Home > West Pointe Bank and Trust Company > Assets and Liabilities
West Pointe Bank and Trust Company, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 119 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $456,117,000 | 1,418 |
| Cash and due from depository institutions | $12,941,000 | 1,474 |
| Interest-bearing balances | $316,000 | 3,556 |
| Securities | $147,484,000 | 841 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $259,063,000 | 1,727 |
| Loan loss allowance | $1,958,000 | 2,498 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,123,000 | 1,025 |
| Other real estate owned | $740,000 | 1,474 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $24,766,000 | 773 |
| Life insurance assets | $12,593,000 | 427 |
| Total liabilities and capital | $456,117,000 | 1,418 |
| Total liabilities | $421,937,000 | 1,368 |
| Total deposits | $386,709,000 | 1,299 |
| Interest-bearing deposits | $325,493,000 | 1,339 |
| Deposits held in domestic offices | $386,709,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,886,000 | 748 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,800,000 | 3,253 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,542,000 | 1,118 |
| Total equity capital | $34,180,000 | 1,871 |
| Total bank equity capital | $34,180,000 | 1,871 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,800,000 | 1,523 |
| Surplus | $11,596,000 | 2,123 |
| Undivided profits | $19,784,000 | 1,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,010,000 | 1,838 |
| Earning assets | $406,863,000 | 1,450 |
| Long-term assets (5+ years) | $96,063,000 | 1,089 |
| Average Assets, year-to-date | $465,929,330 | 1,363 |
| Average Assets, quarterly | $460,353,500 | 1,380 |
| Volatile liabilities | $99,312,000 | 1,480 |
| Insider loans | $9,528,000 | 704 |
| FHLB advances | $6,800,000 | 3,108 |
| Loans and leases held for sale | $480,000 | 1,209 |
| Unused loan commitments | $50,552,000 | 1,837 |
| Tier 1 (core) risk-based capital | $36,847,000 | 1,669 |
| Tier 2 risk-based capital | $1,958,000 | 2,368 |
| Total risk weighted assets | $299,037,000 | 1,597 |
| Total unused commitments | $50,552,000 | 1,837 |
| Derivatives | $562,000 | 887 |
| 2006-03-31 | Rank | |
| # of Employees: | 118 | 1,462 |
| Assets and Liabilities | ||
| Total Assets: | $464,590,000 | 1,369 |
| Cash and due from depository institutions | $10,633,000 | 1,462 |
| Interest-bearing balances | $109,000 | 4,772 |
| Securities | $156,521,000 | 804 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $256,330,000 | 1,714 |
| Loan loss allowance | $1,934,000 | 2,483 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,276,000 | 972 |
| Other real estate owned | $740,000 | 1,462 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $29,090,000 | 638 |
| Life insurance assets | $12,443,000 | 419 |
| Total liabilities and capital | $464,590,000 | 1,369 |
| Total liabilities | $429,928,000 | 1,330 |
| Total deposits | $400,271,000 | 1,234 |
| Interest-bearing deposits | $339,558,000 | 1,245 |
| Deposits held in domestic offices | $400,271,000 | 1,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,571,000 | 697 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $800,000 | 5,140 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,286,000 | 1,181 |
| Total equity capital | $34,662,000 | 1,817 |
| Total bank equity capital | $34,662,000 | 1,817 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,800,000 | 1,510 |
| Surplus | $11,596,000 | 2,058 |
| Undivided profits | $20,266,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $956,000 | 2,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,035,000 | 1,702 |
| Earning assets | $412,960,000 | 1,403 |
| Long-term assets (5+ years) | $103,060,000 | 1,014 |
| Average Assets, year-to-date | $470,835,500 | 1,349 |
| Average Assets, quarterly | $470,835,500 | 1,349 |
| Volatile liabilities | $94,657,000 | 1,482 |
| Insider loans | $10,353,000 | 638 |
| FHLB advances | $800,000 | 4,953 |
| Loans and leases held for sale | $800,000 | 944 |
| Unused loan commitments | $56,732,000 | 1,662 |
| Tier 1 (core) risk-based capital | $36,307,000 | 1,658 |
| Tier 2 risk-based capital | $1,934,000 | 2,371 |
| Total risk weighted assets | $300,003,000 | 1,548 |
| Total unused commitments | $56,732,000 | 1,664 |
| Derivatives | $2,219,000 | 701 |
| 2005-12-31 | Rank | |
| # of Employees: | 121 | 1,431 |
| Assets and Liabilities | ||
| Total Assets: | $477,081,000 | 1,312 |
| Cash and due from depository institutions | $13,231,000 | 1,431 |
| Interest-bearing balances | $1,632,000 | 2,125 |
| Securities | $167,906,000 | 765 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $254,030,000 | 1,705 |
| Loan loss allowance | $2,002,000 | 2,373 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,756,000 | 898 |
| Other real estate owned | $1,538,000 | 1,431 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $28,620,000 | 644 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $477,081,000 | 1,312 |
| Total liabilities | $442,714,000 | 1,274 |
| Total deposits | $413,207,000 | 1,169 |
| Interest-bearing deposits | $355,352,000 | 1,148 |
| Deposits held in domestic offices | $413,207,000 | 1,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,192,000 | 681 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,315,000 | 1,142 |
| Total equity capital | $34,367,000 | 1,809 |
| Total bank equity capital | $34,367,000 | 1,809 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,800,000 | 1,495 |
| Surplus | $11,596,000 | 2,018 |
| Undivided profits | $19,971,000 | 1,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $846,000 | 2,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,994,000 | 1,757 |
| Earning assets | $423,568,000 | 1,361 |
| Long-term assets (5+ years) | $106,385,000 | 966 |
| Average Assets, year-to-date | $454,269,800 | 1,311 |
| Average Assets, quarterly | $471,434,500 | 1,313 |
| Volatile liabilities | $98,940,000 | 1,381 |
| Insider loans | $10,232,000 | 616 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $333,000 | 1,286 |
| Unused loan commitments | $55,337,000 | 1,640 |
| Tier 1 (core) risk-based capital | $35,762,000 | 1,648 |
| Tier 2 risk-based capital | $2,002,000 | 2,282 |
| Total risk weighted assets | $302,518,000 | 1,512 |
| Total unused commitments | $55,337,000 | 1,640 |
| Derivatives | $1,228,000 | 722 |
| 2005-09-30 | Rank | |
