Home > West Suburban Bank > Net charge- offs to loans

West Suburban Bank, Net charge- offs to loans

2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0211%3,989
Percentage Net Loans Charged-off: Total real estate loans-0.0066%3,688
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0007%3,998
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0316%4,168
Percentage Net Loans Charged-off: Home equity loans-0.0531%3,422
All other 1-4 family - Percent of loans charged-off, net-0.0225%4,085
Percentage Net Loans Charged-off: Commercial and industrial-0.0511%3,986
Percentage Net Loans Charged-off: Loans to individuals0.2752%1,185
Percentage Net Loans Charged-off: Credit card loans0.5310%380
Percentage Net Loans Charged-off: Other loans to individual-0.0338%3,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0209%4,015
Percentage Net Loans Charged-off: Total real estate loans-0.0078%3,837
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,083
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0363%4,273
Percentage Net Loans Charged-off: Home equity loans-0.0698%3,497
All other 1-4 family - Percent of loans charged-off, net-0.0216%4,128
Percentage Net Loans Charged-off: Commercial and industrial-0.0497%4,048
Percentage Net Loans Charged-off: Loans to individuals0.4836%769
Percentage Net Loans Charged-off: Credit card loans0.8970%300
Percentage Net Loans Charged-off: Other loans to individual-0.0557%3,826
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0003%3,005
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,778
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,228
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0192%4,170
Percentage Net Loans Charged-off: Home equity loans-0.0135%3,391
All other 1-4 family - Percent of loans charged-off, net-0.0219%4,233
Percentage Net Loans Charged-off: Commercial and industrial-0.0014%3,412
Percentage Net Loans Charged-off: Loans to individuals0.6006%703
Percentage Net Loans Charged-off: Credit card loans1.0348%277
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1203%1,288
Percentage Net Loans Charged-off: Total real estate loans0.0551%944
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0778%638
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0410%880
Percentage Net Loans Charged-off: Home equity loans0.1479%161
All other 1-4 family - Percent of loans charged-off, net-0.0146%4,188
Percentage Net Loans Charged-off: Commercial and industrial0.2227%1,084
Percentage Net Loans Charged-off: Loans to individuals0.8237%767
Percentage Net Loans Charged-off: Credit card loans1.4539%334
Percentage Net Loans Charged-off: Other loans to individual-0.2616%4,623
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0718%1,596
Percentage Net Loans Charged-off: Total real estate loans0.0749%658
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.1060%433
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0568%638
Percentage Net Loans Charged-off: Home equity loans0.1890%129
All other 1-4 family - Percent of loans charged-off, net-0.0133%4,178
Percentage Net Loans Charged-off: Commercial and industrial0.0616%1,407
Percentage Net Loans Charged-off: Loans to individuals0.4299%1,302
Percentage Net Loans Charged-off: Credit card loans0.6704%432
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0712%1,538
Percentage Net Loans Charged-off: Total real estate loans0.1055%488
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.1579%309
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0619%547
Percentage Net Loans Charged-off: Home equity loans0.1978%117
All other 1-4 family - Percent of loans charged-off, net-0.0106%4,157
Percentage Net Loans Charged-off: Commercial and industrial-0.0100%3,829
Percentage Net Loans Charged-off: Loans to individuals1.0012%685
Percentage Net Loans Charged-off: Credit card loans1.5332%330
Percentage Net Loans Charged-off: Other loans to individual0.0762%2,249
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1278%950
Percentage Net Loans Charged-off: Total real estate loans0.1813%272
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.3235%150
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0135%4,231
Percentage Net Loans Charged-off: Home equity loans-0.0220%3,516
All other 1-4 family - Percent of loans charged-off, net-0.0089%4,151
Percentage Net Loans Charged-off: Commercial and industrial-0.0074%3,719
Percentage Net Loans Charged-off: Loans to individuals0.9642%804
Percentage Net Loans Charged-off: Credit card loans1.4457%311
Percentage Net Loans Charged-off: Other loans to individual0.1447%1,880
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0886%1,849
Percentage Net Loans Charged-off: Total real estate loans-0.0025%3,934
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0041%1,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0179%4,398
Percentage Net Loans Charged-off: Home equity loans0.0686%335
All other 1-4 family - Percent of loans charged-off, net-0.0649%4,766
Percentage Net Loans Charged-off: Commercial and industrial0.2742%1,248
Percentage Net Loans Charged-off: Loans to individuals1.4607%499
Percentage Net Loans Charged-off: Credit card loans0.9261%466
Percentage Net Loans Charged-off: Other loans to individual2.4548%217
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0176%4,552
Percentage Net Loans Charged-off: Total real estate loans-0.0051%4,042
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0188%4,433
Percentage Net Loans Charged-off: Home equity loans0.0967%242
All other 1-4 family - Percent of loans charged-off, net-0.0816%4,887
Percentage Net Loans Charged-off: Commercial and industrial-0.0668%4,397
Percentage Net Loans Charged-off: Loans to individuals0.8383%925
Percentage Net Loans Charged-off: Credit card loans0.8598%451
Percentage Net Loans Charged-off: Other loans to individual0.7970%869
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0108%4,347
Percentage Net Loans Charged-off: Total real estate loans0.0009%1,651
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0035%1,301
Percentage Net Loans Charged-off: Home equity loans0.1541%162
All other 1-4 family - Percent of loans charged-off, net-0.0776%4,908
