Home > West Texas National Bank > Income and Expense

West Texas National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$115,817,000474
Total interest expense$35,157,000505
Net interest income$80,660,000453
Provision for loan and lease losses$6,969,000266
Total noninterest income$6,079,0001,038
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,435,000759
Trading account gains and fees$0123
Additional Noninterest Income$4,644,000929
Total noninterest expense$40,868,000674
Salaries and employee benefits$20,117,000756
Premises and equipment expense$6,309,000454
Additional noninterest expense$4,644,000929
Pre-tax net operating income$38,902,000426
Securities gains (losses)$-718,0004,247
Applicable income taxes$03,369
Income before extraordinary items$38,184,000349
Extraordinary gains, net$054
Net income$38,184,000354
Minority interest net income$088
Net income of bank and minority interests.$38,184,000352
Net charge-offs$-297,0004,498
Cash dividends$2,000,0001,522
Sale, conversion, retirement of capital stock, net$0540
Net operating income$38,902,000357
2023-09-30 (YTD Data)Rank
Total interest income$83,910,000480
Total interest expense$24,238,000508
Net interest income$59,672,000468
Provision for loan and lease losses$6,969,000220
Total noninterest income$4,515,0001,064
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,126,000733
Trading account gains and fees$0125
Additional Noninterest Income$3,389,000956
Total noninterest expense$29,901,000695
Salaries and employee benefits$14,890,000773
Premises and equipment expense$4,171,000505
Additional noninterest expense$3,389,000956
Pre-tax net operating income$27,317,000454
Securities gains (losses)$-755,0004,419
Applicable income taxes$03,407
Income before extraordinary items$26,562,000376
Extraordinary gains, net$052
Net income$26,562,000381
Minority interest net income$081
Net income of bank and minority interests.$26,562,000376
Net charge-offs$-365,0004,535
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0507
Net operating income$27,317,000384
2023-06-30 (YTD Data)Rank
Total interest income$53,415,000482
Total interest expense$14,149,000515
Net interest income$39,266,000470
Provision for loan and lease losses$6,969,000173
Total noninterest income$2,244,0001,209
Gross Fiduciary activities income$0931
Service charges on deposit accounts$766,000708
Trading account gains and fees$0112
Additional Noninterest Income$1,478,0001,196
Total noninterest expense$19,866,000685
Salaries and employee benefits$9,727,000785
Premises and equipment expense$2,701,000505
Additional noninterest expense$1,478,0001,195
Pre-tax net operating income$14,675,000521
Securities gains (losses)$26,000399
Applicable income taxes$03,436
Income before extraordinary items$14,701,000448
Extraordinary gains, net$051
Net income$14,701,000454
Minority interest net income$081
Net income of bank and minority interests.$14,701,000447
Net charge-offs$-382,0004,589
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$14,675,000453
2023-03-31 (YTD Data)Rank
Total interest income$24,699,000519
Total interest expense$4,972,000615
Net interest income$19,727,000476
Provision for loan and lease losses$2,036,000231
Total noninterest income$1,525,000993
Gross Fiduciary activities income$0913
Service charges on deposit accounts$395,000695
Trading account gains and fees$097
Additional Noninterest Income$1,130,000882
Total noninterest expense$10,091,000679
Salaries and employee benefits$4,706,000818
Premises and equipment expense$1,295,000549
Additional noninterest expense$1,130,000882
Pre-tax net operating income$9,125,000461
Securities gains (losses)$11,000560
Applicable income taxes$03,388
Income before extraordinary items$9,136,000389
Extraordinary gains, net$04
Net income$9,136,000390
Minority interest net income$048
Net income of bank and minority interests.$9,136,000390
Net charge-offs$14,0001,246
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$9,125,000399
2022-12-31 (YTD Data)Rank
Total interest income$64,110,000603
Total interest expense$6,036,000685
Net interest income$58,074,000598
Provision for loan and lease losses$-150,0004,400
Total noninterest income$7,239,000939
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,583,000706
Trading account gains and fees$0116
Additional Noninterest Income$5,656,000820
Total noninterest expense$36,006,000724
Salaries and employee benefits$16,687,000879
Premises and equipment expense$5,106,000531
Additional noninterest expense$5,656,000820
Pre-tax net operating income$29,457,000573
Securities gains (losses)$-5,0003,305
Applicable income taxes$03,596
Income before extraordinary items$29,452,000476
Extraordinary gains, net$05
Net income$29,452,000477
Minority interest net income$063
Net income of bank and minority interests.$29,452,000477
Net charge-offs$-996,0004,659
Cash dividends$5,000,000771
Sale, conversion, retirement of capital stock, net$0568
Net operating income$29,457,000485
2022-09-30 (YTD Data)Rank
Total interest income$41,973,000655
Total interest expense$2,832,000767
Net interest income$39,141,000641
Provision for loan and lease losses$1,050,000600
Total noninterest income$5,759,000922
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,172,000717
Trading account gains and fees$0111
Additional Noninterest Income$4,587,000792
Total noninterest expense$25,634,000764
Salaries and employee benefits$12,312,000888
Premises and equipment expense$3,802,000539
Additional noninterest expense$4,587,000792
Pre-tax net operating income$18,216,000658
Securities gains (losses)$-17,0003,905
Applicable income taxes$03,603
Income before extraordinary items$18,199,000556
Extraordinary gains, net$04
Net income$18,199,000555
Minority interest net income$057
Net income of bank and minority interests.$18,199,000556
Net charge-offs$69,0001,081
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$18,216,000565
2022-06-30 (YTD Data)Rank
Total interest income$24,761,000692
Total interest expense$1,187,000978
Net interest income$23,574,000676
Provision for loan and lease losses$750,000513
Total noninterest income$4,084,000871
Gross Fiduciary activities income$0925
Service charges on deposit accounts$745,000745
Trading account gains and fees$0108
Additional Noninterest Income$3,339,000763
Total noninterest expense$15,936,000806
Salaries and employee benefits$7,798,000911
Premises and equipment expense$2,456,000548
Additional noninterest expense$5,682,000693
Pre-tax net operating income$10,972,000661
Securities gains (losses)$-8,0003,900
Applicable income taxes$03,564
Income before extraordinary items$10,964,000572
Extraordinary gains, net$04
Net income$10,964,000571
Minority interest net income$060
Net income of bank and minority interests.$10,964,000572
Net charge-offs$14,0001,459
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,972,000584
2022-03-31 (YTD Data)Rank
Total interest income$11,031,000739
Total interest expense$437,0001,237
Net interest income$10,594,000725
Provision for loan and lease losses$300,000484
Total noninterest income$2,668,000744
Gross Fiduciary activities income$0892
Service charges on deposit accounts$366,000750
Trading account gains and fees$0103
Additional Noninterest Income$2,302,000638
Total noninterest expense$7,878,000813
Salaries and employee benefits$3,834,000929
Premises and equipment expense$1,250,000544
Additional noninterest expense$2,794,000690
Pre-tax net operating income$5,084,000681
Securities gains (losses)$-8,0004,222
Applicable income taxes$03,450
Income before extraordinary items$5,076,000586
Extraordinary gains, net$04
Net income$5,076,000586
Minority interest net income$050
Net income of bank and minority interests.$5,076,000586
Net charge-offs$10,0001,177
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,084,000593
2021-12-31 (YTD Data)Rank
Total interest income$41,725,000799
Total interest expense$1,378,0001,782
Net interest income$40,347,000759
Provision for loan and lease losses$2,210,000253
Total noninterest income$5,255,0001,273
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,413,000731
Trading account gains and fees$0132
Additional Noninterest Income$3,842,0001,280
Total noninterest expense$30,397,000838
Salaries and employee benefits$14,200,000982
Premises and equipment expense$4,590,000582
Additional noninterest expense$11,607,000685
Pre-tax net operating income$12,995,0001,052
Securities gains (losses)$-1,576,0004,821
Applicable income taxes$03,710
Income before extraordinary items$11,419,0001,033
Extraordinary gains, net$010
Net income$11,419,0001,034
Minority interest net income$074
Net income of bank and minority interests.$11,419,0001,034
Net charge-offs$307,000830
Cash dividends$3,800,000989
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,995,000914
2021-09-30 (YTD Data)Rank
Total interest income$30,446,000836
Total interest expense$1,020,0001,870
Net interest income$29,426,000792
Provision for loan and lease losses$1,610,000270
Total noninterest income$3,757,0001,347
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,042,000729
Trading account gains and fees$0132
Additional Noninterest Income$2,715,0001,382
Total noninterest expense$22,598,000854
Salaries and employee benefits$10,595,000995
Premises and equipment expense$3,339,000604
Additional noninterest expense$8,664,000683
Pre-tax net operating income$8,975,0001,168
Securities gains (losses)$31,0001,244
Applicable income taxes$03,719
Income before extraordinary items$9,006,0001,038
Extraordinary gains, net$08
Net income$9,006,0001,039
Minority interest net income$069
Net income of bank and minority interests.$9,006,0001,039
Net charge-offs$283,000667
Cash dividends$3,300,000791
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,975,0001,020
2021-06-30 (YTD Data)Rank
Total interest income$20,089,000838
Total interest expense$678,0001,939
Net interest income$19,411,000789
Provision for loan and lease losses$860,000364
Total noninterest income$2,476,0001,346
Gross Fiduciary activities income$0951
Service charges on deposit accounts$663,000731
Trading account gains and fees$0133
Additional Noninterest Income$1,813,0001,373
Total noninterest expense$15,036,000842
Salaries and employee benefits$7,030,000991
Premises and equipment expense$2,243,000595
Additional noninterest expense$5,763,000672
Pre-tax net operating income$5,991,0001,149
Securities gains (losses)$29,0001,065
Applicable income taxes$03,702
Income before extraordinary items$6,020,0001,022
Extraordinary gains, net$06
Net income$6,020,0001,022
Minority interest net income$067
Net income of bank and minority interests.$6,020,0001,022
Net charge-offs$270,000548
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,991,0001,006
2021-03-31 (YTD Data)Rank
Total interest income$10,173,000815
Total interest expense$349,0001,972
Net interest income$9,824,000771
Provision for loan and lease losses$410,000430
Total noninterest income$1,191,0001,370
Gross Fiduciary activities income$0922
Service charges on deposit accounts$342,000699
