Home > West Side Bank and Trust > Income and Expense
West Side Bank and Trust, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 5,439 |
| Total interest expense | $266,000 | 5,216 |
| Net interest income | $1,787,000 | 5,404 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $171,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $48,000 | 5,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $123,000 | 4,940 |
| Total noninterest expense | $1,615,000 | 5,361 |
| Salaries and employee benefits | $1,020,000 | 5,021 |
| Premises and equipment expense | $160,000 | 5,489 |
| Additional noninterest expense | $435,000 | 5,654 |
| Pre-tax net operating income | $298,000 | 5,351 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $298,000 | 5,273 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $298,000 | 5,274 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $298,000 | 5,275 |
| Net charge-offs | $-43,000 | 6,434 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $298,000 | 5,184 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 5,491 |
| Total interest expense | $176,000 | 5,285 |
| Net interest income | $1,170,000 | 5,458 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $137,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $34,000 | 5,767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $103,000 | 4,716 |
| Total noninterest expense | $1,086,000 | 5,368 |
| Salaries and employee benefits | $688,000 | 5,017 |
| Premises and equipment expense | $99,000 | 5,625 |
| Additional noninterest expense | $299,000 | 5,614 |
| Pre-tax net operating income | $191,000 | 5,368 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $191,000 | 5,322 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $191,000 | 5,325 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $191,000 | 5,325 |
| Net charge-offs | $-28,000 | 6,410 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $191,000 | 5,198 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 5,568 |
| Total interest expense | $86,000 | 5,406 |
| Net interest income | $572,000 | 5,534 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $94,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,148 |
| Total noninterest expense | $541,000 | 5,419 |
| Salaries and employee benefits | $342,000 | 5,083 |
| Premises and equipment expense | $50,000 | 5,653 |
| Additional noninterest expense | $149,000 | 5,682 |
| Pre-tax net operating income | $110,000 | 5,217 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $110,000 | 5,130 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $110,000 | 5,132 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $110,000 | 5,132 |
| Net charge-offs | $-13,000 | 6,296 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $110,000 | 5,027 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 5,663 |
| Total interest expense | $408,000 | 5,512 |
| Net interest income | $2,299,000 | 5,625 |
| Provision for loan and lease losses | $127,000 | 4,425 |
| Total noninterest income | $165,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $71,000 | 5,873 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $94,000 | 5,397 |
| Total noninterest expense | $2,029,000 | 5,629 |
| Salaries and employee benefits | $1,255,000 | 5,291 |
| Premises and equipment expense | $188,000 | 5,800 |
| Additional noninterest expense | $586,000 | 5,835 |
| Pre-tax net operating income | $308,000 | 5,405 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $308,000 | 5,445 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $308,000 | 5,442 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $308,000 | 5,443 |
| Net charge-offs | $191,000 | 3,810 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $308,000 | 5,254 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 5,785 |
| Total interest expense | $317,000 | 5,571 |
| Net interest income | $1,674,000 | 5,763 |
| Provision for loan and lease losses | $112,000 | 4,237 |
| Total noninterest income | $116,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $54,000 | 5,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $62,000 | 5,569 |
| Total noninterest expense | $1,497,000 | 5,700 |
| Salaries and employee benefits | $949,000 | 5,299 |
| Premises and equipment expense | $138,000 | 5,918 |
| Additional noninterest expense | $410,000 | 6,010 |
| Pre-tax net operating income | $181,000 | 5,737 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $181,000 | 5,802 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $181,000 | 5,801 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $181,000 | 5,801 |
| Net charge-offs | $206,000 | 3,277 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $181,000 | 5,626 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 5,942 |
| Total interest expense | $210,000 | 5,683 |
| Net interest income | $1,050,000 | 5,921 |
| Provision for loan and lease losses | $87,000 | 4,060 |
| Total noninterest income | $73,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $36,000 | 5,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,716 |
| Total noninterest expense | $944,000 | 5,849 |
| Salaries and employee benefits | $602,000 | 5,455 |
| Premises and equipment expense | $82,000 | 6,095 |
| Additional noninterest expense | $260,000 | 6,120 |
| Pre-tax net operating income | $92,000 | 5,910 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $92,000 | 5,991 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $92,000 | 5,991 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $92,000 | 5,991 |
| Net charge-offs | $223,000 | 2,617 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $92,000 | 5,835 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 6,170 |
| Total interest expense | $103,000 | 5,825 |
| Net interest income | $461,000 | 6,167 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $34,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $445,000 | 5,981 |
| Salaries and employee benefits | $278,000 | 5,645 |
| Premises and equipment expense | $39,000 | 6,220 |
| Additional noninterest expense | $128,000 | 6,184 |
