0004,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,073
Cash dividends$163,0005,125
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,098,0004,481
2006-09-30 (YTD Data)Rank
Total interest income$3,651,0005,634
Total interest expense$1,206,0005,906
Net interest income$2,445,0005,324
Provision for loan and lease losses$06,685
Total noninterest income$488,0004,535
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$405,0002,932
Trading account gains and fees$0126
Additional Noninterest Income$83,0006,169
Total noninterest expense$2,106,0005,093
Salaries and employee benefits$1,145,0005,122
Premises and equipment expense$346,0004,492
Additional noninterest expense$615,0005,135
Pre-tax net operating income$827,0005,165
Securities gains (losses)$-62,0008,258
Applicable income taxes$06,687
Income before extraordinary items$765,0004,798
Extraordinary gains, net$045
Net income$765,0004,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,980
Cash dividends$163,0004,366
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$827,0004,617
2006-06-30 (YTD Data)Rank
Total interest income$2,349,0005,705
Total interest expense$748,0005,980
Net interest income$1,601,0005,400
Provision for loan and lease losses$06,419
Total noninterest income$333,0004,474
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$272,0002,896
Trading account gains and fees$0126
Additional Noninterest Income$61,0006,057
Total noninterest expense$1,397,0005,120
Salaries and employee benefits$761,0005,150
Premises and equipment expense$227,0004,543
Additional noninterest expense$409,0005,133
Pre-tax net operating income$537,0005,249
Securities gains (losses)$-45,0008,343
Applicable income taxes$06,706
Income before extraordinary items$492,0004,914
Extraordinary gains, net$039
Net income$492,0004,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,193
Cash dividends$70,0004,626
Sale, conversion, retirement of capital stock, net$0887
Net operating income$537,0004,703
2006-03-31 (YTD Data)Rank
Total interest income$1,112,0005,814
Total interest expense$327,0006,193
Net interest income$785,0005,451
Provision for loan and lease losses$06,013
Total noninterest income$181,0004,193
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$139,0002,764
Trading account gains and fees$0115
Additional Noninterest Income$42,0005,444
Total noninterest expense$707,0005,103
Salaries and employee benefits$392,0005,082
Premises and equipment expense$108,0004,716
Additional noninterest expense$207,0005,076
Pre-tax net operating income$259,0005,297
Securities gains (losses)$-45,0008,545
Applicable income taxes$06,588
Income before extraordinary items$214,0005,200
Extraordinary gains, net$021
Net income$214,0005,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,138
Cash dividends$70,0003,385
Sale, conversion, retirement of capital stock, net$0648
Net operating income$259,0004,758
2005-12-31 (YTD Data)Rank
Total interest income$4,044,0005,797
Total interest expense$1,193,0005,823
Net interest income$2,851,0005,659
Provision for loan and lease losses$100,0004,800
Total noninterest income$628,0004,679
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$512,0003,004
Trading account gains and fees$0138
Additional Noninterest Income$116,0006,174
Total noninterest expense$3,042,0004,725
Salaries and employee benefits$1,623,0004,810
Premises and equipment expense$525,0004,028
Additional noninterest expense$894,0004,793
Pre-tax net operating income$337,0007,267
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$337,0007,029
Extraordinary gains, net$046
Net income$337,0007,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,626
Cash dividends$140,0005,257
Sale, conversion, retirement of capital stock, net$0934
Net operating income$337,0007,012
2005-09-30 (YTD Data)Rank
Total interest income$2,976,0005,831
Total interest expense$863,0005,819
Net interest income$2,113,0005,722
Provision for loan and lease losses$80,0004,606
Total noninterest income$481,0004,652
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$382,0003,012
Trading account gains and fees$0126
Additional Noninterest Income$99,0005,963
Total noninterest expense$2,184,0004,838
Salaries and employee benefits$1,133,0005,009
Premises and equipment expense$461,0003,576
Additional noninterest expense$590,0005,180
Pre-tax net operating income$330,0007,069
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$330,0006,767
Extraordinary gains, net$035
Net income$330,0006,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,820
Cash dividends$140,0004,444
Sale, conversion, retirement of capital stock, net$0769
Net operating income$330,0006,720
2005-06-30 (YTD Data)Rank
Total interest income$1,960,0005,802
Total interest expense$543,0005,830
Net interest income$1,417,0005,678
Provision for loan and lease losses$50,0004,523
Total noninterest income$322,0004,603
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$240,0003,092
Trading account gains and fees$0116
Additional Noninterest Income$82,0005,563
Total noninterest expense$1,483,0004,760
Salaries and employee benefits$757,0004,988
Premises and equipment expense$308,0003,540
Additional noninterest expense$418,0004,946
Pre-tax net operating income$206,0007,185
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$206,0006,900
Extraordinary gains, net$030
Net income$206,0006,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,451
Cash dividends$93,0004,361
Sale, conversion, retirement of capital stock, net$0643
Net operating income$206,0006,851
2005-03-31 (YTD Data)Rank
Total interest income$949,0005,890
Total interest expense$250,0005,965
Net interest income$699,0005,735
Provision for loan and lease losses$20,0004,626
Total noninterest income$159,0004,560
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$116,0003,116
Trading account gains and fees$0115
Additional Noninterest Income$43,0005,506
Total noninterest expense$738,0004,799
Salaries and employee benefits$379,0005,007
Premises and equipment expense$160,0003,459
Additional noninterest expense$199,0005,090
Pre-tax net operating income$100,0007,219
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$100,0006,899
Extraordinary gains, net$024
Net income$100,0006,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0001,118
Cash dividends$93,0003,035
Sale, conversion, retirement of capital stock, net$0491
Net operating income$100,0006,867
2004-12-31 (YTD Data)Rank
Total interest income$3,647,0005,848
Total interest expense$894,0005,963
Net interest income$2,753,0005,700
Provision for loan and lease losses$148,0004,300
Total noninterest income$633,0004,678
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$537,0002,977
Trading account gains and fees$0138
Additional Noninterest Income$96,0006,495
Total noninterest expense$2,945,0004,716
Salaries and employee benefits$1,498,0004,954
Premises and equipment expense$684,0003,187
Additional noninterest expense$763,0005,257
Pre-tax net operating income$293,0007,466
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$293,0007,261
Extraordinary gains, net$034
Net income$293,0007,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,722
Cash dividends$186,0004,958
Sale, conversion, retirement of capital stock, net$0872
Net operating income$293,0007,205
2004-09-30 (YTD Data)Rank
Total interest income$2,696,0005,887
Total interest expense$641,0006,078
Net interest income$2,055,0005,699
Provision for loan and lease losses$91,0004,413
Total noninterest income$486,0004,623
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$408,0002,966
Trading account gains and fees$0134
Additional Noninterest Income$78,0006,347
Total noninterest expense$2,202,0004,691
Salaries and employee benefits$1,116,0004,930
Premises and equipment expense$510,0003,204
Additional noninterest expense$576,0005,176
Pre-tax net operating income$248,0007,472
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$248,0007,217
Extraordinary gains, net$026
Net income$248,0007,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,975
Cash dividends$186,0004,071
Sale, conversion, retirement of capital stock, net$0738
Net operating income$248,0007,151
2004-06-30 (YTD Data)Rank
Total interest income$1,783,0005,911
Total interest expense$431,0006,070
Net interest income$1,352,0005,735
Provision for loan and lease losses$20,0005,844
Total noninterest income$326,0004,593
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$268,0002,964
Trading account gains and fees$0130
Additional Noninterest Income$58,0006,187
Total noninterest expense$1,465,0004,739
Salaries and employee benefits$736,0004,989
Premises and equipment expense$340,0003,212
Additional noninterest expense$389,0005,155
Pre-tax net operating income$193,0007,243
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$193,0006,968
Extraordinary gains, net$021
Net income$193,0006,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,389
Cash dividends$93,0004,285
Sale, conversion, retirement of capital stock, net$0638
Net operating income$193,0006,891
2004-03-31 (YTD Data)Rank
Total interest income$899,0005,924
Total interest expense$223,0006,040
Net interest income$676,0005,747
Provision for loan and lease losses$06,501
Total noninterest income$170,0004,459
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$131,0002,956
Trading account gains and fees$0121
Additional Noninterest Income$39,0005,616
Total noninterest expense$722,0004,816
Salaries and employee benefits$372,0004,966
Premises and equipment expense$166,0003,298
Additional noninterest expense$184,0005,360
Pre-tax net operating income$124,0006,805
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$124,0006,441
Extraordinary gains, net$016
Net income$124,0006,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,238
Cash dividends$93,0002,981
Sale, conversion, retirement of capital stock, net$0464
Net operating income$124,0006,321
2003-12-31 (YTD Data)Rank
Total interest income$3,862,0005,764
Total interest expense$1,089,0005,866
Net interest income$2,773,0005,558
Provision for loan and lease losses$56,0006,140
Total noninterest income$734,0004,435
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$638,0002,566
Trading account gains and fees$0160
Additional Noninterest Income$96,0006,607
Total noninterest expense$3,188,0004,419
Salaries and employee benefits$1,706,0004,428
Premises and equipment expense$646,0003,311
Additional noninterest expense$836,0004,911
Pre-tax net operating income$263,0007,589
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$263,0007,458
Extraordinary gains, net$054
Net income$263,0007,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,340
Cash dividends$186,0005,017
Sale, conversion, retirement of capital stock, net$0868
Net operating income$263,0007,308
2003-09-30 (YTD Data)Rank
Total interest income$2,920,0005,810
Total interest expense$831,0005,958
Net interest income$2,089,0005,581
Provision for loan and lease losses$18,0006,830
Total noninterest income$584,0004,332
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$504,0002,456
Trading account gains and fees$0153
Additional Noninterest Income$80,0006,465
Total noninterest expense$2,420,0004,369
Salaries and employee benefits$1,348,0004,255
Premises and equipment expense$463,0003,431
Additional noninterest expense$609,0004,951
Pre-tax net operating income$235,0007,518
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$235,0007,367
Extraordinary gains, net$040
Net income$235,0007,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,711
Cash dividends$188,0004,129
Sale, conversion, retirement of capital stock, net$0722
Net operating income$235,0007,200
2003-06-30 (YTD Data)Rank
Total interest income$1,979,0005,784
Total interest expense$571,0005,979
Net interest income$1,408,0005,536
Provision for loan and lease losses$07,324
Total noninterest income$417,0004,152
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$352,0002,334
Trading account gains and fees$0150
Additional Noninterest Income$65,0006,111
Total noninterest expense$1,574,0004,423
Salaries and employee benefits$860,0004,396
Premises and equipment expense$299,0003,503
Additional noninterest expense$415,0004,872
Pre-tax net operating income$251,0006,829
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$251,0006,511
Extraordinary gains, net$13,00021
Net income$264,0006,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,848
Cash dividends$188,0003,595
Sale, conversion, retirement of capital stock, net$0589
Net operating income$251,0006,307
2003-03-31 (YTD Data)Rank
Total interest income$998,0005,777
Total interest expense$293,0006,005
Net interest income$705,0005,529
Provision for loan and lease losses$06,934
Total noninterest income$229,0003,836
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$184,0002,179
Trading account gains and fees$0134
Additional Noninterest Income$45,0005,466
Total noninterest expense$771,0004,476
Salaries and employee benefits$438,0004,336
Premises and equipment expense$124,0004,049
Additional noninterest expense$209,0004,798
Pre-tax net operating income$163,0006,299
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$163,0005,825
Extraordinary gains, net$13,00012
Net income$176,0005,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$93,0003,030
Sale, conversion, retirement of capital stock, net$0419
Net operating income$163,0005,621
2002-12-31 (YTD Data)Rank
Total interest income$4,389,0005,612
Total interest expense$1,438,0005,862
Net interest income$2,951,0005,337
Provision for loan and lease losses$268,0003,712
Total noninterest income$793,0004,027
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$576,0002,643
Trading account gains and fees$0153
Additional Noninterest Income$217,0004,851
Total noninterest expense$3,441,0004,025
Salaries and employee benefits$1,846,0003,993
Premises and equipment expense$575,0003,539
Additional noninterest expense$1,020,0004,116
Pre-tax net operating income$35,0008,527
Securities gains (losses)$157,0001,341
Applicable income taxes$07,681
Income before extraordinary items$192,0007,875
Extraordinary gains, net$070
Net income$192,0007,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,744
Cash dividends$280,0004,445
Sale, conversion, retirement of capital stock, net$0862
Net operating income$35,0008,526
2001-12-31 (YTD Data)Rank
Total interest income$5,558,0005,247
Total interest expense$2,486,0005,420
Net interest income$3,072,0004,977
Provision for loan and lease losses$480,0002,273
Total noninterest income$633,0004,455
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$541,0002,650
Trading account gains and fees$0177
Additional Noninterest Income$92,0006,609
Total noninterest expense$3,120,0004,207
Salaries and employee benefits$1,734,0004,025
Premises and equipment expense$474,0004,074
Additional noninterest expense$912,0004,364
Pre-tax net operating income$105,0008,307
Securities gains (losses)$51,0002,322
Applicable income taxes$07,903
Income before extraordinary items$156,0007,989
Extraordinary gains, net$0105
Net income$156,0007,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,633
Cash dividends$421,0003,756
Sale, conversion, retirement of capital stock, net$0922
Net operating income$105,0008,190
2000-12-31 (YTD Data)Rank
Total interest income$6,230,0004,949
Total interest expense$2,797,0005,191
Net interest income$3,433,0004,676
Provision for loan and lease losses$260,0003,149
Total noninterest income$629,0004,287
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$564,0002,423
Trading account gains and fees$0180
Additional Noninterest Income$65,0007,328
Total noninterest expense$3,099,0004,123
Salaries and employee benefits$1,740,0003,877
Premises and equipment expense$449,0004,139
Additional noninterest expense$910,0004,298
Pre-tax net operating income$703,0006,214
Securities gains (losses)$1,0001,732
Applicable income taxes$08,362
Income before extraordinary items$704,0005,409
Extraordinary gains, net$038
Net income$704,0005,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$744,000924
Cash dividends$280,0004,620
Sale, conversion, retirement of capital stock, net$0969
Net operating income$703,0005,414
1999-12-31 (YTD Data)Rank
Total interest income$5,948,0004,978
Total interest expense$2,469,0005,229
Net interest income$3,479,0004,671
Provision for loan and lease losses$468,0001,871
Total noninterest income$678,0004,084
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$536,0002,470
Trading account gains and fees$0173
Additional Noninterest Income$142,0005,733
Total noninterest expense$3,409,0003,782
Salaries and employee benefits$2,004,0003,437
Premises and equipment expense$474,0003,961
Additional noninterest expense$931,0004,252
Pre-tax net operating income$280,0008,205
Securities gains (losses)$114,000693
Applicable income taxes$08,765
Income before extraordinary items$394,0007,027
Extraordinary gains, net$035
Net income$394,0007,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,508
Cash dividends$666,0002,979
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$280,0007,696
1998-12-31 (YTD Data)Rank
Total interest income$6,785,0004,508
Total interest expense$3,033,0004,682
Net interest income$3,752,0004,349
Provision for loan and lease losses$70,0005,864
Total noninterest income$751,0003,780
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$651,0001,963
Trading account gains and fees$0224
Additional Noninterest Income$100,0006,633
Total noninterest expense$3,612,0003,516
Salaries and employee benefits$1,993,0003,345
Premises and equipment expense$583,0003,251
Additional noninterest expense$1,036,0003,845
Pre-tax net operating income$821,0006,006
Securities gains (losses)$2,0003,909
Applicable income taxes$239,0005,749
Income before extraordinary items$584,0006,129
Extraordinary gains, net$032
Net income$584,0006,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,945
Cash dividends$2,013,0001,311
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$582,5806,037
1997-12-31 (YTD Data)Rank
Total interest income$6,920,0004,539
Total interest expense$3,492,0004,144
Net interest income$3,428,0004,803
Provision for loan and lease losses$-69,00010,741
Total noninterest income$773,0003,687
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$669,0001,957
Trading account gains and feesNANA
Additional Noninterest Income$104,0006,683
Total noninterest expense$3,447,0003,653
Salaries and employee benefits$1,849,0003,541
Premises and equipment expense$509,0003,645
Additional noninterest expense$1,089,0003,624
Pre-tax net operating income$823,0006,437
Securities gains (losses)$45,0001,407
Applicable income taxes$174,0007,253
Income before extraordinary items$694,0005,937
Extraordinary gains, net$044
Net income$694,0005,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-169,00010,795
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$658,0006,031
1996-12-31 (YTD Data)Rank
Total interest income$5,937,0005,224
Total interest expense$2,677,0005,261
Net interest income$3,260,0005,118
Provision for loan and lease losses$120,0004,568
Total noninterest income$746,0003,892
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$649,0002,080
Trading account gains and feesNANA
Additional Noninterest Income$97,0007,219
Total noninterest expense$2,783,0004,577
Salaries and employee benefits$1,617,0004,021
Premises and equipment expense$391,0004,619
Additional noninterest expense$775,0005,325
Pre-tax net operating income$1,103,0005,406
Securities gains (losses)$44,0001,419
Applicable income taxes$244,0006,529
Income before extraordinary items$913,0004,828
Extraordinary gains, net$053
Net income$913,0004,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0001,698
Cash dividends$840,0002,409
Sale, conversion, retirement of capital stock, net$0953
Net operating income$878,2404,904
1995-12-31 (YTD Data)Rank
Total interest income$6,274,0005,001
Total interest expense$2,758,0005,130
Net interest income$3,516,0004,854
Provision for loan and lease losses$200,0002,992
Total noninterest income$631,0004,422
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$539,0002,495
Trading account gains and feesNANA
Additional Noninterest Income$92,0007,497
Total noninterest expense$2,827,0004,500
Salaries and employee benefits$1,687,0003,849
Premises and equipment expense$383,0004,709
Additional noninterest expense$757,0005,486
Pre-tax net operating income$1,120,0005,523
Securities gains (losses)$-15,00010,368
Applicable income taxes$299,0006,006
Income before extraordinary items$806,0005,424
Extraordinary gains, net$065
Net income$806,0005,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,0001,113
Cash dividends$840,0002,337
Sale, conversion, retirement of capital stock, net$0809
Net operating income$816,9505,341
1994-12-31 (YTD Data)Rank
Total interest income$5,460,0005,277
Total interest expense$2,086,0005,426
Net interest income$3,374,0005,099
Provision for loan and lease losses$535,0001,459
Total noninterest income$587,0004,735
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$484,0002,852
Trading account gains and feesNANA
Additional Noninterest Income$103,0007,425
Total noninterest expense$2,881,0004,565
Salaries and employee benefits$1,612,0004,004
Premises and equipment expense$420,0004,403
Additional noninterest expense$849,0005,429
Pre-tax net operating income$545,0008,352
Securities gains (losses)$58,0001,066
Applicable income taxes$206,0007,245
Income before extraordinary items$397,0008,222
Extraordinary gains, net$0249
Net income$397,0008,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-137,00012,318
Cash dividends$720,0002,468
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$358,7208,613
1993-12-31 (YTD Data)Rank
Total interest income$5,511,0005,325
Total interest expense$1,930,0006,013
Net interest income$3,581,0004,866
Provision for loan and lease losses$-450,00013,160
Total noninterest income$651,0004,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$518,0002,688
Trading account gains and feesNANA
Additional Noninterest Income$133,0006,953
Total noninterest expense$3,357,0004,066
Salaries and employee benefits$1,828,0003,554
Premises and equipment expense$537,0003,651
Additional noninterest expense$992,0004,956
Pre-tax net operating income$1,325,0004,794
Securities gains (losses)$80,0002,797
Applicable income taxes$433,0004,726
Income before extraordinary items$972,0004,792
Extraordinary gains, net$03,149
Net income$972,0004,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,560
Cash dividends$720,0002,333
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$916,8004,799
1992-12-31 (YTD Data)Rank
Total interest income$6,600,0005,071
Total interest expense$2,830,0005,426
Net interest income$3,770,0004,699
Provision for loan and lease losses$011,756
Total noninterest income$591,0005,015
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$502,0002,772
Trading account gains and feesNANA
Additional Noninterest Income$89,0008,478
Total noninterest expense$3,112,0004,376
Salaries and employee benefits$1,727,0003,700
Premises and equipment expense$416,0004,661
Additional noninterest expense$969,0005,182
Pre-tax net operating income$1,249,0004,760
Securities gains (losses)$436,0001,202
Applicable income taxes$570,0003,577
Income before extraordinary items$1,115,0004,070
Extraordinary gains, net$01,422
Net income$1,115,0004,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,00013,426
Cash dividends$600,0002,382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$827,2404,928

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.