Percentage Net Loans Charged-off: Commercial and industrial-0.0992%4,531
Percentage Net Loans Charged-off: Loans to individuals2.6890%220
Percentage Net Loans Charged-off: Credit card loans3.7373%147
Percentage Net Loans Charged-off: Other loans to individual0.6159%1,079
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0442%4,796
Percentage Net Loans Charged-off: Total real estate loans-0.0537%4,969
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.1941%5,140
Percentage Net Loans Charged-off: Home equity loans-0.1868%3,876
All other 1-4 family - Percent of loans charged-off, net-0.1980%5,141
Percentage Net Loans Charged-off: Commercial and industrial-0.0449%4,296
Percentage Net Loans Charged-off: Loans to individuals0.9881%771
Percentage Net Loans Charged-off: Credit card loans1.1555%344
Percentage Net Loans Charged-off: Other loans to individual0.6403%1,005
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0935%1,831
Percentage Net Loans Charged-off: Total real estate loans0.0215%1,687
Percentage Net Loans Charged-off:Construction & development0.1285%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0189%1,670
Percentage Net Loans Charged-off: Home equity loans0.0244%499
All other 1-4 family - Percent of loans charged-off, net0.0157%1,661
Percentage Net Loans Charged-off: Commercial and industrial0.2549%1,188
Percentage Net Loans Charged-off: Loans to individuals1.1678%667
Percentage Net Loans Charged-off: Credit card loans1.2141%406
Percentage Net Loans Charged-off: Other loans to individual1.0757%660
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1490%1,106
Percentage Net Loans Charged-off: Total real estate loans0.0373%1,169
Percentage Net Loans Charged-off:Construction & development0.1669%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0558%1,008
Percentage Net Loans Charged-off: Home equity loans0.1903%184
All other 1-4 family - Percent of loans charged-off, net-0.0210%4,642
Percentage Net Loans Charged-off: Commercial and industrial0.4237%763
Percentage Net Loans Charged-off: Loans to individuals1.0051%764
Percentage Net Loans Charged-off: Credit card loans0.9224%436
Percentage Net Loans Charged-off: Other loans to individual1.1663%572
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0419%2,025
Percentage Net Loans Charged-off: Total real estate loans0.0334%1,059
Percentage Net Loans Charged-off:Construction & development0.2553%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0017%1,501
Percentage Net Loans Charged-off: Home equity loans0.0137%372
All other 1-4 family - Percent of loans charged-off, net-0.0053%4,318
Percentage Net Loans Charged-off: Commercial and industrial0.0356%1,401
Percentage Net Loans Charged-off: Loans to individuals1.2312%564
Percentage Net Loans Charged-off: Credit card loans1.1869%372
Percentage Net Loans Charged-off: Other loans to individual1.3242%451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0142%4,398
Percentage Net Loans Charged-off: Total real estate loans-0.0034%4,074
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0117%4,524
Percentage Net Loans Charged-off: Home equity loans0.0362%246
All other 1-4 family - Percent of loans charged-off, net-0.0398%4,990
Percentage Net Loans Charged-off: Commercial and industrial-0.0702%4,578
Percentage Net Loans Charged-off: Loans to individuals1.0898%716
Percentage Net Loans Charged-off: Credit card loans1.4928%307
Percentage Net Loans Charged-off: Other loans to individual0.2946%1,598
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0654%2,539
Percentage Net Loans Charged-off: Total real estate loans0.1022%972
Percentage Net Loans Charged-off:Construction & development0.1536%299
Percentage Net Loans Charged-off: Commercial real estate0.0442%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.1991%587
Percentage Net Loans Charged-off: Home equity loans0.3570%162
All other 1-4 family - Percent of loans charged-off, net0.0938%1,079
Percentage Net Loans Charged-off: Commercial and industrial-0.0547%4,622
Percentage Net Loans Charged-off: Loans to individuals1.3821%577
Percentage Net Loans Charged-off: Credit card loans1.4847%404
Percentage Net Loans Charged-off: Other loans to individual0.9485%841
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0319%2,793
Percentage Net Loans Charged-off: Total real estate loans0.0667%1,068
Percentage Net Loans Charged-off:Construction & development0.2067%230
Percentage Net Loans Charged-off: Commercial real estate0.0598%678
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0308%1,638
Percentage Net Loans Charged-off: Home equity loans-0.0014%3,713
All other 1-4 family - Percent of loans charged-off, net0.0530%1,297
Percentage Net Loans Charged-off: Commercial and industrial-0.0761%4,721
Percentage Net Loans Charged-off: Loans to individuals1.0944%734
Percentage Net Loans Charged-off: Credit card loans1.1399%428
Percentage Net Loans Charged-off: Other loans to individual0.8515%877
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0325%2,550
Percentage Net Loans Charged-off: Total real estate loans0.0748%942
Percentage Net Loans Charged-off:Construction & development0.3162%149
Percentage Net Loans Charged-off: Commercial real estate0.0529%568
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0256%1,504
Percentage Net Loans Charged-off: Home equity loans0.0021%484
All other 1-4 family - Percent of loans charged-off, net0.0424%1,268
Percentage Net Loans Charged-off: Commercial and industrial-0.0864%4,759
Percentage Net Loans Charged-off: Loans to individuals0.7659%1,063
Percentage Net Loans Charged-off: Credit card loans0.7706%470
Percentage Net Loans Charged-off: Other loans to individual0.7401%982
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0189%2,413
Percentage Net Loans Charged-off: Total real estate loans0.0535%920
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.1064%294
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%4,662
Percentage Net Loans Charged-off: Home equity loans0.0126%342
All other 1-4 family - Percent of loans charged-off, net-0.0252%5,020
Percentage Net Loans Charged-off: Commercial and industrial-0.0812%4,769
Percentage Net Loans Charged-off: Loans to individuals0.8098%1,023
