West Plains Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,019,0001,397
Total interest expense$11,982,0001,144
Net interest income$18,037,0001,575
Provision for loan and lease losses$230,0001,911
Total noninterest income$4,678,0001,242
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,350,000795
Trading account gains and feesNANA
Additional Noninterest Income$3,328,0001,175
Total noninterest expense$16,012,0001,442
Salaries and employee benefits$8,001,0001,606
Premises and equipment expense$1,462,0001,570
Additional noninterest expense$3,328,0001,175
Pre-tax net operating income$6,473,0001,634
Securities gains (losses)$63,000347
Applicable income taxes$03,369
Income before extraordinary items$6,536,0001,424
Extraordinary gains, net$054
Net income$6,536,0001,440
Minority interest net income$088
Net income of bank and minority interests.$6,536,0001,427
Net charge-offs$245,0001,065
Cash dividends$4,877,000837
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,473,0001,467
2023-09-30 (YTD Data)Rank
Total interest income$22,050,0001,388
Total interest expense$8,517,0001,113
Net interest income$13,533,0001,584
Provision for loan and lease losses$176,0001,780
Total noninterest income$3,433,0001,254
Gross Fiduciary activities income$0950
Service charges on deposit accounts$993,000806
Trading account gains and feesNANA
Additional Noninterest Income$2,440,0001,197
Total noninterest expense$12,061,0001,427
Salaries and employee benefits$6,269,0001,548
Premises and equipment expense$1,037,0001,626
Additional noninterest expense$2,440,0001,197
Pre-tax net operating income$4,729,0001,724
Securities gains (losses)$33,000335
Applicable income taxes$03,407
Income before extraordinary items$4,762,0001,511
Extraordinary gains, net$052
Net income$4,762,0001,523
Minority interest net income$081
Net income of bank and minority interests.$4,762,0001,511
Net charge-offs$78,0001,295
Cash dividends$2,509,0001,003
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,729,0001,542
2023-06-30 (YTD Data)Rank
Total interest income$14,344,0001,387
Total interest expense$5,239,0001,085
Net interest income$9,105,0001,582
Provision for loan and lease losses$288,0001,092
Total noninterest income$2,274,0001,200
Gross Fiduciary activities income$0931
Service charges on deposit accounts$662,000796
Trading account gains and feesNANA
Additional Noninterest Income$1,612,0001,135
Total noninterest expense$8,050,0001,415
Salaries and employee benefits$4,268,0001,515
Premises and equipment expense$679,0001,659
Additional noninterest expense$1,612,0001,134
Pre-tax net operating income$3,041,0001,748
Securities gains (losses)$24,000419
Applicable income taxes$03,436
Income before extraordinary items$3,065,0001,549
Extraordinary gains, net$051
Net income$3,065,0001,567
Minority interest net income$081
Net income of bank and minority interests.$3,065,0001,549
Net charge-offs$20,0001,543
Cash dividends$1,861,000943
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,041,0001,574
2023-03-31 (YTD Data)Rank
Total interest income$6,859,0001,417
Total interest expense$2,311,0001,067
Net interest income$4,548,0001,592
Provision for loan and lease losses$202,000875
Total noninterest income$1,143,0001,212
Gross Fiduciary activities income$0913
Service charges on deposit accounts$346,000773
Trading account gains and feesNANA
Additional Noninterest Income$797,0001,136
Total noninterest expense$3,954,0001,458
Salaries and employee benefits$2,067,0001,587
Premises and equipment expense$326,0001,737
Additional noninterest expense$797,0001,136
Pre-tax net operating income$1,535,0001,756
Securities gains (losses)$14,000508
Applicable income taxes$03,388
Income before extraordinary items$1,549,0001,565
Extraordinary gains, net$04
Net income$1,549,0001,565
Minority interest net income$048
Net income of bank and minority interests.$1,549,0001,565
Net charge-offs$17,0001,170
Cash dividends$810,000945
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,535,0001,593
2022-12-31 (YTD Data)Rank
Total interest income$21,054,0001,509
Total interest expense$2,696,0001,278
Net interest income$18,358,0001,543
Provision for loan and lease losses$80,0002,342
Total noninterest income$4,495,0001,278
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,441,000769
Trading account gains and feesNANA
Additional Noninterest Income$3,054,0001,247
Total noninterest expense$16,398,0001,377
Salaries and employee benefits$8,344,0001,509
Premises and equipment expense$1,131,0001,889
Additional noninterest expense$3,054,0001,247
Pre-tax net operating income$6,375,0001,754
Securities gains (losses)$-8,0003,399
Applicable income taxes$03,596
Income before extraordinary items$6,367,0001,558
Extraordinary gains, net$05
Net income$6,367,0001,554
Minority interest net income$063
Net income of bank and minority interests.$6,367,0001,557
Net charge-offs$28,0001,796
Cash dividends$5,960,000683
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,375,0001,585
2022-09-30 (YTD Data)Rank
Total interest income$14,842,0001,535
Total interest expense$1,221,0001,538
Net interest income$13,621,0001,535
Provision for loan and lease losses$80,0002,036
Total noninterest income$3,302,0001,320
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,089,000767
Trading account gains and feesNANA
Additional Noninterest Income$2,213,0001,302
Total noninterest expense$11,874,0001,411
Salaries and employee benefits$6,078,0001,553
Premises and equipment expense$825,0001,926
Additional noninterest expense$2,213,0001,302
Pre-tax net operating income$4,969,0001,707
Securities gains (losses)$-18,0003,921
Applicable income taxes$03,603
Income before extraordinary items$4,951,0001,501
Extraordinary gains, net$04
Net income$4,951,0001,501
Minority interest net income$057
Net income of bank and minority interests.$4,951,0001,501
Net charge-offs$34,0001,380
Cash dividends$4,980,000593
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,969,0001,528
2022-06-30 (YTD Data)Rank
Total interest income$9,294,0001,566
Total interest expense$647,0001,624
Net interest income$8,647,0001,550
Provision for loan and lease losses$80,0001,646
Total noninterest income$2,231,0001,290
Gross Fiduciary activities income$0925
Service charges on deposit accounts$686,000798
Trading account gains and feesNANA
Additional Noninterest Income$1,545,0001,290
Total noninterest expense$7,580,0001,451
Salaries and employee benefits$3,941,0001,590
Premises and equipment expense$547,0001,938
Additional noninterest expense$3,092,0001,125
Pre-tax net operating income$3,218,0001,650
Securities gains (losses)$-20,0004,087
Applicable income taxes$03,564
Income before extraordinary items$3,198,0001,458
Extraordinary gains, net$04
Net income$3,198,0001,457
Minority interest net income$060
Net income of bank and minority interests.$3,198,0001,458
Net charge-offs$21,0001,305
Cash dividends$3,970,000508
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,218,0001,486
2022-03-31 (YTD Data)Rank
Total interest income$4,368,0001,605
Total interest expense$298,0001,689
Net interest income$4,070,0001,586
Provision for loan and lease losses$80,0001,082
Total noninterest income$1,099,0001,299
Gross Fiduciary activities income$0892
Service charges on deposit accounts$319,000835
Trading account gains and feesNANA
Additional Noninterest Income$780,0001,274
Total noninterest expense$3,681,0001,476
Salaries and employee benefits$1,938,0001,608
Premises and equipment expense$282,0001,922
Additional noninterest expense$1,461,0001,167
Pre-tax net operating income$1,408,0001,716
Securities gains (losses)$-11,0004,268
Applicable income taxes$03,450
Income before extraordinary items$1,397,0001,527
Extraordinary gains, net$04
Net income$1,397,0001,526
Minority interest net income$050
Net income of bank and minority interests.$1,397,0001,527
Net charge-offs$12,0001,131
Cash dividends$805,000874
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,408,0001,532
2021-12-31 (YTD Data)Rank
Total interest income$17,877,0001,621
Total interest expense$1,343,0001,807
Net interest income$16,534,0001,602
Provision for loan and lease losses$425,0001,167
Total noninterest income$4,355,0001,432
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,137,000878
Trading account gains and feesNANA
Additional Noninterest Income$3,218,0001,423
Total noninterest expense$13,555,0001,581
Salaries and employee benefits$7,419,0001,645
Premises and equipment expense$1,151,0001,873
Additional noninterest expense$4,985,0001,336
Pre-tax net operating income$6,909,0001,654
Securities gains (losses)$95,000889
Applicable income taxes$03,710
Income before extraordinary items$7,004,0001,506
Extraordinary gains, net$010
Net income$7,004,0001,505
Minority interest net income$074
Net income of bank and minority interests.$7,004,0001,506
Net charge-offs$35,0001,841
Cash dividends$7,025,000610
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,909,0001,483
2021-09-30 (YTD Data)Rank
Total interest income$13,633,0001,634
Total interest expense$1,035,0001,851
Net interest income$12,598,0001,606
Provision for loan and lease losses$350,0001,062
Total noninterest income$3,167,0001,504
Gross Fiduciary activities income$0957
Service charges on deposit accounts$811,000912
Trading account gains and feesNANA
Additional Noninterest Income$2,356,0001,495
Total noninterest expense$9,881,0001,610
Salaries and employee benefits$5,463,0001,673
Premises and equipment expense$841,0001,930
Additional noninterest expense$3,577,0001,391
Pre-tax net operating income$5,534,0001,644
Securities gains (losses)$82,000876
Applicable income taxes$03,719
Income before extraordinary items$5,616,0001,488
Extraordinary gains, net$08
Net income$5,616,0001,488
Minority interest net income$069
Net income of bank and minority interests.$5,616,0001,488
Net charge-offs$3,0002,246
Cash dividends$6,040,000531
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,534,0001,475
2021-06-30 (YTD Data)Rank
Total interest income$9,273,0001,598
Total interest expense$712,0001,868
Net interest income$8,561,0001,560
Provision for loan and lease losses$275,000963
Total noninterest income$2,017,0001,516
Gross Fiduciary activities income$0951
Service charges on deposit accounts$516,000920
Trading account gains and feesNANA
Additional Noninterest Income$1,501,0001,516
Total noninterest expense$6,354,0001,651
Salaries and employee benefits$3,534,0001,707
Premises and equipment expense$553,0001,933
Additional noninterest expense$2,267,0001,429
Pre-tax net operating income$3,949,0001,541
Securities gains (losses)$74,000759
Applicable income taxes$03,702
Income before extraordinary items$4,023,0001,395
Extraordinary gains, net$06
Net income$4,023,0001,395
Minority interest net income$067
Net income of bank and minority interests.$4,023,0001,395
Net charge-offs$15,0001,614
Cash dividends$4,405,000479
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,949,0001,383
2021-03-31 (YTD Data)Rank
Total interest income$4,319,0001,691
Total interest expense$351,0001,969
Net interest income$3,968,0001,652
Provision for loan and lease losses$150,000937
Total noninterest income$978,0001,531
Gross Fiduciary activities income$0922
Service charges on deposit accounts$259,000887
Trading account gains and feesNANA
Additional Noninterest Income$719,0001,559
Total noninterest expense$3,108,0001,671
