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West Point Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$7,831,000	1,526
Total interest expense	$4,331,000	1,099
Net interest income	$3,500,000	2,025
Provision for loan and lease losses	$0	2,775
Total noninterest income	$280,000	2,512
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$53,000	2,570
Trading account gains and fees	$0	116
Additional Noninterest Income	$227,000	2,263
Total noninterest expense	$2,415,000	2,162
Salaries and employee benefits	$1,299,000	2,229
Premises and equipment expense	$226,000	2,196
Additional noninterest expense	$227,000	2,263
Pre-tax net operating income	$1,365,000	1,869
Securities gains (losses)	$0	665
Applicable income taxes	$310,000	1,320
Income before extraordinary items	$1,055,000	1,972
Extraordinary gains, net	$0	47
Net income	$1,055,000	1,996
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,055,000	1,972
Net charge-offs	$-1,000	3,409
Cash dividends	$150,000	1,991
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,055,000	1,989
2024-12-31 (YTD Data)		Rank
Total interest income	$28,555,000	1,616
Total interest expense	$17,564,000	1,138
Net interest income	$10,991,000	2,272
Provision for loan and lease losses	$268,000	1,836
Total noninterest income	$1,212,000	2,504
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$228,000	2,537
Trading account gains and fees	$0	138
Additional Noninterest Income	$984,000	2,267
Total noninterest expense	$8,641,000	2,285
Salaries and employee benefits	$4,671,000	2,352
Premises and equipment expense	$1,072,000	1,986
Additional noninterest expense	$984,000	2,267
Pre-tax net operating income	$3,294,000	2,352
Securities gains (losses)	$0	940
Applicable income taxes	$467,000	1,885
Income before extraordinary items	$2,827,000	2,360
Extraordinary gains, net	$0	53
Net income	$2,827,000	2,385
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,827,000	2,361
Net charge-offs	$-7,000	3,885
Cash dividends	$625,000	2,635
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$2,827,000	2,360
2024-09-30 (YTD Data)		Rank
Total interest income	$20,894,000	1,638
Total interest expense	$13,193,000	1,137
Net interest income	$7,701,000	2,366
Provision for loan and lease losses	$164,000	1,866
Total noninterest income	$897,000	2,502
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$170,000	2,539
Trading account gains and fees	$0	139
Additional Noninterest Income	$727,000	2,255
Total noninterest expense	$6,389,000	2,274
Salaries and employee benefits	$3,455,000	2,356
Premises and equipment expense	$787,000	1,996
Additional noninterest expense	$727,000	2,255
Pre-tax net operating income	$2,045,000	2,552
Securities gains (losses)	$0	930
Applicable income taxes	$418,000	1,783
Income before extraordinary items	$1,627,000	2,636
Extraordinary gains, net	$0	51
Net income	$1,627,000	2,665
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,627,000	2,638
Net charge-offs	$-5,000	3,786
Cash dividends	$500,000	2,271
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$1,627,000	2,637
2024-06-30 (YTD Data)		Rank
Total interest income	$13,654,000	1,639
Total interest expense	$8,816,000	1,120
Net interest income	$4,838,000	2,424
Provision for loan and lease losses	$123,000	1,704
Total noninterest income	$592,000	2,489
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$114,000	2,510
Trading account gains and fees	$0	145
Additional Noninterest Income	$478,000	2,246
Total noninterest expense	$4,119,000	2,324
Salaries and employee benefits	$2,275,000	2,369
Premises and equipment expense	$450,000	2,160
Additional noninterest expense	$478,000	2,246
Pre-tax net operating income	$1,188,000	2,671
Securities gains (losses)	$0	628
Applicable income taxes	$235,000	1,890
Income before extraordinary items	$953,000	2,774
Extraordinary gains, net	$0	52
Net income	$953,000	2,809
Minority interest net income	$0	84
Net income of bank and minority interests.	$953,000	2,777
Net charge-offs	$0	2,587
Cash dividends	$350,000	2,247
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$953,000	2,775
2024-03-31 (YTD Data)		Rank
Total interest income	$6,656,000	1,654
Total interest expense	$4,366,000	1,108
Net interest income	$2,290,000	2,505
Provision for loan and lease losses	$87,000	1,331
Total noninterest income	$274,000	2,521
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$54,000	2,564
Trading account gains and fees	$0	121
Additional Noninterest Income	$220,000	2,277
Total noninterest expense	$1,831,000	2,501
Salaries and employee benefits	$1,051,000	2,477
Premises and equipment expense	$174,000	2,504
Additional noninterest expense	$220,000	2,277
Pre-tax net operating income	$646,000	2,534
Securities gains (losses)	$0	689
Applicable income taxes	$177,000	1,591
Income before extraordinary items	$469,000	2,751
Extraordinary gains, net	$0	51
Net income	$469,000	2,781
Minority interest net income	$0	72
Net income of bank and minority interests.	$469,000	2,751
Net charge-offs	$1,000	2,067
Cash dividends	$225,000	1,744
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$469,000	2,756
2023-12-31 (YTD Data)		Rank
Total interest income	$21,495,000	1,790
Total interest expense	$13,015,000	1,084
Net interest income	$8,480,000	2,592
Provision for loan and lease losses	$439,000	1,368
Total noninterest income	$1,741,000	2,160
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$198,000	2,693
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,543,000	1,854
Total noninterest expense	$7,523,000	2,440
Salaries and employee benefits	$4,366,000	2,395
Premises and equipment expense	$604,000	2,699
Additional noninterest expense	$1,543,000	1,854
Pre-tax net operating income	$2,259,000	2,820
Securities gains (losses)	$182,000	175
Applicable income taxes	$455,000	1,975
Income before extraordinary items	$1,986,000	2,799
Extraordinary gains, net	$0	54
Net income	$1,986,000	2,827
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,986,000	2,801
Net charge-offs	$-4,000	3,689
Cash dividends	$850,000	2,327
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,838,580	2,909
2023-09-30 (YTD Data)		Rank
Total interest income	$15,256,000	1,836
Total interest expense	$9,023,000	1,068
Net interest income	$6,233,000	2,659
Provision for loan and lease losses	$208,000	1,626
Total noninterest income	$1,425,000	2,071
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$147,000	2,725
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,278,000	1,762
Total noninterest expense	$5,500,000	2,469
Salaries and employee benefits	$3,172,000	2,436
Premises and equipment expense	$526,000	2,499
Additional noninterest expense	$1,278,000	1,762
Pre-tax net operating income	$1,950,000	2,735
Securities gains (losses)	$182,000	118
Applicable income taxes	$488,000	1,773
Income before extraordinary items	$1,644,000	2,738
Extraordinary gains, net	$0	52
Net income	$1,644,000	2,768
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,644,000	2,739
Net charge-offs	$-3,000	3,563
Cash dividends	$650,000	2,039
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,500,220	2,874
2023-06-30 (YTD Data)		Rank
Total interest income	$9,645,000	1,879
Total interest expense	$5,639,000	1,019
Net interest income	$4,006,000	2,739
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$479,000	2,751
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$91,000	2,796
Trading account gains and fees	$0	112
Additional Noninterest Income	$388,000	2,494
Total noninterest expense	$3,674,000	2,446
Salaries and employee benefits	$2,161,000	2,406
Premises and equipment expense	$353,000	2,474
Additional noninterest expense	$388,000	2,489
Pre-tax net operating income	$751,000	3,346
Securities gains (losses)	$182,000	122
Applicable income taxes	$135,000	2,381
Income before extraordinary items	$798,000	3,128
Extraordinary gains, net	$0	51
Net income	$798,000	3,161
Minority interest net income	$0	81
Net income of bank and minority interests.	$798,000	3,127
Net charge-offs	$-2,000	3,491
Cash dividends	$400,000	2,106
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$641,480	3,380
2023-03-31 (YTD Data)		Rank
Total interest income	$4,579,000	1,933
Total interest expense	$2,604,000	982
Net interest income	$1,975,000	2,759
Provision for loan and lease losses	$60,000	1,563
Total noninterest income	$235,000	2,769
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$47,000	2,788
Trading account gains and fees	$0	97
Additional Noninterest Income	$188,000	2,511
Total noninterest expense	$1,728,000	2,567
Salaries and employee benefits	$1,001,000	2,550
Premises and equipment expense	$193,000	2,399
Additional noninterest expense	$188,000	2,511
Pre-tax net operating income	$422,000	3,277
Securities gains (losses)	$56,000	243
Applicable income taxes	$105,000	2,103
Income before extraordinary items	$373,000	3,256
Extraordinary gains, net	$0	4
Net income	$373,000	3,255
Minority interest net income	$0	48
Net income of bank and minority interests.	$373,000	3,256
Net charge-offs	$-1,000	3,238
Cash dividends	$200,000	1,791
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$328,760	3,421
2022-12-31 (YTD Data)		Rank
Total interest income	$13,930,000	2,063
Total interest expense	$3,540,000	1,032
Net interest income	$10,390,000	2,318
Provision for loan and lease losses	$260,000	1,609
Total noninterest income	$978,000	2,841
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$198,000	2,766
Trading account gains and fees	$0	116
Additional Noninterest Income	$780,000	2,602
Total noninterest expense	$6,919,000	2,532
Salaries and employee benefits	$4,018,000	2,492
Premises and equipment expense	$665,000	2,573
Additional noninterest expense	$780,000	2,602
Pre-tax net operating income	$4,189,000	2,243
Securities gains (losses)	$65,000	208
Applicable income taxes	$896,000	1,647
Income before extraordinary items	$3,358,000	2,313
Extraordinary gains, net	$0	5
Net income	$3,358,000	2,312
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,358,000	2,312
Net charge-offs	$-41,000	4,029
Cash dividends	$800,000	2,327
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,306,650	2,362
2022-09-30 (YTD Data)		Rank
Total interest income	$10,005,000	2,068
Total interest expense	$1,683,000	1,185
Net interest income	$8,322,000	2,199
Provision for loan and lease losses	$260,000	1,320
Total noninterest income	$740,000	2,860
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$148,000	2,793
Trading account gains and fees	$0	111
Additional Noninterest Income	$592,000	2,611
Total noninterest expense	$5,111,000	2,546
Salaries and employee benefits	$2,899,000	2,565
Premises and equipment expense	$492,000	2,587
Additional noninterest expense	$592,000	2,611
Pre-tax net operating income	$3,691,000	2,034
Securities gains (losses)	$65,000	202
Applicable income taxes	$870,000	1,443
Income before extraordinary items	$2,886,000	2,128
Extraordinary gains, net	$0	4
Net income	$2,886,000	2,128
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,886,000	2,127
Net charge-offs	$-40,000	4,011
Cash dividends	$600,000	2,052
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,834,650	2,183
2022-06-30 (YTD Data)		Rank
Total interest income	$6,413,000	2,081
Total interest expense	$791,000	1,373
Net interest income	$5,622,000	2,151
Provision for loan and lease losses	$190,000	1,164
Total noninterest income	$518,000	2,793
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$87,000	2,933
Trading account gains and fees	$0	108
Additional Noninterest Income	$431,000	2,539
Total noninterest expense	$3,416,000	2,530
Salaries and employee benefits	$1,934,000	2,555
Premises and equipment expense	$307,000	2,690
Additional noninterest expense	$1,175,000	2,341
Pre-tax net operating income	$2,534,000	1,917
Securities gains (losses)	$0	687
Applicable income taxes	$578,000	1,379
Income before extraordinary items	$1,956,000	2,022
Extraordinary gains, net	$0	4
Net income	$1,956,000	2,022
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,956,000	2,022