Percentage Net Loans Charged-off: Credit card loans0.8020%387
Percentage Net Loans Charged-off: Other loans to individual0.8602%856
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1441%1,820
Percentage Net Loans Charged-off: Total real estate loans0.1472%924
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.2024%607
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0499%1,892
Percentage Net Loans Charged-off: Home equity loans0.1100%541
All other 1-4 family - Percent of loans charged-off, net0.0073%2,504
Percentage Net Loans Charged-off: Commercial and industrial0.1311%1,774
Percentage Net Loans Charged-off: Loans to individuals0.7879%1,215
Percentage Net Loans Charged-off: Credit card loans0.7109%584
Percentage Net Loans Charged-off: Other loans to individual1.4139%524
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1578%1,431
Percentage Net Loans Charged-off: Total real estate loans0.2002%580
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.2682%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0739%1,419
Percentage Net Loans Charged-off: Home equity loans0.1588%400
All other 1-4 family - Percent of loans charged-off, net0.0151%2,092
Percentage Net Loans Charged-off: Commercial and industrial0.0588%1,719
Percentage Net Loans Charged-off: Loans to individuals0.7126%1,191
Percentage Net Loans Charged-off: Credit card loans0.6473%555
Percentage Net Loans Charged-off: Other loans to individual1.2861%537
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1500%1,429
Percentage Net Loans Charged-off: Total real estate loans0.1631%745
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.2596%383
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0471%1,571
Percentage Net Loans Charged-off: Home equity loans0.0206%540
All other 1-4 family - Percent of loans charged-off, net0.0649%1,362
Percentage Net Loans Charged-off: Commercial and industrial0.1200%1,275
Percentage Net Loans Charged-off: Loans to individuals0.5865%1,333
Percentage Net Loans Charged-off: Credit card loans0.5576%535
Percentage Net Loans Charged-off: Other loans to individual0.8519%862
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2217%918
Percentage Net Loans Charged-off: Total real estate loans0.1721%596
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.3021%251
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0016%1,578
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0027%1,465
Percentage Net Loans Charged-off: Commercial and industrial0.3651%645
Percentage Net Loans Charged-off: Loans to individuals-0.2228%5,324
Percentage Net Loans Charged-off: Credit card loans-0.2443%1,098
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4657%588
Percentage Net Loans Charged-off: Total real estate loans0.5021%307
Percentage Net Loans Charged-off:Construction & development-0.2372%5,222
Percentage Net Loans Charged-off: Commercial real estate0.7346%280
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.2991%722
Percentage Net Loans Charged-off: Home equity loans-0.0057%4,088
All other 1-4 family - Percent of loans charged-off, net0.4865%416
Percentage Net Loans Charged-off: Commercial and industrial0.4059%1,120
Percentage Net Loans Charged-off: Loans to individuals0.7165%1,181
Percentage Net Loans Charged-off: Credit card loans0.5883%614
Percentage Net Loans Charged-off: Other loans to individual1.6227%367
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2395%1,091
Percentage Net Loans Charged-off: Total real estate loans0.2791%617
Percentage Net Loans Charged-off:Construction & development-0.3403%5,356
Percentage Net Loans Charged-off: Commercial real estate0.3628%437
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.2631%767
Percentage Net Loans Charged-off: Home equity loans0.0163%791
All other 1-4 family - Percent of loans charged-off, net0.4133%469
Percentage Net Loans Charged-off: Commercial and industrial0.1512%1,422
Percentage Net Loans Charged-off: Loans to individuals0.5935%1,275
Percentage Net Loans Charged-off: Credit card loans0.4176%595
Percentage Net Loans Charged-off: Other loans to individual1.7539%318
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3069%865
Percentage Net Loans Charged-off: Total real estate loans0.4078%422
Percentage Net Loans Charged-off:Construction & development-0.5715%5,499
Percentage Net Loans Charged-off: Commercial real estate0.5919%294
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.2912%725
Percentage Net Loans Charged-off: Home equity loans0.0241%674
All other 1-4 family - Percent of loans charged-off, net0.4518%459
Percentage Net Loans Charged-off: Commercial and industrial0.0785%1,448
Percentage Net Loans Charged-off: Loans to individuals0.3147%1,855
Percentage Net Loans Charged-off: Credit card loans0.0281%595
Percentage Net Loans Charged-off: Other loans to individual2.0755%274
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0658%2,078
Percentage Net Loans Charged-off: Total real estate loans0.1078%1,145
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0610%597
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1944%868
Percentage Net Loans Charged-off: Home equity loans0.1254%383
All other 1-4 family - Percent of loans charged-off, net0.2352%739
Percentage Net Loans Charged-off: Commercial and industrial-0.0485%4,848
Percentage Net Loans Charged-off: Loans to individuals0.4801%1,345
Percentage Net Loans Charged-off: Credit card loans0.1118%477
Percentage Net Loans Charged-off: Other loans to individual2.7280%225
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0164%4,539
Percentage Net Loans Charged-off: Total real estate loans0.0463%3,058
Percentage Net Loans Charged-off:Construction & development-0.0414%5,112
Percentage Net Loans Charged-off: Commercial real estate-0.0041%5,417
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1290%2,112
Percentage Net Loans Charged-off: Home equity loans0.0151%1,116
All other 1-4 family - Percent of loans charged-off, net0.1945%1,601
Percentage Net Loans Charged-off: Commercial and industrial-0.1394%5,465
Percentage Net Loans Charged-off: Loans to individuals1.8299%447
Percentage Net Loans Charged-off: Credit card loans2.0273%324
Percentage Net Loans Charged-off: Other loans to individual0.7744%1,131
