Home > West Suburban Bank of Darien > Assets and Liabilities
West Suburban Bank of Darien, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $236,723,000 | 1,984 |
| Cash and due from depository institutions | $6,215,000 | 3,153 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $80,797,000 | 1,497 |
| Federal funds sold & reverse repurchase agreements | $11,276,000 | 1,151 |
| Net loans & leases | $130,493,000 | 2,179 |
| Loan loss allowance | $2,022,000 | 1,879 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,786,000 | 2,795 |
| Other real estate owned | $1,015,000 | 3,153 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,141,000 | 1,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,723,000 | 1,984 |
| Total liabilities | $215,742,000 | 1,969 |
| Total deposits | $214,090,000 | 1,798 |
| Interest-bearing deposits | $196,941,000 | 1,695 |
| Deposits held in domestic offices | $214,090,000 | 1,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,000 | 5,222 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,638,000 | 2,388 |
| Total equity capital | $20,981,000 | 2,139 |
| Total bank equity capital | $20,981,000 | 2,139 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $576,000 | 4,919 |
| Surplus | $11,924,000 | 1,387 |
| Undivided profits | $8,481,000 | 2,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 3,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,115,000 | 2,008 |
| Earning assets | $222,566,000 | 1,943 |
| Long-term assets (5+ years) | $30,536,000 | 1,941 |
| Average Assets, year-to-date | $229,438,200 | 1,974 |
| Average Assets, quarterly | $230,240,500 | 2,017 |
| Volatile liabilities | $10,696,000 | 4,655 |
| Insider loans | $20,000 | 9,931 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $50,304,000 | 1,053 |
| Tier 1 (core) risk-based capital | $21,023,000 | 2,053 |
| Tier 2 risk-based capital | $2,022,000 | 1,566 |
| Total risk weighted assets | $166,505,100 | 1,715 |
| Total unused commitments | $50,304,000 | 1,059 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $229,062,000 | 2,063 |
| Cash and due from depository institutions | $9,200,000 | 3,142 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $58,218,000 | 2,147 |
| Federal funds sold & reverse repurchase agreements | $8,833,000 | 1,647 |
| Net loans & leases | $145,452,000 | 1,951 |
| Loan loss allowance | $1,730,000 | 2,194 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,953,000 | 2,586 |
| Other real estate owned | $1,433,000 | 3,142 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,973,000 | 2,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,062,000 | 2,063 |
| Total liabilities | $209,680,000 | 2,037 |
| Total deposits | $208,163,000 | 1,879 |
| Interest-bearing deposits | $191,213,000 | 1,771 |
| Deposits held in domestic offices | $208,163,000 | 1,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,517,000 | 2,619 |
| Total equity capital | $19,382,000 | 2,300 |
| Total bank equity capital | $19,382,000 | 2,300 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $576,000 | 5,182 |
| Surplus | $11,924,000 | 1,385 |
| Undivided profits | $6,882,000 | 3,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,246,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $981,000 | 2,357 |
| Earning assets | $212,503,000 | 2,037 |
| Long-term assets (5+ years) | $25,575,000 | 2,072 |
| Average Assets, year-to-date | $217,924,400 | 2,082 |
| Average Assets, quarterly | $224,202,000 | 2,084 |
| Volatile liabilities | $9,745,000 | 4,652 |
| Insider loans | $34,000 | 10,156 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $46,415,000 | 1,088 |
| Tier 1 (core) risk-based capital | $19,195,000 | 2,224 |
| Tier 2 risk-based capital | $1,730,000 | 1,795 |
| Total risk weighted assets | $174,621,000 | 1,631 |
| Total unused commitments | $46,415,000 | 1,094 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $211,921,000 | 2,180 |
| Cash and due from depository institutions | $9,156,000 | 3,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $60,552,000 | 2,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $133,302,000 | 2,084 |
| Loan loss allowance | $1,619,000 | 2,354 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,040,000 | 2,433 |
| Other real estate owned | $2,476,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,395,000 | 2,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,921,000 | 2,180 |
| Total liabilities | $194,989,000 | 2,159 |
| Total deposits | $194,040,000 | 1,993 |
| Interest-bearing deposits | $176,743,000 | 1,874 |
| Deposits held in domestic offices | $194,040,000 | 1,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $949,000 | 3,183 |
| Total equity capital | $16,932,000 | 2,404 |
| Total bank equity capital | $16,932,000 | 2,404 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $576,000 | 5,453 |