Net charge-offs	$-36,000	4,070
Cash dividends	$400,000	2,044
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,956,000	2,060
2022-03-31 (YTD Data)		Rank
Total interest income	$3,094,000	2,092
Total interest expense	$301,000	1,676
Net interest income	$2,793,000	2,105
Provision for loan and lease losses	$50,000	1,338
Total noninterest income	$244,000	2,816
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$41,000	2,982
Trading account gains and fees	$0	103
Additional Noninterest Income	$203,000	2,551
Total noninterest expense	$1,624,000	2,601
Salaries and employee benefits	$906,000	2,655
Premises and equipment expense	$164,000	2,597
Additional noninterest expense	$554,000	2,417
Pre-tax net operating income	$1,363,000	1,763
Securities gains (losses)	$0	623
Applicable income taxes	$310,000	1,280
Income before extraordinary items	$1,053,000	1,854
Extraordinary gains, net	$0	4
Net income	$1,053,000	1,853
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,053,000	1,854
Net charge-offs	$-39,000	4,338
Cash dividends	$200,000	1,712
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,053,000	1,876
2021-12-31 (YTD Data)		Rank
Total interest income	$11,623,000	2,247
Total interest expense	$1,161,000	2,006
Net interest income	$10,462,000	2,264
Provision for loan and lease losses	$229,000	1,645
Total noninterest income	$749,000	3,285
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$171,000	2,876
Trading account gains and fees	$0	132
Additional Noninterest Income	$578,000	3,145
Total noninterest expense	$6,146,000	2,693
Salaries and employee benefits	$3,461,000	2,723
Premises and equipment expense	$674,000	2,570
Additional noninterest expense	$2,011,000	2,589
Pre-tax net operating income	$4,836,000	2,100
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,114,000	1,527
Income before extraordinary items	$3,722,000	2,270
Extraordinary gains, net	$0	10
Net income	$3,722,000	2,271
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,722,000	2,271
Net charge-offs	$3,000	2,526
Cash dividends	$575,000	2,714
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,722,000	2,241
2021-09-30 (YTD Data)		Rank
Total interest income	$8,584,000	2,312
Total interest expense	$871,000	2,080
Net interest income	$7,713,000	2,329
Provision for loan and lease losses	$144,000	1,731
Total noninterest income	$537,000	3,358
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$127,000	2,899
Trading account gains and fees	$0	132
Additional Noninterest Income	$410,000	3,234
Total noninterest expense	$4,405,000	2,780
Salaries and employee benefits	$2,423,000	2,837
Premises and equipment expense	$454,000	2,745
Additional noninterest expense	$1,528,000	2,559
Pre-tax net operating income	$3,701,000	2,148
Securities gains (losses)	$0	2,015
Applicable income taxes	$868,000	1,578
Income before extraordinary items	$2,833,000	2,338
Extraordinary gains, net	$0	8
Net income	$2,833,000	2,337
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,833,000	2,338
Net charge-offs	$8,000	2,039
Cash dividends	$375,000	2,530
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,833,000	2,311
2021-06-30 (YTD Data)		Rank
Total interest income	$5,646,000	2,328
Total interest expense	$562,000	2,190
Net interest income	$5,084,000	2,323
Provision for loan and lease losses	$119,000	1,601
Total noninterest income	$341,000	3,398
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$78,000	2,945
Trading account gains and fees	$0	133
Additional Noninterest Income	$263,000	3,246
Total noninterest expense	$2,829,000	2,834
Salaries and employee benefits	$1,598,000	2,845
Premises and equipment expense	$292,000	2,797
Additional noninterest expense	$939,000	2,700
Pre-tax net operating income	$2,477,000	2,131
Securities gains (losses)	$0	1,818
Applicable income taxes	$588,000	1,545
Income before extraordinary items	$1,889,000	2,304
Extraordinary gains, net	$0	6
Net income	$1,889,000	2,303
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,889,000	2,304
Net charge-offs	$10,000	1,747
Cash dividends	$250,000	2,491
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,889,000	2,270
2021-03-31 (YTD Data)		Rank
Total interest income	$2,745,000	2,368
Total interest expense	$263,000	2,371
Net interest income	$2,482,000	2,345
Provision for loan and lease losses	$9,000	2,512
Total noninterest income	$158,000	3,465
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$38,000	2,957
Trading account gains and fees	$0	127
Additional Noninterest Income	$120,000	3,340
Total noninterest expense	$1,283,000	2,981
Salaries and employee benefits	$754,000	2,930
Premises and equipment expense	$144,000	2,839
Additional noninterest expense	$385,000	3,011
Pre-tax net operating income	$1,348,000	1,994
Securities gains (losses)	$0	1,392
Applicable income taxes	$324,000	1,454
Income before extraordinary items	$1,024,000	2,186
Extraordinary gains, net	$0	3
Net income	$1,024,000	2,186
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,024,000	2,186
Net charge-offs	$14,000	1,259
Cash dividends	$125,000	2,030
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,024,000	2,145
2020-12-31 (YTD Data)		Rank
Total interest income	$11,481,000	2,311
Total interest expense	$1,773,000	2,126
Net interest income	$9,708,000	2,305
Provision for loan and lease losses	$285,000	2,734
Total noninterest income	$675,000	3,314
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$354,000	2,040
Trading account gains and fees	$0	133
Additional Noninterest Income	$321,000	3,565
Total noninterest expense	$5,619,000	2,808
Salaries and employee benefits	$3,034,000	2,928
Premises and equipment expense	$503,000	3,033
Additional noninterest expense	$2,082,000	2,478
Pre-tax net operating income	$4,479,000	1,921
Securities gains (losses)	$130,000	1,255
Applicable income taxes	$773,000	1,646
Income before extraordinary items	$3,836,000	1,976
Extraordinary gains, net	$0	4
Net income	$3,836,000	1,975
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,836,000	1,976
Net charge-offs	$-5,000	4,126
Cash dividends	$500,000	2,816
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,728,100	1,963
2020-09-30 (YTD Data)		Rank
Total interest income	$8,803,000	2,297
Total interest expense	$1,490,000	2,066
Net interest income	$7,313,000	2,299
Provision for loan and lease losses	$285,000	2,470
Total noninterest income	$512,000	3,282
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$261,000	2,058
Trading account gains and fees	$0	125
Additional Noninterest Income	$251,000	3,516
Total noninterest expense	$3,997,000	2,866
Salaries and employee benefits	$2,181,000	2,972
Premises and equipment expense	$378,000	3,049
Additional noninterest expense	$1,438,000	2,584
Pre-tax net operating income	$3,543,000	1,836
Securities gains (losses)	$34,000	1,709
Applicable income taxes	$735,000	1,410
Income before extraordinary items	$2,842,000	1,964
Extraordinary gains, net	$0	4
Net income	$2,842,000	1,963
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,842,000	1,964
Net charge-offs	$-16,000	4,369
Cash dividends	$375,000	2,564
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,815,140	1,923
2020-06-30 (YTD Data)		Rank
Total interest income	$6,002,000	2,289
Total interest expense	$1,184,000	1,936
Net interest income	$4,818,000	2,328
Provision for loan and lease losses	$265,000	2,163
Total noninterest income	$310,000	3,354
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$180,000	2,041
Trading account gains and fees	$0	123
Additional Noninterest Income	$130,000	3,703
Total noninterest expense	$2,587,000	2,931
Salaries and employee benefits	$1,397,000	3,040
Premises and equipment expense	$222,000	3,249
Additional noninterest expense	$968,000	2,569
Pre-tax net operating income	$2,276,000	1,822
Securities gains (losses)	$28,000	1,553
Applicable income taxes	$494,000	1,363
Income before extraordinary items	$1,810,000	1,971
Extraordinary gains, net	$0	4
Net income	$1,810,000	1,972
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,810,000	1,972
Net charge-offs	$-19,000	4,501
Cash dividends	$250,000	2,530
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,787,880	1,952
2020-03-31 (YTD Data)		Rank
Total interest income	$3,022,000	2,248
Total interest expense	$822,000	1,657
Net interest income	$2,200,000	2,439
Provision for loan and lease losses	$40,000	2,710
Total noninterest income	$167,000	3,235
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$102,000	2,113
Trading account gains and fees	$0	106
Additional Noninterest Income	$65,000	3,620
Total noninterest expense	$1,238,000	3,046
Salaries and employee benefits	$717,000	3,018
Premises and equipment expense	$77,000	3,816
Additional noninterest expense	$444,000	2,740
Pre-tax net operating income	$1,089,000	1,717
Securities gains (losses)	$28,000	1,038
Applicable income taxes	$229,000	1,284
Income before extraordinary items	$888,000	1,828
Extraordinary gains, net	$0	4
Net income	$888,000	1,828
Minority interest net income	$0	56
Net income of bank and minority interests.	$888,000	1,828
Net charge-offs	$-33,000	4,779
Cash dividends	$125,000	2,191
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$865,880	1,833
2019-12-31 (YTD Data)		Rank
Total interest income	$11,434,000	2,370
Total interest expense	$4,025,000	1,467
Net interest income	$7,409,000	2,751
Provision for loan and lease losses	$0	3,973
Total noninterest income	$615,000	3,431
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$375,000	2,292
Trading account gains and fees	$0	135
Additional Noninterest Income	$240,000	3,795
Total noninterest expense	$5,137,000	2,956
Salaries and employee benefits	$2,886,000	3,003
Premises and equipment expense	$473,000	3,191
Additional noninterest expense	$1,778,000	2,764
Pre-tax net operating income	$2,887,000	2,524
Securities gains (losses)	$-8,000	4,772
Applicable income taxes	$425,000	2,120
Income before extraordinary items	$2,454,000	2,594
Extraordinary gains, net	$0	11
Net income	$2,454,000	2,595
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,454,000	2,596
Net charge-offs	$-9,000	4,434
Cash dividends	$500,000	2,974
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,460,800	2,563
2019-09-30 (YTD Data)		Rank
Total interest income	$8,366,000	2,434
Total interest expense	$3,026,000	1,475
Net interest income	$5,340,000	2,845
Provision for loan and lease losses	$0	3,836
Total noninterest income	$449,000	3,474
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$272,000	2,358
Trading account gains and fees	$0	129
Additional Noninterest Income	$177,000	3,838
Total noninterest expense	$3,826,000	2,988
Salaries and employee benefits	$2,119,000	3,056
Premises and equipment expense	$406,000	2,988
Additional noninterest expense	$1,301,000	2,822
Pre-tax net operating income	$1,963,000	2,758
Securities gains (losses)	$-8,000	4,868
Applicable income taxes	$383,000	2,041
Income before extraordinary items	$1,572,000	2,893
Extraordinary gains, net	$0	11
Net income	$1,572,000	2,894
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,572,000	2,894
Net charge-offs	$-39,000	4,769
Cash dividends	$375,000	2,745
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,578,400	2,859
2019-06-30 (YTD Data)		Rank
Total interest income	$5,436,000	2,473
Total interest expense	$1,932,000	1,508
Net interest income	$3,504,000	2,892
Provision for loan and lease losses	$0	3,685
Total noninterest income	$294,000	3,471
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$180,000	2,349
Trading account gains and fees	$0	131
Additional Noninterest Income	$114,000	3,878
Total noninterest expense	$2,462,000	3,079
Salaries and employee benefits	$1,384,000	3,099
Premises and equipment expense	$245,000	3,158
Additional noninterest expense	$833,000	2,925
Pre-tax net operating income	$1,336,000	2,696
Securities gains (losses)	$-7,000	4,883
Applicable income taxes	$257,000	1,995
Income before extraordinary items	$1,072,000	2,853
Extraordinary gains, net	$0	11
Net income	$1,072,000	2,852
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,072,000	2,852
Net charge-offs	$-49,000	4,905
Cash dividends	$250,000	2,705
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,077,670	2,820
2019-03-31 (YTD Data)		Rank
Total interest income	$2,654,000	2,503
Total interest expense	$895,000	1,554
Net interest income	$1,759,000	2,910
Provision for loan and lease losses	$0	3,406
Total noninterest income	$125,000	3,674
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$84,000	2,444
Trading account gains and fees	$0	126
Additional Noninterest Income	$41,000	4,138
Total noninterest expense	$1,266,000	3,045
Salaries and employee benefits	$749,000	2,988
Premises and equipment expense	$128,000	3,132
Additional noninterest expense	$389,000	3,064
Pre-tax net operating income	$618,000	2,773
Securities gains (losses)	$0	1,087
Applicable income taxes	$130,000	1,956
Income before extraordinary items	$488,000	2,929
Extraordinary gains, net	$0	5
Net income	$488,000	2,927
Minority interest net income	$0	52
Net income of bank and minority interests.	$488,000	2,928
Net charge-offs	$-50,000	5,072
Cash dividends	$125,000	2,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$488,000	2,920
2018-12-31 (YTD Data)		Rank
Total interest income	$9,245,000	2,670
Total interest expense	$2,468,000	1,663
Net interest income	$6,777,000	2,954
Provision for loan and lease losses	$0	4,082
Total noninterest income	$691,000	3,350
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$366,000	2,424
Trading account gains and fees	$0	126
Additional Noninterest Income	$325,000	3,589
Total noninterest expense	$4,908,000	3,090
Salaries and employee benefits	$2,548,000	3,244
Premises and equipment expense	$823,000	2,323
Additional noninterest expense	$1,537,000	3,126
Pre-tax net operating income	$2,560,000	2,738
Securities gains (losses)	$-4,000	4,208
Applicable income taxes	$427,000	2,116
Income before extraordinary items	$2,129,000	2,841
Extraordinary gains, net	$0	6
Net income	$2,129,000	2,840
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,129,000	2,840
Net charge-offs	$133,000	1,945
Cash dividends	$500,000	2,948
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,132,320	2,830
2018-09-30 (YTD Data)		Rank
Total interest income	$6,734,000	2,720
Total interest expense	$1,682,000	1,712
Net interest income	$5,052,000	2,978
Provision for loan and lease losses	$0	3,948
Total noninterest income	$544,000	3,302
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$279,000	2,410
Trading account gains and fees	$0	138
Additional Noninterest Income	$265,000	3,521
Total noninterest expense	$3,658,000	3,109
Salaries and employee benefits	$1,950,000	3,214
Premises and equipment expense	$544,000	2,536
Additional noninterest expense	$1,164,000	3,106
Pre-tax net operating income	$1,938,000	2,792
Securities gains (losses)	$-4,000	4,587
Applicable income taxes	$370,000	2,052
Income before extraordinary items	$1,564,000	2,923
Extraordinary gains, net	$0	5
Net income	$1,564,000	2,922
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,564,000	2,922
Net charge-offs	$115,000	1,629
Cash dividends	$375,000	2,666
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,567,240	2,909
2018-06-30 (YTD Data)		Rank
Total interest income	$4,364,000	2,766
Total interest expense	$1,054,000	1,703
Net interest income	$3,310,000	3,016
Provision for loan and lease losses	$0	3,782
Total noninterest income	$409,000	3,157
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$182,000	2,440
Trading account gains and fees	$0	130
Additional Noninterest Income	$227,000	3,214
Total noninterest expense	$2,398,000	3,160
Salaries and employee benefits	$1,260,000	3,294
Premises and equipment expense	$360,000	2,549
Additional noninterest expense	$778,000	3,111
Pre-tax net operating income	$1,321,000	2,724
Securities gains (losses)	$-2,000	4,720
Applicable income taxes	$251,000	2,019
Income before extraordinary items	$1,068,000	2,856
Extraordinary gains, net	$0	6
Net income	$1,068,000	2,856
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,068,000	2,856
Net charge-offs	$42,000	1,863
Cash dividends	$250,000	2,633
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,069,620	2,849
2018-03-31 (YTD Data)		Rank
Total interest income	$2,113,000	2,818
Total interest expense	$470,000	1,789
Net interest income	$1,643,000	3,039
Provision for loan and lease losses	$0	3,508
Total noninterest income	$253,000	2,836
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$82,000	2,626
Trading account gains and fees	$0	123
Additional Noninterest Income	$171,000	2,672
Total noninterest expense	$1,319,000	3,007
Salaries and employee benefits	$671,000	3,195
Premises and equipment expense	$189,000	2,526
Additional noninterest expense	$459,000	2,797
Pre-tax net operating income	$577,000	2,884
Securities gains (losses)	$-2,000	5,038
Applicable income taxes	$118,000	2,029
Income before extraordinary items	$457,000	3,041
Extraordinary gains, net	$0	7
Net income	$457,000	3,042
Minority interest net income	$0	52
Net income of bank and minority interests.	$457,000	3,042
Net charge-offs	$34,000	1,388
Cash dividends	$125,000	2,217
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$458,580	3,033
2017-12-31 (YTD Data)		Rank
Total interest income	$7,755,000	2,932
Total interest expense	$664,000	3,222
Net interest income	$7,091,000	2,864
Provision for loan and lease losses	$0	4,227
Total noninterest income	$581,000	3,742
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$356,000	2,561
Trading account gains and fees	$0	151
Additional Noninterest Income	$225,000	4,086
Total noninterest expense	$4,361,000	3,386
Salaries and employee benefits	$2,191,000	3,578
Premises and equipment expense	$1,067,000	2,018
Additional noninterest expense	$1,103,000	3,840
Pre-tax net operating income	$3,311,000	2,320
Securities gains (losses)	$-3,000	4,906
Applicable income taxes	$1,095,000	1,792
Income before extraordinary items	$2,213,000	2,514
Extraordinary gains, net	$0	9
Net income	$2,213,000	2,514
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,213,000	2,514
Net charge-offs	$41,000	3,082
Cash dividends	$500,000	2,941
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,215,010	2,495
2017-09-30 (YTD Data)		Rank
Total interest income	$5,744,000	2,975
Total interest expense	$411,000	3,554
Net interest income	$5,333,000	2,878
Provision for loan and lease losses	$0	4,088
Total noninterest income	$465,000	3,669
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$295,000	2,428
Trading account gains and fees	$0	145
Additional Noninterest Income	$170,000	4,139
Total noninterest expense	$3,097,000	3,504
Salaries and employee benefits	$1,499,000	3,765
Premises and equipment expense	$455,000	2,930
Additional noninterest expense	$1,143,000	3,209
Pre-tax net operating income	$2,701,000	2,234
Securities gains (losses)	$-3,000	5,250
Applicable income taxes	$875,000	1,583
Income before extraordinary items	$1,823,000	2,552
Extraordinary gains, net	$0	9
Net income	$1,823,000	2,552
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,823,000	2,552
Net charge-offs	$17,000	3,057
Cash dividends	$375,000	2,687
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,825,040	2,542
2017-06-30 (YTD Data)		Rank
Total interest income	$3,689,000	3,028
Total interest expense	$226,000	3,827
Net interest income	$3,463,000	2,919
Provision for loan and lease losses	$0	3,871
Total noninterest income	$308,000	3,691
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$194,000	2,436
Trading account gains and fees	$0	139
Additional Noninterest Income	$114,000	4,150
Total noninterest expense	$1,957,000	3,619
Salaries and employee benefits	$1,021,000	3,736
Premises and equipment expense	$268,000	3,161
Additional noninterest expense	$668,000	3,479
Pre-tax net operating income	$1,814,000	2,179
Securities gains (losses)	$-1,000	5,255
Applicable income taxes	$595,000	1,544
Income before extraordinary items	$1,218,000	2,498
Extraordinary gains, net	$0	11
Net income	$1,218,000	2,497
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,218,000	2,498
Net charge-offs	$18,000	2,639
Cash dividends	$250,000	2,646
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,218,670	2,478
2017-03-31 (YTD Data)		Rank
Total interest income	$1,785,000	3,100
Total interest expense	$99,000	4,023
Net interest income	$1,686,000	2,981
Provision for loan and lease losses	$0	3,537
Total noninterest income	$190,000	3,370
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$91,000	2,546
Trading account gains and fees	$0	142
Additional Noninterest Income	$99,000	3,487
Total noninterest expense	$1,001,000	3,607
Salaries and employee benefits	$521,000	3,770
Premises and equipment expense	$136,000	3,180
Additional noninterest expense	$344,000	3,425
Pre-tax net operating income	$875,000	2,143
Securities gains (losses)	$0	1,153
Applicable income taxes	$283,000	1,538
Income before extraordinary items	$592,000	2,472
Extraordinary gains, net	$0	8
Net income	$592,000	2,471
Minority interest net income	$0	55
Net income of bank and minority interests.	$592,000	2,472
Net charge-offs	$17,000	1,973
Cash dividends	$125,000	2,249
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$592,000	2,456
2016-12-31 (YTD Data)		Rank
Total interest income	$6,367,000	3,305
Total interest expense	$371,000	4,147
Net interest income	$5,996,000	3,201
Provision for loan and lease losses	$0	4,332
Total noninterest income	$542,000	3,970
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$370,000	2,589
Trading account gains and fees	$0	170
Additional Noninterest Income	$172,000	4,508
Total noninterest expense	$3,659,000	3,821
Salaries and employee benefits	$1,874,000	3,953
Premises and equipment expense	$528,000	3,260
Additional noninterest expense	$1,257,000	3,711
Pre-tax net operating income	$2,879,000	2,455
Securities gains (losses)	$-2,000	5,543
Applicable income taxes	$924,000	1,730
Income before extraordinary items	$1,953,000	2,839
Extraordinary gains, net	$0	5
Net income	$1,953,000	2,837
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,953,000	2,838
Net charge-offs	$-2,000	4,729
Cash dividends	$500,000	2,958
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,954,360	2,786
2016-09-30 (YTD Data)		Rank
Total interest income	$4,612,000	3,389
Total interest expense	$271,000	4,221
Net interest income	$4,341,000	3,274
Provision for loan and lease losses	$0	4,186
Total noninterest income	$410,000	3,991
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$275,000	2,611
Trading account gains and fees	$0	169
Additional Noninterest Income	$135,000	4,517
Total noninterest expense	$2,729,000	3,851
Salaries and employee benefits	$1,401,000	3,962
Premises and equipment expense	$392,000	3,310
Additional noninterest expense	$936,000	3,751
Pre-tax net operating income	$2,022,000	2,603
Securities gains (losses)	$0	3,160
Applicable income taxes	$642,000	1,836
Income before extraordinary items	$1,380,000	2,946
Extraordinary gains, net	$0	5
Net income	$1,380,000	2,946
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,380,000	2,946
Net charge-offs	$-6,000	4,786
Cash dividends	$375,000	2,681
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,380,000	2,895
2016-06-30 (YTD Data)		Rank
Total interest income	$3,022,000	3,432
Total interest expense	$176,000	4,306
Net interest income	$2,846,000	3,326
Provision for loan and lease losses	$0	4,017
Total noninterest income	$268,000	4,026
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$183,000	2,589
Trading account gains and fees	$0	157
Additional Noninterest Income	$85,000	4,589
Total noninterest expense	$1,811,000	3,895
Salaries and employee benefits	$929,000	4,012
Premises and equipment expense	$262,000	3,320
Additional noninterest expense	$620,000	3,793
Pre-tax net operating income	$1,303,000	2,627
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$414,000	1,855
Income before extraordinary items	$891,000	2,982
Extraordinary gains, net	$0	16
Net income	$891,000	2,980
Minority interest net income	$0	71
Net income of bank and minority interests.	$891,000	2,981
Net charge-offs	$-15,000	5,114
Cash dividends	$250,000	2,668
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$889,640	2,927
2016-03-31 (YTD Data)		Rank
Total interest income	$1,473,000	3,504
Total interest expense	$86,000	4,373
Net interest income	$1,387,000	3,382
Provision for loan and lease losses	$0	3,656
Total noninterest income	$134,000	3,993
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$89,000	2,614
Trading account gains and fees	$0	142
Additional Noninterest Income	$45,000	4,507
Total noninterest expense	$850,000	4,061
Salaries and employee benefits	$450,000	4,106
Premises and equipment expense	$59,000	4,777
Additional noninterest expense	$341,000	3,599
Pre-tax net operating income	$671,000	2,550
Securities gains (losses)	$3,000	1,822
Applicable income taxes	$210,000	1,791
Income before extraordinary items	$464,000	2,866
Extraordinary gains, net	$0	12
Net income	$464,000	2,865
Minority interest net income	$0	62
Net income of bank and minority interests.	$464,000	2,866
Net charge-offs	$-10,000	5,188
Cash dividends	$125,000	2,248
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$461,930	2,824
2015-12-31 (YTD Data)		Rank
Total interest income	$5,370,000	3,681
Total interest expense	$388,000	4,204
Net interest income	$4,982,000	3,591
Provision for loan and lease losses	$0	4,380
Total noninterest income	$418,000	4,431
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$352,000	2,749
Trading account gains and fees	$0	159
Additional Noninterest Income	$66,000	5,370
Total noninterest expense	$3,454,000	4,046
Salaries and employee benefits	$1,754,000	4,180
Premises and equipment expense	$555,000	3,266
Additional noninterest expense	$1,145,000	4,030
Pre-tax net operating income	$1,946,000	3,060
Securities gains (losses)	$111,000	1,112
Applicable income taxes	$626,000	2,025
Income before extraordinary items	$1,431,000	3,310
Extraordinary gains, net	$0	23
Net income	$1,431,000	3,311
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,431,000	3,312
Net charge-offs	$-15,000	5,278
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,353,300	3,367
2015-09-30 (YTD Data)		Rank
Total interest income	$3,944,000	3,770
Total interest expense	$297,000	4,217
Net interest income	$3,647,000	3,677
Provision for loan and lease losses	$0	4,232
Total noninterest income	$333,000	4,377
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$263,000	2,766
Trading account gains and fees	$0	153
Additional Noninterest Income	$70,000	5,170
Total noninterest expense	$2,531,000	4,114
Salaries and employee benefits	$1,328,000	4,177
Premises and equipment expense	$405,000	3,374
Additional noninterest expense	$798,000	4,185
Pre-tax net operating income	$1,449,000	3,138
Securities gains (losses)	$111,000	973
Applicable income taxes	$479,000	2,051
Income before extraordinary items	$1,081,000	3,367
Extraordinary gains, net	$0	21
Net income	$1,081,000	3,365
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,081,000	3,366
Net charge-offs	$-10,000	5,156
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,004,410	3,436
2015-06-30 (YTD Data)		Rank
Total interest income	$2,568,000	3,838
Total interest expense	$202,000	4,214
Net interest income	$2,366,000	3,765
Provision for loan and lease losses	$0	4,069
Total noninterest income	$275,000	4,077
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$172,000	2,778
Trading account gains and fees	$0	157
Additional Noninterest Income	$103,000	4,489
Total noninterest expense	$1,690,000	4,145
Salaries and employee benefits	$895,000	4,187
Premises and equipment expense	$266,000	3,405
Additional noninterest expense	$529,000	4,227
Pre-tax net operating income	$951,000	3,153
Securities gains (losses)	$114,000	784
Applicable income taxes	$326,000	2,049
Income before extraordinary items	$739,000	3,314
Extraordinary gains, net	$0	22
Net income	$739,000	3,314
Minority interest net income	$0	75
Net income of bank and minority interests.	$739,000	3,315
Net charge-offs	$-17,000	5,433
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$660,340	3,450
2015-03-31 (YTD Data)		Rank
Total interest income	$1,245,000	3,909
Total interest expense	$101,000	4,271
Net interest income	$1,144,000	3,848
Provision for loan and lease losses	$0	3,703
Total noninterest income	$116,000	4,319
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$84,000	2,800
Trading account gains and fees	$0	152
Additional Noninterest Income	$32,000	4,996
Total noninterest expense	$807,000	4,276
Salaries and employee benefits	$437,000	4,269
Premises and equipment expense	$127,000	3,536
Additional noninterest expense	$243,000	4,419
Pre-tax net operating income	$453,000	3,179
Securities gains (losses)	$115,000	532
Applicable income taxes	$175,000	1,952
Income before extraordinary items	$393,000	3,154
Extraordinary gains, net	$0	13
Net income	$393,000	3,157
Minority interest net income	$0	64
Net income of bank and minority interests.	$393,000	3,157
Net charge-offs	$-11,000	5,460
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$313,650	3,481
2014-12-31 (YTD Data)		Rank
Total interest income	$5,267,000	3,842
Total interest expense	$449,000	4,213
Net interest income	$4,818,000	3,749
Provision for loan and lease losses	$0	4,603
Total noninterest income	$406,000	4,608
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$367,000	2,846
Trading account gains and fees	$0	180
Additional Noninterest Income	$39,000	5,842
Total noninterest expense	$3,249,000	4,295
Salaries and employee benefits	$1,652,000	4,409
Premises and equipment expense	$547,000	3,437
Additional noninterest expense	$1,050,000	4,348
Pre-tax net operating income	$1,975,000	2,996
Securities gains (losses)	$-5,000	5,949
Applicable income taxes	$601,000	2,035
Income before extraordinary items	$1,369,000	3,401
Extraordinary gains, net	$0	17
Net income	$1,369,000	3,403
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,369,000	3,403
Net charge-offs	$55,000	3,693
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,372,450	3,348
2014-09-30 (YTD Data)		Rank
Total interest income	$3,931,000	3,881
Total interest expense	$343,000	4,234
Net interest income	$3,588,000	3,798
Provision for loan and lease losses	$0	4,401
Total noninterest income	$272,000	4,810
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$278,000	2,852
Trading account gains and fees	$0	174
Additional Noninterest Income	$-6,000	6,402
Total noninterest expense	$2,439,000	4,316
Salaries and employee benefits	$1,295,000	4,326
Premises and equipment expense	$425,000	3,399
Additional noninterest expense	$719,000	4,561
Pre-tax net operating income	$1,421,000	3,135
Securities gains (losses)	$-5,000	6,058
Applicable income taxes	$411,000	2,163
Income before extraordinary items	$1,005,000	3,495
Extraordinary gains, net	$0	15
Net income	$1,005,000	3,495
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,005,000	3,496
Net charge-offs	$28,000	3,666
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,008,550	3,429
2014-06-30 (YTD Data)		Rank
Total interest income	$2,617,000	3,899
Total interest expense	$232,000	4,260
Net interest income	$2,385,000	3,802
Provision for loan and lease losses	$0	4,196
Total noninterest income	$158,000	4,977
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$184,000	2,860
Trading account gains and fees	$0	172
Additional Noninterest Income	$-26,000	6,510
Total noninterest expense	$1,628,000	4,354
Salaries and employee benefits	$865,000	4,358
Premises and equipment expense	$260,000	3,622
Additional noninterest expense	$503,000	4,472
Pre-tax net operating income	$915,000	3,122
Securities gains (losses)	$-1,000	6,043
Applicable income taxes	$270,000	2,122
Income before extraordinary items	$644,000	3,499
Extraordinary gains, net	$0	20
Net income	$644,000	3,505
Minority interest net income	$0	80
Net income of bank and minority interests.	$644,000	3,505
Net charge-offs	$14,000	3,578
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$644,700	3,442
2014-03-31 (YTD Data)		Rank
Total interest income	$1,294,000	3,939
Total interest expense	$121,000	4,237
Net interest income	$1,173,000	3,851
Provision for loan and lease losses	$0	3,817
Total noninterest income	$102,000	4,594
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$86,000	2,964
Trading account gains and fees	$0	147
Additional Noninterest Income	$16,000	5,685
Total noninterest expense	$811,000	4,408
Salaries and employee benefits	$423,000	4,452
Premises and equipment expense	$124,000	3,777
Additional noninterest expense	$264,000	4,400
Pre-tax net operating income	$464,000	3,036
Securities gains (losses)	$0	1,715
Applicable income taxes	$135,000	2,097
Income before extraordinary items	$329,000	3,382
Extraordinary gains, net	$0	16
Net income	$329,000	3,385
Minority interest net income	$0	66
Net income of bank and minority interests.	$329,000	3,385
Net charge-offs	$18,000	2,548
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$329,000	3,339
2013-12-31 (YTD Data)		Rank
Total interest income	$4,749,000	4,214
Total interest expense	$533,000	4,328
Net interest income	$4,216,000	4,146
Provision for loan and lease losses	$44,000	4,374
Total noninterest income	$277,000	5,234
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$388,000	2,879
Trading account gains and fees	$0	184
Additional Noninterest Income	$-111,000	6,621
Total noninterest expense	$3,195,000	4,467
Salaries and employee benefits	$1,508,000	4,737
Premises and equipment expense	$571,000	3,426
Additional noninterest expense	$1,116,000	4,354
Pre-tax net operating income	$1,254,000	3,699
Securities gains (losses)	$-5,000	6,182
Applicable income taxes	$375,000	2,427
Income before extraordinary items	$874,000	4,127
Extraordinary gains, net	$0	29
Net income	$874,000	4,129
Minority interest net income	$0	90
Net income of bank and minority interests.	$874,000	4,130
Net charge-offs	$45,000	4,421
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$877,500	4,070
2013-09-30 (YTD Data)		Rank
Total interest income	$3,411,000	4,371
Total interest expense	$403,000	4,401
Net interest income	$3,008,000	4,306
Provision for loan and lease losses	$44,000	4,102
Total noninterest income	$282,000	4,900
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$276,000	3,012
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,000	6,476
Total noninterest expense	$2,347,000	4,535
Salaries and employee benefits	$1,197,000	4,620
Premises and equipment expense	$426,000	3,471
Additional noninterest expense	$724,000	4,689
Pre-tax net operating income	$899,000	3,864
Securities gains (losses)	$-4,000	6,407
Applicable income taxes	$255,000	2,568
Income before extraordinary items	$640,000	4,201
Extraordinary gains, net	$0	25
Net income	$640,000	4,203
Minority interest net income	$0	84
Net income of bank and minority interests.	$640,000	4,205
Net charge-offs	$38,000	4,060
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$642,880	4,120
2013-06-30 (YTD Data)		Rank
Total interest income	$2,178,000	4,481
Total interest expense	$271,000	4,440
Net interest income	$1,907,000	4,428
Provision for loan and lease losses	$44,000	3,737
Total noninterest income	$177,000	5,026
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$183,000	2,977
Trading account gains and fees	$0	157
Additional Noninterest Income	$-6,000	6,669
Total noninterest expense	$1,548,000	4,574
Salaries and employee benefits	$784,000	4,690
Premises and equipment expense	$287,000	3,468
Additional noninterest expense	$477,000	4,720
Pre-tax net operating income	$492,000	4,166
Securities gains (losses)	$0	2,791
Applicable income taxes	$137,000	2,775
Income before extraordinary items	$355,000	4,512
Extraordinary gains, net	$0	22
Net income	$355,000	4,514
Minority interest net income	$0	82
Net income of bank and minority interests.	$355,000	4,515
Net charge-offs	$42,000	3,498
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$355,000	4,407
2013-03-31 (YTD Data)		Rank
Total interest income	$1,017,000	4,672
Total interest expense	$139,000	4,470
Net interest income	$878,000	4,659
Provision for loan and lease losses	$26,000	3,405
Total noninterest income	$94,000	4,938
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$89,000	3,016
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,000	6,416
Total noninterest expense	$747,000	4,695
Salaries and employee benefits	$389,000	4,742
Premises and equipment expense	$135,000	3,623
Additional noninterest expense	$223,000	4,913
Pre-tax net operating income	$199,000	4,462
Securities gains (losses)	$0	1,966
Applicable income taxes	$60,000	2,860
Income before extraordinary items	$139,000	4,839
Extraordinary gains, net	$0	10
Net income	$139,000	4,840
Minority interest net income	$0	76
Net income of bank and minority interests.	$139,000	4,841
Net charge-offs	$25,000	2,912
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$139,000	4,737
2012-12-31 (YTD Data)		Rank
Total interest income	$4,964,000	4,314
Total interest expense	$708,000	4,382
Net interest income	$4,256,000	4,246
Provision for loan and lease losses	$121,000	4,459
Total noninterest income	$284,000	5,302
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$363,000	3,115
Trading account gains and fees	$0	166
Additional Noninterest Income	$-79,000	6,714
Total noninterest expense	$3,149,000	4,623
Salaries and employee benefits	$1,430,000	4,952
Premises and equipment expense	$366,000	4,500
Additional noninterest expense	$1,353,000	4,038
Pre-tax net operating income	$1,270,000	3,619
Securities gains (losses)	$0	3,810
Applicable income taxes	$460,000	2,269
Income before extraordinary items	$810,000	4,250
Extraordinary gains, net	$0	29
Net income	$810,000	4,249
Minority interest net income	$0	93
Net income of bank and minority interests.	$810,000	4,251
Net charge-offs	$104,000	4,396
Cash dividends	$2,000,000	1,202
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$810,000	4,076
2012-09-30 (YTD Data)		Rank
Total interest income	$3,848,000	4,317
Total interest expense	$558,000	4,391
Net interest income	$3,290,000	4,227
Provision for loan and lease losses	$49,000	4,964
Total noninterest income	$204,000	5,393
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$274,000	3,152
Trading account gains and fees	$0	157
Additional Noninterest Income	$-70,000	6,879
Total noninterest expense	$2,336,000	4,681
Salaries and employee benefits	$1,117,000	4,886
Premises and equipment expense	$414,000	3,639
Additional noninterest expense	$805,000	4,653
Pre-tax net operating income	$1,109,000	3,452
Securities gains (losses)	$0	3,575
Applicable income taxes	$368,000	2,260
Income before extraordinary items	$741,000	3,997
Extraordinary gains, net	$0	20
Net income	$741,000	3,996
Minority interest net income	$0	86
Net income of bank and minority interests.	$741,000	3,998
Net charge-offs	$39,000	4,689
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$741,000	3,828
2012-06-30 (YTD Data)		Rank
Total interest income	$2,643,000	4,281
Total interest expense	$382,000	4,444
Net interest income	$2,261,000	4,148
Provision for loan and lease losses	$37,000	4,773
Total noninterest income	$99,000	5,798
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$173,000	3,236
Trading account gains and fees	$0	153
Additional Noninterest Income	$-74,000	6,977
Total noninterest expense	$1,514,000	4,788
Salaries and employee benefits	$739,000	4,939
Premises and equipment expense	$247,000	3,900
Additional noninterest expense	$528,000	4,707
Pre-tax net operating income	$809,000	3,258
Securities gains (losses)	$0	3,178
Applicable income taxes	$276,000	2,141
Income before extraordinary items	$533,000	3,866
Extraordinary gains, net	$0	19
Net income	$533,000	3,868
Minority interest net income	$0	84
Net income of bank and minority interests.	$533,000	3,869
Net charge-offs	$31,000	4,381
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$533,000	3,679
2012-03-31 (YTD Data)		Rank
Total interest income	$1,373,000	4,218
Total interest expense	$193,000	4,531
Net interest income	$1,180,000	4,055
Provision for loan and lease losses	$2,000	5,167
Total noninterest income	$40,000	6,083
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$81,000	3,352
Trading account gains and fees	$0	148
Additional Noninterest Income	$-41,000	7,073
Total noninterest expense	$749,000	4,828
Salaries and employee benefits	$369,000	4,978
Premises and equipment expense	$119,000	4,006
Additional noninterest expense	$261,000	4,754
Pre-tax net operating income	$469,000	3,003
Securities gains (losses)	$0	2,210
Applicable income taxes	$150,000	2,029
Income before extraordinary items	$319,000	3,527
Extraordinary gains, net	$0	19
Net income	$319,000	3,530
Minority interest net income	$0	78
Net income of bank and minority interests.	$319,000	3,530
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$319,000	3,352
2011-12-31 (YTD Data)		Rank
Total interest income	$6,035,000	4,040
Total interest expense	$843,000	4,803
Net interest income	$5,192,000	3,809
Provision for loan and lease losses	$346,000	3,935
Total noninterest income	$367,000	4,914
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$348,000	3,310
Trading account gains and fees	$0	146
Additional Noninterest Income	$19,000	6,398
Total noninterest expense	$3,080,000	4,809
Salaries and employee benefits	$1,350,000	5,230
Premises and equipment expense	$638,000	3,418
Additional noninterest expense	$1,092,000	4,707
Pre-tax net operating income	$2,133,000	2,383
Securities gains (losses)	$0	3,838
Applicable income taxes	$790,000	1,567
Income before extraordinary items	$1,343,000	2,994
Extraordinary gains, net	$0	29
Net income	$1,343,000	2,995
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,343,000	2,995
Net charge-offs	$162,000	4,531
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,343,000	2,898
2011-09-30 (YTD Data)		Rank
Total interest income	$4,540,000	4,080
Total interest expense	$643,000	4,877
Net interest income	$3,897,000	3,833
Provision for loan and lease losses	$315,000	3,538
Total noninterest income	$250,000	5,111
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$254,000	3,370
Trading account gains and fees	$0	145
Additional Noninterest Income	$-4,000	6,901
Total noninterest expense	$2,226,000	4,916
Salaries and employee benefits	$1,043,000	5,156
Premises and equipment expense	$373,000	4,100
Additional noninterest expense	$810,000	4,755
Pre-tax net operating income	$1,606,000	2,454
Securities gains (losses)	$0	3,555
Applicable income taxes	$540,000	1,669
Income before extraordinary items	$1,066,000	2,936
Extraordinary gains, net	$0	21
Net income	$1,066,000	2,939
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,066,000	2,939
Net charge-offs	$139,000	4,096
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,066,000	2,838
2011-06-30 (YTD Data)		Rank
Total interest income	$2,959,000	4,183
Total interest expense	$436,000	4,949
Net interest income	$2,523,000	3,915
Provision for loan and lease losses	$223,000	3,400
Total noninterest income	$197,000	4,898
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$165,000	3,414
Trading account gains and fees	$0	153
Additional Noninterest Income	$32,000	5,904
Total noninterest expense	$1,466,000	5,003
Salaries and employee benefits	$701,000	5,175
Premises and equipment expense	$245,000	4,168
Additional noninterest expense	$520,000	4,894
Pre-tax net operating income	$1,031,000	2,486
Securities gains (losses)	$0	2,914
Applicable income taxes	$352,000	1,634
Income before extraordinary items	$679,000	2,964
Extraordinary gains, net	$0	15
Net income	$679,000	2,965
Minority interest net income	$0	89
Net income of bank and minority interests.	$679,000	2,966
Net charge-offs	$50,000	4,446
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$679,000	2,895
2011-03-31 (YTD Data)		Rank
Total interest income	$1,408,000	4,359
Total interest expense	$234,000	4,908
Net interest income	$1,174,000	4,109
Provision for loan and lease losses	$6,000	5,552
Total noninterest income	$76,000	5,359
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$76,000	3,534
Trading account gains and fees	$0	158
Additional Noninterest Income	$0	7,066
Total noninterest expense	$765,000	4,920
Salaries and employee benefits	$345,000	5,264
Premises and equipment expense	$125,000	4,165
Additional noninterest expense	$295,000	4,584
Pre-tax net operating income	$479,000	2,637
Securities gains (losses)	$0	1,772
Applicable income taxes	$158,000	1,748
Income before extraordinary items	$321,000	3,078
Extraordinary gains, net	$0	9
Net income	$321,000	3,076
Minority interest net income	$0	86
Net income of bank and minority interests.	$321,000	3,078
Net charge-offs	$-2,000	6,441
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$321,000	3,028
2010-12-31 (YTD Data)		Rank
Total interest income	$5,807,000	4,415
Total interest expense	$929,000	5,390
Net interest income	$4,878,000	4,023
Provision for loan and lease losses	$592,000	3,887
Total noninterest income	$283,000	5,482
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$297,000	3,654
Trading account gains and fees	$0	175
Additional Noninterest Income	$-14,000	7,046
Total noninterest expense	$2,872,000	5,141
Salaries and employee benefits	$1,320,000	5,404
Premises and equipment expense	$480,000	4,293
Additional noninterest expense	$1,072,000	4,912
Pre-tax net operating income	$1,697,000	2,526
Securities gains (losses)	$0	3,793
Applicable income taxes	$604,000	1,716
Income before extraordinary items	$1,093,000	3,067
Extraordinary gains, net	$0	29
Net income	$1,093,000	3,064
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,093,000	3,067
Net charge-offs	$510,000	3,628
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,093,000	2,953
2010-09-30 (YTD Data)		Rank
Total interest income	$4,404,000	4,465
Total interest expense	$702,000	5,529
Net interest income	$3,702,000	4,046
Provision for loan and lease losses	$453,000	3,699
Total noninterest income	$176,000	5,870
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$218,000	3,762
Trading account gains and fees	$0	165
Additional Noninterest Income	$-42,000	7,305
Total noninterest expense	$2,088,000	5,242
Salaries and employee benefits	$960,000	5,535
Premises and equipment expense	$348,000	4,449
Additional noninterest expense	$780,000	4,984
Pre-tax net operating income	$1,337,000	2,590
Securities gains (losses)	$0	3,651
Applicable income taxes	$447,000	1,774
Income before extraordinary items	$890,000	3,100
Extraordinary gains, net	$0	23
Net income	$890,000	3,098
Minority interest net income	$0	110
Net income of bank and minority interests.	$890,000	3,100
Net charge-offs	$402,000	3,350
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$890,000	2,967
2010-06-30 (YTD Data)		Rank
Total interest income	$2,904,000	4,534
Total interest expense	$468,000	5,629
Net interest income	$2,436,000	4,085
Provision for loan and lease losses	$66,000	5,531
Total noninterest income	$107,000	5,979
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$136,000	3,885
Trading account gains and fees	$0	152
Additional Noninterest Income	$-29,000	7,409
Total noninterest expense	$1,389,000	5,270
Salaries and employee benefits	$635,000	5,590
Premises and equipment expense	$230,000	4,499
Additional noninterest expense	$524,000	4,961
Pre-tax net operating income	$1,088,000	2,215
Securities gains (losses)	$0	3,184
Applicable income taxes	$369,000	1,518
Income before extraordinary items	$719,000	2,706
Extraordinary gains, net	$0	19
Net income	$719,000	2,701
Minority interest net income	$0	105
Net income of bank and minority interests.	$719,000	2,705
Net charge-offs	$47,000	4,944
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$719,000	2,615
2010-03-31 (YTD Data)		Rank
Total interest income	$1,402,000	4,689
Total interest expense	$250,000	5,595
Net interest income	$1,152,000	4,273
Provision for loan and lease losses	$20,000	5,721
Total noninterest income	$73,000	5,579
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$62,000	4,062
Trading account gains and fees	$0	175
Additional Noninterest Income	$11,000	6,524
Total noninterest expense	$701,000	5,296
Salaries and employee benefits	$312,000	5,712
Premises and equipment expense	$125,000	4,370
Additional noninterest expense	$264,000	4,959
Pre-tax net operating income	$504,000	2,400
Securities gains (losses)	$0	2,284
Applicable income taxes	$174,000	1,574
Income before extraordinary items	$330,000	2,946
Extraordinary gains, net	$0	16
Net income	$330,000	2,942
Minority interest net income	$0	91
Net income of bank and minority interests.	$330,000	2,946
Net charge-offs	$19,000	4,462
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$330,000	2,837
2009-12-31 (YTD Data)		Rank
Total interest income	$5,479,000	4,870
Total interest expense	$1,116,000	5,806
Net interest income	$4,363,000	4,315
Provision for loan and lease losses	$720,000	3,994
Total noninterest income	$231,000	6,034
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$257,000	4,184
Trading account gains and fees	$0	211
Additional Noninterest Income	$-26,000	7,495
Total noninterest expense	$2,660,000	5,518
Salaries and employee benefits	$1,160,000	5,930
Premises and equipment expense	$463,000	4,596
Additional noninterest expense	$1,037,000	5,152
Pre-tax net operating income	$1,214,000	2,689
Securities gains (losses)	$0	3,754
Applicable income taxes	$435,000	1,679
Income before extraordinary items	$779,000	3,185
Extraordinary gains, net	$0	34
Net income	$779,000	3,185
Minority interest net income	$0	115
Net income of bank and minority interests.	$779,000	3,185
Net charge-offs	$568,000	3,628
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$779,000	3,131
2009-09-30 (YTD Data)		Rank
Total interest income	$4,127,000	4,924
Total interest expense	$862,000	5,886
Net interest income	$3,265,000	4,337
Provision for loan and lease losses	$405,000	4,159
Total noninterest income	$133,000	6,508
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$191,000	4,216
Trading account gains and fees	$0	212
Additional Noninterest Income	$-58,000	7,769
Total noninterest expense	$2,014,000	5,501
Salaries and employee benefits	$896,000	5,876
Premises and equipment expense	$354,000	4,577
Additional noninterest expense	$764,000	5,183
Pre-tax net operating income	$979,000	2,776
Securities gains (losses)	$0	3,497
Applicable income taxes	$320,000	1,868
Income before extraordinary items	$659,000	3,225
Extraordinary gains, net	$0	27
Net income	$659,000	3,222
Minority interest net income	$0	118
Net income of bank and minority interests.	$659,000	3,225
Net charge-offs	$252,000	3,954
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$659,000	3,140
2009-06-30 (YTD Data)		Rank
Total interest income	$2,798,000	4,916
Total interest expense	$601,000	5,913
Net interest income	$2,197,000	4,303
Provision for loan and lease losses	$292,000	3,783
Total noninterest income	$103,000	6,340
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$125,000	4,224
Trading account gains and fees	$0	193
Additional Noninterest Income	$-22,000	7,860
Total noninterest expense	$1,378,000	5,463
Salaries and employee benefits	$616,000	5,856
Premises and equipment expense	$235,000	4,627
Additional noninterest expense	$527,000	5,098
Pre-tax net operating income	$630,000	2,933
Securities gains (losses)	$0	3,136
Applicable income taxes	$214,000	1,890
Income before extraordinary items	$416,000	3,411
Extraordinary gains, net	$0	21
Net income	$416,000	3,407
Minority interest net income	$0	112
Net income of bank and minority interests.	$416,000	3,409
Net charge-offs	$133,000	3,913
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$416,000	3,295
2009-03-31 (YTD Data)		Rank
Total interest income	$1,405,000	4,937
Total interest expense	$326,000	5,840
Net interest income	$1,079,000	4,344
Provision for loan and lease losses	$109,000	3,757
Total noninterest income	$50,000	6,383
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$61,000	4,216
Trading account gains and fees	$0	171
Additional Noninterest Income	$-11,000	7,995
Total noninterest expense	$715,000	5,333
Salaries and employee benefits	$329,000	5,740
Premises and equipment expense	$119,000	4,641
Additional noninterest expense	$267,000	4,771
Pre-tax net operating income	$305,000	3,310
Securities gains (losses)	$0	2,434
Applicable income taxes	$100,000	2,180
Income before extraordinary items	$205,000	3,820
Extraordinary gains, net	$0	15
Net income	$205,000	3,820
Minority interest net income	$0	102
Net income of bank and minority interests.	$205,000	3,821
Net charge-offs	$106,000	2,804
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$205,000	3,669
2008-12-31 (YTD Data)		Rank
Total interest income	$6,310,000	4,796
Total interest expense	$2,107,000	5,183
Net interest income	$4,203,000	4,427
Provision for loan and lease losses	$366,000	4,281
Total noninterest income	$242,000	6,191
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$327,000	3,858
Trading account gains and fees	$0	154
Additional Noninterest Income	$-85,000	8,122
Total noninterest expense	$2,854,000	5,277
Salaries and employee benefits	$1,222,000	5,932
Premises and equipment expense	$671,000	3,611
Additional noninterest expense	$961,000	4,942
Pre-tax net operating income	$1,225,000	3,380
Securities gains (losses)	$0	3,220
Applicable income taxes	$448,000	1,957
Income before extraordinary items	$777,000	3,757
Extraordinary gains, net	$0	39
Net income	$777,000	3,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	3,543
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$777,000	3,880
2008-09-30 (YTD Data)		Rank
Total interest income	$4,807,000	4,810
Total interest expense	$1,709,000	5,111
Net interest income	$3,098,000	4,524
Provision for loan and lease losses	$109,000	5,066
Total noninterest income	$190,000	6,213
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$256,000	3,799
Trading account gains and fees	$0	148
Additional Noninterest Income	$-66,000	8,253
Total noninterest expense	$2,024,000	5,421
Salaries and employee benefits	$957,000	5,829
Premises and equipment expense	$400,000	4,313
Additional noninterest expense	$667,000	5,107
Pre-tax net operating income	$1,155,000	3,390
Securities gains (losses)	$0	3,106
Applicable income taxes	$406,000	2,143
Income before extraordinary items	$749,000	3,691
Extraordinary gains, net	$0	31
Net income	$749,000	3,690
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,665
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$749,000	3,828
2008-06-30 (YTD Data)		Rank
Total interest income	$3,260,000	4,826
Total interest expense	$1,168,000	5,193
Net interest income	$2,092,000	4,459
Provision for loan and lease losses	$9,000	6,362
Total noninterest income	$164,000	5,824
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$177,000	3,726
Trading account gains and fees	$0	149
Additional Noninterest Income	$-13,000	8,328
Total noninterest expense	$1,335,000	5,491
Salaries and employee benefits	$634,000	5,896
Premises and equipment expense	$268,000	4,319
Additional noninterest expense	$433,000	5,178
Pre-tax net operating income	$912,000	3,138
Securities gains (losses)	$0	3,233
Applicable income taxes	$318,000	2,153
Income before extraordinary items	$594,000	3,668
Extraordinary gains, net	$0	21
Net income	$594,000	3,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,610
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$594,000	3,607
2008-03-31 (YTD Data)		Rank
Total interest income	$1,644,000	4,894
Total interest expense	$633,000	5,138
Net interest income	$1,011,000	4,584
Provision for loan and lease losses	$9,000	5,509
Total noninterest income	$83,000	5,799
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$90,000	3,657
Trading account gains and fees	$0	158
Additional Noninterest Income	$-7,000	8,396
Total noninterest expense	$679,000	5,466
Salaries and employee benefits	$301,000	6,068
Premises and equipment expense	$144,000	4,108
Additional noninterest expense	$234,000	4,898
Pre-tax net operating income	$406,000	3,515
Securities gains (losses)	$0	2,688
Applicable income taxes	$144,000	2,370
Income before extraordinary items	$262,000	4,104
Extraordinary gains, net	$0	15
Net income	$262,000	4,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,454
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$262,000	4,004
2007-12-31 (YTD Data)		Rank
Total interest income	$7,206,000	4,664
Total interest expense	$3,266,000	4,532
Net interest income	$3,940,000	4,662
Provision for loan and lease losses	$307,000	3,147
Total noninterest income	$243,000	6,449
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$385,000	3,597
Trading account gains and fees	$0	178
Additional Noninterest Income	$-142,000	8,503
Total noninterest expense	$2,381,000	5,752
Salaries and employee benefits	$1,125,000	6,165
Premises and equipment expense	$349,000	5,413
Additional noninterest expense	$907,000	4,942
Pre-tax net operating income	$1,495,000	3,906
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$561,000	2,593
Income before extraordinary items	$936,000	4,457
Extraordinary gains, net	$0	39
Net income	$936,000	4,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	3,209
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$934,720	4,456
2007-09-30 (YTD Data)		Rank
Total interest income	$5,452,000	4,655
Total interest expense	$2,533,000	4,443
Net interest income	$2,919,000	4,721
Provision for loan and lease losses	$307,000	2,278
Total noninterest income	$268,000	5,757
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$291,000	3,572
Trading account gains and fees	$0	184
Additional Noninterest Income	$-23,000	8,514
Total noninterest expense	$1,744,000	5,781
Salaries and employee benefits	$859,000	6,101
Premises and equipment expense	$261,000	5,421
Additional noninterest expense	$624,000	5,163
Pre-tax net operating income	$1,136,000	4,074
Securities gains (losses)	$0	1,655
Applicable income taxes	$392,000	2,823
Income before extraordinary items	$744,000	4,502
Extraordinary gains, net	$0	33
Net income	$744,000	4,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	2,785
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$744,000	4,495
2007-06-30 (YTD Data)		Rank
Total interest income	$3,658,000	4,643
Total interest expense	$1,740,000	4,375
Net interest income	$1,918,000	4,794
Provision for loan and lease losses	$197,000	2,201
Total noninterest income	$146,000	6,185
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$198,000	3,540
Trading account gains and fees	$0	168
Additional Noninterest Income	$-52,000	8,594
Total noninterest expense	$1,143,000	5,863
Salaries and employee benefits	$572,000	6,164
Premises and equipment expense	$287,000	3,960
Additional noninterest expense	$284,000	6,256
Pre-tax net operating income	$724,000	4,237
Securities gains (losses)	$0	1,444
Applicable income taxes	$256,000	2,933
Income before extraordinary items	$468,000	4,705
Extraordinary gains, net	$0	29
Net income	$468,000	4,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	2,130
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$468,000	4,699
2007-03-31 (YTD Data)		Rank
Total interest income	$1,851,000	4,623
Total interest expense	$882,000	4,327
Net interest income	$969,000	4,763
Provision for loan and lease losses	$93,000	2,132
Total noninterest income	$120,000	5,130
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$101,000	3,438
Trading account gains and fees	$0	195
Additional Noninterest Income	$19,000	6,688
Total noninterest expense	$565,000	5,940
Salaries and employee benefits	$283,000	6,224
Premises and equipment expense	$92,000	5,299
Additional noninterest expense	$190,000	5,431
Pre-tax net operating income	$431,000	3,829
Securities gains (losses)	$0	1,187
Applicable income taxes	$141,000	2,811
Income before extraordinary items	$290,000	4,260
Extraordinary gains, net	$0	22
Net income	$290,000	4,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	1,280
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$290,000	4,237
2006-12-31 (YTD Data)		Rank
Total interest income	$6,740,000	4,667
Total interest expense	$3,293,000	4,080
Net interest income	$3,447,000	5,103
Provision for loan and lease losses	$181,000	3,687
Total noninterest income	$486,000	5,197
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$370,000	3,697
Trading account gains and fees	$0	130
Additional Noninterest Income	$116,000	6,074
Total noninterest expense	$2,192,000	5,889
Salaries and employee benefits	$1,033,000	6,328
Premises and equipment expense	$318,000	5,596
Additional noninterest expense	$841,000	5,073
Pre-tax net operating income	$1,560,000	4,207
Securities gains (losses)	$-1,000	6,756
Applicable income taxes	$534,000	3,067
Income before extraordinary items	$1,025,000	4,660
Extraordinary gains, net	$0	51
Net income	$1,025,000	4,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	2,320
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,025,660	4,649
2006-09-30 (YTD Data)		Rank
Total interest income	$4,883,000	4,751
Total interest expense	$2,384,000	4,085
Net interest income	$2,499,000	5,263
Provision for loan and lease losses	$0	6,685
Total noninterest income	$346,000	5,324
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$284,000	3,674
Trading account gains and fees	$0	126
Additional Noninterest Income	$62,000	6,626
Total noninterest expense	$1,691,000	5,788
Salaries and employee benefits	$816,000	6,168
Premises and equipment expense	$264,000	5,308
Additional noninterest expense	$611,000	5,160
Pre-tax net operating income	$1,154,000	4,399
Securities gains (losses)	$0	1,388
Applicable income taxes	$395,000	3,196
Income before extraordinary items	$759,000	4,821
Extraordinary gains, net	$0	45
Net income	$759,000	4,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,679
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$759,000	4,814
2006-06-30 (YTD Data)		Rank
Total interest income	$3,140,000	4,812
Total interest expense	$1,478,000	4,151
Net interest income	$1,662,000	5,296
Provision for loan and lease losses	$0	6,419
Total noninterest income	$229,000	5,334
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$185,000	3,721
Trading account gains and fees	$0	126
Additional Noninterest Income	$44,000	6,558
Total noninterest expense	$1,127,000	5,813
Salaries and employee benefits	$546,000	6,184
Premises and equipment expense	$175,000	5,326
Additional noninterest expense	$406,000	5,154
Pre-tax net operating income	$764,000	4,429
Securities gains (losses)	$0	1,185
Applicable income taxes	$259,000	3,245
Income before extraordinary items	$505,000	4,851
Extraordinary gains, net	$0	39
Net income	$505,000	4,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,137
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$505,000	4,846
2006-03-31 (YTD Data)		Rank
Total interest income	$1,546,000	4,816
Total interest expense	$696,000	4,189
Net interest income	$850,000	5,224
Provision for loan and lease losses	$0	6,013
Total noninterest income	$103,000	5,530
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$85,000	3,811
Trading account gains and fees	$0	115
Additional Noninterest Income	$18,000	6,859
Total noninterest expense	$552,000	5,888
Salaries and employee benefits	$265,000	6,291
Premises and equipment expense	$61,000	6,319
Additional noninterest expense	$226,000	4,786
Pre-tax net operating income	$401,000	4,271
Securities gains (losses)	$0	955
Applicable income taxes	$159,000	2,951
Income before extraordinary items	$242,000	4,923
Extraordinary gains, net	$0	21
Net income	$242,000	4,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$242,000	4,902
2005-12-31 (YTD Data)		Rank
Total interest income	$5,393,000	4,919
Total interest expense	$2,117,000	4,268
Net interest income	$3,276,000	5,212
Provision for loan and lease losses	$104,000	4,761
Total noninterest income	$413,000	5,647
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$363,000	3,769
Trading account gains and fees	$0	138
Additional Noninterest Income	$50,000	7,395
Total noninterest expense	$2,094,000	5,957
Salaries and employee benefits	$966,000	6,458
Premises and equipment expense	$299,000	5,745
Additional noninterest expense	$829,000	5,048
Pre-tax net operating income	$1,491,000	4,396
Securities gains (losses)	$0	2,296
Applicable income taxes	$517,000	3,318
Income before extraordinary items	$974,000	4,891
Extraordinary gains, net	$0	46
Net income	$974,000	4,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	4,447
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$974,000	4,861
2005-09-30 (YTD Data)		Rank
Total interest income	$3,863,000	5,037
Total interest expense	$1,452,000	4,389
Net interest income	$2,411,000	5,291
Provision for loan and lease losses	$62,000	4,925
Total noninterest income	$308,000	5,717
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$251,000	3,949
Trading account gains and fees	$0	126
Additional Noninterest Income	$57,000	6,861
Total noninterest expense	$1,547,000	5,970
Salaries and employee benefits	$723,000	6,453
Premises and equipment expense	$229,000	5,686
Additional noninterest expense	$595,000	5,151
Pre-tax net operating income	$1,110,000	4,515
Securities gains (losses)	$0	2,317
Applicable income taxes	$390,000	3,370
Income before extraordinary items	$720,000	5,012
Extraordinary gains, net	$0	35
Net income	$720,000	5,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,195
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$720,000	4,970
2005-06-30 (YTD Data)		Rank
Total interest income	$2,469,000	5,095
Total interest expense	$792,000	4,810
Net interest income	$1,677,000	5,162
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$187,000	5,883
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$156,000	4,066
Trading account gains and fees	$0	116
Additional Noninterest Income	$31,000	7,144
Total noninterest expense	$979,000	6,151
Salaries and employee benefits	$479,000	6,470
Premises and equipment expense	$150,000	5,713
Additional noninterest expense	$350,000	5,525
Pre-tax net operating income	$835,000	4,183
Securities gains (losses)	$0	2,146
Applicable income taxes	$290,000	3,167
Income before extraordinary items	$545,000	4,673
Extraordinary gains, net	$0	30
Net income	$545,000	4,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,447
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$545,000	4,620
2005-03-31 (YTD Data)		Rank
Total interest income	$1,187,000	5,213
Total interest expense	$334,000	5,183
Net interest income	$853,000	5,130
Provision for loan and lease losses	$0	6,226
Total noninterest income	$89,000	5,942
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$75,000	4,075
Trading account gains and fees	$0	115
Additional Noninterest Income	$14,000	7,363
Total noninterest expense	$465,000	6,340
Salaries and employee benefits	$236,000	6,534
Premises and equipment expense	$104,000	4,732
Additional noninterest expense	$125,000	6,554
Pre-tax net operating income	$477,000	3,803
Securities gains (losses)	$0	1,685
Applicable income taxes	$171,000	2,860
Income before extraordinary items	$306,000	4,312
Extraordinary gains, net	$0	24
Net income	$306,000	4,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$306,000	4,268
2004-12-31 (YTD Data)		Rank
Total interest income	$4,323,000	5,318
Total interest expense	$1,066,000	5,481
Net interest income	$3,257,000	5,151
Provision for loan and lease losses	$10,000	7,024
Total noninterest income	$348,000	6,092
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$305,000	4,273
Trading account gains and fees	$0	138
Additional Noninterest Income	$43,000	7,588
Total noninterest expense	$1,708,000	6,521
Salaries and employee benefits	$886,000	6,653
Premises and equipment expense	$400,000	4,762
Additional noninterest expense	$422,000	7,007
Pre-tax net operating income	$1,887,000	3,651
Securities gains (losses)	$0	3,819
Applicable income taxes	$648,000	2,898
Income before extraordinary items	$1,239,000	4,128
Extraordinary gains, net	$0	34
Net income	$1,239,000	4,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,149
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,239,000	4,056
2004-09-30 (YTD Data)		Rank
Total interest income	$3,134,000	5,397
Total interest expense	$780,000	5,517
Net interest income	$2,354,000	5,265
Provision for loan and lease losses	$0	7,100
Total noninterest income	$251,000	6,220
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$205,000	4,579
Trading account gains and fees	$0	134
Additional Noninterest Income	$46,000	7,182
Total noninterest expense	$1,304,000	6,435
Salaries and employee benefits	$644,000	6,716
Premises and equipment expense	$341,000	4,365
Additional noninterest expense	$319,000	6,952
Pre-tax net operating income	$1,301,000	3,957
Securities gains (losses)	$0	3,710
Applicable income taxes	$451,000	3,080
Income before extraordinary items	$850,000	4,439
Extraordinary gains, net	$0	26
Net income	$850,000	4,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,103
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$850,000	4,363
2004-06-30 (YTD Data)		Rank
Total interest income	$2,013,000	5,533
Total interest expense	$511,000	5,590
Net interest income	$1,502,000	5,399
Provision for loan and lease losses	$0	6,885
Total noninterest income	$167,000	6,229
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$133,000	4,638
Trading account gains and fees	$0	130
Additional Noninterest Income	$34,000	7,048
Total noninterest expense	$859,000	6,518
Salaries and employee benefits	$425,000	6,790
Premises and equipment expense	$227,000	4,383
Additional noninterest expense	$207,000	7,058
Pre-tax net operating income	$810,000	4,073
Securities gains (losses)	$0	3,413
Applicable income taxes	$281,000	3,188
Income before extraordinary items	$529,000	4,594
Extraordinary gains, net	$0	21
Net income	$529,000	4,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$529,000	4,503
2004-03-31 (YTD Data)		Rank
Total interest income	$966,000	5,687
Total interest expense	$259,000	5,616
Net interest income	$707,000	5,598
Provision for loan and lease losses	$0	6,501
Total noninterest income	$79,000	6,323
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$61,000	4,756
Trading account gains and fees	$0	121
Additional Noninterest Income	$18,000	6,980
Total noninterest expense	$407,000	6,718
Salaries and employee benefits	$202,000	6,950
Premises and equipment expense	$102,000	4,723
Additional noninterest expense	$103,000	7,078
Pre-tax net operating income	$379,000	4,215
Securities gains (losses)	$0	2,934
Applicable income taxes	$127,000	3,389
Income before extraordinary items	$252,000	4,728
Extraordinary gains, net	$0	16
Net income	$252,000	4,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$252,000	4,607
2003-12-31 (YTD Data)		Rank
Total interest income	$4,316,000	5,380
Total interest expense	$1,214,000	5,527
Net interest income	$3,102,000	5,204
Provision for loan and lease losses	$2,000	7,605
Total noninterest income	$269,000	6,818
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$229,000	4,959
Trading account gains and fees	$0	160
Additional Noninterest Income	$40,000	7,815
Total noninterest expense	$1,644,000	6,625
Salaries and employee benefits	$774,000	7,009
Premises and equipment expense	$443,000	4,413
Additional noninterest expense	$427,000	6,989
Pre-tax net operating income	$1,725,000	3,752
Securities gains (losses)	$0	4,500
Applicable income taxes	$591,000	3,089
Income before extraordinary items	$1,134,000	4,281
Extraordinary gains, net	$0	54
Net income	$1,134,000	4,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,204
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,134,000	4,116
2003-09-30 (YTD Data)		Rank
Total interest income	$3,262,000	5,420
Total interest expense	$958,000	5,511
Net interest income	$2,304,000	5,258
Provision for loan and lease losses	$0	7,481
Total noninterest income	$179,000	7,088
