Home > West Suburban Bank of Carol Stream/Stratford Square > Assets and Liabilities
West Suburban Bank of Carol Stream/Stratford Square, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 82 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $214,295,000 | 2,177 |
| Cash and due from depository institutions | $11,602,000 | 2,290 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $67,707,000 | 1,790 |
| Federal funds sold & reverse repurchase agreements | $12,885,000 | 1,013 |
| Net loans & leases | $116,633,000 | 2,408 |
| Loan loss allowance | $1,233,000 | 2,925 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,199,000 | 3,491 |
| Other real estate owned | $29,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,240,000 | 2,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,295,000 | 2,177 |
| Total liabilities | $197,910,000 | 2,122 |
| Total deposits | $194,612,000 | 1,993 |
| Interest-bearing deposits | $170,440,000 | 1,961 |
| Deposits held in domestic offices | $194,612,000 | 1,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,907,000 | 2,802 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,391,000 | 2,741 |
| Total equity capital | $16,385,000 | 2,725 |
| Total bank equity capital | $16,385,000 | 2,725 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,274,000 | 2,862 |
| Surplus | $9,176,000 | 1,732 |
| Undivided profits | $5,935,000 | 3,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,947,000 | 1,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $898,000 | 2,513 |
| Earning assets | $197,225,000 | 2,175 |
| Long-term assets (5+ years) | $34,996,000 | 1,753 |
| Average Assets, year-to-date | $200,553,400 | 2,254 |
| Average Assets, quarterly | $207,308,000 | 2,234 |
| Volatile liabilities | $23,700,000 | 2,544 |
| Insider loans | $1,057,000 | 3,518 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $49,720,000 | 1,062 |
| Tier 1 (core) risk-based capital | $16,490,000 | 2,641 |
| Tier 2 risk-based capital | $1,233,000 | 2,450 |
| Total risk weighted assets | $150,036,000 | 1,890 |
| Total unused commitments | $49,720,000 | 1,068 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 89 | 2,190 |
| Assets and Liabilities | ||
| Total Assets: | $205,370,000 | 2,296 |
| Cash and due from depository institutions | $13,912,000 | 2,190 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $61,848,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $15,878,000 | 897 |
| Net loans & leases | $108,286,000 | 2,521 |
| Loan loss allowance | $1,161,000 | 3,101 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,129,000 | 3,509 |
| Other real estate owned | $566,000 | 2,190 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,751,000 | 2,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,370,000 | 2,296 |
| Total liabilities | $190,155,000 | 2,238 |
| Total deposits | $187,262,000 | 2,106 |
| Interest-bearing deposits | $163,089,000 | 2,087 |
| Deposits held in domestic offices | $187,262,000 | 2,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,825,000 | 2,479 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,068,000 | 3,451 |
| Total equity capital | $15,215,000 | 2,938 |
| Total bank equity capital | $15,215,000 | 2,938 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,274,000 | 2,959 |
| Surplus | $9,176,000 | 1,707 |
| Undivided profits | $4,765,000 | 4,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,818,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $798,000 | 2,943 |
| Earning assets | $186,012,000 | 2,324 |
| Long-term assets (5+ years) | $19,151,000 | 2,583 |
| Average Assets, year-to-date | $181,086,400 | 2,485 |
| Average Assets, quarterly | $201,320,500 | 2,312 |
| Volatile liabilities | $22,568,000 | 2,388 |
| Insider loans | $1,813,000 | 2,344 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $42,834,000 | 1,150 |
| Tier 1 (core) risk-based capital | $15,122,000 | 2,843 |
| Tier 2 risk-based capital | $1,161,000 | 2,559 |
| Total risk weighted assets | $136,002,400 | 2,046 |
| Total unused commitments | $42,834,000 | 1,158 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 84 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $165,387,000 | 2,750 |
| Cash and due from depository institutions | $14,719,000 | 2,378 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $38,736,000 | 3,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $106,277,000 | 2,532 |
| Loan loss allowance | $1,092,000 | 3,315 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,200,000 | 3,345 |
| Other real estate owned | $796,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,659,000 | 2,986 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,387,000 | 2,750 |
| Total liabilities | $152,180,000 | 2,735 |
| Total deposits | $151,648,000 | 2,545 |
| Interest-bearing deposits | $129,662,000 | 2,553 |
| Deposits held in domestic offices | $151,648,000 | 2,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $532,000 | 5,000 |
| Total equity capital | $13,207,000 | 3,094 |
| Total bank equity capital | $13,207,000 | 3,094 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,274,000 | 3,073 |
| Surplus | $9,176,000 | 1,644 |
| Undivided profits | $2,757,000 | 6,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,150,000 | 1,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,357 |
| Income earned, not collected on loans | $778,000 | 2,620 |
| Earning assets | $145,013,000 | 2,864 |
| Long-term assets (5+ years) | $8,108,000 | 4,670 |
| Average Assets, year-to-date | $159,157,800 | 2,780 |
| Average Assets, quarterly | $166,625,000 | 2,719 |
| Volatile liabilities | $12,563,000 | 3,678 |
| Insider loans | $2,184,000 | 1,914 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $44,450,000 | 1,073 |
| Tier 1 (core) risk-based capital | $14,002,000 | 2,943 |
| Tier 2 risk-based capital | $1,092,000 | 2,700 |
| Total risk weighted assets | $126,873,400 | 2,139 |
| Total unused commitments | $44,450,000 | 1,083 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 91 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $154,850,000 | 2,960 |
| Cash and due from depository institutions | $10,948,000 | 2,312 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,299,000 | 5,012 |
| Federal funds sold & reverse repurchase agreements | $3,170,000 | 4,208 |
| Net loans & leases | $109,511,000 | 2,393 |
| Loan loss allowance | $1,080,000 | 3,452 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,289,000 | 3,188 |
| Other real estate owned | $641,000 | 2,312 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,992,000 | 3,477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,850,000 | 2,960 |
| Total liabilities | $141,711,000 | 2,952 |
| Total deposits | $141,254,000 | 2,800 |
| Interest-bearing deposits | $120,753,000 | 2,825 |
| Deposits held in domestic offices | $141,254,000 | 2,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $457,000 | 5,712 |
| Total equity capital | $13,139,000 | 3,082 |
| Total bank equity capital | $13,139,000 | 3,082 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,274,000 | 3,158 |
| Surplus | $9,176,000 | 1,562 |
| Undivided profits | $2,689,000 | 6,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,552,000 | 1,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $598,000 | 3,054 |
| Earning assets | $138,980,000 | 3,029 |
| Long-term assets (5+ years) | $8,783,000 | 4,732 |
| Average Assets, year-to-date | $155,545,600 | 2,868 |
| Average Assets, quarterly | $154,914,500 | 2,939 |
| Volatile liabilities | $3,514,000 | 7,831 |
| Insider loans | $1,610,000 | 2,519 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $37,136,000 | 1,231 |
| Tier 1 (core) risk-based capital | $13,139,000 | 3,017 |
| Tier 2 risk-based capital | $1,080,000 | 2,688 |
| Total risk weighted assets | $131,051,200 | 2,046 |
| Total unused commitments | $37,136,000 | 1,250 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $158,378,000 | 2,969 |
| Cash and due from depository institutions | $10,282,000 | 2,290 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $40,770,000 | 3,361 |
| Federal funds sold & reverse repurchase agreements | $2,640,000 | 5,490 |
| Net loans & leases | $100,111,000 | 2,682 |
| Loan loss allowance | $1,093,000 | 3,453 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,433,000 | 3,003 |
| Other real estate owned | $227,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,915,000 | 3,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,378,000 | 2,969 |
| Total liabilities | $145,087,000 | 2,963 |
| Total deposits | $144,370,000 | 2,847 |
| Interest-bearing deposits | $128,656,000 | 2,804 |
| Deposits held in domestic offices | $144,370,000 | 2,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $250,000 | 414 |
| All other liabilities | $467,000 | 6,108 |
| Total equity capital | $13,291,000 | 2,896 |
| Total bank equity capital | $13,291,000 | 2,896 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $770,000 | 5,039 |
| Surplus | $9,230,000 | 1,502 |
| Undivided profits | $3,291,000 | 5,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,817,000 | 1,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $563,000 | 3,614 |
| Earning assets | $143,521,000 | 2,986 |
| Long-term assets (5+ years) | $10,013,000 | 4,337 |
| Average Assets, year-to-date | $150,213,200 | 3,045 |
| Average Assets, quarterly | $157,237,000 | 2,975 |
| Volatile liabilities | $3,262,000 | 8,244 |
| Insider loans | $198,000 | 3,962 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $35,884,000 | 1,191 |
| Tier 1 (core) risk-based capital | $13,291,000 | 2,849 |
| Tier 2 risk-based capital | $1,343,000 | 2,258 |
| Total risk weighted assets | $132,242,400 | 2,111 |
| Total unused commitments | $35,884,000 | 1,204 |
| Derivatives | $0 | 651 |