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%4,178
Percentage Net Loans Charged-off: Total real estate loans0.0447%2,772
Percentage Net Loans Charged-off:Construction & development-0.0526%5,209
Percentage Net Loans Charged-off: Commercial real estate0.0088%1,800
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1088%2,091
Percentage Net Loans Charged-off: Home equity loans0.0201%997
All other 1-4 family - Percent of loans charged-off, net0.1596%1,667
Percentage Net Loans Charged-off: Commercial and industrial-0.1212%5,427
Percentage Net Loans Charged-off: Loans to individuals1.4732%548
Percentage Net Loans Charged-off: Credit card loans1.6568%363
Percentage Net Loans Charged-off: Other loans to individual0.5348%1,458
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0129%3,979
Percentage Net Loans Charged-off: Total real estate loans0.0671%2,324
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0133%1,479
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1512%1,688
Percentage Net Loans Charged-off: Home equity loans0.0301%824
All other 1-4 family - Percent of loans charged-off, net0.2201%1,324
Percentage Net Loans Charged-off: Commercial and industrial-0.2110%5,686
Percentage Net Loans Charged-off: Loans to individuals1.1799%730
Percentage Net Loans Charged-off: Credit card loans1.2952%414
Percentage Net Loans Charged-off: Other loans to individual0.6243%1,182
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0015%4,679
Percentage Net Loans Charged-off: Total real estate loans0.1095%1,581
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0408%912
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2204%1,120
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.3447%840
Percentage Net Loans Charged-off: Commercial and industrial-0.3802%5,969
Percentage Net Loans Charged-off: Loans to individuals0.4665%1,536
Percentage Net Loans Charged-off: Credit card loans0.4619%476
Percentage Net Loans Charged-off: Other loans to individual0.4885%1,372
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5478%1,212
Percentage Net Loans Charged-off: Total real estate loans0.2405%2,067
Percentage Net Loans Charged-off:Construction & development-0.5124%5,856
Percentage Net Loans Charged-off: Commercial real estate0.0474%2,356
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.5957%942
Percentage Net Loans Charged-off: Home equity loans0.4598%710
All other 1-4 family - Percent of loans charged-off, net0.6695%819
Percentage Net Loans Charged-off: Commercial and industrial1.6100%698
Percentage Net Loans Charged-off: Loans to individuals1.7638%570
Percentage Net Loans Charged-off: Credit card loans1.2705%509
Percentage Net Loans Charged-off: Other loans to individual4.1143%168
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7012%849
Percentage Net Loans Charged-off: Total real estate loans0.2476%1,900
Percentage Net Loans Charged-off:Construction & development-0.7083%5,969
Percentage Net Loans Charged-off: Commercial real estate0.0640%1,974
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.6205%859
Percentage Net Loans Charged-off: Home equity loans0.6250%561
All other 1-4 family - Percent of loans charged-off, net0.6180%851
Percentage Net Loans Charged-off: Commercial and industrial2.2968%473
Percentage Net Loans Charged-off: Loans to individuals2.2847%392
Percentage Net Loans Charged-off: Credit card loans1.6579%404
Percentage Net Loans Charged-off: Other loans to individual5.2103%115
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9851%619
Percentage Net Loans Charged-off: Total real estate loans0.2296%1,980
Percentage Net Loans Charged-off:Construction & development-1.0206%6,064
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.6995%792
Percentage Net Loans Charged-off: Home equity loans0.8354%447
All other 1-4 family - Percent of loans charged-off, net0.6275%854
Percentage Net Loans Charged-off: Commercial and industrial3.6371%301
Percentage Net Loans Charged-off: Loans to individuals3.2492%277
Percentage Net Loans Charged-off: Credit card loans2.4660%289
Percentage Net Loans Charged-off: Other loans to individual6.8527%90
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6577%309
Percentage Net Loans Charged-off: Total real estate loans0.1265%2,111
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2964%1,401
Percentage Net Loans Charged-off: Home equity loans0.8724%348
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial7.1042%121
Percentage Net Loans Charged-off: Loans to individuals2.7990%343
Percentage Net Loans Charged-off: Credit card loans3.0903%227
Percentage Net Loans Charged-off: Other loans to individual1.5034%619
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4570%2,407
Percentage Net Loans Charged-off: Total real estate loans0.5168%1,919
Percentage Net Loans Charged-off:Construction & development0.8013%1,589
Percentage Net Loans Charged-off: Commercial real estate0.0638%2,860
Percentage Net Loans Charged-off: Multi-family residential21.8515%25
Percentage Net Loans Charged-off: 1-4 family residential0.8551%1,063
Percentage Net Loans Charged-off: Home equity loans2.0870%300
All other 1-4 family - Percent of loans charged-off, net0.1145%3,384
Percentage Net Loans Charged-off: Commercial and industrial0.1805%2,826
Percentage Net Loans Charged-off: Loans to individuals2.7443%431
Percentage Net Loans Charged-off: Credit card loans3.1891%281
Percentage Net Loans Charged-off: Other loans to individual1.0002%1,279
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4543%2,286
Percentage Net Loans Charged-off: Total real estate loans0.5566%1,735
Percentage Net Loans Charged-off:Construction & development1.0196%1,371
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.0396%853
Percentage Net Loans Charged-off: Home equity loans2.5047%247
All other 1-4 family - Percent of loans charged-off, net0.1606%2,872
Percentage Net Loans Charged-off: Commercial and industrial0.0319%3,123
Percentage Net Loans Charged-off: Loans to individuals2.5550%451
Percentage Net Loans Charged-off: Credit card loans2.9117%304
Percentage Net Loans Charged-off: Other loans to individual1.1876%980
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4075%2,399
