Home > West Suburban Bank of Aurora, F.S.B. > Income and Expense
West Suburban Bank of Aurora, F.S.B., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,607,000 | 2,848 |
| Total interest expense | $5,690,000 | 2,672 |
| Net interest income | $5,917,000 | 2,997 |
| Provision for loan and lease losses | $231,000 | 3,108 |
| Total noninterest income | $4,362,000 | 1,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,362,000 | 699 |
| Total noninterest expense | $5,577,000 | 2,463 |
| Salaries and employee benefits | $1,779,000 | 3,708 |
| Premises and equipment expense | $1,524,000 | 1,345 |
| Additional noninterest expense | $2,274,000 | 2,195 |
| Pre-tax net operating income | $4,471,000 | 1,621 |
| Securities gains (losses) | $130,000 | 855 |
| Applicable income taxes | $2,014,000 | 1,222 |
| Income before extraordinary items | $2,587,000 | 1,913 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,587,000 | 1,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,474 |
| Cash dividends | $1,300,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,503,800 | 1,936 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,796,000 | 3,071 |
| Total interest expense | $5,731,000 | 2,680 |
| Net interest income | $5,065,000 | 3,487 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,512,000 | 1,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,512,000 | 816 |
| Total noninterest expense | $5,042,000 | 2,692 |
| Salaries and employee benefits | $1,809,000 | 3,627 |
| Premises and equipment expense | $1,565,000 | 1,323 |
| Additional noninterest expense | $1,668,000 | 2,787 |
| Pre-tax net operating income | $3,535,000 | 2,078 |
| Securities gains (losses) | $85,000 | 1,038 |
| Applicable income taxes | $2,193,000 | 1,182 |
| Income before extraordinary items | $1,427,000 | 3,397 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,427,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,530 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,372,600 | 3,502 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,785,000 | 3,089 |
| Total interest expense | $5,003,000 | 2,460 |
| Net interest income | $4,782,000 | 3,711 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $2,977,000 | 1,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,977,000 | 878 |
| Total noninterest expense | $5,188,000 | 2,676 |
| Salaries and employee benefits | $2,057,000 | 3,205 |
| Premises and equipment expense | $1,456,000 | 1,439 |
| Additional noninterest expense | $1,675,000 | 3,005 |
| Pre-tax net operating income | $2,537,000 | 2,787 |
| Securities gains (losses) | $1,431,000 | 124 |
| Applicable income taxes | $2,646,000 | 973 |
| Income before extraordinary items | $1,322,000 | 3,539 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,322,000 | 3,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,913 |
| Cash dividends | $1,200,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $406,160 | 8,195 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,160,000 | 2,537 |
| Total interest expense | $5,840,000 | 2,228 |
| Net interest income | $6,320,000 | 2,875 |
| Provision for loan and lease losses | $153,000 | 4,591 |
| Total noninterest income | $3,466,000 | 1,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,466,000 | 870 |
| Total noninterest expense | $5,687,000 | 2,520 |
| Salaries and employee benefits | $2,141,000 | 3,060 |
| Premises and equipment expense | $1,537,000 | 1,390 |
| Additional noninterest expense | $2,009,000 | 2,726 |
| Pre-tax net operating income | $3,946,000 | 1,746 |
| Securities gains (losses) | $1,374,000 | 423 |
| Applicable income taxes | $2,116,000 | 1,146 |
| Income before extraordinary items | $3,204,000 | 1,590 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,204,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 4,228 |
| Cash dividends | $2,300,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,324,640 | 2,027 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,030,000 | 2,340 |
| Total interest expense | $8,540,000 | 1,996 |
| Net interest income | $6,490,000 | 2,821 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $3,274,000 | 1,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,274,000 | 897 |
| Total noninterest expense | $6,230,000 | 2,345 |
| Salaries and employee benefits | $2,505,000 | 2,593 |
| Premises and equipment expense | $1,303,000 | 1,639 |
| Additional noninterest expense | $2,422,000 | 2,385 |
| Pre-tax net operating income | $3,184,000 | 1,952 |
| Securities gains (losses) | $1,282,000 | 546 |
| Applicable income taxes | $1,738,000 | 1,277 |
| Income before extraordinary items | $2,728,000 | 1,690 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,728,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 4,338 |
| Cash dividends | $1,400,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $-105,000 | 13,826 |
| Net operating income | $1,907,520 | 2,226 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.