| Pre-tax net operating income | $35,000 | 6,083 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $35,000 | 6,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $35,000 | 6,152 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $35,000 | 6,153 |
| Net charge-offs | $-14,000 | 6,765 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $35,000 | 6,022 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 6,231 |
| Total interest expense | $519,000 | 5,786 |
| Net interest income | $1,789,000 | 6,271 |
| Provision for loan and lease losses | $1,030,000 | 2,375 |
| Total noninterest income | $154,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $82,000 | 5,779 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $72,000 | 5,618 |
| Total noninterest expense | $2,088,000 | 5,732 |
| Salaries and employee benefits | $920,000 | 6,017 |
| Premises and equipment expense | $198,000 | 6,026 |
| Additional noninterest expense | $970,000 | 4,967 |
| Pre-tax net operating income | $-1,175,000 | 6,631 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,175,000 | 6,692 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,175,000 | 6,692 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,175,000 | 6,692 |
| Net charge-offs | $844,000 | 2,561 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,175,000 | 6,660 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 6,281 |
| Total interest expense | $407,000 | 5,817 |
| Net interest income | $1,337,000 | 6,326 |
| Provision for loan and lease losses | $1,015,000 | 1,945 |
| Total noninterest income | $236,000 | 5,209 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $172,000 | 4,316 |
| Total noninterest expense | $1,571,000 | 5,749 |
| Salaries and employee benefits | $637,000 | 6,173 |
| Premises and equipment expense | $155,000 | 5,996 |
| Additional noninterest expense | $779,000 | 4,833 |
| Pre-tax net operating income | $-1,013,000 | 6,801 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,013,000 | 6,862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,013,000 | 6,864 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,013,000 | 6,863 |
| Net charge-offs | $500,000 | 2,667 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,013,000 | 6,832 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 6,388 |
| Total interest expense | $280,000 | 5,864 |
| Net interest income | $846,000 | 6,447 |
| Provision for loan and lease losses | $1,000,000 | 1,493 |
| Total noninterest income | $85,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 5,630 |
| Total noninterest expense | $828,000 | 6,237 |
| Salaries and employee benefits | $418,000 | 6,261 |
| Premises and equipment expense | $107,000 | 5,976 |
| Additional noninterest expense | $303,000 | 6,087 |
| Pre-tax net operating income | $-897,000 | 6,950 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-897,000 | 6,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-897,000 | 6,998 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-897,000 | 6,999 |
| Net charge-offs | $540,000 | 2,069 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-897,000 | 6,985 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 6,554 |
| Total interest expense | $143,000 | 5,927 |
| Net interest income | $378,000 | 6,649 |
| Provision for loan and lease losses | $995,000 | 866 |
| Total noninterest income | $35,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $413,000 | 6,291 |
| Salaries and employee benefits | $208,000 | 6,318 |
| Premises and equipment expense | $57,000 | 5,916 |
| Additional noninterest expense | $148,000 | 6,159 |
| Pre-tax net operating income | $-995,000 | 7,270 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-995,000 | 7,291 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-995,000 | 7,292 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-995,000 | 7,292 |
| Net charge-offs | $307,000 | 1,729 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-995,000 | 7,289 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 6,578 |
| Total interest expense | $726,000 | 5,901 |
| Net interest income | $1,478,000 | 6,731 |
| Provision for loan and lease losses | $61,000 | 6,347 |
| Total noninterest income | $181,000 | 6,081 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $143,000 | 4,993 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 6,297 |
| Total noninterest expense | $1,672,000 | 6,332 |
| Salaries and employee benefits | $645,000 | 6,817 |
| Premises and equipment expense | $200,000 | 6,200 |
| Additional noninterest expense | $827,000 | 5,554 |
| Pre-tax net operating income | $-74,000 | 5,900 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-74,000 | 6,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-74,000 | 6,045 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-74,000 | 6,045 |
| Net charge-offs | $113,000 | 5,319 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-74,000 | 5,964 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 6,670 |
| Total interest expense | $557,000 | 6,006 |
| Net interest income | $1,115,000 | 6,827 |
| Provision for loan and lease losses | $52,000 | 6,214 |
| Total noninterest income | $152,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $124,000 | 4,824 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $28,000 | 6,472 |
| Total noninterest expense | $1,224,000 | 6,427 |
| Salaries and employee benefits | $455,000 | 6,955 |
| Premises and equipment expense | $152,000 | 6,262 |
| Additional noninterest expense | $617,000 | 5,583 |
| Pre-tax net operating income | $-9,000 | 5,997 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-9,000 | 6,153 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-9,000 | 6,154 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-9,000 | 6,154 |
| Net charge-offs | $120,000 | 4,722 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-9,000 | 6,024 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 6,699 |
| Total interest expense | $370,000 | 6,108 |
| Net interest income | $757,000 | 6,835 |
