Home > West Suburban Bank of Aurora, F.S.B. > Assets and Liabilities
West Suburban Bank of Aurora, F.S.B., Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 68 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $159,477,000 | 2,877 |
| Cash and due from depository institutions | $4,387,000 | 2,788 |
| Interest-bearing balances | $240,000 | 3,800 |
| Securities | $3,943,000 | 10,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $139,435,000 | 2,055 |
| Loan loss allowance | $1,392,000 | 2,615 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,332,000 | 817 |
| Other real estate owned | $550,000 | 2,788 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,830,000 | 3,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,477,000 | 2,877 |
| Total liabilities | $141,814,000 | 2,920 |
| Total deposits | $128,568,000 | 2,966 |
| Interest-bearing deposits | $120,387,000 | 2,747 |
| Deposits held in domestic offices | $128,568,000 | 2,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,506,000 | 1,287 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,740,000 | 1,556 |
| Total equity capital | $17,663,000 | 2,539 |
| Total bank equity capital | $17,663,000 | 2,539 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $10,841,000 | 1,497 |
| Undivided profits | $6,722,000 | 3,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,141,000 | 2,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $846,000 | 2,690 |
| Earning assets | $143,618,000 | 2,933 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $157,292,800 | 2,801 |
| Average Assets, quarterly | $157,297,000 | 2,875 |
| Volatile liabilities | $22,719,000 | 2,633 |
| Insider loans | $996,000 | 3,673 |
| FHLB advances | $1,350,000 | 759 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,448,000 | 2,613 |
| Tier 1 (core) risk-based capital | $17,673,000 | 2,457 |
| Tier 2 risk-based capital | $2,104,000 | 1,519 |
| Total risk weighted assets | $126,937,000 | 2,220 |
| Total unused commitments | $14,448,000 | 2,625 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 69 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $152,163,000 | 3,022 |
| Cash and due from depository institutions | $5,714,000 | 2,830 |
| Interest-bearing balances | $141,000 | 4,588 |
| Securities | $2,499,000 | 11,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $131,785,000 | 2,128 |
| Loan loss allowance | $1,288,000 | 2,812 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,529,000 | 787 |
| Other real estate owned | $603,000 | 2,830 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,033,000 | 3,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,163,000 | 3,022 |
| Total liabilities | $135,770,000 | 3,054 |
| Total deposits | $128,782,000 | 2,991 |
| Interest-bearing deposits | $121,376,000 | 2,765 |
| Deposits held in domestic offices | $128,782,000 | 2,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,522,000 | 1,563 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,466,000 | 2,690 |
| Total equity capital | $16,393,000 | 2,723 |
| Total bank equity capital | $16,393,000 | 2,723 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $10,841,000 | 1,494 |
| Undivided profits | $5,452,000 | 4,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $478,000 | 4,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $813,000 | 2,889 |
| Earning assets | $134,425,000 | 3,123 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $150,168,200 | 2,927 |
| Average Assets, quarterly | $151,434,500 | 2,997 |
| Volatile liabilities | $19,844,000 | 2,654 |
| Insider loans | $724,000 | 4,591 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,438,000 | 2,389 |
| Tier 1 (core) risk-based capital | $16,387,000 | 2,621 |
| Tier 2 risk-based capital | $1,288,000 | 2,316 |
| Total risk weighted assets | $141,285,000 | 1,977 |
| Total unused commitments | $15,438,000 | 2,401 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 74 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $150,352,000 | 3,009 |
| Cash and due from depository institutions | $5,557,000 | 2,714 |
| Interest-bearing balances | $14,000 | 6,585 |
| Securities | $5,802,000 | 10,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $126,173,000 | 2,172 |
| Loan loss allowance | $1,330,000 | 2,818 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,873,000 | 740 |
| Other real estate owned | $0 | 2,714 |
| Goodwill and other intangibles | $140,000 | 2,104 |
| All other assets | $2,807,000 | 2,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,352,000 | 3,009 |
| Total liabilities | $134,988,000 | 3,030 |
| Total deposits | $123,607,000 | 3,069 |
| Interest-bearing deposits | $116,280,000 | 2,845 |
| Deposits held in domestic offices | $123,607,000 | 3,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,614,000 | 1,194 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $767,000 | 3,722 |