Percentage Net Loans Charged-off: Total real estate loans0.4691%1,923
Percentage Net Loans Charged-off:Construction & development0.1847%1,737
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.0144%881
Percentage Net Loans Charged-off: Home equity loans2.3177%256
All other 1-4 family - Percent of loans charged-off, net0.2381%2,329
Percentage Net Loans Charged-off: Commercial and industrial0.0892%2,526
Percentage Net Loans Charged-off: Loans to individuals3.1928%360
Percentage Net Loans Charged-off: Credit card loans3.8592%231
Percentage Net Loans Charged-off: Other loans to individual0.6933%1,519
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1401%3,258
Percentage Net Loans Charged-off: Total real estate loans0.1528%2,709
Percentage Net Loans Charged-off:Construction & development0.0764%1,350
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3212%1,836
Percentage Net Loans Charged-off: Home equity loans0.4617%718
All other 1-4 family - Percent of loans charged-off, net0.2383%1,939
Percentage Net Loans Charged-off: Commercial and industrial0.0039%2,031
Percentage Net Loans Charged-off: Loans to individuals2.1643%555
Percentage Net Loans Charged-off: Credit card loans2.6560%306
Percentage Net Loans Charged-off: Other loans to individual0.3398%1,979
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2412%1,340
Percentage Net Loans Charged-off: Total real estate loans1.3218%1,191
Percentage Net Loans Charged-off:Construction & development4.4450%1,087
Percentage Net Loans Charged-off: Commercial real estate0.2982%2,445
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.2724%962
Percentage Net Loans Charged-off: Home equity loans3.3805%252
All other 1-4 family - Percent of loans charged-off, net0.0387%4,401
Percentage Net Loans Charged-off: Commercial and industrial1.0136%1,970
Percentage Net Loans Charged-off: Loans to individuals2.3682%660
Percentage Net Loans Charged-off: Credit card loans2.9191%385
Percentage Net Loans Charged-off: Other loans to individual0.7157%1,924
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2975%1,191
Percentage Net Loans Charged-off: Total real estate loans1.3224%1,073
Percentage Net Loans Charged-off:Construction & development5.6865%778
Percentage Net Loans Charged-off: Commercial real estate0.2779%2,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.8119%1,426
Percentage Net Loans Charged-off: Home equity loans2.1165%387
All other 1-4 family - Percent of loans charged-off, net0.0512%3,922
Percentage Net Loans Charged-off: Commercial and industrial1.3426%1,460
Percentage Net Loans Charged-off: Loans to individuals1.7767%867
Percentage Net Loans Charged-off: Credit card loans2.1385%465
Percentage Net Loans Charged-off: Other loans to individual0.7045%1,758
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1635%1,343
Percentage Net Loans Charged-off: Total real estate loans1.1911%1,197
Percentage Net Loans Charged-off:Construction & development5.0233%815
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.8734%1,314
Percentage Net Loans Charged-off: Home equity loans2.2431%387
All other 1-4 family - Percent of loans charged-off, net0.0761%3,337
Percentage Net Loans Charged-off: Commercial and industrial1.1830%1,438
Percentage Net Loans Charged-off: Loans to individuals1.5658%975
Percentage Net Loans Charged-off: Credit card loans1.8473%494
Percentage Net Loans Charged-off: Other loans to individual0.7197%1,622
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3350%2,717
Percentage Net Loans Charged-off: Total real estate loans0.3744%2,187
Percentage Net Loans Charged-off:Construction & development0.5015%1,372
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.6505%1,312
Percentage Net Loans Charged-off: Home equity loans1.7718%390
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.0383%2,293
Percentage Net Loans Charged-off: Loans to individuals2.5875%563
Percentage Net Loans Charged-off: Credit card loans3.0684%346
Percentage Net Loans Charged-off: Other loans to individual1.1512%945
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4550%1,522
Percentage Net Loans Charged-off: Total real estate loans1.2507%1,561
Percentage Net Loans Charged-off:Construction & development5.4971%1,143
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.5304%2,203
Percentage Net Loans Charged-off: Home equity loans1.2717%737
All other 1-4 family - Percent of loans charged-off, net0.2008%3,355
Percentage Net Loans Charged-off: Commercial and industrial2.3712%1,423
Percentage Net Loans Charged-off: Loans to individuals2.9699%664
Percentage Net Loans Charged-off: Credit card loans4.3791%355
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6127%2,906
Percentage Net Loans Charged-off: Total real estate loans0.6780%2,301
Percentage Net Loans Charged-off:Construction & development2.7075%1,661
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.3736%2,466
Percentage Net Loans Charged-off: Home equity loans0.8380%878
All other 1-4 family - Percent of loans charged-off, net0.1783%3,126
Percentage Net Loans Charged-off: Commercial and industrial0.2056%3,628
Percentage Net Loans Charged-off: Loans to individuals2.7833%705
Percentage Net Loans Charged-off: Credit card loans4.2387%369
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4684%3,135
Percentage Net Loans Charged-off: Total real estate loans0.4782%2,531
Percentage Net Loans Charged-off:Construction & development1.6618%1,738
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.3556%2,254
Percentage Net Loans Charged-off: Home equity loans0.8107%787
All other 1-4 family - Percent of loans charged-off, net0.1677%2,837
Percentage Net Loans Charged-off: Commercial and industrial0.2718%3,053
Percentage Net Loans Charged-off: Loans to individuals2.8392%704
Percentage Net Loans Charged-off: Credit card loans4.6616%345
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3824%2,902
Percentage Net Loans Charged-off: Total real estate loans0.4094%2,249
Percentage Net Loans Charged-off:Construction & development0.9265%1,509
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4841%1,585
Percentage Net Loans Charged-off: Home equity loans0.8598%599
All other 1-4 family - Percent of loans charged-off, net0.3317%1,816
