Home > West Pointe Bank > Income and Expense
West Pointe Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $19,453,000 | 1,930 |
| Total interest expense | $7,648,000 | 1,550 |
| Net interest income | $11,805,000 | 2,141 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $892,000 | 2,869 |
| Gross Fiduciary activities income | $120,000 | 705 |
| Service charges on deposit accounts | $48,000 | 3,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $724,000 | 2,625 |
| Total noninterest expense | $6,426,000 | 2,675 |
| Salaries and employee benefits | $4,533,000 | 2,343 |
| Premises and equipment expense | $337,000 | 3,467 |
| Additional noninterest expense | $724,000 | 2,625 |
| Pre-tax net operating income | $6,271,000 | 1,672 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,384,000 | 1,236 |
| Income before extraordinary items | $4,887,000 | 1,754 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,887,000 | 1,775 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,887,000 | 1,757 |
| Net charge-offs | $-223,000 | 4,459 |
| Cash dividends | $2,000,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,887,000 | 1,784 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,248,000 | 1,929 |
| Total interest expense | $5,341,000 | 1,512 |
| Net interest income | $8,907,000 | 2,135 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $647,000 | 2,908 |
| Gross Fiduciary activities income | $95,000 | 702 |
| Service charges on deposit accounts | $36,000 | 3,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,645 |
| Total noninterest expense | $4,657,000 | 2,728 |
| Salaries and employee benefits | $3,248,000 | 2,402 |
| Premises and equipment expense | $241,000 | 3,530 |
| Additional noninterest expense | $516,000 | 2,644 |
| Pre-tax net operating income | $4,897,000 | 1,675 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,219,000 | 1,138 |
| Income before extraordinary items | $3,678,000 | 1,817 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,678,000 | 1,834 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,678,000 | 1,817 |
| Net charge-offs | $-170,000 | 4,448 |
| Cash dividends | $599,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,678,000 | 1,843 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,236,000 | 1,936 |
| Total interest expense | $3,307,000 | 1,467 |
| Net interest income | $5,929,000 | 2,158 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $429,000 | 2,875 |
| Gross Fiduciary activities income | $70,000 | 693 |
| Service charges on deposit accounts | $24,000 | 3,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 2,643 |
| Total noninterest expense | $3,168,000 | 2,688 |
| Salaries and employee benefits | $2,244,000 | 2,339 |
| Premises and equipment expense | $167,000 | 3,494 |
| Additional noninterest expense | $335,000 | 2,638 |
| Pre-tax net operating income | $3,190,000 | 1,692 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $793,000 | 1,168 |
| Income before extraordinary items | $2,397,000 | 1,826 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,397,000 | 1,846 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,397,000 | 1,826 |
| Net charge-offs | $-169,000 | 4,518 |
| Cash dividends | $330,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,397,000 | 1,836 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 1,968 |
| Total interest expense | $1,476,000 | 1,444 |
| Net interest income | $2,979,000 | 2,165 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $192,000 | 2,999 |
| Gross Fiduciary activities income | $37,000 | 717 |
| Service charges on deposit accounts | $12,000 | 3,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 2,797 |
| Total noninterest expense | $1,500,000 | 2,808 |
| Salaries and employee benefits | $1,080,000 | 2,432 |
| Premises and equipment expense | $87,000 | 3,498 |
| Additional noninterest expense | $143,000 | 2,797 |
| Pre-tax net operating income | $1,671,000 | 1,664 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $351,000 | 1,267 |
| Income before extraordinary items | $1,320,000 | 1,740 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,320,000 | 1,739 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,320,000 | 1,740 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,320,000 | 1,760 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,758,000 | 1,996 |
| Total interest expense | $2,322,000 | 1,446 |
| Net interest income | $12,436,000 | 2,052 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,725,000 | 2,197 |
| Gross Fiduciary activities income | $117,000 | 747 |
| Service charges on deposit accounts | $52,000 | 3,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,556,000 | 1,858 |
| Total noninterest expense | $6,184,000 | 2,713 |
| Salaries and employee benefits | $4,377,000 | 2,354 |
| Premises and equipment expense | $312,000 | 3,603 |
| Additional noninterest expense | $1,556,000 | 1,858 |
| Pre-tax net operating income | $7,977,000 | 1,485 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,019,000 | 1,075 |
| Income before extraordinary items | $5,958,000 | 1,634 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,958,000 | 1,632 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,958,000 | 1,633 |
| Net charge-offs | $-162,000 | 4,394 |
| Cash dividends | $2,000,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,958,000 | 1,664 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,521,000 | 2,003 |
| Total interest expense | $1,335,000 | 1,432 |
| Net interest income | $9,186,000 | 2,054 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,500,000 | 2,075 |
| Gross Fiduciary activities income | $88,000 | 737 |
| Service charges on deposit accounts | $39,000 | 3,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,373,000 | 1,729 |
| Total noninterest expense | $4,477,000 | 2,751 |
| Salaries and employee benefits | $3,190,000 | 2,397 |
| Premises and equipment expense | $229,000 | 3,649 |
| Additional noninterest expense | $1,373,000 | 1,729 |
| Pre-tax net operating income | $6,209,000 | 1,453 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,576,000 | 1,031 |
| Income before extraordinary items | $4,633,000 | 1,577 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,633,000 | 1,576 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,633,000 | 1,577 |
| Net charge-offs | $-159,000 | 4,415 |
| Cash dividends | $632,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,633,000 | 1,606 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 2,019 |
| Total interest expense | $768,000 | 1,402 |
| Net interest income | $5,941,000 | 2,061 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $322,000 | 3,314 |
| Gross Fiduciary activities income | $59,000 | 705 |
| Service charges on deposit accounts | $25,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 3,154 |
| Total noninterest expense | $2,892,000 | 2,780 |
| Salaries and employee benefits | $2,065,000 | 2,444 |
| Premises and equipment expense | $142,000 | 3,742 |
| Additional noninterest expense | $685,000 | 3,226 |
| Pre-tax net operating income | $3,371,000 | 1,596 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $841,000 | 1,126 |
| Income before extraordinary items | $2,530,000 | 1,708 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,530,000 | 1,705 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,530,000 | 1,708 |
| Net charge-offs | $-28,000 | 3,994 |
| Cash dividends | $299,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,530,000 | 1,743 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 2,020 |
| Total interest expense | $387,000 | 1,341 |
| Net interest income | $2,859,000 | 2,059 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $159,000 | 3,286 |
| Gross Fiduciary activities income | $29,000 | 710 |
| Service charges on deposit accounts | $13,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,127 |
| Total noninterest expense | $1,435,000 | 2,791 |
| Salaries and employee benefits | $1,034,000 | 2,450 |
| Premises and equipment expense | $75,000 | 3,707 |
| Additional noninterest expense | $326,000 | 3,292 |
| Pre-tax net operating income | $1,583,000 | 1,582 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $387,000 | 1,125 |
| Income before extraordinary items | $1,196,000 | 1,706 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,196,000 | 1,706 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,196,000 | 1,706 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,196,000 | 1,725 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,283,000 | 2,046 |
| Total interest expense | $1,471,000 | 1,692 |
| Net interest income | $11,812,000 | 2,047 |
| Provision for loan and lease losses | $50,000 | 2,549 |
| Total noninterest income | $833,000 | 3,168 |
| Gross Fiduciary activities income | $242,000 | 656 |
| Service charges on deposit accounts | $59,000 | 3,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 3,210 |
| Total noninterest expense | $6,075,000 | 2,712 |
| Salaries and employee benefits | $4,281,000 | 2,388 |
| Premises and equipment expense | $262,000 | 3,875 |
| Additional noninterest expense | $1,532,000 | 3,064 |
| Pre-tax net operating income | $6,520,000 | 1,729 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,600,000 | 1,257 |
| Income before extraordinary items | $4,920,000 | 1,912 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,920,000 | 1,912 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,920,000 | 1,913 |
| Net charge-offs | $113,000 | 1,292 |
| Cash dividends | $2,000,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,920,000 | 1,880 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,815,000 | 2,095 |
| Total interest expense | $1,106,000 | 1,772 |
| Net interest income | $8,709,000 | 2,108 |
| Provision for loan and lease losses | $45,000 | 2,393 |
| Total noninterest income | $605,000 | 3,243 |
| Gross Fiduciary activities income | $214,000 | 638 |
| Service charges on deposit accounts | $45,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,378 |
| Total noninterest expense | $4,369,000 | 2,793 |
| Salaries and employee benefits | $3,122,000 | 2,457 |
| Premises and equipment expense | $181,000 | 4,008 |
| Additional noninterest expense | $1,066,000 | 3,206 |
| Pre-tax net operating income | $4,900,000 | 1,789 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,200,000 | 1,326 |
| Income before extraordinary items | $3,700,000 | 1,979 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,700,000 | 1,978 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,700,000 | 1,979 |
| Net charge-offs | $124,000 | 995 |
| Cash dividends | $598,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,700,000 | 1,954 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 2,128 |
| Total interest expense | $759,000 | 1,788 |
| Net interest income | $5,619,000 | 2,157 |
| Provision for loan and lease losses | $30,000 | 2,355 |
| Total noninterest income | $444,000 | 3,137 |
| Gross Fiduciary activities income | $187,000 | 608 |
| Service charges on deposit accounts | $30,000 | 3,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 3,384 |
| Total noninterest expense | $2,865,000 | 2,807 |
| Salaries and employee benefits | $2,028,000 | 2,480 |
| Premises and equipment expense | $121,000 | 4,007 |
| Additional noninterest expense | $716,000 | 3,181 |
| Pre-tax net operating income | $3,168,000 | 1,806 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $775,000 | 1,344 |
| Income before extraordinary items | $2,393,000 | 2,011 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,393,000 | 2,011 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,393,000 | 2,011 |
| Net charge-offs | $-10,000 | 3,814 |
| Cash dividends | $280,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,393,000 | 1,975 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 2,126 |
| Total interest expense | $392,000 | 1,820 |
| Net interest income | $2,775,000 | 2,147 |
| Provision for loan and lease losses | $15,000 | 2,330 |
| Total noninterest income | $151,000 | 3,519 |
| Gross Fiduciary activities income | $26,000 | 721 |
| Service charges on deposit accounts | $14,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,414 |
| Total noninterest expense | $1,427,000 | 2,818 |
| Salaries and employee benefits | $1,026,000 | 2,464 |
| Premises and equipment expense | $59,000 | 4,050 |
| Additional noninterest expense | $342,000 | 3,210 |
| Pre-tax net operating income | $1,484,000 | 1,884 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $362,000 | 1,386 |
| Income before extraordinary items | $1,122,000 | 2,069 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,122,000 | 2,069 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,122,000 | 2,069 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,122,000 | 2,035 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,893,000 | 1,996 |
| Total interest expense | $2,916,000 | 1,517 |
| Net interest income | $10,977,000 | 2,102 |
| Provision for loan and lease losses | $460,000 | 2,326 |
| Total noninterest income | $920,000 | 2,957 |
| Gross Fiduciary activities income | $146,000 | 692 |
| Service charges on deposit accounts | $69,000 | 3,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $705,000 | 2,808 |
| Total noninterest expense | $6,112,000 | 2,666 |
| Salaries and employee benefits | $4,160,000 | 2,423 |
| Premises and equipment expense | $267,000 | 3,964 |
| Additional noninterest expense | $1,685,000 | 2,840 |
| Pre-tax net operating income | $5,325,000 | 1,706 |
| Securities gains (losses) | $8,000 | 2,357 |
| Applicable income taxes | $1,274,000 | 1,264 |
| Income before extraordinary items | $4,059,000 | 1,906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,059,000 | 1,905 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,059,000 | 1,906 |
| Net charge-offs | $-211,000 | 4,861 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,052,680 | 1,857 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,157,000 | 2,047 |
| Total interest expense | $2,386,000 | 1,489 |
| Net interest income | $7,771,000 | 2,200 |
| Provision for loan and lease losses | $360,000 | 2,257 |
| Total noninterest income | $695,000 | 2,931 |
| Gross Fiduciary activities income | $120,000 | 681 |
| Service charges on deposit accounts | $53,000 | 3,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 2,798 |
| Total noninterest expense | $4,561,000 | 2,665 |
| Salaries and employee benefits | $3,052,000 | 2,436 |
| Premises and equipment expense | $201,000 | 3,972 |
| Additional noninterest expense | $1,308,000 | 2,757 |
| Pre-tax net operating income | $3,545,000 | 1,834 |
| Securities gains (losses) | $8,000 | 2,173 |
| Applicable income taxes | $837,000 | 1,326 |
| Income before extraordinary items | $2,716,000 | 2,029 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,716,000 | 2,029 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,716,000 | 2,029 |
| Net charge-offs | $112,000 | 1,594 |
| Cash dividends | $587,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,709,680 | 1,979 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,547,000 | 2,122 |
| Total interest expense | $1,744,000 | 1,470 |
| Net interest income | $4,803,000 | 2,338 |
| Provision for loan and lease losses | $210,000 | 2,349 |
| Total noninterest income | $407,000 | 3,073 |
| Gross Fiduciary activities income | $94,000 | 676 |
| Service charges on deposit accounts | $39,000 | 3,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 2,991 |
| Total noninterest expense | $2,831,000 | 2,785 |
| Salaries and employee benefits | $1,994,000 | 2,475 |
| Premises and equipment expense | $138,000 | 3,947 |
| Additional noninterest expense | $699,000 | 3,145 |
| Pre-tax net operating income | $2,169,000 | 1,883 |
| Securities gains (losses) | $8,000 | 1,922 |
| Applicable income taxes | $508,000 | 1,337 |
| Income before extraordinary items | $1,669,000 | 2,082 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,669,000 | 2,082 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,669,000 | 2,082 |
| Net charge-offs | $132,000 | 1,219 |
| Cash dividends | $470,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,662,680 | 2,039 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 2,092 |
| Total interest expense | $908,000 | 1,528 |
| Net interest income | $2,413,000 | 2,283 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $198,000 | 3,031 |
| Gross Fiduciary activities income | $67,000 | 646 |
| Service charges on deposit accounts | $23,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 3,096 |
| Total noninterest expense | $1,427,000 | 2,800 |
| Salaries and employee benefits | $1,007,000 | 2,469 |
| Premises and equipment expense | $72,000 | 3,921 |
| Additional noninterest expense | $348,000 | 3,189 |
| Pre-tax net operating income | $1,124,000 | 1,673 |
| Securities gains (losses) | $8,000 | 1,366 |
| Applicable income taxes | $268,000 | 1,165 |
| Income before extraordinary items | $864,000 | 1,863 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $864,000 | 1,863 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $864,000 | 1,863 |
| Net charge-offs | $137,000 | 751 |
| Cash dividends | $170,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $857,680 | 1,846 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,750,000 | 2,069 |
| Total interest expense | $3,814,000 | 1,528 |
| Net interest income | $9,936,000 | 2,250 |
| Provision for loan and lease losses | $700,000 | 1,194 |
| Total noninterest income | $951,000 | 2,897 |
| Gross Fiduciary activities income | $129,000 | 714 |
| Service charges on deposit accounts | $90,000 | 4,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $732,000 | 2,598 |
| Total noninterest expense | $5,563,000 | 2,823 |
| Salaries and employee benefits | $3,787,000 | 2,550 |
| Premises and equipment expense | $289,000 | 3,961 |
| Additional noninterest expense | $1,487,000 | 3,097 |
| Pre-tax net operating income | $4,624,000 | 1,858 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,025,000 | 1,416 |
| Income before extraordinary items | $3,599,000 | 2,038 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,599,000 | 2,040 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,599,000 | 2,040 |
| Net charge-offs | $-1,190,000 | 5,157 |
| Cash dividends | $1,175,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,599,000 | 2,005 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,336,000 | 2,087 |
| Total interest expense | $2,892,000 | 1,524 |
| Net interest income | $7,444,000 | 2,286 |
| Provision for loan and lease losses | $450,000 | 1,249 |
| Total noninterest income | $797,000 | 2,754 |
| Gross Fiduciary activities income | $102,000 | 710 |
| Service charges on deposit accounts | $69,000 | 4,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 2,460 |
| Total noninterest expense | $4,016,000 | 2,897 |
| Salaries and employee benefits | $2,825,000 | 2,568 |
| Premises and equipment expense | $212,000 | 4,048 |
| Additional noninterest expense | $979,000 | 3,364 |
| Pre-tax net operating income | $3,775,000 | 1,796 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $867,000 | 1,346 |
| Income before extraordinary items | $2,908,000 | 1,981 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,908,000 | 1,981 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,908,000 | 1,982 |
| Net charge-offs | $-1,072,000 | 5,230 |
| Cash dividends | $975,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,908,000 | 1,952 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 2,054 |
| Total interest expense | $1,927,000 | 1,510 |
| Net interest income | $5,074,000 | 2,250 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $653,000 | 2,437 |
| Gross Fiduciary activities income | $72,000 | 714 |
| Service charges on deposit accounts | $47,000 | 4,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,135 |
| Total noninterest expense | $2,674,000 | 2,910 |
| Salaries and employee benefits | $1,821,000 | 2,644 |
| Premises and equipment expense | $146,000 | 4,013 |
| Additional noninterest expense | $707,000 | 3,249 |
| Pre-tax net operating income | $2,753,000 | 1,655 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $646,000 | 1,238 |
| Income before extraordinary items | $2,107,000 | 1,831 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,107,000 | 1,830 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,107,000 | 1,831 |
| Net charge-offs | $-38,000 | 4,837 |
| Cash dividends | $450,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,107,000 | 1,804 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 1,996 |
| Total interest expense | $945,000 | 1,493 |
| Net interest income | $2,683,000 | 2,157 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $490,000 | 1,944 |
| Gross Fiduciary activities income | $37,000 | 718 |
| Service charges on deposit accounts | $22,000 | 4,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 1,600 |
| Total noninterest expense | $1,369,000 | 2,891 |
| Salaries and employee benefits | $905,000 | 2,668 |
| Premises and equipment expense | $72,000 | 4,075 |
| Additional noninterest expense | $392,000 | 3,045 |
| Pre-tax net operating income | $1,654,000 | 1,406 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $399,000 | 1,054 |
| Income before extraordinary items | $1,255,000 | 1,564 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,255,000 | 1,563 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,255,000 | 1,563 |
| Net charge-offs | $-17,000 | 4,823 |
| Cash dividends | $450,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,255,000 | 1,541 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,607,000 | 2,125 |
| Total interest expense | $3,021,000 | 1,428 |
| Net interest income | $9,586,000 | 2,317 |
| Provision for loan and lease losses | $2,600,000 | 417 |
| Total noninterest income | $714,000 | 3,303 |
| Gross Fiduciary activities income | $205,000 | 707 |
| Service charges on deposit accounts | $78,000 | 4,364 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $431,000 | 3,262 |
| Total noninterest expense | $5,488,000 | 2,873 |
| Salaries and employee benefits | $3,922,000 | 2,484 |
| Premises and equipment expense | $285,000 | 4,094 |
| Additional noninterest expense | $1,281,000 | 3,459 |
| Pre-tax net operating income | $2,212,000 | 2,973 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $375,000 | 2,225 |
| Income before extraordinary items | $1,837,000 | 3,061 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,837,000 | 3,060 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,837,000 | 3,060 |
| Net charge-offs | $4,495,000 | 210 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,837,000 | 3,057 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,264,000 | 2,154 |
| Total interest expense | $2,155,000 | 1,416 |
| Net interest income | $7,109,000 | 2,346 |
| Provision for loan and lease losses | $1,050,000 | 622 |
| Total noninterest income | $537,000 | 3,327 |
| Gross Fiduciary activities income | $156,000 | 697 |
| Service charges on deposit accounts | $59,000 | 4,399 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $322,000 | 3,301 |
| Total noninterest expense | $4,108,000 | 2,894 |
| Salaries and employee benefits | $2,971,000 | 2,468 |
| Premises and equipment expense | $214,000 | 4,134 |
| Additional noninterest expense | $923,000 | 3,553 |
| Pre-tax net operating income | $2,488,000 | 2,402 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $504,000 | 1,773 |
| Income before extraordinary items | $1,984,000 | 2,532 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,984,000 | 2,531 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,984,000 | 2,531 |
| Net charge-offs | $-52,000 | 4,941 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,984,000 | 2,524 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,955,000 | 2,195 |
| Total interest expense | $1,338,000 | 1,415 |
| Net interest income | $4,617,000 | 2,391 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $378,000 | 3,252 |
| Gross Fiduciary activities income | $121,000 | 688 |
| Service charges on deposit accounts | $40,000 | 4,431 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $217,000 | 3,280 |
| Total noninterest expense | $2,710,000 | 2,934 |
| Salaries and employee benefits | $1,952,000 | 2,505 |
| Premises and equipment expense | $145,000 | 4,130 |
| Additional noninterest expense | $613,000 | 3,567 |
| Pre-tax net operating income | $2,285,000 | 1,897 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $512,000 | 1,388 |
| Income before extraordinary items | $1,773,000 | 2,061 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,773,000 | 2,059 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,773,000 | 2,060 |
| Net charge-offs | $-35,000 | 4,922 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,773,000 | 2,051 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 2,204 |
| Total interest expense | $644,000 | 1,405 |
| Net interest income | $2,303,000 | 2,398 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $188,000 | 3,257 |
| Gross Fiduciary activities income | $68,000 | 676 |
| Service charges on deposit accounts | $20,000 | 4,465 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $100,000 | 3,345 |
| Total noninterest expense | $1,359,000 | 2,959 |
| Salaries and employee benefits | $975,000 | 2,542 |
| Premises and equipment expense | $74,000 | 4,152 |
| Additional noninterest expense | $310,000 | 3,588 |
| Pre-tax net operating income | $1,132,000 | 1,864 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $253,000 | 1,358 |
| Income before extraordinary items | $879,000 | 2,028 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $879,000 | 2,027 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $879,000 | 2,028 |
| Net charge-offs | $-17,000 | 4,936 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $879,000 | 2,016 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,317,000 | 2,222 |
| Total interest expense | $1,996,000 | 1,541 |
| Net interest income | $9,321,000 | 2,333 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $629,000 | 3,631 |
| Gross Fiduciary activities income | $115,000 | 771 |
| Service charges on deposit accounts | $95,000 | 4,392 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $419,000 | 3,394 |
| Total noninterest expense | $5,433,000 | 2,953 |
| Salaries and employee benefits | $3,868,000 | 2,523 |
| Premises and equipment expense | $282,000 | 4,259 |
| Additional noninterest expense | $1,283,000 | 3,529 |
| Pre-tax net operating income | $4,517,000 | 1,867 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,562,000 | 1,500 |
| Income before extraordinary items | $2,955,000 | 2,080 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,955,000 | 2,080 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,955,000 | 2,080 |
| Net charge-offs | $-102,000 | 5,296 |
| Cash dividends | $7,592,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,955,000 | 2,053 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,338,000 | 2,254 |
| Total interest expense | $1,411,000 | 1,596 |
| Net interest income | $6,927,000 | 2,368 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $465,000 | 3,669 |
| Gross Fiduciary activities income | $77,000 | 784 |
| Service charges on deposit accounts | $74,000 | 4,387 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $314,000 | 3,409 |
| Total noninterest expense | $3,939,000 | 3,028 |
| Salaries and employee benefits | $2,868,000 | 2,552 |
| Premises and equipment expense | $212,000 | 4,290 |
| Additional noninterest expense | $859,000 | 3,779 |
| Pre-tax net operating income | $3,453,000 | 1,855 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,078,000 | 1,407 |
| Income before extraordinary items | $2,375,000 | 2,112 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,375,000 | 2,113 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,375,000 | 2,113 |
| Net charge-offs | $-48,000 | 5,146 |
| Cash dividends | $7,395,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,375,000 | 2,085 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 2,279 |
| Total interest expense | $870,000 | 1,655 |
| Net interest income | $4,563,000 | 2,382 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $305,000 | 3,703 |
| Gross Fiduciary activities income | $48,000 | 793 |
| Service charges on deposit accounts | $51,000 | 4,369 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $206,000 | 3,434 |
| Total noninterest expense | $2,569,000 | 3,082 |
| Salaries and employee benefits | $1,862,000 | 2,621 |
| Premises and equipment expense | $143,000 | 4,291 |
| Additional noninterest expense | $564,000 | 3,837 |
| Pre-tax net operating income | $2,299,000 | 1,822 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $714,000 | 1,377 |
| Income before extraordinary items | $1,585,000 | 2,067 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,585,000 | 2,067 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,585,000 | 2,067 |
| Net charge-offs | $-60,000 | 5,330 |
| Cash dividends | $7,190,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,585,000 | 2,032 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 2,311 |
| Total interest expense | $413,000 | 1,716 |
| Net interest income | $2,259,000 | 2,397 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $160,000 | 3,621 |
| Gross Fiduciary activities income | $24,000 | 801 |
| Service charges on deposit accounts | $29,000 | 4,249 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $107,000 | 3,376 |
| Total noninterest expense | $1,319,000 | 3,069 |
| Salaries and employee benefits | $937,000 | 2,654 |
| Premises and equipment expense | $73,000 | 4,297 |
| Additional noninterest expense | $309,000 | 3,646 |
| Pre-tax net operating income | $1,100,000 | 1,841 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $336,000 | 1,399 |
| Income before extraordinary items | $764,000 | 2,048 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $764,000 | 2,049 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $764,000 | 2,049 |
| Net charge-offs | $-16,000 | 5,175 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $764,000 | 2,023 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,979,000 | 2,230 |
| Total interest expense | $1,686,000 | 1,628 |
| Net interest income | $9,293,000 | 2,325 |
| Provision for loan and lease losses | $-1,000,000 | 5,822 |
| Total noninterest income | $586,000 | 3,847 |
| Gross Fiduciary activities income | $141,000 | 770 |
| Service charges on deposit accounts | $109,000 | 4,413 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $336,000 | 3,803 |
| Total noninterest expense | $5,589,000 | 2,971 |
| Salaries and employee benefits | $3,832,000 | 2,572 |
| Premises and equipment expense | $308,000 | 4,269 |
| Additional noninterest expense | $1,449,000 | 3,420 |
| Pre-tax net operating income | $5,290,000 | 1,555 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,690,000 | 1,186 |
| Income before extraordinary items | $3,600,000 | 1,804 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,600,000 | 1,803 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,600,000 | 1,803 |
| Net charge-offs | $-350,000 | 5,758 |
| Cash dividends | $584,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,600,000 | 1,763 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,267,000 | 2,222 |
| Total interest expense | $1,272,000 | 1,618 |
| Net interest income | $6,995,000 | 2,314 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $554,000 | 3,513 |
| Gross Fiduciary activities income | $118,000 | 753 |
| Service charges on deposit accounts | $85,000 | 4,386 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $351,000 | 3,363 |
| Total noninterest expense | $4,159,000 | 2,987 |
| Salaries and employee benefits | $2,877,000 | 2,562 |
| Premises and equipment expense | $227,000 | 4,311 |
| Additional noninterest expense | $1,055,000 | 3,495 |
| Pre-tax net operating income | $3,360,000 | 1,798 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,025,000 | 1,385 |
| Income before extraordinary items | $2,335,000 | 2,070 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,335,000 | 2,070 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,335,000 | 2,070 |
| Net charge-offs | $-403,000 | 5,836 |
| Cash dividends | $402,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,335,000 | 1,998 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 2,212 |
| Total interest expense | $839,000 | 1,629 |
| Net interest income | $4,723,000 | 2,303 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $399,000 | 3,405 |
| Gross Fiduciary activities income | $90,000 | 747 |
| Service charges on deposit accounts | $57,000 | 4,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $252,000 | 3,267 |
| Total noninterest expense | $2,769,000 | 3,010 |
| Salaries and employee benefits | $1,907,000 | 2,591 |
| Premises and equipment expense | $149,000 | 4,366 |
| Additional noninterest expense | $713,000 | 3,496 |
| Pre-tax net operating income | $2,323,000 | 1,739 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $716,000 | 1,331 |
| Income before extraordinary items | $1,607,000 | 1,992 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,607,000 | 1,992 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,607,000 | 1,992 |
| Net charge-offs | $-401,000 | 5,955 |
| Cash dividends | $218,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,607,000 | 1,926 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 2,197 |
| Total interest expense | $419,000 | 1,635 |
| Net interest income | $2,385,000 | 2,280 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $218,000 | 3,227 |
| Gross Fiduciary activities income | $66,000 | 703 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $124,000 | 3,228 |
| Total noninterest expense | $1,311,000 | 3,132 |
| Salaries and employee benefits | $874,000 | 2,781 |
| Premises and equipment expense | $70,000 | 4,504 |
| Additional noninterest expense | $367,000 | 3,430 |
| Pre-tax net operating income | $1,277,000 | 1,583 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $404,000 | 1,230 |
| Income before extraordinary items | $873,000 | 1,836 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $873,000 | 1,837 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $873,000 | 1,837 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $873,000 | 1,793 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,186,000 | 2,153 |
| Total interest expense | $1,718,000 | 1,585 |
| Net interest income | $9,468,000 | 2,260 |
| Provision for loan and lease losses | $-2,485,000 | 6,126 |
| Total noninterest income | $722,000 | 3,591 |
| Gross Fiduciary activities income | $91,000 | 838 |
| Service charges on deposit accounts | $107,000 | 4,621 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $524,000 | 3,218 |
| Total noninterest expense | $5,611,000 | 2,999 |
| Salaries and employee benefits | $3,586,000 | 2,688 |
| Premises and equipment expense | $326,000 | 4,315 |
| Additional noninterest expense | $1,699,000 | 3,133 |
| Pre-tax net operating income | $7,064,000 | 1,192 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,369,000 | 888 |
| Income before extraordinary items | $4,695,000 | 1,415 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,695,000 | 1,415 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,695,000 | 1,415 |
| Net charge-offs | $-397,000 | 5,970 |
| Cash dividends | $4,380,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,695,000 | 1,389 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,391,000 | 2,169 |
| Total interest expense | $1,285,000 | 1,605 |
| Net interest income | $7,106,000 | 2,273 |
| Provision for loan and lease losses | $15,000 | 3,904 |
| Total noninterest income | $534,000 | 3,628 |
| Gross Fiduciary activities income | $69,000 | 835 |
| Service charges on deposit accounts | $81,000 | 4,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 3,279 |
| Total noninterest expense | $3,989,000 | 3,116 |
| Salaries and employee benefits | $2,606,000 | 2,760 |
| Premises and equipment expense | $228,000 | 4,487 |
| Additional noninterest expense | $1,155,000 | 3,363 |
| Pre-tax net operating income | $3,636,000 | 1,638 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,117,000 | 1,270 |
| Income before extraordinary items | $2,519,000 | 1,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,519,000 | 1,884 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,519,000 | 1,884 |
| Net charge-offs | $-471,000 | 6,101 |
| Cash dividends | $425,000 | 2,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,519,000 | 1,846 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 2,159 |
| Total interest expense | $858,000 | 1,604 |
| Net interest income | $4,752,000 | 2,250 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $375,000 | 3,555 |
| Gross Fiduciary activities income | $47,000 | 842 |
| Service charges on deposit accounts | $54,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,180 |
| Total noninterest expense | $2,676,000 | 3,128 |
| Salaries and employee benefits | $1,779,000 | 2,731 |
| Premises and equipment expense | $152,000 | 4,529 |
| Additional noninterest expense | $745,000 | 3,439 |
| Pre-tax net operating income | $2,436,000 | 1,612 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $744,000 | 1,290 |
| Income before extraordinary items | $1,692,000 | 1,859 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,692,000 | 1,862 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,692,000 | 1,862 |
| Net charge-offs | $-479,000 | 6,213 |
| Cash dividends | $230,000 | 2,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,692,000 | 1,817 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 2,149 |
| Total interest expense | $428,000 | 1,620 |
| Net interest income | $2,391,000 | 2,233 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $219,000 | 3,270 |
| Gross Fiduciary activities income | $24,000 | 848 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 2,858 |
| Total noninterest expense | $1,270,000 | 3,248 |
| Salaries and employee benefits | $784,000 | 3,011 |
| Premises and equipment expense | $77,000 | 4,543 |
| Additional noninterest expense | $409,000 | 3,249 |
| Pre-tax net operating income | $1,325,000 | 1,487 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $407,000 | 1,178 |
| Income before extraordinary items | $918,000 | 1,726 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $918,000 | 1,728 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $918,000 | 1,728 |
| Net charge-offs | $-487,000 | 6,344 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $918,000 | 1,663 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,699,000 | 2,088 |
| Total interest expense | $1,771,000 | 1,639 |
| Net interest income | $9,928,000 | 2,143 |
| Provision for loan and lease losses | $165,000 | 2,677 |
| Total noninterest income | $683,000 | 3,747 |
| Gross Fiduciary activities income | $110,000 | 837 |
| Service charges on deposit accounts | $119,000 | 4,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $454,000 | 3,405 |
| Total noninterest expense | $5,409,000 | 3,147 |
| Salaries and employee benefits | $3,373,000 | 2,836 |
| Premises and equipment expense | $288,000 | 4,751 |
| Additional noninterest expense | $1,748,000 | 3,187 |
| Pre-tax net operating income | $5,037,000 | 1,504 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,611,000 | 1,140 |
| Income before extraordinary items | $3,426,000 | 1,802 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,426,000 | 1,801 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,426,000 | 1,801 |
| Net charge-offs | $389,000 | 1,752 |
| Cash dividends | $3,160,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,426,000 | 1,770 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,928,000 | 2,064 |
| Total interest expense | $1,343,000 | 1,644 |
| Net interest income | $7,585,000 | 2,114 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $494,000 | 3,856 |
| Gross Fiduciary activities income | $78,000 | 843 |
| Service charges on deposit accounts | $88,000 | 4,828 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $328,000 | 3,510 |
| Total noninterest expense | $3,882,000 | 3,255 |
| Salaries and employee benefits | $2,494,000 | 2,878 |
| Premises and equipment expense | $214,000 | 4,819 |
| Additional noninterest expense | $1,174,000 | 3,461 |
| Pre-tax net operating income | $4,062,000 | 1,436 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,329,000 | 1,077 |
| Income before extraordinary items | $2,733,000 | 1,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,733,000 | 1,717 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,733,000 | 1,716 |
| Net charge-offs | $326,000 | 1,525 |
| Cash dividends | $2,525,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,733,000 | 1,680 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,960,000 | 2,056 |
| Total interest expense | $903,000 | 1,650 |
| Net interest income | $5,057,000 | 2,096 |
| Provision for loan and lease losses | $105,000 | 2,287 |
| Total noninterest income | $337,000 | 3,813 |
| Gross Fiduciary activities income | $53,000 | 854 |
| Service charges on deposit accounts | $58,000 | 4,837 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $226,000 | 3,445 |
| Total noninterest expense | $2,608,000 | 3,253 |
| Salaries and employee benefits | $1,697,000 | 2,847 |
| Premises and equipment expense | $138,000 | 4,908 |
| Additional noninterest expense | $773,000 | 3,503 |
| Pre-tax net operating income | $2,681,000 | 1,415 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $868,000 | 1,071 |
| Income before extraordinary items | $1,813,000 | 1,667 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,813,000 | 1,670 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,813,000 | 1,669 |
| Net charge-offs | $-81,000 | 6,269 |
| Cash dividends | $2,300,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,813,000 | 1,643 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 2,080 |
| Total interest expense | $457,000 | 1,658 |
| Net interest income | $2,487,000 | 2,122 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $164,000 | 3,836 |
| Gross Fiduciary activities income | $27,000 | 863 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $110,000 | 3,432 |
| Total noninterest expense | $1,286,000 | 3,303 |
| Salaries and employee benefits | $804,000 | 2,987 |
| Premises and equipment expense | $72,000 | 4,889 |
| Additional noninterest expense | $410,000 | 3,355 |
| Pre-tax net operating income | $1,290,000 | 1,423 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $409,000 | 1,072 |
| Income before extraordinary items | $881,000 | 1,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $881,000 | 1,667 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $881,000 | 1,666 |
| Net charge-offs | $-75,000 | 6,419 |
| Cash dividends | $1,340,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $881,000 | 1,631 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,529,000 | 1,846 |
| Total interest expense | $2,174,000 | 1,572 |
| Net interest income | $11,355,000 | 1,883 |
| Provision for loan and lease losses | $1,200,000 | 946 |
| Total noninterest income | $692,000 | 3,880 |
| Gross Fiduciary activities income | $240,000 | 746 |
| Service charges on deposit accounts | $110,000 | 5,111 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $342,000 | 3,912 |
| Total noninterest expense | $5,747,000 | 3,079 |
| Salaries and employee benefits | $3,033,000 | 3,082 |
| Premises and equipment expense | $275,000 | 5,023 |
| Additional noninterest expense | $2,439,000 | 2,526 |
| Pre-tax net operating income | $5,100,000 | 1,407 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,648,000 | 1,051 |
| Income before extraordinary items | $3,452,000 | 1,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,452,000 | 1,701 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,452,000 | 1,701 |
| Net charge-offs | $5,725,000 | 299 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,452,000 | 1,655 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,412,000 | 1,810 |
| Total interest expense | $1,673,000 | 1,570 |
| Net interest income | $8,739,000 | 1,843 |
| Provision for loan and lease losses | $900,000 | 951 |
| Total noninterest income | $556,000 | 3,845 |
| Gross Fiduciary activities income | $212,000 | 708 |
| Service charges on deposit accounts | $81,000 | 5,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $263,000 | 3,942 |
| Total noninterest expense | $3,919,000 | 3,308 |
| Salaries and employee benefits | $2,120,000 | 3,257 |
| Premises and equipment expense | $193,000 | 5,164 |
| Additional noninterest expense | $1,606,000 | 2,823 |
| Pre-tax net operating income | $4,476,000 | 1,260 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,490,000 | 940 |
| Income before extraordinary items | $2,986,000 | 1,513 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,986,000 | 1,515 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,986,000 | 1,516 |
| Net charge-offs | $5,486,000 | 239 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,986,000 | 1,470 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,855,000 | 1,824 |
| Total interest expense | $1,151,000 | 1,550 |
| Net interest income | $5,704,000 | 1,871 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $264,000 | 4,432 |
| Gross Fiduciary activities income | $74,000 | 826 |
| Service charges on deposit accounts | $50,000 | 5,300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $140,000 | 4,300 |
| Total noninterest expense | $2,797,000 | 3,150 |
| Salaries and employee benefits | $1,449,000 | 3,213 |
| Premises and equipment expense | $124,000 | 5,249 |
| Additional noninterest expense | $1,224,000 | 2,488 |
| Pre-tax net operating income | $2,571,000 | 1,407 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $828,000 | 1,068 |
| Income before extraordinary items | $1,743,000 | 1,709 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,743,000 | 1,713 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,743,000 | 1,714 |
| Net charge-offs | $5,056,000 | 197 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,743,000 | 1,642 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 1,996 |
| Total interest expense | $599,000 | 1,538 |
| Net interest income | $2,539,000 | 2,070 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $144,000 | 4,264 |
| Gross Fiduciary activities income | $48,000 | 788 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,284 |
| Total noninterest expense | $1,286,000 | 3,380 |
| Salaries and employee benefits | $673,000 | 3,420 |
| Premises and equipment expense | $65,000 | 5,194 |
| Additional noninterest expense | $548,000 | 2,754 |
| Pre-tax net operating income | $1,097,000 | 1,580 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $338,000 | 1,223 |
| Income before extraordinary items | $759,000 | 1,876 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $759,000 | 1,877 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $759,000 | 1,878 |
| Net charge-offs | $672,000 | 633 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $759,000 | 1,795 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,495,000 | 1,819 |
| Total interest expense | $3,120,000 | 1,424 |
| Net interest income | $11,375,000 | 1,927 |
| Provision for loan and lease losses | $1,800,000 | 1,159 |
| Total noninterest income | $617,000 | 4,128 |
| Gross Fiduciary activities income | $86,000 | 905 |
| Service charges on deposit accounts | $115,000 | 5,226 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $416,000 | 3,591 |
| Total noninterest expense | $5,736,000 | 3,133 |
| Salaries and employee benefits | $3,337,000 | 2,902 |
| Premises and equipment expense | $237,000 | 5,452 |
| Additional noninterest expense | $2,162,000 | 2,910 |
| Pre-tax net operating income | $4,456,000 | 1,522 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,387,000 | 1,160 |
| Income before extraordinary items | $3,069,000 | 1,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,069,000 | 1,821 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,069,000 | 1,822 |
| Net charge-offs | $2,188,000 | 1,090 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,069,000 | 1,723 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,382,000 | 1,775 |
| Total interest expense | $2,430,000 | 1,436 |
| Net interest income | $8,952,000 | 1,854 |
| Provision for loan and lease losses | $1,350,000 | 1,177 |
| Total noninterest income | $426,000 | 4,321 |
| Gross Fiduciary activities income | $63,000 | 899 |
| Service charges on deposit accounts | $89,000 | 5,251 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,811 |
| Total noninterest expense | $4,067,000 | 3,296 |
| Salaries and employee benefits | $2,440,000 | 2,977 |
| Premises and equipment expense | $178,000 | 5,501 |
| Additional noninterest expense | $1,449,000 | 3,199 |
| Pre-tax net operating income | $3,961,000 | 1,337 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,275,000 | 1,020 |
| Income before extraordinary items | $2,686,000 | 1,635 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,686,000 | 1,636 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,686,000 | 1,636 |
| Net charge-offs | $547,000 | 2,072 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,686,000 | 1,547 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,639,000 | 1,767 |
| Total interest expense | $1,698,000 | 1,422 |
| Net interest income | $5,941,000 | 1,866 |
| Provision for loan and lease losses | $900,000 | 1,191 |
| Total noninterest income | $301,000 | 4,207 |
| Gross Fiduciary activities income | $41,000 | 915 |
| Service charges on deposit accounts | $64,000 | 5,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 3,710 |
| Total noninterest expense | $2,746,000 | 3,290 |
| Salaries and employee benefits | $1,666,000 | 2,928 |
| Premises and equipment expense | $114,000 | 5,590 |
| Additional noninterest expense | $966,000 | 3,214 |
| Pre-tax net operating income | $2,596,000 | 1,356 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $833,000 | 1,029 |
| Income before extraordinary items | $1,763,000 | 1,654 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,763,000 | 1,652 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,763,000 | 1,654 |
| Net charge-offs | $398,000 | 2,008 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,763,000 | 1,570 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 1,779 |
| Total interest expense | $889,000 | 1,421 |
| Net interest income | $2,945,000 | 1,884 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $137,000 | 4,417 |
| Gross Fiduciary activities income | $20,000 | 918 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 3,962 |
| Total noninterest expense | $1,354,000 | 3,326 |
| Salaries and employee benefits | $799,000 | 3,032 |
| Premises and equipment expense | $55,000 | 5,677 |
| Additional noninterest expense | $500,000 | 3,093 |
| Pre-tax net operating income | $1,278,000 | 1,373 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $411,000 | 1,051 |
| Income before extraordinary items | $867,000 | 1,678 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $867,000 | 1,678 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $867,000 | 1,679 |
| Net charge-offs | $103,000 | 2,416 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $867,000 | 1,575 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,171,000 | 1,570 |
| Total interest expense | $4,743,000 | 1,285 |
| Net interest income | $13,428,000 | 1,661 |
| Provision for loan and lease losses | $2,400,000 | 1,379 |
| Total noninterest income | $579,000 | 4,140 |
| Gross Fiduciary activities income | $86,000 | 861 |
| Service charges on deposit accounts | $125,000 | 5,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $368,000 | 3,548 |
| Total noninterest expense | $6,242,000 | 2,959 |
| Salaries and employee benefits | $3,453,000 | 2,777 |
| Premises and equipment expense | $244,000 | 5,664 |
| Additional noninterest expense | $2,545,000 | 2,554 |
| Pre-tax net operating income | $5,365,000 | 1,110 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,725,000 | 890 |
| Income before extraordinary items | $3,640,000 | 1,356 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,640,000 | 1,356 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,640,000 | 1,356 |
| Net charge-offs | $2,742,000 | 1,274 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,640,000 | 1,289 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,053,000 | 1,540 |
| Total interest expense | $3,726,000 | 1,276 |
| Net interest income | $10,327,000 | 1,626 |
| Provision for loan and lease losses | $1,800,000 | 1,333 |
| Total noninterest income | $429,000 | 4,184 |
| Gross Fiduciary activities income | $69,000 | 837 |
| Service charges on deposit accounts | $94,000 | 5,214 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $266,000 | 3,641 |
| Total noninterest expense | $4,700,000 | 2,950 |
| Salaries and employee benefits | $2,511,000 | 2,842 |
| Premises and equipment expense | $184,000 | 5,697 |
| Additional noninterest expense | $2,005,000 | 2,459 |
| Pre-tax net operating income | $4,256,000 | 1,084 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,384,000 | 848 |
| Income before extraordinary items | $2,872,000 | 1,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,872,000 | 1,351 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,872,000 | 1,352 |
| Net charge-offs | $448,000 | 2,793 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,872,000 | 1,272 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,596,000 | 1,516 |
| Total interest expense | $2,566,000 | 1,278 |
| Net interest income | $7,030,000 | 1,606 |
| Provision for loan and lease losses | $1,200,000 | 1,329 |
| Total noninterest income | $292,000 | 4,153 |
| Gross Fiduciary activities income | $48,000 | 855 |
| Service charges on deposit accounts | $61,000 | 5,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 3,646 |
| Total noninterest expense | $3,181,000 | 2,941 |
| Salaries and employee benefits | $1,612,000 | 2,955 |
| Premises and equipment expense | $118,000 | 5,797 |
| Additional noninterest expense | $1,451,000 | 2,307 |
| Pre-tax net operating income | $2,941,000 | 1,028 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $963,000 | 782 |
| Income before extraordinary items | $1,978,000 | 1,268 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,978,000 | 1,268 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,978,000 | 1,268 |
| Net charge-offs | $445,000 | 2,266 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,978,000 | 1,208 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 1,500 |
| Total interest expense | $1,313,000 | 1,296 |
| Net interest income | $3,590,000 | 1,547 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $145,000 | 4,239 |
| Gross Fiduciary activities income | $23,000 | 861 |
| Service charges on deposit accounts | $30,000 | 5,223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,703 |
| Total noninterest expense | $1,614,000 | 2,908 |
| Salaries and employee benefits | $805,000 | 2,984 |
| Premises and equipment expense | $64,000 | 5,701 |
| Additional noninterest expense | $745,000 | 2,232 |
| Pre-tax net operating income | $1,521,000 | 995 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $498,000 | 761 |
| Income before extraordinary items | $1,023,000 | 1,208 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,023,000 | 1,207 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,023,000 | 1,208 |
| Net charge-offs | $411,000 | 1,504 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,023,000 | 1,169 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,192,000 | 1,379 |
| Total interest expense | $6,037,000 | 1,377 |
| Net interest income | $16,155,000 | 1,382 |
| Provision for loan and lease losses | $9,287,000 | 707 |
| Total noninterest income | $629,000 | 4,137 |
| Gross Fiduciary activities income | $124,000 | 839 |
| Service charges on deposit accounts | $161,000 | 4,789 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $344,000 | 3,745 |
| Total noninterest expense | $5,356,000 | 3,404 |
| Salaries and employee benefits | $2,872,000 | 3,236 |
| Premises and equipment expense | $210,000 | 6,132 |
| Additional noninterest expense | $2,274,000 | 2,908 |
| Pre-tax net operating income | $2,141,000 | 2,120 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $454,000 | 1,985 |
| Income before extraordinary items | $1,687,000 | 2,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,687,000 | 2,311 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,687,000 | 2,314 |
| Net charge-offs | $1,919,000 | 1,910 |
| Cash dividends | $500,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,687,000 | 2,213 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,889,000 | 1,387 |
| Total interest expense | $4,641,000 | 1,396 |
| Net interest income | $12,248,000 | 1,381 |
| Provision for loan and lease losses | $9,287,000 | 526 |
| Total noninterest income | $480,000 | 4,157 |
| Gross Fiduciary activities income | $102,000 | 811 |
| Service charges on deposit accounts | $122,000 | 4,852 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $256,000 | 3,801 |
| Total noninterest expense | $4,163,000 | 3,310 |
| Salaries and employee benefits | $2,438,000 | 2,915 |
| Premises and equipment expense | $158,000 | 6,192 |
| Additional noninterest expense | $1,567,000 | 3,089 |
| Pre-tax net operating income | $-722,000 | 6,661 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-603,000 | 7,402 |
| Income before extraordinary items | $-119,000 | 6,335 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-119,000 | 6,335 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-119,000 | 6,335 |
| Net charge-offs | $821,000 | 2,432 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-119,000 | 6,236 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,318,000 | 1,394 |
| Total interest expense | $3,155,000 | 1,430 |
| Net interest income | $8,163,000 | 1,388 |
| Provision for loan and lease losses | $1,600,000 | 1,453 |
| Total noninterest income | $317,000 | 4,150 |
| Gross Fiduciary activities income | $66,000 | 824 |
| Service charges on deposit accounts | $82,000 | 4,831 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 3,790 |
| Total noninterest expense | $2,623,000 | 3,482 |