Salaries and employee benefits$1,715,0001,735
Premises and equipment expense$268,0001,981
Additional noninterest expense$1,125,0001,395
Pre-tax net operating income$1,688,0001,716
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,688,0001,584
Extraordinary gains, net$03
Net income$1,688,0001,584
Minority interest net income$055
Net income of bank and minority interests.$1,688,0001,584
Net charge-offs$6,0001,479
Cash dividends$3,565,000304
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,688,0001,538
2020-12-31 (YTD Data)Rank
Total interest income$16,545,0001,748
Total interest expense$2,024,0001,966
Net interest income$14,521,0001,695
Provision for loan and lease losses$750,0001,877
Total noninterest income$3,900,0001,487
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,079,000885
Trading account gains and feesNANA
Additional Noninterest Income$2,821,0001,492
Total noninterest expense$11,537,0001,753
Salaries and employee benefits$6,267,0001,843
Premises and equipment expense$1,091,0001,910
Additional noninterest expense$4,179,0001,479
Pre-tax net operating income$6,134,0001,533
Securities gains (losses)$02,675
Applicable income taxes$-2,0004,785
Income before extraordinary items$6,136,0001,396
Extraordinary gains, net$04
Net income$6,136,0001,397
Minority interest net income$072
Net income of bank and minority interests.$6,136,0001,397
Net charge-offs$359,0001,184
Cash dividends$3,680,000964
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,136,0001,361
2020-09-30 (YTD Data)Rank
Total interest income$12,427,0001,754
Total interest expense$1,634,0001,951
Net interest income$10,793,0001,706
Provision for loan and lease losses$600,0001,810
Total noninterest income$3,014,0001,417
Gross Fiduciary activities income$0981
Service charges on deposit accounts$775,000914
Trading account gains and feesNANA
Additional Noninterest Income$2,239,0001,394
Total noninterest expense$8,584,0001,741
Salaries and employee benefits$4,594,0001,848
Premises and equipment expense$817,0001,907
Additional noninterest expense$3,173,0001,446
Pre-tax net operating income$4,623,0001,490
Securities gains (losses)$02,494
Applicable income taxes$-2,0004,831
Income before extraordinary items$4,625,0001,349
Extraordinary gains, net$04
Net income$4,625,0001,349
Minority interest net income$065
Net income of bank and minority interests.$4,625,0001,349
Net charge-offs$330,000975
Cash dividends$2,610,000884
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,625,0001,305
2020-06-30 (YTD Data)Rank
Total interest income$8,395,0001,754
Total interest expense$1,192,0001,931
Net interest income$7,203,0001,698
Provision for loan and lease losses$450,0001,684
Total noninterest income$1,830,0001,439
Gross Fiduciary activities income$0970
Service charges on deposit accounts$507,000943
Trading account gains and feesNANA
Additional Noninterest Income$1,323,0001,422
Total noninterest expense$5,735,0001,738
Salaries and employee benefits$3,062,0001,841
Premises and equipment expense$546,0001,906
Additional noninterest expense$2,127,0001,426
Pre-tax net operating income$2,848,0001,525
Securities gains (losses)$02,249
Applicable income taxes$-2,0004,831
Income before extraordinary items$2,850,0001,360
Extraordinary gains, net$04
Net income$2,850,0001,360
Minority interest net income$065
Net income of bank and minority interests.$2,850,0001,360
Net charge-offs$252,000892
Cash dividends$2,035,000783
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,850,0001,323
2020-03-31 (YTD Data)Rank
Total interest income$4,405,0001,680
Total interest expense$724,0001,809
Net interest income$3,681,0001,623
Provision for loan and lease losses$75,0002,175
Total noninterest income$832,0001,438
Gross Fiduciary activities income$0941
Service charges on deposit accounts$297,000953
Trading account gains and feesNANA
Additional Noninterest Income$535,0001,453
Total noninterest expense$2,851,0001,757
Salaries and employee benefits$1,489,0001,896
Premises and equipment expense$273,0001,924
Additional noninterest expense$1,089,0001,411
Pre-tax net operating income$1,587,0001,266
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,587,0001,136
Extraordinary gains, net$04
Net income$1,587,0001,135
Minority interest net income$056
Net income of bank and minority interests.$1,587,0001,136
Net charge-offs$75,0001,015
Cash dividends$1,085,000770
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,587,0001,112
2019-12-31 (YTD Data)Rank
Total interest income$17,504,0001,693
Total interest expense$3,415,0001,657
Net interest income$14,089,0001,698
Provision for loan and lease losses$75,0003,120
Total noninterest income$3,064,0001,547
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,115,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$1,949,0001,566
Total noninterest expense$10,515,0001,848
Salaries and employee benefits$5,672,0001,931
Premises and equipment expense$1,041,0001,987
Additional noninterest expense$3,802,0001,580
Pre-tax net operating income$6,563,0001,433
Securities gains (losses)$-2,0004,594
Applicable income taxes$03,859
Income before extraordinary items$6,561,0001,296
Extraordinary gains, net$011
Net income$6,561,0001,297
Minority interest net income$076
Net income of bank and minority interests.$6,561,0001,298
Net charge-offs$46,0002,691
Cash dividends$3,962,000985
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,563,0001,276
2019-09-30 (YTD Data)Rank
Total interest income$13,097,0001,721
Total interest expense$2,613,0001,645
Net interest income$10,484,0001,727
Provision for loan and lease losses$03,836
Total noninterest income$2,331,0001,526
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$801,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$1,530,0001,520
Total noninterest expense$7,892,0001,847
Salaries and employee benefits$4,263,0001,923
Premises and equipment expense$783,0002,001
Additional noninterest expense$2,846,0001,574
Pre-tax net operating income$4,923,0001,462
Securities gains (losses)$-2,0004,702
Applicable income taxes$03,902
Income before extraordinary items$4,921,0001,325
Extraordinary gains, net$011
Net income$4,921,0001,326
Minority interest net income$072
Net income of bank and minority interests.$4,921,0001,327
Net charge-offs$29,0002,529
Cash dividends$3,962,000722
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,923,0001,302
2019-06-30 (YTD Data)Rank
Total interest income$8,696,0001,725
Total interest expense$1,742,0001,618
Net interest income$6,954,0001,731
Provision for loan and lease losses$03,685
Total noninterest income$1,474,0001,547
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$511,0001,116
Trading account gains and feesNANA
Additional Noninterest Income$963,0001,528
Total noninterest expense$5,301,0001,834
Salaries and employee benefits$2,877,0001,911
Premises and equipment expense$494,0002,085
Additional noninterest expense$1,930,0001,561
Pre-tax net operating income$3,127,0001,501
Securities gains (losses)$-2,0004,715
Applicable income taxes$03,901
Income before extraordinary items$3,125,0001,347
Extraordinary gains, net$011
Net income$3,125,0001,347
Minority interest net income$069
Net income of bank and minority interests.$3,125,0001,347
Net charge-offs$16,0002,438
Cash dividends$3,122,000618
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,127,0001,326
2019-03-31 (YTD Data)Rank
Total interest income$4,298,0001,743
Total interest expense$740,0001,768
Net interest income$3,558,0001,717
Provision for loan and lease losses$03,406
Total noninterest income$715,0001,542
Gross Fiduciary activities income$0972
Service charges on deposit accounts$250,0001,134
Trading account gains and feesNANA
Additional Noninterest Income$465,0001,519
Total noninterest expense$2,538,0001,919
Salaries and employee benefits$1,383,0001,988
Premises and equipment expense$245,0002,109
Additional noninterest expense$910,0001,643
Pre-tax net operating income$1,735,0001,351
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,735,0001,222
Extraordinary gains, net$05
Net income$1,735,0001,221
Minority interest net income$052
Net income of bank and minority interests.$1,735,0001,221
Net charge-offs$10,0001,981
Cash dividends$1,125,000755
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,735,0001,198
2018-12-31 (YTD Data)Rank
Total interest income$16,216,0001,746
Total interest expense$2,049,0001,906
Net interest income$14,167,0001,695
Provision for loan and lease losses$6,0004,008
Total noninterest income$2,933,0001,576
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,048,0001,129
Trading account gains and feesNANA
Additional Noninterest Income$1,885,0001,555
Total noninterest expense$9,804,0001,928
Salaries and employee benefits$5,366,0001,980
Premises and equipment expense$956,0002,111
Additional noninterest expense$3,482,0001,683
Pre-tax net operating income$7,290,0001,310
Securities gains (losses)$-20,0004,598
Applicable income taxes$6,0003,811
Income before extraordinary items$7,264,0001,181
Extraordinary gains, net$06
Net income$7,264,0001,180
Minority interest net income$072
Net income of bank and minority interests.$7,264,0001,180
Net charge-offs$8,0003,412
Cash dividends$4,820,000768
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,284,0001,173
2018-09-30 (YTD Data)Rank
Total interest income$11,978,0001,749
Total interest expense$1,455,0001,905
Net interest income$10,523,0001,704
Provision for loan and lease losses$6,0003,852
Total noninterest income$2,183,0001,595
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$773,0001,138
Trading account gains and feesNANA
Additional Noninterest Income$1,410,0001,572
Total noninterest expense$7,193,0001,968
Salaries and employee benefits$3,934,0002,022
Premises and equipment expense$689,0002,174
Additional noninterest expense$2,570,0001,701
Pre-tax net operating income$5,507,0001,315
Securities gains (losses)$-21,0004,943
Applicable income taxes$6,0003,835
Income before extraordinary items$5,480,0001,172
Extraordinary gains, net$05
Net income$5,480,0001,171
Minority interest net income$066
Net income of bank and minority interests.$5,480,0001,171
Net charge-offs$-10,0004,485
Cash dividends$4,820,000558
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,501,0001,161
2018-06-30 (YTD Data)Rank
Total interest income$7,868,0001,755
Total interest expense$939,0001,868
Net interest income$6,929,0001,722
Provision for loan and lease losses$03,782
Total noninterest income$1,443,0001,612
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$512,0001,136
Trading account gains and feesNANA
Additional Noninterest Income$931,0001,597
Total noninterest expense$4,765,0001,992
Salaries and employee benefits$2,619,0002,030
Premises and equipment expense$446,0002,248
Additional noninterest expense$1,700,0001,728
Pre-tax net operating income$3,607,0001,313
Securities gains (losses)$-14,0005,049
Applicable income taxes$5,0003,805
Income before extraordinary items$3,588,0001,157
Extraordinary gains, net$06
Net income$3,588,0001,155
Minority interest net income$065
Net income of bank and minority interests.$3,588,0001,156
Net charge-offs$-2,0004,025
Cash dividends$3,630,000499
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,602,0001,153
2018-03-31 (YTD Data)Rank
Total interest income$3,892,0001,756
Total interest expense$445,0001,868