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$155,000	5,235
Trading account gains and fees	$0	153
Additional Noninterest Income	$24,000	8,092
Total noninterest expense	$1,257,000	6,558
Salaries and employee benefits	$649,000	6,703
Premises and equipment expense	$322,000	4,514
Additional noninterest expense	$286,000	7,264
Pre-tax net operating income	$1,226,000	4,008
Securities gains (losses)	$0	4,204
Applicable income taxes	$425,000	3,317
Income before extraordinary items	$801,000	4,595
Extraordinary gains, net	$0	40
Net income	$801,000	4,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,822
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$801,000	4,420
2003-06-30 (YTD Data)		Rank
Total interest income	$2,217,000	5,392
Total interest expense	$689,000	5,400
Net interest income	$1,528,000	5,270
Provision for loan and lease losses	$0	7,324
Total noninterest income	$112,000	7,187
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$93,000	5,436
Trading account gains and fees	$0	150
Additional Noninterest Income	$19,000	7,898
Total noninterest expense	$847,000	6,537
Salaries and employee benefits	$431,000	6,738
Premises and equipment expense	$223,000	4,402
Additional noninterest expense	$193,000	7,236
Pre-tax net operating income	$793,000	4,090
Securities gains (losses)	$0	3,782
Applicable income taxes	$269,000	3,423
Income before extraordinary items	$524,000	4,671
Extraordinary gains, net	$0	30
Net income	$524,000	4,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$524,000	4,469
2003-03-31 (YTD Data)		Rank
Total interest income	$1,118,000	5,379
Total interest expense	$366,000	5,306
Net interest income	$752,000	5,305
Provision for loan and lease losses	$0	6,934
Total noninterest income	$54,000	7,230
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$42,000	5,576
Trading account gains and fees	$0	134
Additional Noninterest Income	$12,000	7,671
Total noninterest expense	$425,000	6,531
Salaries and employee benefits	$208,000	6,865
Premises and equipment expense	$121,000	4,122
Additional noninterest expense	$96,000	7,250
Pre-tax net operating income	$381,000	4,156
Securities gains (losses)	$0	2,891
Applicable income taxes	$126,000	3,539
Income before extraordinary items	$255,000	4,665
Extraordinary gains, net	$0	21
Net income	$255,000	4,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$255,000	4,460
2002-12-31 (YTD Data)		Rank
Total interest income	$4,210,000	5,751
Total interest expense	$1,664,000	5,397
Net interest income	$2,546,000	5,840
Provision for loan and lease losses	$4,000	8,000
Total noninterest income	$210,000	7,211
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$175,000	5,526
Trading account gains and fees	$0	153
Additional Noninterest Income	$35,000	8,031
Total noninterest expense	$1,728,000	6,397
Salaries and employee benefits	$889,000	6,558
Premises and equipment expense	$428,000	4,410
Additional noninterest expense	$411,000	7,074
Pre-tax net operating income	$1,024,000	5,152
Securities gains (losses)	$0	4,537
Applicable income taxes	$353,000	4,137
Income before extraordinary items	$671,000	5,656
Extraordinary gains, net	$0	70
Net income	$671,000	5,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,261
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$671,000	5,517
2001-12-31 (YTD Data)		Rank
Total interest income	$3,518,000	6,765
Total interest expense	$1,732,000	6,542
Net interest income	$1,786,000	6,814
Provision for loan and lease losses	$0	8,228
Total noninterest income	$184,000	7,475
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$141,000	5,922
Trading account gains and fees	$0	177
Additional Noninterest Income	$43,000	7,892
Total noninterest expense	$1,633,000	6,503
Salaries and employee benefits	$839,000	6,620
Premises and equipment expense	$385,000	4,711
Additional noninterest expense	$409,000	7,072
Pre-tax net operating income	$337,000	7,250
Securities gains (losses)	$0	4,612
Applicable income taxes	$121,000	5,759
Income before extraordinary items	$216,000	7,621
Extraordinary gains, net	$0	105
Net income	$216,000	7,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,788
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$1,500,000	343
Net operating income	$216,000	7,498
2000-12-31 (YTD Data)		Rank
Total interest income	$3,234,000	7,181
Total interest expense	$1,527,000	7,099
Net interest income	$1,707,000	7,106
Provision for loan and lease losses	$16,000	7,742
Total noninterest income	$134,000	8,124
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$105,000	6,469
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	8,576
Total noninterest expense	$1,449,000	6,877
Salaries and employee benefits	$759,000	6,918
Premises and equipment expense	$374,000	4,722
Additional noninterest expense	$316,000	7,819
Pre-tax net operating income	$376,000	7,574
Securities gains (losses)	$-5,000	7,961
Applicable income taxes	$134,000	6,108
Income before extraordinary items	$237,000	7,863
Extraordinary gains, net	$0	38
Net income	$237,000	7,863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,205
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$240,200	7,839
1999-12-31 (YTD Data)		Rank
Total interest income	$2,820,000	7,585
Total interest expense	$1,191,000	7,672
Net interest income	$1,629,000	7,331
Provision for loan and lease losses	$0	8,503
Total noninterest income	$118,000	8,556
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	7,196
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	8,376
Total noninterest expense	$1,298,000	7,312
Salaries and employee benefits	$646,000	7,504
Premises and equipment expense	$357,000	4,899
Additional noninterest expense	$295,000	8,159
Pre-tax net operating income	$449,000	7,381
Securities gains (losses)	$0	3,155
Applicable income taxes	$153,000	6,242
Income before extraordinary items	$296,000	7,627
Extraordinary gains, net	$0	35
Net income	$296,000	7,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$296,000	7,596
1998-12-31 (YTD Data)		Rank
Total interest income	$2,630,000	7,947
Total interest expense	$1,050,000	8,284
Net interest income	$1,580,000	7,510
Provision for loan and lease losses	$7,000	8,378
Total noninterest income	$106,000	8,918
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$69,000	7,566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	8,655
Total noninterest expense	$1,085,000	7,868
Salaries and employee benefits	$598,000	7,774
Premises and equipment expense	$261,000	5,819
Additional noninterest expense	$226,000	8,835
Pre-tax net operating income	$594,000	6,951
Securities gains (losses)	$0	4,449
Applicable income taxes	$205,000	6,134
Income before extraordinary items	$389,000	7,289
Extraordinary gains, net	$0	32
Net income	$389,000	7,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,204
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$389,000	7,202
1997-12-31 (YTD Data)		Rank
Total interest income	$2,503,000	8,375
Total interest expense	$964,000	8,789
Net interest income	$1,539,000	7,892
Provision for loan and lease losses	$0	8,829
Total noninterest income	$85,000	9,672
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$56,000	8,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	9,379
Total noninterest expense	$1,046,000	8,184
Salaries and employee benefits	$566,000	8,148
Premises and equipment expense	$249,000	6,069
Additional noninterest expense	$231,000	9,065
Pre-tax net operating income	$578,000	7,522
Securities gains (losses)	$0	3,944
Applicable income taxes	$197,000	6,916
Income before extraordinary items	$381,000	7,771
Extraordinary gains, net	$0	44
Net income	$381,000	7,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$381,000	7,717
1996-12-31 (YTD Data)		Rank
Total interest income	$1,886,000	9,526
Total interest expense	$752,000	9,798
Net interest income	$1,134,000	9,196
Provision for loan and lease losses	$3,000	8,923
Total noninterest income	$54,000	10,781
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$45,000	8,974
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	11,015
Total noninterest expense	$642,000	10,022
Salaries and employee benefits	$358,000	9,908
Premises and equipment expense	$97,000	9,380
Additional noninterest expense	$187,000	10,089
Pre-tax net operating income	$543,000	7,714
Securities gains (losses)	$0	4,148
Applicable income taxes	$185,000	7,367
Income before extraordinary items	$358,000	7,935
Extraordinary gains, net	$0	53
Net income	$358,000	7,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,286
Cash dividends	$200,000	5,388
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$358,000	7,876
1995-12-31 (YTD Data)		Rank
Total interest income	$1,773,000	10,057
Total interest expense	$814,000	9,895
Net interest income	$959,000	10,047
Provision for loan and lease losses	$0	8,958
Total noninterest income	$52,000	11,315
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$42,000	9,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	11,496
Total noninterest expense	$490,000	11,060
Salaries and employee benefits	$303,000	10,724
Premises and equipment expense	$70,000	10,479
Additional noninterest expense	$117,000	11,452
Pre-tax net operating income	$521,000	8,323
Securities gains (losses)	$0	3,831
Applicable income taxes	$174,000	7,859
Income before extraordinary items	$347,000	8,506
Extraordinary gains, net	$0	65
Net income	$347,000	8,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$347,000	8,484
1994-12-31 (YTD Data)		Rank
Total interest income	$1,415,000	10,897
Total interest expense	$575,000	10,723
Net interest income	$840,000	10,921
Provision for loan and lease losses	$0	9,146
Total noninterest income	$54,000	11,857
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$46,000	9,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	12,207
Total noninterest expense	$476,000	11,719
Salaries and employee benefits	$282,000	11,372
Premises and equipment expense	$61,000	11,267
Additional noninterest expense	$133,000	11,987
Pre-tax net operating income	$418,000	9,223
Securities gains (losses)	$0	3,600
Applicable income taxes	$143,000	8,451
Income before extraordinary items	$275,000	9,427
Extraordinary gains, net	$0	249
Net income	$275,000	9,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$275,000	9,478
1993-12-31 (YTD Data)		Rank
Total interest income	$1,339,000	11,591
Total interest expense	$548,000	11,430
Net interest income	$791,000	11,538
Provision for loan and lease losses	$0	10,371
Total noninterest income	$38,000	12,807
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	10,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	13,123
Total noninterest expense	$523,000	12,040
Salaries and employee benefits	$276,000	11,915
Premises and equipment expense	$70,000	11,498
Additional noninterest expense	$177,000	12,062
Pre-tax net operating income	$306,000	10,187
Securities gains (losses)	$0	7,477
Applicable income taxes	$102,000	9,679
Income before extraordinary items	$204,000	10,600
Extraordinary gains, net	$0	3,149
Net income	$204,000	10,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$204,000	10,370
1992-12-31 (YTD Data)		Rank
Total interest income	$1,292,000	12,416
Total interest expense	$606,000	12,264
Net interest income	$686,000	12,379
Provision for loan and lease losses	$0	11,756
Total noninterest income	$34,000	13,468
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$30,000	11,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	13,723
Total noninterest expense	$428,000	13,028
Salaries and employee benefits	$245,000	12,656
Premises and equipment expense	$56,000	12,452
Additional noninterest expense	$127,000	13,245
Pre-tax net operating income	$292,000	10,218
Securities gains (losses)	$0	8,369
Applicable income taxes	$97,000	10,000
Income before extraordinary items	$195,000	10,664
Extraordinary gains, net	$0	1,422
Net income	$195,000	10,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$195,000	10,329

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.