| Provision for loan and lease losses | $48,000 | 5,904 |
| Total noninterest income | $98,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $76,000 | 4,972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $755,000 | 6,601 |
| Salaries and employee benefits | $304,000 | 7,002 |
| Premises and equipment expense | $96,000 | 6,375 |
| Additional noninterest expense | $355,000 | 5,921 |
| Pre-tax net operating income | $52,000 | 5,798 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $52,000 | 5,886 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $52,000 | 5,888 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $52,000 | 5,887 |
| Net charge-offs | $-6,000 | 7,394 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $52,000 | 5,775 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 6,753 |
| Total interest expense | $192,000 | 6,156 |
| Net interest income | $379,000 | 6,897 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $39,000 | 6,437 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $380,000 | 6,681 |
| Salaries and employee benefits | $169,000 | 6,932 |
| Premises and equipment expense | $48,000 | 6,465 |
| Additional noninterest expense | $163,000 | 6,169 |
| Pre-tax net operating income | $28,000 | 5,936 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $28,000 | 6,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 6,023 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $28,000 | 6,023 |
| Net charge-offs | $-11,000 | 7,514 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $28,000 | 5,901 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 6,712 |
| Total interest expense | $902,000 | 6,237 |
| Net interest income | $1,548,000 | 6,842 |
| Provision for loan and lease losses | $636,000 | 4,168 |
| Total noninterest income | $182,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $128,000 | 5,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $54,000 | 6,288 |
| Total noninterest expense | $1,650,000 | 6,609 |
| Salaries and employee benefits | $682,000 | 7,008 |
| Premises and equipment expense | $187,000 | 6,585 |
| Additional noninterest expense | $781,000 | 5,878 |
| Pre-tax net operating income | $-556,000 | 6,029 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-556,000 | 6,113 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-556,000 | 6,113 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-556,000 | 6,113 |
| Net charge-offs | $390,000 | 4,136 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-556,000 | 6,118 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 6,786 |
| Total interest expense | $673,000 | 6,378 |
| Net interest income | $1,176,000 | 6,857 |
| Provision for loan and lease losses | $431,000 | 4,061 |
| Total noninterest income | $132,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $97,000 | 5,411 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $35,000 | 6,592 |
| Total noninterest expense | $1,246,000 | 6,630 |
| Salaries and employee benefits | $517,000 | 7,027 |
| Premises and equipment expense | $148,000 | 6,553 |
| Additional noninterest expense | $581,000 | 5,905 |
| Pre-tax net operating income | $-369,000 | 6,207 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-369,000 | 6,304 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-369,000 | 6,305 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-369,000 | 6,304 |
| Net charge-offs | $91,000 | 5,142 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-369,000 | 6,298 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 6,843 |
| Total interest expense | $449,000 | 6,487 |
| Net interest income | $796,000 | 6,851 |
| Provision for loan and lease losses | $40,000 | 6,240 |
| Total noninterest income | $89,000 | 6,551 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $23,000 | 6,676 |
| Total noninterest expense | $872,000 | 6,597 |
| Salaries and employee benefits | $346,000 | 7,089 |
| Premises and equipment expense | $99,000 | 6,592 |
| Additional noninterest expense | $427,000 | 5,660 |
| Pre-tax net operating income | $-27,000 | 5,904 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-27,000 | 6,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-27,000 | 6,002 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-27,000 | 6,002 |
| Net charge-offs | $-18,000 | 7,991 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-27,000 | 5,935 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 7,020 |
| Total interest expense | $222,000 | 6,621 |
| Net interest income | $358,000 | 7,078 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $433,000 | 6,605 |
| Salaries and employee benefits | $171,000 | 7,154 |
| Premises and equipment expense | $51,000 | 6,589 |
| Additional noninterest expense | $211,000 | 5,461 |
| Pre-tax net operating income | $-40,000 | 6,458 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-40,000 | 6,615 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-40,000 | 6,616 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-40,000 | 6,616 |
| Net charge-offs | $-29,000 | 8,058 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-40,000 | 6,500 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 7,670 |
| Total interest expense | $573,000 | 7,548 |
| Net interest income | $947,000 | 7,649 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $405,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 6,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $354,000 | 3,799 |
| Total noninterest expense | $1,322,000 | 7,122 |
| Salaries and employee benefits | $485,000 | 7,701 |
| Premises and equipment expense | $172,000 | 6,934 |
| Additional noninterest expense | $665,000 | 5,958 |
| Pre-tax net operating income | $30,000 | 6,212 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $30,000 | 6,102 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $30,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,046 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $30,000 | 6,247 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 7,929 |
| Total interest expense | $338,000 | 7,855 |