Net interest income$3,447,0001,728
Provision for loan and lease losses$03,508
Total noninterest income$698,0001,630
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$261,0001,137
Trading account gains and feesNANA
Additional Noninterest Income$437,0001,620
Total noninterest expense$2,343,0002,036
Salaries and employee benefits$1,299,0002,071
Premises and equipment expense$214,0002,340
Additional noninterest expense$830,0001,756
Pre-tax net operating income$1,802,0001,290
Securities gains (losses)$0735
Applicable income taxes$4,0003,713
Income before extraordinary items$1,798,0001,138
Extraordinary gains, net$07
Net income$1,798,0001,137
Minority interest net income$052
Net income of bank and minority interests.$1,798,0001,138
Net charge-offs$2,0002,440
Cash dividends$1,660,000491
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,798,0001,130
2017-12-31 (YTD Data)Rank
Total interest income$14,531,0001,827
Total interest expense$1,193,0002,246
Net interest income$13,338,0001,744
Provision for loan and lease losses$-585,0005,544
Total noninterest income$3,035,0001,572
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,037,0001,155
Trading account gains and feesNANA
Additional Noninterest Income$1,998,0001,542
Total noninterest expense$10,723,0001,804
Salaries and employee benefits$5,212,0002,018
Premises and equipment expense$845,0002,362
Additional noninterest expense$4,666,0001,315
Pre-tax net operating income$6,235,0001,419
Securities gains (losses)$76,000725
Applicable income taxes$-13,0005,460
Income before extraordinary items$6,324,0001,120
Extraordinary gains, net$09
Net income$6,324,0001,120
Minority interest net income$076
Net income of bank and minority interests.$6,324,0001,120
Net charge-offs$46,0003,013
Cash dividends$3,730,000867
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,248,0001,112
2017-09-30 (YTD Data)Rank
Total interest income$10,761,0001,844
Total interest expense$839,0002,331
Net interest income$9,922,0001,758
Provision for loan and lease losses$-600,0005,647
Total noninterest income$2,187,0001,639
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$767,0001,179
Trading account gains and feesNANA
Additional Noninterest Income$1,420,0001,607
Total noninterest expense$8,303,0001,727
Salaries and employee benefits$3,811,0002,072
Premises and equipment expense$634,0002,375
Additional noninterest expense$3,858,0001,213
Pre-tax net operating income$4,406,0001,497
Securities gains (losses)$76,000702
Applicable income taxes$53,0003,440
Income before extraordinary items$4,429,0001,265
Extraordinary gains, net$09
Net income$4,429,0001,265
Minority interest net income$071
Net income of bank and minority interests.$4,429,0001,265
Net charge-offs$35,0002,680
Cash dividends$3,480,000691
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,353,7601,264
2017-06-30 (YTD Data)Rank
Total interest income$7,041,0001,852
Total interest expense$524,0002,403
Net interest income$6,517,0001,767
Provision for loan and lease losses$03,871
Total noninterest income$1,433,0001,645
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$496,0001,196
Trading account gains and feesNANA
Additional Noninterest Income$937,0001,609
Total noninterest expense$4,558,0002,066
Salaries and employee benefits$2,563,0002,065
Premises and equipment expense$421,0002,382
Additional noninterest expense$1,574,0001,862
Pre-tax net operating income$3,392,0001,340
Securities gains (losses)$76,000515
Applicable income taxes$40,0003,401
Income before extraordinary items$3,428,0001,116
Extraordinary gains, net$011
Net income$3,428,0001,116
Minority interest net income$071
Net income of bank and minority interests.$3,428,0001,116
Net charge-offs$-53,0005,303
Cash dividends$2,710,000586
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,352,7601,120
2017-03-31 (YTD Data)Rank
Total interest income$3,467,0001,873
Total interest expense$235,0002,564
Net interest income$3,232,0001,779
Provision for loan and lease losses$03,537
Total noninterest income$690,0001,673
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$249,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$441,0001,656
Total noninterest expense$2,258,0002,103
Salaries and employee benefits$1,279,0002,093
Premises and equipment expense$212,0002,415
Additional noninterest expense$767,0001,902
Pre-tax net operating income$1,664,0001,345
Securities gains (losses)$55,000330
Applicable income taxes$28,0003,203
Income before extraordinary items$1,691,0001,110
Extraordinary gains, net$08
Net income$1,691,0001,109
Minority interest net income$055
Net income of bank and minority interests.$1,691,0001,110
Net charge-offs$-18,0005,222
Cash dividends$1,365,000556
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,637,1001,127
2016-12-31 (YTD Data)Rank
Total interest income$13,600,0001,865
Total interest expense$871,0002,650
Net interest income$12,729,0001,765
Provision for loan and lease losses$286,0002,061
Total noninterest income$2,796,0001,729
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,042,0001,170
Trading account gains and fees$0170
Additional Noninterest Income$1,754,0001,710
Total noninterest expense$8,702,0002,145
Salaries and employee benefits$4,808,0002,153
Premises and equipment expense$868,0002,368
Additional noninterest expense$3,026,0001,971
Pre-tax net operating income$6,537,0001,305
Securities gains (losses)$86,0001,450
Applicable income taxes$04,278
Income before extraordinary items$6,623,0001,104
Extraordinary gains, net$05
Net income$6,623,0001,103
Minority interest net income$082
Net income of bank and minority interests.$6,623,0001,103
Net charge-offs$-96,0005,517
Cash dividends$3,075,000995
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,537,0001,092
2016-09-30 (YTD Data)Rank
Total interest income$10,179,0001,872
Total interest expense$652,0002,661
Net interest income$9,527,0001,773
Provision for loan and lease losses$286,0001,678
Total noninterest income$2,053,0001,748
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$775,0001,173
Trading account gains and fees$0169
Additional Noninterest Income$1,278,0001,747
Total noninterest expense$6,467,0002,158
Salaries and employee benefits$3,582,0002,160
Premises and equipment expense$645,0002,381
Additional noninterest expense$2,240,0001,976
Pre-tax net operating income$4,827,0001,348
Securities gains (losses)$57,0001,666
Applicable income taxes$04,325
Income before extraordinary items$4,884,0001,133
Extraordinary gains, net$05
Net income$4,884,0001,132
Minority interest net income$071
Net income of bank and minority interests.$4,884,0001,133
Net charge-offs$-69,0005,470
Cash dividends$3,075,000736
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,827,0001,118
2016-06-30 (YTD Data)Rank
Total interest income$6,782,0001,874
Total interest expense$430,0002,694
Net interest income$6,352,0001,769
Provision for loan and lease losses$181,0001,719
Total noninterest income$1,350,0001,749
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$508,0001,174
Trading account gains and fees$0157
Additional Noninterest Income$842,0001,741
Total noninterest expense$4,286,0002,177
Salaries and employee benefits$2,379,0002,180
Premises and equipment expense$433,0002,375
Additional noninterest expense$1,474,0002,002
Pre-tax net operating income$3,235,0001,339
Securities gains (losses)$57,0001,339
Applicable income taxes$04,338
Income before extraordinary items$3,292,0001,120
Extraordinary gains, net$016
Net income$3,292,0001,120
Minority interest net income$071
Net income of bank and minority interests.$3,292,0001,120
Net charge-offs$-60,0005,558
Cash dividends$2,350,000669
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,235,0001,101
2016-03-31 (YTD Data)Rank
Total interest income$3,428,0001,854
Total interest expense$210,0002,754
Net interest income$3,218,0001,747
Provision for loan and lease losses$75,0001,741
Total noninterest income$679,0001,702
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$262,0001,138
Trading account gains and fees$0142
Additional Noninterest Income$417,0001,694
Total noninterest expense$2,155,0002,184
Salaries and employee benefits$1,196,0002,183
Premises and equipment expense$221,0002,359
Additional noninterest expense$738,0001,976
Pre-tax net operating income$1,667,0001,286
Securities gains (losses)$57,000771
Applicable income taxes$04,259
Income before extraordinary items$1,724,0001,042
Extraordinary gains, net$012
Net income$1,724,0001,043
Minority interest net income$062
Net income of bank and minority interests.$1,724,0001,043
Net charge-offs$-33,0005,611
Cash dividends$1,060,000698
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,667,0001,046
2015-12-31 (YTD Data)Rank
Total interest income$12,856,0001,910
Total interest expense$896,0002,618
Net interest income$11,960,0001,834
Provision for loan and lease losses$281,0001,979
Total noninterest income$2,690,0001,733
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,044,0001,178
Trading account gains and fees$0159
Additional Noninterest Income$1,646,0001,743
Total noninterest expense$8,088,0002,277
Salaries and employee benefits$4,226,0002,370
Premises and equipment expense$899,0002,343
Additional noninterest expense$2,963,0002,033
Pre-tax net operating income$6,281,0001,318
Securities gains (losses)$-50,0006,030
Applicable income taxes$5,0004,199
Income before extraordinary items$6,226,0001,127
Extraordinary gains, net$023
Net income$6,226,0001,127
Minority interest net income$081
Net income of bank and minority interests.$6,226,0001,127
Net charge-offs$185,0002,054
Cash dividends$3,050,000955
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,276,0001,099
2015-09-30 (YTD Data)Rank
Total interest income$9,499,0001,958
Total interest expense$682,0002,621
Net interest income$8,817,0001,868
Provision for loan and lease losses$193,0001,998
Total noninterest income$1,965,0001,781
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$769,0001,200
Trading account gains and fees$0153
Additional Noninterest Income$1,196,0001,804
Total noninterest expense$5,975,0002,303
Salaries and employee benefits$3,107,0002,417
Premises and equipment expense$666,0002,397
Additional noninterest expense$2,202,0002,029
Pre-tax net operating income$4,614,0001,361
Securities gains (losses)$-50,0006,146
Applicable income taxes$5,0004,269
Income before extraordinary items$4,559,0001,169
Extraordinary gains, net$021
Net income$4,559,0001,168
Minority interest net income$078
Net income of bank and minority interests.$4,559,0001,169
Net charge-offs$204,0001,536
Cash dividends$3,050,000700
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,609,0001,122
2015-06-30 (YTD Data)Rank
Total interest income$6,270,0001,970
Total interest expense$464,0002,597
Net interest income$5,806,0001,890
Provision for loan and lease losses$118,0002,092
Total noninterest income$1,297,0001,799
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$485,0001,239
Trading account gains and fees$0157
Additional Noninterest Income$812,0001,791
Total noninterest expense$3,970,0002,314
Salaries and employee benefits$2,083,0002,421
Premises and equipment expense$428,0002,466
Additional noninterest expense$1,459,0002,050
Pre-tax net operating income$3,015,0001,373
Securities gains (losses)$02,636
Applicable income taxes$5,0004,231
Income before extraordinary items$3,010,0001,171
Extraordinary gains, net$022
Net income$3,010,0001,171
Minority interest net income$075
Net income of bank and minority interests.$3,010,0001,172
Net charge-offs$230,0001,094
Cash dividends$2,370,000614
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,010,0001,135
2015-03-31 (YTD Data)Rank
Total interest income$3,087,0001,993
Total interest expense$242,0002,549
Net interest income$2,845,0001,929
Provision for loan and lease losses$30,0002,461
Total noninterest income$630,0001,816
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$235,0001,251
Trading account gains and fees$0152
Additional Noninterest Income$395,0001,787
Total noninterest expense$2,015,0002,290
Salaries and employee benefits$1,056,0002,397
Premises and equipment expense$214,0002,511
Additional noninterest expense$745,0001,991
Pre-tax net operating income$1,430,0001,398
Securities gains (losses)$02,027
Applicable income taxes$2,0004,215
Income before extraordinary items$1,428,0001,174
Extraordinary gains, net$013
Net income$1,428,0001,175
Minority interest net income$064
Net income of bank and minority interests.$1,428,0001,175
Net charge-offs$256,000605
Cash dividends$1,010,000639
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,428,0001,136
2014-12-31 (YTD Data)Rank
Total interest income$12,164,0002,018
Total interest expense$1,121,0002,381
Net interest income$11,043,0001,954
Provision for loan and lease losses$-204,0006,134
Total noninterest income$2,515,0001,789
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,030,0001,256
Trading account gains and fees$0180
Additional Noninterest Income$1,485,0001,782
Total noninterest expense$7,638,0002,404
Salaries and employee benefits$4,030,0002,480
Premises and equipment expense$777,0002,719
Additional noninterest expense$2,831,0002,143
Pre-tax net operating income$6,124,0001,280
Securities gains (losses)$-13,0006,078
Applicable income taxes$12,0004,173
Income before extraordinary items$6,099,0001,085
Extraordinary gains, net$017
Net income$6,099,0001,083
Minority interest net income$084
Net income of bank and minority interests.$6,099,0001,084
Net charge-offs$50,0003,763
Cash dividends$2,650,0001,026
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,112,0001,053
2014-09-30 (YTD Data)Rank
Total interest income$9,112,0002,037
Total interest expense$864,0002,378
Net interest income$8,248,0001,972
Provision for loan and lease losses$142,0002,438
Total noninterest income$1,827,0001,843
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$775,0001,264
Trading account gains and fees$0174
Additional Noninterest Income$1,052,0001,874
Total noninterest expense$5,618,0002,455
Salaries and employee benefits$3,017,0002,480
Premises and equipment expense$499,0003,043
Additional noninterest expense$2,102,0002,152
Pre-tax net operating income$4,315,0001,374
Securities gains (losses)$-13,0006,193
Applicable income taxes$10,0004,197
Income before extraordinary items$4,292,0001,159
Extraordinary gains, net$015
Net income$4,292,0001,157
Minority interest net income$081
Net income of bank and minority interests.$4,292,0001,158
Net charge-offs$34,0003,540
Cash dividends$2,650,000747
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,305,0001,132
2014-06-30 (YTD Data)Rank
Total interest income$6,113,0002,022
Total interest expense$593,0002,347
Net interest income$5,520,0001,953
Provision for loan and lease losses$85,0002,530
Total noninterest income$1,193,0001,852
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$503,0001,275
Trading account gains and fees$0172
Additional Noninterest Income$690,0001,862
Total noninterest expense$3,773,0002,457
Salaries and employee benefits$2,032,0002,469
Premises and equipment expense$335,0003,058
Additional noninterest expense$1,406,0002,136
Pre-tax net operating income$2,855,0001,343
Securities gains (losses)$87,000865
Applicable income taxes$8,0004,156
Income before extraordinary items$2,934,0001,094
Extraordinary gains, net$020
Net income$2,934,0001,095
Minority interest net income$080
Net income of bank and minority interests.$2,934,0001,095
Net charge-offs$18,0003,462
Cash dividends$1,975,000675
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,847,0001,103
2014-03-31 (YTD Data)Rank
Total interest income$3,082,0001,996
Total interest expense$301,0002,353
Net interest income$2,781,0001,940
Provision for loan and lease losses$35,0002,513
Total noninterest income$581,0001,845
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$248,0001,283
Trading account gains and fees$0147
Additional Noninterest Income$333,0001,869
Total noninterest expense$1,920,0002,429
Salaries and employee benefits$1,045,0002,410
Premises and equipment expense$174,0003,020
Additional noninterest expense$701,0002,145
Pre-tax net operating income$1,407,0001,324
Securities gains (losses)$01,715
Applicable income taxes$6,0003,988
Income before extraordinary items$1,401,0001,107
Extraordinary gains, net$016
Net income$1,401,0001,108
Minority interest net income$066
Net income of bank and minority interests.$1,401,0001,108
Net charge-offs$10,0002,841
Cash dividends$670,000835
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,401,0001,093
2013-12-31 (YTD Data)Rank
Total interest income$12,055,0002,047
Total interest expense$1,325,0002,394
Net interest income$10,730,0001,976
Provision for loan and lease losses$-82,0006,367
Total noninterest income$2,651,0001,775
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,073,0001,271
Trading account gains and fees$0184
Additional Noninterest Income$1,578,0001,789
Total noninterest expense$7,265,0002,546
Salaries and employee benefits$4,104,0002,421
Premises and equipment expense$744,0002,847
Additional noninterest expense$2,417,0002,540
Pre-tax net operating income$6,198,0001,192
Securities gains (losses)$70,0001,565
Applicable income taxes$36,0003,888
Income before extraordinary items$6,232,000994
Extraordinary gains, net$029
Net income$6,232,000997
Minority interest net income$090
Net income of bank and minority interests.$6,232,000997
Net charge-offs$50,0004,351
Cash dividends$2,680,000945
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,162,700982
2013-09-30 (YTD Data)Rank
Total interest income$8,971,0002,067
Total interest expense$1,009,0002,424
Net interest income$7,962,0001,990
Provision for loan and lease losses$-83,0006,549
Total noninterest income$1,741,0001,991
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$799,0001,284
Trading account gains and fees$0180
Additional Noninterest Income$942,0002,131
Total noninterest expense$5,426,0002,559
Salaries and employee benefits$3,059,0002,447
Premises and equipment expense$561,0002,861
Additional noninterest expense$1,806,0002,535
Pre-tax net operating income$4,360,0001,293
Securities gains (losses)$60,0001,538
Applicable income taxes$28,0003,971
Income before extraordinary items$4,392,0001,067
Extraordinary gains, net$025
Net income$4,392,0001,069
Minority interest net income$084
Net income of bank and minority interests.$4,392,0001,069
Net charge-offs$54,0003,795
Cash dividends$2,680,000698
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,332,6001,060
2013-06-30 (YTD Data)Rank
Total interest income$5,876,0002,104
Total interest expense$682,0002,446
Net interest income$5,194,0002,019
Provision for loan and lease losses$367,0001,463
Total noninterest income$1,169,0002,008
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$523,0001,277
Trading account gains and fees$0157
Additional Noninterest Income$646,0002,131
Total noninterest expense$3,568,0002,598
Salaries and employee benefits$2,036,0002,459
Premises and equipment expense$358,0002,946
Additional noninterest expense$1,174,0002,591
Pre-tax net operating income$2,428,0001,471
Securities gains (losses)$02,791
Applicable income taxes$20,0003,949
Income before extraordinary items$2,408,0001,259
Extraordinary gains, net$022
Net income$2,408,0001,261
Minority interest net income$082
Net income of bank and minority interests.$2,408,0001,262
Net charge-offs$69,0003,088
Cash dividends$2,010,000613
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,408,0001,205
2013-03-31 (YTD Data)Rank
Total interest income$2,873,0002,162
Total interest expense$346,0002,476
Net interest income$2,527,0002,082
Provision for loan and lease losses$275,0001,084
Total noninterest income$573,0002,020
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$263,0001,264
Trading account gains and fees$0148
Additional Noninterest Income$310,0002,175
Total noninterest expense$1,756,0002,666
Salaries and employee benefits$1,032,0002,455
Premises and equipment expense$163,0003,192
Additional noninterest expense$561,0002,702
Pre-tax net operating income$1,069,0001,614
Securities gains (losses)$01,966
Applicable income taxes$12,0003,847
Income before extraordinary items$1,057,0001,397
Extraordinary gains, net$010
Net income$1,057,0001,400
Minority interest net income$076
Net income of bank and minority interests.$1,057,0001,399
Net charge-offs$98,0001,911
Cash dividends$670,000752
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,057,0001,345
2012-12-31 (YTD Data)Rank
Total interest income$11,869,0002,201
Total interest expense$1,707,0002,459
Net interest income$10,162,0002,115
Provision for loan and lease losses$566,0002,550
Total noninterest income$2,317,0001,974
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,198,0001,176
Trading account gains and fees$0166
Additional Noninterest Income$1,119,0002,238
Total noninterest expense$7,028,0002,651
Salaries and employee benefits$4,051,0002,412
Premises and equipment expense$715,0002,968
Additional noninterest expense$2,262,0002,802
Pre-tax net operating income$4,885,0001,402
Securities gains (losses)$151,0001,940
Applicable income taxes$72,0003,714
Income before extraordinary items$4,964,0001,200
Extraordinary gains, net$029
Net income$4,964,0001,201
Minority interest net income$093
Net income of bank and minority interests.$4,964,0001,201
Net charge-offs$314,0003,235
Cash dividends$3,019,000863
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,814,5101,168
2012-09-30 (YTD Data)Rank
Total interest income$8,974,0002,228
Total interest expense$1,328,0002,472
Net interest income$7,646,0002,147
Provision for loan and lease losses$458,0002,387
Total noninterest income$1,686,0002,017
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$895,0001,192
Trading account gains and fees$0157
Additional Noninterest Income$791,0002,287
Total noninterest expense$5,156,0002,703
Salaries and employee benefits$2,928,0002,518
Premises and equipment expense$526,0003,051
Additional noninterest expense$1,702,0002,809
Pre-tax net operating income$3,718,0001,419
Securities gains (losses)$03,575
Applicable income taxes$58,0003,719
Income before extraordinary items$3,660,0001,228
Extraordinary gains, net$020
Net income$3,660,0001,229
Minority interest net income$086
Net income of bank and minority interests.$3,660,0001,229
Net charge-offs$308,0002,788
Cash dividends$2,680,000609
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,660,0001,159
2012-06-30 (YTD Data)Rank
Total interest income$5,968,0002,241
Total interest expense$903,0002,518
Net interest income$5,065,0002,156
Provision for loan and lease losses$370,0002,179
Total noninterest income$1,093,0002,029
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$571,0001,239