Percentage Net Loans Charged-off: Commercial and industrial0.0534%2,700
Percentage Net Loans Charged-off: Loans to individuals3.4006%589
Percentage Net Loans Charged-off: Credit card loans5.9303%282
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1893%2,064
Percentage Net Loans Charged-off: Total real estate loans1.0559%1,844
Percentage Net Loans Charged-off:Construction & development4.8329%1,275
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3634%2,514
Percentage Net Loans Charged-off: Home equity loans1.4149%659
All other 1-4 family - Percent of loans charged-off, net0.0098%4,644
Percentage Net Loans Charged-off: Commercial and industrial1.6794%2,130
Percentage Net Loans Charged-off: Loans to individuals2.8026%881
Percentage Net Loans Charged-off: Credit card loans4.9111%417
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5383%3,066
Percentage Net Loans Charged-off: Total real estate loans0.6125%2,162
Percentage Net Loans Charged-off:Construction & development2.5088%1,568
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.3199%2,313
Percentage Net Loans Charged-off: Home equity loans1.2995%585
All other 1-4 family - Percent of loans charged-off, net0.0036%4,194
Percentage Net Loans Charged-off: Commercial and industrial0.1041%4,145
Percentage Net Loans Charged-off: Loans to individuals2.3472%1,056
Percentage Net Loans Charged-off: Credit card loans4.0593%460
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5309%2,735
Percentage Net Loans Charged-off: Total real estate loans0.5928%1,938
Percentage Net Loans Charged-off:Construction & development2.6411%1,274
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2564%2,236
Percentage Net Loans Charged-off: Home equity loans1.0752%577
All other 1-4 family - Percent of loans charged-off, net0.0052%3,573
Percentage Net Loans Charged-off: Commercial and industrial0.1165%3,514
Percentage Net Loans Charged-off: Loans to individuals2.6034%884
Percentage Net Loans Charged-off: Credit card loans4.4894%424
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2072%3,399
Percentage Net Loans Charged-off: Total real estate loans0.2308%2,311
Percentage Net Loans Charged-off:Construction & development1.2736%1,142
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0345%2,559
Percentage Net Loans Charged-off: Home equity loans0.1174%763
All other 1-4 family - Percent of loans charged-off, net0.0101%2,483
Percentage Net Loans Charged-off: Commercial and industrial-0.0946%7,228
Percentage Net Loans Charged-off: Loans to individuals2.3824%935
Percentage Net Loans Charged-off: Credit card loans3.8454%443
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3250%3,226
Percentage Net Loans Charged-off: Total real estate loans0.2062%2,829
Percentage Net Loans Charged-off:Construction & development1.0212%1,562
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0583%3,339
Percentage Net Loans Charged-off: Home equity loans0.1529%1,095
All other 1-4 family - Percent of loans charged-off, net0.0350%3,444
Percentage Net Loans Charged-off: Commercial and industrial0.7511%2,178
Percentage Net Loans Charged-off: Loans to individuals1.2184%1,853
Percentage Net Loans Charged-off: Credit card loans2.5752%580
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2243%3,105
Percentage Net Loans Charged-off: Total real estate loans0.0226%4,046
Percentage Net Loans Charged-off:Construction & development0.0077%2,215
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0401%2,939
Percentage Net Loans Charged-off: Home equity loans0.2092%796
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial1.0063%1,325
Percentage Net Loans Charged-off: Loans to individuals1.1623%1,606
Percentage Net Loans Charged-off: Credit card loans2.4097%544
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0702%4,294
Percentage Net Loans Charged-off: Total real estate loans0.0179%3,431
Percentage Net Loans Charged-off:Construction & development0.0113%1,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0301%2,507
Percentage Net Loans Charged-off: Home equity loans0.1607%688
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.1356%2,535
Percentage Net Loans Charged-off: Loans to individuals1.3860%1,219
Percentage Net Loans Charged-off: Credit card loans2.8343%462
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0225%4,308
Percentage Net Loans Charged-off: Total real estate loans0.0041%2,629
Percentage Net Loans Charged-off:Construction & development0.0217%1,080
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.0074%6,740
Percentage Net Loans Charged-off: Loans to individuals0.8604%1,743
Percentage Net Loans Charged-off: Credit card loans1.9244%515
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1473%3,242
Percentage Net Loans Charged-off: Total real estate loans0.0982%2,122
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.2511%716
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0567%2,348
Percentage Net Loans Charged-off: Home equity loans0.2773%474
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.3086%2,376
Percentage Net Loans Charged-off: Loans to individuals0.5105%3,033
Percentage Net Loans Charged-off: Credit card loans1.1712%876
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1048%3,114
Percentage Net Loans Charged-off: Total real estate loans0.0428%2,193
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.1576%595
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.3234%1,841
Percentage Net Loans Charged-off: Loans to individuals0.3931%3,131
Percentage Net Loans Charged-off: Credit card loans1.1444%787
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1750%1,891
Percentage Net Loans Charged-off: Total real estate loans0.0648%1,514
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.2375%360
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.5775%1,134
Percentage Net Loans Charged-off: Loans to individuals0.5350%2,279
Percentage Net Loans Charged-off: Credit card loans1.9123%541
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2355%1,242
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial1.1766%551
Percentage Net Loans Charged-off: Loans to individuals0.3268%2,650