| Surplus | $11,924,000 | 1,318 |
| Undivided profits | $4,432,000 | 4,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $896,000 | 2,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $873,000 | 2,297 |
| Earning assets | $193,854,000 | 2,176 |
| Long-term assets (5+ years) | $15,082,000 | 3,159 |
| Average Assets, year-to-date | $206,732,600 | 2,171 |
| Average Assets, quarterly | $208,924,500 | 2,196 |
| Volatile liabilities | $7,486,000 | 5,333 |
| Insider loans | $49,000 | 10,296 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $39,315,000 | 1,172 |
| Tier 1 (core) risk-based capital | $17,677,000 | 2,307 |
| Tier 2 risk-based capital | $1,619,000 | 1,903 |
| Total risk weighted assets | $163,071,900 | 1,701 |
| Total unused commitments | $39,315,000 | 1,179 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 66 | 3,187 |
| Assets and Liabilities | ||
| Total Assets: | $201,742,000 | 2,309 |
| Cash and due from depository institutions | $5,877,000 | 3,187 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $43,530,000 | 3,203 |
| Federal funds sold & reverse repurchase agreements | $2,890,000 | 4,552 |
| Net loans & leases | $139,923,000 | 1,956 |
| Loan loss allowance | $1,122,000 | 3,337 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,118,000 | 2,358 |
| Other real estate owned | $3,441,000 | 3,187 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,963,000 | 2,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,742,000 | 2,309 |
| Total liabilities | $185,272,000 | 2,300 |
| Total deposits | $184,284,000 | 2,165 |
| Interest-bearing deposits | $169,789,000 | 2,028 |
| Deposits held in domestic offices | $184,284,000 | 2,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $219,000 | 3,984 |
| Subordinated debt | $40,000 | 400 |
| All other liabilities | $729,000 | 4,016 |
| Total equity capital | $16,470,000 | 2,436 |
| Total bank equity capital | $16,470,000 | 2,436 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $573,000 | 5,703 |
| Surplus | $11,887,000 | 1,249 |
| Undivided profits | $4,010,000 | 5,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,299,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $854,000 | 2,070 |
| Earning assets | $186,343,000 | 2,278 |
| Long-term assets (5+ years) | $19,712,000 | 2,696 |
| Average Assets, year-to-date | $195,101,400 | 2,304 |
| Average Assets, quarterly | $197,793,000 | 2,329 |
| Volatile liabilities | $6,218,000 | 5,745 |
| Insider loans | $49,000 | 10,662 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $40,835,000 | 1,138 |
| Tier 1 (core) risk-based capital | $16,470,000 | 2,382 |
| Tier 2 risk-based capital | $1,122,000 | 2,585 |
| Total risk weighted assets | $170,595,500 | 1,620 |
| Total unused commitments | $40,835,000 | 1,161 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 72 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $193,467,000 | 2,446 |
| Cash and due from depository institutions | $7,461,000 | 2,976 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $54,875,000 | 2,480 |
| Federal funds sold & reverse repurchase agreements | $1,740,000 | 6,989 |
| Net loans & leases | $122,485,000 | 2,248 |
| Loan loss allowance | $1,665,000 | 2,470 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,276,000 | 2,254 |
| Other real estate owned | $1,092,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,538,000 | 2,929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,467,000 | 2,446 |
| Total liabilities | $178,236,000 | 2,447 |
| Total deposits | $176,493,000 | 2,340 |
| Interest-bearing deposits | $166,943,000 | 2,168 |
| Deposits held in domestic offices | $176,493,000 | 2,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $1,000,000 | 310 |
| All other liabilities | $743,000 | 4,171 |
| Total equity capital | $15,231,000 | 2,522 |
| Total bank equity capital | $15,231,000 | 2,522 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $520,000 | 6,183 |
| Surplus | $10,980,000 | 1,313 |
| Undivided profits | $3,731,000 | 5,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,297,000 | 1,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $746,000 | 2,674 |
| Earning assets | $179,100,000 | 2,400 |
| Long-term assets (5+ years) | $14,249,000 | 3,372 |
| Average Assets, year-to-date | $187,285,400 | 2,462 |
| Average Assets, quarterly | $191,926,000 | 2,443 |
| Volatile liabilities | $4,939,000 | 6,622 |
| Insider loans | $25,000 | 8,124 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $32,038,000 | 1,302 |
| Tier 1 (core) risk-based capital | $15,231,000 | 2,459 |
| Tier 2 risk-based capital | $2,665,000 | 1,253 |
| Total risk weighted assets | $167,709,400 | 1,698 |
| Total unused commitments | $32,038,000 | 1,315 |
| Derivatives | $0 | 651 |