Trading account gains and fees$0153
Additional Noninterest Income$522,0002,270
Total noninterest expense$3,460,0002,706
Salaries and employee benefits$1,968,0002,496
Premises and equipment expense$340,0003,130
Additional noninterest expense$1,152,0002,784
Pre-tax net operating income$2,328,0001,495
Securities gains (losses)$03,178
Applicable income taxes$44,0003,618
Income before extraordinary items$2,284,0001,300
Extraordinary gains, net$019
Net income$2,284,0001,299
Minority interest net income$084
Net income of bank and minority interests.$2,284,0001,300
Net charge-offs$335,0002,202
Cash dividends$2,010,000520
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,284,0001,229
2012-03-31 (YTD Data)Rank
Total interest income$3,006,0002,246
Total interest expense$465,0002,541
Net interest income$2,541,0002,161
Provision for loan and lease losses$172,0002,176
Total noninterest income$541,0002,045
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$271,0001,299
Trading account gains and fees$0148
Additional Noninterest Income$270,0002,241
Total noninterest expense$1,685,0002,762
Salaries and employee benefits$986,0002,506
Premises and equipment expense$162,0003,266
Additional noninterest expense$537,0002,921
Pre-tax net operating income$1,225,0001,419
Securities gains (losses)$02,210
Applicable income taxes$30,0003,433
Income before extraordinary items$1,195,0001,218
Extraordinary gains, net$019
Net income$1,195,0001,218
Minority interest net income$078
Net income of bank and minority interests.$1,195,0001,219
Net charge-offs$63,0002,841
Cash dividends$670,000692
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,195,0001,156
2011-12-31 (YTD Data)Rank
Total interest income$12,002,0002,324
Total interest expense$2,179,0002,594
Net interest income$9,823,0002,226
Provision for loan and lease losses$1,100,0002,274
Total noninterest income$2,492,0001,717
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,034,0001,432
Trading account gains and fees$0146
Additional Noninterest Income$1,458,0001,678
Total noninterest expense$6,694,0002,764
Salaries and employee benefits$3,873,0002,476
Premises and equipment expense$677,0003,277
Additional noninterest expense$2,144,0002,938
Pre-tax net operating income$4,521,0001,292
Securities gains (losses)$162,0001,633
Applicable income taxes$29,0003,975
Income before extraordinary items$4,654,0001,067
Extraordinary gains, net$029
Net income$4,654,0001,067
Minority interest net income$096
Net income of bank and minority interests.$4,654,0001,067
Net charge-offs$969,0002,398
Cash dividends$2,705,000720
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,493,6201,054
2011-09-30 (YTD Data)Rank
Total interest income$8,926,0002,366
Total interest expense$1,674,0002,633
Net interest income$7,252,0002,272
Provision for loan and lease losses$800,0002,262
Total noninterest income$1,629,0001,887
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$734,0001,510
Trading account gains and fees$0145
Additional Noninterest Income$895,0001,899
Total noninterest expense$4,952,0002,797
Salaries and employee benefits$2,799,0002,570
Premises and equipment expense$511,0003,295
Additional noninterest expense$1,642,0002,900
Pre-tax net operating income$3,129,0001,445
Securities gains (losses)$03,555
Applicable income taxes$2,0004,555
Income before extraordinary items$3,127,0001,243
Extraordinary gains, net$021
Net income$3,127,0001,243
Minority interest net income$087
Net income of bank and minority interests.$3,127,0001,243
Net charge-offs$822,0002,112
Cash dividends$2,680,000501
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,127,0001,167
2011-06-30 (YTD Data)Rank
Total interest income$5,861,0002,423
Total interest expense$1,146,0002,659
Net interest income$4,715,0002,328
Provision for loan and lease losses$500,0002,302
Total noninterest income$1,002,0001,988
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$457,0001,576
Trading account gains and fees$0153
Additional Noninterest Income$545,0001,979
Total noninterest expense$3,265,0002,864
Salaries and employee benefits$1,865,0002,582
Premises and equipment expense$339,0003,337
Additional noninterest expense$1,061,0003,055
Pre-tax net operating income$1,952,0001,487
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$1,951,0001,282
Extraordinary gains, net$015
Net income$1,951,0001,282
Minority interest net income$089
Net income of bank and minority interests.$1,951,0001,282
Net charge-offs$632,0001,899
Cash dividends$2,010,000423
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,951,0001,222
2011-03-31 (YTD Data)Rank
Total interest income$2,943,0002,427
Total interest expense$593,0002,666
Net interest income$2,350,0002,325
Provision for loan and lease losses$200,0002,421
Total noninterest income$484,0002,040
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$208,0001,694
Trading account gains and fees$0158
Additional Noninterest Income$276,0002,016
Total noninterest expense$1,606,0002,919
Salaries and employee benefits$936,0002,587
Premises and equipment expense$165,0003,456
Additional noninterest expense$505,0003,149
Pre-tax net operating income$1,028,0001,403
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$1,027,0001,202
Extraordinary gains, net$09
Net income$1,027,0001,201
Minority interest net income$086
Net income of bank and minority interests.$1,027,0001,202
Net charge-offs$343,0001,631
Cash dividends$670,000567
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,027,0001,166
2010-12-31 (YTD Data)Rank
Total interest income$11,991,0002,496
Total interest expense$2,781,0002,761
Net interest income$9,210,0002,374
Provision for loan and lease losses$700,0003,591
Total noninterest income$1,967,0002,097
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,015,0001,492
Trading account gains and fees$0175
Additional Noninterest Income$952,0002,231
Total noninterest expense$6,628,0002,859
Salaries and employee benefits$3,559,0002,684
Premises and equipment expense$652,0003,492
Additional noninterest expense$2,417,0002,760
Pre-tax net operating income$3,849,0001,299
Securities gains (losses)$36,0002,848
Applicable income taxes$1,0004,548
Income before extraordinary items$3,884,0001,119
Extraordinary gains, net$029
Net income$3,884,0001,120
Minority interest net income$0111
Net income of bank and minority interests.$3,884,0001,122
Net charge-offs$236,0004,584
Cash dividends$2,680,000612
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,848,0001,083
2010-09-30 (YTD Data)Rank
Total interest income$9,047,0002,537
Total interest expense$2,141,0002,810
Net interest income$6,906,0002,409
Provision for loan and lease losses$450,0003,704
Total noninterest income$1,510,0002,077
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$770,0001,528
Trading account gains and fees$0165
Additional Noninterest Income$740,0002,184
Total noninterest expense$4,911,0002,887
Salaries and employee benefits$2,691,0002,671
Premises and equipment expense$488,0003,548
Additional noninterest expense$1,732,0002,807
Pre-tax net operating income$3,055,0001,303
Securities gains (losses)$18,0002,932
Applicable income taxes$04,726
Income before extraordinary items$3,073,0001,105
Extraordinary gains, net$023
Net income$3,073,0001,108
Minority interest net income$0110
Net income of bank and minority interests.$3,073,0001,108
Net charge-offs$72,0005,224
Cash dividends$2,680,000407
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,055,0001,069
2010-06-30 (YTD Data)Rank
Total interest income$6,002,0002,586
Total interest expense$1,449,0002,867
Net interest income$4,553,0002,432
Provision for loan and lease losses$300,0003,591
Total noninterest income$974,0002,095
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$511,0001,540
Trading account gains and fees$0152
Additional Noninterest Income$463,0002,199
Total noninterest expense$3,268,0002,894
Salaries and employee benefits$1,800,0002,688
Premises and equipment expense$322,0003,614
Additional noninterest expense$1,146,0002,825
Pre-tax net operating income$1,959,0001,321
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,959,0001,140
Extraordinary gains, net$019
Net income$1,959,0001,139
Minority interest net income$0105
Net income of bank and minority interests.$1,959,0001,141
Net charge-offs$92,0004,329
Cash dividends$2,010,000346
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,959,0001,094
2010-03-31 (YTD Data)Rank
Total interest income$3,003,0002,631
Total interest expense$735,0002,950
Net interest income$2,268,0002,478
Provision for loan and lease losses$150,0003,336
Total noninterest income$465,0002,147
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$245,0001,591
Trading account gains and fees$0175
Additional Noninterest Income$220,0002,261
Total noninterest expense$1,636,0002,911
Salaries and employee benefits$913,0002,683
Premises and equipment expense$159,0003,729
Additional noninterest expense$564,0002,864
Pre-tax net operating income$947,0001,378
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$947,0001,153
Extraordinary gains, net$016
Net income$947,0001,155
Minority interest net income$091
Net income of bank and minority interests.$947,0001,155
Net charge-offs$11,0004,779
Cash dividends$670,000500
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$947,0001,121
2009-12-31 (YTD Data)Rank
Total interest income$11,897,0002,777
Total interest expense$3,180,0003,278
Net interest income$8,717,0002,477
Provision for loan and lease losses$700,0004,039
Total noninterest income$2,144,0002,020
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,039,0001,620
Trading account gains and fees$0211
Additional Noninterest Income$1,105,0002,032
Total noninterest expense$6,384,0003,025
Salaries and employee benefits$3,272,0002,963
Premises and equipment expense$688,0003,508
Additional noninterest expense$2,424,0002,815
Pre-tax net operating income$3,777,0001,086
Securities gains (losses)$244,0001,401
Applicable income taxes$1,0004,275
Income before extraordinary items$4,020,000861
Extraordinary gains, net$034
Net income$4,020,000859
Minority interest net income$0115
Net income of bank and minority interests.$4,020,000860
Net charge-offs$845,0003,091
Cash dividends$2,460,000738
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,776,000908
2009-09-30 (YTD Data)Rank
Total interest income$8,825,0002,845
Total interest expense$2,394,0003,391
Net interest income$6,431,0002,531
Provision for loan and lease losses$425,0004,088
Total noninterest income$1,712,0001,979
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$772,0001,642
Trading account gains and fees$0212
Additional Noninterest Income$940,0001,906
Total noninterest expense$4,854,0002,991
Salaries and employee benefits$2,454,0002,990
Premises and equipment expense$523,0003,507
Additional noninterest expense$1,877,0002,706
Pre-tax net operating income$2,864,0001,141
Securities gains (losses)$1,0003,393
Applicable income taxes$1,0004,465
Income before extraordinary items$2,864,000945
Extraordinary gains, net$027
Net income$2,864,000946
Minority interest net income$0118
Net income of bank and minority interests.$2,864,000946
Net charge-offs$201,0004,239
Cash dividends$2,460,000513
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,863,000930
2009-06-30 (YTD Data)Rank
Total interest income$5,886,0002,885
Total interest expense$1,591,0003,525
Net interest income$4,295,0002,512
Provision for loan and lease losses$275,0003,863
Total noninterest income$1,194,0001,921
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$496,0001,678
Trading account gains and fees$0193
Additional Noninterest Income$698,0001,813
Total noninterest expense$3,307,0002,962
Salaries and employee benefits$1,665,0002,981
Premises and equipment expense$346,0003,553
Additional noninterest expense$1,296,0002,654
Pre-tax net operating income$1,907,0001,201
Securities gains (losses)$1,0003,011
Applicable income taxes$1,0004,523
Income before extraordinary items$1,907,000997
Extraordinary gains, net$021
Net income$1,907,000997
Minority interest net income$0112
Net income of bank and minority interests.$1,907,000997
Net charge-offs$184,0003,526
Cash dividends$2,010,000440
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,906,000964
2009-03-31 (YTD Data)Rank
Total interest income$2,954,0002,908
Total interest expense$802,0003,612
Net interest income$2,152,0002,514
Provision for loan and lease losses$125,0003,535
Total noninterest income$549,0001,999
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$241,0001,673
Trading account gains and fees$0171
Additional Noninterest Income$308,0001,912
Total noninterest expense$1,575,0003,010
Salaries and employee benefits$834,0002,994
Premises and equipment expense$169,0003,661
Additional noninterest expense$572,0002,670
Pre-tax net operating income$1,001,0001,283
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$1,000,0001,085
Extraordinary gains, net$015
Net income$1,000,0001,087
Minority interest net income$0102
Net income of bank and minority interests.$1,000,0001,087
Net charge-offs$181,0002,225
Cash dividends$670,000662
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,000,0001,007
2008-12-31 (YTD Data)Rank
Total interest income$13,633,0002,710
Total interest expense$5,052,0002,938
Net interest income$8,581,0002,521
Provision for loan and lease losses$300,0004,610
Total noninterest income$2,077,0002,081
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,081,0001,643
Trading account gains and fees$0154
Additional Noninterest Income$996,0002,125
Total noninterest expense$6,047,0003,054
Salaries and employee benefits$3,410,0002,902
Premises and equipment expense$628,0003,782
Additional noninterest expense$2,009,0002,864
Pre-tax net operating income$4,311,0001,269
Securities gains (losses)$-1,0006,828
Applicable income taxes$3,0004,759
Income before extraordinary items$4,307,000951
Extraordinary gains, net$039
Net income$4,307,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0002,901
Cash dividends$2,680,0001,026
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,308,0001,023
2008-09-30 (YTD Data)Rank
Total interest income$10,480,0002,699
Total interest expense$4,067,0002,866
Net interest income$6,413,0002,565
Provision for loan and lease losses$225,0004,003
Total noninterest income$1,582,0002,126
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$809,0001,653
Trading account gains and fees$0148
Additional Noninterest Income$773,0002,165
Total noninterest expense$4,466,0003,071
Salaries and employee benefits$2,585,0002,884
Premises and equipment expense$457,0003,900
Additional noninterest expense$1,424,0002,906
Pre-tax net operating income$3,304,0001,480
Securities gains (losses)$-1,0007,156
Applicable income taxes$1,0005,240
Income before extraordinary items$3,302,0001,113
Extraordinary gains, net$031
Net income$3,302,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0002,062
Cash dividends$2,680,000796
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,303,0001,195
2008-06-30 (YTD Data)Rank
Total interest income$7,124,0002,676
Total interest expense$2,899,0002,798
Net interest income$4,225,0002,588
Provision for loan and lease losses$150,0003,592
Total noninterest income$1,097,0002,091
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$527,0001,673
Trading account gains and fees$0149
Additional Noninterest Income$570,0002,059
Total noninterest expense$3,008,0003,050
Salaries and employee benefits$1,752,0002,879
Premises and equipment expense$310,0003,873
Additional noninterest expense$946,0002,882
Pre-tax net operating income$2,164,0001,573
Securities gains (losses)$-1,0007,955
Applicable income taxes$1,0005,487
Income before extraordinary items$2,162,0001,275
Extraordinary gains, net$021
Net income$2,162,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0001,572
Cash dividends$2,010,000770
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,163,0001,253
2008-03-31 (YTD Data)Rank
Total interest income$3,728,0002,630
Total interest expense$1,639,0002,663
Net interest income$2,089,0002,613
Provision for loan and lease losses$75,0003,123
Total noninterest income$442,0002,429
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$258,0001,683
Trading account gains and fees$0158
Additional Noninterest Income$184,0002,696
Total noninterest expense$1,478,0003,106
Salaries and employee benefits$889,0002,870
Premises and equipment expense$159,0003,812
Additional noninterest expense$430,0003,093
Pre-tax net operating income$978,0001,824
Securities gains (losses)$-1,0008,175
Applicable income taxes$05,622
Income before extraordinary items$977,0001,530
Extraordinary gains, net$015
Net income$977,0001,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0002,267
Cash dividends$670,0001,061
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$978,0001,470
2007-12-31 (YTD Data)Rank
Total interest income$15,629,0002,582
Total interest expense$7,105,0002,587
Net interest income$8,524,0002,573
Provision for loan and lease losses$250,0003,497
Total noninterest income$1,801,0002,385
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$973,0001,809
Trading account gains and fees$0178
Additional Noninterest Income$828,0002,516
Total noninterest expense$5,815,0003,048
Salaries and employee benefits$3,400,0002,885
Premises and equipment expense$546,0004,105
Additional noninterest expense$1,869,0002,832
Pre-tax net operating income$4,260,0001,877
Securities gains (losses)$-72,0008,081
Applicable income taxes$2,0005,906
Income before extraordinary items$4,186,0001,513
Extraordinary gains, net$039
Net income$4,186,0001,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,625
Cash dividends$3,235,0001,116
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,258,0001,483
2007-09-30 (YTD Data)Rank
Total interest income$11,630,0002,602
Total interest expense$5,301,0002,591
Net interest income$6,329,0002,612
Provision for loan and lease losses$225,0002,782
Total noninterest income$1,213,0002,571
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$683,0001,898
Trading account gains and fees$0184
Additional Noninterest Income$530,0002,746
Total noninterest expense$4,249,0003,076
Salaries and employee benefits$2,449,0002,985
Premises and equipment expense$401,0004,167
Additional noninterest expense$1,399,0002,777
Pre-tax net operating income$3,068,0002,062
Securities gains (losses)$-72,0008,241
Applicable income taxes$2,0006,041
Income before extraordinary items$2,994,0001,700
Extraordinary gains, net$033
Net income$2,994,0001,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,915
Cash dividends$2,660,000963
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,066,0001,639
2007-06-30 (YTD Data)Rank
Total interest income$7,630,0002,655
Total interest expense$3,475,0002,637
Net interest income$4,155,0002,671
Provision for loan and lease losses$150,0002,579
Total noninterest income$781,0002,638
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$439,0001,959
Trading account gains and fees$0168
Additional Noninterest Income$342,0002,813
Total noninterest expense$2,789,0003,151
Salaries and employee benefits$1,617,0003,043
Premises and equipment expense$257,0004,299
Additional noninterest expense$915,0002,838
Pre-tax net operating income$1,997,0002,163
Securities gains (losses)$-64,0008,345
Applicable income taxes$1,0006,141
Income before extraordinary items$1,932,0001,788
Extraordinary gains, net$029
Net income$1,932,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,897
Cash dividends$1,990,000913
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,996,0001,716
2007-03-31 (YTD Data)Rank
Total interest income$3,765,0002,684
Total interest expense$1,712,0002,664
Net interest income$2,053,0002,697
Provision for loan and lease losses$75,0002,404
Total noninterest income$369,0002,708
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$204,0002,022
Trading account gains and fees$0195
Additional Noninterest Income$165,0002,856
Total noninterest expense$1,353,0003,238
Salaries and employee benefits$801,0003,079
Premises and equipment expense$128,0004,318
Additional noninterest expense$424,0003,022
Pre-tax net operating income$994,0002,175
Securities gains (losses)$-27,0008,408
Applicable income taxes$06,196
Income before extraordinary items$967,0001,769
Extraordinary gains, net$022
Net income$967,0001,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,588
Cash dividends$655,0001,140
Sale, conversion, retirement of capital stock, net$0885
Net operating income$994,0001,709
2006-12-31 (YTD Data)Rank
Total interest income$13,516,0002,789
Total interest expense$5,838,0002,652
Net interest income$7,678,0002,857
Provision for loan and lease losses$300,0002,748
Total noninterest income$1,521,0002,678
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$942,0001,840
Trading account gains and fees$0130
Additional Noninterest Income$579,0003,084
Total noninterest expense$5,274,0003,209
Salaries and employee benefits$2,885,0003,243
Premises and equipment expense$588,0003,828
Additional noninterest expense$1,801,0002,813
Pre-tax net operating income$3,625,0002,411
Securities gains (losses)$-50,0007,943
Applicable income taxes$2,0006,435
Income before extraordinary items$3,573,0001,980
Extraordinary gains, net$051
Net income$3,573,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,511
Cash dividends$2,680,0001,236
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,623,0001,940
2006-09-30 (YTD Data)Rank
Total interest income$9,826,0002,845
Total interest expense$4,178,0002,676
Net interest income$5,648,0002,943
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,150,0002,674
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$711,0001,836
Trading account gains and fees$0126
Additional Noninterest Income$439,0003,063
Total noninterest expense$3,877,0003,240
Salaries and employee benefits$2,148,0003,257
Premises and equipment expense$483,0003,568
Additional noninterest expense$1,246,0003,021
Pre-tax net operating income$2,696,0002,504
Securities gains (losses)$-40,0008,101
Applicable income taxes$1,0006,574
Income before extraordinary items$2,655,0002,046
Extraordinary gains, net$045
Net income$2,655,0002,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,787
Cash dividends$2,680,000909
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,695,0002,006
2006-06-30 (YTD Data)Rank
Total interest income$6,275,0002,916
Total interest expense$2,559,0002,759
Net interest income$3,716,0002,982
Provision for loan and lease losses$150,0002,563
Total noninterest income$764,0002,676
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$477,0001,814
Trading account gains and fees$0126