| Net interest income | $597,000 | 7,884 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $97,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $35,000 | 6,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 6,314 |
| Total noninterest expense | $826,000 | 7,423 |
| Salaries and employee benefits | $282,000 | 7,985 |
| Premises and equipment expense | $118,000 | 7,132 |
| Additional noninterest expense | $426,000 | 6,326 |
| Pre-tax net operating income | $-132,000 | 6,957 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-132,000 | 6,827 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-132,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,144 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-132,000 | 7,004 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,247 |
| Total interest expense | $129,000 | 8,199 |
| Net interest income | $269,000 | 8,206 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $50,000 | 7,496 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $18,000 | 6,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $410,000 | 7,873 |
| Salaries and employee benefits | $137,000 | 8,247 |
| Premises and equipment expense | $69,000 | 7,360 |
| Additional noninterest expense | $204,000 | 7,026 |
| Pre-tax net operating income | $-91,000 | 7,172 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-91,000 | 7,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-91,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,263 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-91,000 | 7,200 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,245 |
| Total interest expense | $375,000 | 6,374 |
| Net interest income | $241,000 | 7,791 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $83,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,521 |
| Total noninterest expense | $538,000 | 6,110 |
| Salaries and employee benefits | $220,000 | 6,798 |
| Premises and equipment expense | $83,000 | 5,643 |
| Additional noninterest expense | $235,000 | 4,878 |
| Pre-tax net operating income | $-214,000 | 7,784 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-214,000 | 7,861 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-214,000 | 7,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,324 |
| Cash dividends | $2,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-214,000 | 7,830 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 6,995 |
| Total interest expense | $1,339,000 | 6,658 |
| Net interest income | $1,451,000 | 7,182 |
| Provision for loan and lease losses | $210,000 | 3,778 |
| Total noninterest income | $157,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $92,000 | 6,127 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $65,000 | 6,796 |
| Total noninterest expense | $2,460,000 | 5,654 |
| Salaries and employee benefits | $809,000 | 6,949 |
| Premises and equipment expense | $321,000 | 5,622 |
| Additional noninterest expense | $1,330,000 | 3,773 |
| Pre-tax net operating income | $-1,062,000 | 8,067 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,062,000 | 8,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,062,000 | 8,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,949 |
| Cash dividends | $136,000 | 5,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,062,000 | 8,112 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 7,002 |
| Total interest expense | $1,014,000 | 6,667 |
| Net interest income | $1,113,000 | 7,187 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $107,000 | 7,236 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 6,143 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 7,140 |
| Total noninterest expense | $1,878,000 | 5,564 |
| Salaries and employee benefits | $583,000 | 7,011 |
| Premises and equipment expense | $242,000 | 5,589 |
| Additional noninterest expense | $1,053,000 | 3,557 |
| Pre-tax net operating income | $-658,000 | 8,166 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-658,000 | 8,208 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-658,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-658,000 | 8,198 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 7,077 |
| Total interest expense | $658,000 | 6,741 |
| Net interest income | $726,000 | 7,286 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $65,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $41,000 | 6,344 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $24,000 | 7,211 |
| Total noninterest expense | $1,253,000 | 5,585 |
| Salaries and employee benefits | $376,000 | 7,131 |
| Premises and equipment expense | $162,000 | 5,630 |
| Additional noninterest expense | $715,000 | 3,502 |
| Pre-tax net operating income | $-462,000 | 8,280 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-462,000 | 8,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-462,000 | 8,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,129 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-462,000 | 8,308 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 7,291 |
| Total interest expense | $297,000 | 6,936 |
| Net interest income | $337,000 | 7,466 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $32,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $538,000 | 6,087 |
| Salaries and employee benefits | $182,000 | 7,235 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $276,000 | 4,217 |
| Pre-tax net operating income | $-169,000 | 8,261 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-169,000 | 8,293 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-169,000 | 8,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-169,000 | 8,282 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 7,164 |
| Total interest expense | $861,000 | 7,200 |
| Net interest income | $1,615,000 | 7,026 |
| Provision for loan and lease losses | $39,000 | 5,839 |
| Total noninterest income | $2,496,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $111,000 | 6,003 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,385,000 | 1,183 |