Trading account gains and fees$0127
Additional Noninterest Income$849,0001,414
Total noninterest expense$7,457,000845
Salaries and employee benefits$3,508,000985
Premises and equipment expense$953,000712
Additional noninterest expense$2,996,000640
Pre-tax net operating income$3,148,0001,103
Securities gains (losses)$23,000849
Applicable income taxes$03,613
Income before extraordinary items$3,171,000964
Extraordinary gains, net$03
Net income$3,171,000964
Minority interest net income$055
Net income of bank and minority interests.$3,171,000964
Net charge-offs$11,0001,336
Cash dividends$1,250,000633
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,148,000950
2020-12-31 (YTD Data)Rank
Total interest income$45,884,000735
Total interest expense$2,390,0001,761
Net interest income$43,494,000673
Provision for loan and lease losses$9,657,000362
Total noninterest income$4,886,0001,281
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,449,000687
Trading account gains and fees$0133
Additional Noninterest Income$3,437,0001,331
Total noninterest expense$28,540,000856
Salaries and employee benefits$14,171,000950
Premises and equipment expense$4,047,000651
Additional noninterest expense$10,322,000721
Pre-tax net operating income$10,183,0001,052
Securities gains (losses)$-13,0004,847
Applicable income taxes$03,697
Income before extraordinary items$10,170,000945
Extraordinary gains, net$04
Net income$10,170,000945
Minority interest net income$072
Net income of bank and minority interests.$10,170,000945
Net charge-offs$7,655,000175
Cash dividends$8,250,000530
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,183,000907
2020-09-30 (YTD Data)Rank
Total interest income$35,577,000719
Total interest expense$1,996,0001,702
Net interest income$33,581,000650
Provision for loan and lease losses$8,350,000349
Total noninterest income$3,657,0001,256
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,041,000718
Trading account gains and fees$0125
Additional Noninterest Income$2,616,0001,283
Total noninterest expense$21,324,000839
Salaries and employee benefits$10,681,000928
Premises and equipment expense$2,930,000662
Additional noninterest expense$7,713,000709
Pre-tax net operating income$7,564,0001,018
Securities gains (losses)$-22,0004,869
Applicable income taxes$03,696
Income before extraordinary items$7,542,000911
Extraordinary gains, net$04
Net income$7,542,000911
Minority interest net income$065
Net income of bank and minority interests.$7,542,000911
Net charge-offs$5,226,000175
Cash dividends$7,750,000429
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,564,000875
2020-06-30 (YTD Data)Rank
Total interest income$25,227,000679
Total interest expense$1,594,0001,576
Net interest income$23,633,000606
Provision for loan and lease losses$6,100,000344
Total noninterest income$2,456,0001,185
Gross Fiduciary activities income$0970
Service charges on deposit accounts$649,000769
Trading account gains and fees$0123
Additional Noninterest Income$1,807,0001,164
Total noninterest expense$14,104,000840
Salaries and employee benefits$7,149,000923
Premises and equipment expense$1,894,000678
Additional noninterest expense$5,061,000708
Pre-tax net operating income$5,885,000828
Securities gains (losses)$-20,0004,855
Applicable income taxes$03,655
Income before extraordinary items$5,865,000736
Extraordinary gains, net$04
Net income$5,865,000737
Minority interest net income$065
Net income of bank and minority interests.$5,865,000736
Net charge-offs$3,871,000172
Cash dividends$1,250,0001,119
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,885,000704
2020-03-31 (YTD Data)Rank
Total interest income$12,996,000657
Total interest expense$1,166,0001,262
Net interest income$11,830,000597
Provision for loan and lease losses$2,250,000374
Total noninterest income$1,413,0001,022
Gross Fiduciary activities income$0941
Service charges on deposit accounts$441,000683
Trading account gains and fees$0106
Additional Noninterest Income$972,000993
Total noninterest expense$6,920,000858
Salaries and employee benefits$3,544,000932
Premises and equipment expense$900,000717
Additional noninterest expense$2,476,000728
Pre-tax net operating income$4,073,000561
Securities gains (losses)$-36,0004,927
Applicable income taxes$03,513
Income before extraordinary items$4,037,000496
Extraordinary gains, net$04
Net income$4,037,000496
Minority interest net income$056
Net income of bank and minority interests.$4,037,000496
Net charge-offs$-26,0004,723
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,073,000473
2019-12-31 (YTD Data)Rank
Total interest income$54,868,000627
Total interest expense$4,730,0001,303
Net interest income$50,138,000562
Provision for loan and lease losses$8,407,000180
Total noninterest income$6,150,000982
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,782,000704
Trading account gains and fees$0135
Additional Noninterest Income$4,368,000909
Total noninterest expense$27,110,000845
Salaries and employee benefits$13,920,000917
Premises and equipment expense$3,726,000685
Additional noninterest expense$9,464,000743
Pre-tax net operating income$20,771,000591
Securities gains (losses)$15,0001,739
Applicable income taxes$03,859
Income before extraordinary items$20,786,000525
Extraordinary gains, net$011
Net income$20,786,000525
Minority interest net income$076
Net income of bank and minority interests.$20,786,000526
Net charge-offs$6,413,000178
Cash dividends$13,550,000385
Sale, conversion, retirement of capital stock, net$0626
Net operating income$20,771,000514
2019-09-30 (YTD Data)Rank
Total interest income$41,538,000627
Total interest expense$3,694,0001,262
Net interest income$37,844,000556
Provision for loan and lease losses$6,939,000162
Total noninterest income$4,704,000948
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,339,000697
Trading account gains and fees$0129
Additional Noninterest Income$3,365,000884
Total noninterest expense$20,313,000842
Salaries and employee benefits$10,661,000898
Premises and equipment expense$2,743,000699
Additional noninterest expense$6,909,000760
Pre-tax net operating income$15,296,000614
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$15,296,000541
Extraordinary gains, net$011
Net income$15,296,000539
Minority interest net income$072
Net income of bank and minority interests.$15,296,000541
Net charge-offs$6,808,000145
Cash dividends$9,050,000398
Sale, conversion, retirement of capital stock, net$0590
Net operating income$15,296,000530
2019-06-30 (YTD Data)Rank
Total interest income$28,044,000625
Total interest expense$2,501,0001,224
Net interest income$25,543,000547
Provision for loan and lease losses$3,939,000187
Total noninterest income$3,165,000945
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$841,000728
Trading account gains and fees$0131
Additional Noninterest Income$2,324,000839
Total noninterest expense$13,232,000856
Salaries and employee benefits$7,135,000891
Premises and equipment expense$1,841,000700
Additional noninterest expense$4,256,000815
Pre-tax net operating income$11,537,000538
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$11,537,000480
Extraordinary gains, net$011
Net income$11,537,000479
Minority interest net income$069
Net income of bank and minority interests.$11,537,000479
Net charge-offs$1,634,000261
Cash dividends$7,500,000325
Sale, conversion, retirement of capital stock, net$0573
Net operating income$11,537,000465
2019-03-31 (YTD Data)Rank
Total interest income$13,314,000647
Total interest expense$1,209,0001,226
Net interest income$12,105,000585
Provision for loan and lease losses$2,163,000171
Total noninterest income$1,486,000953
Gross Fiduciary activities income$0972
Service charges on deposit accounts$400,000747
Trading account gains and fees$0126
Additional Noninterest Income$1,086,000850
Total noninterest expense$6,339,000888
Salaries and employee benefits$3,553,000902
Premises and equipment expense$912,000713
Additional noninterest expense$1,874,000884
Pre-tax net operating income$5,089,000580
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$5,089,000513
Extraordinary gains, net$05
Net income$5,089,000512
Minority interest net income$052
Net income of bank and minority interests.$5,089,000512
Net charge-offs$-20,0004,863
Cash dividends$4,000,000307
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,089,000500
2018-12-31 (YTD Data)Rank
Total interest income$50,898,000633
Total interest expense$3,594,0001,236
Net interest income$47,304,000579
Provision for loan and lease losses$16,0003,884
Total noninterest income$5,739,000997
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,082,000610
Trading account gains and fees$0126
Additional Noninterest Income$3,657,000991
Total noninterest expense$26,038,000846
Salaries and employee benefits$12,820,000955
Premises and equipment expense$3,408,000737
Additional noninterest expense$9,810,000720
Pre-tax net operating income$26,989,000471
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$26,989,000408
Extraordinary gains, net$06
Net income$26,989,000408
Minority interest net income$072
Net income of bank and minority interests.$26,989,000408
Net charge-offs$357,0001,195
Cash dividends$9,101,000458
Sale, conversion, retirement of capital stock, net$0671
Net operating income$26,989,000407
2018-09-30 (YTD Data)Rank
Total interest income$35,725,000665
Total interest expense$2,538,0001,237
Net interest income$33,187,000618
Provision for loan and lease losses$6,569,000167
Total noninterest income$4,238,0001,014
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,573,000606
Trading account gains and fees$0138
Additional Noninterest Income$2,665,0001,015
Total noninterest expense$18,904,000874
Salaries and employee benefits$9,595,000962
Premises and equipment expense$2,527,000742
Additional noninterest expense$6,782,000754
Pre-tax net operating income$11,952,000711
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$11,952,000615
Extraordinary gains, net$05
Net income$11,952,000613
Minority interest net income$066
Net income of bank and minority interests.$11,952,000614
Net charge-offs$7,101,000138
Cash dividends$4,600,000582
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,952,000614
2018-06-30 (YTD Data)Rank
Total interest income$22,961,000680
Total interest expense$1,624,0001,220
Net interest income$21,337,000635
Provision for loan and lease losses$5,519,000150
Total noninterest income$2,717,0001,043
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,030,000613
Trading account gains and fees$0130
Additional Noninterest Income$1,687,0001,067
Total noninterest expense$12,604,000876
Salaries and employee benefits$6,511,000947
Premises and equipment expense$1,675,000748
Additional noninterest expense$4,418,000764
Pre-tax net operating income$5,931,000904
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$5,931,000775
Extraordinary gains, net$06
Net income$5,931,000774
Minority interest net income$065
Net income of bank and minority interests.$5,931,000774