Additional Noninterest Income$287,0003,102
Total noninterest expense$2,561,0003,283
Salaries and employee benefits$1,426,0003,273
Premises and equipment expense$327,0003,523
Additional noninterest expense$808,0003,107
Pre-tax net operating income$1,769,0002,543
Securities gains (losses)$-40,0008,308
Applicable income taxes$1,0006,575
Income before extraordinary items$1,728,0002,086
Extraordinary gains, net$039
Net income$1,728,0002,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,722
Cash dividends$2,012,000792
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,768,0002,033
2006-03-31 (YTD Data)Rank
Total interest income$2,987,0002,978
Total interest expense$1,171,0002,860
Net interest income$1,816,0003,031
Provision for loan and lease losses$75,0002,394
Total noninterest income$382,0002,617
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$230,0001,823
Trading account gains and fees$0115
Additional Noninterest Income$152,0002,950
Total noninterest expense$1,274,0003,315
Salaries and employee benefits$713,0003,284
Premises and equipment expense$164,0003,516
Additional noninterest expense$397,0003,141
Pre-tax net operating income$849,0002,591
Securities gains (losses)$-40,0008,523
Applicable income taxes$06,588
Income before extraordinary items$809,0002,161
Extraordinary gains, net$021
Net income$809,0002,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,900
Cash dividends$671,0001,060
Sale, conversion, retirement of capital stock, net$0648
Net operating income$849,0002,064
2005-12-31 (YTD Data)Rank
Total interest income$10,915,0002,920
Total interest expense$3,689,0002,830
Net interest income$7,226,0002,966
Provision for loan and lease losses$180,0003,751
Total noninterest income$1,914,0002,291
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,044,0001,659
Trading account gains and fees$0138
Additional Noninterest Income$870,0002,415
Total noninterest expense$5,214,0003,124
Salaries and employee benefits$3,025,0002,936
Premises and equipment expense$668,0003,361
Additional noninterest expense$1,521,0003,195
Pre-tax net operating income$3,746,0002,326
Securities gains (losses)$-72,0008,317
Applicable income taxes$6,0006,643
Income before extraordinary items$3,668,0001,873
Extraordinary gains, net$046
Net income$3,668,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,447
Cash dividends$2,680,0001,140
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,740,0001,819
2005-09-30 (YTD Data)Rank
Total interest income$8,008,0002,932
Total interest expense$2,643,0002,797
Net interest income$5,365,0002,976
Provision for loan and lease losses$135,0003,636
Total noninterest income$1,203,0002,575
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$780,0001,653
Trading account gains and fees$0126
Additional Noninterest Income$423,0003,183
Total noninterest expense$3,839,0003,142
Salaries and employee benefits$2,207,0002,983
Premises and equipment expense$505,0003,337
Additional noninterest expense$1,127,0003,189
Pre-tax net operating income$2,594,0002,501
Securities gains (losses)$-11,0007,939
Applicable income taxes$1,0006,867
Income before extraordinary items$2,582,0002,005
Extraordinary gains, net$035
Net income$2,582,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,490
Cash dividends$2,680,000826
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,593,0001,963
2005-06-30 (YTD Data)Rank
Total interest income$5,201,0002,933
Total interest expense$1,696,0002,752
Net interest income$3,505,0002,994
Provision for loan and lease losses$90,0003,491
Total noninterest income$794,0002,554
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$508,0001,662
Trading account gains and fees$0116
Additional Noninterest Income$286,0003,157
Total noninterest expense$2,525,0003,158
Salaries and employee benefits$1,448,0003,018
Premises and equipment expense$342,0003,251
Additional noninterest expense$735,0003,227
Pre-tax net operating income$1,684,0002,500
Securities gains (losses)$-56,0008,617
Applicable income taxes$06,961
Income before extraordinary items$1,628,0002,076
Extraordinary gains, net$030
Net income$1,628,0002,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,614
Cash dividends$2,010,000707
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,684,0001,976
2005-03-31 (YTD Data)Rank
Total interest income$2,510,0002,984
Total interest expense$796,0002,800
Net interest income$1,714,0003,041
Provision for loan and lease losses$45,0003,327
Total noninterest income$386,0002,554
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$244,0001,678
Trading account gains and fees$0115
Additional Noninterest Income$142,0003,079
Total noninterest expense$1,252,0003,198
Salaries and employee benefits$737,0002,977
Premises and equipment expense$182,0003,111
Additional noninterest expense$333,0003,502
Pre-tax net operating income$803,0002,562
Securities gains (losses)$5,0001,192
Applicable income taxes$06,892
Income before extraordinary items$808,0002,060
Extraordinary gains, net$024
Net income$808,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0001,893
Cash dividends$670,000945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$803,0002,036
2004-12-31 (YTD Data)Rank
Total interest income$9,190,0003,050
Total interest expense$2,578,0002,972
Net interest income$6,612,0003,036
Provision for loan and lease losses$180,0003,881
Total noninterest income$1,589,0002,581
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,091,0001,606
Trading account gains and fees$0138
Additional Noninterest Income$498,0003,312
Total noninterest expense$5,069,0003,073
Salaries and employee benefits$2,896,0002,926
Premises and equipment expense$734,0003,005
Additional noninterest expense$1,439,0003,233
Pre-tax net operating income$2,952,0002,629
Securities gains (losses)$34,0002,019
Applicable income taxes$1,0007,085
Income before extraordinary items$2,985,0002,085
Extraordinary gains, net$034
Net income$2,985,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,475
Cash dividends$2,680,0001,067
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,951,0002,063
2004-09-30 (YTD Data)Rank
Total interest income$6,782,0003,064
Total interest expense$1,886,0002,986
Net interest income$4,896,0003,061
Provision for loan and lease losses$135,0003,719
Total noninterest income$1,201,0002,573
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$822,0001,608
Trading account gains and fees$0134
Additional Noninterest Income$379,0003,292
Total noninterest expense$3,719,0003,113
Salaries and employee benefits$2,105,0002,993
Premises and equipment expense$547,0003,015
Additional noninterest expense$1,067,0003,233
Pre-tax net operating income$2,243,0002,609
Securities gains (losses)$18,0002,374
Applicable income taxes$5,0006,948
Income before extraordinary items$2,256,0002,080
Extraordinary gains, net$026
Net income$2,256,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,921
Cash dividends$2,680,000769
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,238,0002,037
2004-06-30 (YTD Data)Rank
Total interest income$4,475,0003,069
Total interest expense$1,257,0002,971
Net interest income$3,218,0003,085
Provision for loan and lease losses$90,0003,641
Total noninterest income$796,0002,602
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$547,0001,596
Trading account gains and fees$0130
Additional Noninterest Income$249,0003,327
Total noninterest expense$2,550,0003,028
Salaries and employee benefits$1,473,0002,881
Premises and equipment expense$355,0003,087
Additional noninterest expense$722,0003,217
Pre-tax net operating income$1,374,0002,767
Securities gains (losses)$16,0002,165
Applicable income taxes$3,0006,985
Income before extraordinary items$1,387,0002,222
Extraordinary gains, net$021
Net income$1,387,0002,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,992
Cash dividends$2,010,000687
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,371,0002,180
2004-03-31 (YTD Data)Rank
Total interest income$2,287,0003,028
Total interest expense$638,0002,978
Net interest income$1,649,0003,009
Provision for loan and lease losses$45,0003,437
Total noninterest income$399,0002,539
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$264,0001,615
Trading account gains and fees$0121
Additional Noninterest Income$135,0003,125
Total noninterest expense$1,324,0002,935
Salaries and employee benefits$772,0002,783
Premises and equipment expense$179,0003,096
Additional noninterest expense$373,0003,108
Pre-tax net operating income$679,0002,772
Securities gains (losses)$10,0002,045
Applicable income taxes$1,0006,972
Income before extraordinary items$688,0002,211
Extraordinary gains, net$016
Net income$688,0002,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,070
Cash dividends$670,000944
Sale, conversion, retirement of capital stock, net$0464
Net operating income$678,0002,154
2003-12-31 (YTD Data)Rank
Total interest income$9,233,0003,041
Total interest expense$2,652,0003,195
Net interest income$6,581,0002,920
Provision for loan and lease losses$300,0003,140
Total noninterest income$1,604,0002,706
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$969,0001,782
Trading account gains and fees$0160
Additional Noninterest Income$635,0003,144
Total noninterest expense$4,656,0003,253
Salaries and employee benefits$2,664,0003,096
Premises and equipment expense$694,0003,107
Additional noninterest expense$1,298,0003,492
Pre-tax net operating income$3,229,0002,358
Securities gains (losses)$35,0002,802
Applicable income taxes$20,0006,788
Income before extraordinary items$3,244,0001,908
Extraordinary gains, net$054
Net income$3,244,0001,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0002,156
Cash dividends$2,580,0001,132
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,209,3501,840
2003-09-30 (YTD Data)Rank
Total interest income$6,967,0003,070
Total interest expense$2,030,0003,250
Net interest income$4,937,0002,924
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,243,0002,706
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$730,0001,771
Trading account gains and fees$0153
Additional Noninterest Income$513,0003,094
Total noninterest expense$3,512,0003,220
Salaries and employee benefits$2,054,0003,015
Premises and equipment expense$525,0003,086
Additional noninterest expense$933,0003,607
Pre-tax net operating income$2,443,0002,434
Securities gains (losses)$13,0003,204
Applicable income taxes$23,0006,733
Income before extraordinary items$2,433,0001,979
Extraordinary gains, net$040
Net income$2,433,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,409
Cash dividends$2,580,000826
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,420,1301,878
2003-06-30 (YTD Data)Rank
Total interest income$4,693,0003,061
Total interest expense$1,412,0003,224
Net interest income$3,281,0002,929
Provision for loan and lease losses$150,0003,000
Total noninterest income$775,0002,819
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$466,0001,812
Trading account gains and fees$0150
Additional Noninterest Income$309,0003,237
Total noninterest expense$2,350,0003,219
Salaries and employee benefits$1,381,0002,999
Premises and equipment expense$345,0003,115
Additional noninterest expense$624,0003,596
Pre-tax net operating income$1,556,0002,511
Securities gains (losses)$13,0002,823
Applicable income taxes$15,0006,772
Income before extraordinary items$1,554,0002,043