| Total noninterest expense | $3,607,000 | 4,304 |
| Salaries and employee benefits | $1,800,000 | 4,611 |
| Premises and equipment expense | $407,000 | 4,867 |
| Additional noninterest expense | $1,400,000 | 3,477 |
| Pre-tax net operating income | $465,000 | 6,595 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $465,000 | 6,282 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $465,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 1,170 |
| Cash dividends | $178,000 | 5,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $465,000 | 6,279 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 7,132 |
| Total interest expense | $649,000 | 7,189 |
| Net interest income | $1,278,000 | 7,005 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $2,432,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $89,000 | 5,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,343,000 | 986 |
| Total noninterest expense | $2,551,000 | 4,471 |
| Salaries and employee benefits | $1,129,000 | 5,160 |
| Premises and equipment expense | $322,000 | 4,711 |
| Additional noninterest expense | $1,100,000 | 3,357 |
| Pre-tax net operating income | $1,120,000 | 4,474 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,120,000 | 3,892 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,120,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 814 |
| Cash dividends | $135,000 | 4,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,120,000 | 3,881 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 7,029 |
| Total interest expense | $441,000 | 7,114 |
| Net interest income | $924,000 | 6,855 |
| Provision for loan and lease losses | $-98,000 | 8,627 |
| Total noninterest income | $2,247,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,188,000 | 757 |
| Total noninterest expense | $1,919,000 | 4,109 |
| Salaries and employee benefits | $871,000 | 4,721 |
| Premises and equipment expense | $228,000 | 4,532 |
| Additional noninterest expense | $820,000 | 3,072 |
| Pre-tax net operating income | $1,350,000 | 3,097 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,350,000 | 2,538 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,350,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 549 |
| Cash dividends | $109,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,350,000 | 2,517 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 6,746 |
| Total interest expense | $226,000 | 6,996 |
| Net interest income | $538,000 | 6,506 |
| Provision for loan and lease losses | $-98,000 | 8,667 |
| Total noninterest income | $1,779,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,746,000 | 542 |
| Total noninterest expense | $1,061,000 | 3,828 |
| Salaries and employee benefits | $501,000 | 4,277 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $440,000 | 2,862 |
| Pre-tax net operating income | $1,354,000 | 1,788 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,354,000 | 1,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,354,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,156 |
| Cash dividends | $34,000 | 3,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,354,000 | 1,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 5,838 |
| Total interest expense | $998,000 | 6,297 |
| Net interest income | $2,992,000 | 5,515 |
| Provision for loan and lease losses | $-357,000 | 8,730 |
| Total noninterest income | $1,509,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $228,000 | 4,773 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,281,000 | 1,866 |
| Total noninterest expense | $4,692,000 | 3,411 |
| Salaries and employee benefits | $1,960,000 | 4,183 |
| Premises and equipment expense | $444,000 | 4,542 |
| Additional noninterest expense | $2,288,000 | 2,187 |
| Pre-tax net operating income | $166,000 | 7,789 |
| Securities gains (losses) | $17,000 | 1,304 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $183,000 | 7,663 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $183,000 | 7,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,011 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $166,000 | 7,694 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 5,929 |
| Total interest expense | $715,000 | 6,304 |
| Net interest income | $2,154,000 | 5,652 |
| Provision for loan and lease losses | $273,000 | 2,368 |
| Total noninterest income | $1,408,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $180,000 | 4,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,228,000 | 1,562 |
| Total noninterest expense | $3,495,000 | 3,404 |
| Salaries and employee benefits | $1,498,000 | 4,100 |
| Premises and equipment expense | $320,000 | 4,633 |
| Additional noninterest expense | $1,677,000 | 2,206 |
| Pre-tax net operating income | $-206,000 | 8,490 |
| Securities gains (losses) | $17,000 | 1,289 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-189,000 | 8,513 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-189,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,820 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-206,000 | 8,493 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 6,027 |
| Total interest expense | $459,000 | 6,263 |
| Net interest income | $1,350,000 | 5,842 |
| Provision for loan and lease losses | $223,000 | 1,982 |
| Total noninterest income | $308,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $183,000 | 3,918 |
| Total noninterest expense | $2,412,000 | 3,291 |
| Salaries and employee benefits | $1,018,000 | 4,022 |
| Premises and equipment expense | $211,000 | 4,630 |
| Additional noninterest expense | $1,183,000 | 2,078 |
| Pre-tax net operating income | $-977,000 | 8,777 |
| Securities gains (losses) | $17,000 | 1,160 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-960,000 | 8,795 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-960,000 | 8,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,636 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-977,000 | 8,781 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $882,000 | 6,100 |
| Total interest expense | $229,000 | 6,190 |