Net charge-offs$7,300,000109
Cash dividends$4,600,000423
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,931,000774
2018-03-31 (YTD Data)Rank
Total interest income$10,957,000698
Total interest expense$779,0001,198
Net interest income$10,178,000664
Provision for loan and lease losses$909,000299
Total noninterest income$1,337,0001,049
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$529,000598
Trading account gains and fees$0123
Additional Noninterest Income$808,0001,072
Total noninterest expense$6,183,000901
Salaries and employee benefits$3,060,0001,010
Premises and equipment expense$871,000740
Additional noninterest expense$2,252,000741
Pre-tax net operating income$4,423,000640
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$4,423,000549
Extraordinary gains, net$07
Net income$4,423,000549
Minority interest net income$052
Net income of bank and minority interests.$4,423,000549
Net charge-offs$-8,0004,650
Cash dividends$3,000,000300
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,423,000549
2017-12-31 (YTD Data)Rank
Total interest income$39,381,000725
Total interest expense$2,189,0001,425
Net interest income$37,192,000684
Provision for loan and lease losses$2,525,000425
Total noninterest income$5,234,0001,084
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,398,000535
Trading account gains and fees$0151
Additional Noninterest Income$2,836,0001,213
Total noninterest expense$23,117,000931
Salaries and employee benefits$11,469,0001,041
Premises and equipment expense$2,997,000824
Additional noninterest expense$8,651,000779
Pre-tax net operating income$16,784,000629
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$16,784,000471
Extraordinary gains, net$09
Net income$16,784,000470
Minority interest net income$076
Net income of bank and minority interests.$16,784,000471
Net charge-offs$563,0001,016
Cash dividends$8,000,000447
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,784,000466
2017-09-30 (YTD Data)Rank
Total interest income$28,555,000755
Total interest expense$1,361,0001,636
Net interest income$27,194,000702
Provision for loan and lease losses$1,825,000433
Total noninterest income$3,867,0001,109
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,784,000540
Trading account gains and fees$0145
Additional Noninterest Income$2,083,0001,241
Total noninterest expense$16,699,000966
Salaries and employee benefits$8,364,0001,075
Premises and equipment expense$2,215,000838
Additional noninterest expense$6,120,000807
Pre-tax net operating income$12,537,000640
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$12,537,000512
Extraordinary gains, net$09
Net income$12,537,000510
Minority interest net income$071
Net income of bank and minority interests.$12,537,000512
Net charge-offs$297,0001,125
Cash dividends$5,501,000463
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,537,000508
2017-06-30 (YTD Data)Rank
Total interest income$18,037,000785
Total interest expense$841,0001,707
Net interest income$17,196,000730
Provision for loan and lease losses$1,225,000425
Total noninterest income$2,533,0001,123
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,161,000548
Trading account gains and fees$0139
Additional Noninterest Income$1,372,0001,257
Total noninterest expense$11,022,000977
Salaries and employee benefits$5,487,0001,094
Premises and equipment expense$1,451,000858
Additional noninterest expense$4,084,000810
Pre-tax net operating income$7,482,000685
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$7,482,000564
Extraordinary gains, net$011
Net income$7,482,000563
Minority interest net income$071
Net income of bank and minority interests.$7,482,000564
Net charge-offs$182,0001,112
Cash dividends$3,000,000535
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,482,000553
2017-03-31 (YTD Data)Rank
Total interest income$8,506,000828
Total interest expense$393,0001,779
Net interest income$8,113,000773
Provision for loan and lease losses$775,000318
Total noninterest income$1,322,0001,094
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$582,000543
Trading account gains and fees$0142
Additional Noninterest Income$740,0001,183
Total noninterest expense$5,255,0001,030
Salaries and employee benefits$2,646,0001,134
Premises and equipment expense$678,000918
Additional noninterest expense$1,931,000842
Pre-tax net operating income$3,405,000730
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,405,000600
Extraordinary gains, net$08
Net income$3,405,000600
Minority interest net income$055
Net income of bank and minority interests.$3,405,000600
Net charge-offs$94,000968
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,405,000585
2016-12-31 (YTD Data)Rank
Total interest income$32,592,000825
Total interest expense$1,290,0002,007
Net interest income$31,302,000766
Provision for loan and lease losses$6,706,000214
Total noninterest income$5,948,0001,020
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,651,000497
Trading account gains and fees$0170
Additional Noninterest Income$3,297,0001,137
Total noninterest expense$22,307,000947
Salaries and employee benefits$10,237,0001,126
Premises and equipment expense$2,744,000900
Additional noninterest expense$9,326,000717
Pre-tax net operating income$8,237,0001,077
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$8,237,000902
Extraordinary gains, net$05
Net income$8,237,000901
Minority interest net income$082
Net income of bank and minority interests.$8,237,000901
Net charge-offs$5,783,000187
Cash dividends$6,350,000543
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,237,000874
2016-09-30 (YTD Data)Rank
Total interest income$24,786,000811
Total interest expense$964,0002,020
Net interest income$23,822,000746
Provision for loan and lease losses$6,256,000174
Total noninterest income$4,674,000975
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,016,000492
Trading account gains and fees$0169
Additional Noninterest Income$2,658,0001,075
Total noninterest expense$16,040,000989
Salaries and employee benefits$7,905,0001,102
Premises and equipment expense$2,034,000908
Additional noninterest expense$6,101,000817
Pre-tax net operating income$6,200,0001,089
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$6,200,000897
Extraordinary gains, net$05
Net income$6,200,000896
Minority interest net income$071
Net income of bank and minority interests.$6,200,000897
Net charge-offs$5,312,000147
Cash dividends$6,350,000415
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,200,000869
2016-06-30 (YTD Data)Rank
Total interest income$16,791,000798
Total interest expense$652,0002,000
Net interest income$16,139,000730
Provision for loan and lease losses$5,806,000149
Total noninterest income$3,324,000927
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,325,000492
Trading account gains and fees$0157
Additional Noninterest Income$1,999,000962
Total noninterest expense$10,452,0001,005
Salaries and employee benefits$5,286,0001,102
Premises and equipment expense$1,349,000910
Additional noninterest expense$3,817,000864
Pre-tax net operating income$3,205,0001,351
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,205,0001,141
Extraordinary gains, net$016
Net income$3,205,0001,141
Minority interest net income$071
Net income of bank and minority interests.$3,205,0001,141
Net charge-offs$5,262,000125
Cash dividends$4,350,000409
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,205,0001,114
2016-03-31 (YTD Data)Rank
Total interest income$8,654,000770
Total interest expense$332,0001,984
Net interest income$8,322,000715
Provision for loan and lease losses$2,656,000153
Total noninterest income$2,002,000793
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$650,000495
Trading account gains and fees$0142
Additional Noninterest Income$1,352,000759
Total noninterest expense$5,003,0001,056
Salaries and employee benefits$2,639,0001,110
Premises and equipment expense$661,000939
Additional noninterest expense$1,703,000964
Pre-tax net operating income$2,665,000853
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,665,000689
Extraordinary gains, net$012
Net income$2,665,000688
Minority interest net income$062
Net income of bank and minority interests.$2,665,000689
Net charge-offs$1,886,000145
Cash dividends$2,500,000354
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,665,000674
2015-12-31 (YTD Data)Rank
Total interest income$34,937,000726
Total interest expense$1,426,0001,851
Net interest income$33,511,000684
Provision for loan and lease losses$2,479,000375
Total noninterest income$5,406,0001,063
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,528,000525
Trading account gains and fees$0159
Additional Noninterest Income$2,878,0001,194
Total noninterest expense$22,419,000929
Salaries and employee benefits$10,794,0001,053
Premises and equipment expense$2,631,000924
Additional noninterest expense$8,994,000737
Pre-tax net operating income$14,019,000648
Securities gains (losses)$340,000494
Applicable income taxes$04,402
Income before extraordinary items$14,359,000514
Extraordinary gains, net$023
Net income$14,359,000513
Minority interest net income$081
Net income of bank and minority interests.$14,359,000515
Net charge-offs$3,062,000264
Cash dividends$11,000,000355
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,019,000519
2015-09-30 (YTD Data)Rank
Total interest income$26,284,000730
Total interest expense$1,117,0001,803
Net interest income$25,167,000683
Provision for loan and lease losses$1,759,000371
Total noninterest income$4,065,0001,080
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,869,000539
Trading account gains and fees$0153
Additional Noninterest Income$2,196,0001,195
Total noninterest expense$16,675,000931
Salaries and employee benefits$8,096,0001,061
Premises and equipment expense$1,963,000937
Additional noninterest expense$6,616,000750
Pre-tax net operating income$10,798,000655
Securities gains (losses)$340,000433
Applicable income taxes$04,489
Income before extraordinary items$11,138,000508
Extraordinary gains, net$021
Net income$11,138,000505
Minority interest net income$078
Net income of bank and minority interests.$11,138,000508
Net charge-offs$1,822,000300
Cash dividends$8,750,000313
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,798,000514
2015-06-30 (YTD Data)Rank
Total interest income$17,689,000724
Total interest expense$745,0001,805
Net interest income$16,944,000673
Provision for loan and lease losses$950,000446
Total noninterest income$2,764,0001,060
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,208,000545
Trading account gains and fees$0157
Additional Noninterest Income$1,556,0001,155
Total noninterest expense$11,381,000924
Salaries and employee benefits$5,466,0001,042
Premises and equipment expense$1,332,000926
Additional noninterest expense$4,583,000728
Pre-tax net operating income$7,377,000651
Securities gains (losses)$340,000350
Applicable income taxes$04,497
Income before extraordinary items$7,717,000489
Extraordinary gains, net$022