Extraordinary gains, net$030
Net income$1,554,0002,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0001,907
Cash dividends$1,935,000787
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,541,1301,939
2003-03-31 (YTD Data)Rank
Total interest income$2,345,0003,079
Total interest expense$721,0003,232
Net interest income$1,624,0002,946
Provision for loan and lease losses$75,0002,805
Total noninterest income$332,0003,024
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$214,0001,914
Trading account gains and fees$0134
Additional Noninterest Income$118,0003,632
Total noninterest expense$1,190,0003,177
Salaries and employee benefits$707,0002,927
Premises and equipment expense$180,0003,019
Additional noninterest expense$303,0003,631
Pre-tax net operating income$691,0002,763
Securities gains (losses)$4,0002,461
Applicable income taxes$8,0006,684
Income before extraordinary items$687,0002,226
Extraordinary gains, net$021
Net income$687,0002,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,003
Cash dividends$645,000997
Sale, conversion, retirement of capital stock, net$0419
Net operating income$683,0402,115
2002-12-31 (YTD Data)Rank
Total interest income$10,201,0002,965
Total interest expense$3,469,0003,137
Net interest income$6,732,0002,830
Provision for loan and lease losses$180,0004,547
Total noninterest income$2,340,0001,885
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$876,0001,837
Trading account gains and fees$0153
Additional Noninterest Income$1,464,0001,680
Total noninterest expense$5,221,0002,813
Salaries and employee benefits$3,241,0002,447
Premises and equipment expense$751,0002,817
Additional noninterest expense$1,229,0003,545
Pre-tax net operating income$3,671,0002,130
Securities gains (losses)$142,0001,429
Applicable income taxes$35,0006,751
Income before extraordinary items$3,778,0001,593
Extraordinary gains, net$070
Net income$3,778,0001,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0003,138
Cash dividends$2,545,0001,072
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,637,4201,594
2001-12-31 (YTD Data)Rank
Total interest income$11,392,0002,972
Total interest expense$5,462,0002,905
Net interest income$5,930,0002,969
Provision for loan and lease losses$180,0004,345
Total noninterest income$1,126,0003,068
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$782,0001,946
Trading account gains and fees$0177
Additional Noninterest Income$344,0003,834
Total noninterest expense$4,221,0003,266
Salaries and employee benefits$2,388,0003,072
Premises and equipment expense$615,0003,296
Additional noninterest expense$1,218,0003,448
Pre-tax net operating income$2,655,0002,544
Securities gains (losses)$74,0002,003
Applicable income taxes$28,0007,125
Income before extraordinary items$2,701,0001,947
Extraordinary gains, net$0105
Net income$2,701,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,258
Cash dividends$2,530,0001,065
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,627,7401,915
2000-12-31 (YTD Data)Rank
Total interest income$11,681,0002,959
Total interest expense$5,887,0002,835
Net interest income$5,794,0003,051
Provision for loan and lease losses$180,0003,942
Total noninterest income$1,024,0003,072
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$802,0001,727
Trading account gains and fees$0180
Additional Noninterest Income$222,0004,551
Total noninterest expense$4,054,0003,299
Salaries and employee benefits$2,221,0003,157
Premises and equipment expense$546,0003,534
Additional noninterest expense$1,287,0003,207
Pre-tax net operating income$2,584,0002,691
Securities gains (losses)$35,000803
Applicable income taxes$3,0008,258
Income before extraordinary items$2,616,0001,993
Extraordinary gains, net$038
Net income$2,616,0001,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,680
Cash dividends$2,540,0001,104
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,581,0002,028
1999-12-31 (YTD Data)Rank
Total interest income$11,194,0002,888
Total interest expense$5,146,0002,838
Net interest income$6,048,0002,910
Provision for loan and lease losses$180,0003,760
Total noninterest income$1,006,0003,077
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$828,0001,596
Trading account gains and fees$0173
Additional Noninterest Income$178,0005,203
Total noninterest expense$3,839,0003,441
Salaries and employee benefits$2,068,0003,337
Premises and equipment expense$474,0003,961
Additional noninterest expense$1,297,0003,215
Pre-tax net operating income$3,035,0002,393
Securities gains (losses)$84,000802
Applicable income taxes$15,0008,345
Income before extraordinary items$3,104,0001,716
Extraordinary gains, net$035
Net income$3,104,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,147
Cash dividends$3,005,000955
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,020,0001,728
1998-12-31 (YTD Data)Rank
Total interest income$11,630,0002,780
Total interest expense$5,641,0002,683
Net interest income$5,989,0002,878
Provision for loan and lease losses$180,0003,728
Total noninterest income$960,0003,175
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$708,0001,804
Trading account gains and fees$0224
Additional Noninterest Income$252,0004,407
Total noninterest expense$3,775,0003,392
Salaries and employee benefits$2,062,0003,239
Premises and equipment expense$444,0004,065
Additional noninterest expense$1,269,0003,215
Pre-tax net operating income$2,994,0002,383
Securities gains (losses)$11,0002,878
Applicable income taxes$187,0006,329
Income before extraordinary items$2,818,0001,864
Extraordinary gains, net$032
Net income$2,818,0001,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,482
Cash dividends$2,042,0001,300
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,807,6601,793
1997-12-31 (YTD Data)Rank
Total interest income$10,718,0003,029
Total interest expense$4,965,0002,998
Net interest income$5,753,0003,035
Provision for loan and lease losses$180,0003,648
Total noninterest income$808,0003,543
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$567,0002,312
Trading account gains and fees$0239
Additional Noninterest Income$241,0004,467
Total noninterest expense$3,662,0003,458
Salaries and employee benefits$2,004,0003,309
Premises and equipment expense$444,0004,085
Additional noninterest expense$1,214,0003,322
Pre-tax net operating income$2,719,0002,716
Securities gains (losses)$27,0001,697
Applicable income taxes$853,0002,792
Income before extraordinary items$1,893,0002,709
Extraordinary gains, net$044
Net income$1,893,0002,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,945
Cash dividends$987,0002,232
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,874,3702,678
1996-12-31 (YTD Data)Rank
Total interest income$9,142,0003,562
Total interest expense$3,894,0003,812
Net interest income$5,248,0003,380
Provision for loan and lease losses$144,0004,186
Total noninterest income$641,0004,363
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$464,0002,902
Trading account gains and fees$0262
Additional Noninterest Income$177,0005,512
Total noninterest expense$3,171,0004,124
Salaries and employee benefits$1,859,0003,572
Premises and equipment expense$412,0004,435
Additional noninterest expense$900,0004,752
Pre-tax net operating income$2,574,0002,707
Securities gains (losses)$1,0003,760
Applicable income taxes$783,0002,902
Income before extraordinary items$1,792,0002,714
Extraordinary gains, net$053
Net income$1,792,0002,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,912
Cash dividends$1,011,0002,107
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,791,3002,665
1995-12-31 (YTD Data)Rank
Total interest income$8,680,0003,739
Total interest expense$3,671,0003,981
Net interest income$5,009,0003,529
Provision for loan and lease losses$404,0001,848
Total noninterest income$594,0004,601
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$391,0003,433
Trading account gains and fees$0522
Additional Noninterest Income$203,0005,099
Total noninterest expense$2,847,0004,474
Salaries and employee benefits$1,681,0003,860
Premises and equipment expense$343,0005,095
Additional noninterest expense$823,0005,128
Pre-tax net operating income$2,352,0003,022
Securities gains (losses)$-34,00010,920
Applicable income taxes$666,0003,380
Income before extraordinary items$1,652,0002,973
Extraordinary gains, net$065
Net income$1,652,0002,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,584
Cash dividends$820,0002,375
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,676,1402,895
1994-12-31 (YTD Data)Rank
Total interest income$7,282,0004,084
Total interest expense$2,789,0004,226
Net interest income$4,493,0003,924
Provision for loan and lease losses$48,0006,241
Total noninterest income$489,0005,377
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$334,0003,993
Trading account gains and fees$0475
Additional Noninterest Income$155,0006,118
Total noninterest expense$2,797,0004,686
Salaries and employee benefits$1,528,0004,219
Premises and equipment expense$355,0005,044
Additional noninterest expense$914,0005,106
Pre-tax net operating income$2,137,0003,239
Securities gains (losses)$-97,00011,509
Applicable income taxes$545,0003,794
Income before extraordinary items$1,495,0003,188
Extraordinary gains, net$0249
Net income$1,495,0003,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-115,00012,273
Cash dividends$391,0003,824
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,565,8103,085
1993-12-31 (YTD Data)Rank
Total interest income$6,842,0004,408
Total interest expense$2,704,0004,511
Net interest income$4,138,0004,264
Provision for loan and lease losses$120,0005,200
Total noninterest income$529,0005,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0004,381
Trading account gains and feesNANA
Additional Noninterest Income$226,0005,304
Total noninterest expense$2,645,0005,016
Salaries and employee benefits$1,425,0004,477
Premises and equipment expense$353,0005,195
Additional noninterest expense$867,0005,540
Pre-tax net operating income$1,902,0003,487
Securities gains (losses)$-29,00012,991
Applicable income taxes$469,0004,420
Income before extraordinary items$1,404,0003,437
Extraordinary gains, net$21,0002,682
Net income$1,425,0003,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,00012,404
Cash dividends$474,0003,259
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,425,7503,219
1992-12-31 (YTD Data)Rank
Total interest income$7,301,0004,655
Total interest expense$3,394,0004,666
Net interest income$3,907,0004,545
Provision for loan and lease losses$288,0004,244
Total noninterest income$325,0007,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$246,0005,195
Trading account gains and feesNANA
Additional Noninterest Income$79,0008,899
Total noninterest expense$2,352,0005,586
Salaries and employee benefits$1,311,0004,779
Premises and equipment expense$301,0005,952
Additional noninterest expense$740,0006,483
Pre-tax net operating income$1,592,0003,826
Securities gains (losses)$9,0006,537
Applicable income taxes$337,0005,504
Income before extraordinary items$1,264,0003,636
Extraordinary gains, net$01,422
Net income$1,264,0003,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0004,326
Cash dividends$402,0003,278
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,256,8903,380

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.