| Total equity capital | $15,364,000 | 2,672 |
| Total bank equity capital | $15,364,000 | 2,672 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $10,841,000 | 1,431 |
| Undivided profits | $4,423,000 | 4,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $720,000 | 3,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $727,000 | 2,799 |
| Earning assets | $131,989,000 | 3,112 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $150,091,600 | 2,937 |
| Average Assets, quarterly | $147,984,500 | 3,029 |
| Volatile liabilities | $20,107,000 | 2,524 |
| Insider loans | $2,836,000 | 1,492 |
| FHLB advances | $9,940,000 | 473 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,453,000 | 2,210 |
| Tier 1 (core) risk-based capital | $15,224,000 | 2,718 |
| Tier 2 risk-based capital | $1,330,000 | 2,251 |
| Total risk weighted assets | $136,573,000 | 1,997 |
| Total unused commitments | $16,453,000 | 2,222 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 89 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $162,916,000 | 2,810 |
| Cash and due from depository institutions | $6,305,000 | 2,352 |
| Interest-bearing balances | $609,000 | 4,040 |
| Securities | $34,819,000 | 3,931 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $106,591,000 | 2,466 |
| Loan loss allowance | $1,243,000 | 3,065 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $10,515,000 | 686 |
| Other real estate owned | $177,000 | 2,352 |
| Goodwill and other intangibles | $260,000 | 1,693 |
| All other assets | $4,249,000 | 1,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,916,000 | 2,810 |
| Total liabilities | $147,478,000 | 2,846 |
| Total deposits | $130,801,000 | 2,996 |
| Interest-bearing deposits | $123,972,000 | 2,758 |
| Deposits held in domestic offices | $130,801,000 | 2,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,609,000 | 864 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,068,000 | 2,977 |
| Total equity capital | $15,438,000 | 2,624 |
| Total bank equity capital | $15,438,000 | 2,624 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $10,841,000 | 1,358 |
| Undivided profits | $4,497,000 | 4,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 4,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $502,000 | 3,695 |
| Earning assets | $142,019,000 | 2,960 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $172,295,400 | 2,609 |
| Average Assets, quarterly | $163,900,000 | 2,779 |
| Volatile liabilities | $25,093,000 | 2,003 |
| Insider loans | $499,000 | 5,718 |
| FHLB advances | $8,220,000 | 435 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,976,000 | 2,028 |
| Tier 1 (core) risk-based capital | $15,178,000 | 2,608 |
| Tier 2 risk-based capital | $1,243,000 | 2,355 |
| Total risk weighted assets | $106,023,000 | 2,470 |
| Total unused commitments | $17,976,000 | 2,046 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 103 | 2,099 |
| Assets and Liabilities | ||
| Total Assets: | $187,671,000 | 2,514 |
| Cash and due from depository institutions | $6,615,000 | 2,099 |
| Interest-bearing balances | $659,000 | 4,496 |
| Securities | $43,794,000 | 3,108 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $122,316,000 | 2,253 |
| Loan loss allowance | $1,207,000 | 3,210 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $10,988,000 | 667 |
| Other real estate owned | $211,000 | 2,099 |
| Goodwill and other intangibles | $425,000 | 1,439 |
| All other assets | $3,322,000 | 2,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,671,000 | 2,514 |
| Total liabilities | $173,137,000 | 2,512 |
| Total deposits | $146,137,000 | 2,820 |
| Interest-bearing deposits | $136,042,000 | 2,652 |
| Deposits held in domestic offices | $146,137,000 | 2,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $26,225,000 | 589 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $775,000 | 4,017 |
| Total equity capital | $14,534,000 | 2,652 |
| Total bank equity capital | $14,534,000 | 2,652 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $10,841,000 | 1,332 |
| Undivided profits | $3,593,000 | 5,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $859,000 | 4,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $603,000 | 3,357 |
| Earning assets | $166,769,000 | 2,607 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $203,079,000 | 2,278 |
| Average Assets, quarterly | $192,127,000 | 2,441 |
| Volatile liabilities | $37,341,000 | 1,460 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $13,050,000 | 355 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $14,103,000 | 2,322 |
| Tier 1 (core) risk-based capital | $14,109,000 | 2,685 |
| Tier 2 risk-based capital | $1,207,000 | 2,466 |
| Total risk weighted assets | $113,117,000 | 2,399 |
| Total unused commitments | $14,103,000 | 2,339 |
| Derivatives | $0 | 651 |