Percentage Net Loans Charged-off: Credit card loans1.5625%563
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0159%5,501
Percentage Net Loans Charged-off: Total real estate loans0.0009%3,417
Percentage Net Loans Charged-off:Construction & development-0.0016%7,655
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0025%2,879
Percentage Net Loans Charged-off: Home equity loans0.0094%685
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial-0.0295%7,140
Percentage Net Loans Charged-off: Loans to individuals0.6089%2,451
Percentage Net Loans Charged-off: Credit card loans1.5587%716
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0089%5,274
Percentage Net Loans Charged-off: Total real estate loans0.0017%2,841
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0034%2,383
Percentage Net Loans Charged-off: Home equity loans0.0124%524
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0380%7,077
Percentage Net Loans Charged-off: Loans to individuals0.4300%2,815
Percentage Net Loans Charged-off: Credit card loans0.9603%831
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0205%4,316
Percentage Net Loans Charged-off: Total real estate loans0.0026%2,362
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0051%1,952
Percentage Net Loans Charged-off: Home equity loans0.0184%401
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0219%2,518
Percentage Net Loans Charged-off: Loans to individuals0.3712%2,847
Percentage Net Loans Charged-off: Credit card loans0.8313%804
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0318%3,254
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0661%1,495
Percentage Net Loans Charged-off: Loans to individuals0.4546%2,283
Percentage Net Loans Charged-off: Credit card loans1.1781%653
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1137%3,439
Percentage Net Loans Charged-off: Total real estate loans0.0082%3,151
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0291%1,097
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.3898%2,167
Percentage Net Loans Charged-off: Loans to individuals0.4239%3,916
Percentage Net Loans Charged-off: Credit card loans1.1629%1,127
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0256%5,002
Percentage Net Loans Charged-off: Total real estate loans0.0113%2,616
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0399%824
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.0089%6,832
Percentage Net Loans Charged-off: Loans to individuals0.3811%3,645
Percentage Net Loans Charged-off: Credit card loans1.1670%988
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0245%4,608
Percentage Net Loans Charged-off: Total real estate loans0.0117%2,215
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0410%657
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0219%6,907
Percentage Net Loans Charged-off: Loans to individuals0.3911%3,285
Percentage Net Loans Charged-off: Credit card loans1.0824%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%3,867
Percentage Net Loans Charged-off: Total real estate loans0.0405%1,233
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.1450%307
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.1041%7,487
Percentage Net Loans Charged-off: Loans to individuals0.3147%3,155
Percentage Net Loans Charged-off: Credit card loans0.8357%805
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3812%1,495
Percentage Net Loans Charged-off: Total real estate loans0.1013%1,570
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2307%743
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0695%1,932
Percentage Net Loans Charged-off: Home equity loans0.1509%342
All other 1-4 family - Percent of loans charged-off, net0.0344%2,331
Percentage Net Loans Charged-off: Commercial and industrial1.2894%1,107
Percentage Net Loans Charged-off: Loans to individuals0.3967%4,337
Percentage Net Loans Charged-off: Credit card loans1.2162%1,258
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1774%2,549
Percentage Net Loans Charged-off: Total real estate loans0.0874%1,471
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.3065%469
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%7,813
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0005%7,838
Percentage Net Loans Charged-off: Commercial and industrial0.4256%1,922
Percentage Net Loans Charged-off: Loans to individuals0.3197%4,271
Percentage Net Loans Charged-off: Credit card loans1.0602%1,224
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2518%1,830
Percentage Net Loans Charged-off: Total real estate loans0.1308%1,074
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.4555%325
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%7,905
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0023%7,946
Percentage Net Loans Charged-off: Commercial and industrial0.6339%1,415
Percentage Net Loans Charged-off: Loans to individuals0.2976%4,102
Percentage Net Loans Charged-off: Credit card loans0.9482%1,164
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2809%1,513
Percentage Net Loans Charged-off: Total real estate loans-0.0016%7,816
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%8,070
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0047%8,117
Percentage Net Loans Charged-off: Commercial and industrial1.2368%721
Percentage Net Loans Charged-off: Loans to individuals0.1915%3,991
Percentage Net Loans Charged-off: Credit card loans0.7726%999
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1404%4,129
Percentage Net Loans Charged-off: Total real estate loans0.0602%2,342
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.1687%897
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0191%2,925
Percentage Net Loans Charged-off: Home equity loans0.0506%494
All other 1-4 family - Percent of loans charged-off, net0.0039%3,185
Percentage Net Loans Charged-off: Commercial and industrial0.2942%3,270
Percentage Net Loans Charged-off: Loans to individuals0.3221%5,184
Percentage Net Loans Charged-off: Credit card loans1.0689%1,495
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1308%3,793
Percentage Net Loans Charged-off: Total real estate loans0.0807%1,730
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.2238%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0259%2,325