| Net interest income | $653,000 | 5,952 |
| Provision for loan and lease losses | $148,000 | 1,498 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $1,201,000 | 3,305 |
| Salaries and employee benefits | $517,000 | 3,992 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $553,000 | 2,211 |
| Pre-tax net operating income | $-589,000 | 8,866 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-589,000 | 8,881 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-589,000 | 8,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,116 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-589,000 | 8,868 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 5,539 |
| Total interest expense | $980,000 | 5,717 |
| Net interest income | $3,040,000 | 5,368 |
| Provision for loan and lease losses | $1,460,000 | 736 |
| Total noninterest income | $628,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $354,000 | 3,909 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $274,000 | 4,443 |
| Total noninterest expense | $4,657,000 | 3,322 |
| Salaries and employee benefits | $1,772,000 | 4,387 |
| Premises and equipment expense | $489,000 | 4,158 |
| Additional noninterest expense | $2,396,000 | 2,041 |
| Pre-tax net operating income | $-2,449,000 | 8,917 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-2,452,000 | 8,932 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,452,000 | 8,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,507,000 | 570 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-2,449,000 | 8,918 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 5,483 |
| Total interest expense | $746,000 | 5,643 |
| Net interest income | $2,320,000 | 5,313 |
| Provision for loan and lease losses | $1,276,000 | 611 |
| Total noninterest income | $618,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $336,000 | 3,518 |
| Total noninterest expense | $2,797,000 | 3,930 |
| Salaries and employee benefits | $1,262,000 | 4,519 |
| Premises and equipment expense | $372,000 | 4,095 |
| Additional noninterest expense | $1,163,000 | 3,024 |
| Pre-tax net operating income | $-1,135,000 | 8,916 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,138,000 | 8,939 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,138,000 | 8,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,422,000 | 443 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,135,000 | 8,922 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 5,382 |
| Total interest expense | $503,000 | 5,631 |
| Net interest income | $1,607,000 | 5,188 |
| Provision for loan and lease losses | $533,000 | 932 |
| Total noninterest income | $538,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $188,000 | 3,792 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $350,000 | 2,731 |
| Total noninterest expense | $1,822,000 | 4,043 |
| Salaries and employee benefits | $825,000 | 4,604 |
| Premises and equipment expense | $265,000 | 3,895 |
| Additional noninterest expense | $732,000 | 3,181 |
| Pre-tax net operating income | $-210,000 | 8,775 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-213,000 | 8,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-213,000 | 8,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,138,000 | 382 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-210,000 | 8,779 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 5,539 |
| Total interest expense | $254,000 | 5,671 |
| Net interest income | $759,000 | 5,380 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $378,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 3,485 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $274,000 | 1,993 |
| Total noninterest expense | $926,000 | 4,001 |
| Salaries and employee benefits | $453,000 | 4,334 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $313,000 | 3,619 |
| Pre-tax net operating income | $211,000 | 5,701 |
| Securities gains (losses) | $-3,000 | 8,790 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $208,000 | 5,236 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $208,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 725 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $211,000 | 5,081 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,587,000 | 4,512 |
| Total interest expense | $1,658,000 | 4,588 |
| Net interest income | $3,929,000 | 4,416 |
| Provision for loan and lease losses | $245,000 | 3,582 |
| Total noninterest income | $958,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $668,000 | 2,460 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $290,000 | 4,579 |
| Total noninterest expense | $5,229,000 | 2,947 |
| Salaries and employee benefits | $2,721,000 | 3,027 |
| Premises and equipment expense | $989,000 | 2,280 |
| Additional noninterest expense | $1,519,000 | 3,045 |
| Pre-tax net operating income | $-587,000 | 8,857 |
| Securities gains (losses) | $43,000 | 2,653 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-544,000 | 8,919 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-544,000 | 8,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $799,000 | 1,101 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-587,000 | 8,879 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 4,493 |
| Total interest expense | $1,314,000 | 4,550 |
| Net interest income | $2,975,000 | 4,407 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $748,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $476,000 | 2,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,212 |
| Total noninterest expense | $3,949,000 | 2,933 |
| Salaries and employee benefits | $2,078,000 | 2,985 |
| Premises and equipment expense | $745,000 | 2,277 |
| Additional noninterest expense | $1,126,000 | 3,071 |
| Pre-tax net operating income | $-226,000 | 8,836 |
| Securities gains (losses) | $43,000 | 2,446 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-183,000 | 8,888 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-183,000 | 8,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-205,000 | 9,166 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-226,000 | 8,851 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 4,448 |
| Total interest expense | $908,000 | 4,554 |
| Net interest income | $2,030,000 | 4,350 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $416,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $303,000 | 2,629 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $113,000 | 5,110 |
| Total noninterest expense | $2,665,000 | 2,898 |
| Salaries and employee benefits | $1,482,000 | 2,808 |
| Premises and equipment expense | $477,000 | 2,351 |
| Additional noninterest expense | $706,000 | 3,213 |
| Pre-tax net operating income | $-219,000 | 8,942 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-219,000 | 9,020 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-219,000 | 9,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 9,143 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-219,000 | 8,947 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 4,397 |
| Total interest expense | $463,000 | 4,583 |
| Net interest income | $1,050,000 | 4,248 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $230,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $156,000 | 2,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $1,331,000 | 2,878 |
| Salaries and employee benefits | $746,000 | 2,787 |
| Premises and equipment expense | $240,000 | 2,320 |
| Additional noninterest expense | $345,000 | 3,233 |
| Pre-tax net operating income | $-51,000 | 8,891 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-51,000 | 8,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-51,000 | 8,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 9,232 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-51,000 | 8,868 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 4,381 |
| Total interest expense | $1,871,000 | 5,031 |
| Net interest income | $4,499,000 | 3,994 |
| Provision for loan and lease losses | $1,885,000 | 784 |
| Total noninterest income | $902,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $729,000 | 2,181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 5,301 |
| Total noninterest expense | $5,831,000 | 2,527 |
| Salaries and employee benefits | $3,049,000 | 2,585 |
| Premises and equipment expense | $1,050,000 | 2,084 |
| Additional noninterest expense | $1,732,000 | 2,627 |
| Pre-tax net operating income | $-2,315,000 | 9,265 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-2,315,000 | 9,292 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,315,000 | 9,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,690,000 | 621 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,315,000 | 9,270 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 4,359 |
| Total interest expense | $2,833,000 | 4,943 |
| Net interest income | $4,317,000 | 3,893 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $704,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $629,000 | 2,350 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $75,000 | 7,000 |
| Total noninterest expense | $5,906,000 | 2,412 |
| Salaries and employee benefits | $2,683,000 | 2,776 |
| Premises and equipment expense | $1,226,000 | 1,765 |
| Additional noninterest expense | $1,997,000 | 2,247 |
| Pre-tax net operating income | $-885,000 | 9,320 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-885,000 | 9,389 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-885,000 | 9,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-885,000 | 9,357 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 4,341 |
| Total interest expense | $2,980,000 | 4,952 |
| Net interest income | $4,508,000 | 3,786 |
| Provision for loan and lease losses | $-35,000 | 9,744 |
| Total noninterest income | $1,900,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $635,000 | 2,177 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,265,000 | 1,592 |
| Total noninterest expense | $9,120,000 | 1,534 |
| Salaries and employee benefits | $3,173,000 | 2,251 |
| Premises and equipment expense | $1,394,000 | 1,496 |
| Additional noninterest expense | $4,553,000 | 1,035 |
| Pre-tax net operating income | $-2,677,000 | 9,844 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $457,000 | 3,693 |
| Income before extraordinary items | $-3,134,000 | 9,842 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-3,134,000 | 9,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,051 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-3,134,000 | 9,844 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 3,275 |
| Total interest expense | $3,711,000 | 3,829 |
| Net interest income | $6,103,000 | 2,879 |
| Provision for loan and lease losses | $137,000 | 4,478 |
| Total noninterest income | $4,700,000 | 987 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $693,000 | 1,920 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,007,000 | 744 |
| Total noninterest expense | $10,349,000 | 1,344 |
| Salaries and employee benefits | $4,292,000 | 1,613 |
| Premises and equipment expense | $1,794,000 | 1,120 |
| Additional noninterest expense | $4,263,000 | 1,098 |
| Pre-tax net operating income | $317,000 | 8,003 |
| Securities gains (losses) | $-51,000 | 9,796 |
| Applicable income taxes | $-398,000 | 10,117 |
| Income before extraordinary items | $664,000 | 5,616 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $664,000 | 5,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 1,004 |
| Cash dividends | $262,000 | 4,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $715,000 | 5,365 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,518,000 | 1,955 |
| Total interest expense | $6,802,000 | 2,232 |
| Net interest income | $9,716,000 | 1,758 |
| Provision for loan and lease losses | $2,005,000 | 580 |
| Total noninterest income | $3,429,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,059,000 | 1,188 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,370,000 | 1,048 |
| Total noninterest expense | $11,714,000 | 1,124 |
| Salaries and employee benefits | $5,595,000 | 1,171 |
| Premises and equipment expense | $2,114,000 | 914 |
| Additional noninterest expense | $4,005,000 | 1,124 |
| Pre-tax net operating income | $-574,000 | 10,222 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $544,000 | 3,635 |
| Income before extraordinary items | $-1,118,000 | 10,376 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,118,000 | 10,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,981,000 | 254 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,118,000 | 10,359 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,433,000 | 2,119 |
| Total interest expense | $5,770,000 | 2,590 |
| Net interest income | $9,663,000 | 1,803 |
| Provision for loan and lease losses | $6,385,000 | 283 |
| Total noninterest income | $2,539,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $841,000 | 1,552 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,698,000 | 1,226 |
| Total noninterest expense | $10,869,000 | 1,217 |
| Salaries and employee benefits | $4,749,000 | 1,383 |
| Premises and equipment expense | $1,563,000 | 1,260 |
| Additional noninterest expense | $4,557,000 | 1,038 |
| Pre-tax net operating income | $-5,052,000 | 10,922 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-1,719,000 | 10,898 |
| Income before extraordinary items | $-3,333,000 | 10,900 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-3,333,000 | 10,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,411,000 | 449 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-3,333,000 | 10,895 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,390,000 | 2,325 |
| Total interest expense | $5,395,000 | 2,824 |
| Net interest income | $8,995,000 | 1,999 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $1,877,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $833,000 | 1,605 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,044,000 | 1,766 |
| Total noninterest expense | $7,999,000 | 1,774 |
| Salaries and employee benefits | $4,245,000 | 1,567 |
| Premises and equipment expense | $1,244,000 | 1,640 |
| Additional noninterest expense | $2,510,000 | 2,000 |
| Pre-tax net operating income | $2,738,000 | 2,559 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $950,000 | 2,468 |
| Income before extraordinary items | $1,788,000 | 2,718 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,788,000 | 2,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,972 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,788,000 | 2,670 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,535,000 | 3,434 |
| Total interest expense | $3,562,000 | 4,091 |
| Net interest income | $5,973,000 | 2,982 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $1,419,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $505,000 | 2,698 |
| Trading account gains and fees | $39,000 | 340 |
| Additional Noninterest Income | $875,000 | 1,975 |
| Total noninterest expense | $5,664,000 | 2,400 |
| Salaries and employee benefits | $2,923,000 | 2,261 |
| Premises and equipment expense | $907,000 | 2,207 |
| Additional noninterest expense | $1,834,000 | 2,598 |
| Pre-tax net operating income | $1,668,000 | 4,085 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $505,000 | 4,164 |
| Income before extraordinary items | $1,163,000 | 4,062 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,163,000 | 4,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,163,000 | 4,045 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,938,000 | 4,908 |
| Total interest expense | $1,477,000 | 6,957 |
| Net interest income | $4,461,000 | 3,951 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $700,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $437,000 | 3,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,452 |
| Total noninterest expense | $4,378,000 | 3,143 |
| Salaries and employee benefits | $2,201,000 | 3,005 |
| Premises and equipment expense | $670,000 | 2,939 |
| Additional noninterest expense | $1,507,000 | 3,275 |
| Pre-tax net operating income | $673,000 | 7,569 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $591,000 | 6,605 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $591,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,937 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $590,120 | 6,672 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 6,381 |
| Total interest expense | $1,124,000 | 8,587 |
| Net interest income | $3,309,000 | 5,201 |
| Provision for loan and lease losses | $155,000 | 4,559 |
| Total noninterest income | $773,000 | 4,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 3,761 |
| Total noninterest expense | $3,461,000 | 3,950 |
| Salaries and employee benefits | $1,716,000 | 3,786 |
| Premises and equipment expense | $490,000 | 3,933 |
| Additional noninterest expense | $1,255,000 | 4,036 |
| Pre-tax net operating income | $466,000 | 8,896 |
| Securities gains (losses) | $91,000 | 2,627 |
| Applicable income taxes | $116,000 | 9,390 |
| Income before extraordinary items | $441,000 | 8,051 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $441,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,593 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $369,110 | 8,487 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 8,428 |
| Total interest expense | $978,000 | 10,502 |
| Net interest income | $2,352,000 | 6,884 |
| Provision for loan and lease losses | $365,000 | 3,650 |
| Total noninterest income | $785,000 | 4,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 2,857 |
| Total noninterest expense | $2,449,000 | 5,406 |
| Salaries and employee benefits | $1,194,000 | 5,187 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $877,000 | 5,644 |
| Pre-tax net operating income | $323,000 | 9,920 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $215,000 | 10,395 |
| Extraordinary gains, net | $108,000 | 713 |
| Net income | $323,000 | 9,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 3,064 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $215,000 | 10,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.