| # of Employees: | 126 | 1,358 |
| Assets and Liabilities | ||
| Total Assets: | $465,788,000 | 1,312 |
| Cash and due from depository institutions | $28,033,000 | 1,358 |
| Interest-bearing balances | $15,713,000 | 361 |
| Securities | $145,192,000 | 859 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $251,216,000 | 1,677 |
| Loan loss allowance | $2,204,000 | 2,180 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,948,000 | 853 |
| Other real estate owned | $1,538,000 | 1,358 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $27,861,000 | 639 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $465,788,000 | 1,312 |
| Total liabilities | $431,010,000 | 1,275 |
| Total deposits | $398,310,000 | 1,189 |
| Interest-bearing deposits | $343,286,000 | 1,160 |
| Deposits held in domestic offices | $398,310,000 | 1,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,093,000 | 636 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,607,000 | 1,043 |
| Total equity capital | $34,778,000 | 1,755 |
| Total bank equity capital | $34,778,000 | 1,755 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,800,000 | 1,467 |
| Surplus | $11,596,000 | 1,959 |
| Undivided profits | $20,382,000 | 1,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,108,000 | 2,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,982,000 | 1,684 |
| Earning assets | $412,121,000 | 1,365 |
| Long-term assets (5+ years) | $85,313,000 | 1,138 |
| Average Assets, year-to-date | $448,567,000 | 1,311 |
| Average Assets, quarterly | $452,980,000 | 1,334 |
| Volatile liabilities | $101,224,000 | 1,301 |
| Insider loans | $10,666,000 | 569 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $264,000 | 1,452 |
| Unused loan commitments | $64,637,000 | 1,421 |
| Tier 1 (core) risk-based capital | $35,105,000 | 1,637 |
| Tier 2 risk-based capital | $2,204,000 | 2,080 |
| Total risk weighted assets | $290,268,000 | 1,536 |
| Total unused commitments | $64,637,000 | 1,421 |
| Derivatives | $1,009,000 | 738 |
| 2005-06-30 | Rank | |
| # of Employees: | 124 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $440,172,000 | 1,368 |
| Cash and due from depository institutions | $16,899,000 | 1,386 |
| Interest-bearing balances | $8,068,000 | 673 |
| Securities | $134,944,000 | 904 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $248,073,000 | 1,657 |
| Loan loss allowance | $2,583,000 | 1,867 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,088,000 | 824 |
| Other real estate owned | $740,000 | 1,386 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $27,428,000 | 632 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $440,172,000 | 1,368 |
| Total liabilities | $406,084,000 | 1,332 |
| Total deposits | $381,243,000 | 1,217 |
| Interest-bearing deposits | $327,481,000 | 1,196 |
| Deposits held in domestic offices | $381,243,000 | 1,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,520,000 | 759 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,321,000 | 1,041 |
| Total equity capital | $34,088,000 | 1,756 |
| Total bank equity capital | $34,088,000 | 1,756 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,800,000 | 1,448 |
| Surplus | $11,596,000 | 1,912 |
| Undivided profits | $19,692,000 | 1,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,417,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,822,000 | 1,681 |
| Earning assets | $391,085,000 | 1,411 |
| Long-term assets (5+ years) | $69,451,000 | 1,370 |
| Average Assets, year-to-date | $442,826,670 | 1,313 |
| Average Assets, quarterly | $442,384,500 | 1,333 |
| Volatile liabilities | $89,218,000 | 1,426 |
| Insider loans | $11,237,000 | 512 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $2,158,000 | 693 |
| Unused loan commitments | $63,096,000 | 1,406 |
| Tier 1 (core) risk-based capital | $34,410,000 | 1,634 |
| Tier 2 risk-based capital | $2,583,000 | 1,782 |
| Total risk weighted assets | $283,876,000 | 1,527 |
| Total unused commitments | $63,096,000 | 1,407 |
| Derivatives | $1,783,000 | 642 |
| 2005-03-31 | Rank | |
| # of Employees: | 117 | 1,448 |
| Assets and Liabilities | ||
| Total Assets: | $444,597,000 | 1,327 |
| Cash and due from depository institutions | $18,166,000 | 1,448 |
| Interest-bearing balances | $7,633,000 | 742 |
| Securities | $142,747,000 | 881 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $243,990,000 | 1,645 |
| Loan loss allowance | $2,573,000 | 1,846 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,262,000 | 792 |
| Other real estate owned | $830,000 | 1,448 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $26,602,000 | 632 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $444,597,000 | 1,327 |
| Total liabilities | $411,890,000 | 1,282 |
| Total deposits | $387,946,000 | 1,174 |
| Interest-bearing deposits | $334,952,000 | 1,156 |
| Deposits held in domestic offices | $387,946,000 | 1,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,072,000 | 753 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,872,000 | 1,144 |
| Total equity capital | $32,707,000 | 1,773 |
| Total bank equity capital | $32,707,000 | 1,773 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,800,000 | 1,446 |
| Surplus | $11,596,000 | 1,861 |
| Undivided profits | $18,311,000 | 1,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,824,000 | 1,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,810,000 | 1,641 |
| Earning assets | $394,370,000 | 1,378 |
| Long-term assets (5+ years) | $65,966,000 | 1,476 |
| Average Assets, year-to-date | $444,154,000 | 1,311 |
| Average Assets, quarterly | $444,154,000 | 1,311 |
| Volatile liabilities | $90,405,000 | 1,341 |
| Insider loans | $10,982,000 | 517 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $54,762,000 | 1,522 |
| Tier 1 (core) risk-based capital | $33,669,000 | 1,638 |
| Tier 2 risk-based capital | $2,573,000 | 1,761 |
| Total risk weighted assets | $278,983,000 | 1,517 |
| Total unused commitments | $54,762,000 | 1,522 |
| Derivatives | $989,000 | 652 |
| 2004-12-31 | Rank | |
| # of Employees: | 119 | 1,444 |
| Assets and Liabilities | ||
| Total Assets: | $443,711,000 | 1,315 |
| Cash and due from depository institutions | $11,870,000 | 1,444 |
| Interest-bearing balances | $132,000 | 4,760 |
| Securities | $154,390,000 | 838 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $238,148,000 | 1,653 |
| Loan loss allowance | $2,693,000 | 1,729 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,394,000 | 780 |
| Other real estate owned | $911,000 | 1,444 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $25,998,000 | 635 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $443,711,000 | 1,315 |
| Total liabilities | $410,611,000 | 1,285 |
| Total deposits | $385,628,000 | 1,162 |
| Interest-bearing deposits | $335,038,000 | 1,143 |
| Deposits held in domestic offices | $385,628,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,487,000 | 756 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $550,000 | 5,279 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,946,000 | 1,102 |
| Total equity capital | $33,100,000 | 1,759 |
| Total bank equity capital | $33,100,000 | 1,759 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,800,000 | 1,430 |
| Surplus | $11,596,000 | 1,826 |
| Undivided profits | $18,704,000 | 1,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,381,000 | 636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,627,000 | 1,790 |
| Earning assets | $392,670,000 | 1,373 |
| Long-term assets (5+ years) | $69,794,000 | 1,436 |
| Average Assets, year-to-date | $434,746,800 | 1,273 |
| Average Assets, quarterly | $446,039,000 | 1,296 |
| Volatile liabilities | $94,179,000 | 1,271 |
| Insider loans | $10,122,000 | 567 |
| FHLB advances | $550,000 | 5,009 |
| Loans and leases held for sale | $74,000 | 1,687 |
| Unused loan commitments | $56,250,000 | 1,449 |
| Tier 1 (core) risk-based capital | $32,965,000 | 1,656 |
| Tier 2 risk-based capital | $2,693,000 | 1,686 |
| Total risk weighted assets | $271,930,000 | 1,535 |
| Total unused commitments | $56,250,000 | 1,449 |
| Derivatives | $1,244,000 | 608 |
| 2004-09-30 | Rank | |
| # of Employees: | 121 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $448,367,000 | 1,278 |
| Cash and due from depository institutions | $16,217,000 | 1,423 |
| Interest-bearing balances | $5,511,000 | 1,042 |
| Securities | $160,009,000 | 806 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $233,613,000 | 1,650 |
| Loan loss allowance | $2,952,000 | 1,574 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,025,000 | 775 |
| Other real estate owned | $874,000 | 1,423 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $25,629,000 | 634 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $448,367,000 | 1,278 |
| Total liabilities | $415,658,000 | 1,242 |
| Total deposits | $379,601,000 | 1,166 |
| Interest-bearing deposits | $333,545,000 | 1,139 |
| Deposits held in domestic offices | $379,601,000 | 1,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,572,000 | 643 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,485,000 | 993 |
| Total equity capital | $32,709,000 | 1,749 |
| Total bank equity capital | $32,709,000 | 1,749 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,800,000 | 1,420 |
| Surplus | $11,596,000 | 1,791 |
| Undivided profits | $18,313,000 | 1,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,330,000 | 556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,671,000 | 1,806 |
| Earning assets | $399,133,000 | 1,323 |
| Long-term assets (5+ years) | $69,329,000 | 1,453 |
| Average Assets, year-to-date | $432,505,750 | 1,277 |
| Average Assets, quarterly | $436,214,000 | 1,299 |
| Volatile liabilities | $104,309,000 | 1,135 |
| Insider loans | $9,478,000 | 598 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $390,000 | 1,280 |
| Unused loan commitments | $55,564,000 | 1,447 |
| Tier 1 (core) risk-based capital | $32,011,000 | 1,667 |
| Tier 2 risk-based capital | $2,952,000 | 1,525 |
| Total risk weighted assets | $268,358,000 | 1,521 |
| Total unused commitments | $55,564,000 | 1,448 |
| Derivatives | $1,208,000 | 615 |
| 2004-06-30 | Rank | |
| # of Employees: | 126 | 1,370 |
| Assets and Liabilities | ||
| Total Assets: | $424,061,000 | 1,337 |
| Cash and due from depository institutions | $11,793,000 | 1,370 |
| Interest-bearing balances | $159,000 | 4,760 |
| Securities | $149,114,000 | 875 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $225,795,000 | 1,669 |
| Loan loss allowance | $2,960,000 | 1,552 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,876,000 | 767 |
| Other real estate owned | $250,000 | 1,370 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $25,233,000 | 645 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $424,061,000 | 1,337 |
| Total liabilities | $393,446,000 | 1,293 |
| Total deposits | $360,648,000 | 1,216 |
| Interest-bearing deposits | $315,154,000 | 1,197 |
| Deposits held in domestic offices | $360,648,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,231,000 | 690 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,360,000 | 3,004 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,207,000 | 1,216 |
| Total equity capital | $30,615,000 | 1,781 |
| Total bank equity capital | $30,615,000 | 1,781 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,800,000 | 1,418 |
| Surplus | $11,596,000 | 1,751 |
| Undivided profits | $16,219,000 | 1,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,900,000 | 520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,476,000 | 1,929 |
| Earning assets | $375,068,000 | 1,389 |
| Long-term assets (5+ years) | $67,558,000 | 1,536 |
| Average Assets, year-to-date | $427,218,670 | 1,293 |
| Average Assets, quarterly | $428,258,500 | 1,301 |
| Volatile liabilities | $93,826,000 | 1,204 |
| Insider loans | $10,736,000 | 512 |
| FHLB advances | $7,360,000 | 2,876 |
| Loans and leases held for sale | $274,000 | 1,380 |
| Unused loan commitments | $52,050,000 | 1,518 |
| Tier 1 (core) risk-based capital | $31,396,000 | 1,654 |
| Tier 2 risk-based capital | $2,960,000 | 1,494 |
| Total risk weighted assets | $259,266,000 | 1,551 |
| Total unused commitments | $52,050,000 | 1,519 |
| Derivatives | $1,799,000 | 567 |
| 2004-03-31 | Rank | |
| # of Employees: | 126 | 1,360 |
| Assets and Liabilities | ||
| Total Assets: | $432,456,000 | 1,284 |
| Cash and due from depository institutions | $21,455,000 | 1,360 |
| Interest-bearing balances | $12,351,000 | 601 |
| Securities | $162,458,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $212,726,000 | 1,724 |
| Loan loss allowance | $2,543,000 | 1,798 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,885,000 | 744 |
| Other real estate owned | $259,000 | 1,360 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $23,673,000 | 655 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $432,456,000 | 1,284 |
| Total liabilities | $400,088,000 | 1,252 |
| Total deposits | $368,864,000 | 1,172 |
| Interest-bearing deposits | $326,627,000 | 1,135 |
| Deposits held in domestic offices | $368,864,000 | 1,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,703,000 | 704 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,521,000 | 880 |
| Total equity capital | $32,368,000 | 1,722 |
| Total bank equity capital | $32,368,000 | 1,722 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,800,000 | 1,411 |
| Surplus | $11,596,000 | 1,716 |
| Undivided profits | $17,972,000 | 1,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,121,000 | 1,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,735,000 | 1,587 |
| Earning assets | $387,535,000 | 1,327 |
| Long-term assets (5+ years) | $68,572,000 | 1,484 |
| Average Assets, year-to-date | $428,797,500 | 1,287 |
| Average Assets, quarterly | $428,797,500 | 1,287 |
| Volatile liabilities | $91,484,000 | 1,166 |
| Insider loans | $9,790,000 | 537 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $1,082,000 | 958 |
| Unused loan commitments | $44,012,000 | 1,672 |
| Tier 1 (core) risk-based capital | $30,816,000 | 1,675 |
| Tier 2 risk-based capital | $2,543,000 | 1,696 |
| Total risk weighted assets | $250,012,000 | 1,567 |
| Total unused commitments | $44,012,000 | 1,675 |
| Derivatives | $2,973,000 | 529 |
| 2003-12-31 | Rank | |
| # of Employees: | 131 | 1,308 |
| Assets and Liabilities | ||
| Total Assets: | $425,139,000 | 1,318 |
| Cash and due from depository institutions | $8,980,000 | 1,308 |
| Interest-bearing balances | $105,000 | 5,140 |
| Securities | $166,700,000 | 815 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $214,397,000 | 1,684 |
| Loan loss allowance | $2,697,000 | 1,697 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,915,000 | 744 |
| Other real estate owned | $230,000 | 1,308 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $22,917,000 | 681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $425,139,000 | 1,318 |
| Total liabilities | $394,051,000 | 1,269 |
| Total deposits | $361,795,000 | 1,184 |
| Interest-bearing deposits | $319,450,000 | 1,165 |
| Deposits held in domestic offices | $361,795,000 | 1,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,186,000 | 763 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,400,000 | 2,524 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,670,000 | 1,174 |
| Total equity capital | $31,088,000 | 1,759 |
| Total bank equity capital | $31,088,000 | 1,759 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,800,000 | 1,416 |
| Surplus | $11,596,000 | 1,693 |
| Undivided profits | $16,692,000 | 1,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,274,000 | 1,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,659,000 | 1,749 |
| Earning assets | $381,202,000 | 1,345 |
| Long-term assets (5+ years) | $85,837,000 | 1,224 |
| Average Assets, year-to-date | $419,388,800 | 1,282 |
| Average Assets, quarterly | $427,435,000 | 1,288 |
| Volatile liabilities | $87,966,000 | 1,217 |
| Insider loans | $9,895,000 | 500 |
| FHLB advances | $9,400,000 | 2,400 |
| Loans and leases held for sale | $339,000 | 1,298 |
| Unused loan commitments | $42,771,000 | 1,667 |
| Tier 1 (core) risk-based capital | $30,142,000 | 1,699 |
| Tier 2 risk-based capital | $2,697,000 | 1,596 |
| Total risk weighted assets | $249,530,000 | 1,556 |
| Total unused commitments | $42,771,000 | 1,670 |
| Derivatives | $272,000 | 630 |
| 2003-09-30 | Rank | |
| # of Employees: | 131 | 1,319 |
| Assets and Liabilities | ||
| Total Assets: | $429,731,000 | 1,292 |
| Cash and due from depository institutions | $21,586,000 | 1,319 |
| Interest-bearing balances | $10,307,000 | 741 |
| Securities | $163,425,000 | 822 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $209,361,000 | 1,697 |
| Loan loss allowance | $2,388,000 | 1,912 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,089,000 | 725 |
| Other real estate owned | $365,000 | 1,319 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $22,905,000 | 685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,731,000 | 1,292 |
| Total liabilities | $399,540,000 | 1,255 |
| Total deposits | $367,279,000 | 1,176 |
| Interest-bearing deposits | $326,426,000 | 1,146 |
| Deposits held in domestic offices | $367,279,000 | 1,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,713,000 | 658 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,548,000 | 1,251 |
| Total equity capital | $30,191,000 | 1,815 |
| Total bank equity capital | $30,191,000 | 1,815 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,800,000 | 1,410 |
| Surplus | $11,596,000 | 1,676 |
| Undivided profits | $15,795,000 | 2,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,113,000 | 1,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,812,000 | 1,684 |
| Earning assets | $383,093,000 | 1,337 |
| Long-term assets (5+ years) | $92,574,000 | 1,168 |
| Average Assets, year-to-date | $417,951,250 | 1,300 |
| Average Assets, quarterly | $422,597,500 | 1,321 |
| Volatile liabilities | $83,209,000 | 1,247 |
| Insider loans | $9,631,000 | 514 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $301,000 | 1,594 |
| Unused loan commitments | $44,289,000 | 1,621 |
| Tier 1 (core) risk-based capital | $29,496,000 | 1,746 |
| Tier 2 risk-based capital | $2,388,000 | 1,780 |
| Total risk weighted assets | $245,472,000 | 1,570 |
| Total unused commitments | $44,289,000 | 1,624 |
| Derivatives | $219,000 | 634 |
| 2003-06-30 | Rank | |
| # of Employees: | 137 | 1,247 |
| Assets and Liabilities | ||
| Total Assets: | $415,464,000 | 1,335 |
| Cash and due from depository institutions | $13,855,000 | 1,247 |
| Interest-bearing balances | $570,000 | 3,774 |
| Securities | $147,155,000 | 897 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $218,945,000 | 1,620 |
| Loan loss allowance | $2,791,000 | 1,623 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,212,000 | 713 |
| Other real estate owned | $468,000 | 1,247 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $22,829,000 | 666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $415,464,000 | 1,335 |
| Total liabilities | $384,863,000 | 1,298 |
| Total deposits | $357,545,000 | 1,205 |
| Interest-bearing deposits | $314,965,000 | 1,193 |
| Deposits held in domestic offices | $357,545,000 | 1,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,337,000 | 745 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,981,000 | 1,190 |
| Total equity capital | $30,601,000 | 1,788 |
| Total bank equity capital | $30,601,000 | 1,788 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,800,000 | 1,404 |
| Surplus | $11,596,000 | 1,637 |
| Undivided profits | $16,205,000 | 2,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,214,000 | 1,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,795,000 | 1,582 |
| Earning assets | $366,670,000 | 1,389 |
| Long-term assets (5+ years) | $84,532,000 | 1,187 |
| Average Assets, year-to-date | $414,024,670 | 1,302 |
| Average Assets, quarterly | $415,135,000 | 1,318 |
| Volatile liabilities | $76,803,000 | 1,323 |
| Insider loans | $9,057,000 | 530 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $1,361,000 | 1,324 |
| Unused loan commitments | $39,576,000 | 1,717 |
| Tier 1 (core) risk-based capital | $28,916,000 | 1,745 |
| Tier 2 risk-based capital | $2,791,000 | 1,511 |
| Total risk weighted assets | $251,534,000 | 1,496 |
| Total unused commitments | $39,576,000 | 1,726 |
| Derivatives | $4,314,000 | 472 |
| 2003-03-31 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $414,806,000 | 1,315 |
| Cash and due from depository institutions | $14,782,000 | 1,309 |
| Interest-bearing balances | $4,358,000 | 1,690 |
| Securities | $145,563,000 | 889 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $221,445,000 | 1,594 |
| Loan loss allowance | $2,796,000 | 1,605 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,869,000 | 724 |
| Other real estate owned | $468,000 | 1,309 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $20,679,000 | 717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $414,806,000 | 1,315 |
| Total liabilities | $385,095,000 | 1,274 |
| Total deposits | $356,583,000 | 1,184 |
| Interest-bearing deposits | $318,835,000 | 1,167 |
| Deposits held in domestic offices | $356,583,000 | 1,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,821,000 | 695 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,691,000 | 1,277 |
| Total equity capital | $29,711,000 | 1,799 |
| Total bank equity capital | $29,711,000 | 1,799 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,800,000 | 1,408 |
| Surplus | $11,596,000 | 1,608 |
| Undivided profits | $15,315,000 | 2,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,402,000 | 1,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,988,000 | 1,463 |
| Earning assets | $371,366,000 | 1,342 |
| Long-term assets (5+ years) | $93,292,000 | 1,057 |
| Average Assets, year-to-date | $413,305,000 | 1,305 |
| Average Assets, quarterly | $413,305,000 | 1,305 |
| Volatile liabilities | $78,483,000 | 1,268 |
| Insider loans | $9,176,000 | 525 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $1,196,000 | 1,238 |
| Unused loan commitments | $41,532,000 | 1,613 |
| Tier 1 (core) risk-based capital | $28,133,000 | 1,758 |
| Tier 2 risk-based capital | $2,796,000 | 1,485 |
| Total risk weighted assets | $253,744,000 | 1,456 |
| Total unused commitments | $41,532,000 | 1,622 |
| Derivatives | $3,941,000 | 449 |
| 2002-12-31 | Rank | |
| # of Employees: | 129 | 1,316 |
| Assets and Liabilities | ||
| Total Assets: | $411,804,000 | 1,302 |
| Cash and due from depository institutions | $22,474,000 | 1,316 |
| Interest-bearing balances | $11,813,000 | 664 |
| Securities | $137,442,000 | 908 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $219,172,000 | 1,589 |
| Loan loss allowance | $2,409,000 | 1,782 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,712,000 | 729 |
| Other real estate owned | $365,000 | 1,316 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $20,639,000 | 711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $411,804,000 | 1,302 |
| Total liabilities | $382,193,000 | 1,261 |
| Total deposits | $351,458,000 | 1,188 |
| Interest-bearing deposits | $310,386,000 | 1,174 |
| Deposits held in domestic offices | $351,458,000 | 1,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,692,000 | 675 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,043,000 | 1,151 |
| Total equity capital | $29,611,000 | 1,768 |
| Total bank equity capital | $29,611,000 | 1,768 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,800,000 | 1,400 |
| Surplus | $11,596,000 | 1,573 |
| Undivided profits | $15,215,000 | 2,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,737,000 | 1,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,087,000 | 1,437 |
| Earning assets | $368,427,000 | 1,333 |
| Long-term assets (5+ years) | $77,011,000 | 1,219 |
| Average Assets, year-to-date | $389,279,600 | 1,317 |
| Average Assets, quarterly | $409,444,000 | 1,296 |
| Volatile liabilities | $81,081,000 | 1,223 |
| Insider loans | $9,107,000 | 521 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $2,617,000 | 943 |
| Unused loan commitments | $40,251,000 | 1,575 |
| Tier 1 (core) risk-based capital | $27,422,000 | 1,760 |
| Tier 2 risk-based capital | $2,409,000 | 1,650 |
| Total risk weighted assets | $263,012,000 | 1,368 |
| Total unused commitments | $40,251,000 | 1,581 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 120 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $366,714,000 | 1,392 |
| Cash and due from depository institutions | $20,282,000 | 1,398 |
| Interest-bearing balances | $9,120,000 | 779 |
| Securities | $122,766,000 | 932 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $198,180,000 | 1,671 |
| Loan loss allowance | $2,224,000 | 1,793 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,777,000 | 700 |
| Other real estate owned | $156,000 | 1,398 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $13,553,000 | 956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $366,714,000 | 1,392 |
| Total liabilities | $342,097,000 | 1,344 |
| Total deposits | $322,360,000 | 1,223 |
| Interest-bearing deposits | $284,558,000 | 1,213 |
| Deposits held in domestic offices | $322,360,000 | 1,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,237,000 | 968 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,500,000 | 1,690 |
| Total equity capital | $24,617,000 | 1,992 |
| Total bank equity capital | $24,617,000 | 1,992 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,800,000 | 1,397 |
| Surplus | $11,596,000 | 1,498 |
| Undivided profits | $10,221,000 | 2,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 3,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,055,000 | 1,592 |
| Earning assets | $330,066,000 | 1,413 |
| Long-term assets (5+ years) | $95,788,000 | 987 |
| Average Assets, year-to-date | $357,149,600 | 1,352 |
| Average Assets, quarterly | $367,265,000 | 1,367 |
| Volatile liabilities | $64,708,000 | 1,424 |
| Insider loans | $7,835,000 | 576 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $1,426,000 | 1,045 |
| Unused loan commitments | $29,301,000 | 1,893 |
| Tier 1 (core) risk-based capital | $24,334,000 | 1,901 |
| Tier 2 risk-based capital | $2,225,000 | 1,673 |
| Total risk weighted assets | $233,732,000 | 1,469 |
| Total unused commitments | $29,301,000 | 1,902 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 110 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $341,028,000 | 1,413 |
| Cash and due from depository institutions | $10,997,000 | 1,517 |
| Interest-bearing balances | $237,000 | 3,690 |
| Securities | $118,869,000 | 951 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 3,692 |
| Net loans & leases | $187,655,000 | 1,698 |
| Loan loss allowance | $1,770,000 | 2,129 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $12,176,000 | 636 |
| Other real estate owned | $129,000 | 1,517 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $8,602,000 | 1,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,028,000 | 1,413 |
| Total liabilities | $319,141,000 | 1,352 |
| Total deposits | $302,013,000 | 1,261 |
| Interest-bearing deposits | $270,610,000 | 1,228 |
| Deposits held in domestic offices | $302,013,000 | 1,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,808,000 | 1,105 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,320,000 | 1,826 |
| Total equity capital | $21,887,000 | 2,149 |
| Total bank equity capital | $21,887,000 | 2,149 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,800,000 | 1,401 |
| Surplus | $11,596,000 | 1,447 |
| Undivided profits | $7,491,000 | 3,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 2,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,177,000 | 2,264 |
| Earning assets | $309,361,000 | 1,429 |
| Long-term assets (5+ years) | $68,164,000 | 1,275 |
| Average Assets, year-to-date | $328,021,200 | 1,402 |
| Average Assets, quarterly | $340,919,000 | 1,390 |
| Volatile liabilities | $55,161,000 | 1,599 |
| Insider loans | $7,107,000 | 636 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $133,000 | 1,280 |
| Unused loan commitments | $28,909,000 | 1,792 |
| Tier 1 (core) risk-based capital | $22,124,000 | 2,021 |
| Tier 2 risk-based capital | $1,770,000 | 1,996 |
| Total risk weighted assets | $222,128,500 | 1,473 |
| Total unused commitments | $28,909,000 | 1,794 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 105 | 1,626 |
| Assets and Liabilities | ||
| Total Assets: | $311,777,000 | 1,512 |
| Cash and due from depository institutions | $12,741,000 | 1,626 |
| Interest-bearing balances | $675,000 | 2,851 |
| Securities | $108,626,000 | 1,056 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,513 |
| Net loans & leases | $172,505,000 | 1,746 |
| Loan loss allowance | $1,687,000 | 2,157 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,862,000 | 925 |
| Other real estate owned | $349,000 | 1,626 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,094,000 | 1,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,777,000 | 1,512 |
| Total liabilities | $293,215,000 | 1,451 |
| Total deposits | $279,426,000 | 1,332 |
| Interest-bearing deposits | $251,792,000 | 1,286 |
| Deposits held in domestic offices | $279,426,000 | 1,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,938,000 | 1,440 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,851,000 | 2,000 |
| Total equity capital | $18,562,000 | 2,369 |
| Total bank equity capital | $18,562,000 | 2,369 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,800,000 | 1,404 |
| Surplus | $11,596,000 | 1,428 |
| Undivided profits | $4,166,000 | 4,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,344,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $964,000 | 2,355 |
| Earning assets | $285,406,000 | 1,507 |
| Long-term assets (5+ years) | $74,372,000 | 1,244 |
| Average Assets, year-to-date | $280,492,800 | 1,612 |
| Average Assets, quarterly | $307,417,000 | 1,509 |
| Volatile liabilities | $52,845,000 | 1,586 |
| Insider loans | $6,507,000 | 705 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $540,000 | 900 |
| Unused loan commitments | $31,445,000 | 1,685 |
| Tier 1 (core) risk-based capital | $21,080,000 | 2,114 |
| Tier 2 risk-based capital | $1,690,600 | 1,980 |
| Total risk weighted assets | $200,588,000 | 1,554 |
| Total unused commitments | $31,445,000 | 1,687 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 83 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $250,528,000 | 1,835 |
| Cash and due from depository institutions | $9,397,000 | 2,103 |
| Interest-bearing balances | $1,405,000 | 2,490 |
| Securities | $83,526,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,811 |
| Net loans & leases | $139,240,000 | 2,004 |
| Loan loss allowance | $1,342,000 | 2,560 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,319,000 | 1,262 |
| Other real estate owned | $152,000 | 2,103 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,394,000 | 3,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,528,000 | 1,835 |
| Total liabilities | $235,120,000 | 1,773 |
| Total deposits | $223,300,000 | 1,685 |
| Interest-bearing deposits | $197,526,000 | 1,629 |
| Deposits held in domestic offices | $223,300,000 | 1,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,960,000 | 1,418 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,276,000 | 2,190 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,584,000 | 2,414 |
| Total equity capital | $15,408,000 | 2,917 |
| Total bank equity capital | $15,408,000 | 2,917 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,800,000 | 1,350 |
| Surplus | $7,276,000 | 2,095 |
| Undivided profits | $5,332,000 | 4,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,271,000 | 1,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,414 |
| Income earned, not collected on loans | $891,000 | 2,514 |
| Earning assets | $233,671,000 | 1,831 |
| Long-term assets (5+ years) | $67,081,000 | 1,250 |
| Average Assets, year-to-date | $215,096,800 | 2,028 |
| Average Assets, quarterly | $238,558,500 | 1,907 |
| Volatile liabilities | $29,600,000 | 2,166 |
| Insider loans | $7,701,000 | 531 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,126,000 | 1,012 |
| Unused loan commitments | $25,618,000 | 1,857 |
| Tier 1 (core) risk-based capital | $14,928,000 | 2,863 |
| Tier 2 risk-based capital | $1,347,850 | 2,317 |
| Total risk weighted assets | $156,669,700 | 1,831 |
| Total unused commitments | $25,618,000 | 1,864 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 71 | 2,536 |
| Assets and Liabilities | ||
| Total Assets: | $184,595,000 | 2,436 |
| Cash and due from depository institutions | $6,521,000 | 2,536 |
| Interest-bearing balances | $308,000 | 3,517 |
| Securities | $45,101,000 | 2,516 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,764 |
| Net loans & leases | $117,481,000 | 2,371 |
| Loan loss allowance | $976,000 | 3,432 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,449,000 | 1,435 |
| Other real estate owned | $0 | 2,536 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,143,000 | 3,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,595,000 | 2,436 |
| Total liabilities | $170,988,000 | 2,384 |
| Total deposits | $167,520,000 | 2,247 |
| Interest-bearing deposits | $145,224,000 | 2,219 |
| Deposits held in domestic offices | $167,520,000 | 2,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,716,000 | 2,251 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $506,000 | 3,998 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,246,000 | 2,974 |
| Total equity capital | $13,607,000 | 3,251 |
| Total bank equity capital | $13,607,000 | 3,251 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,800,000 | 1,330 |
| Surplus | $7,276,000 | 2,066 |
| Undivided profits | $3,531,000 | 5,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 4,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $690,000 | 3,405 |
| Earning assets | $170,790,000 | 2,425 |
| Long-term assets (5+ years) | $22,417,000 | 2,594 |
| Average Assets, year-to-date | $155,630,800 | 2,736 |
| Average Assets, quarterly | $173,234,500 | 2,552 |
| Volatile liabilities | $21,693,000 | 2,807 |
| Insider loans | $6,432,000 | 620 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $273,000 | 1,227 |
| Unused loan commitments | $21,060,000 | 2,028 |
| Tier 1 (core) risk-based capital | $13,464,000 | 3,150 |
| Tier 2 risk-based capital | $976,000 | 2,996 |
| Total risk weighted assets | $125,155,600 | 2,232 |
| Total unused commitments | $21,060,000 | 2,033 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 61 | 3,105 |
| Assets and Liabilities | ||
| Total Assets: | $134,207,000 | 3,360 |
| Cash and due from depository institutions | $5,396,000 | 3,105 |
| Interest-bearing balances | $150,000 | 4,274 |
| Securities | $33,538,000 | 3,593 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $85,330,000 | 3,204 |
| Loan loss allowance | $728,000 | 4,543 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,795,000 | 1,659 |
| Other real estate owned | $414,000 | 3,105 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,734,000 | 4,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,207,000 | 3,360 |
| Total liabilities | $124,663,000 | 3,268 |
| Total deposits | $122,072,000 | 3,122 |
| Interest-bearing deposits | $106,984,000 | 3,073 |
| Deposits held in domestic offices | $122,072,000 | 3,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $727,000 | 2,983 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $524,000 | 3,885 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,340,000 | 2,826 |
| Total equity capital | $9,544,000 | 4,505 |
| Total bank equity capital | $9,544,000 | 4,505 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,800,000 | 1,385 |
| Surplus | $4,276,000 | 3,256 |
| Undivided profits | $2,468,000 | 6,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $773,000 | 3,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $572,000 | 4,037 |
| Earning assets | $122,018,000 | 3,403 |
| Long-term assets (5+ years) | $23,069,000 | 2,392 |
| Average Assets, year-to-date | $120,825,400 | 3,573 |
| Average Assets, quarterly | $129,532,500 | 3,439 |
| Volatile liabilities | $25,775,000 | 2,365 |
| Insider loans | $5,670,000 | 755 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $383,000 | 1,047 |
| Unused loan commitments | $17,817,000 | 2,238 |
| Tier 1 (core) risk-based capital | $9,524,000 | 4,415 |
| Tier 2 risk-based capital | $728,000 | 3,942 |
| Total risk weighted assets | $89,660,600 | 3,072 |
| Total unused commitments | $17,817,000 | 2,254 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $107,342,000 | 4,146 |
| Cash and due from depository institutions | $5,524,000 | 4,150 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,279,000 | 4,670 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,297 |
| Net loans & leases | $65,783,000 | 3,951 |
| Loan loss allowance | $606,000 | 5,257 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,514,000 | 2,195 |
| Other real estate owned | $0 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $842,000 | 7,089 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,342,000 | 4,146 |
| Total liabilities | $98,470,000 | 4,060 |
| Total deposits | $96,627,000 | 3,937 |
| Interest-bearing deposits | $83,243,000 | 3,947 |
| Deposits held in domestic offices | $96,627,000 | 3,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $776,000 | 2,852 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $395,000 | 3,615 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $672,000 | 5,022 |
| Total equity capital | $8,872,000 | 4,787 |
| Total bank equity capital | $8,872,000 | 4,787 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,800,000 | 1,407 |
| Surplus | $4,300,000 | 3,233 |
| Undivided profits | $1,772,000 | 7,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $666,000 | 3,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $459,000 | 5,147 |
| Earning assets | $97,462,000 | 4,189 |
| Long-term assets (5+ years) | $12,353,000 | 3,524 |
| Average Assets, year-to-date | $95,195,400 | 4,448 |
| Average Assets, quarterly | $102,386,500 | 4,284 |
| Volatile liabilities | $18,147,000 | 2,856 |
| Insider loans | $2,782,000 | 1,560 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $572,000 | 971 |
| Unused loan commitments | $9,312,000 | 3,449 |
| Tier 1 (core) risk-based capital | $8,809,000 | 4,695 |
| Tier 2 risk-based capital | $606,000 | 4,531 |
| Total risk weighted assets | $70,721,800 | 3,734 |
| Total unused commitments | $9,312,000 | 3,463 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $89,368,000 | 4,815 |
| Cash and due from depository institutions | $3,269,000 | 4,868 |
| Interest-bearing balances | $285,000 | 4,116 |
| Securities | $24,387,000 | 5,084 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,530 |
| Net loans & leases | $54,937,000 | 4,532 |
| Loan loss allowance | $553,000 | 5,767 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,581,000 | 2,078 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $6,000 | 2,975 |
| All other assets | $988,000 | 6,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,368,000 | 4,815 |
| Total liabilities | $81,280,000 | 4,801 |
| Total deposits | $79,628,000 | 4,665 |
| Interest-bearing deposits | $66,987,000 | 4,759 |
| Deposits held in domestic offices | $79,628,000 | 4,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $995,000 | 3,406 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $303,000 | 4,133 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $354,000 | 6,597 |
| Total equity capital | $8,088,000 | 4,875 |
| Total bank equity capital | $8,088,000 | 4,875 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,800,000 | 1,423 |
| Surplus | $4,276,000 | 3,142 |
| Undivided profits | $1,012,000 | 9,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $313,000 | 6,360 |
| Earning assets | $81,809,000 | 4,838 |
| Long-term assets (5+ years) | $25,647,000 | 2,086 |
| Average Assets, year-to-date | $81,175,400 | 5,134 |
| Average Assets, quarterly | $88,639,500 | 4,826 |
| Volatile liabilities | $10,342,000 | 4,228 |
| Insider loans | $2,868,000 | 1,472 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,807,000 | 3,441 |
| Tier 1 (core) risk-based capital | $8,283,000 | 4,855 |
| Tier 2 risk-based capital | $553,000 | 4,876 |
| Total risk weighted assets | $59,972,900 | 4,237 |
| Total unused commitments | $8,807,000 | 3,449 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $70,617,000 | 6,031 |
| Cash and due from depository institutions | $2,847,000 | 6,588 |
| Interest-bearing balances | $571,000 | 4,178 |
| Securities | $19,793,000 | 6,183 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,978 |
| Net loans & leases | $41,863,000 | 5,515 |
| Loan loss allowance | $430,000 | 7,061 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,031,000 | 3,575 |
| Other real estate owned | $0 | 6,588 |
| Goodwill and other intangibles | $12,000 | 2,837 |
| All other assets | $671,000 | 7,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,617,000 | 6,031 |
| Total liabilities | $62,777,000 | 6,111 |
| Total deposits | $60,831,000 | 6,047 |
| Interest-bearing deposits | $53,567,000 | 5,997 |
| Deposits held in domestic offices | $60,831,000 | 6,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,046,000 | 2,728 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $605,000 | 3,199 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $295,000 | 7,615 |
| Total equity capital | $7,840,000 | 5,081 |
| Total bank equity capital | $7,840,000 | 5,081 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,800,000 | 1,433 |
| Surplus | $4,390,000 | 3,028 |
| Undivided profits | $650,000 | 10,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 10,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $217,000 | 7,723 |
| Earning assets | $65,627,000 | 5,963 |
| Long-term assets (5+ years) | $19,608,000 | 2,713 |
| Average Assets, year-to-date | $62,737,200 | 6,453 |
| Average Assets, quarterly | $68,250,000 | 6,140 |
| Volatile liabilities | $8,985,000 | 4,447 |
| Insider loans | $2,566,000 | 1,619 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $132,000 | 1,525 |
| Unused loan commitments | $6,968,000 | 3,972 |
| Tier 1 (core) risk-based capital | $7,828,000 | 5,006 |
| Tier 2 risk-based capital | $430,000 | 5,932 |
| Total risk weighted assets | $44,443,100 | 5,419 |
| Total unused commitments | $6,968,000 | 3,995 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $56,117,000 | 7,284 |
| Cash and due from depository institutions | $1,377,000 | 7,249 |
| Interest-bearing balances | $571,000 | 4,729 |
| Securities | $16,168,000 | 7,025 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 3,493 |
| Net loans & leases | $32,912,000 | 6,590 |
| Loan loss allowance | $337,000 | 8,299 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $471,000 | 9,117 |
| Other real estate owned | $0 | 7,249 |
| Goodwill and other intangibles | $19,000 | 2,753 |
| All other assets | $520,000 | 9,511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,117,000 | 7,284 |
| Total liabilities | $49,470,000 | 7,454 |
| Total deposits | $48,383,000 | 7,381 |
| Interest-bearing deposits | $42,648,000 | 7,302 |
| Deposits held in domestic offices | $48,383,000 | 7,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $319,000 | 3,243 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $589,000 | 3,014 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $179,000 | 10,501 |
| Total equity capital | $6,647,000 | 5,621 |
| Total bank equity capital | $6,647,000 | 5,621 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,594,000 | 1,586 |
| Surplus | $3,939,000 | 3,253 |
| Undivided profits | $114,000 | 12,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 12,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $150,000 | 10,028 |
| Earning assets | $54,301,000 | 6,978 |
| Long-term assets (5+ years) | $9,776,000 | 4,396 |
| Average Assets, year-to-date | $45,490,400 | 8,199 |
| Average Assets, quarterly | $52,280,500 | 7,577 |
| Volatile liabilities | $7,087,000 | 5,245 |
| Insider loans | $2,815,000 | 207 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,202,000 | 5,109 |
| Tier 1 (core) risk-based capital | $6,628,000 | 5,571 |
| Tier 2 risk-based capital | $337,000 | 7,058 |
| Total risk weighted assets | $33,023,900 | 6,869 |
| Total unused commitments | $4,202,000 | 5,138 |
| Derivatives | $0 | 651 |