| Salaries and employee benefits | $1,586,000 | 2,990 |
| Premises and equipment expense | $102,000 | 6,274 |
| Additional noninterest expense | $935,000 | 3,387 |
| Pre-tax net operating income | $4,257,000 | 652 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,479,000 | 505 |
| Income before extraordinary items | $2,778,000 | 802 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,778,000 | 802 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,778,000 | 803 |
| Net charge-offs | $213,000 | 3,470 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,778,000 | 773 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 1,423 |
| Total interest expense | $1,588,000 | 1,486 |
| Net interest income | $4,093,000 | 1,398 |
| Provision for loan and lease losses | $1,050,000 | 1,127 |
| Total noninterest income | $151,000 | 4,270 |
| Gross Fiduciary activities income | $44,000 | 793 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $1,363,000 | 3,405 |
| Salaries and employee benefits | $820,000 | 2,948 |
| Premises and equipment expense | $54,000 | 6,263 |
| Additional noninterest expense | $489,000 | 3,252 |
| Pre-tax net operating income | $1,831,000 | 740 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $630,000 | 576 |
| Income before extraordinary items | $1,201,000 | 912 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,201,000 | 916 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,201,000 | 916 |
| Net charge-offs | $156,000 | 2,681 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,201,000 | 887 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,269,000 | 1,537 |
| Total interest expense | $8,984,000 | 1,331 |
| Net interest income | $13,285,000 | 1,690 |
| Provision for loan and lease losses | $8,213,000 | 1,006 |
| Total noninterest income | $612,000 | 4,329 |
| Gross Fiduciary activities income | $64,000 | 925 |
| Service charges on deposit accounts | $205,000 | 4,617 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $343,000 | 3,772 |
| Total noninterest expense | $5,508,000 | 3,403 |
| Salaries and employee benefits | $2,757,000 | 3,423 |
| Premises and equipment expense | $220,000 | 6,324 |
| Additional noninterest expense | $2,531,000 | 2,710 |
| Pre-tax net operating income | $176,000 | 4,871 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-313,000 | 6,879 |
| Income before extraordinary items | $489,000 | 3,902 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $489,000 | 3,901 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $489,000 | 3,901 |
| Net charge-offs | $9,524,000 | 716 |
| Cash dividends | $125,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $489,000 | 3,836 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,644,000 | 1,569 |
| Total interest expense | $7,188,000 | 1,307 |
| Net interest income | $9,456,000 | 1,773 |
| Provision for loan and lease losses | $2,763,000 | 1,556 |
| Total noninterest income | $454,000 | 4,416 |
| Gross Fiduciary activities income | $45,000 | 927 |
| Service charges on deposit accounts | $158,000 | 4,581 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $251,000 | 3,898 |
| Total noninterest expense | $4,443,000 | 3,224 |
| Salaries and employee benefits | $2,341,000 | 3,087 |
| Premises and equipment expense | $160,000 | 6,427 |
| Additional noninterest expense | $1,942,000 | 2,635 |
| Pre-tax net operating income | $2,704,000 | 1,206 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $783,000 | 1,025 |
| Income before extraordinary items | $1,921,000 | 1,386 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,921,000 | 1,384 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,921,000 | 1,386 |
| Net charge-offs | $2,337,000 | 1,381 |
| Cash dividends | $125,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,921,000 | 1,365 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,849,000 | 1,640 |
| Total interest expense | $5,152,000 | 1,277 |
| Net interest income | $5,697,000 | 1,928 |
| Provision for loan and lease losses | $1,163,000 | 1,897 |
| Total noninterest income | $302,000 | 4,411 |
| Gross Fiduciary activities income | $30,000 | 940 |
| Service charges on deposit accounts | $103,000 | 4,607 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $169,000 | 3,909 |
| Total noninterest expense | $2,872,000 | 3,337 |
| Salaries and employee benefits | $1,521,000 | 3,195 |
| Premises and equipment expense | $107,000 | 6,458 |
| Additional noninterest expense | $1,244,000 | 2,739 |
| Pre-tax net operating income | $1,964,000 | 1,163 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $586,000 | 950 |
| Income before extraordinary items | $1,378,000 | 1,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,378,000 | 1,374 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,378,000 | 1,376 |
| Net charge-offs | $538,000 | 2,268 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,378,000 | 1,334 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,278,000 | 1,699 |
| Total interest expense | $2,791,000 | 1,226 |
| Net interest income | $2,487,000 | 2,211 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $150,000 | 4,401 |
| Gross Fiduciary activities income | $14,000 | 953 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $1,200,000 | 3,761 |
| Salaries and employee benefits | $774,000 | 3,188 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $377,000 | 3,753 |
| Pre-tax net operating income | $837,000 | 1,534 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $236,000 | 1,279 |
| Income before extraordinary items | $601,000 | 1,794 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $601,000 | 1,795 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $601,000 | 1,796 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $25,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $601,000 | 1,695 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,760,000 | 1,694 |
| Total interest expense | $13,100,000 | 1,241 |
| Net interest income | $9,660,000 | 2,287 |
| Provision for loan and lease losses | $2,415,000 | 1,594 |
| Total noninterest income | $508,000 | 4,804 |
| Gross Fiduciary activities income | $76,000 | 922 |
| Service charges on deposit accounts | $171,000 | 5,074 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $261,000 | 4,348 |
| Total noninterest expense | $4,883,000 | 3,632 |
| Salaries and employee benefits | $2,949,000 | 3,306 |
| Premises and equipment expense | $235,000 | 6,378 |
| Additional noninterest expense | $1,699,000 | 3,299 |
| Pre-tax net operating income | $2,870,000 | 1,876 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $582,000 | 1,698 |
| Income before extraordinary items | $2,288,000 | 1,742 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,288,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $911,000 | 2,063 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,288,000 | 1,864 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,304,000 | 1,716 |
| Total interest expense | $10,059,000 | 1,256 |
| Net interest income | $7,245,000 | 2,299 |
| Provision for loan and lease losses | $385,000 | 3,138 |
| Total noninterest income | $385,000 | 4,894 |
| Gross Fiduciary activities income | $62,000 | 910 |
| Service charges on deposit accounts | $125,000 | 5,163 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $198,000 | 4,435 |
| Total noninterest expense | $3,425,000 | 3,825 |
| Salaries and employee benefits | $2,149,000 | 3,421 |
| Premises and equipment expense | $164,000 | 6,546 |
| Additional noninterest expense | $1,112,000 | 3,582 |
| Pre-tax net operating income | $3,820,000 | 1,294 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,207,000 | 999 |
| Income before extraordinary items | $2,613,000 | 1,415 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,613,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 2,415 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,613,000 | 1,492 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,665,000 | 1,724 |
| Total interest expense | $6,915,000 | 1,265 |
| Net interest income | $4,750,000 | 2,315 |
| Provision for loan and lease losses | $240,000 | 2,857 |
| Total noninterest income | $263,000 | 4,894 |
| Gross Fiduciary activities income | $45,000 | 912 |
| Service charges on deposit accounts | $85,000 | 5,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $133,000 | 4,505 |
| Total noninterest expense | $2,248,000 | 3,887 |
| Salaries and employee benefits | $1,393,000 | 3,524 |
| Premises and equipment expense | $112,000 | 6,544 |
| Additional noninterest expense | $743,000 | 3,552 |
| Pre-tax net operating income | $2,525,000 | 1,364 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $797,000 | 1,114 |
| Income before extraordinary items | $1,728,000 | 1,579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,728,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,728,000 | 1,548 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 1,725 |
| Total interest expense | $3,644,000 | 1,284 |
| Net interest income | $2,334,000 | 2,354 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $138,000 | 4,795 |
| Gross Fiduciary activities income | $23,000 | 924 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $1,044,000 | 4,117 |
| Salaries and employee benefits | $713,000 | 3,498 |
| Premises and equipment expense | $62,000 | 6,354 |
| Additional noninterest expense | $269,000 | 4,455 |
| Pre-tax net operating income | $1,308,000 | 1,429 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $422,000 | 1,150 |
| Income before extraordinary items | $886,000 | 1,678 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $886,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $886,000 | 1,615 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,181,000 | 1,709 |
| Total interest expense | $15,207,000 | 1,313 |
| Net interest income | $9,974,000 | 2,252 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $663,000 | 4,420 |
| Gross Fiduciary activities income | $168,000 | 835 |
| Service charges on deposit accounts | $182,000 | 5,087 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $313,000 | 4,159 |
| Total noninterest expense | $4,177,000 | 3,978 |
| Salaries and employee benefits | $2,748,000 | 3,461 |
| Premises and equipment expense | $306,000 | 5,729 |
| Additional noninterest expense | $1,123,000 | 4,262 |
| Pre-tax net operating income | $5,980,000 | 1,399 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,044,000 | 1,120 |
| Income before extraordinary items | $3,936,000 | 1,624 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,936,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,931 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,936,000 | 1,610 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,742,000 | 1,723 |
| Total interest expense | $11,269,000 | 1,330 |
| Net interest income | $7,473,000 | 2,260 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $499,000 | 4,426 |
| Gross Fiduciary activities income | $129,000 | 830 |
| Service charges on deposit accounts | $136,000 | 5,117 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $234,000 | 4,196 |
| Total noninterest expense | $2,986,000 | 4,112 |
| Salaries and employee benefits | $2,015,000 | 3,509 |
| Premises and equipment expense | $180,000 | 6,334 |
| Additional noninterest expense | $791,000 | 4,394 |
| Pre-tax net operating income | $4,626,000 | 1,465 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,589,000 | 1,163 |
| Income before extraordinary items | $3,037,000 | 1,666 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,037,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,037,000 | 1,651 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,255,000 | 1,769 |
| Total interest expense | $7,302,000 | 1,376 |
| Net interest income | $4,953,000 | 2,301 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $296,000 | 4,697 |
| Gross Fiduciary activities income | $56,000 | 910 |
| Service charges on deposit accounts | $89,000 | 5,167 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $151,000 | 4,293 |
| Total noninterest expense | $1,904,000 | 4,267 |
| Salaries and employee benefits | $1,308,000 | 3,615 |
| Premises and equipment expense | $104,000 | 6,694 |
| Additional noninterest expense | $492,000 | 4,634 |
| Pre-tax net operating income | $3,105,000 | 1,492 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,066,000 | 1,219 |
| Income before extraordinary items | $2,039,000 | 1,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,039,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,039,000 | 1,674 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 1,802 |
| Total interest expense | $3,537,000 | 1,408 |
| Net interest income | $2,454,000 | 2,324 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $148,000 | 4,668 |
| Gross Fiduciary activities income | $29,000 | 914 |
| Service charges on deposit accounts | $39,000 | 5,359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $80,000 | 4,208 |
| Total noninterest expense | $955,000 | 4,274 |
| Salaries and employee benefits | $670,000 | 3,582 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $225,000 | 4,862 |
| Pre-tax net operating income | $1,527,000 | 1,518 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $514,000 | 1,259 |
| Income before extraordinary items | $1,013,000 | 1,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,013,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,013,000 | 1,684 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,592,000 | 1,859 |
| Total interest expense | $11,296,000 | 1,488 |
| Net interest income | $10,296,000 | 2,242 |
| Provision for loan and lease losses | $700,000 | 1,414 |
| Total noninterest income | $585,000 | 4,794 |
| Gross Fiduciary activities income | $85,000 | 959 |
| Service charges on deposit accounts | $179,000 | 5,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $321,000 | 4,172 |
| Total noninterest expense | $3,875,000 | 4,081 |
| Salaries and employee benefits | $2,672,000 | 3,447 |
| Premises and equipment expense | $260,000 | 6,109 |
| Additional noninterest expense | $943,000 | 4,704 |
| Pre-tax net operating income | $6,306,000 | 1,535 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,365,000 | 1,169 |
| Income before extraordinary items | $3,941,000 | 1,814 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,941,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,535 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,941,000 | 1,791 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,291,000 | 1,941 |
| Total interest expense | $7,951,000 | 1,536 |
| Net interest income | $7,340,000 | 2,354 |
| Provision for loan and lease losses | $360,000 | 1,848 |
| Total noninterest income | $454,000 | 4,740 |
| Gross Fiduciary activities income | $70,000 | 935 |
| Service charges on deposit accounts | $143,000 | 5,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $241,000 | 4,157 |
| Total noninterest expense | $2,773,000 | 4,207 |
| Salaries and employee benefits | $1,882,000 | 3,606 |
| Premises and equipment expense | $203,000 | 6,030 |
| Additional noninterest expense | $688,000 | 4,771 |
| Pre-tax net operating income | $4,661,000 | 1,603 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,574,000 | 1,343 |
| Income before extraordinary items | $3,087,000 | 1,789 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,087,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,087,000 | 1,769 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,913,000 | 1,956 |
| Total interest expense | $5,044,000 | 1,542 |
| Net interest income | $4,869,000 | 2,376 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $304,000 | 4,702 |
| Gross Fiduciary activities income | $48,000 | 952 |
| Service charges on deposit accounts | $96,000 | 5,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 4,176 |
| Total noninterest expense | $1,793,000 | 4,315 |
| Salaries and employee benefits | $1,207,000 | 3,729 |
| Premises and equipment expense | $140,000 | 5,947 |
| Additional noninterest expense | $446,000 | 4,851 |
| Pre-tax net operating income | $3,140,000 | 1,586 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,061,000 | 1,336 |
| Income before extraordinary items | $2,079,000 | 1,751 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,079,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,079,000 | 1,742 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 2,002 |
| Total interest expense | $2,348,000 | 1,562 |
| Net interest income | $2,400,000 | 2,403 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $150,000 | 4,678 |
| Gross Fiduciary activities income | $25,000 | 949 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $892,000 | 4,345 |
| Salaries and employee benefits | $616,000 | 3,685 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $210,000 | 5,028 |
| Pre-tax net operating income | $1,538,000 | 1,594 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $519,000 | 1,354 |
| Income before extraordinary items | $1,019,000 | 1,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,019,000 | 1,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,019,000 | 1,741 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,774,000 | 2,112 |
| Total interest expense | $6,819,000 | 1,670 |
| Net interest income | $8,955,000 | 2,450 |
| Provision for loan and lease losses | $880,000 | 1,175 |
| Total noninterest income | $638,000 | 4,634 |
| Gross Fiduciary activities income | $86,000 | 972 |
| Service charges on deposit accounts | $166,000 | 5,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $386,000 | 3,831 |
| Total noninterest expense | $3,523,000 | 4,269 |
| Salaries and employee benefits | $2,344,000 | 3,663 |
| Premises and equipment expense | $237,000 | 6,342 |
| Additional noninterest expense | $942,000 | 4,616 |
| Pre-tax net operating income | $5,190,000 | 1,808 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,740,000 | 1,523 |
| Income before extraordinary items | $3,450,000 | 1,985 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,450,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $799,000 | 806 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,450,000 | 1,963 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,284,000 | 2,155 |
| Total interest expense | $4,745,000 | 1,700 |
| Net interest income | $6,539,000 | 2,481 |
| Provision for loan and lease losses | $480,000 | 1,448 |
| Total noninterest income | $482,000 | 4,645 |
| Gross Fiduciary activities income | $64,000 | 964 |
| Service charges on deposit accounts | $124,000 | 5,464 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $294,000 | 3,839 |
| Total noninterest expense | $2,547,000 | 4,356 |
| Salaries and employee benefits | $1,713,000 | 3,724 |
| Premises and equipment expense | $182,000 | 6,253 |
| Additional noninterest expense | $652,000 | 4,850 |
| Pre-tax net operating income | $3,994,000 | 1,767 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,352,000 | 1,497 |
| Income before extraordinary items | $2,642,000 | 1,972 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,642,000 | 1,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,642,000 | 1,940 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 2,220 |
| Total interest expense | $2,890,000 | 1,752 |
| Net interest income | $4,213,000 | 2,533 |
| Provision for loan and lease losses | $210,000 | 2,058 |
| Total noninterest income | $299,000 | 4,796 |
| Gross Fiduciary activities income | $42,000 | 962 |
| Service charges on deposit accounts | $78,000 | 5,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $179,000 | 3,951 |
| Total noninterest expense | $1,645,000 | 4,450 |
| Salaries and employee benefits | $1,117,000 | 3,766 |
| Premises and equipment expense | $122,000 | 6,241 |
| Additional noninterest expense | $406,000 | 5,039 |
| Pre-tax net operating income | $2,657,000 | 1,744 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $908,000 | 1,473 |
| Income before extraordinary items | $1,749,000 | 1,942 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,749,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,749,000 | 1,909 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 2,349 |
| Total interest expense | $1,302,000 | 1,829 |
| Net interest income | $1,982,000 | 2,664 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $145,000 | 4,794 |
| Gross Fiduciary activities income | $21,000 | 974 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,085 |
| Total noninterest expense | $770,000 | 4,673 |
| Salaries and employee benefits | $522,000 | 3,965 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $192,000 | 5,230 |
| Pre-tax net operating income | $1,297,000 | 1,758 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $447,000 | 1,475 |
| Income before extraordinary items | $850,000 | 1,977 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $850,000 | 1,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $850,000 | 1,943 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,723,000 | 2,453 |
| Total interest expense | $4,403,000 | 1,844 |
| Net interest income | $7,320,000 | 2,766 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $665,000 | 4,543 |
| Gross Fiduciary activities income | $66,000 | 1,018 |
| Service charges on deposit accounts | $165,000 | 5,611 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $434,000 | 3,565 |
| Total noninterest expense | $3,262,000 | 4,406 |
| Salaries and employee benefits | $2,152,000 | 3,755 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $885,000 | 4,759 |
| Pre-tax net operating income | $4,363,000 | 1,902 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,573,000 | 1,547 |
| Income before extraordinary items | $2,790,000 | 2,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,790,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,884 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,790,000 | 2,159 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,539,000 | 2,479 |
| Total interest expense | $3,207,000 | 1,871 |
| Net interest income | $5,332,000 | 2,818 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $509,000 | 4,493 |
| Gross Fiduciary activities income | $45,000 | 1,032 |
| Service charges on deposit accounts | $126,000 | 5,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $338,000 | 3,503 |
| Total noninterest expense | $2,308,000 | 4,550 |
| Salaries and employee benefits | $1,540,000 | 3,872 |
| Premises and equipment expense | $170,000 | 6,433 |
| Additional noninterest expense | $598,000 | 5,064 |
| Pre-tax net operating income | $3,308,000 | 1,891 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,156,000 | 1,586 |
| Income before extraordinary items | $2,152,000 | 2,177 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,152,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,152,000 | 2,124 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 2,510 |
| Total interest expense | $2,091,000 | 1,890 |
| Net interest income | $3,487,000 | 2,863 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $380,000 | 4,222 |
| Gross Fiduciary activities income | $29,000 | 1,046 |
| Service charges on deposit accounts | $84,000 | 5,624 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $267,000 | 3,192 |
| Total noninterest expense | $1,539,000 | 4,583 |
| Salaries and employee benefits | $1,035,000 | 3,870 |
| Premises and equipment expense | $112,000 | 6,506 |
| Additional noninterest expense | $392,000 | 5,129 |
| Pre-tax net operating income | $2,208,000 | 1,885 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $754,000 | 1,604 |
| Income before extraordinary items | $1,454,000 | 2,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,454,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,454,000 | 2,076 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 2,503 |
| Total interest expense | $1,064,000 | 1,875 |
| Net interest income | $1,730,000 | 2,874 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $160,000 | 4,617 |
| Gross Fiduciary activities income | $12,000 | 1,071 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $109,000 | 3,531 |
| Total noninterest expense | $720,000 | 4,825 |
| Salaries and employee benefits | $481,000 | 4,133 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $183,000 | 5,379 |
| Pre-tax net operating income | $1,110,000 | 1,843 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $379,000 | 1,641 |
| Income before extraordinary items | $731,000 | 2,090 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $731,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $731,000 | 2,012 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,472,000 | 2,481 |
| Total interest expense | $4,847,000 | 1,849 |
| Net interest income | $6,625,000 | 2,899 |
| Provision for loan and lease losses | $580,000 | 1,932 |
| Total noninterest income | $1,000,000 | 3,727 |
| Gross Fiduciary activities income | $94,000 | 970 |
| Service charges on deposit accounts | $172,000 | 5,589 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $734,000 | 2,876 |
| Total noninterest expense | $3,110,000 | 4,496 |
| Salaries and employee benefits | $2,032,000 | 3,873 |
| Premises and equipment expense | $246,000 | 6,225 |
| Additional noninterest expense | $832,000 | 4,922 |
| Pre-tax net operating income | $3,935,000 | 2,000 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,328,000 | 1,795 |
| Income before extraordinary items | $2,607,000 | 2,290 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,607,000 | 2,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $45,000 | 5,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,607,000 | 2,191 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,638,000 | 2,509 |
| Total interest expense | $3,743,000 | 1,873 |
| Net interest income | $4,895,000 | 2,948 |
| Provision for loan and lease losses | $385,000 | 2,081 |
| Total noninterest income | $845,000 | 3,513 |
| Gross Fiduciary activities income | $79,000 | 957 |
| Service charges on deposit accounts | $134,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $632,000 | 2,739 |
| Total noninterest expense | $2,218,000 | 4,626 |
| Salaries and employee benefits | $1,467,000 | 3,995 |
| Premises and equipment expense | $179,000 | 6,311 |
| Additional noninterest expense | $572,000 | 5,183 |
| Pre-tax net operating income | $3,137,000 | 1,971 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,070,000 | 1,755 |
| Income before extraordinary items | $2,067,000 | 2,266 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,067,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $45,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,067,000 | 2,151 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,764,000 | 2,529 |
| Total interest expense | $2,529,000 | 1,897 |
| Net interest income | $3,235,000 | 2,965 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $530,000 | 3,621 |
| Gross Fiduciary activities income | $70,000 | 905 |
| Service charges on deposit accounts | $90,000 | 5,497 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $370,000 | 2,916 |
| Total noninterest expense | $1,473,000 | 4,655 |
| Salaries and employee benefits | $999,000 | 3,919 |
| Premises and equipment expense | $114,000 | 6,421 |
| Additional noninterest expense | $360,000 | 5,374 |
| Pre-tax net operating income | $2,052,000 | 1,988 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $702,000 | 1,814 |
| Income before extraordinary items | $1,350,000 | 2,309 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,350,000 | 2,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $45,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,350,000 | 2,182 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 2,573 |
| Total interest expense | $1,264,000 | 1,951 |
| Net interest income | $1,584,000 | 3,017 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $243,000 | 3,698 |
| Gross Fiduciary activities income | $20,000 | 1,017 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $179,000 | 2,909 |
| Total noninterest expense | $701,000 | 4,785 |
| Salaries and employee benefits | $482,000 | 4,017 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $161,000 | 5,702 |
| Pre-tax net operating income | $1,006,000 | 2,032 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $342,000 | 1,858 |
| Income before extraordinary items | $664,000 | 2,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $664,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $45,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $664,000 | 2,182 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,019,000 | 2,765 |
| Total interest expense | $5,080,000 | 2,210 |
| Net interest income | $5,939,000 | 3,164 |
| Provision for loan and lease losses | $630,000 | 1,978 |
| Total noninterest income | $706,000 | 4,313 |
| Gross Fiduciary activities income | $30,000 | 1,212 |
| Service charges on deposit accounts | $181,000 | 5,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 3,299 |
| Total noninterest expense | $2,591,000 | 4,959 |
| Salaries and employee benefits | $1,559,000 | 4,549 |
| Premises and equipment expense | $240,000 | 6,266 |
| Additional noninterest expense | $792,000 | 4,954 |
| Pre-tax net operating income | $3,424,000 | 2,251 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,233,000 | 1,910 |
| Income before extraordinary items | $2,191,000 | 2,619 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,191,000 | 2,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $45,000 | 6,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,191,000 | 2,524 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,189,000 | 3,022 |
| Total interest expense | $6,678,000 | 2,400 |
| Net interest income | $4,511,000 | 3,758 |
| Provision for loan and lease losses | $480,000 | 2,273 |
| Total noninterest income | $473,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $165,000 | 5,585 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $308,000 | 4,064 |
| Total noninterest expense | $2,170,000 | 5,433 |
| Salaries and employee benefits | $1,272,000 | 5,110 |
| Premises and equipment expense | $244,000 | 6,160 |
| Additional noninterest expense | $654,000 | 5,523 |
| Pre-tax net operating income | $2,334,000 | 2,813 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $838,000 | 2,350 |
| Income before extraordinary items | $1,496,000 | 3,236 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,496,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,802 |
| Cash dividends | $45,000 | 6,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,496,000 | 3,126 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,986,000 | 3,147 |
| Total interest expense | $6,944,000 | 2,423 |
| Net interest income | $4,042,000 | 4,146 |
| Provision for loan and lease losses | $607,000 | 1,593 |
| Total noninterest income | $260,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $151,000 | 5,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $109,000 | 6,226 |
| Total noninterest expense | $1,847,000 | 5,971 |
| Salaries and employee benefits | $1,020,000 | 5,839 |
| Premises and equipment expense | $223,000 | 6,414 |
| Additional noninterest expense | $604,000 | 5,765 |
| Pre-tax net operating income | $1,848,000 | 3,508 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $702,000 | 2,776 |
| Income before extraordinary items | $1,146,000 | 3,985 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,146,000 | 3,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,625 |
| Cash dividends | $162,000 | 5,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,146,000 | 3,976 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,104,000 | 3,864 |
| Total interest expense | $4,540,000 | 3,211 |
| Net interest income | $3,564,000 | 4,594 |
| Provision for loan and lease losses | $462,000 | 1,885 |
| Total noninterest income | $229,000 | 7,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,180 |
| Total noninterest expense | $1,665,000 | 6,371 |
| Salaries and employee benefits | $922,000 | 6,212 |
| Premises and equipment expense | $232,000 | 6,305 |
| Additional noninterest expense | $511,000 | 6,435 |
| Pre-tax net operating income | $1,666,000 | 3,815 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $649,000 | 3,057 |
| Income before extraordinary items | $1,018,000 | 4,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,018,000 | 4,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $65,000 | 6,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,017,360 | 4,348 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,410,000 | 5,370 |
| Total interest expense | $3,124,000 | 4,570 |
| Net interest income | $2,286,000 | 6,149 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $286,000 | 6,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 4,842 |
| Total noninterest expense | $1,354,000 | 7,090 |
| Salaries and employee benefits | $722,000 | 7,062 |
| Premises and equipment expense | $239,000 | 6,124 |
| Additional noninterest expense | $393,000 | 7,272 |
| Pre-tax net operating income | $918,000 | 5,679 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $363,000 | 4,679 |
| Income before extraordinary items | $555,000 | 6,294 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $555,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $555,000 | 6,176 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 7,294 |
| Total interest expense | $1,914,000 | 6,437 |
| Net interest income | $1,485,000 | 8,016 |
| Provision for loan and lease losses | $412,000 | 2,051 |
| Total noninterest income | $162,000 | 8,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $1,114,000 | 7,965 |
| Salaries and employee benefits | $585,000 | 8,019 |
| Premises and equipment expense | $208,000 | 6,702 |
| Additional noninterest expense | $321,000 | 8,113 |
| Pre-tax net operating income | $121,000 | 9,985 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $-155,000 | 10,765 |
| Income before extraordinary items | $277,000 | 8,546 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $277,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $276,000 | 8,506 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 10,803 |
| Total interest expense | $511,000 | 10,565 |
| Net interest income | $496,000 | 10,901 |
| Provision for loan and lease losses | $290,000 | 2,650 |
| Total noninterest income | $24,000 | 11,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 9,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,975 |
| Total noninterest expense | $604,000 | 10,156 |
| Salaries and employee benefits | $329,000 | 10,115 |
| Premises and equipment expense | $77,000 | 9,895 |
| Additional noninterest expense | $198,000 | 9,951 |
| Pre-tax net operating income | $-374,000 | 11,181 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-6,000 | 10,924 |
| Income before extraordinary items | $-368,000 | 11,220 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-368,000 | 11,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $4,721,000 | 159 |
| Net operating income | $-368,000 | 11,191 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.