Net income$7,717,000488
Minority interest net income$075
Net income of bank and minority interests.$7,717,000489
Net charge-offs$89,0001,830
Cash dividends$6,250,000291
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,377,000501
2015-03-31 (YTD Data)Rank
Total interest income$8,841,000722
Total interest expense$376,0001,798
Net interest income$8,465,000670
Provision for loan and lease losses$450,000443
Total noninterest income$1,412,0001,016
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$577,000555
Trading account gains and fees$0152
Additional Noninterest Income$835,0001,064
Total noninterest expense$5,705,000914
Salaries and employee benefits$2,718,0001,050
Premises and equipment expense$680,000919
Additional noninterest expense$2,307,000719
Pre-tax net operating income$3,722,000619
Securities gains (losses)$340,000238
Applicable income taxes$04,400
Income before extraordinary items$4,062,000458
Extraordinary gains, net$013
Net income$4,062,000458
Minority interest net income$064
Net income of bank and minority interests.$4,062,000458
Net charge-offs$54,0001,502
Cash dividends$3,750,000237
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,722,000485
2014-12-31 (YTD Data)Rank
Total interest income$33,644,000751
Total interest expense$1,422,0001,983
Net interest income$32,222,000687
Provision for loan and lease losses$1,019,000855
Total noninterest income$6,070,000956
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,460,000555
Trading account gains and fees$0180
Additional Noninterest Income$3,610,000966
Total noninterest expense$19,660,0001,041
Salaries and employee benefits$9,750,0001,113
Premises and equipment expense$2,592,000941
Additional noninterest expense$7,318,000897
Pre-tax net operating income$17,613,000512
Securities gains (losses)$-88,0006,319
Applicable income taxes$04,531
Income before extraordinary items$17,525,000422
Extraordinary gains, net$017
Net income$17,525,000421
Minority interest net income$084
Net income of bank and minority interests.$17,525,000422
Net charge-offs$958,000931
Cash dividends$7,750,000418
Sale, conversion, retirement of capital stock, net$0862
Net operating income$17,613,000414
2014-09-30 (YTD Data)Rank
Total interest income$24,177,000781
Total interest expense$1,039,0002,056
Net interest income$23,138,000713
Provision for loan and lease losses$321,0001,565
Total noninterest income$4,153,0001,023
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,801,000569
Trading account gains and fees$0174
Additional Noninterest Income$2,352,0001,073
Total noninterest expense$14,275,0001,074
Salaries and employee benefits$7,136,0001,145
Premises and equipment expense$1,915,000955
Additional noninterest expense$5,224,000928
Pre-tax net operating income$12,695,000532
Securities gains (losses)$-88,0006,427
Applicable income taxes$04,583
Income before extraordinary items$12,607,000433
Extraordinary gains, net$015
Net income$12,607,000431
Minority interest net income$081
Net income of bank and minority interests.$12,607,000433
Net charge-offs$871,000748
Cash dividends$7,750,000310
Sale, conversion, retirement of capital stock, net$0819
Net operating income$12,695,000421
2014-06-30 (YTD Data)Rank
Total interest income$15,399,000807
Total interest expense$678,0002,112
Net interest income$14,721,000741
Provision for loan and lease losses$275,0001,371
Total noninterest income$2,580,0001,065
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,146,000583
Trading account gains and fees$0172
Additional Noninterest Income$1,434,0001,131
Total noninterest expense$9,191,0001,098
Salaries and employee benefits$4,668,0001,165
Premises and equipment expense$1,246,000983
Additional noninterest expense$3,277,000991
Pre-tax net operating income$7,835,000555
Securities gains (losses)$-49,0006,482
Applicable income taxes$04,568
Income before extraordinary items$7,786,000450
Extraordinary gains, net$020
Net income$7,786,000449
Minority interest net income$080
Net income of bank and minority interests.$7,786,000450
Net charge-offs$29,0003,196
Cash dividends$4,750,000332
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,835,000434
2014-03-31 (YTD Data)Rank
Total interest income$7,187,000871
Total interest expense$318,0002,247
Net interest income$6,869,000796
Provision for loan and lease losses$03,817
Total noninterest income$1,272,0001,041
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$564,000585
Trading account gains and fees$0147
Additional Noninterest Income$708,0001,116
Total noninterest expense$4,566,0001,116
Salaries and employee benefits$2,260,0001,215
Premises and equipment expense$577,0001,084
Additional noninterest expense$1,729,000931
Pre-tax net operating income$3,575,000571
Securities gains (losses)$-49,0006,587
Applicable income taxes$04,445
Income before extraordinary items$3,526,000461
Extraordinary gains, net$016
Net income$3,526,000460
Minority interest net income$066
Net income of bank and minority interests.$3,526,000461
Net charge-offs$29,0002,245
Cash dividends$2,250,000302
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,575,000440
2013-12-31 (YTD Data)Rank
Total interest income$28,768,000869
Total interest expense$1,160,0002,632
Net interest income$27,608,000772
Provision for loan and lease losses$91,0003,783
Total noninterest income$5,690,0001,030
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,534,000544
Trading account gains and fees$0184
Additional Noninterest Income$3,156,0001,114
Total noninterest expense$16,669,0001,215
Salaries and employee benefits$8,949,0001,211
Premises and equipment expense$2,228,0001,067
Additional noninterest expense$5,492,0001,225
Pre-tax net operating income$16,538,000505
Securities gains (losses)$1,660,000152
Applicable income taxes$04,631
Income before extraordinary items$18,198,000392
Extraordinary gains, net$029
Net income$18,198,000391
Minority interest net income$090
Net income of bank and minority interests.$18,198,000392
Net charge-offs$362,0002,361
Cash dividends$13,650,000259
Sale, conversion, retirement of capital stock, net$0924
Net operating income$16,538,000416
2013-09-30 (YTD Data)Rank
Total interest income$20,801,000911
Total interest expense$861,0002,740
Net interest income$19,940,000804
Provision for loan and lease losses$839,0001,019
Total noninterest income$4,295,0001,049
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,853,000554
Trading account gains and fees$0180
Additional Noninterest Income$2,442,0001,119
Total noninterest expense$12,157,0001,246
Salaries and employee benefits$6,474,0001,245
Premises and equipment expense$1,606,0001,114
Additional noninterest expense$4,077,0001,225
Pre-tax net operating income$11,239,000549
Securities gains (losses)$1,737,000137
Applicable income taxes$04,713
Income before extraordinary items$12,976,000409
Extraordinary gains, net$025
Net income$12,976,000406
Minority interest net income$084
Net income of bank and minority interests.$12,976,000410
Net charge-offs$351,0001,960
Cash dividends$10,400,000233
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,239,000453
2013-06-30 (YTD Data)Rank
Total interest income$13,761,000916
Total interest expense$571,0002,814
Net interest income$13,190,000800
Provision for loan and lease losses$600,000990
Total noninterest income$2,875,0001,050
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,203,000555
Trading account gains and fees$0157
Additional Noninterest Income$1,672,0001,109
Total noninterest expense$7,775,0001,287
Salaries and employee benefits$4,218,0001,269
Premises and equipment expense$1,061,0001,123
Additional noninterest expense$2,496,0001,326
Pre-tax net operating income$7,690,000533
Securities gains (losses)$1,765,000113
Applicable income taxes$04,679
Income before extraordinary items$9,455,000370
Extraordinary gains, net$022
Net income$9,455,000372
Minority interest net income$082
Net income of bank and minority interests.$9,455,000372
Net charge-offs$309,0001,657
Cash dividends$7,600,000209
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,690,000427
2013-03-31 (YTD Data)Rank
Total interest income$6,780,000935
Total interest expense$288,0002,868
Net interest income$6,492,000817
Provision for loan and lease losses$300,000980
Total noninterest income$1,515,0001,017
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$588,000557
Trading account gains and fees$0148
Additional Noninterest Income$927,0001,048
Total noninterest expense$3,958,0001,278
Salaries and employee benefits$2,027,0001,315
Premises and equipment expense$541,0001,126
Additional noninterest expense$1,390,0001,185
Pre-tax net operating income$3,749,000551
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$3,749,000449
Extraordinary gains, net$010
Net income$3,749,000449
Minority interest net income$076
Net income of bank and minority interests.$3,749,000450
Net charge-offs$273,0001,129
Cash dividends$6,000,000124
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,749,000434
2012-12-31 (YTD Data)Rank
Total interest income$27,069,000968
Total interest expense$1,217,0003,165
Net interest income$25,852,000828
Provision for loan and lease losses$1,833,0001,144
Total noninterest income$6,211,000977
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,369,000600
Trading account gains and fees$0166
Additional Noninterest Income$3,842,000991
Total noninterest expense$15,595,0001,281
Salaries and employee benefits$7,846,0001,316
Premises and equipment expense$2,326,0001,026
Additional noninterest expense$5,423,0001,256
Pre-tax net operating income$14,635,000530
Securities gains (losses)$-676,0007,024
Applicable income taxes$04,751
Income before extraordinary items$13,959,000474
Extraordinary gains, net$029
Net income$13,959,000469
Minority interest net income$093
Net income of bank and minority interests.$13,959,000474
Net charge-offs$415,0002,899
Cash dividends$5,250,000548
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,635,000440
2012-09-30 (YTD Data)Rank
Total interest income$19,982,0001,002
Total interest expense$939,0003,220
Net interest income$19,043,000851
Provision for loan and lease losses$1,033,0001,411
Total noninterest income$4,172,0001,061
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,739,000615
Trading account gains and fees$0157
Additional Noninterest Income$2,433,0001,092
Total noninterest expense$11,724,0001,279
Salaries and employee benefits$5,801,0001,331
Premises and equipment expense$1,749,0001,020
Additional noninterest expense$4,174,0001,228
Pre-tax net operating income$10,458,000561
Securities gains (losses)$-616,0007,125
Applicable income taxes$04,802
Income before extraordinary items$9,842,000514
Extraordinary gains, net$020
Net income$9,842,000511
Minority interest net income$086
Net income of bank and minority interests.$9,842,000514
Net charge-offs$369,0002,562
Cash dividends$1,600,000946
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,458,000467
2012-06-30 (YTD Data)Rank
Total interest income$12,980,0001,046