Percentage Net Loans Charged-off: Home equity loans0.0674%364
All other 1-4 family - Percent of loans charged-off, net0.0054%2,658
Percentage Net Loans Charged-off: Commercial and industrial0.2079%3,090
Percentage Net Loans Charged-off: Loans to individuals0.2825%4,943
Percentage Net Loans Charged-off: Credit card loans1.1595%1,396
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0261%5,573
Percentage Net Loans Charged-off: Total real estate loans0.0153%2,471
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0342%1,841
Percentage Net Loans Charged-off: Home equity loans0.0842%299
All other 1-4 family - Percent of loans charged-off, net0.0084%2,155
Percentage Net Loans Charged-off: Commercial and industrial-0.0534%7,670
Percentage Net Loans Charged-off: Loans to individuals0.2918%4,480
Percentage Net Loans Charged-off: Credit card loans1.0338%1,337
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0140%5,087
Percentage Net Loans Charged-off: Total real estate loans0.0258%1,651
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0571%1,218
Percentage Net Loans Charged-off: Home equity loans0.1674%156
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.1442%7,953
Percentage Net Loans Charged-off: Loans to individuals0.3174%3,798
Percentage Net Loans Charged-off: Credit card loans1.1577%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5839%1,417
Percentage Net Loans Charged-off: Total real estate loans0.0779%2,101
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0044%8,530
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1703%1,175
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2556%860
Percentage Net Loans Charged-off: Commercial and industrial1.9294%1,096
Percentage Net Loans Charged-off: Loans to individuals0.3289%5,239
Percentage Net Loans Charged-off: Credit card loans1.4703%1,477
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1953%3,693
Percentage Net Loans Charged-off: Total real estate loans0.0085%3,564
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0176%2,761
Percentage Net Loans Charged-off: Home equity loans0.0239%546
All other 1-4 family - Percent of loans charged-off, net0.0151%2,679
Percentage Net Loans Charged-off: Commercial and industrial0.6294%2,396
Percentage Net Loans Charged-off: Loans to individuals0.2579%5,605
Percentage Net Loans Charged-off: Credit card loans1.3764%1,538
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0910%4,807
Percentage Net Loans Charged-off: Total real estate loans-0.0063%1,332
Percentage Net Loans Charged-off:Construction & development-0.0355%1,403
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%1,289
Percentage Net Loans Charged-off: Home equity loans-0.0012%1,299
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.3000%599
Percentage Net Loans Charged-off: Loans to individuals0.1938%1,127
Percentage Net Loans Charged-off: Credit card loans0.8206%807
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2835%2,416
Percentage Net Loans Charged-off: Total real estate loans0.0163%747
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0287%666
Percentage Net Loans Charged-off: Home equity loans0.1028%214
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial1.0722%193
Percentage Net Loans Charged-off: Loans to individuals0.2658%1,052
Percentage Net Loans Charged-off: Credit card loans1.3348%704
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3074%2,407
Percentage Net Loans Charged-off: Total real estate loans0.0357%558
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0573%448
Percentage Net Loans Charged-off: Home equity loans0.0388%324
All other 1-4 family - Percent of loans charged-off, net0.0652%386
Percentage Net Loans Charged-off: Commercial and industrial0.9075%188
Percentage Net Loans Charged-off: Loans to individuals0.8915%546
Percentage Net Loans Charged-off: Credit card loans2.2363%562
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1842%4,024
Percentage Net Loans Charged-off: Total real estate loans0.0158%786
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0246%721
Percentage Net Loans Charged-off: Home equity loans0.0343%350
All other 1-4 family - Percent of loans charged-off, net0.0210%705
Percentage Net Loans Charged-off: Commercial and industrial0.4073%394
Percentage Net Loans Charged-off: Loans to individuals1.2779%415
Percentage Net Loans Charged-off: Credit card loans1.5671%757
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1610%4,665
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.0981%711
Percentage Net Loans Charged-off: Loans to individuals1.3920%349
Percentage Net Loans Charged-off: Credit card loans1.9128%665
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3036%2,821
Percentage Net Loans Charged-off: Total real estate loans0.0487%681
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0781%428
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.1194%324
Percentage Net Loans Charged-off: Commercial and industrial0.7062%242
Percentage Net Loans Charged-off: Loans to individuals0.8359%465
Percentage Net Loans Charged-off: Credit card loans1.1403%775
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1523%4,722
Percentage Net Loans Charged-off: Total real estate loans0.0415%776
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0660%514
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.1008%412
Percentage Net Loans Charged-off: Commercial and industrial0.1397%578
Percentage Net Loans Charged-off: Loans to individuals0.8413%367
Percentage Net Loans Charged-off: Credit card loans0.5466%865
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3240%853
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial6.4164%63
Percentage Net Loans Charged-off: Loans to individuals0.7072%553
Percentage Net Loans Charged-off: Credit card loans0.8721%817
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5305%4,061
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,332
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial1.2376%515
Percentage Net Loans Charged-off: Loans to individuals1.8278%274
Percentage Net Loans Charged-off: Credit card loans2.5660%509
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA