Home > West Michigan Community Bank > Income and Expense

West Michigan Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$50,628,000920
Total interest expense$16,887,000885
Net interest income$33,741,000941
Provision for loan and lease losses$445,0001,362
Total noninterest income$4,080,0001,338
Gross Fiduciary activities income$1,054,000499
Service charges on deposit accounts$761,0001,239
Trading account gains and feesNANA
Additional Noninterest Income$2,265,0001,507
Total noninterest expense$19,927,0001,217
Salaries and employee benefits$9,325,0001,414
Premises and equipment expense$1,475,0001,556
Additional noninterest expense$2,265,0001,507
Pre-tax net operating income$17,449,000755
Securities gains (losses)$12,000732
Applicable income taxes$3,490,000681
Income before extraordinary items$13,971,000781
Extraordinary gains, net$054
Net income$13,971,000792
Minority interest net income$088
Net income of bank and minority interests.$13,971,000784
Net charge-offs$6,0002,549
Cash dividends$4,000,000955
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,961,400788
2023-09-30 (YTD Data)Rank
Total interest income$37,290,000917
Total interest expense$11,972,000877
Net interest income$25,318,000945
Provision for loan and lease losses$805,000757
Total noninterest income$3,009,0001,351
Gross Fiduciary activities income$783,000495
Service charges on deposit accounts$572,0001,232
Trading account gains and feesNANA
Additional Noninterest Income$1,654,0001,520
Total noninterest expense$15,271,0001,190
Salaries and employee benefits$7,311,0001,359
Premises and equipment expense$1,112,0001,552
Additional noninterest expense$1,654,0001,520
Pre-tax net operating income$12,251,000832
Securities gains (losses)$-8,0003,451
Applicable income taxes$2,434,000742
Income before extraordinary items$9,809,000845
Extraordinary gains, net$052
Net income$9,809,000849
Minority interest net income$081
Net income of bank and minority interests.$9,809,000845
Net charge-offs$6,0002,278
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,815,400860
2023-06-30 (YTD Data)Rank
Total interest income$24,041,000916
Total interest expense$7,311,000857
Net interest income$16,730,000957
Provision for loan and lease losses$805,000575
Total noninterest income$1,925,0001,335
Gross Fiduciary activities income$514,000491
Service charges on deposit accounts$372,0001,243
Trading account gains and feesNANA
Additional Noninterest Income$1,039,0001,496
Total noninterest expense$10,044,0001,190
Salaries and employee benefits$4,833,0001,368
Premises and equipment expense$746,0001,540
Additional noninterest expense$1,039,0001,494
Pre-tax net operating income$7,806,000867
Securities gains (losses)$8,000684
Applicable income taxes$1,539,000770
Income before extraordinary items$6,275,000880
Extraordinary gains, net$051
Net income$6,275,000892
Minority interest net income$081
Net income of bank and minority interests.$6,275,000880
Net charge-offs$3,0002,145
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,268,600893
2023-03-31 (YTD Data)Rank
Total interest income$11,610,000930
Total interest expense$3,218,000844
Net interest income$8,392,000954
Provision for loan and lease losses$405,000571
Total noninterest income$930,0001,354
Gross Fiduciary activities income$249,000509
Service charges on deposit accounts$178,0001,298
Trading account gains and feesNANA
Additional Noninterest Income$503,0001,522
Total noninterest expense$5,059,0001,198
Salaries and employee benefits$2,402,0001,405
Premises and equipment expense$406,0001,469
Additional noninterest expense$503,0001,522
Pre-tax net operating income$3,858,000904
Securities gains (losses)$1,000883
Applicable income taxes$741,000812
Income before extraordinary items$3,118,000915
Extraordinary gains, net$04
Net income$3,118,000914
Minority interest net income$048
Net income of bank and minority interests.$3,118,000914
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,117,190928
2022-12-31 (YTD Data)Rank
Total interest income$35,072,0001,002
Total interest expense$3,133,0001,135
Net interest income$31,939,000970
Provision for loan and lease losses$1,993,000520
Total noninterest income$3,971,0001,375
Gross Fiduciary activities income$1,028,000505
Service charges on deposit accounts$706,0001,335
Trading account gains and feesNANA
Additional Noninterest Income$2,237,0001,523
Total noninterest expense$19,232,0001,222
Salaries and employee benefits$9,572,0001,361
Premises and equipment expense$1,500,0001,532
Additional noninterest expense$2,237,0001,523
Pre-tax net operating income$14,685,000954
Securities gains (losses)$-117,0003,955
Applicable income taxes$2,915,000844
Income before extraordinary items$11,653,000987
Extraordinary gains, net$05
Net income$11,653,000987
Minority interest net income$063
Net income of bank and minority interests.$11,653,000987
Net charge-offs$10,0002,149
Cash dividends$4,000,000929
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,746,6001,002
2022-09-30 (YTD Data)Rank
Total interest income$24,339,0001,034
Total interest expense$1,241,0001,517
Net interest income$23,098,000989
Provision for loan and lease losses$1,429,000489
Total noninterest income$3,077,0001,371
Gross Fiduciary activities income$784,000507
Service charges on deposit accounts$526,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$1,767,0001,495
Total noninterest expense$14,276,0001,225
Salaries and employee benefits$6,964,0001,390
Premises and equipment expense$1,148,0001,516
Additional noninterest expense$1,767,0001,495
Pre-tax net operating income$10,470,0001,003
Securities gains (losses)$-87,0004,192
Applicable income taxes$2,078,000874
Income before extraordinary items$8,305,0001,019
Extraordinary gains, net$04
Net income$8,305,0001,017
Minority interest net income$057
Net income of bank and minority interests.$8,305,0001,019
Net charge-offs$9,0001,856
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,374,6001,035
2022-06-30 (YTD Data)Rank
Total interest income$15,156,0001,048
Total interest expense$612,0001,708
Net interest income$14,544,0001,009
Provision for loan and lease losses$824,000488
Total noninterest income$2,076,0001,349
Gross Fiduciary activities income$518,000470
Service charges on deposit accounts$338,0001,366
Trading account gains and feesNANA
Additional Noninterest Income$1,220,0001,484
Total noninterest expense$9,539,0001,218
Salaries and employee benefits$4,611,0001,396
Premises and equipment expense$800,0001,466
Additional noninterest expense$4,128,000913
Pre-tax net operating income$6,257,0001,028
Securities gains (losses)$-68,0004,297
Applicable income taxes$1,234,000888
Income before extraordinary items$4,955,0001,051
Extraordinary gains, net$04
Net income$4,955,0001,050
Minority interest net income$060
Net income of bank and minority interests.$4,955,0001,051
Net charge-offs$5,0001,778
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,009,4001,068
2022-03-31 (YTD Data)Rank
Total interest income$7,269,0001,061
Total interest expense$323,0001,561
Net interest income$6,946,0001,027
Provision for loan and lease losses$736,000252
Total noninterest income$1,094,0001,305
Gross Fiduciary activities income$255,000478
Service charges on deposit accounts$161,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$678,0001,406
Total noninterest expense$4,748,0001,217
Salaries and employee benefits$2,258,0001,419
Premises and equipment expense$419,0001,409
Additional noninterest expense$2,071,000895
Pre-tax net operating income$2,556,0001,136
Securities gains (losses)$-47,0004,445
Applicable income taxes$497,000976
Income before extraordinary items$2,012,0001,191
Extraordinary gains, net$04
Net income$2,012,0001,191
Minority interest net income$050
Net income of bank and minority interests.$2,012,0001,191
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,049,6001,187
2021-12-31 (YTD Data)Rank
Total interest income$27,719,0001,123
Total interest expense$1,612,0001,569
Net interest income$26,107,0001,088
Provision for loan and lease losses$03,064
Total noninterest income$5,604,0001,212
Gross Fiduciary activities income$1,043,000470
Service charges on deposit accounts$564,0001,479
Trading account gains and feesNANA
Additional Noninterest Income$3,997,0001,252
Total noninterest expense$17,742,0001,280
Salaries and employee benefits$8,858,0001,434
Premises and equipment expense$1,536,0001,490
Additional noninterest expense$7,348,000998
Pre-tax net operating income$13,969,000984
Securities gains (losses)$-30,0004,498
Applicable income taxes$2,787,000899
Income before extraordinary items$11,152,0001,055
Extraordinary gains, net$010
Net income$11,152,0001,056
Minority interest net income$074
Net income of bank and minority interests.$11,152,0001,056
Net charge-offs$-48,0004,108
Cash dividends$5,000,000790
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,176,0001,040
2021-09-30 (YTD Data)Rank
Total interest income$20,255,0001,172
Total interest expense$1,275,0001,586
Net interest income$18,980,0001,147
Provision for loan and lease losses$02,963
Total noninterest income$4,235,0001,235
Gross Fiduciary activities income$744,000475
Service charges on deposit accounts$402,0001,518
Trading account gains and feesNANA
Additional Noninterest Income$3,089,0001,267
Total noninterest expense$12,997,0001,305
Salaries and employee benefits$6,458,0001,470
Premises and equipment expense$1,161,0001,503
Additional noninterest expense$5,378,0001,014
Pre-tax net operating income$10,218,0001,053
Securities gains (losses)$-13,0004,583
Applicable income taxes$2,052,000965
Income before extraordinary items$8,153,0001,112
Extraordinary gains, net$08
Net income$8,153,0001,113
Minority interest net income$069
Net income of bank and minority interests.$8,153,0001,113
Net charge-offs$-44,0004,164
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,163,4001,098
2021-06-30 (YTD Data)Rank
Total interest income$13,422,0001,180
Total interest expense$927,0001,546
Net interest income$12,495,0001,144
Provision for loan and lease losses$02,862
Total noninterest income$2,929,0001,203
Gross Fiduciary activities income$472,000480
Service charges on deposit accounts$253,0001,532
Trading account gains and feesNANA
Additional Noninterest Income$2,204,0001,216
Total noninterest expense$8,551,0001,309
Salaries and employee benefits$4,227,0001,491
Premises and equipment expense$774,0001,503
Additional noninterest expense$3,550,0001,016
Pre-tax net operating income$6,873,0001,034
Securities gains (losses)$-14,0004,674
Applicable income taxes$1,382,000936
Income before extraordinary items$5,477,0001,102
Extraordinary gains, net$06
Net income$5,477,0001,103
Minority interest net income$067
Net income of bank and minority interests.$5,477,0001,103
Net charge-offs$-19,0004,036
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,488,2001,084
2021-03-31 (YTD Data)Rank
Total interest income$6,750,0001,177
Total interest expense$505,0001,513
Net interest income$6,245,0001,137
Provision for loan and lease losses$02,741
Total noninterest income$1,638,0001,132
Gross Fiduciary activities income$215,000497
Service charges on deposit accounts$120,0001,599
Trading account gains and feesNANA
Additional Noninterest Income$1,303,0001,063
Total noninterest expense$4,333,0001,282
Salaries and employee benefits$2,127,0001,469
Premises and equipment expense$426,0001,420
Additional noninterest expense$1,780,000993
Pre-tax net operating income$3,550,0001,014
Securities gains (losses)$-18,0004,716
Applicable income taxes$711,000909
Income before extraordinary items$2,821,0001,082
Extraordinary gains, net$03
Net income$2,821,0001,082
Minority interest net income$055
Net income of bank and minority interests.$2,821,0001,082
Net charge-offs$-5,0003,772
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,835,4001,045
2020-12-31 (YTD Data)Rank
Total interest income$27,549,0001,144
Total interest expense$3,429,0001,332
Net interest income$24,120,0001,107
Provision for loan and lease losses$1,919,0001,075
Total noninterest income$5,684,0001,167
Gross Fiduciary activities income$799,000498
Service charges on deposit accounts$416,0001,847
Trading account gains and feesNANA
Additional Noninterest Income$4,469,0001,105
Total noninterest expense$16,488,0001,306
Salaries and employee benefits$9,126,0001,351
Premises and equipment expense$1,398,0001,603
Additional noninterest expense$5,964,0001,093
Pre-tax net operating income$11,397,000951
Securities gains (losses)$36,0001,871
Applicable income taxes$2,189,000886
Income before extraordinary items$9,244,0001,027
Extraordinary gains, net$04
Net income$9,244,0001,027
Minority interest net income$072
Net income of bank and minority interests.$9,244,0001,027
Net charge-offs$-70,0004,670
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,214,840993
2020-09-30 (YTD Data)Rank
Total interest income$20,691,0001,140
Total interest expense$2,820,0001,306
Net interest income$17,871,0001,104
Provision for loan and lease losses$1,919,000911
Total noninterest income$3,950,0001,185
Gross Fiduciary activities income$578,000497
Service charges on deposit accounts$301,0001,882
Trading account gains and feesNANA
Additional Noninterest Income$3,071,0001,147
Total noninterest expense$11,936,0001,322
Salaries and employee benefits$6,440,0001,403
Premises and equipment expense$1,090,0001,546
Additional noninterest expense$4,406,0001,100
Pre-tax net operating income$7,966,000982
Securities gains (losses)$39,0001,650
Applicable income taxes$1,496,000899
Income before extraordinary items$6,509,0001,041
Extraordinary gains, net$04
Net income$6,509,0001,040
Minority interest net income$065
Net income of bank and minority interests.$6,509,0001,041
Net charge-offs$-65,0004,726
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,477,4101,014
2020-06-30 (YTD Data)Rank
Total interest income$13,762,0001,151
Total interest expense$2,117,0001,264
Net interest income$11,645,0001,121
Provision for loan and lease losses$1,670,000798
Total noninterest income$1,918,0001,398
Gross Fiduciary activities income$374,000509
Service charges on deposit accounts$196,0001,945
Trading account gains and feesNANA
Additional Noninterest Income$1,348,0001,397
Total noninterest expense$7,674,0001,365
Salaries and employee benefits$4,112,0001,451
Premises and equipment expense$626,0001,739
Additional noninterest expense$2,936,0001,087
Pre-tax net operating income$4,219,0001,128
Securities gains (losses)$39,0001,403
Applicable income taxes$856,000942
Income before extraordinary items$3,402,0001,192
Extraordinary gains, net$04
Net income$3,402,0001,192
Minority interest net income$065
Net income of bank and minority interests.$3,402,0001,192
Net charge-offs$-49,0004,743
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,370,8001,168
2020-03-31 (YTD Data)Rank
Total interest income$6,903,0001,152
Total interest expense$1,245,0001,189
Net interest income$5,658,0001,128
Provision for loan and lease losses$450,000941
Total noninterest income$885,0001,390
Gross Fiduciary activities income$192,000512
Service charges on deposit accounts$103,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$590,0001,369
Total noninterest expense$4,026,0001,321
Salaries and employee benefits$2,180,0001,400
Premises and equipment expense$325,0001,716
Additional noninterest expense$1,521,0001,091
Pre-tax net operating income$2,067,0001,010
Securities gains (losses)$01,705
Applicable income taxes$414,000852
Income before extraordinary items$1,653,0001,095
Extraordinary gains, net$04
Net income$1,653,0001,094
Minority interest net income$056
Net income of bank and minority interests.$1,653,0001,095
Net charge-offs$-7,0004,334
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,653,0001,074
2019-12-31 (YTD Data)Rank
Total interest income$26,721,0001,193
Total interest expense$5,557,0001,139
Net interest income$21,164,0001,199
Provision for loan and lease losses$1,059,000877
Total noninterest income$3,373,0001,459
Gross Fiduciary activities income$708,000518
Service charges on deposit accounts$394,0002,232
Trading account gains and feesNANA
Additional Noninterest Income$2,271,0001,428
Total noninterest expense$14,911,0001,366
Salaries and employee benefits$8,731,0001,355
Premises and equipment expense$1,286,0001,708
Additional noninterest expense$4,894,0001,276
Pre-tax net operating income$8,567,0001,184
Securities gains (losses)$02,379
Applicable income taxes$1,729,000994
Income before extraordinary items$6,838,0001,262
Extraordinary gains, net$011
Net income$6,838,0001,263
Minority interest net income$076
Net income of bank and minority interests.$6,838,0001,264
Net charge-offs$-36,0004,709
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,838,0001,242
2019-09-30 (YTD Data)Rank
Total interest income$19,926,0001,203
Total interest expense$4,264,0001,116
Net interest income$15,662,0001,222
Provision for loan and lease losses$813,000813
Total noninterest income$2,463,0001,488
Gross Fiduciary activities income$524,000520
Service charges on deposit accounts$282,0002,305
Trading account gains and feesNANA
Additional Noninterest Income$1,657,0001,444
Total noninterest expense$11,084,0001,383
Salaries and employee benefits$6,511,0001,367
Premises and equipment expense$959,0001,731
Additional noninterest expense$3,614,0001,290
Pre-tax net operating income$6,228,0001,224
Securities gains (losses)$02,167
Applicable income taxes$1,266,0001,049
Income before extraordinary items$4,962,0001,313
Extraordinary gains, net$011
Net income$4,962,0001,315
Minority interest net income$072
Net income of bank and minority interests.$4,962,0001,315
Net charge-offs$-27,0004,682
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,962,0001,293
2019-06-30 (YTD Data)Rank
Total interest income$13,001,0001,214
Total interest expense$2,795,0001,114
Net interest income$10,206,0001,245
Provision for loan and lease losses$455,000907
Total noninterest income$1,557,0001,495
Gross Fiduciary activities income$350,000521
Service charges on deposit accounts$178,0002,367
Trading account gains and feesNANA
Additional Noninterest Income$1,029,0001,466
Total noninterest expense$7,340,0001,395
Salaries and employee benefits$4,252,0001,386
Premises and equipment expense$655,0001,702
Additional noninterest expense$2,433,0001,296
Pre-tax net operating income$3,968,0001,241
Securities gains (losses)$01,702
Applicable income taxes$805,0001,048
Income before extraordinary items$3,163,0001,331
Extraordinary gains, net$011
Net income$3,163,0001,331
Minority interest net income$069
Net income of bank and minority interests.$3,163,0001,331
Net charge-offs$-17,0004,624
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,163,0001,313
2019-03-31 (YTD Data)Rank
Total interest income$6,301,0001,241
Total interest expense$1,355,0001,116
Net interest income$4,946,0001,282
Provision for loan and lease losses$235,000836
Total noninterest income$725,0001,524
Gross Fiduciary activities income$169,000528
Service charges on deposit accounts$85,0002,424
Trading account gains and feesNANA
Additional Noninterest Income$471,0001,506
Total noninterest expense$3,615,0001,419
Salaries and employee benefits$2,061,0001,429
Premises and equipment expense$332,0001,708
Additional noninterest expense$1,222,0001,271
Pre-tax net operating income$1,821,0001,301
Securities gains (losses)$01,087
Applicable income taxes$365,0001,111
Income before extraordinary items$1,456,0001,386
Extraordinary gains, net$05
Net income$1,456,0001,384
Minority interest net income$052
Net income of bank and minority interests.$1,456,0001,385
Net charge-offs$-7,0004,527
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,456,0001,365
2018-12-31 (YTD Data)Rank
Total interest income$21,350,0001,359
Total interest expense$3,075,0001,404
Net interest income$18,275,0001,335
Provision for loan and lease losses$1,150,000799
Total noninterest income$2,971,0001,558
Gross Fiduciary activities income$675,000537
Service charges on deposit accounts$385,0002,342
Trading account gains and feesNANA
Additional Noninterest Income$1,911,0001,540
Total noninterest expense$15,591,0001,303
Salaries and employee benefits$8,177,0001,396
Premises and equipment expense$1,293,0001,702
Additional noninterest expense$6,121,0001,068
Pre-tax net operating income$4,505,0001,938
Securities gains (losses)$01,125
Applicable income taxes$938,0001,448
Income before extraordinary items$3,567,0002,054
Extraordinary gains, net$06
Net income$3,567,0002,052
Minority interest net income$072
Net income of bank and minority interests.$3,567,0002,053
Net charge-offs$-24,0004,718
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$8,001,00073
Net operating income$3,567,0002,052
2018-09-30 (YTD Data)Rank
Total interest income$15,388,0001,389
Total interest expense$2,057,0001,464
Net interest income$13,331,0001,368
Provision for loan and lease losses$950,000666
Total noninterest income$2,250,0001,566
Gross Fiduciary activities income$501,000532
Service charges on deposit accounts$287,0002,367
Trading account gains and feesNANA
Additional Noninterest Income$1,462,0001,534
Total noninterest expense$11,643,0001,301
Salaries and employee benefits$6,163,0001,386
Premises and equipment expense$979,0001,715
Additional noninterest expense$4,501,0001,082
Pre-tax net operating income$2,988,0002,136
Securities gains (losses)$01,118
Applicable income taxes$596,0001,641
Income before extraordinary items$2,392,0002,239
Extraordinary gains, net$05
Net income$2,392,0002,237
Minority interest net income$066
Net income of bank and minority interests.$2,392,0002,238
Net charge-offs$-21,0004,677
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$6,000,00064
Net operating income$2,392,0002,239
2018-06-30 (YTD Data)Rank
Total interest income$9,771,0001,444
Total interest expense$1,183,0001,560
Net interest income$8,588,0001,406
Provision for loan and lease losses$765,000573
Total noninterest income$1,445,0001,609
Gross Fiduciary activities income$334,000536
Service charges on deposit accounts$185,0002,418
Trading account gains and feesNANA
Additional Noninterest Income$926,0001,603
Total noninterest expense$7,239,0001,404
Salaries and employee benefits$4,000,0001,428
Premises and equipment expense$667,0001,697
Additional noninterest expense$2,572,0001,210
Pre-tax net operating income$2,029,0002,088
Securities gains (losses)$0961
Applicable income taxes$395,0001,629
Income before extraordinary items$1,634,0002,178
Extraordinary gains, net$06
Net income$1,634,0002,175
Minority interest net income$065
Net income of bank and minority interests.$1,634,0002,177
Net charge-offs$-17,0004,696
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,634,0002,170
2018-03-31 (YTD Data)Rank
Total interest income$4,681,0001,487
Total interest expense$491,0001,735
Net interest income$4,190,0001,440
Provision for loan and lease losses$245,000822
Total noninterest income$702,0001,625
Gross Fiduciary activities income$169,000548
Service charges on deposit accounts$90,0002,473
Trading account gains and feesNANA
Additional Noninterest Income$443,0001,603
Total noninterest expense$3,584,0001,419
Salaries and employee benefits$1,999,0001,438
Premises and equipment expense$342,0001,675
Additional noninterest expense$1,243,0001,246
Pre-tax net operating income$1,063,0001,956
Securities gains (losses)$0735
Applicable income taxes$209,0001,539
Income before extraordinary items$854,0002,073
Extraordinary gains, net$07
Net income$854,0002,072
Minority interest net income$052
Net income of bank and minority interests.$854,0002,073
Net charge-offs$-8,0004,650
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$854,0002,060
2017-12-31 (YTD Data)Rank
Total interest income$16,948,0001,579
Total interest expense$1,523,0001,899
Net interest income$15,425,0001,517
Provision for loan and lease losses$797,0001,058
Total noninterest income$3,028,0001,577
Gross Fiduciary activities income$666,000532
Service charges on deposit accounts$345,0002,614
Trading account gains and feesNANA
Additional Noninterest Income$2,017,0001,527
Total noninterest expense$13,483,0001,486
Salaries and employee benefits$7,727,0001,449
Premises and equipment expense$1,296,0001,737
Additional noninterest expense$4,460,0001,371
Pre-tax net operating income$4,173,0001,980
Securities gains (losses)$1,0002,108
Applicable income taxes$2,019,0001,271
Income before extraordinary items$2,155,0002,564
Extraordinary gains, net$09
Net income$2,155,0002,564
Minority interest net income$076
Net income of bank and minority interests.$2,155,0002,564
Net charge-offs$-53,0005,161
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,154,3602,547
2017-09-30 (YTD Data)Rank
Total interest income$12,362,0001,616
Total interest expense$1,102,0001,926
Net interest income$11,260,0001,556
Provision for loan and lease losses$692,000931
Total noninterest income$2,295,0001,583
Gross Fiduciary activities income$501,000535
Service charges on deposit accounts$256,0002,649
Trading account gains and feesNANA
Additional Noninterest Income$1,538,0001,524
Total noninterest expense$9,834,0001,523
Salaries and employee benefits$5,732,0001,466
Premises and equipment expense$966,0001,749
Additional noninterest expense$3,136,0001,452
Pre-tax net operating income$3,029,0002,055
Securities gains (losses)$1,0002,145
Applicable income taxes$949,0001,508
Income before extraordinary items$2,081,0002,337
Extraordinary gains, net$09
Net income$2,081,0002,336
Minority interest net income$071
Net income of bank and minority interests.$2,081,0002,337
Net charge-offs$-48,0005,146
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,080,3102,311
2017-06-30 (YTD Data)Rank
Total interest income$7,908,0001,659
Total interest expense$696,0001,976
Net interest income$7,212,0001,607
Provision for loan and lease losses$542,000809
Total noninterest income$1,492,0001,607
Gross Fiduciary activities income$335,000543
Service charges on deposit accounts$165,0002,707
Trading account gains and feesNANA
Additional Noninterest Income$992,0001,548
Total noninterest expense$6,490,0001,534
Salaries and employee benefits$3,754,0001,493
Premises and equipment expense$665,0001,707
Additional noninterest expense$2,071,0001,468
Pre-tax net operating income$1,672,0002,308
Securities gains (losses)$01,906
Applicable income taxes$513,0001,672
Income before extraordinary items$1,159,0002,588
Extraordinary gains, net$011
Net income$1,159,0002,587
Minority interest net income$071
Net income of bank and minority interests.$1,159,0002,588
Net charge-offs$-27,0005,100
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,159,0002,568
2017-03-31 (YTD Data)Rank
Total interest income$3,793,0001,711
Total interest expense$328,0002,035
Net interest income$3,465,0001,669
Provision for loan and lease losses$311,000657
Total noninterest income$711,0001,642
Gross Fiduciary activities income$175,000535
Service charges on deposit accounts$79,0002,794
Trading account gains and feesNANA
Additional Noninterest Income$457,0001,616
Total noninterest expense$3,214,0001,553
Salaries and employee benefits$1,840,0001,538
Premises and equipment expense$325,0001,751
Additional noninterest expense$1,049,0001,438
Pre-tax net operating income$651,0002,660
Securities gains (losses)$01,153
Applicable income taxes$187,0001,934
Income before extraordinary items$464,0002,878
Extraordinary gains, net$08
Net income$464,0002,878
Minority interest net income$055
Net income of bank and minority interests.$464,0002,878
Net charge-offs$-16,0005,175
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$464,0002,861
2016-12-31 (YTD Data)Rank
Total interest income$13,616,0001,864
Total interest expense$1,107,0002,261
Net interest income$12,509,0001,795
Provision for loan and lease losses$745,0001,157
Total noninterest income$2,830,0001,711
Gross Fiduciary activities income$590,000559
Service charges on deposit accounts$295,0002,960
Trading account gains and fees$0170
Additional Noninterest Income$1,945,0001,622
Total noninterest expense$11,639,0001,667
Salaries and employee benefits$6,976,0001,551
Premises and equipment expense$1,262,0001,782
Additional noninterest expense$3,401,0001,758
Pre-tax net operating income$2,955,0002,422
Securities gains (losses)$03,212
Applicable income taxes$937,0001,715
Income before extraordinary items$2,018,0002,771
Extraordinary gains, net$05
Net income$2,018,0002,769
Minority interest net income$082
Net income of bank and minority interests.$2,018,0002,770
Net charge-offs$-77,0005,468
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,018,0002,722
2016-09-30 (YTD Data)Rank
Total interest income$10,012,0001,893
Total interest expense$805,0002,306
Net interest income$9,207,0001,826
Provision for loan and lease losses$680,000928
Total noninterest income$2,050,0001,751
Gross Fiduciary activities income$432,000561
Service charges on deposit accounts$215,0003,031
Trading account gains and fees$0169
Additional Noninterest Income$1,403,0001,655
Total noninterest expense$8,648,0001,676
Salaries and employee benefits$5,268,0001,537
Premises and equipment expense$947,0001,788
Additional noninterest expense$2,433,0001,838
Pre-tax net operating income$1,929,0002,684
Securities gains (losses)$03,160
Applicable income taxes$614,0001,875
Income before extraordinary items$1,315,0003,036
Extraordinary gains, net$05
Net income$1,315,0003,036
Minority interest net income$071
Net income of bank and minority interests.$1,315,0003,036
Net charge-offs$-61,0005,433
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,315,0002,987
2016-06-30 (YTD Data)Rank
Total interest income$6,392,0001,970
Total interest expense$529,0002,331
Net interest income$5,863,0001,904
Provision for loan and lease losses$520,000825
Total noninterest income$1,313,0001,784
Gross Fiduciary activities income$276,000575
Service charges on deposit accounts$139,0003,080
Trading account gains and fees$0157
Additional Noninterest Income$898,0001,675
Total noninterest expense$5,666,0001,708
Salaries and employee benefits$3,493,0001,550
Premises and equipment expense$616,0001,821
Additional noninterest expense$1,557,0001,914
Pre-tax net operating income$990,0003,093
Securities gains (losses)$02,835
Applicable income taxes$307,0002,114
Income before extraordinary items$683,0003,455
Extraordinary gains, net$016
Net income$683,0003,451
Minority interest net income$071
Net income of bank and minority interests.$683,0003,453
Net charge-offs$-52,0005,518
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$683,0003,398
2016-03-31 (YTD Data)Rank
Total interest income$3,016,0002,071
Total interest expense$265,0002,350
Net interest income$2,751,0002,025
Provision for loan and lease losses$212,000924
Total noninterest income$618,0001,806
Gross Fiduciary activities income$137,000580
Service charges on deposit accounts$66,0003,163
Trading account gains and fees$0142
Additional Noninterest Income$415,0001,699
Total noninterest expense$2,769,0001,741
Salaries and employee benefits$1,747,0001,560
Premises and equipment expense$310,0001,825
Additional noninterest expense$712,0002,052
Pre-tax net operating income$388,0003,451
Securities gains (losses)$02,077
Applicable income taxes$117,0002,312
Income before extraordinary items$271,0003,784
Extraordinary gains, net$012
Net income$271,0003,781
Minority interest net income$062
Net income of bank and minority interests.$271,0003,782
Net charge-offs$-27,0005,563
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$271,0003,735
2015-12-31 (YTD Data)Rank
Total interest income$10,658,0002,248
Total interest expense$901,0002,607
Net interest income$9,757,0002,195
Provision for loan and lease losses$809,000969
Total noninterest income$2,249,0001,959
Gross Fiduciary activities income$499,000593
Service charges on deposit accounts$239,0003,425
Trading account gains and fees$0159
Additional Noninterest Income$1,511,0001,841
Total noninterest expense$9,855,0001,924
Salaries and employee benefits$5,954,0001,755
Premises and equipment expense$1,115,0002,005
Additional noninterest expense$2,786,0002,141
Pre-tax net operating income$1,342,0003,674
Securities gains (losses)$34,0001,912
Applicable income taxes$-1,656,0006,127
Income before extraordinary items$3,032,0002,037
Extraordinary gains, net$023
Net income$3,032,0002,038
Minority interest net income$081
Net income of bank and minority interests.$3,032,0002,039
Net charge-offs$-254,0005,901
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$13,890,00040
Net operating income$2,998,0002,024
2015-09-30 (YTD Data)Rank
Total interest income$7,720,0002,331
Total interest expense$641,0002,732
Net interest income$7,079,0002,282
Provision for loan and lease losses$709,000785
Total noninterest income$1,562,0002,079
Gross Fiduciary activities income$378,000596
Service charges on deposit accounts$169,0003,550
Trading account gains and fees$0153
Additional Noninterest Income$1,015,0002,007
Total noninterest expense$7,084,0002,005
Salaries and employee benefits$4,279,0001,835
Premises and equipment expense$806,0002,086
Additional noninterest expense$1,999,0002,205
Pre-tax net operating income$848,0004,006
Securities gains (losses)$34,0001,718
Applicable income taxes$04,489
Income before extraordinary items$882,0003,715
Extraordinary gains, net$021
Net income$882,0003,714
Minority interest net income$078
Net income of bank and minority interests.$882,0003,715
Net charge-offs$-255,0006,007
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$11,025,00032
Net operating income$848,0003,734
2015-06-30 (YTD Data)Rank
Total interest income$4,993,0002,393
Total interest expense$407,0002,842
Net interest income$4,586,0002,330
Provision for loan and lease losses$449,000863
Total noninterest income$963,0002,186
Gross Fiduciary activities income$247,000608
Service charges on deposit accounts$108,0003,605
Trading account gains and fees$0157
Additional Noninterest Income$608,0002,159
Total noninterest expense$4,504,0002,102
Salaries and employee benefits$2,714,0001,931
Premises and equipment expense$528,0002,131
Additional noninterest expense$1,262,0002,335
Pre-tax net operating income$596,0003,899
Securities gains (losses)$21,0001,689
Applicable income taxes$04,497
Income before extraordinary items$617,0003,618
Extraordinary gains, net$022
Net income$617,0003,619
Minority interest net income$075
Net income of bank and minority interests.$617,0003,620
Net charge-offs$-234,0006,102
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$11,025,00030
Net operating income$596,0003,621
2015-03-31 (YTD Data)Rank
Total interest income$2,371,0002,499
Total interest expense$201,0002,887
Net interest income$2,170,0002,435
Provision for loan and lease losses$287,000680
Total noninterest income$501,0002,099
Gross Fiduciary activities income$126,000606
Service charges on deposit accounts$55,0003,545
Trading account gains and fees$0152
Additional Noninterest Income$320,0002,032
Total noninterest expense$2,188,0002,161
Salaries and employee benefits$1,291,0002,025
Premises and equipment expense$256,0002,203
Additional noninterest expense$641,0002,275
Pre-tax net operating income$196,0004,458
Securities gains (losses)$21,0001,218
Applicable income taxes$04,400
Income before extraordinary items$217,0004,158
Extraordinary gains, net$013
Net income$217,0004,160
Minority interest net income$064
Net income of bank and minority interests.$217,0004,161
Net charge-offs$-228,0006,258
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$196,0004,239
2014-12-31 (YTD Data)Rank
Total interest income$8,523,0002,753
Total interest expense$774,0003,096
Net interest income$7,749,0002,696
Provision for loan and lease losses$542,0001,384
Total noninterest income$1,790,0002,270
Gross Fiduciary activities income$361,000673
Service charges on deposit accounts$219,0003,773
Trading account gains and fees$0180
Additional Noninterest Income$1,210,0002,060
Total noninterest expense$8,530,0002,195
Salaries and employee benefits$4,709,0002,164
Premises and equipment expense$995,0002,252
Additional noninterest expense$2,826,0002,149
Pre-tax net operating income$467,0005,107
Securities gains (losses)$6,0002,820
Applicable income taxes$04,531
Income before extraordinary items$473,0004,991
Extraordinary gains, net$017
Net income$473,0004,990
Minority interest net income$084
Net income of bank and minority interests.$473,0004,991
Net charge-offs$-37,0005,930
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,003,000206
Net operating income$467,0004,960
2014-09-30 (YTD Data)Rank
Total interest income$6,230,0002,826
Total interest expense$570,0003,194
Net interest income$5,660,0002,768
Provision for loan and lease losses$347,0001,501
Total noninterest income$1,349,0002,269
Gross Fiduciary activities income$252,000678
Service charges on deposit accounts$164,0003,818
Trading account gains and fees$0174
Additional Noninterest Income$933,0002,038
Total noninterest expense$6,299,0002,246
Salaries and employee benefits$3,499,0002,190
Premises and equipment expense$752,0002,257
Additional noninterest expense$2,048,0002,193
Pre-tax net operating income$363,0005,158
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$363,0005,031
Extraordinary gains, net$015
Net income$363,0005,030
Minority interest net income$081
Net income of bank and minority interests.$363,0005,033
Net charge-offs$-21,0005,807
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$363,0004,990
2014-06-30 (YTD Data)Rank
Total interest income$4,089,0002,878
Total interest expense$374,0003,265
Net interest income$3,715,0002,802
Provision for loan and lease losses$183,0001,715
Total noninterest income$923,0002,191
Gross Fiduciary activities income$153,000700
Service charges on deposit accounts$107,0003,822
Trading account gains and fees$0172
Additional Noninterest Income$663,0001,917
Total noninterest expense$4,124,0002,275
Salaries and employee benefits$2,273,0002,238
Premises and equipment expense$522,0002,192
Additional noninterest expense$1,329,0002,242
Pre-tax net operating income$331,0004,772
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$331,0004,579
Extraordinary gains, net$020
Net income$331,0004,582
Minority interest net income$080
Net income of bank and minority interests.$331,0004,583
Net charge-offs$-26,0005,972
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$331,0004,528
2014-03-31 (YTD Data)Rank
Total interest income$1,992,0002,935
Total interest expense$180,0003,387
Net interest income$1,812,0002,849
Provision for loan and lease losses$100,0001,586
Total noninterest income$576,0001,860
Gross Fiduciary activities income$74,000710
Service charges on deposit accounts$49,0003,960
Trading account gains and fees$0147
Additional Noninterest Income$453,0001,510
Total noninterest expense$2,012,0002,327
Salaries and employee benefits$1,101,0002,303
Premises and equipment expense$265,0002,195
Additional noninterest expense$646,0002,313
Pre-tax net operating income$276,0003,952
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$276,0003,692
Extraordinary gains, net$016
Net income$276,0003,694
Minority interest net income$066
Net income of bank and minority interests.$276,0003,695
Net charge-offs$-5,0005,444
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$276,0003,634
2013-12-31 (YTD Data)Rank
Total interest income$6,896,0003,289
Total interest expense$643,0003,939
Net interest income$6,253,0003,169
Provision for loan and lease losses$660,0001,531
Total noninterest income$1,425,0002,671
Gross Fiduciary activities income$287,000712
Service charges on deposit accounts$180,0004,273
Trading account gains and fees$0184
Additional Noninterest Income$958,0002,437
Total noninterest expense$8,050,0002,320
Salaries and employee benefits$4,395,0002,291
Premises and equipment expense$1,074,0002,108
Additional noninterest expense$2,581,0002,385
Pre-tax net operating income$-1,032,0006,572
Securities gains (losses)$6,0002,766
Applicable income taxes$31,0003,950
Income before extraordinary items$-1,057,0006,590
Extraordinary gains, net$029
Net income$-1,057,0006,590
Minority interest net income$090
Net income of bank and minority interests.$-1,057,0006,590
Net charge-offs$155,0003,299
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$7,074,00067
Net operating income$-1,063,0006,584
2013-09-30 (YTD Data)Rank
Total interest income$5,166,0003,317
Total interest expense$463,0004,108
Net interest income$4,703,0003,176
Provision for loan and lease losses$498,0001,518
Total noninterest income$1,150,0002,603
Gross Fiduciary activities income$219,000704
Service charges on deposit accounts$132,0004,349
Trading account gains and fees$0180
Additional Noninterest Income$799,0002,350
Total noninterest expense$5,986,0002,352
Salaries and employee benefits$3,271,0002,314
Premises and equipment expense$837,0002,058
Additional noninterest expense$1,878,0002,443
Pre-tax net operating income$-631,0006,651
Securities gains (losses)$6,0002,632
Applicable income taxes$137,0003,086
Income before extraordinary items$-762,0006,690
Extraordinary gains, net$025
Net income$-762,0006,691
Minority interest net income$084
Net income of bank and minority interests.$-762,0006,691
Net charge-offs$-56,0006,483
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$5,074,00059
Net operating income$-768,0006,682
2013-06-30 (YTD Data)Rank
Total interest income$3,322,0003,433
Total interest expense$297,0004,245
Net interest income$3,025,0003,262
Provision for loan and lease losses$244,0001,897
Total noninterest income$730,0002,700
Gross Fiduciary activities income$151,000700
Service charges on deposit accounts$80,0004,502
Trading account gains and fees$0157
Additional Noninterest Income$499,0002,476
Total noninterest expense$3,955,0002,367
Salaries and employee benefits$2,164,0002,333
Premises and equipment expense$539,0002,126
Additional noninterest expense$1,252,0002,444
Pre-tax net operating income$-444,0006,665
Securities gains (losses)$6,0002,420
Applicable income taxes$124,0002,853
Income before extraordinary items$-562,0006,741
Extraordinary gains, net$022
Net income$-562,0006,743
Minority interest net income$082
Net income of bank and minority interests.$-562,0006,742
Net charge-offs$-13,0006,217
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$5,074,00040
Net operating income$-568,0006,723
2013-03-31 (YTD Data)Rank
Total interest income$1,616,0003,513
Total interest expense$146,0004,373
Net interest income$1,470,0003,346
Provision for loan and lease losses$102,0002,029
Total noninterest income$420,0002,488
Gross Fiduciary activities income$71,000723
Service charges on deposit accounts$40,0004,477
Trading account gains and fees$0148
Additional Noninterest Income$309,0002,185
Total noninterest expense$1,986,0002,382
Salaries and employee benefits$1,099,0002,320
Premises and equipment expense$275,0002,128
Additional noninterest expense$612,0002,494
Pre-tax net operating income$-198,0006,723
Securities gains (losses)$01,966
Applicable income taxes$10,0003,924
Income before extraordinary items$-208,0006,755
Extraordinary gains, net$010
Net income$-208,0006,755
Minority interest net income$076
Net income of bank and minority interests.$-208,0006,755
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$5,074,00016
Net operating income$-208,0006,735
2012-12-31 (YTD Data)Rank
Total interest income$6,117,0003,775
Total interest expense$682,0004,470
Net interest income$5,435,0003,599
Provision for loan and lease losses$490,0002,744
Total noninterest income$1,377,0002,742
Gross Fiduciary activities income$253,000745
Service charges on deposit accounts$162,0004,643
Trading account gains and fees$0166
Additional Noninterest Income$962,0002,424
Total noninterest expense$7,900,0002,401
Salaries and employee benefits$4,176,0002,358
Premises and equipment expense$1,168,0001,999
Additional noninterest expense$2,556,0002,517
Pre-tax net operating income$-1,578,0006,757
Securities gains (losses)$61,0002,600
Applicable income taxes$11,0004,368
Income before extraordinary items$-1,528,0006,791
Extraordinary gains, net$029
Net income$-1,528,0006,788
Minority interest net income$093
Net income of bank and minority interests.$-1,528,0006,789
Net charge-offs$420,0002,882
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,589,0006,773
2012-09-30 (YTD Data)Rank
Total interest income$4,543,0003,878
Total interest expense$534,0004,491
Net interest income$4,009,0003,707
Provision for loan and lease losses$415,0002,536
Total noninterest income$1,005,0002,785
Gross Fiduciary activities income$193,000731
Service charges on deposit accounts$117,0004,771
Trading account gains and fees$0157
Additional Noninterest Income$695,0002,473
Total noninterest expense$5,593,0002,527
Salaries and employee benefits$3,067,0002,407
Premises and equipment expense$813,0002,139
Additional noninterest expense$1,713,0002,794
Pre-tax net operating income$-994,0006,830
Securities gains (losses)$61,0002,319
Applicable income taxes$9,0004,404
Income before extraordinary items$-942,0006,870
Extraordinary gains, net$020
Net income$-942,0006,867
Minority interest net income$086
Net income of bank and minority interests.$-942,0006,868
Net charge-offs$147,0003,617
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,003,0006,849
2012-06-30 (YTD Data)Rank
Total interest income$2,937,0003,987
Total interest expense$355,0004,615
Net interest income$2,582,0003,805
Provision for loan and lease losses$165,0003,233
Total noninterest income$564,0003,030
Gross Fiduciary activities income$135,000729
Service charges on deposit accounts$65,0005,098
Trading account gains and fees$0153
Additional Noninterest Income$364,0002,786
Total noninterest expense$3,714,0002,539
Salaries and employee benefits$2,030,0002,420
Premises and equipment expense$548,0002,109
Additional noninterest expense$1,136,0002,817
Pre-tax net operating income$-733,0006,903
Securities gains (losses)$61,0001,912
Applicable income taxes$30,0003,829
Income before extraordinary items$-702,0006,937
Extraordinary gains, net$019
Net income$-702,0006,936
Minority interest net income$084
Net income of bank and minority interests.$-702,0006,937
Net charge-offs$154,0003,009
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-763,0006,928
2012-03-31 (YTD Data)Rank
Total interest income$1,435,0004,086
Total interest expense$179,0004,694
Net interest income$1,256,0003,900
Provision for loan and lease losses$15,0004,598
Total noninterest income$247,0003,266
Gross Fiduciary activities income$86,000688
Service charges on deposit accounts$34,0005,018
Trading account gains and fees$0148
Additional Noninterest Income$127,0003,319
Total noninterest expense$1,744,0002,686
Salaries and employee benefits$975,0002,534
Premises and equipment expense$243,0002,353
Additional noninterest expense$526,0002,970
Pre-tax net operating income$-256,0006,909
Securities gains (losses)$61,0001,144
Applicable income taxes$28,0003,471
Income before extraordinary items$-223,0006,919
Extraordinary gains, net$019
Net income$-223,0006,920
Minority interest net income$078
Net income of bank and minority interests.$-223,0006,920
Net charge-offs$77,0002,677
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-284,0006,946
2011-12-31 (YTD Data)Rank
Total interest income$5,955,0004,088
Total interest expense$606,0005,499
Net interest income$5,349,0003,747
Provision for loan and lease losses$1,320,0002,036
Total noninterest income$747,0003,647
Gross Fiduciary activities income$234,000707
Service charges on deposit accounts$118,0005,283
Trading account gains and fees$0146
Additional Noninterest Income$395,0003,459
Total noninterest expense$5,272,0003,394
Salaries and employee benefits$2,622,0003,425
Premises and equipment expense$707,0003,188
Additional noninterest expense$1,943,0003,215
Pre-tax net operating income$-496,0006,406
Securities gains (losses)$03,838
Applicable income taxes$-59,0006,757
Income before extraordinary items$-437,0006,452
Extraordinary gains, net$029
Net income$-437,0006,455
Minority interest net income$096
Net income of bank and minority interests.$-437,0006,454
Net charge-offs$153,0004,576
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-437,0006,411
2011-09-30 (YTD Data)Rank
Total interest income$4,569,0004,061
Total interest expense$438,0005,676
Net interest income$4,131,0003,698
Provision for loan and lease losses$902,0002,076
Total noninterest income$559,0003,680
Gross Fiduciary activities income$179,000688
Service charges on deposit accounts$86,0005,354
Trading account gains and fees$0145
Additional Noninterest Income$294,0003,489
Total noninterest expense$3,546,0003,687
Salaries and employee benefits$1,706,0003,824
Premises and equipment expense$520,0003,265
Additional noninterest expense$1,320,0003,462
Pre-tax net operating income$242,0005,315
Securities gains (losses)$03,555
Applicable income taxes$-48,0006,924
Income before extraordinary items$290,0005,102
Extraordinary gains, net$021
Net income$290,0005,103
Minority interest net income$087
Net income of bank and minority interests.$290,0005,103
Net charge-offs$149,0004,028
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$290,0004,978
2011-06-30 (YTD Data)Rank
Total interest income$3,119,0004,031
Total interest expense$285,0005,831
Net interest income$2,834,0003,638
Provision for loan and lease losses$652,0001,971
Total noninterest income$331,0003,925
Gross Fiduciary activities income$104,000738
Service charges on deposit accounts$51,0005,517
Trading account gains and fees$0153
Additional Noninterest Income$176,0003,697
Total noninterest expense$2,055,0004,085
Salaries and employee benefits$972,0004,279
Premises and equipment expense$317,0003,512
Additional noninterest expense$766,0003,862
Pre-tax net operating income$458,0003,974
Securities gains (losses)$02,914
Applicable income taxes$-30,0006,972
Income before extraordinary items$488,0003,642
Extraordinary gains, net$015
Net income$488,0003,643
Minority interest net income$089
Net income of bank and minority interests.$488,0003,643
Net charge-offs$78,0004,078
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$488,0003,537
2011-03-31 (YTD Data)Rank
Total interest income$912,0005,486
Total interest expense$208,0005,154
Net interest income$704,0005,478
Provision for loan and lease losses$05,840
Total noninterest income$135,0004,363
Gross Fiduciary activities income$31,000833
Service charges on deposit accounts$21,0005,734
Trading account gains and fees$0158
Additional Noninterest Income$83,0003,850
Total noninterest expense$712,0005,106
Salaries and employee benefits$368,0005,089
Premises and equipment expense$125,0004,165
Additional noninterest expense$219,0005,307
Pre-tax net operating income$127,0004,852
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$126,0004,699
Extraordinary gains, net$09
Net income$126,0004,697
Minority interest net income$086
Net income of bank and minority interests.$126,0004,699
Net charge-offs$4,0004,727
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$126,0004,637
2010-12-31 (YTD Data)Rank
Total interest income$6,858,0003,968
Total interest expense$2,348,0003,144
Net interest income$4,510,0004,239
Provision for loan and lease losses$1,955,0002,109
Total noninterest income$976,0003,261
Gross Fiduciary activities income$199,000765
Service charges on deposit accounts$174,0004,658
Trading account gains and fees$0175
Additional Noninterest Income$603,0002,907
Total noninterest expense$4,957,0003,644
Salaries and employee benefits$1,900,0004,380
Premises and equipment expense$746,0003,133
Additional noninterest expense$2,311,0002,864
Pre-tax net operating income$-1,426,0006,630
Securities gains (losses)$4,0003,501
Applicable income taxes$-542,0007,188
Income before extraordinary items$-880,0006,535
Extraordinary gains, net$029
Net income$-880,0006,536
Minority interest net income$0111
Net income of bank and minority interests.$-880,0006,536
Net charge-offs$549,0003,530
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-882,5606,500
2010-09-30 (YTD Data)Rank
Total interest income$5,258,0003,979
Total interest expense$1,896,0003,088
Net interest income$3,362,0004,317
Provision for loan and lease losses$2,080,0001,615
Total noninterest income$659,0003,513
Gross Fiduciary activities income$146,000759
Service charges on deposit accounts$135,0004,683
Trading account gains and fees$0165
Additional Noninterest Income$378,0003,193
Total noninterest expense$3,769,0003,599
Salaries and employee benefits$1,402,0004,456
Premises and equipment expense$567,0003,158
Additional noninterest expense$1,800,0002,727
Pre-tax net operating income$-1,828,0007,031
Securities gains (losses)$4,0003,332
Applicable income taxes$-578,0007,391
Income before extraordinary items$-1,246,0006,973
Extraordinary gains, net$023
Net income$-1,246,0006,972
Minority interest net income$0110
Net income of bank and minority interests.$-1,246,0006,973
Net charge-offs$635,0002,749
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,248,7206,934
2010-06-30 (YTD Data)Rank
Total interest income$3,551,0003,980
Total interest expense$1,363,0003,004
Net interest income$2,188,0004,376
Provision for loan and lease losses$1,825,0001,347
Total noninterest income$440,0003,465
Gross Fiduciary activities income$94,000768
Service charges on deposit accounts$97,0004,543
Trading account gains and fees$0152
Additional Noninterest Income$249,0003,132
Total noninterest expense$2,452,0003,678
Salaries and employee benefits$963,0004,398
Premises and equipment expense$387,0003,136
Additional noninterest expense$1,102,0002,939
Pre-tax net operating income$-1,649,0007,206
Securities gains (losses)$4,0002,840
Applicable income taxes$-562,0007,502
Income before extraordinary items$-1,083,0007,119
Extraordinary gains, net$019
Net income$-1,083,0007,117
Minority interest net income$0105
Net income of bank and minority interests.$-1,083,0007,119
Net charge-offs$345,0002,886
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,085,6407,096
2010-03-31 (YTD Data)Rank
Total interest income$1,798,0004,004
Total interest expense$755,0002,896
Net interest income$1,043,0004,546
Provision for loan and lease losses$655,0001,539
Total noninterest income$240,0003,279
Gross Fiduciary activities income$45,000786
Service charges on deposit accounts$51,0004,444
Trading account gains and fees$0175
Additional Noninterest Income$144,0002,911
Total noninterest expense$1,290,0003,570
Salaries and employee benefits$495,0004,384
Premises and equipment expense$198,0003,141
Additional noninterest expense$597,0002,715
Pre-tax net operating income$-662,0007,274
Securities gains (losses)$02,284
Applicable income taxes$-7,0007,085
Income before extraordinary items$-655,0007,341
Extraordinary gains, net$016
Net income$-655,0007,341
Minority interest net income$091
Net income of bank and minority interests.$-655,0007,342
Net charge-offs$140,0002,795
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-655,0007,324
2009-12-31 (YTD Data)Rank
Total interest income$8,270,0003,729
Total interest expense$3,661,0002,941
Net interest income$4,609,0004,154
Provision for loan and lease losses$3,683,0001,744
Total noninterest income$1,044,0003,253
Gross Fiduciary activities income$181,000780
Service charges on deposit accounts$248,0004,245
Trading account gains and fees$0211
Additional Noninterest Income$615,0002,860
Total noninterest expense$5,576,0003,374
Salaries and employee benefits$2,044,0004,285
Premises and equipment expense$774,0003,215
Additional noninterest expense$2,758,0002,525
Pre-tax net operating income$-3,606,0006,993
Securities gains (losses)$12,0003,205
Applicable income taxes$190,0002,421
Income before extraordinary items$-3,784,0007,127
Extraordinary gains, net$034
Net income$-3,784,0007,126
Minority interest net income$0115
Net income of bank and minority interests.$-3,784,0007,125
Net charge-offs$4,672,0001,209
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,796,0007,127
2009-09-30 (YTD Data)Rank
Total interest income$6,311,0003,730
Total interest expense$2,839,0002,982
Net interest income$3,472,0004,146
Provision for loan and lease losses$2,675,0001,592
Total noninterest income$847,0003,154
Gross Fiduciary activities income$134,000778
Service charges on deposit accounts$187,0004,247
Trading account gains and fees$0212
Additional Noninterest Income$526,0002,727
Total noninterest expense$4,289,0003,307
Salaries and employee benefits$1,581,0004,226
Premises and equipment expense$588,0003,214
Additional noninterest expense$2,120,0002,442
Pre-tax net operating income$-2,645,0007,203
Securities gains (losses)$12,0002,919
Applicable income taxes$1,148,000759
Income before extraordinary items$-3,781,0007,460
Extraordinary gains, net$027
Net income$-3,781,0007,460
Minority interest net income$0118
Net income of bank and minority interests.$-3,781,0007,460
Net charge-offs$2,384,0001,360
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,793,0007,472
2009-06-30 (YTD Data)Rank
Total interest income$4,296,0003,713
Total interest expense$1,945,0003,031
Net interest income$2,351,0004,085
Provision for loan and lease losses$2,485,0001,230
Total noninterest income$577,0003,110
Gross Fiduciary activities income$92,000786
Service charges on deposit accounts$123,0004,258
Trading account gains and fees$0193
Additional Noninterest Income$362,0002,697
Total noninterest expense$3,021,0003,201
Salaries and employee benefits$1,044,0004,303
Premises and equipment expense$407,0003,131
Additional noninterest expense$1,570,0002,242
Pre-tax net operating income$-2,578,0007,504
Securities gains (losses)$03,136
Applicable income taxes$1,166,000535
Income before extraordinary items$-3,744,0007,699
Extraordinary gains, net$021
Net income$-3,744,0007,698
Minority interest net income$0112
Net income of bank and minority interests.$-3,744,0007,698
Net charge-offs$2,179,0001,061
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,744,0007,708
2009-03-31 (YTD Data)Rank
Total interest income$2,239,0003,644
Total interest expense$964,0003,141
Net interest income$1,275,0003,879
Provision for loan and lease losses$230,0002,661
Total noninterest income$295,0003,055
Gross Fiduciary activities income$50,000771
Service charges on deposit accounts$60,0004,245
Trading account gains and fees$0171
Additional Noninterest Income$185,0002,623
Total noninterest expense$1,352,0003,421
Salaries and employee benefits$576,0004,026
Premises and equipment expense$219,0003,019
Additional noninterest expense$557,0002,736
Pre-tax net operating income$-12,0006,312
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-12,0006,468
Extraordinary gains, net$015
Net income$-12,0006,469
Minority interest net income$0102
Net income of bank and minority interests.$-12,0006,469
Net charge-offs$337,0001,676
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-12,0006,331
2008-12-31 (YTD Data)Rank
Total interest income$9,904,0003,556
Total interest expense$4,744,0003,102
Net interest income$5,160,0003,861
Provision for loan and lease losses$2,105,0001,733
Total noninterest income$1,316,0002,874
Gross Fiduciary activities income$154,000826
Service charges on deposit accounts$294,0004,046
Trading account gains and fees$0154
Additional Noninterest Income$868,0002,345
Total noninterest expense$13,093,0001,489
Salaries and employee benefits$2,678,0003,574
Premises and equipment expense$725,0003,419
Additional noninterest expense$9,690,000697
Pre-tax net operating income$-8,722,0007,960
Securities gains (losses)$03,220
Applicable income taxes$-299,0007,325
Income before extraordinary items$-8,423,0007,960
Extraordinary gains, net$039
Net income$-8,423,0007,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,689,0001,450
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-8,423,0007,994
2008-09-30 (YTD Data)Rank
Total interest income$7,606,0003,553
Total interest expense$3,711,0003,091
Net interest income$3,895,0003,864
Provision for loan and lease losses$1,775,0001,278
Total noninterest income$1,031,0002,853
Gross Fiduciary activities income$118,000826
Service charges on deposit accounts$225,0004,035
Trading account gains and fees$0148
Additional Noninterest Income$688,0002,343
Total noninterest expense$3,974,0003,400
Salaries and employee benefits$2,078,0003,498
Premises and equipment expense$587,0003,249
Additional noninterest expense$1,309,0003,129
Pre-tax net operating income$-823,0007,444
Securities gains (losses)$03,106
Applicable income taxes$-309,0007,747
Income before extraordinary items$-514,0007,209
Extraordinary gains, net$031
Net income$-514,0007,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,196,0001,162
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-514,0007,343
2008-06-30 (YTD Data)Rank
Total interest income$5,082,0003,601
Total interest expense$2,601,0003,074
Net interest income$2,481,0003,996
Provision for loan and lease losses$1,450,000974
Total noninterest income$701,0002,841
Gross Fiduciary activities income$75,000845
Service charges on deposit accounts$146,0004,093
Trading account gains and fees$0149
Additional Noninterest Income$480,0002,309
Total noninterest expense$2,701,0003,362
Salaries and employee benefits$1,404,0003,510
Premises and equipment expense$418,0003,091
Additional noninterest expense$879,0003,078
Pre-tax net operating income$-969,0007,890
Securities gains (losses)$03,233
Applicable income taxes$-348,0008,101
Income before extraordinary items$-621,0007,784
Extraordinary gains, net$021
Net income$-621,0007,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,846
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-621,0007,760
2008-03-31 (YTD Data)Rank
Total interest income$2,659,0003,562
Total interest expense$1,442,0002,989
Net interest income$1,217,0004,072
Provision for loan and lease losses$450,0001,056
Total noninterest income$317,0003,016
Gross Fiduciary activities income$38,000856
Service charges on deposit accounts$73,0004,064
Trading account gains and fees$0158
Additional Noninterest Income$206,0002,524
Total noninterest expense$1,348,0003,374
Salaries and employee benefits$698,0003,547
Premises and equipment expense$204,0003,178
Additional noninterest expense$446,0003,000
Pre-tax net operating income$-264,0007,859
Securities gains (losses)$02,688
Applicable income taxes$-98,0008,135
Income before extraordinary items$-166,0007,775
Extraordinary gains, net$015
Net income$-166,0007,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0001,270
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-166,0007,738
2007-12-31 (YTD Data)Rank
Total interest income$11,314,0003,443
Total interest expense$5,980,0003,009
Net interest income$5,334,0003,807
Provision for loan and lease losses$1,400,0001,109
Total noninterest income$1,284,0003,003
Gross Fiduciary activities income$126,000883
Service charges on deposit accounts$300,0004,077
Trading account gains and fees$0178
Additional Noninterest Income$858,0002,453
Total noninterest expense$5,721,0003,098
Salaries and employee benefits$2,947,0003,272
Premises and equipment expense$851,0002,932
Additional noninterest expense$1,923,0002,758
Pre-tax net operating income$-503,0007,818
Securities gains (losses)$02,146
Applicable income taxes$-193,0008,123
Income before extraordinary items$-310,0007,789
Extraordinary gains, net$039
Net income$-310,0007,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,0001,279
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-310,0007,769
2007-09-30 (YTD Data)Rank
Total interest income$8,460,0003,461
Total interest expense$4,397,0003,060
Net interest income$4,063,0003,786
Provision for loan and lease losses$500,0001,569
Total noninterest income$939,0003,050
Gross Fiduciary activities income$92,000886
Service charges on deposit accounts$217,0004,161
Trading account gains and fees$0184
Additional Noninterest Income$630,0002,490
Total noninterest expense$4,174,0003,130
Salaries and employee benefits$2,270,0003,187
Premises and equipment expense$646,0002,885
Additional noninterest expense$1,258,0003,061
Pre-tax net operating income$328,0006,458
Securities gains (losses)$01,655
Applicable income taxes$94,0004,495
Income before extraordinary items$234,0006,635
Extraordinary gains, net$033
Net income$234,0006,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,000981
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$234,0006,619
2007-06-30 (YTD Data)Rank
Total interest income$5,636,0003,476
Total interest expense$2,897,0003,088
Net interest income$2,739,0003,785
Provision for loan and lease losses$410,0001,215
Total noninterest income$586,0003,201
Gross Fiduciary activities income$61,000896
Service charges on deposit accounts$140,0004,239
Trading account gains and fees$0168
Additional Noninterest Income$385,0002,626
Total noninterest expense$2,813,0003,121
Salaries and employee benefits$1,542,0003,176
Premises and equipment expense$434,0002,895
Additional noninterest expense$837,0003,078
Pre-tax net operating income$102,0007,231
Securities gains (losses)$01,444
Applicable income taxes$23,0005,272
Income before extraordinary items$79,0007,274
Extraordinary gains, net$029
Net income$79,0007,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,000717
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$79,0007,268
2007-03-31 (YTD Data)Rank
Total interest income$2,783,0003,485
Total interest expense$1,444,0003,086
Net interest income$1,339,0003,840
Provision for loan and lease losses$180,0001,262
Total noninterest income$307,0003,064
Gross Fiduciary activities income$31,000902
Service charges on deposit accounts$69,0004,205
Trading account gains and fees$0195
Additional Noninterest Income$207,0002,496
Total noninterest expense$1,411,0003,133
Salaries and employee benefits$771,0003,186
Premises and equipment expense$218,0002,906
Additional noninterest expense$422,0003,036
Pre-tax net operating income$55,0007,218
Securities gains (losses)$01,187
Applicable income taxes$9,0005,389
Income before extraordinary items$46,0007,210
Extraordinary gains, net$022
Net income$46,0007,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,062
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$46,0007,204
2006-12-31 (YTD Data)Rank
Total interest income$11,736,0003,158
Total interest expense$5,308,0002,871
Net interest income$6,428,0003,337
Provision for loan and lease losses$400,0002,257
Total noninterest income$1,251,0003,040
Gross Fiduciary activities income$98,000935
Service charges on deposit accounts$329,0003,936
Trading account gains and fees$0130
Additional Noninterest Income$824,0002,540
Total noninterest expense$5,386,0003,145
Salaries and employee benefits$3,043,0003,090
Premises and equipment expense$706,0003,315
Additional noninterest expense$1,637,0003,066
Pre-tax net operating income$1,893,0003,761
Securities gains (losses)$01,687
Applicable income taxes$591,0002,905
Income before extraordinary items$1,302,0004,097
Extraordinary gains, net$051
Net income$1,302,0004,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,426
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,302,0004,068
2006-09-30 (YTD Data)Rank
Total interest income$8,746,0003,142
Total interest expense$3,867,0002,862
Net interest income$4,879,0003,332
Provision for loan and lease losses$360,0001,848
Total noninterest income$952,0003,030
Gross Fiduciary activities income$76,000919
Service charges on deposit accounts$245,0003,981
Trading account gains and fees$0126
Additional Noninterest Income$631,0002,494
Total noninterest expense$4,092,0003,109
Salaries and employee benefits$2,331,0003,024
Premises and equipment expense$519,0003,366
Additional noninterest expense$1,242,0003,029
Pre-tax net operating income$1,379,0003,977
Securities gains (losses)$01,388
Applicable income taxes$428,0003,079
Income before extraordinary items$951,0004,292
Extraordinary gains, net$045
Net income$951,0004,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,180
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$951,0004,275
2006-06-30 (YTD Data)Rank
Total interest income$5,697,0003,159
Total interest expense$2,424,0002,889
Net interest income$3,273,0003,323
Provision for loan and lease losses$280,0001,601
Total noninterest income$641,0002,998
Gross Fiduciary activities income$56,000927
Service charges on deposit accounts$159,0004,016
Trading account gains and fees$0126
Additional Noninterest Income$426,0002,460
Total noninterest expense$2,762,0003,081
Salaries and employee benefits$1,593,0002,971
Premises and equipment expense$340,0003,401
Additional noninterest expense$829,0003,041
Pre-tax net operating income$872,0004,123
Securities gains (losses)$01,185
Applicable income taxes$269,0003,188
Income before extraordinary items$603,0004,430
Extraordinary gains, net$039
Net income$603,0004,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,363
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$603,0004,426
2006-03-31 (YTD Data)Rank
Total interest income$2,757,0003,193
Total interest expense$1,110,0003,003
Net interest income$1,647,0003,286
Provision for loan and lease losses$200,0001,130
Total noninterest income$313,0003,001
Gross Fiduciary activities income$28,000932
Service charges on deposit accounts$75,0004,076
Trading account gains and fees$0115
Additional Noninterest Income$210,0002,418
Total noninterest expense$1,383,0003,091
Salaries and employee benefits$794,0002,987
Premises and equipment expense$163,0003,538
Additional noninterest expense$426,0002,946
Pre-tax net operating income$377,0004,407
Securities gains (losses)$0955
Applicable income taxes$115,0003,401
Income before extraordinary items$262,0004,758
Extraordinary gains, net$021
Net income$262,0004,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,166
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$262,0004,736
2005-12-31 (YTD Data)Rank
Total interest income$9,150,0003,379
Total interest expense$3,075,0003,262
Net interest income$6,075,0003,381
Provision for loan and lease losses$479,0001,977
Total noninterest income$1,253,0003,042
Gross Fiduciary activities income$90,000962
Service charges on deposit accounts$310,0004,100
Trading account gains and fees$0138
Additional Noninterest Income$853,0002,442
Total noninterest expense$5,334,0003,064
Salaries and employee benefits$2,985,0002,974
Premises and equipment expense$722,0003,155
Additional noninterest expense$1,627,0003,037
Pre-tax net operating income$1,515,0004,353
Securities gains (losses)$02,296
Applicable income taxes$475,0003,451
Income before extraordinary items$1,040,0004,724
Extraordinary gains, net$046
Net income$1,040,0004,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,191
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,040,0004,692
2005-09-30 (YTD Data)Rank
Total interest income$6,542,0003,451
Total interest expense$2,074,0003,412
Net interest income$4,468,0003,436
Provision for loan and lease losses$329,0002,048
Total noninterest income$972,0002,963
Gross Fiduciary activities income$67,000952
Service charges on deposit accounts$233,0004,111
Trading account gains and fees$0126
Additional Noninterest Income$672,0002,379
Total noninterest expense$4,055,0002,991
Salaries and employee benefits$2,215,0002,973
Premises and equipment expense$622,0002,782
Additional noninterest expense$1,218,0003,005
Pre-tax net operating income$1,056,0004,625
Securities gains (losses)$02,317
Applicable income taxes$332,0003,623
Income before extraordinary items$724,0004,994
Extraordinary gains, net$035
Net income$724,0004,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,590
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$724,0004,954
2005-06-30 (YTD Data)Rank
Total interest income$4,098,0003,554
Total interest expense$1,209,0003,602
Net interest income$2,889,0003,506
Provision for loan and lease losses$209,0002,099
Total noninterest income$631,0002,984
Gross Fiduciary activities income$46,000946
Service charges on deposit accounts$159,0004,016
Trading account gains and fees$0116
Additional Noninterest Income$426,0002,433
Total noninterest expense$2,702,0002,980
Salaries and employee benefits$1,455,0003,004
Premises and equipment expense$422,0002,702
Additional noninterest expense$825,0002,932
Pre-tax net operating income$609,0004,983
Securities gains (losses)$02,146
Applicable income taxes$189,0003,878
Income before extraordinary items$420,0005,323
Extraordinary gains, net$030
Net income$420,0005,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,194
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$420,0005,282
2005-03-31 (YTD Data)Rank
Total interest income$1,923,0003,712
Total interest expense$557,0003,719
Net interest income$1,366,0003,682
Provision for loan and lease losses$129,0001,651
Total noninterest income$316,0002,937
Gross Fiduciary activities income$24,000954
Service charges on deposit accounts$73,0004,143
Trading account gains and fees$0115
Additional Noninterest Income$219,0002,348
Total noninterest expense$1,330,0003,037
Salaries and employee benefits$695,0003,142
Premises and equipment expense$211,0002,733
Additional noninterest expense$424,0002,869
Pre-tax net operating income$223,0005,711
Securities gains (losses)$01,685
Applicable income taxes$67,0004,351
Income before extraordinary items$156,0006,020
Extraordinary gains, net$024
Net income$156,0006,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,407
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$156,0005,978
2004-12-31 (YTD Data)Rank
Total interest income$5,346,0004,627
Total interest expense$1,633,0004,265
Net interest income$3,713,0004,714
Provision for loan and lease losses$458,0002,117
Total noninterest income$1,004,0003,529
Gross Fiduciary activities income$119,000904
Service charges on deposit accounts$277,0004,499
Trading account gains and fees$0138
Additional Noninterest Income$608,0002,969
Total noninterest expense$3,886,0003,854
Salaries and employee benefits$2,080,0003,872
Premises and equipment expense$699,0003,130
Additional noninterest expense$1,107,0003,995
Pre-tax net operating income$373,0007,190
Securities gains (losses)$2,0003,489
Applicable income taxes$113,0005,394
Income before extraordinary items$262,0007,381
Extraordinary gains, net$034
Net income$262,0007,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,024,000762
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$260,6007,338
2004-09-30 (YTD Data)Rank
Total interest income$3,556,0005,004
Total interest expense$1,087,0004,573
Net interest income$2,469,0005,100
Provision for loan and lease losses$261,0002,511
Total noninterest income$671,0003,831
Gross Fiduciary activities income$78,000929
Service charges on deposit accounts$178,0004,879
Trading account gains and fees$0134
Additional Noninterest Income$415,0003,134
Total noninterest expense$2,680,0004,082
Salaries and employee benefits$1,490,0003,970
Premises and equipment expense$481,0003,356
Additional noninterest expense$709,0004,473
Pre-tax net operating income$199,0007,703
Securities gains (losses)$03,710
Applicable income taxes$61,0005,814
Income before extraordinary items$138,0007,860
Extraordinary gains, net$026
Net income$138,0007,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,001,000569
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$138,0007,814
2004-06-30 (YTD Data)Rank
Total interest income$1,884,0005,744
Total interest expense$497,0005,668
Net interest income$1,387,0005,658
Provision for loan and lease losses$144,0002,858
Total noninterest income$387,0004,171
Gross Fiduciary activities income$48,000956
Service charges on deposit accounts$84,0005,624
Trading account gains and fees$0130
Additional Noninterest Income$255,0003,288
Total noninterest expense$1,558,0004,546
Salaries and employee benefits$809,0004,679
Premises and equipment expense$266,0003,883
Additional noninterest expense$483,0004,426
Pre-tax net operating income$72,0008,111
Securities gains (losses)$03,413
Applicable income taxes$23,0006,209
Income before extraordinary items$49,0008,236
Extraordinary gains, net$021
Net income$49,0008,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$986,000432
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$49,0008,179
2004-03-31 (YTD Data)Rank
Total interest income$306,0008,329
Total interest expense$106,0007,744
Net interest income$200,0008,434
Provision for loan and lease losses$27,0004,453
Total noninterest income$65,0006,712
Gross Fiduciary activities income$7,0001,141
Service charges on deposit accounts$15,0007,174
Trading account gains and fees$0121
Additional Noninterest Income$43,0005,417
Total noninterest expense$229,0008,034
Salaries and employee benefits$121,0008,103
Premises and equipment expense$41,0007,205
Additional noninterest expense$67,0007,958
Pre-tax net operating income$9,0008,446
Securities gains (losses)$02,934
Applicable income taxes$3,0006,752
Income before extraordinary items$6,0008,519
Extraordinary gains, net$016
Net income$6,0008,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$802,000319
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$6,0008,459
2003-12-31 (YTD Data)Rank
Total interest income$6,934,0003,857
Total interest expense$2,378,0003,479
Net interest income$4,556,0003,964
Provision for loan and lease losses$1,145,0001,046
Total noninterest income$1,855,0002,440
Gross Fiduciary activities income$141,000891
Service charges on deposit accounts$239,0004,852
Trading account gains and fees$0160
Additional Noninterest Income$1,475,0001,848
Total noninterest expense$5,547,0002,797
Salaries and employee benefits$3,347,0002,510
Premises and equipment expense$981,0002,290
Additional noninterest expense$1,219,0003,683
Pre-tax net operating income$-281,0008,735
Securities gains (losses)$108,0001,819
Applicable income taxes$-69,0008,898
Income before extraordinary items$-104,0008,724
Extraordinary gains, net$054
Net income$-104,0008,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$621,0001,353
Cash dividends$600,0003,197
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-173,1208,696
2003-09-30 (YTD Data)Rank
Total interest income$5,220,0003,886
Total interest expense$1,773,0003,605
Net interest income$3,447,0003,953
Provision for loan and lease losses$525,0001,587
Total noninterest income$1,510,0002,352
Gross Fiduciary activities income$103,000898
Service charges on deposit accounts$171,0004,995
Trading account gains and fees$0153
Additional Noninterest Income$1,236,0001,770
Total noninterest expense$4,203,0002,770
Salaries and employee benefits$2,524,0002,497
Premises and equipment expense$733,0002,307
Additional noninterest expense$946,0003,559
Pre-tax net operating income$229,0007,569
Securities gains (losses)$108,0001,683
Applicable income taxes$107,0005,498
Income before extraordinary items$230,0007,393
Extraordinary gains, net$040
Net income$230,0007,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$630,000981
Cash dividends$400,0003,007
Sale, conversion, retirement of capital stock, net$0722
Net operating income$156,5607,708
2003-06-30 (YTD Data)Rank
Total interest income$3,517,0003,883
Total interest expense$1,231,0003,590
Net interest income$2,286,0003,975
Provision for loan and lease losses$450,0001,255
Total noninterest income$1,014,0002,338
Gross Fiduciary activities income$71,000901
Service charges on deposit accounts$110,0005,032
Trading account gains and fees$0150
Additional Noninterest Income$833,0001,732
Total noninterest expense$2,801,0002,765
Salaries and employee benefits$1,691,0002,480
Premises and equipment expense$500,0002,259
Additional noninterest expense$610,0003,656
Pre-tax net operating income$49,0008,374
Securities gains (losses)$108,0001,449
Applicable income taxes$49,0005,928
Income before extraordinary items$108,0007,865
Extraordinary gains, net$030
Net income$108,0007,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,000909
Cash dividends$300,0002,868
Sale, conversion, retirement of capital stock, net$0589
Net operating income$33,4808,432
2003-03-31 (YTD Data)Rank
Total interest income$1,775,0003,869
Total interest expense$640,0003,559
Net interest income$1,135,0003,996
Provision for loan and lease losses$375,000770
Total noninterest income$473,0002,382
Gross Fiduciary activities income$35,000910
Service charges on deposit accounts$49,0005,240
Trading account gains and fees$0134
Additional Noninterest Income$389,0001,773
Total noninterest expense$1,388,0002,772
Salaries and employee benefits$848,0002,482
Premises and equipment expense$243,0002,301
Additional noninterest expense$297,0003,677
Pre-tax net operating income$-155,0009,043
Securities gains (losses)$106,000966
Applicable income taxes$-17,0009,109
Income before extraordinary items$-32,0008,913
Extraordinary gains, net$021
Net income$-32,0008,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,054
Cash dividends$100,0002,874
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-100,9008,962
2002-12-31 (YTD Data)Rank
Total interest income$7,661,0003,781
Total interest expense$3,145,0003,412
Net interest income$4,516,0003,978
Provision for loan and lease losses$1,165,0001,174
Total noninterest income$1,662,0002,446
Gross Fiduciary activities income$139,000922
Service charges on deposit accounts$251,0004,679
Trading account gains and fees$0153
Additional Noninterest Income$1,272,0001,868
Total noninterest expense$4,814,0003,020
Salaries and employee benefits$2,864,0002,751
Premises and equipment expense$842,0002,560
Additional noninterest expense$1,108,0003,855
Pre-tax net operating income$199,0007,923
Securities gains (losses)$96,0001,795
Applicable income taxes$91,0006,049
Income before extraordinary items$204,0007,820
Extraordinary gains, net$070
Net income$204,0007,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,0001,236
Cash dividends$585,0003,218
Sale, conversion, retirement of capital stock, net$1,050,000368
Net operating income$137,7608,045
2001-12-31 (YTD Data)Rank
Total interest income$8,481,0003,824
Total interest expense$4,279,0003,600
Net interest income$4,202,0003,977
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,365,0002,685
Gross Fiduciary activities income$78,0001,051
Service charges on deposit accounts$272,0004,420
Trading account gains and fees$0177
Additional Noninterest Income$1,015,0002,018
Total noninterest expense$4,280,0003,226
Salaries and employee benefits$2,327,0003,148
Premises and equipment expense$884,0002,411
Additional noninterest expense$1,069,0003,850
Pre-tax net operating income$1,047,0004,799
Securities gains (losses)$150,0001,408
Applicable income taxes$336,0004,055
Income before extraordinary items$861,0004,680
Extraordinary gains, net$0105
Net income$861,0004,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,135
Cash dividends$585,0003,202
Sale, conversion, retirement of capital stock, net$0922
Net operating income$753,0004,931
2000-12-31 (YTD Data)Rank
Total interest income$8,195,0004,048
Total interest expense$4,243,0003,801
Net interest income$3,952,0004,219
Provision for loan and lease losses$187,0003,888
Total noninterest income$983,0003,178
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$289,0004,169
Trading account gains and feesNANA
Additional Noninterest Income$694,0002,377
Total noninterest expense$3,784,0003,483
Salaries and employee benefits$2,077,0003,358
Premises and equipment expense$787,0002,617
Additional noninterest expense$920,0004,267
Pre-tax net operating income$964,0005,356
Securities gains (losses)$01,956
Applicable income taxes$273,0004,785
Income before extraordinary items$691,0005,458
Extraordinary gains, net$038
Net income$691,0005,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,923
Cash dividends$446,0003,773
Sale, conversion, retirement of capital stock, net$0969
Net operating income$691,0005,456
1999-12-31 (YTD Data)Rank
Total interest income$7,362,0004,215
Total interest expense$3,313,0004,238
Net interest income$4,049,0004,130
Provision for loan and lease losses$309,0002,587
Total noninterest income$999,0003,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$267,0004,333
Trading account gains and feesNANA
Additional Noninterest Income$732,0002,302
Total noninterest expense$3,849,0003,431
Salaries and employee benefits$2,164,0003,192
Premises and equipment expense$646,0003,078
Additional noninterest expense$1,039,0003,892
Pre-tax net operating income$890,0005,632
Securities gains (losses)$03,155
Applicable income taxes$265,0005,080
Income before extraordinary items$625,0005,781
Extraordinary gains, net$035
Net income$625,0005,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,092
Cash dividends$304,0004,475
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$625,0005,746
1998-12-31 (YTD Data)Rank
Total interest income$6,387,0004,763
Total interest expense$2,891,0004,861
Net interest income$3,496,0004,606
Provision for loan and lease losses$220,0003,309
Total noninterest income$929,0003,251
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$177,0005,473
Trading account gains and feesNANA
Additional Noninterest Income$752,0002,264
Total noninterest expense$3,173,0003,917
Salaries and employee benefits$1,818,0003,641
Premises and equipment expense$475,0003,840
Additional noninterest expense$880,0004,364
Pre-tax net operating income$1,032,0005,319
Securities gains (losses)$04,449
Applicable income taxes$297,0005,196
Income before extraordinary items$735,0005,464
Extraordinary gains, net$032
Net income$735,0005,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,222
Cash dividends$167,0005,649
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$735,0005,357
1997-12-31 (YTD Data)Rank
Total interest income$5,019,0005,794
Total interest expense$2,358,0005,639
Net interest income$2,661,0005,811
Provision for loan and lease losses$88,0005,481
Total noninterest income$661,0004,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0006,394
Trading account gains and feesNANA
Additional Noninterest Income$523,0002,731
Total noninterest expense$2,428,0004,888
Salaries and employee benefits$1,396,0004,512
Premises and equipment expense$392,0004,512
Additional noninterest expense$640,0005,561
Pre-tax net operating income$806,0006,523
Securities gains (losses)$03,944
Applicable income taxes$228,0006,520
Income before extraordinary items$578,0006,486
Extraordinary gains, net$044
Net income$578,0006,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,643
Cash dividends$264,0004,840
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$578,0006,429
1996-12-31 (YTD Data)Rank
Total interest income$4,153,0006,717
Total interest expense$1,941,0006,546
Net interest income$2,212,0006,743
Provision for loan and lease losses$40,0006,972
Total noninterest income$307,0006,854
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0007,470
Trading account gains and feesNANA
Additional Noninterest Income$206,0005,078
Total noninterest expense$1,900,0006,165
Salaries and employee benefits$1,085,0005,637
Premises and equipment expense$294,0005,670
Additional noninterest expense$521,0006,901
Pre-tax net operating income$579,0007,532
Securities gains (losses)$5,0002,986
Applicable income taxes$158,0007,760
Income before extraordinary items$426,0007,410
Extraordinary gains, net$053
Net income$426,0007,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,018
Cash dividends$246,0005,026
Sale, conversion, retirement of capital stock, net$0953
Net operating income$422,3507,377
1995-12-31 (YTD Data)Rank
Total interest income$3,771,0007,234
Total interest expense$1,820,0006,845
Net interest income$1,951,0007,413
Provision for loan and lease losses$36,0006,768
Total noninterest income$196,0008,499
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$89,0008,057
Trading account gains and feesNANA
Additional Noninterest Income$107,0007,021
Total noninterest expense$1,511,0007,240
Salaries and employee benefits$816,0007,016
Premises and equipment expense$227,0006,713
Additional noninterest expense$468,0007,537
Pre-tax net operating income$600,0007,869
Securities gains (losses)$03,831
Applicable income taxes$160,0008,094
Income before extraordinary items$440,0007,725
Extraordinary gains, net$065
Net income$440,0007,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$175,0005,792
Sale, conversion, retirement of capital stock, net$0809
Net operating income$440,0007,696
1994-12-31 (YTD Data)Rank
Total interest income$2,990,0008,064
Total interest expense$1,222,0007,813
Net interest income$1,768,0008,123
Provision for loan and lease losses$36,0006,762
Total noninterest income$184,0009,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0008,249
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,838
Total noninterest expense$1,368,0008,011
Salaries and employee benefits$733,0007,652
Premises and equipment expense$187,0007,705
Additional noninterest expense$448,0008,335
Pre-tax net operating income$548,0008,326
Securities gains (losses)$03,600
Applicable income taxes$144,0008,434
Income before extraordinary items$404,0008,169
Extraordinary gains, net$0249
Net income$404,0008,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$163,0005,898
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$404,0008,212
1993-12-31 (YTD Data)Rank
Total interest income$2,691,0008,839
Total interest expense$1,150,0008,483
Net interest income$1,541,0008,975
Provision for loan and lease losses$9,0009,850
Total noninterest income$223,0008,807
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0008,587
Trading account gains and feesNANA
Additional Noninterest Income$130,0007,013
Total noninterest expense$1,289,0008,555
Salaries and employee benefits$690,0008,063
Premises and equipment expense$206,0007,564
Additional noninterest expense$393,0009,341
Pre-tax net operating income$466,0008,896
Securities gains (losses)$15,0005,022
Applicable income taxes$126,0009,172
Income before extraordinary items$355,0008,884
Extraordinary gains, net$03,149
Net income$355,0009,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$169,0005,845
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$343,9008,738
1992-12-31 (YTD Data)Rank
Total interest income$2,839,0009,258
Total interest expense$1,347,0009,048
Net interest income$1,492,0009,302
Provision for loan and lease losses$30,0009,956
Total noninterest income$145,00010,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$96,0008,631
Trading account gains and feesNANA
Additional Noninterest Income$49,00010,461
Total noninterest expense$1,146,0009,296
Salaries and employee benefits$609,0008,732
Premises and equipment expense$197,0007,902
Additional noninterest expense$340,00010,321
Pre-tax net operating income$461,0008,708
Securities gains (losses)$08,369
Applicable income taxes$120,0009,356
Income before extraordinary items$341,0008,811
Extraordinary gains, net$01,422
Net income$341,0008,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$148,0005,841
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$341,0008,446

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.