Total interest expense$653,0003,215
Net interest income$12,327,000886
Provision for loan and lease losses$477,0001,875
Total noninterest income$2,781,0001,047
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,135,000626
Trading account gains and fees$0153
Additional Noninterest Income$1,646,0001,068
Total noninterest expense$8,007,0001,248
Salaries and employee benefits$3,871,0001,330
Premises and equipment expense$1,167,0001,012
Additional noninterest expense$2,969,0001,157
Pre-tax net operating income$6,624,000582
Securities gains (losses)$-451,0007,186
Applicable income taxes$04,770
Income before extraordinary items$6,173,000526
Extraordinary gains, net$019
Net income$6,173,000526
Minority interest net income$084
Net income of bank and minority interests.$6,173,000526
Net charge-offs$314,0002,269
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,624,000472
2012-03-31 (YTD Data)Rank
Total interest income$6,053,0001,136
Total interest expense$348,0003,163
Net interest income$5,705,000961
Provision for loan and lease losses$27,0004,294
Total noninterest income$1,326,0001,068
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$565,000631
Trading account gains and fees$0148
Additional Noninterest Income$761,0001,115
Total noninterest expense$4,102,0001,218
Salaries and employee benefits$1,910,0001,353
Premises and equipment expense$603,000997
Additional noninterest expense$1,589,0001,075
Pre-tax net operating income$2,902,000641
Securities gains (losses)$-155,0007,219
Applicable income taxes$04,704
Income before extraordinary items$2,747,000575
Extraordinary gains, net$019
Net income$2,747,000574
Minority interest net income$078
Net income of bank and minority interests.$2,747,000576
Net charge-offs$-23,0006,913
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,902,000530
2011-12-31 (YTD Data)Rank
Total interest income$23,336,0001,225
Total interest expense$1,615,0003,263
Net interest income$21,721,0001,010
Provision for loan and lease losses$1,642,0001,784
Total noninterest income$4,594,0001,109
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,447,000598
Trading account gains and fees$0146
Additional Noninterest Income$2,147,0001,295
Total noninterest expense$16,782,0001,173
Salaries and employee benefits$7,526,0001,313
Premises and equipment expense$2,511,000993
Additional noninterest expense$6,745,0001,034
Pre-tax net operating income$7,891,000773
Securities gains (losses)$-5,877,0007,336
Applicable income taxes$04,719
Income before extraordinary items$2,014,0002,256
Extraordinary gains, net$029
Net income$2,014,0002,257
Minority interest net income$096
Net income of bank and minority interests.$2,014,0002,257
Net charge-offs$826,0002,590
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,891,000630
2011-09-30 (YTD Data)Rank
Total interest income$17,336,0001,253
Total interest expense$1,258,0003,272
Net interest income$16,078,0001,034
Provision for loan and lease losses$1,192,0001,758
Total noninterest income$3,857,0001,022
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,846,000597
Trading account gains and fees$0145
Additional Noninterest Income$2,011,0001,109
Total noninterest expense$12,734,0001,156
Salaries and employee benefits$5,592,0001,333
Premises and equipment expense$1,939,000981
Additional noninterest expense$5,203,0001,011
Pre-tax net operating income$6,009,000784
Securities gains (losses)$-6,268,0007,421
Applicable income taxes$04,740
Income before extraordinary items$-259,0006,550
Extraordinary gains, net$021
Net income$-259,0006,551
Minority interest net income$087
Net income of bank and minority interests.$-259,0006,551
Net charge-offs$833,0002,099
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,009,000642
2011-06-30 (YTD Data)Rank
Total interest income$11,332,0001,282
Total interest expense$887,0003,250
Net interest income$10,445,0001,069
Provision for loan and lease losses$788,0001,748
Total noninterest income$2,467,0001,054
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,220,000605
Trading account gains and fees$0153
Additional Noninterest Income$1,247,0001,154
Total noninterest expense$8,483,0001,178
Salaries and employee benefits$3,721,0001,341
Premises and equipment expense$1,325,000970
Additional noninterest expense$3,437,0001,041
Pre-tax net operating income$3,641,000832
Securities gains (losses)$-5,782,0007,502
Applicable income taxes$04,697
Income before extraordinary items$-2,141,0007,223
Extraordinary gains, net$015
Net income$-2,141,0007,224
Minority interest net income$089
Net income of bank and minority interests.$-2,141,0007,224
Net charge-offs$923,0001,543
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,641,000680
2011-03-31 (YTD Data)Rank
Total interest income$5,576,0001,315
Total interest expense$456,0003,273
Net interest income$5,120,0001,075
Provision for loan and lease losses$475,0001,469
Total noninterest income$1,104,0001,129
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$598,000603
Trading account gains and fees$0158
Additional Noninterest Income$506,0001,331
Total noninterest expense$4,263,0001,177
Salaries and employee benefits$1,885,0001,335
Premises and equipment expense$672,000980
Additional noninterest expense$1,706,0001,041
Pre-tax net operating income$1,486,0001,016
Securities gains (losses)$-5,714,0007,563
Applicable income taxes$04,545
Income before extraordinary items$-4,228,0007,487
Extraordinary gains, net$09
Net income$-4,228,0007,487
Minority interest net income$086
Net income of bank and minority interests.$-4,228,0007,487
Net charge-offs$933,000897
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,486,000817
2010-12-31 (YTD Data)Rank
Total interest income$23,925,0001,287
Total interest expense$2,407,0003,087
Net interest income$21,518,0001,020
Provision for loan and lease losses$1,395,0002,566
Total noninterest income$4,986,0001,094
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,640,000568
Trading account gains and fees$0175
Additional Noninterest Income$2,346,0001,262
Total noninterest expense$16,877,0001,198
Salaries and employee benefits$7,403,0001,325
Premises and equipment expense$2,676,000965
Additional noninterest expense$6,798,0001,089
Pre-tax net operating income$8,232,000653
Securities gains (losses)$-14,773,0007,637
Applicable income taxes$04,655
Income before extraordinary items$-6,541,0007,257
Extraordinary gains, net$029
Net income$-6,541,0007,257
Minority interest net income$0111
Net income of bank and minority interests.$-6,541,0007,257
Net charge-offs$2,376,0001,686
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,232,000531
2010-09-30 (YTD Data)Rank
Total interest income$17,682,0001,322
Total interest expense$1,895,0003,090
Net interest income$15,787,0001,054
Provision for loan and lease losses$970,0002,555
Total noninterest income$3,438,0001,148
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,992,000578
Trading account gains and fees$0165
Additional Noninterest Income$1,446,0001,371
Total noninterest expense$12,367,0001,213
Salaries and employee benefits$5,632,0001,310
Premises and equipment expense$2,000,000963
Additional noninterest expense$4,735,0001,150
Pre-tax net operating income$5,888,000713
Securities gains (losses)$-14,773,0007,743
Applicable income taxes$04,726
Income before extraordinary items$-8,885,0007,559
Extraordinary gains, net$023
Net income$-8,885,0007,559
Minority interest net income$0110
Net income of bank and minority interests.$-8,885,0007,559
Net charge-offs$305,0003,713
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,888,000560
2010-06-30 (YTD Data)Rank
Total interest income$11,846,0001,330
Total interest expense$1,349,0003,030
Net interest income$10,497,0001,059
Provision for loan and lease losses$800,0002,179
Total noninterest income$2,275,0001,118
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,295,000590
Trading account gains and fees$0152
Additional Noninterest Income$980,0001,317
Total noninterest expense$8,163,0001,221
Salaries and employee benefits$3,729,0001,325
Premises and equipment expense$1,343,000980
Additional noninterest expense$3,091,0001,162
Pre-tax net operating income$3,809,000727
Securities gains (losses)$-12,749,0007,815
Applicable income taxes$04,691
Income before extraordinary items$-8,940,0007,681
Extraordinary gains, net$019
Net income$-8,940,0007,681
Minority interest net income$0105
Net income of bank and minority interests.$-8,940,0007,681
Net charge-offs$268,0003,190
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,809,000561
2010-03-31 (YTD Data)Rank
Total interest income$6,029,0001,345
Total interest expense$768,0002,852
Net interest income$5,261,0001,064
Provision for loan and lease losses$500,0001,815
Total noninterest income$1,082,0001,144
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$611,000628
Trading account gains and fees$0175
Additional Noninterest Income$471,0001,359
Total noninterest expense$4,122,0001,223
Salaries and employee benefits$1,818,0001,379
Premises and equipment expense$696,000974
Additional noninterest expense$1,608,0001,089
Pre-tax net operating income$1,721,000790
Securities gains (losses)$-6,813,0007,921
Applicable income taxes$04,611
Income before extraordinary items$-5,092,0007,795
Extraordinary gains, net$016
Net income$-5,092,0007,796
Minority interest net income$091
Net income of bank and minority interests.$-5,092,0007,796
Net charge-offs$21,0004,393
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,721,000632
2009-12-31 (YTD Data)Rank
Total interest income$24,188,0001,427
Total interest expense$3,063,0003,360
Net interest income$21,125,0001,034
Provision for loan and lease losses$2,750,0002,086
Total noninterest income$4,830,0001,137
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,846,000588
Trading account gains and fees$0211
Additional Noninterest Income$1,984,0001,384
Total noninterest expense$16,474,0001,259
Salaries and employee benefits$7,362,0001,366
Premises and equipment expense$2,823,000964
Additional noninterest expense$6,289,0001,221
Pre-tax net operating income$6,731,000637
Securities gains (losses)$-12,865,0007,951
Applicable income taxes$04,388
Income before extraordinary items$-6,134,0007,364
Extraordinary gains, net$034
Net income$-6,134,0007,363
Minority interest net income$0115
Net income of bank and minority interests.$-6,134,0007,363
Net charge-offs$776,0003,219
Cash dividends$2,500,000718
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,731,000504
2009-09-30 (YTD Data)Rank
Total interest income$18,083,0001,453
Total interest expense$2,277,0003,511
Net interest income$15,806,0001,045
Provision for loan and lease losses$2,450,0001,684
Total noninterest income$3,527,0001,167
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,099,000601
Trading account gains and fees$0212
Additional Noninterest Income$1,428,0001,446
Total noninterest expense$12,302,0001,252
Salaries and employee benefits$5,587,0001,359
Premises and equipment expense$2,104,000971
Additional noninterest expense$4,611,0001,222
