Home > West One Bank, Oregon, S.B. > Income and Expense
West One Bank, Oregon, S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $54,322,000 | 712 |
| Total interest expense | $28,415,000 | 672 |
| Net interest income | $25,907,000 | 755 |
| Provision for loan and lease losses | $6,100,000 | 281 |
| Total noninterest income | $5,871,000 | 861 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,877,000 | 715 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,994,000 | 761 |
| Total noninterest expense | $21,743,000 | 736 |
| Salaries and employee benefits | $6,630,000 | 1,041 |
| Premises and equipment expense | $2,282,000 | 940 |
| Additional noninterest expense | $12,831,000 | 561 |
| Pre-tax net operating income | $3,935,000 | 1,885 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $3,742,000 | 763 |
| Income before extraordinary items | $184,000 | 10,113 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $184,000 | 10,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,750 |
| Cash dividends | $2,150,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $189,760 | 10,019 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $40,284,000 | 827 |
| Total interest expense | $17,526,000 | 798 |
| Net interest income | $22,758,000 | 829 |
| Provision for loan and lease losses | $495,000 | 1,556 |
| Total noninterest income | $4,517,000 | 989 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,462,000 | 893 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,055,000 | 865 |
| Total noninterest expense | $20,573,000 | 788 |
| Salaries and employee benefits | $6,335,000 | 1,063 |
| Premises and equipment expense | $2,269,000 | 938 |
| Additional noninterest expense | $11,969,000 | 613 |
| Pre-tax net operating income | $6,207,000 | 1,208 |
| Securities gains (losses) | $23,000 | 1,661 |
| Applicable income taxes | $2,285,000 | 1,069 |
| Income before extraordinary items | $3,945,000 | 1,278 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,945,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $1,175,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,930,280 | 1,294 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $33,758,000 | 954 |
| Total interest expense | $13,561,000 | 998 |
| Net interest income | $20,197,000 | 918 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $5,506,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,154,000 | 1,159 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,352,000 | 756 |
| Total noninterest expense | $15,116,000 | 1,051 |
| Salaries and employee benefits | $4,015,000 | 1,684 |
| Premises and equipment expense | $1,934,000 | 1,103 |
| Additional noninterest expense | $9,167,000 | 815 |
| Pre-tax net operating income | $9,987,000 | 731 |
| Securities gains (losses) | $-9,000 | 12,743 |
| Applicable income taxes | $3,917,000 | 663 |
| Income before extraordinary items | $6,061,000 | 864 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,061,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $1,785,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,066,760 | 813 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,743,000 | 1,104 |
| Total interest expense | $15,431,000 | 1,156 |
| Net interest income | $17,312,000 | 1,069 |
| Provision for loan and lease losses | $447,000 | 3,235 |
| Total noninterest income | $4,343,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,052,000 | 1,265 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,291,000 | 893 |
| Total noninterest expense | $12,201,000 | 1,306 |
| Salaries and employee benefits | $4,072,000 | 1,625 |
| Premises and equipment expense | $1,773,000 | 1,234 |
| Additional noninterest expense | $6,356,000 | 1,084 |
| Pre-tax net operating income | $9,007,000 | 719 |
| Securities gains (losses) | $86,000 | 3,258 |
| Applicable income taxes | $3,115,000 | 748 |
| Income before extraordinary items | $5,978,000 | 803 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,978,000 | 802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $1,640,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,921,240 | 730 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.