Pre-tax net operating income$4,581,000750
Securities gains (losses)$-12,103,0008,050
Applicable income taxes$04,592
Income before extraordinary items$-7,522,0007,715
Extraordinary gains, net$027
Net income$-7,522,0007,714
Minority interest net income$0118
Net income of bank and minority interests.$-7,522,0007,714
Net charge-offs$1,351,0001,876
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,581,000589
2009-06-30 (YTD Data)Rank
Total interest income$12,004,0001,493
Total interest expense$1,501,0003,665
Net interest income$10,503,0001,044
Provision for loan and lease losses$1,950,0001,413
Total noninterest income$2,370,0001,167
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,355,000615
Trading account gains and fees$0193
Additional Noninterest Income$1,015,0001,420
Total noninterest expense$8,226,0001,270
Salaries and employee benefits$3,765,0001,382
Premises and equipment expense$1,385,0001,014
Additional noninterest expense$3,076,0001,230
Pre-tax net operating income$2,697,000844
Securities gains (losses)$-10,127,0008,145
Applicable income taxes$04,657
Income before extraordinary items$-7,430,0007,894
Extraordinary gains, net$021
Net income$-7,430,0007,893
Minority interest net income$0112
Net income of bank and minority interests.$-7,430,0007,893
Net charge-offs$1,199,0001,517
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,697,000659
2009-03-31 (YTD Data)Rank
Total interest income$6,044,0001,502
Total interest expense$740,0003,802
Net interest income$5,304,0001,014
Provision for loan and lease losses$900,0001,253
Total noninterest income$1,119,0001,168
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$642,000630
Trading account gains and fees$0171
Additional Noninterest Income$477,0001,436
Total noninterest expense$4,038,0001,242
Salaries and employee benefits$1,864,0001,401
Premises and equipment expense$701,0001,019
Additional noninterest expense$1,473,0001,139
Pre-tax net operating income$1,485,000860
Securities gains (losses)$-3,256,0008,192
Applicable income taxes$04,835
Income before extraordinary items$-1,771,0007,875
Extraordinary gains, net$015
Net income$-1,771,0007,876
Minority interest net income$0102
Net income of bank and minority interests.$-1,771,0007,876
Net charge-offs$-67,0008,162
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,485,000647
2008-12-31 (YTD Data)Rank
Total interest income$26,269,0001,482
Total interest expense$4,884,0003,010
Net interest income$21,385,0001,007
Provision for loan and lease losses$2,843,0001,451
Total noninterest income$4,422,0001,179
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,614,000664
Trading account gains and fees$0154
Additional Noninterest Income$1,808,0001,398
Total noninterest expense$14,834,0001,315
Salaries and employee benefits$7,424,0001,375
Premises and equipment expense$2,621,0001,065
Additional noninterest expense$4,789,0001,320
Pre-tax net operating income$8,130,000686
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$8,130,000483
Extraordinary gains, net$039
Net income$8,130,000483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,774,000851
Cash dividends$5,600,000511
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,130,000508
2008-09-30 (YTD Data)Rank
Total interest income$19,825,0001,509
Total interest expense$3,877,0002,984
Net interest income$15,948,0001,033
Provision for loan and lease losses$2,093,0001,154
Total noninterest income$3,241,0001,237
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,910,000688
Trading account gains and fees$0148
Additional Noninterest Income$1,331,0001,479
Total noninterest expense$11,008,0001,304
Salaries and employee benefits$5,550,0001,399
Premises and equipment expense$1,985,0001,058
Additional noninterest expense$3,473,0001,310
Pre-tax net operating income$6,088,000834
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$6,088,000596
Extraordinary gains, net$031
Net income$6,088,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,827,000875
Cash dividends$2,800,000755
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,088,000633
2008-06-30 (YTD Data)Rank
Total interest income$13,266,0001,524
Total interest expense$2,675,0003,008
Net interest income$10,591,0001,033
Provision for loan and lease losses$993,0001,236
Total noninterest income$2,120,0001,270
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,224,000707
Trading account gains and fees$0149
Additional Noninterest Income$896,0001,519
Total noninterest expense$7,400,0001,291
Salaries and employee benefits$3,704,0001,408
Premises and equipment expense$1,336,0001,046
Additional noninterest expense$2,360,0001,261
Pre-tax net operating income$4,318,000825
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$4,318,000643
Extraordinary gains, net$021
Net income$4,318,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,999,000560
Cash dividends$2,800,000587
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,318,000621
2008-03-31 (YTD Data)Rank
Total interest income$6,665,0001,561
Total interest expense$1,419,0003,034
Net interest income$5,246,0001,029
Provision for loan and lease losses$121,0002,446
Total noninterest income$1,025,0001,313
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$591,000731
Trading account gains and fees$0158
Additional Noninterest Income$434,0001,555
Total noninterest expense$3,715,0001,300
Salaries and employee benefits$1,837,0001,442
Premises and equipment expense$706,000979
Additional noninterest expense$1,172,0001,222
Pre-tax net operating income$2,435,000781
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,435,000625
Extraordinary gains, net$015
Net income$2,435,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$866,000505
Cash dividends$1,300,000583
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,435,000596
2007-12-31 (YTD Data)Rank
Total interest income$26,959,0001,597
Total interest expense$7,152,0002,567
Net interest income$19,807,0001,116
Provision for loan and lease losses$1,837,000902
Total noninterest income$4,212,0001,250
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,486,000714
Trading account gains and fees$0178
Additional Noninterest Income$1,726,0001,509
Total noninterest expense$13,871,0001,334
Salaries and employee benefits$7,150,0001,422
Premises and equipment expense$2,278,0001,158
Additional noninterest expense$4,443,0001,266
Pre-tax net operating income$8,311,0001,013
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$8,311,000782
Extraordinary gains, net$039
Net income$8,311,000780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$828,0001,180
Cash dividends$8,850,000460
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,311,000772
2007-09-30 (YTD Data)Rank
Total interest income$19,920,0001,623
Total interest expense$5,252,0002,614
Net interest income$14,668,0001,138
Provision for loan and lease losses$230,0002,752
Total noninterest income$2,930,0001,325
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,791,000738
Trading account gains and fees$0184
Additional Noninterest Income$1,139,0001,653
Total noninterest expense$10,241,0001,347
Salaries and employee benefits$5,325,0001,432
Premises and equipment expense$1,683,0001,172
Additional noninterest expense$3,233,0001,265
Pre-tax net operating income$7,127,000973
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$7,127,000736
Extraordinary gains, net$033
Net income$7,127,000734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$819,000754
Cash dividends$6,350,000461
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,127,000726
2007-06-30 (YTD Data)Rank
Total interest income$12,957,0001,678
Total interest expense$3,255,0002,795
Net interest income$9,702,0001,171
Provision for loan and lease losses$193,0002,219
Total noninterest income$1,861,0001,399
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,126,000791
Trading account gains and fees$0168
Additional Noninterest Income$735,0001,707
Total noninterest expense$6,698,0001,381
Salaries and employee benefits$3,536,0001,455
Premises and equipment expense$1,108,0001,210
Additional noninterest expense$2,054,0001,346
Pre-tax net operating income$4,672,0001,024
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$4,672,000776
Extraordinary gains, net$029
Net income$4,672,000775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,456
Cash dividends$3,850,000528
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,672,000767
2007-03-31 (YTD Data)Rank
Total interest income$6,275,0001,729
Total interest expense$1,575,0002,866
Net interest income$4,700,0001,208
Provision for loan and lease losses$90,0002,153
Total noninterest income$795,0001,588
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$524,000814
Trading account gains and fees$0195
Additional Noninterest Income$271,0002,105
Total noninterest expense$3,147,0001,465
Salaries and employee benefits$1,708,0001,516
Premises and equipment expense$542,0001,243
Additional noninterest expense$897,0001,490
Pre-tax net operating income$2,258,0001,038
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,258,000795
Extraordinary gains, net$022
Net income$2,258,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,023
Cash dividends$1,750,000513
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,258,000783
2006-12-31 (YTD Data)Rank
Total interest income$23,103,0001,751
Total interest expense$4,606,0003,247
Net interest income$18,497,0001,221
Provision for loan and lease losses$270,0002,970
Total noninterest income$3,487,0001,433
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,643,000664
Trading account gains and fees$0130
Additional Noninterest Income$844,0002,492
Total noninterest expense$12,541,0001,428
Salaries and employee benefits$6,583,0001,506
Premises and equipment expense$2,048,0001,256
Additional noninterest expense$3,910,0001,361
Pre-tax net operating income$9,173,0001,069
Securities gains (losses)$8,0001,147
Applicable income taxes$06,600
Income before extraordinary items$9,181,000811
Extraordinary gains, net$051
Net income$9,181,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,872
Cash dividends$8,950,000434
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,173,000800
2006-09-30 (YTD Data)Rank
Total interest income$16,962,0001,775
Total interest expense$3,238,0003,301
Net interest income$13,724,0001,253
Provision for loan and lease losses$180,0003,038
Total noninterest income$2,604,0001,454
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,039,000644
Trading account gains and fees$0126
Additional Noninterest Income$565,0002,678
Total noninterest expense$9,304,0001,447
Salaries and employee benefits$4,876,0001,531
Premises and equipment expense$1,491,0001,307
Additional noninterest expense$2,937,0001,355
Pre-tax net operating income$6,844,0001,120
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$6,844,000846
Extraordinary gains, net$045
Net income$6,844,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,856
Cash dividends$6,350,000418
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,844,000836
2006-06-30 (YTD Data)Rank
Total interest income$10,908,0001,808
Total interest expense$1,985,0003,404
Net interest income$8,923,0001,286
Provision for loan and lease losses$90,0003,463
Total noninterest income$1,709,0001,467
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,341,000644
Trading account gains and fees$0126
Additional Noninterest Income$368,0002,682
Total noninterest expense$6,094,0001,478
Salaries and employee benefits$3,214,0001,547
Premises and equipment expense$954,0001,359
Additional noninterest expense$1,926,0001,383
Pre-tax net operating income$4,448,0001,144
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$4,448,000878
Extraordinary gains, net$039
Net income$4,448,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$3,750,000478
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,448,000861
2006-03-31 (YTD Data)Rank
Total interest income$5,275,0001,823
Total interest expense$918,0003,485
Net interest income$4,357,0001,312
Provision for loan and lease losses$30,0003,822
Total noninterest income$845,0001,447
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$647,000642
Trading account gains and fees$0115
Additional Noninterest Income$198,0002,508
Total noninterest expense$3,000,0001,501
Salaries and employee benefits$1,549,0001,604
Premises and equipment expense$481,0001,350
Additional noninterest expense$970,0001,354
Pre-tax net operating income$2,172,0001,138
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,172,000873
Extraordinary gains, net$021
Net income$2,172,000872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$1,750,000470
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,172,000857
2005-12-31 (YTD Data)Rank
Total interest income$17,758,0001,893
Total interest expense$2,858,0003,474
Net interest income$14,900,0001,470
Provision for loan and lease losses$507,0001,878
Total noninterest income$4,173,0001,240
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,920,000583
Trading account gains and fees$0138
Additional Noninterest Income$1,253,0001,906
Total noninterest expense$11,812,0001,457
Salaries and employee benefits$5,826,0001,605
Premises and equipment expense$1,703,0001,437
Additional noninterest expense$4,283,0001,209
Pre-tax net operating income$6,754,0001,419
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$6,754,0001,068
Extraordinary gains, net$046
Net income$6,754,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-163,0008,708
Cash dividends$5,000,000658
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,754,0001,047
2005-09-30 (YTD Data)Rank
Total interest income$12,762,0001,922
Total interest expense$2,014,0003,495
Net interest income$10,748,0001,508
Provision for loan and lease losses$340,0001,992
Total noninterest income$2,915,0001,324
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,174,000584
Trading account gains and fees$0126
Additional Noninterest Income$741,0002,228
Total noninterest expense$8,469,0001,510
Salaries and employee benefits$4,288,0001,619
Premises and equipment expense$1,232,0001,474
Additional noninterest expense$2,949,0001,294
Pre-tax net operating income$4,854,0001,475
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$4,854,0001,112
Extraordinary gains, net$035
Net income$4,854,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,601
Cash dividends$2,000,0001,043
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,854,0001,087
2005-06-30 (YTD Data)Rank
Total interest income$8,352,0001,904
Total interest expense$1,249,0003,523
Net interest income$7,103,0001,501
Provision for loan and lease losses$220,0001,996
Total noninterest income$1,903,0001,325
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,389,000598
Trading account gains and fees$0116
Additional Noninterest Income$514,0002,143
Total noninterest expense$5,429,0001,555
Salaries and employee benefits$2,768,0001,659
Premises and equipment expense$800,0001,508
Additional noninterest expense$1,861,0001,340
Pre-tax net operating income$3,357,0001,398
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$3,357,0001,045
Extraordinary gains, net$030
Net income$3,357,0001,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-89,0008,638
Cash dividends$2,000,000710
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,357,0001,019
2005-03-31 (YTD Data)Rank
Total interest income$3,978,0001,955
Total interest expense$583,0003,584
Net interest income$3,395,0001,564
Provision for loan and lease losses$110,0001,892
Total noninterest income$913,0001,347
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$630,000641
Trading account gains and fees$0115
Additional Noninterest Income$283,0001,963
Total noninterest expense$2,736,0001,550
Salaries and employee benefits$1,404,0001,650
Premises and equipment expense$393,0001,551
Additional noninterest expense$939,0001,321
Pre-tax net operating income$1,462,0001,551
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,462,0001,186
Extraordinary gains, net$024
Net income$1,462,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0001,489
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,462,0001,161
2004-12-31 (YTD Data)Rank
Total interest income$13,842,0002,049
Total interest expense$2,046,0003,584
Net interest income$11,796,0001,715
Provision for loan and lease losses$490,0001,988
Total noninterest income$3,574,0001,399
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,853,000611
Trading account gains and fees$0138
Additional Noninterest Income$721,0002,671
Total noninterest expense$10,328,0001,581
Salaries and employee benefits$5,129,0001,727
Premises and equipment expense$1,623,0001,415
Additional noninterest expense$3,576,0001,390
Pre-tax net operating income$4,552,0001,840
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$4,552,0001,416
Extraordinary gains, net$034
Net income$4,552,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,012
Cash dividends$4,000,000755
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,552,0001,378
2004-09-30 (YTD Data)Rank
Total interest income$10,068,0002,099
Total interest expense$1,512,0003,573
Net interest income$8,556,0001,758
Provision for loan and lease losses$380,0001,853
Total noninterest income$2,672,0001,413
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,150,000614
Trading account gains and fees$0134
Additional Noninterest Income$522,0002,724
Total noninterest expense$7,604,0001,597
Salaries and employee benefits$3,738,0001,753
Premises and equipment expense$1,178,0001,465
Additional noninterest expense$2,688,0001,379
Pre-tax net operating income$3,244,0001,937
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$3,244,0001,508
Extraordinary gains, net$026
Net income$3,244,0001,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,818
Cash dividends$2,000,000976
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,244,0001,462
2004-06-30 (YTD Data)Rank
Total interest income$6,492,0002,160
Total interest expense$1,004,0003,587
Net interest income$5,488,0001,813
Provision for loan and lease losses$180,0002,366
Total noninterest income$1,735,0001,433
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,402,000619
Trading account gains and fees$0130
Additional Noninterest Income$333,0002,812
Total noninterest expense$5,061,0001,599
Salaries and employee benefits$2,521,0001,744
Premises and equipment expense$765,0001,514
Additional noninterest expense$1,775,0001,367
Pre-tax net operating income$1,982,0002,058
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,982,0001,619
Extraordinary gains, net$021
Net income$1,982,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,990
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,982,0001,559
2004-03-31 (YTD Data)Rank
Total interest income$3,241,0002,158
Total interest expense$519,0003,519
Net interest income$2,722,0001,830
Provision for loan and lease losses$90,0002,254
Total noninterest income$808,0001,478
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$641,000666
Trading account gains and fees$0121
Additional Noninterest Income$167,0002,748
Total noninterest expense$2,515,0001,619
Salaries and employee benefits$1,243,0001,779
Premises and equipment expense$380,0001,550
Additional noninterest expense$892,0001,357
Pre-tax net operating income$925,0002,148
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$925,0001,703
Extraordinary gains, net$016
Net income$925,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,966
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$925,0001,617
2003-12-31 (YTD Data)Rank
Total interest income$13,069,0002,176
Total interest expense$2,707,0003,142
Net interest income$10,362,0001,876
Provision for loan and lease losses$420,0002,478
Total noninterest income$3,508,0001,491
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,688,000636
Trading account gains and fees$0160
Additional Noninterest Income$820,0002,699
Total noninterest expense$9,714,0001,653
Salaries and employee benefits$4,808,0001,792
Premises and equipment expense$1,539,0001,478
Additional noninterest expense$3,367,0001,467
Pre-tax net operating income$3,736,0002,083
Securities gains (losses)$297,0001,050
Applicable income taxes$07,459
Income before extraordinary items$4,033,0001,557
Extraordinary gains, net$054
Net income$4,033,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0002,112
Cash dividends$3,680,000839
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,736,0001,582
2003-09-30 (YTD Data)Rank
Total interest income$9,773,0002,229
Total interest expense$2,137,0003,103
Net interest income$7,636,0001,923
Provision for loan and lease losses$315,0002,407
Total noninterest income$2,484,0001,594
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,981,000658
Trading account gains and fees$0153
Additional Noninterest Income$503,0003,127
Total noninterest expense$7,176,0001,690
Salaries and employee benefits$3,480,0001,863
Premises and equipment expense$1,158,0001,487
Additional noninterest expense$2,538,0001,450
Pre-tax net operating income$2,629,0002,279
Securities gains (losses)$297,000968
Applicable income taxes$07,524
Income before extraordinary items$2,926,0001,643
Extraordinary gains, net$040
Net income$2,926,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,833
Cash dividends$1,680,0001,165
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,629,0001,739
2003-06-30 (YTD Data)Rank
Total interest income$6,542,0002,233
Total interest expense$1,504,0003,034
Net interest income$5,038,0001,943
Provision for loan and lease losses$210,0002,412
Total noninterest income$1,665,0001,577
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,300,000657
Trading account gains and fees$0150
Additional Noninterest Income$365,0002,945
Total noninterest expense$4,750,0001,688
Salaries and employee benefits$2,316,0001,855
Premises and equipment expense$755,0001,516
Additional noninterest expense$1,679,0001,464
Pre-tax net operating income$1,743,0002,300
Securities gains (losses)$22,0002,556
Applicable income taxes$07,529
Income before extraordinary items$1,765,0001,823
Extraordinary gains, net$030
Net income$1,765,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0001,391
Cash dividends$680,0001,746
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,743,0001,724
2003-03-31 (YTD Data)Rank
Total interest income$3,245,0002,271
Total interest expense$772,0003,029
Net interest income$2,473,0001,976
Provision for loan and lease losses$105,0002,265
Total noninterest income$771,0001,634
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$630,000662
Trading account gains and fees$0134
Additional Noninterest Income$141,0003,332
Total noninterest expense$2,447,0001,638
Salaries and employee benefits$1,150,0001,859
Premises and equipment expense$371,0001,546
Additional noninterest expense$926,0001,310
Pre-tax net operating income$692,0002,758
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$692,0002,211
Extraordinary gains, net$021
Net income$692,0002,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,000784
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$692,0002,094
2002-12-31 (YTD Data)Rank
Total interest income$14,585,0002,103
Total interest expense$3,655,0002,973
Net interest income$10,930,0001,769
Provision for loan and lease losses$368,0003,010
Total noninterest income$2,610,0001,743
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,873,000859
Trading account gains and fees$0153
Additional Noninterest Income$737,0002,632
Total noninterest expense$9,767,0001,573
Salaries and employee benefits$4,498,0001,778
Premises and equipment expense$1,551,0001,423
Additional noninterest expense$3,718,0001,296
Pre-tax net operating income$3,405,0002,260
Securities gains (losses)$61,0002,221
Applicable income taxes$-9,0008,853
Income before extraordinary items$3,475,0001,724
Extraordinary gains, net$070
Net income$3,475,0001,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,846
Cash dividends$3,160,000890
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,414,0001,698
2001-12-31 (YTD Data)Rank
Total interest income$17,148,0001,997
Total interest expense$6,540,0002,456
Net interest income$10,608,0001,684
Provision for loan and lease losses$171,0004,519
Total noninterest income$2,219,0001,852
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,697,000863
Trading account gains and fees$0177
Additional Noninterest Income$522,0003,052
Total noninterest expense$9,898,0001,486
Salaries and employee benefits$4,023,0001,870
Premises and equipment expense$1,383,0001,551
Additional noninterest expense$4,492,0001,058
Pre-tax net operating income$2,758,0002,453
Securities gains (losses)$14,0003,398
Applicable income taxes$144,0005,510
Income before extraordinary items$2,628,0001,995
Extraordinary gains, net$0105
Net income$2,628,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0002,000
Cash dividends$2,611,0001,034
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,614,7001,922
2000-12-31 (YTD Data)Rank
Total interest income$3,608,0006,819
Total interest expense$1,385,0007,380
Net interest income$2,223,0006,232
Provision for loan and lease losses$185,0003,897
Total noninterest income$301,0006,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$266,0004,363
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,337
Total noninterest expense$1,500,0006,752
Salaries and employee benefits$757,0006,927
Premises and equipment expense$223,0006,414
Additional noninterest expense$520,0006,279
Pre-tax net operating income$839,0005,745
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$839,0004,912
Extraordinary gains, net$038
Net income$839,0004,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0009,436
Cash dividends$1,025,0002,216
Sale, conversion, retirement of capital stock, net$0969
Net operating income$839,0004,906
1999-12-31 (YTD Data)Rank
Total interest income$3,288,0007,062
Total interest expense$1,229,0007,573
Net interest income$2,059,0006,536
Provision for loan and lease losses$103,0005,155
Total noninterest income$295,0006,488
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$240,0004,634
Trading account gains and feesNANA
Additional Noninterest Income$55,0007,882
Total noninterest expense$1,633,0006,455
Salaries and employee benefits$871,0006,447
Premises and equipment expense$190,0006,970
Additional noninterest expense$572,0006,009
Pre-tax net operating income$618,0006,650
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$618,0005,814
Extraordinary gains, net$035
Net income$618,0005,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,829
Cash dividends$503,0003,478
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$618,0005,787
1998-12-31 (YTD Data)Rank
Total interest income$3,622,0006,825
Total interest expense$1,432,0007,343
Net interest income$2,190,0006,309
Provision for loan and lease losses$25,0007,503
Total noninterest income$304,0006,437
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0004,700
Trading account gains and feesNANA
Additional Noninterest Income$70,0007,479
Total noninterest expense$1,569,0006,502
Salaries and employee benefits$855,0006,444
Premises and equipment expense$152,0007,600
Additional noninterest expense$562,0006,004
Pre-tax net operating income$900,0005,731
Securities gains (losses)$04,449
Applicable income taxes$26,0008,769
Income before extraordinary items$874,0004,921
Extraordinary gains, net$032
Net income$874,0004,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,00010,096
Cash dividends$570,0003,244
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$874,0004,836
1997-12-31 (YTD Data)Rank
Total interest income$3,362,0007,336
Total interest expense$1,435,0007,501
Net interest income$1,927,0007,069
Provision for loan and lease losses$88,0005,481
Total noninterest income$287,0006,791
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$218,0005,067
Trading account gains and feesNANA
Additional Noninterest Income$69,0007,730
Total noninterest expense$1,592,0006,552
Salaries and employee benefits$943,0006,095
Premises and equipment expense$157,0007,652
Additional noninterest expense$492,0006,565
Pre-tax net operating income$534,0007,738
Securities gains (losses)$5,0002,787
Applicable income taxes$182,0007,145
Income before extraordinary items$357,0007,936
Extraordinary gains, net$044
Net income$357,0007,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,104
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$353,7007,911
1996-12-31 (YTD Data)Rank
Total interest income$3,542,0007,337
Total interest expense$1,417,0007,795
Net interest income$2,125,0006,904
Provision for loan and lease losses$202,0003,386
Total noninterest income$288,0007,093
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0005,012
Trading account gains and feesNANA
Additional Noninterest Income$51,0008,849
Total noninterest expense$1,540,0006,999
Salaries and employee benefits$801,0006,977
Premises and equipment expense$183,0007,367
Additional noninterest expense$556,0006,641
Pre-tax net operating income$671,0007,064
Securities gains (losses)$04,148
Applicable income taxes$224,0006,786
Income before extraordinary items$447,0007,257
Extraordinary gains, net$053
Net income$447,0007,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0001,978
Cash dividends$497,0003,464
Sale, conversion, retirement of capital stock, net$0953
Net operating income$447,0007,200
1995-12-31 (YTD Data)Rank
Total interest income$3,527,0007,523
Total interest expense$1,458,0007,801
Net interest income$2,069,0007,151
Provision for loan and lease losses$199,0003,045
Total noninterest income$277,0007,345
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,277
Trading account gains and feesNANA
Additional Noninterest Income$53,0009,088
Total noninterest expense$1,578,0007,037
Salaries and employee benefits$702,0007,702
Premises and equipment expense$171,0007,793
Additional noninterest expense$705,0005,817
Pre-tax net operating income$569,0008,055
Securities gains (losses)$-10,00010,097
Applicable income taxes$181,0007,757
Income before extraordinary items$378,0008,253
Extraordinary gains, net$065
Net income$378,0008,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,162
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$384,8008,174
1994-12-31 (YTD Data)Rank
Total interest income$3,262,0007,678
Total interest expense$1,084,0008,341
Net interest income$2,178,0007,133
Provision for loan and lease losses$193,0003,099
Total noninterest income$239,0008,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0006,029
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,769
Total noninterest expense$1,388,0007,947
Salaries and employee benefits$680,0008,027
Premises and equipment expense$146,0008,661
Additional noninterest expense$562,0007,327
Pre-tax net operating income$836,0006,699
Securities gains (losses)$03,600
Applicable income taxes$274,0006,207
Income before extraordinary items$562,0006,819
Extraordinary gains, net$0249
Net income$562,0006,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,075
Cash dividends$346,0004,124
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$562,0006,869
1993-12-31 (YTD Data)Rank
Total interest income$3,118,0008,151
Total interest expense$1,079,0008,765
Net interest income$2,039,0007,559
Provision for loan and lease losses$75,0006,449
Total noninterest income$286,0007,855
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$171,0006,580
Trading account gains and feesNANA
Additional Noninterest Income$115,0007,444
Total noninterest expense$1,305,0008,490
Salaries and employee benefits$695,0008,025
Premises and equipment expense$169,0008,403
Additional noninterest expense$441,0008,808
Pre-tax net operating income$945,0006,137
Securities gains (losses)$07,477
Applicable income taxes$396,0005,044
Income before extraordinary items$549,0007,154
Extraordinary gains, net$44,0002,256
Net income$593,0007,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,00012,697
Cash dividends$110,0006,702
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$549,0006,898
1992-12-31 (YTD Data)Rank
Total interest income$2,781,0009,367
Total interest expense$1,164,0009,735
Net interest income$1,617,0008,907
Provision for loan and lease losses$123,0006,648
Total noninterest income$262,0008,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$180,0006,393
Trading account gains and feesNANA
Additional Noninterest Income$82,0008,755
Total noninterest expense$1,192,0009,072
Salaries and employee benefits$621,0008,632
Premises and equipment expense$173,0008,493
Additional noninterest expense$398,0009,588
Pre-tax net operating income$564,0007,960
Securities gains (losses)$08,369
Applicable income taxes$193,0007,695
Income before extraordinary items$371,0008,498
Extraordinary gains, net$-17,00013,500
Net income$354,0008,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0004,058
Cash dividends$162,0005,586
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$371,0008,139

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.